The Church of Scotland Corby9 Church of Scotland RECEIPTS AND PAYMENTS ACCOUNTS Congregation No: 472430 Charity No: SC 043757
Charity Name.. CoTby, Church of Scotland Church of Scotland Charity Registration Nurnber.. SC043757 Congregaiion Reference. No.. 472430 Add ss of congresation.. Contact Addre9S Trustees Principal Office-bearers Inl¢rim Moderator.. Session cle-. Congregational Treasurer.. Independent Examiner Bankers Lloyds Bank plc Victoria (.109940) Branch PO Box 1000 BXI ILT
Trustees. Annual Report Year ended 31" December 2024 STRL:CTLRE ON"EILN.4 E AND IL4.N.4GE.IIENT GOI'EILNIIG DOCL'NIE)T The Church is adminisiered in accordance with the temis of Deed of Constitution (Unitary Form) RECRUITLIIENT AND APPOIYTLIIENT OF TRUSTEES Members of Ihe Kirk Session are the charity tnjstees. The Kirk Se55ion members are the elders of the church and are chosen from those members of the church 'hO are considered to ha.¢ the appropriate gifts and skills. The Interim Nloderaior, who is a member of the Kirk Session. is appoinied b J. Presbyierv io fulfil the duties of the Nlinister during a i'acancj. in March 20?3 and further FTE Nlinister of 11.'ord and Sacrament was allocated io the Church of Scoiland commencing 4 January. ORGAN'IS.4TIONAL STRUCTiiRE The Kirk Sesston. which meets at least eighi times a year is ihe Governing Bod) certain responsibilities are delegated to sub-committees. The main sub-committees of the church are.'_ Nlini51ry' Team. Pastoral, Mission. Finance and Fabric. Safeguarding. ORIE TIV"E TII'ITIE The Church of Scotland is Trinitarian in doctrine. refornied in tradition and Presbyterian in polity. It exists to glorify God and 10 work for the advancement of Christ's Kinodom throughoui ihe world. As a national Church. il ack-nowledges a distinctle call and dull, to bring the ordinances of religion to the people in every patish of Scotland through a terriiorial ministry It c(Foperdtes Viith other Churches in various ecumenical bodies in Scoiland and beyond. Corby, Church of Scotland reiained the Inierim Moderator appointed by the Presbjtery of England and Channel Islands, and the FTE Nlinister of Ivord and Sacrameni thai was appotnled. The team continued working with the Auxiliars. Ilinister and Reader. Corby, Church of Scotland holds family worship at 10 am on Sunday5 and prayer serK'ices every day except Sundays. Baplisms and the Blessing of children are celebrated as part of the regular SundaN' Service. In addition 10 Ii'eddings. Corby. Church of Scotland also conducis funerals both ai the Church and at local rematorium for niembers of the Church and the community. Corby. Church of Scotland has a Sal-e Guarding Policy which is kepl up to date through a designaied Safe Guarding Coordinator and committee. Corb )', Church of Scotlar]d has a Data Prolection Policy. Corby Church of Scotland has a Conflict-of-Inierest Policy
Corb!. Church of Scotland is a Fair Trade and Eco Congregational Church and has an ongoing Comrnitment to maintaining this slatus. 'emenls And P rf rm linistry Team: Vacanci.: ontinued as Interim merator ias appointed as an Associate Ilii'.I ster li orking from the 4th Januar). 2024. aJon8 with l0¢allY Ordained Minister SeThices in Person: Sunda). worship is at l O.IKI am c.ommuni has been at i'arir)us tirnes thring the year. Originally set at once a month, it was 'erted in June, to four limes a year, excluding special services. Service5 via Zoom Daily Prayer meetings (except Sundays).. Includes Bible Teadin8& reflection, prayers and closes with a hymn. During the }'ear special ihemes included Seven da)'s. seven themes, for the Wodd week of pray¢r for Pea in Palestine and Th), Kingdom Come Weekl! Bible Stud5: _ The year sianeil M'ith a SdY of the Gospel of MarK follo,ed by a study of the Lords Prayer. and finished with the Minor Prophets. Specivdl Servites: l O January.. A seTr'ice of Induction sen'ice toi* place for Rev Scott Mccanh), V4'ith the Ver), Rev Professor David Fergusson preaching Represeniatsves of the Presbytery of England and local churches were also in atlendance. Refreshments were sen'ed aftff the service. th 28 March.. Maundy Thursday was celebrated with an AGAPE s¢ni¢e including a rneal. 29h March.. Good Friday eN'¢ning seTr'ice. 31" March.. Outside Sunrise Service. 17h May. Corb). Church of Scotland hosted the Shire and Soke (Churches Together in Northampton9hire, Peterborough and Rutland> 29th Septernber, Harl'est Festial - Donations of frtsh food 'aS Ven lo Eden Park. This is a project for young mums. based in the centre of Corbv and made up of thirteen suptK)rted accommodations of flats. The tinned fo(xl was donated to the C.OTby F¢x)d Bank. The retiring collection was given to Corby Food Bank. 9, Noi'ember St Mar8ar¢t Declaration Sen'ice. .4 joint s¢rvic< which V¥as hosted b). Our Lady of Walsingharn, Occupation Road, Corb). io commemoraie the signin8 of the dtclaiation. follow¢d by refreshments and fellowship. A total of thity mernbers of both churches attended with several taking an active part in the sern'ice. li was agreed in principle that Corby, Church of Scoiland would hosl the 2025 service. 12th November Remembrance Servi¥e This seNice includd ihe la)'ins of WTeaths outside on a memorial erected by the Beanfield's Residents Association. Our Scouis Groups, and two of the denorninations who regularly use our church. Chrigtmas EN'e Candlelil SeTr'ice' This was a traditional service of Nine Lessons and Carols, wh¢re once a8aiA the denominations 'hO use cyjr church joined us for OrShIp
Christmas day A seTr'ice was held in the church Baptism5 and Weddings -The Church is made available, for those who 'ish their baptism and wedding lo take place in the conteKt of a Christian Service Eeumenical: Churches Together - One of ihe members of our 4qinisiry ieam is a membei of the Enabling Group of Churches Together in England and is the ecumenical representaiive for the Presb}:tery of England and Channel 151ands. Four different denominations have used our church for worship. and oiher activities throughout the year. Members of ihe congregaiion have attended Easter and Christmas towm centre open air services. These services are organised by local Christian churches. Members of the Ministr), Team ha'e taken part in these services. Pa5torAI: The pastoral team look after members of the congregation. by personal visits, cards and delivery of flowers. lission: World Mission. CoEby, Church of Scotland supports World Ilission. Staixps are collecied regiulail!. Ekivendeni Hospital, Malawi continues lo be supported by monthly retiring collection5. The work of Christian Aid is supported by specific collections, during Ila). and ai Christmas tirne, and the congregation support ad hoc appeals, with retiring collections. Food Bank.. Corbv. Church of Scotland supports the local F(M)dbank by making donations of food and money. praser and olUnteerIng personnel. Monies donated through iheir buck-et and retiring collections totalled £71 $ 44. Schools. IVork- wilh the two local Schools, B¢anfield PrimaTr School. and Red Kite Special Academy continues. Both schwls support Ilessy Church. by the distribution of leaflets lo their pupils. The Associate minister work-s with Red Kite school as its Chaplain. NqessN' Church. This mission infv'oli'es. not only church members. bul also K'olunteer5 from the community. There are twenty- fil'e i'olunteers and usually ten volunieers join us each month. There is also a dedicated prayer team. During 20?4. there were nine sessions. and we had fifty one families come ihrough our doors. a total of sixty adults and one hundred and eight children. Shoe Box Appeal. This year ihe show boxes were going to Mi alawi. in Souih Africa. seN'enty-nine shoe boxes were piepared by members of the church and their friends. The Sunday before the boxes were taken to the collection centre they formed an integral part of the service. The Aftemoon Tea and c.ake, which slarted in 2023 has grown in strength over the last twelve months and is 'ell supported by members of the community and congregation. Corby Highland Gathering: The .4ssociate min]er proposed that Corbs, Church of Scotland had a represeniation ai the Corbj. Highland Gathering. a twowda)" th'enl to promote ihe ne Corby. Church of Scotland. The church applied for a grant for this project from the Church of Scoiland Seeds for Growth for 1,000 which ivas approN'ed. The eN'ent ivas oker two days, il included free refreshments, based on a mock cock-tail called "the buminq bush" an area for Mess!, Church. prayer and felloi¥."ship. GiN'eawa5's included New Testament5, religious liierature based on ei'eryday life, and a special booklet relating to the life and
work of Eric Liddle. Each day had a ditTerent section ofthe community attending Saturday was local people" Sunda). 'aS local and N'isitors from all oi'er England. There was good engagemenl with attendees during the .eek-end. including Christian and non-christian discussions. Hall Lets - Corbv Church of Scotland as part of their mission allo.5 free use of the halls. This includes a weekly Cotyee morning by a group called Care and Share, Home Ed-Perforniing Ans Union: Under the Presbytery Mission plan, it has taken over twelve months from the Llnion to the sale of the St Andre s site. An area consisting of a church and ha]1 The Church of St Andrews was closed immediately, in March 2023. but the hall was allow.ed to be used until the sale of ihe building The exchange of contracts for this sile did noi take place uniil ihe 5, December 20?4. The Si Andre'S manse is still under a rental contract which H'as aoreed before the Union in Alaich 2023. All relek'ani records hai'e been sent lo the Church of Scoiland. Llnwanted items. thal were saleable went to auction. and some memoiabilia went to Corbv Heritage Centre. and other items have been integrated into the new Corby Church of Scotland. Communication: A monthl J inttmation sheet is available from the church or on line. Weekly notices are play'ed before and after ihe seTh'ice on the A VC screens giving details of forthcoming events. meetinos and financial update. Il'ebsile - This continues lo be a useful iool for inforn)ation about w.hai is going on '1th1n the church, links lo bible study, pra)'ers. and intimations. The website continues to receii-e regular pia)'er requests. A e Profil IA end nc Although an aged congregation, Corby, Church of Scotland continues lo be supportiN'e and generous in the giving of their time, talent, money and prayers, and enjoys fellowship with one another. and wiihin the community. The average attendance for general services over the year has been fony. an average of thiity-four watching N'ia You-Tube. The attendance for communion seThices was forty<ight. Financial Review.: The template which is Supplied b), the Church of Scoiland has changed and }-ou may. notice a slightly differeni format from the Ihat previouslv used for ihe pieparaiion of Receipts and Payments. 'nion of the tth-o churches." We were still working through the integration of the two church, and this has an impact of the finances of the church. Anal)'sis of donations: Free will Offerings." This year's free .11[ offering5 total just over £2i.000 and were on a par with last year. Other funds to which the congreoation coniribute is Coin a Da),. Sunday fellowship, social actiN'ities which includes the income of £)95 frorn the afternoon teas.
'ft Aid.. Due to the union of the two cbJrches on the i*l March 2023, the treasurers a8reed that they would
clairn individually from FLMRC up io th¢ closure date of the church. This re3ult¢d in only nine months 8ift
aid donalions being included in rhis year's ico)unls
Analysis of Other income.
The inforniation here has b¢en transferrvj from the Rff¢ipis and Payments Section of the ac¢wnts
The income from hall and sanctuary lets increased by £3127 on the previous year, however this includes
£301Y) from the rent of St Andrf,8 Hall I, s which ceased in September.
Income increased from funerals due io the number undertaken by mernbers of the Ministry team.
Further income came from sales of i$s¢ts. a grant frotn Seeds of GroMtl4 aAd insurance rebat¢.
Expendlture:
Thts year we reduced our deficit by £5.686. G85 and electricity bi119 have been cthsiderably higher in 2024
due to the end of contracts and the hi8hei renewal char8es. The higher insurAnce wst for the empty propety
of St Andrew, s church was otTset by the rental of their mans¢.
Giving to GTOW for 2025 is based on the new formulae. L',nd¢r the new 5ysiem. our 8ivAn8 to grow f(K 2025
is £40.800. However. we have been infomied by the Church of Scotland that if we pay this amount, w'e are
only paying 671/1 o towards the cost of the ministry io our Charge. which is £68.000. This is fijrther
reduced by a Stipend Endowment income for our thurch of £892.00 along wilh 8 fvrther allowance of
£11.196. This meansour flnal Givin8 to Grow contribution for 2025 is £28.712. resuliins in wrpayment
representin8 only 4P/o of the cost of Givin8 to Grow requirements for our charge.
li is the Twstees. poli¢) to hold reserves of approximately six months expenditure including desiynat¢d
funds At the Year end the Church held Unrestricted funds of £77,827 which with increased expenses
expected during 2025 equates lo six monihs reserves.
Statemenl of Tru$tte•' Respon$ibili¢ies:
The members of the Kirk Session musi prepare financial 51atemenls which give Su1¢1¢nt detail to enable an
appreciation of the transaciions of ihe Church during the financi year. The members of the Kirk Ses510n
&re responsible for keeping proFer accounting records whicty on requesl musl reflect the financial po$ition
of the Church at th81 lime This musi be done la ensure that the financial statements C4Jmply with the
Charities and TStee Investment (Scoiland} Act 2005. the Charities Accounts (Scotland) Regulations 2006
and the Resulations Anent Con8r¢8atIon Finance approi'ed by the Gener81 Assembly of the Church of
Scotland in 2007. They arc also reswnsible foi 5afe8uardin8 the assets of the Church and musl tske
reasonable slep5 for the prevention andl
Corby, Church of Scoiland Regisitred ChAYlty SC043757 Indepdenl Examiw's Report io the Tw$itts of C(rby. Church of Scoiland.. I rep(rt on the accounis of the charity for the ye4r ended 31 st Dtcember 24 which ar¢ sel oui vn pa8r$7iv I" Respeciive rtsponsibililies of trnjtees ind txnffiiner The charity's tru51ttS are resFrf)nsible for the weparation of ihe a¢counis in acc(ffdaDcc with the ternis of the Charitses and Twsle¢ Investsno)t (Scotland) Act 2(05 and ihe Charities Accounls (S¢rAland) R¢gulfttiOn3 2W6. The chariry tru$iec5 C(Y15id¢r Ihth ih¢ tludii requir¢rnent rf Re8ulaiion 10(] ) (d) of the Account$ ReBuIAiions d(5 nol apply It is my reSpsIbility to examine ihe a¢c(Am15 a5 rUl[¢d under $ecliDn 44{1) (c) of the Aa and io stsle whether particular matters have come io my atlffitson BAJIS Df independent txarnintr's Jtaiement My examinotion is c•rTied out in accordance with Regulation I l of the charli1 Accwnls (Sc(xland) Regulations 2006. An exaTninaiion include5 a review OF the acc<)unting records kept by Ihe chanty and a comparison of ihe accounts presentad wrytb th0 iecord5. li ais0 includes consideration of any unusual itans or disclosures in the accoun15, and seeks explanation5 frorn ihe trustees concernin8 any such rnalters The Predre5 undenaken do not provide all Ihe evidence th would be requir in An audji. and c[3U¢nlly I do not ¢xpres5 an audii opinion on the view given by the accwits Indeptndtnl eJ•mlntr's $1lemtnl In the course of my rAamination. no matter has come to my attenii which 8ives me re8sonable rause to believe that in w Tnalerial respeth ihe rquiTern¢nis lo keep &ecountin8 records in accordance H'ith Secti(x) 44(1) (a) of the 2(K)5 Aci and R¥¥uliuon 4 vf the 2006 Accwnis Retio1]s. And 10 PTep8re account5 hich arrord the aCcntIng records and comply with Re8ulation 9 of the 2(K16 A¢c(MJnt5 Rc8ulaiion$ hftv¢ been mel. or 2. lo which, in my opinion. attenbon thojld be dra in lo cnablc • pr UnderstdIn8 of the accwnts to be reached. L)at¢ ..
Totsl 21)24 2•24 2•24 No Donah)ni O¢her R11 30.135 46.779 70.914 2.571 32.706 46,779 79.485 42,878 33.474 76,3J2 2,571 Colts (rf gajtratlng fvndi Chrtable K¢h.l¢ks i(ks 10.938 gY>,482 94.785 ,633 10,938 .571 94.891 Exce81 ({ Rttelpii oi'er P!Trthti for the ytr bdorc fr*[en Q.719) IB.367) (11.086) (16.773) TranifuT Ei¢ui of Rttdpts oTr'er Parnts ror the )Yar (2.719) (1,367) (11.0861 <16.7731
11or•trlthl R•tTld•d Fund• FMDd• Fyndi 2024 Totsl 2024 2024 B•nk & dwit bgl•K 81,670 10,675 92.J43 109.118 Ex(xT8 of Rq¥4pK8 Peimfflts f(f the ye (2.71* (8,367) (11,086) (16.7731 B•mk & dwit iql f(Thad 78.951 $6.J22 25.4LKJ 56,322 (Ex1 ) Gift Aid Rf&X%VtlJle 4216 4216 6164 Cosi ofrytrnd yd kn"Ilal The aeeounts were approv by the Kirk Sffision For and on bIlf of the Kirk S•53iOh on z D Trn•¢ee Trwur
Corby, Churth of st8nd Nol¢s i• Ihe Ac£ounis as at .1151 Demkn 2024 l Trnytre Rfmuntr4tion And RdtYd Pthi. TranyMrf0ts5 During the !e4r ti40 In15tees fftmbut5¢ment ot'eYptsJ5ts irKuTl loiallin8 £4.680 No iw¥iee or a perwn related io x In151tt hal an% illlaesi jD or IT100 enter inio . the charip durin8 tbe i'cor. IstJ&J 2024 315t tk¢ 2024 2 IIMmhrnts in Fnds Trsttsfa5 UnY¢51nrtcd liujds Gend Fund SLXi Sulld&% Momsb8 fdl(rt45IP F9hic Church 4nd Fthc Eqp< Asswiat¢ Minister Eyrnses Inlfflim mleratorS Exp¢ns¢s MaR¥e's Utilit%. Bills Cle4min8 Floi%rr Fllnd Ilor¥hp Mission HoiiE Mallse Atyx)unt Si AlldmI5 Monies 28th Feb. Inie5tment In¢otRe TnL5t¢¢s th¥Ji Co# of SU0.0r Ite P¥sluTal Highl4 Cjohenns HiqhlRnd G&h¥nng Cpwt Con501idated Fthic Re%"enu¢ Fth Insu¢¢ .leI cl•m Sale5 of Ass¢ts LJl¢ il'ork- Toi 14.653 59.552 62.433 37.314 49.087 1.656 -1.146 478 129A 92) 18 5.416 768 89 59 3.355 6.911 295 3.355 6.911 363 363 &Y6 54.074 1.079 {54.074Tr 1.213 2.292 7XI 750 63 102 102 12,425 1.353 12.425 1.353 81.670 76.914 PA).756 77.fl:8 Eiesrncioj tijnds Messi Chur¢h FIOHLY Trund Sun0• 5¢kn1 W'oT5hip M15S10D Te£hnoloui' Pastor Highland Gqthcrin 383 13 16 1.271 450 16 IIKp 5(Kl 220 7.5(K) 2.663 Fulld Rai5iiio ISpKrilic chHiTS) Toi lQ.675 9.815 Told fvnds 79.48£ ).£71 81.?x9 S[.. The Trusttt5 hC Set &%ide lunds tQT So¢id ]1111 of ihe church. Momin8 Fdloiiship The h"C ser aside fjmds Cor iht nmtiir of tbe Fd10Sh]P Tea Mission". The Tru51tt5 ha%e 5th &side fund5 for mJyJi{In Fthic.. The TTusiees he w ¥id¢ iullds ior fabric of ihe thw¢h Church Th¢ T¥uslee5 hC Set aside tundg tsr the runnins ofthc Mwi. Chur¢h FIC)Er fuod.. The TNsttts kn"e as1& tsnd5 ior flor5 in ihe church. Fund.. Tr Truste¢s h8¥¢ 5¢¢ a51Lk liind5 IDT Ihe rAsti>rg1 ¢xe ol.the u)D8lfBii>n Piwwses ot R¢stDded Fus M¢¥51 Churrh. Mowts doll4EuJ foT this missiorL W¢)f5hip Nlonie5 d&ed for thjs niission. Mission. Monies don8ted tor this mission. Fund Rwsin8 Monies lot CharJ tor Church Hall us¢ Floiitr Fund. Monies tor tbe memood fjthi¢ts in rhe (knub. Sunkn. SchLN)l.. Monjes dojwa ivr use ot'suth 5cJM)l. S&)ctU8r4' Fund.. Morti¢s i)nard tor the refiJrFAslI octhe
3 Analisis of lknnations
Unra51riaoJ Restrict(xl
Funds
2024
Total
2024
Total
2023
2024
FIVO S¢h¢me IrK)n Gth Aidl
Gifl Aid Doton5
old1 Offerings l(bn P12te)
Sum Lp
Coinad
lessi" Church
Mission
W0h1p
TechN)10.
Suiida% Moming Felloll's'P
High1ld Gatknng
Fabric 5EKofi¢ Donaions
Floiier Domtiotts
Sociat
San¢tuaTh" Donauoll
5.848
16.86.S
2.43:,
67
407
16.865
2.41.3
67
407
.271
16.102
3.092
255
475
30
1.271
J(K)
880
i20
l.(K)3
20
5(Ml
3(M)
l(K>
120
49)
7.500
Tax
on Gift Aid
DO1108
Ta
Rlroi'era
on GASDS
3.125
3.125
6.164
2.-315
42.1178
2.571
Anllli'siy of Othtr Income
Leg4.
Ful1 Fecs
Clrque (K1024 pid inio Lcoutll
bank . tu]I it ila5 a dupli(ate
Rtal of pffmises
Rental of St Ninian's Manse
Sale of S$
Grani
GT Consolidattjl Fa)ri¢ Furnl Claim io
' insurai
Im (stnient Income
Dupli
un$trial Rellriao1 Endoiiinent FU1$ Fujxts FUlS 2024 20?4 2024 S An1%1¥ of Pai'mtnts To1 2024 Total 21121 C05t5 goieratiDg funds Im'tstmthi MweT5 f¢5 Offenng eni"dopL 89 89 i( Chllritable iti Gii"ing to Gwii Presbi'i¢n" dues Locum Cosis Inierim modcrator thyerL IdiuomE MinisiTh Team Cosis Fabric w'r5 & mainte¥ Hoi light Insu & Licentts Church wer Rates ChuErlLIMi2fLse Equipme Assistant Miiister EinSeS Assis11 .Iqinster Trn'el ENFe4 Organ & niusic Printing. CoTbi' BC EUJD Bin c1&Ing l Hi'giene Mataials Churth Floiiet5 28.258 1.098 28.258 1.1)98 1.952 2.845 97.3 5.0SX) 18.417 8.212 6.084 1.673 526 59 4.180 59 4. 180 5.446 8.313 12.658 2.265 768 89 1.177 2.678 53 2.265 8.268 89 1.177 2.678 5.3 7.5(X) 1.7.38 498 5.1}48 167 823 103 690 6.911 6.911 231 140 231 140 63 363 P&toTaE Mission Social Club Tccl)mlog%' sund Nloming Felloii'sh"p 363 380 18 3.155 578 18 3.355 578 37 680 692 PhondW&>siio' inwn Fund Raising Cosvchai Messi" Churth Coronaioti Highland Galhcring Manse Renthi Ee$ Othcr eNrKrLses G¢nerni Tmsie& Loan Other Minisier eiFe PtW"tcn" due5 Balk Ciwrg13 Life & Wo 1.204 1.2( 1.426 1.623 1.623 2.314 2.220 88 88 189 94. 7116 79.-ty44 111.978 Y(1 4t{) UnStrial Remrided EThloThinent FUNIS FUAIS FuThls 2024 2024 2024 Toial 2024 Total 2023 GO1"ernan costs Ii¥JLTndtl1t ¢.iamin¢r s f¢¢5 Other pa)'ments PuE¢h&¢ of sds Pu of tni"e5bnthts GRAND TOTAL 79.6i3 11).9.38 .£71 94.892 li
6 Maniyter's Stipend Ail Churth ot SLX)Iland n8rei0$ tlyte io the Nlon8] Siipd Fund Eta]5 the Ix)sis of ail mini$ta5' silFA))d and anploi'&5 ¢onliibutioni for natiorjai insuran¢e. [s1On and housing loan filnd. Mtnisias, stirKmd5 are in iiiih the nlOal slip x71e. iihich is rele£l lo j.ears Ot smice. For ihe ie•s undff M'J•i' £11,612 minimwD stiThI 0{ ihe max2murn slipd lin the iih aid %ubsqueni 'ears of 5mice) £3¥.884 2024 20?3 7 Colltrtifjnj for Thltd PArtles 730 528 Food Bamk. Chn'stian Aid Harn'tsi E(kn Patkl Foed B. 219 240 Brilish Lwon TOTAI. l.li9 12
APPENDIX . FUNDS HELO BY THE CHURCH OF SCOTLAND GENERAL TRUSTEES FOR THE 8ENEFIT OF THE CONGREGATION 472430 Corby Consolldated Fabric Fund 2024 CAPITAL ACCOUNT Credit balances held al 31 Decembei at cost S12.52 Market value of balances at 31 December 750.88 REVENUE ACCOUNT balance al 31 December 16 490.06 TEMPORARY ACCOUNT Credit balance al 31 December 524 204.12 IndlvldualFund Purpom.. 2024 EXPENDABLE Credit balances held at 31 Dember at cost Market value of balan¢e$ al 31 December PERMANENT ENDOWMENT Credit balance5 held at 31 December al cost Market value of balances al 31 Decembef