2026-03-31-accounts - The Moray Emergency Relief Fund

This text was generated using OCR and may contain errors. Check the original PDF to see the document submitted to the regulator.

APPENDIX 1

Trustees’ Annual Report for the period Period start date Period end date Day Month Year Day Month Year From To 1st A r 25 31st Mar 26 p

Office of the Scottish Charity Regulator

Reference and administration details

Charity name Moray Emergency Relief Fund Other names charity is known MERF by Registered charity number SC 050061 Charity’s principal address Lower Whitefield House Mosstowie Elgin Morayshire Postcode IV30 8TX

Names of the charity trustees on date of approval of Trustees’ Annual Report


			Dates acted if not for whole year
	Trustee name	Office (if any)


1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20	Lrd Lt Air Cdr Alistair Monkman CBE	Chair

	Margaret Stenton DL	Treasurer
	James Whittle	Hon Secretary
	Lrd Lt Andrew Simpson
	Grenville Johnston CVO OBE
	Alexander Adam OBE
	NancyRobson OBE DL
	Sir William Robertson CBE DL
	James Royan OBE DL
	Charles Milne DL
	Rodderick Burns
	Dr John Harrington DL		Appointed 23/4/25
	Richard Walker DL		Appointed 12/12/25

APPENDIX 1

Reference and administration details

Names of all other charity trustees during the period, if any, (for example, those who resigned part way through the financial period)

Name	Name	Dates acted if not for whole year
Maj Gen Seymour Monro CBE LVO		Resigned 7/5/25






Structure, governance and management
Type of governing document Trustee recruitment and appointment

	SCIO created on 1st April 2020 (Charity no SC050061) Constituted under a document of trust which explains the objectives and powers and indicates how it is governed.

	Trustees are appointed from within each of the Lieutenancies of Banffshire and Moray. They are appointed for their particular expertise and also their geographical location. They are not all members of the Lieutenancies, but could be drawn from local businesses.

Objectives and activities
Charitable purposes Summary of the main activities in relation to these objects
	* To rovide financial and other relief to the eole of Mora as a result of an disaster or
	p pp y y mishap or illness or virus as decided by the Trustees as appropriate. To seek to advance the Health and Education of the people of Moray who may be affected by such causes. To relieve poverty and prevent poverty which may arise as a result of the above. To encourage the advancement of citizenship among the people of Moray to support the purposes of the organisation. To provide relief for those in need in Moray who may have suffered as a result of any disaster or mishap or illness or virus in Moray To carry out any similar purpose which the Trustees may decide under the above objects.

	Through a public appeal substantial funds were generously donated by local businesses and individuals. This then allowed the Charity to invite applications from individuals and families, via an online application form. The charity was considered to be a "funder of last resort" when all other avenues of support had been exhausted. All applications had to be supported by an independent professional referee who knew the financial situation of the applicant. In excess of 600 individual applications were assessed and processed in the period to Sept 2021.

APPENDIX 1 Achievements and performance

Summary of the main achievements of the charity during the financial period
	Initially the fund was launched to provide relief to those suffering financially as a consequence of Covid 19. It operated until 30th September 2021 when the grant scheme was closed to individuals and families for that specific purpose. In the summer of 2022, when 108 Ukranians arrived in the Moray area, an award was made by Trustees to that group. During the financial year ended 31st March 2026 the only transactions through the bank accounts related to monthly interest earned on a Savings Account. This income amounted to £211. There was no expenditure. The charity is currently closed to applications. However £23,607 is still held in the Bank Account, and these funds will be retained for distribution in the case of any future emergencies in Moray, as decided by the Trustees.

Summary of the main achievements of
the charity during the financial period

Initially the fund was launched to provide relief to those
suffering financially as a consequence of Covid 19. It
operated until 30th September 2021 when the grant scheme
was closed to individuals and families for that specific purpose.
In the summer of 2022, when 108 Ukranians arrived in the
Moray area, an award was made by Trustees to that group.
During the financial year ended 31st March 2026 the only
transactions through the bank accounts related to monthly
interest earned on a Savings Account. This income amounted
to £211. There was no expenditure.
The charity is currently closed to applications. However
£23,607 is still held in the Bank Account, and these funds will
be retained for distribution in the case of any future
emergencies in Moray, as decided by the Trustees.

Financial review

Brief statement of the charity’s policy on reserves Details of any deficit Donated facilities and services (if any)
	The charity is currently inactive and based on this fact, the Trustees do not consider it necessary to set a specific reserves policy.

APPENDIX 1

Other optional information

Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) OSCR will accept digital or typed signatures Alistair Monkman Margaret Stenton Full name(s) Lord Lt Air Cdr Alistair Monkman CBE Margaret Stenton DL Position (e.g. Chair) CHAIR TREASURER Date 3/6/26 3/6/26

Enter SC No. below SC 0500061

Enter charity name below Moray Emergency Relief Fund

	Moray Emergency Relief Fund	Moray Emergency Relief Fund	Moray Emergency Relief Fund	Moray Emergency Relief Fund	Moray Emergency Relief Fund	Moray Emergency Relief Fund	Moray Emergency Relief Fund	Moray Emergency Relief Fund			SC 050006

	Receipts andpayments accounts
	For the period from	Period sta		rt date			Period		end date
		Day	Month		Year	to	Day	Mon	th	Year 2026
		01	04		2025		31	03

Section A Statement of receipts and payments
A1 Receipts	Unrestricted funds to nearest £ - - - - - - 211 211 211	Restricted funds to nearest £		Expendable endowment funds to nearest £ - - - - - -			Permanent endowment funds to nearest £		Total funds current period to nearest £		Total funds last period to nearest £
Donations							-		-
Legacies									-
Grants									-
Receipts from fundraisingactivities									-
Gross tradingreceipts									-
Income from investments other than land and buildings									- 211		284
Rents from land & buildings									-
Gross receipts from other charitable activities									-
		-							-
*A1 Sub total*				-					- 211		- 284
A2 Receipts from asset & investment sales							-
Proceeds from sale of fixed assets									-
Proceeds from sale of investments		-							-
*A2 Sub total*				-					-		-
*Total receipts* A3 Payments		-					-
				-					- 211		- 284

Expenses for fundraising activities									-
Gross trading payments									-
Investment management costs									-
Payments relating directly to charitable activities									-
Grants and donations									-
Governance costs:									-
Audit / independent examination									-
Preparation of annual accounts									-
Legal costs									-
Other									-
									-
*A3 Sub total*		-		-			-		-		-
A4 Payments relating to asset and investment movements
Purchases of fixed assets									-
Purchase of investments									-
*A4 Sub total*		-		-			-		-		-
*Total payments* *Net receipts / (payments)* A5 Transfers to / (from) funds *Surplus / (deficit) for year*
		-		-			-		-		-

	- 211	-		-			-		- 211		- 284

									-
	- 211			-
		-		-			-		- 211		- 284

0500061 SC

APPENDIX 2

Section B Statement of balances

Details	Unrestricted funds to nearest £	Restricted funds to nearest £	Expendable endowment funds to nearest £	Permanent endowment funds to nearest £	Total current period to nearest £	Total last period to nearest £
Cash and bank balances at start of year	23396 211				- 23396	23112
Surplus / (deficit) shown on receipts and payments account					- 211	284
					-
					-
Cash and bank balances at end of year (Agree balances with receipts and payments account(s)) Details	- 23607	-	-	-	- 23607	- 23396
	-	-	- Fund to which	- asset belongs	-	-
					Market valuation to nearest £	Last year to nearest £





Details		Fund to which	asset belongs	Total Cost (if available) to nearest £	-	-
					Current value (if available) to nearest £	Last year to nearest £









Details			Total - Fund to which liability relates	-	-	-
					Amount due to nearest £	Last year to nearest £





Details			Total Fund to which liability relates		-	-
					Amount due (estimate) to nearest £	Last year to nearest £



Signature*			Total Print Name		-	-
						Date of approval
Alistair Monkman		Lord Lt Air Cdr Alistair Monkman CBE				3/6/26
Margaret Stenton		Margaret Stenton DL				3/6/26

Please note - OSCR will accept digital or typed signatures

2013-04-02 Copy of Trustees AR Ap2 excel.xls / Statement of balances

December 2007

APPENDIX 2

SC 0500061

Section C Notes to the Accounts

C1 Nature and purpose of funds (may be stated on The funds currently held in the Bank Account, represent surplus cash analysis of funds worksheets) raised from donations and Gift Aid received in previous years and Bank Interest in the current year.

Type of activity or project supported	Individual / institution	Number of grants made £	Number of grants made £





		Total	-

C2 Grants

C3a Trustee remuneration If no remuneration was paid during the period to any charity trustee or person connected to a trustee cross this box (otherwise complete section 3b) X £ Authority under which paid C3b Trustee remuneration - details C4a Trustee expenses If no expenses were paid to any charity trustee during the period then cross this box (otherwise complete section 4b) X Number of £ trustees C4b Trustee expenses - details

C6 Other information C5 Transactions with trustees and connected persons C4b Trustee expenses - details		Nature of transaction	Number of trustees £	Number of trustees £





	Nature of relationship		Transaction amount (£) Balance outstanding at period end (£)

2013-04-02 Copy of Trustees AR Ap2 excel.xls / Notes

December 2007

APPENDIX 2

SC 0500061

Additional analysis (1)

Analysis of receipts and payments

1 Donations

1 Donations
	Unrestricted funds to nearest £	Restricted funds to nearest £	Expendable endowment funds to nearest £	Permanent endowment funds to nearest £	Total current period to nearest £	Total last period to nearest £
Bank Interest	211				- 211
					-	284
					-
					-
Total 2 Grants	- 211	-	-	-	- 211	- 284
	- Unrestricted to nearest £ funds	- Restricted funds to nearest £	-	-	- Total current to nearest £ period	- Total last period to nearest £
					-
					-
					-
					-
Total 3 Gross receipts from other charitable activities	-	-			-	-
	- Unrestricted funds to nearest £	- Restricted funds to nearest £	Expendable endowment funds to nearest £	Permanent endowment funds to nearest £	- Total current period to nearest £	- Total last period to nearest £
					-
					-
					-
					-
					-
					-
					-
					-
Total - - Unrestricted funds to nearest £ 4 Payments relating directly to charitable activities	-	-	-	-	-	-
		- Restricted funds to nearest £	- Expendable endowment funds to nearest £	- Permanent endowment funds to nearest £	- Total current period to nearest £	- Total last period to nearest £
					-
					-
					-
					-
					-
					-
					-
					-
					-
					-
					-
Total	-	-	-	-	-	-
	-	-	-	-	-	-

2013-04-02 Copy of Trustees AR Ap2 excel.xlsAdditional notes (1)

December 2007

APPENDIX 2

SC 0500061

Additional analysis (2)

5 Breakdown of unrestricted funds

5 Breakdown of unrestricted funds
Receipts	Unrestricted fund 1 - enter name of fund below	Unrestricted fund 2 - enter name of fund below	Unrestricted fund 3 - enter name of fund below	Unrestricted fund 4 - enter name of fund below	Total unrestricted funds	Total unrestricted funds last period
Donations					-
Legacies					-
Grants					-
Receipts from fundraisingactivities					-
Gross tradingreceipts					-
buildings					-
Rents from land & buildings					-
Gross receipts from other charitable activities					-
*Sub total* Receipts from asset & investment sales	-	-	-	-	-	-
					-
Proceeds from sale of fixed assets					-
Proceeds from sale of investments					-
*Sub total* *Total receipts* Payments	-	-	-	-	-	-
	-	-	-	-	-	-
					-
Expenses for fundraisingactivities					-
Gross trading payments					-
Investment management costs					-
Payments relatingdirectlyto charitable activities					-
Grants and donations					-
Governance costs:					-
Audit / independent examination					-
Preparation of annual accounts					-
Legal costs					-
					-
					-
*Sub total* Payments relating to asset and investment movements	-	-	-	-	-	-
					-
Purchases of fixed assets					-
Purchase of investments					-
*Sub total* *Total payments* *Net receipts / (payments)* Transfers to / (from) funds *Surplus / (deficit) for year*	-	-	-	-	-	-
					-
	-	-	-	-	-	-
					-
	-	-	-	-	-	-

					-

	-	-	-	-	-	-
					-
Nature and purpose of funds

2013-04-02 Copy of Trustees AR Ap2 excel.xlsAdditional notes (2)

December 2007

APPENDIX 2

SC 0500061

Additional analysis (3)

Receipts 6 Breakdown of restricted funds	Restricted fund 1 - enter name of fund below	Restricted fund 2 - enter name of fund below	Restricted fund 3 - enter name of fund below	Restricted fund 4 - enter name of fund below	Total restricted funds	Total restricted funds last period
Donations					-
Legacies					-
Grants					-
Receipts from fundraisingactivities					-
Gross tradingreceipts					-
Income from investments other than land and buildings					-
Rents from land & buildings					-
Gross receipts from other charitable activities					-
*Sub total* Receipts from asset & investment sales	-	-	-	-	-	-
					-
Proceeds from sale of fixed assets					-
Proceeds from sale of investments					-
*Sub total* *Total receipts* Payments	-	-	-	-	-	-
	-	-	-	-	-	-
					-
Expenses for fundraising activities					-
Gross trading payments					-
Investment management costs					-
Payments relating directly to charitable activities					-
Grants and donations					-
Governance costs:					-
Audit / independent examination					-
Preparation of annual accounts					-
Legal costs					-
					-
					-
*Sub total* Payments relating to asset and investment movements	-	-	-	-	-	-
					-
Purchases of fixed assets					-
Purchase of investments					-
*Sub total* *Total payments* *Net receipts / (payments)* Transfers to / (from) funds *Surplus / (deficit) for year*	-	-	-	-	-	-
					-
	-	-	-	-	-	-
					-
	-	-	-	-	-	-

					-

	-	-	-	-	-	-
					-
Nature and purpose of funds

2013-04-02 Copy of Trustees AR Ap2 excel.xlsAdditional notes (3)

December 2007

APPENDIX 3

Independent examiner’s report on the accounts V2	Independent examiner’s report on the accounts V2	Independent examiner’s report on the accounts V2	Independent examiner’s report on the accounts V2	Independent examiner’s report on the accounts V2	Independent examiner’s report on the accounts V2	Independent examiner’s report on the accounts V2	Independent examiner’s report on the accounts V2	Independent examiner’s report on the accounts V2	Independent examiner’s report on the accounts V2
Charity name MorayEmergencyRelief Fund
SC 050061
	Period start date					Period end date
	Day	Month	Year			Day		Month	Year
	01	04	2025	to		31		03	2026
	5-10							(remember to include the page numbers of additional sheets)


	My examination is carried out in accordance with Regulation 11 of the 2006 Accounts Regulations. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and, consequently, I do not express an audit opinion on the viewgiven bythe accounts.
	not express an audit opinion on the viewgiven bythe accounts.
	In the course of my examination, no matter has come to my attention
	~~disclosed on the attached page*]~~

	1. which gives me reasonable cause to believe that in any material
	requirements:
Original signed document held on file					Date:		21st April 2026
Brian Bremner
Bank Manager (Retired)
5 Hardhillock Avenue, Elgin IV30 6UG

*Please delete the words in the brackets if they do not apply. If the words do apply, set out those matters which have come to your attention on the following page.

**OSCR will accept digital or typed signatures.

APPENDIX 3 Disclosure section

Only complete if the examiner needs to highlight material problems.

Give here brief details of any items that the examiner wishes to disclose