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2025-12-31-accounts

REGISTERED CHARITY NUMBER: SC045009

Report of the Trustees and

Unaudited Financial Statements for the Year Ended 31 December 2025

for

GRIMSAY COMMUNITY ASSOCIATION

Mann Judd Gordon Ltd Chartered Accountants

26 Lewis Street Stornoway Isle of Lewis HS1 2JF

GRIMSAY COMMUNITY ASSOCIATION

Contents of the Financial Statements for the Year Ended 31 December 2025

Page
Report of the Trustees 1 to 4
Independent Examiner's Report 5
Statement of Financial Activities 6
Balance Sheet 7
Notes to the Financial Statements 8 to 13
Detailed Statement of Financial Activities 14

GRIMSAY COMMUNITY ASSOCIATION

Report of the Trustees for the Year Ended 31 December 2025

The trustees present their report with the financial statements of the charity for the year ended 31 December 2025. The trustees have adopted the provisions of Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019).

OBJECTIVES AND ACTIVITIES

Objectives and aims

The main charitable purposes are:

Page 1

GRIMSAY COMMUNITY ASSOCIATION

Report of the Trustees for the Year Ended 31 December 2025

ACHIEVEMENTS AND PERFORMANCE Charitable activities

2025 was a year of challenges but the organisation met these challenges. GCA operated without a permanent manager for most of the year.

Key successes during 2025 have been:

Management

Anne Wilson, Heritage Centre Manager, and Sara Stewart, Community Engagement Coordinator (CEC) provided management stability throughout the year. They were responsible for continuing to steer GCA through a period of significant challenges.

One of these challenges was continuing to provide a cafe services after the previous leaseholder terminated the café lease a year early. This was done successfully, evidenced by positive feedback from café users.

Community Programming

GCA undertook a wide range of activities in 2025, including art and craft workshops, dry stane dyking, a programme of popular talks, and exhibitions of work from local artists. Feedback continues to reflect the value these opportunities bring to our communities, as well as informing future activity programming. We continue to build on our strengths to develop our activity programming, with a focus on offering learning and skills development opportunities that are of interest and accessible to all in our communities. There has been increasing use of Gaelic in these programmes.

Services

The Grimsay Post Office has continued to provide essential community services.

The Scandinavian Bakery, which took over the café lease in September 2023 continued to provide a distinctive offering at Ceann na h-Àirigh. This in turn gives a good source of income to the Centre. However, the leaseholder left a year before the end of lease period. No suitable replacement leaseholder and therefore took the café service in-house from October 2025.

In addition, the shop selling goods produced by local traders continues to do expand with commission from the products providing another income stream.

Volunteers

GCA would not be nearly as successful as it is without the help, and input, of a large number of volunteers who give freely of their time. The work they carry out includes:

Architectural services

GCA was awarded a grant from the Community Led Local Development fund to purchase architectural services for the planned extension to Ceann na h- Àirigh (Griomasaigh Còmhla (Grimsay Together). This work was carried out by Renshaw Architectural Services and Alan Ogg, QS. This completed This completed RIBA stage 4 of the project. We are now fundraising to move the project into RIBA stage 5.

Griomasaigh Còmhla is the culmination of a 25-year commitment by the island of Grimsay to its unique island vernacular boat building and fishing traditions. It links heritage, skills, community pride and public engagement, and consolidates all that has gone before, to future proof our boat museum - the only maritime museum in the Outer Hebrides.

Page 2

GRIMSAY COMMUNITY ASSOCIATION

Report of the Trustees for the Year Ended 31 December 2025

FINANCIAL REVIEW

Financial position

At the end of 2025 he financial position better than the previous year. A sizable donation from an anonymous benefactor to maintain staffing levels has meant that GCA can operate in a far better way, a way that comes from financial stability. These ring-fenced funds should give financial stability in the medium term.

The Trustees see this as an opportunity to develop income generation although in the longer term the position remains fragile. However, fundraising efforts will need to be maintained as GCA has an annual operating loss.

If successful in obtaining funding for the planned extension, income should increase considerably through an expanded café, a larger shop area and the opportunities that additional space will deliver for more, as well as larger, events. The extension is likely to be completed in 2028.

Reserves policy

The Trustees are grateful to CnES for their forbearance throughout the COVID pandemic and subsequent recovery, which has prevented repayment of loan funding. GCA is now negotiating with CnES a repayment schedule for the outstanding £20,000 loan and hope to reach a resolution soon.

FUTURE PLANS

Bids for grants to complete Griomasaigh Còmhla are currently being made, as well as a public appeal, to fund the project. There is tremendous support from the local Uist community and wider Grimsay diaspora, local and national politicians, Bord na Gàedhlig and other local heritage groups with whom GCA is formalizing partnership working. There are also initiatives to increase income from the shop by revamping the shop footprint as well as expanding the range and types of goods sold.

Events and activities have attracted large audiences over the past year with the community and visitors enjoying the monthly music sessions and Grimsay Folk and Live Music Club, heritage-based craft workshops, book sales, bingo and quiz nights and a very successful Pre-Loved Sale. There are plans to increase the number and type of community events GCA offers as these generate steady, regular income.

GCA intends applying for Museum Accreditation.

STRUCTURE, GOVERNANCE AND MANAGEMENT

Governing document

Grimsay Community Association is a Scottish Charitable Incorporated Organisation and the purposes and administration arrangements are set out in the constitution which was adopted on 21 July 2014.

Recruitment and appointment of new trustees

The Members of the Board, who are the trustees for the purposes of charity law, are appointed at the annual general meeting. At each annual general meeting at least one third of the board must retire, but those retiring are eligible for re-election.

Commencement of activities

Although the Grimsay Community Association began in 1999 as an unincorporated association, we converted to our present form - Scottish Charitable Incorporated Organisation - only in 2014 in order to take over the running of the new Grimsay centre at Ceann na h-Airigh. The previous unincorporated body (charity number SC032201) transferred its funds and assets to the new organisation (charity number SC045009) on 4 November 2014. This transfer included the building known as the old Free Church in Grimsay, purchased by the former charity for £120,000 during 2014.

Risk management

The trustees have a duty to identify and review the risks to which the charity is exposed and to ensure appropriate controls are in place to provide reasonable assurance against fraud and error.

REFERENCE AND ADMINISTRATIVE DETAILS

Registered Charity number

SC045009

Page 3

GRIMSAY COMMUNITY ASSOCIATION Report of the Ti'ustees for the Y¢ai' Ended 31 De¢cmbei' 2025 Prlnelpal addi'ess Ceaiiii li-Aii-ig]i Scotvein Grimsay Isle of North Uist Westcrn Isles HS6 5JA Trustees I Williainsoii Cliaii. and TYeasur¢r D M Macviear Secretary N G M Ingledew A MacKinnon D Maclure R J MacLean A fJancey R Sprati Indepethdent Exgmln¢r Mat)n Judd Gordon Lld Cliailered AccountaE)iS 26 Lewis Sireel Stomnway Isle of Lcwis HSI 2JF STATEMENT OF TRUSTEES, RESPONSIBILITIES Tlie tiustees ale i"e5P0115ible for pi'eparing the Report of the Trustees and the financial slateinei)ts iii accol'dance witb applicable law and United Kingdoin Accouliling Standards (United Kingdom Gen¢i'ally A¢ttpted A¢¢ounting Pi?ctice). Cliaiity law ttquire% the tnL8tees to prepare fjnancitl staiemellts for each finan¢ial year. Under tha¢ law, tlie In￿ree$ have eleeied 10 prepai'e Ilie financial statenients in accoiylance with United Kingdoni Generally Aecepied Accounting Practice {United Kingdoni AL¢oun¢ing Siandards and applicable lawl. Under chai'ity law tlit trllslees must not approve the financial 5tatement5 unl¢s5 they ale Satisfied tliat they gtve a true and faii. view of the state tsf affairs of the charity and of tlie incoming ￿017l￿¢S and application of resources, including the incojnc and cxpendithr< of the cliarity for thgt period. lrt pr¢pai'ing thosc flnancial stateinents, tljc trL]Stccs arc Irquii'ed to select suitable accounting poli¢ies aod then apply them consistently. obs￿ve die niethods aiid principle5 jll the Chai"ities SORP. makejudgcments and estiiiiates that air reasonable and VTu4Jent. prepare tli¢ financial stateinenL8 on tlie going collcern basis unless it is inappropTiate io presume that the charity will continue irt business. The trustees are iESPOIJSLble for keeping propel. accounting re¢oi"ds wljicli disLlos¢ willi iEagonable accuracy al any tiine the fiDancial ptssition of the cliai'ily and lo enable iliem lo en5UTe thai the financial %iaietnenls COTnply witlj the ChaTities alld Tiuslee l*)ve5tinent (Stotland) A¢t 2005 and The Charities Accoiints (Scotland) Re￿lIatIonS 2006 {a5 amendcd). Tliey Arc also irspon5ible lor safeguarding the 8ssets of tlie Ch￿￿ty and lience for taking reasonable steps for thc pi'evention and detection of fraud and o¢heT irregulAI'ities. Approved by order of tlie bTr8rd of trustees on 4 August 2026 and signed on its belialf by.. Williamson - Trustee Page 4

Independent Examiner's Report to the Trustees of Grimsay Community Association

I report on the accounts for the year ended 31 December 2025 set out on pages six to thirteen.

Respective responsibilities of trustees and examiner

The charity's trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006 (as amended). The charity's trustees consider that the audit requirement of Regulation 10(1)(a) to (c) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under Section 44(1)(c) of the Act and to state whether particular matters have come to my attention.

Basis of the independent examiner's report

My examination was carried out in accordance with Regulation 11 of the Charities Accounts (Scotland) Regulations 2006. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the accounts.

Independent examiner's statement

In connection with my examination, no matter has come to my attention :

have not been met; or

A Cumming The Institute of Chartered Accountants of Scotland

Mann Judd Gordon Ltd Chartered Accountants 26 Lewis Street Stornoway Isle of Lewis HS1 2JF

4 August 2026

Page 5

GRIMSAY COMMUNITY ASSOCIATION

Statement of Financial Activities for the Year Ended 31 December 2025

Unrestricted
funds
Notes
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
2
25,744
Other trading activities
3
47,898
Total
73,642
EXPENDITURE ON
Raising funds
13,311
Charitable activities
Charitable activities
32,541
Total
45,852
NET INCOME
27,790
RECONCILIATION OF FUNDS
Total funds brought forward
(10,079)
TOTAL FUNDS CARRIED FORWARD
17,711
Restricted
funds
£
72,559
-
72,559
-
39,078
39,078
33,481
749,283
782,764
31.12.25
31.12.24
Total
Total
funds
funds
£
£
98,303
70,321
47,898
38,445
146,201
108,766
13,311
8,497
71,619
48,312
84,930
56,809
61,271
51,957
739,204
687,247
800,475
739,204

The notes form part of these financial statements

Page 6

GRIMSAY COMMUNITY ASSOCIATior4 •IAn¢e Sheet 31 De¢ember 2025 31.12.25 Totsl 31.12.24 TolNI Unr¢siri¢i¢d funds Restric￿d fvnds Notes FIXED ASSETS Tangible ￿¢ts 751,806 751,806 722,313 CURRENT A￿ETs C85h at bank 38.311 30.958 69269 37.491 CREDITORS Amoiinls fdllin8 due within one year {600) (600) {600) NET CURRENT ASSETS TOTAL ASSETS LFSS CURRENT LIABILITIES 37.711 781764 820.475 759204 CREDITORS Amoun1$ fo11in8 due 4ft¢T more thgn one y¢&r (20,0001 (20,000) 120,000) NET ASSETS 800 475 739 204 FUNDS Unrestricted fund$'. Gencral fund Re51ri¢l¢d fund$'. Revenue fund Capital fvnd 10 17.711 (10,079) 49,085 733 679 43,761 705 522 749 283 TOTAL FUNDS The fin&ncial statements wer¢ ¥pproved by the Board of TN$t¢¢$ and avthorised for is8ue on 4 August 2026 ond were Si8ned on its behalf by: N G M In8led¢w. Tn￿tte The notw fi)nn pjrt of thu¢ f￿ancIal stat¢m¢nt8 Pa8e 7

GRIMSAY COMMUNITY ASSOCIATION

Notes to the Financial Statements for the Year Ended 31 December 2025

1. ACCOUNTING POLICIES

Basis of preparing the financial statements

The financial statements of the charity, which is a public benefit entity under FRS 102, have been prepared in accordance with the Charities SORP (FRS 102) 'Accounting and Reporting by Charities: Statement of Recommended Practice applicable to charities preparing their accounts in accordance with the Financial Reporting Standard applicable in the UK and Republic of Ireland (FRS 102) (effective 1 January 2019)', Financial Reporting Standard 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland' and the Charities and Trustee Investment (Scotland) Act 2005. The financial statements have been prepared under the historical cost convention.

The presentation currency of the accounts is Pound sterling (£). The accounts are rounded to the nearest £1.

Financial reporting standard 102 - reduced disclosure exemptions

The charity has taken advantage of the following disclosure exemptions in preparing these financial statements, as permitted by FRS 102 'The Financial Reporting Standard applicable in the UK and Republic of Ireland':

Income

All income is recognised in the Statement of Financial Activities once the charity has entitlement to the funds, it is probable that the income will be received and the amount can be measured reliably.

Expenditure

Liabilities are recognised as expenditure as soon as there is a legal or constructive obligation committing the charity to that expenditure, it is probable that a transfer of economic benefits will be required in settlement and the amount of the obligation can be measured reliably. Expenditure is accounted for on an accruals basis and has been classified under headings that aggregate all cost related to the category. Where costs cannot be directly attributed to particular headings they have been allocated to activities on a basis consistent with the use of resources.

Tangible fixed assets

Depreciation is provided at the following annual rates in order to write off each asset over its estimated useful life.

Freehold property - not provided Improvements to property - not provided

Taxation

The charity is exempt from tax on its charitable activities.

Fund accounting

Unrestricted funds can be used in accordance with the charitable objectives at the discretion of the trustees.

Restricted funds can only be used for particular restricted purposes within the objects of the charity. Restrictions arise when specified by the donor or when funds are raised for particular restricted purposes.

continued...

Page 8

GRIMSAY COMMUNITY ASSOCIATION

Notes to the Financial Statements - continued for the Year Ended 31 December 2025

2. DONATIONS AND LEGACIES

2. DONATIONS AND LEGACIES
31.12.25 31.12.24
£ £
Donations 54,524 29,938
Gift aid 6,000 -
Grants 37,779 40,383
98,303 70,321
Grants received, included in the above, are as follows:
31.12.25 31.12.24
£ £
Comhaile nan Eilean Siar 28,800 -
UCVO 3,479 5,015
HIE 3,000 -
Comm na Gaeldhig - 160
Williams Syson - 2,000
Pear Tree Trust 2,500 2,500
Community Led Local Development (CLLD) - 21,108
The Crown Estate - 9,600
37,779 40,383
3. OTHER TRADING ACTIVITIES
31.12.25 31.12.24
£ £
Fundraising events 3,695 4,533
Post Office 5,125 4,625
Markets / Shop 26,111 13,385
Food 10,580 14,565
Hires 1,896 1,030
Miscellaneous Income 491 307
47,898 38,445

4. TRUSTEES' REMUNERATION AND BENEFITS

There were no trustees' remuneration or other benefits for the year ended 31 December 2025 nor for the year ended 31 December 2024.

Trustees' expenses

There were no trustees' expenses paid for the year ended 31 December 2025 nor for the year ended 31 December 2024.

continued...

Page 9

GRIMSAY COMMUNITY ASSOCIATION

Notes to the Financial Statements - continued for the Year Ended 31 December 2025

5.
COMPARATIVES FOR THE STATEMENT OF FINANCIAL ACTIVITIES
Unrestricted
funds
£
INCOME AND ENDOWMENTS FROM
Donations and legacies
10,876
Other trading activities
38,445
Total
49,321
EXPENDITURE ON
Raising funds
8,497
Charitable activities
Charitable activities
31,703
Total
40,200
NET INCOME
9,121
RECONCILIATION OF FUNDS
Total funds brought forward
(19,200)
TOTAL FUNDS CARRIED FORWARD
(10,079)
6.
TANGIBLE FIXED ASSETS
Improvements
Freehold
to
Plant and
property
property
machinery
£
£
£
COST
At 1 January 2025
259,000
460,097
3,216
Additions
-
28,800
-
At 31 December 2025
259,000
488,897
3,216
DEPRECIATION
At 1 January 2025
-
-
-
Charge for year
-
-
643
At 31 December 2025
-
-
643
NET BOOK VALUE
At 31 December 2025
259,000
488,897
2,573
At 31 December 2024
259,000
460,097
3,216

Restricted
funds
£
59,445
-
59,445
-
16,609
16,609
42,836
706,447
749,283
Computer
equipment
£
3,725
1,491
5,216
3,725
155
3,880
1,336
-
Total
funds
£
70,321
38,445
108,766
8,497
48,312
56,809
51,957
687,247
739,204
Totals
£
726,038
30,291
756,329
3,725
798
4,523
751,806
722,313

continued...

Page 10

GRIMSAY COMMUNITY ASSOCIATION

Notes to the Financial Statements - continued
for the Year Ended 31 December 2025
7. CREDITORS: AMOUNTS FALLING DUE WITHIN ONE YEAR
31.12.25 31.12.24
£ £
Other creditors 600 600
8. CREDITORS: AMOUNTS FALLING DUE AFTER MORE THAN ONE YEAR
31.12.25 31.12.24
£ £
Other creditors 20,000 20,000
9. LOANS
An analysis of the maturity of loans is given below:
31.12.25 31.12.24
£ £
Amounts falling between one and two years:
Other loans - 1-2 years 20,000 20,000
10. MOVEMENT IN FUNDS
Net
movement At
At 1.1.25
in funds
31.12.25
£ £ £
Unrestricted funds
General fund (10,079) 27,790 17,711
Restricted funds
Revenue fund 43,761 5,324 49,085
Capital fund 705,522 28,157 733,679
749,283 33,481 782,764
TOTAL FUNDS 739,204 61,271 800,475
Net movement in funds, included in the above are as follows:
Incoming
Resources
Movement
resources
expended
in funds
£ £ £
Unrestricted funds
General fund 73,642 (45,852) 27,790
Restricted funds
Revenue fund 43,759 (38,435) 5,324
Capital fund 28,800 (643) 28,157
72,559 (39,078) 33,481
TOTAL FUNDS 146,201 (84,930) 61,271

continued...

Page 11

GRIMSAY COMMUNITY ASSOCIATION

Notes to the Financial Statements - continued for the Year Ended 31 December 2025

10. MOVEMENT IN FUNDS - continued

Comparatives for movement in funds

Unrestricted funds
General fund
Restricted funds
Revenue fund
Capital fund
TOTAL FUNDS
At 1.1.24
£
(19,200)
24,433
682,014
706,447
687,247
Net
movement
in funds
£
9,121
21,728
21,108
42,836
51,957
Transfers
between
funds
£
-
(2,400)
2,400
-
-
At
31.12.24
£
(10,079)
43,761
705,522
749,283
739,204

Comparative net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Restricted funds
Revenue fund
Capital fund
TOTAL FUNDS
Incoming
resources
£
49,321
38,337
21,108
59,445
108,766
Resources
Movement
expended
in funds
£
£
(40,200)
9,121
(16,609)
21,728
-
21,108
(16,609)
42,836
(56,809)
51,957

A current year 12 months and prior year 12 months combined position is as follows:

Unrestricted funds
General fund
Restricted funds
Revenue fund
Capital fund
TOTAL FUNDS
At 1.1.24
£
(19,200)
24,433
682,014
706,447
687,247
Net
movement
in funds
£
36,911
27,052
49,265
76,317
113,228
Transfers
between
funds
£
-
(2,400)
2,400
-
-
At
31.12.25
£
17,711
49,085
733,679
782,764
800,475

continued...

Page 12

GRIMSAY COMMUNITY ASSOCIATION

Notes to the Financial Statements - continued for the Year Ended 31 December 2025

10. MOVEMENT IN FUNDS - continued

A current year 12 months and prior year 12 months combined net movement in funds, included in the above are as follows:

Unrestricted funds
General fund
Restricted funds
Revenue fund
Capital fund
TOTAL FUNDS
Incoming
resources
£
122,963
82,096
49,908
132,004
254,967
Resources
Movement
expended
in funds
£
£
(86,052)
36,911
(55,044)
27,052
(643)
49,265
(55,687)
76,317
(141,739)
113,228

11. RELATED PARTY DISCLOSURES

There were no related party transactions for the year ended 31 December 2025.

Page 13

GRIMSAY COMMUNITY ASSOCIATION

Detailed Statement of Financial Activities Detailed Statement of Financial Activities
for the Year Ended 31 December 2025
31.12.25 31.12.24
Unrestricted Restricted Total Total
funds funds funds funds
£ £ £ £
INCOME AND ENDOWMENTS
Donations and legacies
Donations 16,244 38,280 54,524 29,938
Gift aid 6,000 - 6,000 -
Grants 3,500 34,279 37,779 40,383
25,744 72,559 98,303 70,321
Other trading activities
Fundraising events 3,695 - 3,695 4,533
Post Office 5,125 - 5,125 4,625
Markets / Shop 26,111 - 26,111 13,385
Food 10,580 - 10,580 14,565
Hires 1,896 - 1,896 1,030
Miscellaneous Income 491 - 491 307
47,898 - 47,898 38,445
Total incoming resources 73,642 72,559 146,201 108,766
EXPENDITURE
Raising donations and legacies
Payments to traders 13,311 - 13,311 8,497
Charitable activities
Insurance 1,870 - 1,870 1,670
Utilities 5,302 - 5,302 5,164
Telephone & I.T. 4,065 - 4,065 2,183
PR and Postage 231 - 231 -
Miscellaneous 799 - 799 547
Supplies and Equipment 7,933 - 7,933 913
Food - - - 455
Programme Officers 10,349 38,280 48,629 34,373
Computer equipment - - - 508
Repairs and renewals 1,032 - 1,032 680
Depreciation - equipment - 643 643 -
Depreciation - computers - 155 155 931
31,581 39,078 70,659 47,424
Support costs
Governance costs
Accountancy and legal fees 960 - 960 888
Total resources expended 45,852 39,078 84,930 56,809
Net income/(expenditure) 27,790 33,481 61,271 51,957

This page does not form part of the statutory financial statements

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