(fam A Reglstered Charlty & Company Umlted by Guarantee Report and Financial Statements l April 2024 - 31 March 2025 Re9lstered Charity No 1148854 Registered Company In England & Wales No 7858057
CARRAMEA (A Company Limited by Guarantee) TRUSTEE REPORT FOR THE YEAR ENDED 31 MARCH 2025 LEGAL AND ADMINISTRATIVE DEfAILS Trustees / Directors of the Charlty and Company Sharon Dunbar Omar Edris Faizi Fauzia Adnan Hemuna Pather-carr San9eetha Ragavan Bankers The Co-operatlve Bank Reglgtered Charlty Number 1148854 Company Reglstratlon Number 7858057 Address Carramea Communlty Resou Centre 27 Northolt Road Harrow Middlesex HA2 OLH
CARRAMEA (A Company Llmlted by Guarantee) TRUSTEE REPORT FOR THE YEAR ENDED 31 MARCH 2025 The trustees who are also dirertors of the charfty for the purposes of the Companies Act 2006, present their report wlth the financial statements of the charity for the year ended 31 March 2025 The trustees have adopted the provlslons of the Statement of Recommended Practice (SORP) 'Accounting and Reporting by Charities, issued In January 2015. srRUCTURE, GOVERNANCE & MANAGEMENT Governin9 Document Carramea Is a company Ilmlted by guarantee (company number 07858057) and a registered charrty (charity number 1148854). It is governed by a Memorandurn and Articles of Association. Appointment of Trustees The first directors and trustees were appolnted by the Carrarnea Foundlng Organlsatlons. Subsequent trustees are elerted into post by the Members of the Board. Subsequent Members of the Board are appolnted followlng nominatlon by a Foundlng Organlsation or non-Foundlng Organisatlon registered as a resldent organlsation at the Carramea Communlty Resource Centre, dlscusslon of dutles, responslbllltles and Ilabllltles wlth the nominee, and electlon by the Members of the Board. Potentlal new board members are Identlfied by: (a) conductlng a board skills gap amongst existing trustees, (b) approaching relevant individuals known to have these requlred skllls, andlor (c) advertisement for board members through our Founding OrganisatSons and through non-FoundSng Organlsatlons regISte as Resldent Organlsatlons at the Centre. Management The Board of Trustees governs the charity, meetlng at least on a quarterly basis. The Trustees appolnt the Chlef Executjve Officer who oversees the day-to-day operatlon of Carramea. Project implementation is carried out by Project Co-ordinators. Risk Management The Trustees have conducted a review of the maln rlsks to whlch the charlty Is exposed. Where approprlate, systems and procedures have been put in place to manage these rlsks. Reliance on external funding has been rnitigated by raising income through increasing usage of our office and meetlng facilities by the voluntary and charitable sector. Competitive risks for funding opportunltles have been mitlgated by developlng a strong brand based on successful projert dellvery and our development Into a wldely representative community hub, whlch Is responslve to comrnunlty demand for a range of services and is well known and appreciated in the South Harrow area and beyond.
CARRAMEA (A Company Limited by Guarnntee) TRUSTEE REPORT FOR THE YEAR ENDED 31 MARCH 2025 We have a reputation for reliablllty, trustworthlness and prlnclpled commitment to the voluntary sector and the wider community. We arrange for appropriate training for staff and take out approprlate Insurance We have internal control risks linked to flnanclal transattions, mitigated by a Flnanclal Control Pollcy, requlrlng 2 approvals for each transaction, we can call upon advlce from professional accountants. If required. PUBLIC BENEFIT The Trustees confirm that they have cornplled wlth the duty In sectlon 4 of the Charttles Art 2006 to have due regard to public benefit guldance published by the Charity Commlssion in determining the activltles undertaken by the Charlty. The following sertlons demonstrate our provision of public benefit: OBJEcfivES & PRIORITIES i) To advance the education of the publlc In Harrow by provldlng a range of tralnlng courses. and 2) to promote the voluntary sertor for the benefit of the public In Harrow by: a) the provislon and malntenance of a resource centre to be used by the voluntary sector, Includlng the provislon of office, IT and meeting facilities. and b) facllltstlng partnershlp and co-operatlon In the voluntsry sector. wrth a vlew to promoting social coheslon amongst the publlc In Harrow. PLANS FOR THE FUTURE Our Carramea Communlty Resource Centre provides flexible office, meeting and storage facllities at affordable rates to about 15 organisations, at any particular timei provldlng charitable servlces to the communlty In Harrow. Carramea's provision for these organisations ranges from reglstered office address with incoming mail and telephone enquiry forwardlng facllltles, to hourly hot-desking as and when requlred, and to 7-day office usage till 10.00pm. In addltlon we provlde volunteerlng opportunities and through our dellvery partners we provlde Engllsh Language courses and training courses for member5 of the publlc. Following 'build back, after Covid dosure, we now have about 1,000 vlslts per month by service-users and volunteers worklng towards employment. We expett thls demand from the community to grow and we will work to secure grant funding to support our volunteers and assure our baslc runnlng costs at a time of steeply rislng costs.
CARRAMEA (A Company Limited by Guarantee) TRUSTEE REPORT FOR THE PERIOD ENDED 31 MARCH 2025 FINANCIAL REVIEW Income generation The total of Incomlng resources for thls year was £88,045 (2024: £74,930). Restricted Funds Restrlcted funds represented approxlmately 3.62% of generated Income thls financlal year. Fundraising objectives Two revenue grants towards staff and projert costs provided the charity with sufficient funding to carry out its charitable objectives. Fundraising planning concentrated on Identlfylng other sources of Income to sustaln the charlty's alms from 2024/2025 onwards, particularly those that can diverslfy the fundlng portfolio and fund staff, volunteers, tralnlng and core costs. Management & Administration The organisation considers all its work to be charftable but does make an allowance for some costs that relate to legal and charitable compliance. Reserves (Working Capltal Policy) Our reserves pollcy was approved by the board on 8th February 2012 and states: "Carramea will alm to establish a ReseNe of between 33% and SO% of Its experted running costs ft)r the ft)Ilowing year in order to ensure business contlnuity in the eventuallty of dUttIOn In fundlng from all sOurs."
CARRAMEA (A Company Limited by Guarantee) TRUSTEE REPORT FOR THE YEAR ENDED 31 MARCH 2025 STATEMENT OF TRUSTEES. RESPONSIBILMES The tnjstees who are also the directors of Carramea for the purposes of company law are responsible for preparlng the Trustees, Report and the financial statements in accordance wlth applicable law and Unlted Klngdom Accountln9 Standards (United Kingdom Generally Accepted Accounting Practice). Company law qUireS the trustees to prepare financial statements for each financial year, which give a true and falr vlew of the state of affairs of the charitable company and of the Incoming resources and application of resources of the charlty, Includlng the Income and expendlture, for that period. In preparing these financlal statements, the trustees are required to select suitable accountlng pollcles and then apply them consistentlyi observe the methods and prlnclples In the Charltles 50RP; make Judgments and estlmates that are reasonable and prudent; state whether appllcable accountlng standards have been followed, subject to any materlal departures disclosed and explalned In the financial statements; and prepare the financial statements on the golng concern basis unless It Is Inapproprlate to presume that the charity will contlnue In buslness. The trustees a responsible for keeping proper accounting records, whlch dlsclose wlth reasonable accuracy at any tlme the financlal posltion of the charity and to enable them to ensure that the financial statements comply with the Companies Att 2006. They are also spOnSible for safeguarding the assets of the charity and hence for taklng reasonable steps for the pVentIon and detectlon of fraud and other Irregularities. Approved by the Trustee Board on 2é25and slgned on thelr behalf by: Full Name /{Ar0 buN6AK . Position Director and Trustee Date
CARRAMEA (A Company Limited by Guarantee) INDEPENDENT EXAMINER'S REPORT FOR THE YEAR ENDED 31 MARCH 2025 I report on the accounts of the Trust for the year ended 31" March 2025 set out on pages 8 to 14. Resp•ctlv• responslbllltle$ <rf the trurtees and examlner The trustees (who are also the Directors of the Company for the purposes of Company Law) are responsible for the preparatlon of the accounts. The trustees conslder that an audit is not required for this year under Section 144(2) of the Charftles Act 2011 (the Charities Act) and that an Independent examlnatlon Is needed. Havlng satlsfted myself that the Charity is not subject to audlt under Company Law and Is ellglble for Independent examination, it Is my responslblllty to". examine the accounts under Sectlon 145 of the 2011 Act, to follow the procedures lald down in the general Dlrectlons glven by the Charlty Commlsslon (under Sectlon 145(5) (b) of the 2011Act)' and to state whether particular matters have come to my attention. Ba* of the Independent examlnerfs rnport My examlnatlon was carrled out in accordan wlth the general Directions given by the Charlty Comm155Ion. An examlnation Indudes a revlew of the accounting records kept by the charlty and a comparison of the accounts presented wlth those records. It also Indudes conslderatlon of any unusual Items or dlsclosures In the accounts, and seeklng explanatlons from you as trustees concerning such matters. The procedures undertaken do not provlde all the eVIden that would be requlred In an audlt, and consequently no oplnlon is glven as to whether the accounts present a 'true and falr vlew, and the report Is Ilmlted to those matters set out In the statement below. Independent •x•mln•r'• •tst•rn•nt In connectlon wlth my examlnatlon, no matter has come to my attentlon: (l)Which gives me reasonable cause to belleve that In, any rnaterlal respect, the requlrements: To keep accountlng records In accordance wlth Sectlon 386 and 387 of the Companles Act 2006; and to prepare accounts whlch accord wlth the accountlng records, and comply wlth the accountlng requlrements of section 396 of the Companles Art 2006 and wlth the methods and prlnciples of the Statement of Recommended Practlce: Accountlng and reportlng by Charities, have not been met. or (2)To which, in my opinion, attentlon should be drawn In order to enable a proper understsndlng of the accounts to be reached. J. Aktar BSC, ACCA Smallworks Vittoria. Vauxhall Bridge Road London SWIV ITA Date: 24.11.2025
CARRAMEA (A Company Limited by Guarantee) STATEMENT OF FINANCIAL AcrIvrrIES FOR THE YEAR ENDED 31 MARCH 2025 Unrestrlcted Restrlct•d Funds Funds Total Funds 2025 Total Funds 2024 Notes Incomlng Resources Charltable Actlvlties 84.859 3.186 88.045 74,930 Tot41 Incomlng re8ourc•s Expendlture Charitable Actlvltles 85.514 3.186 88.700 76,303 Total Expendltur• Nat Incomlng/(outgolng)r••ources b•for• tran•fern (655) (655) (1.373) N•t movement of fund• 655 655 Total fund• at 31 March 2024 5985 5985 Total fund# at 31 March 2025 All amounts relate to contlnulng operatlons. All grants and losses recognised in the year are included in the Statement of Rnanclal Actlvltles.
CARRAMEA (A Company Limited by Guarantee) BALANCE SHEEr AS AT 31 MARCH 2025 Notes 2025 2024 FIXED ASSETS CURRENT ASSETS Cash at bank & in hand Debtors & Prepayments 4.681 5.854 6.444 CREDrroRS: Amounts falling due wlthln one year (524) (459) N•t Current As•ets Long Term Loan TOTAL ASSETS LESS LIABILITIES General Funds Restricted Funds 5,330 5,985 TOTAL FUNDS The dlrectors and trustees conslder that the charltable cornpany Is entitled to exemptlon from the requlrement to have an audlt under the provlslons of Sectlon 477 of the Companles Act 2006 and the members have not required the company to obtaln an audlt for the year In question In accordance viith section 476 of the Companies Act 2006. The trustees and dlrectors acknowledge their responsibllities for a) Ensurlng that the charltable company keeps accounting ordS that cornply wlth Sertions 386 and 387 of the Companles Act 2006 and; b) Preparlng financial 5taternents which glve a true and falr vlew of the state of affairs of the charitable company as at the end of the financlal year and of Its surplus or deflclt for the financial year In accordance wlth the requlrements of Sections 394 and 395 of the Companles Act 2006 and Charlty's Act 2011 and whlch otherwlse comply with the requlrements of the Companles Act 2006 and the Charlty's Act 2011 relating to flnanclal statements, so far as appllcable to the charltable company. These flnancial statements have been prepared in accordance wlth the speclal pn)visions applicable to small companle5 wlthln Part 15 the Companles Art 2006 relotlng to small charitable companies and wlth the Flnandal Reporting Standard for Smaller Entlties (effectlve January 2015). Approved by the Trustee Board on bis and slgned on thelr behalf by: Chalman Honorary Treasurer Company Reglstration Number 7858057
CARRAMEA (A Company Limited by Guarantee) NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 MARCH 2025 I. ACCOUNTING POLICIES 1.1 Bagls of prnparatlon of flnanclal •tatements The statements have been prepared In accordance wlth Accounting and Reportlng by Charities ststement of Recornmended pract1 appllcable to charlties preparing thelr accounts In accordance wlth Finandal Reporting Standard appllcable in the UK and Republic Ireland (FRS 102) issued on 16 July 2014 and wlth the Flnancial Reporting Standard appllcable In the UK and Republlc of Ireland {FRS 102) and the Companies Act 2006 and the Charltles Act 2011. The charlty Is the parent undertaklng of a small group and as such is not requlred to prepare group accounts. The financlal statements therefore present informatlon about the charlty as an Indlvldual undertaklng and not about its group. 1.2 Chang•s to accountlng ••tlm•te• No changes to accountlng estlmates have occurred In the portIng perlod. 1.3 Materlal prlor year• error• No materlal prlor year errors have been Identlfled In the reporting perlod. 1.4 In¢om• rncoqnltlon Items of income are recognised and Included In the Statement of Flnandal Artlvltles {SoFA) when all the following criterla are met. the Charlty has entltlement to the funds and resources. any perforniance conditions attached to the Item of Income has been met or fully wlthln the control of the charity; there Is sufflclent certainty that recelpt of the Income Is consldered probable; and the amount can be measured rellably. There has been no offsettlng of assets and liabilltles, or Income and expendlture, unless requlred or permitted by FRS 102 SORP or FRS 102. Grants and donatlons are only Included In the SOFA when the generdl Income recognition crlterla are met. In the case of perfOrnian related grants, income Is only recognised to the extent that the charlty has provided the speciflc goods or ser4ios In accordance wlth the performance related onditions. 1.5 Charltable expendlture and Ilabllltles Charftable expendlture includes all expendlture dlrectly related to the objects of the charfty. This includes support costs, whlch are the staffln9 and aSS¢xlated costs of supportlngi monitorlng and evaluatlng the work of the charlty. Where costs cannot be directly attributed to partlcular headings they have been allocated to actlvltles on a basis conslstent with the use of resources. 1.5.1 U?blllty recognltlon Llabilities are recognised where It Is MO likely than not that there Is a legal or constructive obllgatlon comrnitting the charlty to pay out resources and the amount of the obligatlon can be measured wlth reasonable certainty. io
1.5.2 Governance and support costs Support costs have been allocated beljyeen govemance costs and other support. Governance costs comprlse all costs Involving public accountsblllty of the charity and Its compllance with regulation and good prattl. Support costs Indude central funrtions and have been allocated to actlvlty cost categories on a basis conslstent with the use of resources. 1.5.3 Deferred income Deferred income has been Included in the accounts in aCrdanCe wlth the period to whlch It relates to. 1.5.4 Credltors - The charlty has credltors whlch are measured at settlement amounts less any trade dlscounts. 1.5.5 Provlslons for Ilabllltl A Ilability Is measured on recognltlon at Its hlstorlcal c05t and then subsequently measured at the best estlmate of the amount requlred to settle the obligation at the reportlng date. 1.5.6 Baslc flnanclal Instrurnents The charlty accounts for finandal Instrurnents on Inlual recognltlon as per paragraph 10.7 FRS 102 SORP, subsequent measurement15 per paragraphs 11.7 to 11.9 FRS 102 SORP. 1.6 A•8ets 1.6.1 Inve•tment• Flxed assets Investments are stated at cost less Impalrment. 1.6.2 Debtors Debtors are measured on Inltlal recognltion at settlement amount. Subsequentlyi they a measured at the cash or other conslderatlon expected to be reIved. 1.6.3 C••h and u•h equlval•nts Cash and cash equivalents a represented by cash in hand and deposlts wlth flnanclal institutlons repayable wlthout penalty on noti of not rn0 than 24 hours. 1.6.4 Tangible flxad amet• Depreciation Is provided at the followlng annual rates In order to write off each asset over Its estlmated useful Ilfe. Flxtures & Flttlngs 2086 on cost 1.7 Funds Fund5 held by the charlty are elther: 1.7.1 Unrestrfctsd general fund8 These funds whlch can be used In accordance with the charltable objects at the dis¢tIon of the Trustees. 1.7.2 Restricted funds These are funds that can be used ft)r partlcular restrirted purposes wlthin the charlty. Restrictlons arise when specifled by the donor or when funds are ralsed for a partlcular stricted purpose. li
CARRAMEA (A Company Llmited by Guarantee) NOTES TO THE ACCOUNTS (continued) FOR THE YEAR ENDED 31 MARCH 2025 2. ANALYSIS OF INCOMING RESOURCES Unrestrlrted Restrfcted Funds Funds Total 2025 Total 2024 Grant Income NHS Wlnter Fundlng 3.000 3,000 fntematlonal Women's Wellbeing Day 150 Oth•r Income Other 84.859 84.859 74,780 TOTAL INCOMING RESOURCES 2025 2024 3. STAPF cosrs & TRUSTEES RENUMERATION Full-tlme and temporary staff salaries Employers Penslon Contrll)ution The trustees recelved no remuneration durlng the year. 4. MOVEMENT IN TOTAL FUNDS FOR THE YEAR (These are stated after charylng) 2025 2024 Independent Examlnerfs remuneratlon 125 125 125 125 . TAXATION No taxatlon has been provlded for in the Flnandal Statements as the Income of the Charfty Is exernpt from income and corporation taxes. under Sectlon 505 of the Taxes Act 1988 and Section 252 of the Taxatlon of Chargeable gains Act 1992 as it has been applied for the charitable objects of the company. Irrecoverable VAT has been tharged to the relevant expenditure headlng5 Within the Flnanclal Statements. 12
CARRAMEA (A Company Limited by Guarantee) NOTES TO THE ACCOUNTS (continued) FOR THE YEAR ENDED 31 MARCH 2025 6. CREDrroRS: Amounts lalllng due wlthln one year 2025 2024 other credltors Accruals 134 325 459 524 524 2025 2024 7. SUPPORT COSTS Governance costs Other costs 430 425 435 860 870 8. TANGIBLE FIXED ASSETS Comput•r 2025 equlpment Tot•1 At l Aprll 2024 Addltlons In year Disposal At 31 Mah 2025 44,209 44,209 44,209 At l Aprll 2024 Charge for the year Disposal At 31 Marth 2025 44,209 44,209 44.209 44,209 Net book valu• At 31 March 2025 At 31 March 2024 13
CARRAMEA (A Company Llmlted by Guarantee) NOTES TO THE ACCOUNTS (continued) FOR THE YEAR ENDED 31 MARCH 2025 9. GENERAL FUNDS 2025 2024 Opening Balance at l April 2024 Net Incomlng resources for the year Closlng balance at 31 March 2025 5.958 655 7.358 10. FUND ANALYSIS i¥¢ Aprll Incornlng 2024 R•sour¢es Outgolng 311t Mar¢h Relourcos 2025 Re•trkted funds Internatlonal Women's Wellbelng Day NHS Wlnter Fundlng 186 3.000 (186) {3,000) Total R••trlct•d Funds Unrn•trlct•d Fund• General purposes fund 5.985 84.8S9 85.514 5,330 Tot•1 Unrn$trlcted Fund• TOTAL FUNDS 5,985 88,045 88,700 5,330 11. RELATED PARTIES TRANSAcrioNs The charity is controlled by its Trustees, who are dlrectors of the company. No transactions with related partles were undertaken such are requlred to be dlsclosed under Flnanclal Reportlng Standard 8. 14