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2026-01-31-accounts

Stirling4Community SCIO

Annual Report & Financial Statements

For the year ended

31 January 2026

Scottish Charity No SC051038

FOR THE YEAR ENDED 31 JANUARY 2026

ANNUAL REPORT & FINANCIAL STATEMENTS

CONTENTS

Trustees’ Annual Report .............................................................................................................. 4 - 8
Independent Examiner’s Report .................................................................................................. 9
Statement of Receipts & Payments ............................................................................................. 10
Statement of Balances................................................................................................................. 11
Notes to the Financial Statements ............................................................................................... 12 - 14

ANNUAL REPORT & FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 JANUARY 2026

The trustees are pleased to present their report and financial statements together with the independent examiner’s report for the year ended 31 January 2026.

REFERENCE AND ADMINISTRATIVE DETAILS REFERENCE AND ADMINISTRATIVE DETAILS
Charity Name Stirling 4 Community
Charity Number SC051038
Principal Address 12 Mowbrey Court
Wallacepark, Stirling
FK7 7UX
Current Trustees
David Boyd Acting Chairperson
Sally Forshaw Secretary
Lorna Shaw Treasurer
Gerard Forshaw Assistant Treasurer
Raymond Phillips Membership Secretary
Jane Steel
Natalie Forshaw
Jennifer MacMillan
Tina Cochrane Corp Member William Simpsons
Evelyn McFarlane Co-opted 14th Jan 2026
Other Trustees who served during the year
Colleen Sharp Resigned 31st Dec 2025
Sheena Baker Resigned 12th March 2025
Bankers Bank of Scotland
The Mound
Edinburgh
EH1 1YZ
Independent Examiner Lee Stevenson
22 Adam Grossert Court
Tryst Road
Stenhousemuir
FK5 4QT

STRUCTURE GOVERNANCE AND MANAGEMENT

Governing Document

The charity is a Scottish Charitable Incorporated Organisation (SCIO) and was incorporated on 11[th ] June 2021. It is governed by its constitution.

Management

The trustees are responsible for the strategic direction and governance of the charity, whilst day-to-day running is delegated to paid members of staff. The charity employs three members of staff and one sessional workers.

Appointment of Trustees

Trustees are either elected by the membership at the AGM or can be appointed or co-opted at other times throughout the year. Employees of the charity are not eligible to serve as trustees, except on specific projects or on written agreement by the board, that it serves the purposes of the charity.

ANNUAL REPORT & FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 JANUARY 2026

Organisational Structure

The structure of the organisation consists of: -

the MEMBERS - who have the right to attend members' meetings (including any annual general meeting) and have important powers under the constitution; in particular, the members appoint people to serve on the board and take decisions on changes to the constitution itself;

the BOARD - who hold regular meetings, and generally control the activities of the organisation; for example, the board is responsible for monitoring and controlling the financial position of the organisation.

OBJECTS & ACTIVITIES

The purposes of Stirling 4 Community are to provide a range of services, either on its own initiative or in partnership with others, in response to community needs. At present, this work focuses on four main areas:

We work in partnership with others to help achieve these objectives. Stirling4Community is founded on the Christian values of love, service, and inclusivity. We are a welcoming organisation that is open to everyone. We strive to be inclusive and accessible to all members of society.

Knit and Stitch Group

We currently run several weekly community groups, including:

ANNUAL REPORT & FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 JANUARY 2026

All of our groups aim to reduce loneliness and isolation by building community, offering a warm welcome, and encouraging friendships.

ACHIEVEMENTS & PERFORMANCE

It has been another very positive year for our community groups.

We continued to run our Lunch Club, Choir, Knitting Group, Art Group, Women’s Health & Wellbeing Group, and Men’s Group. Attendance increased across most groups, with particularly strong participation in the Art Group, Choir, Lunch Club, and Knitting Group.

Our partnership with William Simpsons continues to develop positively. We are very grateful to their Chief Executive and Board of Directors for their ongoing support, including access to a former graveyard site that we now use as a Memorial and Community Garden, and land in Plean where our Men’s Group manages several vegetable plots.

We have also been fortunate to receive financial support from a range of external funders through successful applications made by our funding coordinator. In addition, membership fees and donations from our members continue to make an important contribution to our financial stability.

Christmas wreaths made by the Friday Art Group

HALLS

We continue to use two excellent venues to run our groups while we search for a permanent base: Holy Trinity Church Hall, next to the Albert Halls on Dumbarton Road, Stirling, and the Mayfield Centre in St Ninians, Stirling.

We are grateful to all members of our Board of Trustees for their support and hard work throughout the year. In particular, we would like to thank our Secretary and Fundraising Coordinator for taking minutes at each meeting and securing substantial grant funding to support the continuation of our groups.

We also thank our Membership Secretary for managing membership queries, and our Treasurer and Depute Treasurer for keeping the financial records in good order and preparing the year-end management accounts for independent examination.

We are excited to continue our work in the Stirling community and to strengthen our partnership with William Simpsons. We hope to create more opportunities for meaningful interaction with residents. We also recently

ANNUAL REPORT & FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 JANUARY 2026

completed garden improvements with Roselea, another local care home, making their outdoor space easier for residents to use and enjoy. Our primary focus remains reducing loneliness and isolation, particularly through developing additional community groups. We also continue to hope that suitable premises will become available so that we can secure our own rented base in the coming year.

STAFF

During the year, we operated with three funded members of staff and one sessional worker. These roles were all part-time and were either fully, or partially funded.

VOLUNTEERS

We have a team of more than 15 volunteers who support our groups each week, giving their time generously to help us and to support those who attend our community activities.

We are very grateful to our staff and volunteers, whose commitment makes it possible for us to continue this work.

Men's Shed at work

FINANCIAL REVIEW

Overview

Our main source of income this year was received through grants, annual membership fees, donations, and regular contributions from attendees across our various groups.

We wish to thank the following funders -

FOR THE YEAR ENDED 31 JANUARY 2026

ANNUAL REPORT & FINANCIAL STATEMENTS

Overall costs increased compared with the previous year, including a rise in salaries from £9,999 to £10,794 in line with Living Wage increases.

Fund Raising

Total receipts for the year were £34,751 (2025: £39,769), total payments for the year were £29,014. (2025: £37,286). The charity had a surplus of £5,737 (2025: £2,483).

We are especially grateful to Sally Forshaw, our Fundraising Coordinator, who successfully secured £22,400 in grant funding this year to help sustain our groups into the future. We are also extremely thankful to all our funders, without whose support we could not operate.

Reserves Policy

The trustees aim to maintain free reserves at a level equivalent to approximately three to six months of unrestricted expenditure.

The trustees believe that holding reserves equivalent to six months of expenditure is currently appropriate, given our funding position, the nature of our work, the fact that we do not own property requiring maintenance, and the short notice period, normally one month, on any rented premises we use.

Trustees maintain that they need £12,000 for normal day to day running of the charity for a six-month period. Overheads include salary costs, rent and project costs. As of 1[st] February 2026, there was £40,173 (Re-stated 2025: £34,030) in reserves.

We continue to maintain a healthy balance sheet, supported in part by weekly attendee donations across our groups. However, it will remain important to focus on grant funding for the foreseeable future in order to protect our long-term financial position.

FUTURE PLANS

Jane Steel, stepped down from the role of chairperson on 31 January 2026. A new Chairperson will be appointed in due course, in the meantime David Boyd is the Acting Chairperson. Jane will continue to support the charity in her role as a Trustee.

The organisation intends to continue delivering all existing group activities while also exploring opportunities to expand its services. This will include considering additional needs within the local community and how these can be best supported.

Efforts will continue to secure suitable full-time rental premises during 2026/27. Establishing a dedicated base is expected to provide significant organisational benefits and improve accessibility for community users, allowing them to attend multiple groups at a single, consistent location.

APPROVAL

This report was approved by the trustees on 8 July 2026 and signed on their behalf by:

David Boyd

David Boyd Acting Chairperson

FOR THE YEAR ENDED 31 JANUARY 2026

INDEPENDENT EXAMINER’S REPORT

Independent Examiner's Report to the Trustees of Stirling4Community SCIO

I report on the accounts of the charity for the year ended 31 January 2026, which are set out on pages 10 to 14.

Respective responsibilities of Trustees and Examiner

The charity’s trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 ("the 2005 Act") and the Charities Accounts (Scotland) Regulations 2006 (as amended) ("the 2006 Regulations"). The trustees consider that the audit requirement of Regulation (10)(1)(d) of the 2006 Regulations does not apply. It is my responsibility to examine the accounts under section (44)(1)(c) of the 2005 Act and to state whether particular matters have come to my attention.

Basis of Independent Examiner's Statement

My examination is carried out in accordance with Regulation 11 of the 2006 Regulations. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the accounts.

Independent Examiner's Statement

In connection with my examination, no matter came to my attention:-

  1. which gives me reasonable cause to believe that in any material respect, the requirements

  2. to keep accounting records in accordance with section 44(1)(a) of the 2005 Act and Regulation 4 of the 2006 Regulations, and

  3. to prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Regulations

have not been met, or

  1. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Lee Stevenson

22 Adam Grossert Court

Stenhousemuir

Falkirk

FK5 4QT 13 July 2026

STATEMENT OF RECEIPTS & PAYMENTS

FOR THE YEAR ENDED 31 JANUARY 2026

Unrestricted Restricted Total Total
Receipts Note Funds
£		 Funds
£		 2026
£		 2025
£
Donations 476 - 476 817
Membership Fees 336 - 336 360
Grants 5 10,000 12,400 22,400 27,694
Group Income 6 11,086 - 11,086 10,039
Fundraising 453 - 453 859
Bank Interest -
22,351		 -
12,400		 -
34,751		 -
39,769
Payments
Cost of Charitable Activities 7 15,258 12,806 28,064 35,903
Governance Costs 514 - 514 714
Equipment 436 - 436 669
16,208 12,806 29,014 37,286
Net movement in funds 6,143 (406) 5,737 2,483
Transfers between funds - -
Surplus/(Deficit) for year 6,143 (406) 5,737 2,483

The Notes on pages 12 to 14 form an integral part of these accounts.

STATEMENT OF BALANCES

AS AT 31 JANUARY 2026

Unrestricted
Restricted
Note
Funds
Funds
Funds Reconciliation
£
£
Balance at the 1st February 2025
34,030
7,946
Surplus/(Deficit) for year
6,143
(406)
Balance as at 31 January 2026
40,173
7,540
Bank & Cash Balances
Cash at Bank
Cash in Hand
Other Assets
Shelving Container
Garden Tools
Liabilities
Independent Examiner Fees		 Total
Total
2026
2025

£
£
41,976
39,493
5,737
2,483
47,713
41,976
47,713
39,493
-
2,483
47,713
41,976
217
-
219
-
450
500

Contingent Liabilities

The charity has no contingent liabilities

The Notes on pages 12 to 14 form an integral part of these accounts.

These accounts were approved by the trustees on 8 July 2026 and signed on their behalf by:

David Boyd David Boyd Lorna Shaw Acting Chairperson Treasurer

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 JANUARY 2026

1. Basis of Preparation

These accounts have been prepared on the receipts & payments basis in accordance with:

There have been no changes to the basis of preparation or to the previous year’s accounts.

2.

Fund Accounting

3. Taxation

4. Transactions with trustees and related parties

5. Grants

Age Scotland
Stirling Round Table
Bank of Scotland 2nd Instalment
Hugh Fraser Foundation
RS Macdonald
Foundation Scotland
Robertson Trust
Allen Lane
Baynes Foundation
Asda Foundation		 Unrestricted
Restricted
Total
Total
Funds
Funds
2026
2025
£
£
£
£
-
5,000
5,000
500
-
400
400
-
10,000
-
10,000
10,000
-
2,000
2,000
-
-
5,000
5,000
10,000
-
-
-
3,414
-
-
-
500
-
-
-
2,380
-
-
-
100
-
-
-
800
10,000
12,400
22,400
27,694

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 JANUARY 2026

6. Group Income

Lunch Club
Choir
Tea Dance
Arts & Crafts Group
Knit & Stitch
Wellbeing Group		 Unrestricted
Restricted
Total
Total
Funds
Funds
2026
2025
£
£
£
£
4,404
-
4,404
3,974
3,175
-
3,175
3,041
88
-
88
330
1,962
-
1,962
1,797
1,205
-
1,205
897
252
-
252
-
11,086
-
11,086
10,039

7. Cost of Charitable Activities

Cost of Charitable Activities
Salaries
Rent
Insurance
Transport
Admin
Marketing
Project Costs
Events		 Unrestricted
Restricted
Total
Total
Funds
Funds
2026
2025
£
£
£
£
4,333
6,462
10,795
9,999
4,232
1,767
5,999
6,436
259
-
259
181
626
-
626
-
317
-
317
214
480
180
660
972
5,011
4,397
9,408
17,129
-
-
-
972
15,258
12,806
28,064
35,903

NOTES TO THE FINANCIAL STATEMENTS

FOR THE YEAR ENDED 31 JANUARY 2026

8. Movements in Funds

----- Start of picture text -----
As at As at
31/01/2025 Receipts Payments 31/01/2026
Unrestricted Funds £ £ £ £
General Fund 34,030 22,351 (16,208) 40,173
Restricted Funds
Asda Foundation 120 - (21) 100
LC Salaries 1,275 - (1,275) -
LC - RS MacDonald 25 4,553 - (4,553) -
MG 4 - Arnold Clark 127 - (127) -
Age Scotland 304 - (304) -
WG -Foundation Scotland 1,567 - (1,567) -
Stirling Round Table - 400 (400) -
Hugh Fraser Foundation - 2,000 - 2,000
LC - Age Scotland 25/26 - 5,000 (4,560) 440
LC - RS Macdonald 26 - 5,000 - 5,000
7,946 12,400 (12,807) 7,540
Total Funds 41,976 34,751 (29,015) 47,713
----- End of picture text -----

9. Purpose of Funds

General Fund

An unrestricted fund that can be expended at the discretion of the trustees in furtherance of the objects of the charity.

Foundation Scotland Restricted funding to be used for the Wellbeing Group. Stirling Round Table Restricted funding to be used for Lunch Club outing. Hugh Fraser Restricted funding for the Art Club. R S Macdonald Restricted funding to be used for the Lunch Club. Arnold Clark Restricted grant to be used for the Men’s Group. Age Scotland Restricted funds to be used towards the Lunch Club. LC Salaries Restricted funding to pay for session staff for the Lunch Club. Asda Foundation Restricted funding to be used for the Men’s Shed.

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- 14 -
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