2022-03-31-accounts - Save The Mothers Trust (Smt)

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Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2022

Charity Assist Accountants Ltd

Certified Public Accountants and Charity Independent Examiners

Unit 27 Batley Enterprise Centre

513 Bradford Road Batley West Yorkshire

WF17 8LL

Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2022

Contents	Page
Basic information	3
Trustees’ annual report	4 – 9
Independent examiners report	10 – 11
Income and expenditure accounts	12 – 13
Notes to the accounts	14 – 19

Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2022

Basic information

Address

SM Complex Beckside Lane

Bradford

West Yorkshire BD7 2JX

Bank

Barclays Bank 10 Market St

Bradford

BD1 1EG

Accountants

Charity Assist Accountants Ltd

Unit 27 Batley Enterprise Centre 513 Bradford Road

Batley

WF17 8LL

Charity Registration No.

1104771

Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2022


Trustees' Annual Report for the period
From	Period start date			To	Period end date
	01	Apr	2021		31	Mar	2022

Section A Reference and administration details

Charity name Registered charity number Charity's principal address	Save the Mothers Trust (SMT)	Save the Mothers Trust (SMT)
	1104771
	SM Complex
	Beckside Lane
	Bradford
	Postcode	BD7 2JX

Names of the charity trustees who manage the charity

1 2 3 4 5	Trustee name	Office (if any)	Dates acted if not for whole year	Name of person (or body) entitled to appoint trustee (ifany)
	Shakeel Ahmed
	Dr Zaroon Hussain
	Nasar Ali Tufail
	Dr Umair Danial Qureshi
	Ibrar Hussain

Section B Structure, governance and management

Description of the charity’s trusts

Declaration of trust dated 30 October 2003, as amended by Type of governing document supplemental deed 16 April 2004. (eg. trust deed, constitution) Standard Registration – Unincorporated Association How the charity is constituted (eg. trust, association, company) There must be at least three trustees. Apart from the first trustees, Trustee selection methods every trustee must be appointed by a resolution of the trustees (eg. appointed by, elected by) passed at a special meeting called under clause 15 of the charity governing document. In selecting individuals for appointment as trustees, the trustees must have regards to the skills, knowledge and experience needed for the effective administration of the charity.

Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2022

Section C Objectives and activities	Section C Objectives and activities
Summary of the objects of the charity set out in its governing document Summary of the main activities undertaken for the public benefit in relation to these objects (include within this section the statutory declaration that trustees have had regard to the guidance issued by the Charity Commission on public benefit)
	1. Relief of poverty, sickness, distress and suffering of any persons in any part of the world (hereinafter referred to as the area of benefit) who are in need by providing any means which the trustees determine, including but not exclusively to establish, administer and maintain a Muslim home for children in need of care. 2. To provide facilities for recreation of other leisure time occupation for persons who have need of such facilities by reason of their youth, age, infirmity of disablement, poverty or social and economic circumstances in the interests of social welfare with the object of improving their conditions of life. 3. For any charitable purpose or purposes in the area of benefit as the trustees may from time to time decide.
	The charity activities include fundraising in the UK and distributing those funds to educational and humanitarian projects worldwide. Activities include: responding to emergencies, caring for orphans and children in need, supporting education, providing access to health care and water, promoting sustainable livelihood, campaigning and advocacy on humanitarian issues and maternity hospitals. Charity commission requires the trustees of a charity to: • Select suitable accounting policies, apply them consistently, make judgement and estimates that are reasonable and prudent; • prepare the financial statements on the going concern basis unless there is a reason to believe that the Association will not continue for the foreseeable future. The Trustees are responsible for the keeping of proper accounting records, which disclose with reasonable accuracy at any time the financial position of the charity and to enable them to ensure that the financial statements comply with the Charity Act 2011. They are also responsible for safeguarding the assets of the association and hence to take reasonable steps for the prevention and detection of fraud and other irregularities.

Section D Achievements and performance The charity held various successful events and raised funds to Summary of the main support various welfare projects such as soup kitchen, chicken achievements of the charity project, education, hospital expenses, water wells, food banks, during the year Qurbani, Ramadhan food packages, sewing training centre, Thalassemia Centre and many other welfare projects.

Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2022

Section E Financial review

The charity holds £20,000 in reserve in case of having a period of Brief statement of the low income, which allows the charity to fundraise more income to charity’s policy on reserves cover running costs. It also allows the charity to pay an emergency expense if they arise when and if the charity income is low.

Section F Who and what are we all about?

The organisation’s name, Save the Mothers Trust, reflects our belief that a mother or a motherly figure is the core of every family. Our intention is to provide the correct support and assistance to these mothers and by doing so, we hope to save them and their future generations.

SMT projects in year ended 31st March 2022

Maternity Hospital

One of our primary aims is to construct small maternity wards in Southeast Asian and African villages, women and children die due to lack of skilled midwives being present at the time of delivery. One such hospital is currently operational in the NWFP region of Pakistan and is providing vital services for expecting mothers. We hope, with your generous support, to replicate this in other poverty-stricken areas where such help is needed.

Thalassaemia Project

We continue to run a Thalassemia Centre with the aim of achieving qualityassured blood transfusions and to provide a good standard of medical care to young Thalassaemic children. We also provide education about this deadly disease through printed material and individual counselling, for the affected families. This creates awareness of the hereditary illness and allows parents/carers to provide better care on a regular basis for their children. During the year we were able to host a number of blood camps in various areas to encourage blood donations and raise awareness within the local community. We aim to continue in our mission to eradicate this disease in Pakistan and look to further our reach to other areas within the country and continent.

World Water and Food Project

Food, clean water, and adequate health care are all basic necessities and often taken for granted in first world countries. However, we so often find, such basic human needs are not being met for many men, women, and children in third world countries. In such areas, the lack of these amenities can be the difference between life and death. The trust has set-up life-sustaining projects to provide food packs and

Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2022

clean water to people in need around the world. We provide basic food parcels containing rice, flour, sugar, oil, lentils and dates as well as daily cooked Iftar meals in Masjids, which are open to the local communities. During sacred Islamic months, Ramadhan and Dhul-Hijjah (Hajj), SMT delivers extra projects such as the distribution of Daily Iftar meals (supper) and Qurbani meat, respectively. Water wells and hand pumps are built to provide clean water in the most deprived areas. We continued to work with our charity partners in Bangladesh and developed a number of water systems to support the local population and refugees.

SMT Hot Meals & Food Bank

Our UK based Hot meals and Food bank projects have gone from strength to strength thanks to the support of our generous donors. This year we have been able to provide hundreds of hot cooked meals and food parcels to families and individuals facing physical or financial hardship. The hot meals project was also recognised locally for the work carried out by our volunteers. SMT works alongside several referring agencies to ensure that we can efficiently identify and offer support to those in need.

The Chicken Project

Another key aim of SMT is to promote sustainability and long-term incomes for those in need in the countries we currently work in. Our chicken project supports this aim as chickens are bought and distributed to the poorest of families, enabling them to sell eggs and use the income to support their children/families i.e with medical/educational needs.

SMT Winter Appeal 2021

Following the success of our previous winter appeal, we launched the 2021 appeal alongside our partners and provided food aid and winter blankets/packs to those most impacted by the cold winter months. Distributions took place here in the UK as well as several other countries including Yemen, Palestine, Kashmir and Yemen.

Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2022

SMT fundraising events

We have successfully organised many fundraising events to engage the local community by helping to raise money for projects and also promoting healthy living. Our annual charity football tournament saw several local children take part and raise funds for global food aid whilst the #Run4Mothers initiative in Ramadan raised an outstanding amount in aid of the ongoing work at our maternity hospital. A team of volunteers took part in a sponsored daily run throughout the month of Ramadan whilst fasting and were often joined by members of the public and community whilst running.

Education for All

We believe a good education is the most crucial element to become self-sufficient, yet sadly in many parts of the world, this has become a luxury to those less fortunate. Through the generous support and care of the public, Save the Mothers Trust continues to provide resources and assistance to a number of educational institutes for children living in Southeast Asia, namely Pakistan and Bangladesh.

Sewing Training Centre

We also give women the opportunity to learn new skills such as sewing in our training centre. Once they are confident, we provide them with the option to either work with the centre and earn an income or to receive from us a sewing kit, containing a sewing machine and other necessities, so that they can work for themselves and take the first crucial steps to become independent.

SMT holiday activity club & free meals

With the support of the local council, we were able to run a Holiday Activity Club throughout the various school holidays, providing children with a safe space to learn, engage in fun activities and enjoy healthy meals. Alongside this we offered free meals and food parcels to children & families during this time as we were aware of the struggles faced by the community and nation as a whole.

Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2022

Emergency appeals

This year SMT was able to provide an efficient and effective response to several humanitarian crises across the globe by arranging emergency appeals. Food, water & medical aid was provided by our team on the ground to support victims of disaster, such as the devastating fire at the Rohingya camp in Bangladesh and the ongoing plight in Gaza, Palestine. Through our charity partners we provided clean water, fresh bread/food parcels and medical supplies to families in need.

Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2022

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/ Save the Mothers Trust (SMT) members of On accounts for the Charity no 1104771 year ended[31][st][ March 2022 ] Set out on pages 12 - 13

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 31 / 03 / 2022 .

As the charity's trustees, you are responsible for the preparation of the Responsibilities and accounts in accordance with the requirements of the Charities Act 2011 basis of report (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent examiner's statement

The charity’s gross income exceeded £250,000 and I am qualified to undertake the examination by being a qualified member of AAT.

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination gives me cause to believe that in, any material respect:

the accounting records were not kept in accordance with section
130 of the Charities Act; or
the accounts did not accord with the accounting records; or
the accounts did not comply with the applicable requirements
concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination.

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

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Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2022

Charity Name Save The Mothers Trust(SMT)	Charity Name Save The Mothers Trust(SMT)	Charity Name Save The Mothers Trust(SMT)	Charity No	1104771
Annual accounts for the period
Period start date	1.4.2021	To	Period end date	31.3.2022

Section A Statement of financial activities

Unrestricted funds Restricted income funds Endowment funds Total funds £ £ £ £ F01 F02 F03 F04	Unrestricted funds Restricted income funds Endowment funds Total funds £ £ £ £ F01 F02 F03 F04	Unrestricted funds Restricted income funds Endowment funds Total funds £ £ £ £ F01 F02 F03 F04	Unrestricted funds Restricted income funds Endowment funds Total funds £ £ £ £ F01 F02 F03 F04	Prior year funds (restated) £ F05
540,461	169,372	-	709,833	544,780
-	-	-	-	-
30,254	-	-	30,254	115,370
42	-	-	42	394
310	-	-	310	2,153
-	-	-	-	-
571,067	169,372	-	740,439	662,697

82,288	-	-	82,288	73,287
465,933	150,902	-	616,835	501,453
-	-	-	-	-
1,792	-	-	1,792	1,110
550,013	150,902	-	700,915	575,850

21,054	18,470	-	39,524	86,847
-	-	-	-	-
21,054	18,470	-	39,524	86,847
-	-	-	-	-
-	-	-	-	-

-	-	-	-	-
-	-	-	-	-
21,054	18,470	-	39,524	86,847

189,974	69,031	-	259,005	172,158
211,028	87,501	-	298,529	259,005

Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2022

Section B Balance sheet

Unrestricted funds £ F01	Restricted income funds £ F02	Endowment funds £ F03	Total this year £ F04	Total last year (restated) £ F05
-	-	-	-	-
28,958	-	-	28,958	30,983
-	-	-	-	-
-	-	-	-	-
28,958	-	-	28,958	30,983

19,753	-	-	19,753	7,753
84,984	-	-	84,984	69,764
-	-	-	-	-
203,868	87,501	-	291,369	207,993
308,605	87,501	-	396,106	285,510

55,357	-	-	55,357	57,488

253,248	87,501	-	340,749	228,022

282,206	87,501	-	369,707	259,005

-	-	-	-
-	-	-	-	-

282,206	87,501	-	369,707	259,005

-			-	-
	87,501	-	87,501	69,031
211,028			211,028	189,974
			-
211,028	87,501	-	298,529	259,005

Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2022

Section C Notes to the accounts

Note 3 Analysis of income

Analysis	Unrestricted funds Restricted income funds Endowment funds Total funds Prior year £ £	Unrestricted funds Restricted income funds Endowment funds Total funds Prior year £ £	Unrestricted funds Restricted income funds Endowment funds Total funds Prior year £ £	Unrestricted funds Restricted income funds Endowment funds Total funds Prior year £ £	Unrestricted funds Restricted income funds Endowment funds Total funds Prior year £ £
Donations and gifts	520,640	105,770	-	626,410	476,814
GiftAid	19,821	-	-	19,821	2,500
Legacies	-	-	-	-	-
General grants provided by government/other charities	-	57,328	-	57,328	44,414
CJRS grants	-	6,274		6,274	21,052
Membership subscriptions and sponsorships whichareinsubstance donations	-	-	-	-
Donated goods, facilities and services	-	-	-	-	-
Other	-	-	-	-
Total	540,461	169,372	-	709,833	544,780

Sales	30,254	-	-	30,254	115,370
Other	-	-	-	-	-
Total	30,254	-	-	30,254	115,370

Interest income	42		-	42	394
Dividend income	-	-	-	-	-
Rental and leasing income	-	-	-	-	-
Other	-	-	-	-	-
Total	42	-	-	42	394

Loyalty reward	92	-	-	92	63
Paypal giving funds	218	-	-	218	1,991
Paypal correction adjustment	-	-	-	-	99
	-	-	-	-	-
Total	310	-	-	310	2,153

	571,067	169,372	-	740,439	662,697

Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2022

Note 6 Analysis of expenses

----- Start of picture text -----
Restricted
Unrestricted income Endowment
funds funds funds Total funds Prior year
Analysis £ £
Expenditure on Incurred seeking donations 4,151 - - 4,151 1,882
- - - - -
raising funds: Incurred seeking legacies
Incurred seeking grants
Advertising, marketing, direct mail and 60,709 - - 60,709 40,471
- - - -
Start up costs incurred in generating
- - - -
Database development costs
Other trading activities - 7,621 - 7,621 8,821
Rent collection, property repairs and
maintenance charges 25,049 - - 25,049 22,113
- - - -
Clothing banks
- - - - -
Total expenditure on raising funds 82,288 - - 82,288 73,287
Expenditure on Accountancy fees 2,245 - 2,245 2,970
charitable Annual return 100 100
activities
Bank charges 2,091 - 2,091 4,435
Commissions paid 70 - 70 -
Depreciation 3,218 - 3,218 3,443
Easter break project 2,238 - 2,238 128
Education project - - - 75,386
Entertainment
6 6
Event expenses
1,393 1,393
Foodbank 10,429 20,682 - 31,111 23,470
Fundraising costs 50 - 50 1,050
Goat project - - 10,000
Governance costs 256 - 256 242
Grantmaking (Note 13) 279,276 - 279,276 83,502
Hens project-SMT
5,000 5,000
Hospital project-SMT Welfare - - - 62,547
Hot meals project - 10,496 10,496
Independent examination 450 450 450
Information and publications - - - 2,965
Insurance 7,206 - 7,206 7,539
Leasing charges 3,435 - 3,435 4,970
Light and heat 5,215 - 5,215 3,951
Motor expenses 1,972 - 1,972 2,562
Packaging 1,371 - 1,371 2,322
PAYE and NIC 3,150 - 3,150 3,864
Pensions
1,506 1,506
Postage 1,253 - 1,253 3,763
Qurbani - 30,000 - 30,000 28,000
Ramadan food aid - - 15,120
Rates 7,275 - 7,275 2,234
Removal of clothing banks 30 30 -
Sewing project - - 3,000
Software
479 479
Soup kitchen project - 3,369 - 3,369 8,618
Sports
5,296 5,296
Stationery and printing 3,644 - 3,644 1,118
Subscriptions 992 - 992 124
Summer activities 12,156 - 12,156 5,540
----- End of picture text -----

Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2022

		,		,	,
Telephone and fax	-		-	-	9,489
Thalasseamia project	-	57,300	-	57,300	40,000
Training expenses	1,500		-	1,500	-
Travel and subsistence	2,747		-	2,747	-
UK winter packs	8,964	-		8,964
Wages and salaries	99,507	11,817	-	111,324	80,706
Waste collection	1,242		-	1,242	2,589
Water rates	693		-	693	501
Water well projects	-			-	2,000
Website	3,872		-	3,872	2,855
Winter activity club expenses	-	2,844		2,844
			-	-	-
Total expenditure on charitable activities	465,933	150,902	-	616,835	501,453

legal fees	35	-	-	35	35
VATsubcharge	1,608	-	-	1,608	398
Sundry	149	-	-	149	677
	-	-	-	-	-
	-	-	-	-	-
Total other expenditure	1,792	-	-	1,792	1,110

	550,013	150,902	-	700,915	575,850

Note 10 Details of certain items of expenditure
10.1 Fees for examination of the accounts
*Please provide details of the amount paid for any statutory external scrutiny of* *accounts and other services provided by your independent examiner. If nothing* *waspaidplease enter '0' in the appropriate box(es).*
	This year	Last year
	£	£
Independent examiner’s fees	450	450
Assurance services other than audit or independent examination
Tax advisory fees
Other fees (for example: financial advice, consultancy, accountancy services) paid to the independent examiner

Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2022

Note 13 Grantmaking

Please complete this note if the charity made any grants or donations which in aggregate form a material part of the charitable activities undertaken.

13.1 Analysis of grants paid (included in cost of charitable activities)

Analysis	Grants to institutions	Grants to individuals	Support costs	Total
			£	£
Educationproject	10,074		Nil	10,074
Bankdonation	940		Nil	940
Charity grant	12,288		Nil	12,288
Food programme	3,000		Nil	3,000
Winterblanket	6,750		Nil	6,750
Gaza appeal	1,200		Nil	1,200
Ramadan food aid	17,500		Nil	17,500
Waterprojects	5,900		Nil	5,900
Hospitalproject	141,074		Nil	141,074
Qurbani	59,025		Nil	59,025
Zakat project	21,525		Nil	21,525
*Total*	279,276	-	-	279,276

13.2 Grants made to institutions

*My charity has made grants to particular institutions that are material in* *the context of its grantmaking. Details of the institution supported,* *purpose of the grant and total paid to each institution is available on the* *charity's web site.*	*My charity has made grants to particular institutions that are material in* *the context of its grantmaking. Details of the institution supported,* *purpose of the grant and total paid to each institution is available on the* *charity's web site.*	*Yes*	*Please provide* *details of charity's* *URL.*
		No	*Provide details* *below*

Names of institution	Purpose		Total amount of grantspaid £
Safia Muhammadia Welfare Foundation	Hopital project , qurbani , education project		96,148
Give a Hand UK	Bank donation		940
Islamic Help	charity grant		5,153
Muslim Charity	Food project , winter blankets, Gaza appeal,Ramadan food aid , water hand pumps, qurbani		38,375
Noor Community Hub Ltd			7,136
Rafah International	Ramadan food aid		5,000
SMT Pakistan	Hospital project ,zakat		91,525
VoluntaryOrganisation	Qurbani , waterproject		35,000
			-
*TOTAL GRANTS PAID* *Total grants to institutions in reporting period* *Other unanalysed grants*			279,276
			-
			279,276

Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2022

Note 14 Tangible fixed assets

Please complete this note if the charity has any tangible fixed assets

14.1 Cost or valuation

----- Start of picture text -----
Freehold land Other land & Plant, Fixtures, Total
& buildings buildings machinery fittings and
and motor equipment
vehicles
£ £ £ £ £
At the beginning of - - 21,577 38,392 59,969
the year
Additions - - - 1,193 1,193
Revaluations - - - - -
Disposals - - - - -
Transfers * - - - - -
At end of the year - - 21,577 39,585 61,162
14.2 Depreciation and impairments
Basis SL or RB SL or RB RB RB SL or RB Straight Line
("SL") or
Reducing
Balance
("RB")
Rate 10% 10%
At beginning of the - - 10,600 18,386 28,986
year
Disposals - - - -
Depreciation - - 1,098 2,120 3,218
Impairment - - - - -
Transfers - - - - -
At end of the year - - 11,698 20,506 32,204
14.3 Net book value
Net book value at the - - 10,977 20,006 30,983
beginning of the year
Net book value at the - - 9,879 19,079 28,958
end of the year
----- End of picture text -----*

Note 19 Debtors and prepayments

19.1 Analysis of debtors Trade debtors Prepayments and accrued income Other debtors	This year £	Last year £
	10,137	15,389
	60,013	40,191
	14,834	14,184
	84,984	69,764

Save the Mothers Trust (SMT) Income and Expenditure Accounts for the year ended 31[st] March 2022

Note 20 Creditors and accruals

Please complete this note if the charity has any creditors or accruals.

20.1 Analysis of creditors

Amounts falling due within oneyear	Amounts falling due within oneyear	Amounts falling due after more than oneyear	Amounts falling due after more than oneyear
This year £	Last year £	This year £	Last year £
-	-	-	-
-	-	-	-
-	-	-	-
-	-	-	-
43,028	41,992	-	-
12,329	15,496	-	-
-		-	-
55,357	57,488	-	-

Note 24 Cash at bank and in hand

Other Cash at bank and on hand Total Short term cash investments (less than 3 months maturity date) Short term deposits	This year £	Last year £
	-	-
	-	-
	220,191	207,993
	-	-
	220,191	207,993

Note 27 Charity funds

27.1 Details of material funds held and movements during the CURRENT reporting period

* Key: PE - permanent endowment funds; EE - expendible endowment funds; R - restricted income funds, including special trusts, of the charity; and U - unrestricted funds

*funds*
Fund names	Type PE, EE R or UR *	Purpose and Restrictions	Fund balances brought forward £	Income £	Expenditure £	Fund balances carried forward £
Thalasseasmia	R	Thalasseasmia project	69,022	75,770	-57,300	87,492
Qurbani	R	Qurbani projects (including feeding)	-	30,000	-30,000	-
CJRS grant	R	wages of furloughed employees	-	6,274	-6,274	-
Muslim Hands	R	Ramadhan hotmeals	9	-	-	9
Bradford Council	R	Summer & winter activities, easter break, hot meals, soup & food bank projects.	-	51,785	-51,785	-
Mayfair kickstart grant	R	IT consultancy kickstart programme	-	5,543	-5,543	-
*Other funds*	N/a	N/a	-	-	-	-
Total Funds			69,031	169,372	- 150,902	87,501