Lochaber Friendship Group For The Visually Impaired Scottish Charity Number SC028101 Annual Report and Financi21 Statements For the year ended 31st March 2026 PagÈ1of8 Trustees, Annual Report Forthe year ended 31st March 2026 The trustees have pleasure in presenting their report together with the financial Statements for the year ended 31st March 2026. Reference and Administrative Information Charity Name Lochaber Friendship Group For The Visually Impaired Address Viewpark, Mandally, Invergarry, Inverness Shire. PH35 4HP Bankers Bank of Scotland, 62 High Street, Fort William, PH33 6AE Independent Examiner Marie Mcmillan Cert Acct Iopenl. Finance Manègef, Voluntary Action Lochaber, An Drochaid, Claggan Road, Fort William, PH33 6PH Current Trustees Maureen Dempsey - Chairperson Catriona C Menzies - Treasurer I Secretary Nan Cockburn Structure Governance and Mana ement Constitutlon The Charity was registered in its current legal form on 19th May, 1998. It has a two tier structure comprising of Members and Charity Trustees. Appointment of trustees The number of Charity Trustees shall be not less than 3. Trustees are voted in by the Members at each Annual General Meeting IAGMI. Ob-ertlves and Activities The objects of the Charity shall to be advance the education of people with visual impairments and their carers in Lochaber and to provide facilities, in the interest of social welfare, for recreation and other leisure- time occupation so that the conditions of life of the aforementioned people with visual impairments and their carers be improved and they can increase their independence. Charitable purposes Provide social welfare and other recreational interests for those who are visually impaired throughout Lochaber. PagÈ2of8 Artivities We hold regular meetings and outings for lunch and afternoon tea and a get together each january for a post Xmas celebration when possible. Achievements and Performance We did manage to organise an outings in July which was very much enjoyed by all who attended. Financial revlew Total income for the year was £160. Expenditure for same period w35 £205. Reserves at year end were 634 of unrestricted fund5. Reserves Policy There is no requirement in the Constitution to hold any reserves however the trustees recognise that it is advisable to retain three months worth of normal running costs in order to meet commitments and to cover any unexpected expenditure. Plans for future period We are looking forward to planning and organising more events and outings. We are always looking to increase our Membership so will actively promote the group where possible. Exem tions from Disclosure There are no exemptions from disclosure. Funds held as custodian trustee on behalf of others There are no funds held as custodian trustee on behalf of others. This report was approved by the Trustees on j Y-05_ 2026. Name of Trustee .' Catriona Menzie5 Date.. Tr -os- 2026 PagÈ3of8 LochabeT Ftitttdship Gtoup For The Vxsually Impaired S¢ottish Charity Number SC028101 Independent examitttes teport to the chaiity on the unaudited a¢count$ of iK)chab¢r Friendshtp Gioup For The VISUlY fmpaired. I rcp()rr vn rhc thcc()unts (if thc (-hArit!. fi>r th¢ }'ear cndtd 31st arch 2026 M-hjch arc sci c)ut ()n i Iv 6. Respective responsibilities of trustee and iJ3dependen( examiner Thc chirtri'ts'frust¢e4 2r¢ T¢SPC)rt*ible fi)r the prepxixuon (Jf th¢ occounrs In 2CCCirdanc¢ '1th thc fLrn]S ¢)f Ehe Charilles and'I Iustee Ini'estment IScodAndl Ilct 21J(15 and the Charities iKccounts (ScodAndl Repil2tiuns 21N16. The ch2ritt' tru%rees consider thAr rhe Audit rcliuircnicnt ()[ RcpilAtsc>n IUIII (dl i>f thc 21106 ,-Iccounis Rcgulauuns dvcs nni appl!.. It is nil rc5P()nsibilitt' to eKaniine the ac¢outyfs ¥ rtyliired under s¢ctll)n 4411) fc} of rhe Act Eo stare wherhcr particular marters hai'e crlindl R¢xulan(Ins 2006. A eNamin2ti()n include% a rei-iew t)Ithe aCc(>Untink recurd5 kept b¥ the charTrn- and a c(Impan8(In ()E thc acc(iUnts prcsentrd wlth rh()%¢ record5. Tt alst) 1cludeS ci)n%idctatii>n Rni. unusuAI ireTll% nr di%cli?sures in the acciiuni4, And scek4 LAplanauiin% Et(>tn the trustees li>nc¢ming an! Such mktt¢r%. procedu¢s undetukLn do rtOL pri)i"Ide all thc ¢1(n(C rh#r ivould be reciuired irl atl 9u(bt. Rnd c()nseguend)' I clu nrjt t'xpress xn aucbt opinion on the i'le. Riben b} the 2ccfJunts Independent exarninees statefflent In the course i)f mi. examillati()n. ni) niatteT has Crt IwchAI)er An DTI)chaid. c.12& Ri)ad Fi)Tr IlJilliam PTr13.3 ()Pll VOLUNTh&Y ACTION LOCHAUEri PagÈ4of8 chaber Fricnd$hip Group ForThe Vi5ualfy Impatted Rreeipis and Pg}nients Accounts For the ycar cnded 31st March 2026 Scottish Char¢ty Number SC028101 Ye*r to Year tv Yearto Ye9r ro 2&26 2026 2026 2025 Total Uttttsttiued Re$uicted Total Receipts Note Grants and Donati( Cr2ntS Bank Intete$t tettived FuJ)drai$in% 70 i) Tot0] Receipts 160 P#ymtnts Charitable Activities 448 220 Admin Ci>SIS Governancc Costs 125 125 Ttst¥l Pa)wcnts 205 Su1¥1(Dcr1cLL} fi)r thc I'cgr bcfi)rc tran5fc Tran5fcr5 b¢Nvc¢n 1451 1451 SuTrlu$llDeficitl for the yegf PagÈSof8 ch#ber Friendship Gmup The Visu•Uy Impaired Receipts and Payment5 Accounts Fut ihe year ended 31st March 2026 Scottish Charity Number SC028101 Ye*r to Ycar to Y¢aT to Yc41 to 2026 2026 2026 20 Uore$tri