ISLAY
BANK
Scottish Charitable Incorporated Or8anisation No: SC051098
Annual Report and Accounts
January to December 2024
Prindpal Offic
Bankers: Royal Bank of Scotland

Structure. governance and management
Islay Foodbank was established in 2019 as "Islay and Jura Community Store Cupboard" and
changed its name to Islay Foodbank on becoming registered as a Scottish Charitable
Incorporated Organisation ISCIO) in July 2021. The SCIO is governed by its Governing
Document which was drawn up in May 2021.
Islay F¢)odbank is managed by its Board of Trustees. There is no fonnal end date to
appointment of trustees, though at the close of each AGM a third of the trustees are
required to step down. They are eligible for re-appointment at the next Board meeting.
The Board of Trustees meet monthly to monitor activities. supplies, finance and any issues
that require discussion. All meetin8s are mtnuted, and a publicly-advertised AGM is held
annually.
Objectlves and actlvltles
The charltable purposes of the or8anization are the prevention or relief of poverty and the
relief of those In need.
Islay Foodbank exlsts to serve the whole population oflslay. People struggling financiallyi
for whatever reason, can contart the Foodbank by phone. text. email or Facebook
Messen8er, and will be provided with food and other essentials such as cleaning and
hygiene supplies, accordin8 to their requirements. No referral from other agencies is
required, though referral from friends or nei8hbours can be accepted, with the willingness
of the client involved. In principle, the Foodbank's guidelines, which are made clear to
clients, state that a maximum of 3 disbursements of aid will be offered in any 3-month
period, after which time we will encourage the client to seek further support for advice on
benefits and bud8etin8. We also point clients towards agencies such as the Bute Advice
Centre which can offer help with food and fuel poverty. In practice we will not see any
client 80 hungry. and under the financial pressures increasingly experienced since 2022 we
have found ourselves respondin8 to the same clieftts more frequently.
In contrast to many other foodbanks, we do not have premises that clients can attend to
collect goods, but we operate a store from the Islay Community Initiative Hub in Bowmore,
from which volunteers collect what is required and then deliver to the client. This system
maintains confidentiality in a very small community.
Supplies come from generous members of the community, and also from the Dunlossit and
Islay Community Trust, with whom we are in partnership and who have given us valuable
support. A basket is maintained in the C￿P store central to the island. in which customers
can place donations in kind. This encourages community engagement wtth the Foodbank.
The Foodbank also has a good level of funds from which we can purchase extra items, again
thanks to the generosity of the community.
Minimal client data is recorded with the client's pemiission (address and date of
disbursements only) according to GOPR guidelines. and is deleted 6 months after their last

disbursement. Numerical data about numbers of clients, children and the elderly, is also
recorded.
Achievements and Perfomian
In 2024. at least 224 provisions of support were given to individuals, Including 90 children
and 11 elderly people. This represented a considerable increase on the numbers assisted In
2023 {179-72;61. Some of these individuals have required regular support, sometimes owing
to difficulties with bud8eting and with benefits, but generally owin8 to inflation and
particularly the rising cost of fuel. We have seen a significant increase in the number of
families needing support, In spite of the fact that a number of our clients are in work.
Further advice and support has been provided to several. and some have also received
Flexible Food Fund vouchers from Bute Advice Centre, which is funded by Argyll & Bute
Council. Thanks to generous funding we are also In a position to help with repairs to, or
replacement of. white 8oods. if clients have no means of tookin8.
A representative of Islay F¢)odbank regularly attends meetings of the Ar￿11 & 8ute Food
Forum, maintaining links with other foodbanks in Ar8yII. We also liaise with the Dbchas
SUPPOrt worker, who supports carer5 in Islay and Jura. to provide support when requlred.
This extends to any need identified by this support worker wlthin the Jura community.
We ensure that a range of publicity materials. including posters and cards, are distributed
around the island in GP surgeries, churches. shops and other public places. We have an
attractlve website
www.isla
foodbank.com) through which clients can contact the
Foodbank directly, and an advert is posted regularly on the Facebook Islay Communitv
Noticeboard.
Flnandal Revlew
Financial donations continue to be received from members of the Islay Community, and in
addition. in 2024 the Foodbank benefrted from generous fundin8 through the Scottish
Government's support for island foodbanks, distributed via Argyll & Bute Council. Care is
taken to hold only such funds as we reasonably need, and therefore a total of £70CQ was
donated to five local charities doing equivalent work.
Trustees monitor the Foodbank fund5 on a monthly basis. At the end of 2024 these funds
stood at £14,861
Plans for Future
Given the increase in demand for our support overthe last year, it is clearthat the need for
our services is not goin8 away. We will continue to seek to 5UPPOrt those in Islay who
struggle to feed themselves and their families
Declaration
The trustees decla￿ that they have approved the tnstees ￿port above.

Signed on behalf of the charity's trustees:
54gned:
Date: ......

Independent Examinerfs Report
To the Trustees of lslay foodbank
SCIO Number: SC 051098
I report on the accounts of the Trust for the year ended 31 Decernber 2024, which are set out below.
Respective Responsibilities of Trustees and Examlner.
The charitfs trustees are responsible for the preparation of the accounts in accordance with the terms
of the Charities and Trustee Investment1Scotlandl Act 21x15 and the Charities Accounts Istotlandl
Regulations 2006. The charity trustees consider that the audit requirement of Regulation 1011) {al to
Ic) of the Accounts Regulations does not appty. It is my responsibilityto examine the accounts as
required under section 44111 Ic) of the Art and to stste whether particulai matters have come to mv
attentlon.
Basls of the examlnerfs report
My examlnallon Is carrled out In accordance wlth Regulalion 11 of the Charities Accounts {5cotlandl
Regulations 2006. An examination includes a review ofthe accounting records kept by the charity and
a comparison of the accounts presented with those records. It includes consideration of any unusual
items or disclosure5 in the accounts and seeks explanations from the trustees concernins such matters.
The procedures undertaken do not provlde all the evldencethat would be required in an audlt, and
consequently I do not express afi audit opinion on the view given by the accounts.
Independent Examlnerfs Statement
In the course of my examination no rnatter has corne to my attentlon whlch glves me reasonable cause
to believe that in any material respect requirement5
To keep accounting records in accordance with Section 4411} la} of the 2005 act and ReEiilation
4 of the 2CK)6 Accounts Regulations, and
To prepare account5 With the accountlng records and comply wlth Regulation 8 of the 2006
Accounts Regulatbons.
have not been met.
There are no other malters to whith, In my oplnlon, attentlon should be drawn In order to enable a
proper understandin8 of the accounts to be reached.
Date:
17/s/z6- S

Islay Foodbank Accounts
SC051098
Notes
Z024
2023
Recelpts
One-off donations
Donations for food before it went out of date
Grants received
1384
577
14103
10.888
Total Receipts
15,487
11,465
Payments
Payments relating directly to Charitable
Activlties
Grants and donations
Administration
Governance
4662
4,245
683
587
Total Payments
12,445
4,832
Surplus/ (Deficit)
3,042
6.633
Statement of Balances
Cash & Bank Balance at start of year {Ist
January}
Surplus/(deficitl
Cash & Bank Balance at end of year {31st
December)
11.820
3,1)42
5187
6633
£14,860
Ell.820
Current Account at start of year
Cash in Hand
Cash & Bank Balance at end of year
14.861
11820
£14.860
£11,820

Notes to the Accwnts for the year ending 31 December 2024
Nature of Funds
All funds are unrestricted
Trustee
remuneratlon and
expenses
In 2024, four trustees were reimbursed for purchases made
on behalf of the chartty to a total of £286. No other
remunerations were made to trustees.
Payments
Payments were made as follows:
Food purchased to supplement Store:
Co-op cards
Christmas C(kop cards
Direct payment to clients
Coal orders for clients
Volunteer travel expenses
Total
£3,063
£420
£800
£50
£133
£196
£4,662
Donatlons
A total of £7(KKI was given to five lik&minded charities and
Foodbanks this year: Helensbur8h & Lomond Foodbank,
Helensburgh Helping Others, Kintyre Foodbank, KITchen
Drop-in Project, Tarbert Soup Group,
Admlnlstratlon
Advertising and webslte
Admin and 8eneral costs
Total
£316
£367
£683
Governante
There was a £100 fee for account examination this year.