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2025-08-09-accounts

APPENDIX 1

OSC r

Trustees’ Annual Report for the period Trustees’ Annual Report for the period Trustees’ Annual Report for the period Trustees’ Annual Report for the period Trustees’ Annual Report for the period Trustees’ Annual Report for the period Trustees’ Annual Report for the period Trustees’ Annual Report for the period

Period start date

Period end date
Day Month Year Day Month Year
From 10 August 2024 To 09 August 2025

Office of the Scottish Charity Regulator

Reference and administration details

Charity name Miss H P Russell Charitable Trust Other names charity is known by Registered charity number SC039982 Charity’s principal address Ludlow Trust Company Limited 1[st] Floor, Tower Wharf Cheese Lane Bristol Postcode: BS2 0JJ

Names of the charity trustees on date of approval of Trustees’ Annual Report

Trustee name Office (if any) Dates acted if
not for whole year
Name of person
(or body) entitled to
appoint trustee (if any)
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
Ludlow Trust Company Limited

1

APPENDIX 1

Reference and administration details

Names of all other charity trustees during the period, if any, (for example, those who resigned part way through the financial period)

Name Name Dates acted if not for whole year
Structure, governance and management
Type of governing document
Trustee recruitment and appointment
Declaration of Trust dated 9 August 2006 as amended 25 September
2018.
New trustees are appointed by deed by the existing trustees.
Objectives and activities
Charitable purposes
Summary of the main activities
in relation to these objects
The charity’s objects are to apply as far as possible the capital and income
for the benefit of the following charities:
i)
The Viewpoint Housing Association
ii) Palmerston Place Church
iii) The Royal Victoria Hospital
iv) The Chest, Heart and Stroke Association
v) Any other organisations having similar charitable purposes as the
trustees shall in the sole discretion determine.
During the year under review the charity made grant payments during the
year.
In determining the activities undertaken the trustees have had regard to
the Office of Scottish Charity Regulator’s guidance on public benefit.

APPENDIX 1

Achievements and performance

Summary of the main achievements of
the charity during the financial period
During the year the charity made grants of £3,303 to each of the following:
The Viepoint Housing Association
Palmerston Place Church
Lothian Health Endowment Fund
Chest Heart and Stroke Scotland

2

Financial review

Brief statement of the charity’s policy At the end of the accounting year the charity had free reserves amounting on reserves to £4,111 (2024: £6,177). In addition to the free reserves the charity has bank balances of £1,343 (2024: £2,214) and investments of £258,849 within the expendable endowment fund. The Trustees pursue a policy of maintaining a free reserve available to be spent in the furtherance of the charity’s objectives, as well as covering future needs, opportunities, contingencies and risks. Details of any deficit N/A Donated facilities and services (if any) N/A

APPENDIX 1

Other optional information

Declaration

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees Signature(s) Full name(s) Chris Thurlow Position (e.g. Chair) On behalf of Ludlow Trust Company ~~sat~~ Limited (Trustee) Date 13 March 2026

3

Miss H P Russell Charitable Trust

Enter SC No. below

APPENDIX 2

SC039982

SC039982
Receipts andpayments accounts
Period start date Period end date Period end date
For the period
from
10
August
Day
Month
2024
Year
to
Day
Month
09
August
Year
2025
Section A Statement of receipts and payments
Unrestricted
funds
Restricted
funds
Expendable
endowment
funds
Permanent
endowment
funds
Total funds
current period
Total funds last
period
to nearest £ to nearest £ to nearest £ to nearest £ to nearest £ to nearest £ to nearest £
A1 Receipts
Income from investments other than
land and buildings
4,992
Bank interest
441
-
A1 Sub total 5,433
-
-
~~SSS SSS~~
4,992
6,895
441
703
-
5,433
7,598
~~SSS~~
A2 Receipts from asset &
investment sales
Proceeds from sale of investments
91,750
A2 Sub total -
-
91,750
~~EE} ~~
91,750
251,043
-
91,750
251,043
~~(EE~~
Total receipts
A3 Payments
5,433
-
91,750
~~oo) ooo~~
-
97,183
258,641
~~ooo~~
Investment management costs - 1,197 1 1 1 1,197 1,139
Trust management fees 2,212 - 2 2 2 2,212 2,169
Grants and donations 13,212 - 13 13 13 13,212 25,080
Cash management fees 16 16 16 16 16 23
Audit / independent examination 180 - 180 180 180 180 780
Accountancy Fees 600 600 600 600 600
- - - -
**A3 Sub total ** 16,220 - 1,197 - 17,417 17,417 17,417 17,417 29,191
A4 Payments relating to asset and
investment movements
Purchase of investments
82,703
82,703
243,697
A4 Sub total -
-
82,703
-
82,703
243,697
Total payments 16,220
-
83,900
-
100,120
272,888
Net receipts / (payments)
10,787)
(
-
7,850
-
2,937)
(
14,247)
(
A5 Transfers to / (from) funds
8,721
8,721)
(
-
Surplus / (deficit) for year
2,066)
(
-
871)
(
-
2,937)
(
14,247)
(
~~
~~
~~**
**~~
~~a~~
~~
~~
~~ee~~
~~**
**~~
~~
~~
~~
~~
~~
~~

APPENDIX 2

SC039982

Section B Statement of balances

Categories Details Unrestricted
funds
Restricted funds
Expendable
endowment
funds
Permanent
endowment
funds
Total current
period
Total last period Total last period
to nearest £ to nearest £
to nearest £
to nearest £ to nearest £ to nearest £
B1 Cash funds 6,177
2,214
8,391
22,638
2,066)
(
871)
(
2,937)
(
14,247)
(
-
-
4,111
-
1,343
-
5,454
8,391
Cash and bank balances at end of year
Cash and bank balances at start of year
Surplus / (deficit) shown on receipts and
payments account
~~==sS====~~
(Agree balances with receipts and payments
account(s)) - - -
-
- -
-
- - -
-
-
Details Fund to which asset belongs Fund to which asset belongs Market valuation Last year
to nearest £ to nearest £
B2 Investments 258,849
248,476
Total
258,849
248,476
Expendable Endowment
RBSInvestment portfolio
~~===~~
248,476
248,476
Details Fund to which asset belongs Cost (if available) Current value (if
available)
Last year
to nearest £ to nearest £ to nearest £
B3 Other assets Total
-
-
-
~~ue~~
Details Fund to which liability relates Fund to which liability relates Amount due Last year
to nearest £ to nearest £
B4 Liabilities -
-
-
Total
-
-
ExpendableEndowment
ExpendableEndowment
ExpendableEndowment
Administrative services
Investmentmanagement
Independent examinersfees
~~===~~
-
-
-
-
Details Fund to which liability relates Fund to which liability relates Amount due
(estimate)
Last year
to nearest £ to nearest £
Signed by one or two trustees
on behalf of all the trustees
B5 Contingent liabilities
Total
-
-
Date of
approval
Chris Thurlow on behalf of Ludlow Trust Company Limited (Trustee)
Signature
Print Name
13 March 2026
~~———~~
Russell Draft Receipts and Payments Account 2025 / Statement of balances Russell Draft Receipts and Payments Account 2025 / Statement of balances 2 December 2007

APPENDIX 2

SC039982

Section C Notes to the Accounts

C3a Trustee remuneration
C4a Trustee expenses
C1 Nature and purpose of
funds(may be stated on
analysis of funds worksheets)
C2 Grants
C4b Trustee expenses -
details
C3b Trustee remuneration -
details
C5 Transactions with
trustees and connected
persons
Expendable endowment funds are those which are required to be invested to produce income but which
may be transferred to unrestricted funds at the discretion of the trustees in order that they may be expended
in furtherance of the charity's objectives.
Unresticted income funds are available for use at the discretion of trustees in furtherance of the general
objectives of the charity and which have not been designated for other purposes.
Expendable endowment funds are those which are required to be invested to produce income but which
may be transferred to unrestricted funds at the discretion of the trustees in order that they may be expended
in furtherance of the charity's objectives.
Unresticted income funds are available for use at the discretion of trustees in furtherance of the general
objectives of the charity and which have not been designated for other purposes.
Expendable endowment funds are those which are required to be invested to produce income but which
may be transferred to unrestricted funds at the discretion of the trustees in order that they may be expended
in furtherance of the charity's objectives.
Unresticted income funds are available for use at the discretion of trustees in furtherance of the general
objectives of the charity and which have not been designated for other purposes.
Expendable endowment funds are those which are required to be invested to produce income but which
may be transferred to unrestricted funds at the discretion of the trustees in order that they may be expended
in furtherance of the charity's objectives.
Unresticted income funds are available for use at the discretion of trustees in furtherance of the general
objectives of the charity and which have not been designated for other purposes.
Expendable endowment funds are those which are required to be invested to produce income but which
may be transferred to unrestricted funds at the discretion of the trustees in order that they may be expended
in furtherance of the charity's objectives.
Unresticted income funds are available for use at the discretion of trustees in furtherance of the general
objectives of the charity and which have not been designated for other purposes.
Type of activity or project supported
Grants
Individual /
institution
Number of grants
made
£
4 13,212
Total 13,212
If no remuneration was paid during the period to any charity trustee or person connected to
a trustee cross this box (otherwise complete section 3b)
Authority under which paid £
If no expenses were paid to any charity trustee during the period then cross
(otherwise complete section 4b)
this box
Trust management fess (VAT
inclusive)
Nature of transaction
Number of
trustees
£
Nature of relationship
Ludlow Trust CompanyLimited
Transaction
amount (£)
Balance
outstanding at
period end(£)
Ludlow Trust CompanyLimited Trust management fess (VAT
inclusive)
2,212 0

C6 Other information

Russell Draft Receipts and Payments Account 2025 / Notes

December 2007

3

Independent Examiner's Report to the Trustees of Miss H P Russell Charitable Trust

I report to the charity trustees on my examination of the accounts of the company for the year ended 9 August 2025

Respective responsibilities of trustees and examiner

The charity’s trustees are responsible for the preparation of the accounts in accordance with the terms of the Charities and Trustee Investment (Scotland) Act 2005 and the Charities Accounts (Scotland) Regulations 2006. The charity trustees consider that the audit requirement of Regulation 10(1) (d) of the Accounts Regulations does not apply. It is my responsibility to examine the accounts as required under section 44(1) (c) of the Act and to state whether particular matters have come to my attention.

Basis of independent examiner’s statement

My examination is carried out in accordance with Regulation 11 of the 2006 Accounts Regulations. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeks explanations from the trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit, and consequently I do not express an audit opinion on the view given by the accounts.

Independent examiner’s statement

In the course of my examination, no matter has come to my attention:

  1. which gives me reasonable cause to believe that in any material respect the requirements:

  2. to keep accounting records in accordance with Section 44(1) (a) of the 2005 Act and Regulation 4 of the 2006 Accounts Regulations;

  3. and to prepare accounts which accord with the accounting records and comply with Regulation 9 of the 2006 Accounts Regulations;

have not been met; or

  1. to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

James O’Rourke FCA Date 13 March 2026 Blue Spire Limited Cawley Priory South Pallant Chichester West Sussex PO19 1SY