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2026-04-30-accounts

Trustees Annual Report

for

j8 Educational Partnerships SCIO for the period

to 30[th] April 2026

Scottish Charity No: SC045538

Annual Report & Financial Statements for the year ending 30[th] April 2026 Scottish Charity No SC045538

Index
Page 3 Reference & Administrative Information
Page 4 Trustees Annual Report:
Structure Governance & Management
Objectives & Activities
Page 5 - 6 Achievements & Performance
Page 7 Financial Review
Statement of Trustees
Page 8 - 10 Annual Accounts:
Page 8 Receipts & Payments Account
Page 8 Statement of Balances
Page 9 - 10 Notes to the Accounts
Page 11 Independent Examiners Report

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Annual Report & Financial Statements for the year ending 30[th] April 2026 Scottish Charity No SC045538

Reference & Administrative Information

Charity Name:

j8 Educational Partnerships SCIO

Scottish Charity No:

SC045538

The Charites Principal Address:

Norcroft Loftbrae Park Gargunnock STIRLING FK8 3DH

Charities Trustees on date off approval including office held:

Chairperson Calvin Clarke Trustee Susan Henderson Trustee Akiko Tomitaka

Names of other trustees during the period:

There were none

Independent Examiner: Sue Bennett ACIE 21 Dounehill JEDBURGH TD8 6LJ

Bankers:

Virgin Money 56 Murray Place STIRLING FK8 2BX

Virgin Money (On line Deposit Savings Account)

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Annual Report & Financial Statements for the year ending 30[th] April 2026 Scottish Charity No SC045538

Structure, Governance & Management

Governing Document:

j8 Educational Partnership is a single tier Scottish Charitable Incorporated Organisation (SCIO) which was granted charitable status on 8th April 2015 and is governed by its constitution.

Trustee Recruitment & Appointment:

At each AGM, all of the charity trustees must retire from office - but may then be re-elected under clause 27. A charity trustee retiring at an AGM will be deemed to have been reelected unless: -

Objectives & Activities

The Charities Charitable Purpose:

As set out in the ‘Constitution’ and ‘The Charities and Trustee Investments (Scotland) Act 2005’ the purpose(s) of j8 Educational Partnerships SCIO are the following: -

Any other purpose that may reasonably be regarded as analogous to any of the preceding purposes.

Summary of the main activities in relation to these objectives:

To advance education though research by school pupils into the barriers to education within specific communities in the developing world, additionally to research solutions and to then take appropriate action to reduce these barriers.

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Annual Report & Financial Statements for the year ending 30[th] April 2026 Scottish Charity No SC045538

Achievement & Performance for 2026

j8 Educational Partnership's charitable purpose is the advancement of education, initially through research by school students within specific communities into the local barriers to education, and their solutions, so that appropriate action can be taken to reduce these barriers. j8 links schools in the UK with schools in other countries in order that they can work in partnership to increase the opportunities for education in both communities. With this in mind during this reporting period:

partnership activities have been active between schools in the UK and schools abroad. These schools are:

UK secondary schools

UK primary schools

Malawi primary schools

Antigua primary schools

ACTIVITIES, ACHIEVEMENTS & DIFFICULTIES 2025/26

  1. Each year we lose many of the primary schools because their teachers are given a different yeargroup or because the link faces severe practical difficulties, but we were able to set up new replacement literacy links with several PS in Scotland, Malawi and the island of Antigua in the Eastern Caribbean as well as continuing the links with some of the existing PS.

  2. The secondary students took part in fundraising activities, including the making and selling of Christmas wreaths, sold at the schools’ Christmas Fayres.

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Annual Report & Financial Statements for the year ending 30[th] April 2026 Scottish Charity No SC045538

Achievement & Performance cont’d

  1. Literacy links were started in 2021, as improved literacy was identified as a significant way of increasing the attainment of the children in all the schools, and increasing their interest levels. The Scottish teachers and their pupils are all very enthusiastic about these links. The pupils quickly regard their overseas partners as friends, on an equal basis and the links do much to advance global citizenship. Their economic poverty does not enter their thinking, unlike for the secondary school activities where it is front and centre. The Malawi schools are equally keen but face difficulties in sending letters and printing those received. Many of the teachers’ phones, crucial to the exchange of letters, are unreliable and the teachers rarely have the disposable income to fix them or buy new ones. These problems appear to be increasing year on year.

FINANCES 2025/26

The secondary students have been involved in a little fund-raising this year at Christmas time. No external funding has been obtained, nor have there been any donations. Parents in Malawi find it increasingly difficult to afford school fees and, more than ever before, schools are asking j8 for help with buying phones, printers and stationery. We already pay for reading books for all the participating pupils and the cost of printing our letters. Two Malawi schools dropped out because the teachers’ phones were broken and one other school had to involve another member of staff because of the same issue. It is, unfortunately, not possible financially to pay for phones for all the schools involved.

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Annual Report & Financial Statements for the year ending 30[th] April 2026 Scottish Charity No SC045538

Financial Review

Statement of Reserves Policy:

The reserves at the end of the year were £10,050.64 (2024: £10,710.40). The charity has no employees or buildings which has meant that the trustees have decided that no formal reserves policy is in place, however, the trustees will continue to monitor as the charity grows.

Investment Policy:

The trustees have a duty to seek out suitable sources of income generation. The trustees also consider that it is prudent to accumulate funds for reserves to carry out the charity’s aims and meet their annual obligations for Student fees.

The Trustees have the power to invest funds in the best interest of the charity. To meet these ends the Trustees have invested in a deposit savings account with Virgin Money which accumulates interest to increase the current reserves.

Details of any deficit:

There was a financial deficit this year, the Trustees will continue to monitor the balances going forward.

Details of Donated Facilities & Services:

The Charity benefits from the time given by all the Trustees to the running of the Charity.

Statement of Trustees Responsibilities

The members of the Charity must prepare financial statements which give sufficient detail to enable an appreciation of the transactions of the Charity during the financial year. The members of the Charity are responsible for keeping proper accounting records which, on request, must reflect the financial position of the Charity at that time. This must be done to ensure that the financial statements comply with the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006.

They are also responsible for safeguarding the assets of the Charity and must take reasonable steps for the prevention and/or detection of fraud and other irregularities.

Approved by the Trustees and signed on their behalf by:

C Clarke Chairperson

Dated:

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Annual Report & Financial Statements for the year ending 30[th] April 2026 Scottish Charity No SC045538

Receipts & Payments Account Year Ended 30[th] April 2026

Notes
Receipts
Donations
Grants
Fundraising Income
1
Bank Interest
Total Receipts
Payments
Expenses from Charitable Activities
2
Expenses from Fundraising Activities
Independent Examination
Total Payments
Net Receipts/(Payments)
Transfer between Funds
Surplus/(Deficit) for Year
Statement of Balances as at
30th April 2026
Balances at Start of Year
Surplus/(Deficit) for Year
Balances at End of Year
Other Assets
See note 5		 Un
Restricted
Restricted
Funds
0.00
0.00
0.00
0.00
100.00
0.00
194.69
0.00		 Total
2026
0.00
0.00
100.00
194.69		 Total
2025
0.00
0.00
551.94
228.50
294.69
0.00		 294.69 780.44
668.78
0.00
0.00
0.00
150.00
0.00		 668.78
0.00
150.00		 1,290.20
0.00
150.00
818.78
0.00		 818.78 1,440.20
(524.09)
0.00
0.00
0.00		 (524.09) (659.76)
(524.09)
0.00		 (524.09) (659.76)
Un
Restricted
Restricted
Funds
10,050.64
0.00
(524.09)
0.00		 Total
2026
10,050.65
(524.09)		 Total
2025
10,710.40
(659.76)
9,526.55
0.00		 9,526.55 10,050.64
129.00 0.00

Liabilities No Outstanding Liabilities

Financial Statements approved by the Charity and signed on its behalf by:

Signed......…………………………………………………………. Trustee Dated......................................................................................

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Annual Report & Financial Statements for the year ending 30[th] April 2026 Scottish Charity No SC045538

Notes to the Accounts

1 Fundraising Income
Liwonde
J8 Namandanje
Gaelic School
2 Expenses from Charitable Activities
Student Fees
Uniforms & Books
Scanning & Printing
Stationery
Printer–Brother MFC-J534DWE		 Unrestricted
Restricted
Funds
Funds
100.00
0.00
0.00
0.00
0.00
0.00
2026
2025
100.00
0.00
0.00
170.00
0.00
381.94
100.00
0.00		 100.00
551.94
154.35
0.00
225.23
0.00
157.21
0.00
131.99
0.00
0.00
0.00		 154.35
567.16
225.23
400.38
157.21
193.66
131.99
0.00
0.00
128.00
668.78
0.00		 668.78
1,290.20

3 Trustee Remuneration and Related Party Transactions

The Trustees did not receive any remuneration or expenses during the year.

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Annual Report & Financial Statements for the year ending 30[th] April 2026 Scottish Charity No SC045538

Notes to the Accountants cont’d

4 Nature & Purpose of Funds

General/Unrestricted Funds - Funds that can be expended at the discretion of the trustees in the furtherance of the objects of the charity.

Restricted Funds – There are no restricted funds to carry forward.

The Charities funds are unrestricted and made up as follows:

Unrestricted Restricted
Funds Funds
Virgin Business Account 482.48
0.00
M-Plus Current Account 7.05
0.00
M-Plus Saver Account 9,037.02
0.00
Total 9,526.55
0.00		 9,526.55

5 Assets

As at the 30[th] April the Chairty holds one asset a Brother Printer value £129.00

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Annual Report & Financial Statements for the year ending 30[th] April 2026 Scottish Charity No SC045538

Independent Examiner’s Report on the Accounts

Report to the trustees of j8 Educational Partnerships SCIO Registered charity number SC045538 On the accounts of the charity for the period to 30[th] April 2026 Set out on Pages 8 to 10

Respective responsibilities of trustees and examiner

The charity’s trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) 2005 Act and the Charities Accounts (Scotland) Regulations 2006. The charity trustees consider that the audit requirement of Regulation 10(1) (d) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1) (c) of the Act and to state whether particular matters have come to my attention.

Basis of independent examiner’s statement

My examination is carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and, consequently, I do not express an audit opinion on the accounts.

Independent examiner’s statement

In the course of my examination, no matter has come to my attention

  1. which gives me reasonable cause to believe that in any material respect the requirements:

  2. to keep accounting records in accordance with section 44(1) (a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations, and

  3. to prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Accounts Regulations

have not been met, or

  1. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Signed: Sue Bennett

Sue Bennett 21 Dounehill Jedburgh

Date: ................................................................

Relevant professional qualification(s) or body:

ACIE & Dip Business & Finance

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