ISLAY BANK Scottish Charitable Incorporated Or8anisation No: SC051098 Annual Report and Accounts January to December 2024 Prindpal Offic Bankers: Royal Bank of Scotland
Structure. governance and management Islay Foodbank was established in 2019 as "Islay and Jura Community Store Cupboard" and changed its name to Islay Foodbank on becoming registered as a Scottish Charitable Incorporated Organisation ISCIO) in July 2021. The SCIO is governed by its Governing Document which was drawn up in May 2021. Islay F¢)odbank is managed by its Board of Trustees. There is no fonnal end date to appointment of trustees, though at the close of each AGM a third of the trustees are required to step down. They are eligible for re-appointment at the next Board meeting. The Board of Trustees meet monthly to monitor activities. supplies, finance and any issues that require discussion. All meetin8s are mtnuted, and a publicly-advertised AGM is held annually. Objectlves and actlvltles The charltable purposes of the or8anization are the prevention or relief of poverty and the relief of those In need. Islay Foodbank exlsts to serve the whole population oflslay. People struggling financiallyi for whatever reason, can contart the Foodbank by phone. text. email or Facebook Messen8er, and will be provided with food and other essentials such as cleaning and hygiene supplies, accordin8 to their requirements. No referral from other agencies is required, though referral from friends or nei8hbours can be accepted, with the willingness of the client involved. In principle, the Foodbank's guidelines, which are made clear to clients, state that a maximum of 3 disbursements of aid will be offered in any 3-month period, after which time we will encourage the client to seek further support for advice on benefits and bud8etin8. We also point clients towards agencies such as the Bute Advice Centre which can offer help with food and fuel poverty. In practice we will not see any client 80 hungry. and under the financial pressures increasingly experienced since 2022 we have found ourselves respondin8 to the same clieftts more frequently. In contrast to many other foodbanks, we do not have premises that clients can attend to collect goods, but we operate a store from the Islay Community Initiative Hub in Bowmore, from which volunteers collect what is required and then deliver to the client. This system maintains confidentiality in a very small community. Supplies come from generous members of the community, and also from the Dunlossit and Islay Community Trust, with whom we are in partnership and who have given us valuable support. A basket is maintained in the CP store central to the island. in which customers can place donations in kind. This encourages community engagement wtth the Foodbank. The Foodbank also has a good level of funds from which we can purchase extra items, again thanks to the generosity of the community. Minimal client data is recorded with the client's pemiission (address and date of disbursements only) according to GOPR guidelines. and is deleted 6 months after their last
disbursement. Numerical data about numbers of clients, children and the elderly, is also recorded. Achievements and Perfomian In 2024. at least 224 provisions of support were given to individuals, Including 90 children and 11 elderly people. This represented a considerable increase on the numbers assisted In 2023 {179-72;61. Some of these individuals have required regular support, sometimes owing to difficulties with bud8eting and with benefits, but generally owin8 to inflation and particularly the rising cost of fuel. We have seen a significant increase in the number of families needing support, In spite of the fact that a number of our clients are in work. Further advice and support has been provided to several. and some have also received Flexible Food Fund vouchers from Bute Advice Centre, which is funded by Argyll & Bute Council. Thanks to generous funding we are also In a position to help with repairs to, or replacement of. white 8oods. if clients have no means of tookin8. A representative of Islay F¢)odbank regularly attends meetings of the Ar11 & 8ute Food Forum, maintaining links with other foodbanks in Ar8yII. We also liaise with the Dbchas SUPPOrt worker, who supports carer5 in Islay and Jura. to provide support when requlred. This extends to any need identified by this support worker wlthin the Jura community. We ensure that a range of publicity materials. including posters and cards, are distributed around the island in GP surgeries, churches. shops and other public places. We have an attractlve website www.isla foodbank.com) through which clients can contact the Foodbank directly, and an advert is posted regularly on the Facebook Islay Communitv Noticeboard. Flnandal Revlew Financial donations continue to be received from members of the Islay Community, and in addition. in 2024 the Foodbank benefrted from generous fundin8 through the Scottish Government's support for island foodbanks, distributed via Argyll & Bute Council. Care is taken to hold only such funds as we reasonably need, and therefore a total of £70CQ was donated to five local charities doing equivalent work. Trustees monitor the Foodbank fund5 on a monthly basis. At the end of 2024 these funds stood at £14,861 Plans for Future Given the increase in demand for our support overthe last year, it is clearthat the need for our services is not goin8 away. We will continue to seek to 5UPPOrt those in Islay who struggle to feed themselves and their families Declaration The trustees decla that they have approved the tnstees port above.
Signed on behalf of the charity's trustees: 54gned: Date: ......
Independent Examinerfs Report To the Trustees of lslay foodbank SCIO Number: SC 051098 I report on the accounts of the Trust for the year ended 31 Decernber 2024, which are set out below. Respective Responsibilities of Trustees and Examlner. The charitfs trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment1Scotlandl Act 21x15 and the Charities Accounts Istotlandl Regulations 2006. The charity trustees consider that the audit requirement of Regulation 1011) {al to Ic) of the Accounts Regulations does not appty. It is my responsibilityto examine the accounts as required under section 44111 Ic) of the Art and to stste whether particulai matters have come to mv attentlon. Basls of the examlnerfs report My examlnallon Is carrled out In accordance wlth Regulalion 11 of the Charities Accounts {5cotlandl Regulations 2006. An examination includes a review ofthe accounting records kept by the charity and a comparison of the accounts presented with those records. It includes consideration of any unusual items or disclosure5 in the accounts and seeks explanations from the trustees concernins such matters. The procedures undertaken do not provlde all the evldencethat would be required in an audlt, and consequently I do not express afi audit opinion on the view given by the accounts. Independent Examlnerfs Statement In the course of my examination no rnatter has corne to my attentlon whlch glves me reasonable cause to believe that in any material respect requirement5 To keep accounting records in accordance with Section 4411} la} of the 2005 act and ReEiilation 4 of the 2CK)6 Accounts Regulations, and To prepare account5 With the accountlng records and comply wlth Regulation 8 of the 2006 Accounts Regulatbons. have not been met. There are no other malters to whith, In my oplnlon, attentlon should be drawn In order to enable a proper understandin8 of the accounts to be reached. Date: 17/s/z6- S
Islay Foodbank Accounts SC051098 Notes Z024 2023 Recelpts One-off donations Donations for food before it went out of date Grants received 1384 577 14103 10.888 Total Receipts 15,487 11,465 Payments Payments relating directly to Charitable Activlties Grants and donations Administration Governance 4662 4,245 683 587 Total Payments 12,445 4,832 Surplus/ (Deficit) 3,042 6.633 Statement of Balances Cash & Bank Balance at start of year {Ist January} Surplus/(deficitl Cash & Bank Balance at end of year {31st December) 11.820 3,1)42 5187 6633 £14,860 Ell.820 Current Account at start of year Cash in Hand Cash & Bank Balance at end of year 14.861 11820 £14.860 £11,820
Notes to the Accwnts for the year ending 31 December 2024 Nature of Funds All funds are unrestricted Trustee remuneratlon and expenses In 2024, four trustees were reimbursed for purchases made on behalf of the chartty to a total of £286. No other remunerations were made to trustees. Payments Payments were made as follows: Food purchased to supplement Store: Co-op cards Christmas C(kop cards Direct payment to clients Coal orders for clients Volunteer travel expenses Total £3,063 £420 £800 £50 £133 £196 £4,662 Donatlons A total of £7(KKI was given to five lik&minded charities and Foodbanks this year: Helensbur8h & Lomond Foodbank, Helensburgh Helping Others, Kintyre Foodbank, KITchen Drop-in Project, Tarbert Soup Group, Admlnlstratlon Advertising and webslte Admin and 8eneral costs Total £316 £367 £683 Governante There was a £100 fee for account examination this year.