Lochaber Friendship Group For The Visually Impaired Scottish Charity Number SC028101 Annual Report and Financi21 Statements For the year ended 31st March 2026 PagÈ1of8
Trustees, Annual Report Forthe year ended 31st March 2026 The trustees have pleasure in presenting their report together with the financial Statements for the year ended 31st March 2026. Reference and Administrative Information Charity Name Lochaber Friendship Group For The Visually Impaired Address Viewpark, Mandally, Invergarry, Inverness Shire. PH35 4HP Bankers Bank of Scotland, 62 High Street, Fort William, PH33 6AE Independent Examiner Marie Mcmillan Cert Acct Iopenl. Finance Manègef, Voluntary Action Lochaber, An Drochaid, Claggan Road, Fort William, PH33 6PH Current Trustees Maureen Dempsey - Chairperson Catriona C Menzies - Treasurer I Secretary Nan Cockburn Structure Governance and Mana ement Constitutlon The Charity was registered in its current legal form on 19th May, 1998. It has a two tier structure comprising of Members and Charity Trustees. Appointment of trustees The number of Charity Trustees shall be not less than 3. Trustees are voted in by the Members at each Annual General Meeting IAGMI. Ob-ertlves and Activities The objects of the Charity shall to be advance the education of people with visual impairments and their carers in Lochaber and to provide facilities, in the interest of social welfare, for recreation and other leisure- time occupation so that the conditions of life of the aforementioned people with visual impairments and their carers be improved and they can increase their independence. Charitable purposes Provide social welfare and other recreational interests for those who are visually impaired throughout Lochaber. PagÈ2of8
Artivities We hold regular meetings and outings for lunch and afternoon tea and a get together each january for a post Xmas celebration when possible. Achievements and Performance We did manage to organise an outings in July which was very much enjoyed by all who attended. Financial revlew Total income for the year was £160. Expenditure for same period w35 £205. Reserves at year end were 634 of unrestricted fund5. Reserves Policy There is no requirement in the Constitution to hold any reserves however the trustees recognise that it is advisable to retain three months worth of normal running costs in order to meet commitments and to cover any unexpected expenditure. Plans for future period We are looking forward to planning and organising more events and outings. We are always looking to increase our Membership so will actively promote the group where possible. Exem tions from Disclosure There are no exemptions from disclosure. Funds held as custodian trustee on behalf of others There are no funds held as custodian trustee on behalf of others. This report was approved by the Trustees on j Y-05_ 2026. Name of Trustee .' Catriona Menzie5 Date.. Tr -os- 2026 PagÈ3of8
LochabeT Ftitttdship Gtoup For The Vxsually Impaired
S¢ottish Charity Number SC028101
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chaber Fricnd$hip Group ForThe Vi5ualfy Impatted Rreeipis and Pg}nients Accounts For the ycar cnded 31st March 2026 Scottish Char¢ty Number SC028101 Ye*r to Year tv Yearto Ye9r ro 2&26 2026 2026 2025 Total Uttttsttiued Re$uicted Total Receipts Note Grants and Donati( Cr2ntS Bank Intete$t tettived FuJ)drai$in% 70 i) Tot0] Receipts 160 P#ymtnts Charitable Activities 448 220 Admin Ci>SIS Governancc Costs 125 125 Ttst¥l Pa)wcnts 205 Su1¥1(Dcr1cLL} fi)r thc I'cgr bcfi)rc tran5fc Tran5fcr5 b¢Nvc¢n 1451 1451 SuTrlu$llDeficitl for the yegf PagÈSof8
ch#ber Friendship Gmup The Visu•Uy Impaired Receipts and Payment5 Accounts Fut ihe year ended 31st March 2026 Scottish Charity Number SC028101 Ye*r to Ycar to Y¢aT to Yc41 to 2026 2026 2026 20 Uore$tri<ted Restrica Total Tot Opening CA$h At hAnk And in hAod 679 dd Inc(Trm¢ 16Q .39 205 160 839 205 1.533 b.xpen¢liNire Clo$in% cash at bank athd in hand 634 Bgnk and C35h Balancts 634 67 l)ut51.Indin¥ Ii)dxements 9&10 6.14 634 Swcd On behalf of xl] Ttu$tets'. atriona Menzie$ Dx¢e'. 18-QS J026 The notes on pgges 7 to 8 Form part of these financial staiemeJJts PagÈ6of8
Lochaber Friendship Group For The Ifisually Impaired Scottlsh Charity Number SC028101 Notes to the actounts For the year ended 31st March 2026 l Bas45 of Accounting These accounts have been prepared on the Receipts and Payments b3si5 in accordènce with the Charities & Trustee nvestment Iscotlandl Act 2005 and the Charities Account5 Iscotlandl Regulations 2006 las amended). 2 Nature and purpose of funds Unrestricted fund5 are those that may be used at the discretion of the trustee5 in furtherance of the objects of the charity. The tru5tee5 maintain a Single unrestricted fund for the day-to-day running of the Charitv. Restricted funds may only be used for specific purposes. Restrictions arise when specified by the donor or when funds are raised for Specific purp05e5. 3 Related party transactions No remuneration was paid to the trustees or any connected persons during the ye3r12025.. £NILI. 4 Grants Unrestricted Funds Restricted Fund5 Total 2026 Total 2025 Grants S DonatFOnS Unrestrirted Funds Restrirted Funds Total 2026 Total 2025 Donations 6 Transfers between funds There were no transfers between funds during the year12025.. £NILI. 7 Governance Costs Unrestricted Funds Restricted Funds Total 2026 Total 2025 125 125 125 125 Independent Examination 125 125 8 Volunteers The trustees woltld like to record their thanks to all the volunteers who dedicate a Significant amount of time fof r*0 remuneration to the charitv. PagÈ7of8
9 Restrtrted Funds At 1st April 2025 At 31st March 2026 Incoming Outgoing Transfers Restricted Funds 10 Unrestricted Funds Attst April 2025 At 31st Marth Transfers 2026 Incoming Outgoing 12051 12051 Unrestricted Funds 679 679 160 160 634 634 PagÈ8of8