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2025-07-31-accounts

st Columba's School Limited Report and Consolidated Financial Statements Year Ended 31 July 2025 Registered Scottsh Challty Number SCO12598 Company Nufnber SC016856

St Columba's School Limited Annual Report and Flnancial Statements for the year ended 31 July 2025 Page: Legal and administrative infom)ation Report of the trustees Strategic Report Independent Auditorfs Report Consolidated and charity statement of financial activities (including incomé and expenditure account) Consolidated balance sheet 9-11 12 13 14 Company balance sheet Consolidated statement of cash flows 15 16-28 Notes forming part of the financial statements

Sl. Columba'8 School Llmltad Legal and admlnl$tratl¥8 It)form8tlon for the yoar 8ndod 31 July 2025 Trustees The trustees of Ihe company during the year 8nd subsequently were.. Mrs S Bomphray l¢$igned 17161251 m￿ A Brodlie M$ N Bowd Dr M CofFÈld I￿Signa 1716r251 Mr G Cunning MrA Curley lapwnied 23191251 Mr H Currie Ire$igned 281111241 MTS D Cook Mr G Craik18pwntsd 2410W241 Prol C.A. Espie Mr R. D¥vidson Ir*$ign0d 261111241 Dr A Fp$er Mr D GIrdw(￿ I￿Signed 2419124, Ch8irto ￿419￿4) Dr M Jackson lappoinied 2419124. Chair from 24191241 Mr P Jennings Dr B Lafferty18ppoinled 21101251 Mr G McKe¢wn (resigned 17161251 Mr l R￿d lawointed 41111241 Mr K Wilson Iresi9ned 19181251 Reglstered oNlce Sl coluM￿'S School. 18 Duehal Road. ￿lmac01M. Inverclyde, PA13 4EQ Company Number SC016856 harlty numbor SC012598 Audhor BDO LLP, 2 Atlantic Square, 31 YoTk Street, Glasgow. G2 8NJ Bartk•rs The Royal Bank of Scotland plc. 339 Byres Road. Glasgow. G12 eop Bank of Scotland plc, The Mound, Edinburgh EH1 1YZ. Solicitors Pinsenl Ma50n5 LLP, 141 Bolhwdl Street, Glasgow, G2 7EQ Davidson. Ch¥lm$rs. Stw$rt. 12 Hopo StrSSt. Edinburgh, EH2 4DB Navigator Employment Law, Floor 3, 14 Alhdl Crescent, Edinburgh. EH3 8HA Health & Safety Advlsers Nav￿t￿r, Floor 3. 14 Atholl Cr•$tsnt. Edinburgh, EH3 8HA

Sl. Columba'8 School Llmltad Ro ort of tho trust88s for th8 ear ond8d 31 Jul 2025 The tsusle8s wesenl their report logelherwilh al￿lIed finanual slaternenls of Ihg Charity lorlhe yearended 31 Juty 2025. Stru¢tur0, yovom¥n¢• m¥th•yom8nt Governlng DOCLIn￿>t The Sch￿1 is ? charitable wrnpany Iirnited by guaranteg and was incorporatsd on 6 June 1932. The cOM￿nY was established under 8 M8morandum of Association whi¢h sets QLrt the objed5 and powgrs of the thaTilabl8 comp8ny and is gDVgmgd undgr its Articles of AsSo￿ation. The Arti¢les of Ass0￿￿tiOn are rgvi9w8d eath ye¥r and have b8en updated from tim9 to tirn8. the mDst re¢ent update taking in May 2020. R8cnJlttt)èntand olTrust8ès The Trustees are also DirgGtors of Ihg company arhd act as GovemoTS of the School. Nominations or gxpressions of inlgrgst are Wel(￿rne at ny IiTne of Ihe year should bg Tnade in writing to the Chair of the Nominations Cornmjttee. When a v3c8ncy arises on the Board, the Nominations Commrflge ￿11 use the register of norninees. be they from interested parti&s or from out with the parent body. to cary out a selection process, the resutts of which will bp pre59nlgd to all Board members lor their 3pproval. Particular etnphasis Is placed on p8rsoD81 competence, speGialisl skills and local 3vailability- The Sch(wJ aims lo ensure that 3 compreh&nsive raDg& of skills, knowledge and exp8rience re represented within the Board. New appoinltnents mad& al any lirne throughout the ygar and are then approved * the next Annual General Meeting of the Sthool. DirgGtors are inilialty appoinlgd for a period of three years, following which they retire by rot3lh)n * the annual geneTrl m8gting and can segk re-eledion for up to a further Iwo lemis of ofli¢e. A comprehenwve induction pack is given lo new directors. induding Board p)liGy pr(￿8dur￿8 and guidaDGe on the role respoDsibi1it18s. Disdosure Ch￿kS are c8rri8d out in rgspgct of all prospectivg direG￿5. and all directQTS are required lo undertakg annual safeguarding training. OryanlsalloJjalRIanagen￿)2 The Board is legally responsible for the overall rnanagemenl and control of the SchcK>l meets al ￿5t six lime5 a year. The strategic oversight of the School and the implernenlalion of all Board EK>licE5 are Gatried out by the Board and 115 Sub ￿mMittees. These are.. Safeguardiw,. Finarbce,. Eduralion,. Estates,. Remuneration., Nominations.. and Devebpmenl. Marf(elirbg and Adm15sions. All committees meet on a regular ba51s throughout ihe year and subsequently report lo the Trustees al each Board Meeting. Additional short-lemi comrnittees are set up when required. During 2024125 a short-lemi {￿rnm1ttee met regularly lo plan and iTnplement the Junior School relwalion to the Senior SGhool sile. Regular strategy meeting5 have a150 been implemented. The Board ha5 InlenlionallyfiKu5ed on rotating the representation on the Board lo reflect the Ghan9ing skillsels perceived lo be important lo providing strategic guidan￿ al this time, as well a5 to enable those LK>ard member5 who have provided a lorbger-term commilrnenl lo the School lo resign. The membership of each 8oard cornmittee during the year vras as follows.. Safeguardlng Commlltee Annie Fr8ser Ichair from 171061251 Mary-Jo Coffield loiopled. Chairto 17.06120251 Vicky Reilty IRectorl Jan Fulton IDepthe Rector) Emma thbetl (Principal Teacher. Junh)r SCWII Jani￿ Jorbe5 IcTroptedl Dorothy M8cKillop IccM)Ptedl Development, Marketlng and Admlsslons Commlttee Bri8n La￿ertY ICh8ir, appointsd 271011281 Sue Botnphray (Chair lo 17161251 D3vida Cook Ichairfrom 1716125 10 271011261 Gordon McK8win lappoinled 2419124. resigned 1T161251 Vicky Reilly IRectorl Jill Glen (Head ol Cornrnercial and Operations) Roberts Bianchini (Head ol Development. M8rttebng & Adm18510ns. Imaierniiy leave from 41212511 Una Tdfer Iresigned 191121251 Zaiga Crouch (Directorof FiDanc81 Antoni2 Bery (Dep￿￿ Ret￿r. resigned 171W251 Allan NkKay (Depute Rector. JunK)r Schwll Lindsey Mslhie (Admisslons Ofticerl Finance Committee Alison Brodlie ICh¥irl Kenneth Wilson (re5￿￿e￿ 19181251 Main Jackson Vlcky Reilty IRectorl Zaiga Crouch (Directorof Finance) Una Telfer (￿igned 19112120251 Gpham Craik l¥ppointed 24191241 Graham Cunning lan Reid lappoinled 41111241 Ftoddy Davidson Iresigned 261111241 Stephen Duddy IHead of Finance) Rgmuneration Cornmittge Main Jackson (Chairfrom 261111241 12n Reld lappDinted 41111241 Hugh Currie (Resigned 261111241 Kenneih Wilson (resigned 19181251 Estate6 Committo Educatlon & Pasioral Commlttee D8vid3 CcM)k Ichairl Vicky Reilty IRedorl Allan McKay (Depute Redor. Junior School) Roddy D8vldson (resig￿ 261111241 Niki Bowd lfrom 16111251 Andrew Curley13ppointed 271011261 Hugh Currie (resign￿ 2W111241 Al￿ rnetnbers of the SeDior Lead&rship Team as required". Al2n MacBeaih (Depuie Rett￿rI Jan Fulton IDepthe R￿torI Antonla Bewy (Depu￿ Rett￿r. reslgned 17181251 iek McLaughlin IDepuie Ret￿rI Alasdair MGGregor IHead of Eslatssl Zalg8 Crouch IDirectorof Finance) Nomination8 Committ99 Niki Bowd Ichairfrotn 2&1111241 Hugh Currie Iresiyned 261111241 Main Jackson Ilrom 261111241

Sl. Columba'8 School Llmltad Ro ort of tho trust88s for th8 ear ond8d 31 Jul 2025 ntlnu8d Structure, governance and management IGonlinu9cII E¥¢h ¢ommdlg8 1$ ¢omprisgd of Bo8rd Metnb9tS, Ihp Rector8ndlor ttsmbers of the S¢hool's Leadership TeaTn. In the ¢a$e of the Satsguarding Committee individuals with rel8vant eHperi8nc8 and eipertiS8 have ￿-oPted. The daily man¥gem&nt of th9 School is ddegatsd to thg R8cior and her Senior Le¥dership Team. The Chair has the right 10 attend ¥ny omtnitteg m8eting, wth the 8x¢eption of th8 Norninions Committfe. The SGhool is adive m8mb8r of Ihg Scottish Counul of Independgnl S¢hools. th8 Head$. Conferen¢e IHMCI. Ihg Asso¢i811￿ of Goveming odies ol Indepgndenl S¢hools IAGBISI. 8nd Ihe Ind8pend9ni S¢hool$ Bursars, AS￿￿14110￿ IISBAI. Sentormanayementpaypollcyandprocedu￿S The Trusiees are commiiied lo offering a comprehensive pack8ge of terms and condthOnS that 13 competitive within the Scoiiish indewdeni school seclor. This 8pproach is designed 10 8iif8cI, retsin. and mo￿V81e high-calibre senior management who are capable of delivering Ihe School's strat￿le ob1￿liVes. The 31m is io ensure ihal senior leaders are fairly cornpensal¥J for their Indnlidual responsibilities and their contribuiion lo the over811 success ol Ihe School. The Trustees conduct regul8r reviews ol senior man8gemeni remuneraiion. benchme￿Ing ￿aInSt comparable Independent schools of 8 simil8r size and complexity. Recommendations for future remunerabon are ts)nsidered In the coniext of the School's overall financi81 oullcM)k. This prttess 81igns ￿lh the School's broader psy slralegy. which seeks lo offer comwlitive sal8ries scross ￿M)th leaching 8nd support staff. using market r8les forequiv8lent role5 as a guide. Grnup Sthjcture Thtr S¢hool ha$ bNo non4h¥ritabltwhollyowned $ub$idiary ¢ompanitrs. St Columb¥'$ Sthool IDtrv$lopm$ntsl Limitd and St Columb¥'$ S¢hool IConstru¢tionl Limiied, both of whi¢h are n￿-trad1ftg The Bo¥rd mwnbers of these ¢omp¥ni&$ ¥rt altso Ttu$t8&s of th& S¢hool Trustees'objectives The primary aim ol the Trustees is to prornole the fomial ￿uc￿l￿)n of children and young peO￿e lo the highest academic standards, while 81so encouragin9 the personal development ol each pupil. The wl Is lo equip pupils with the character, skills, and values ne￿SSary lo meet the responsibilities. challenges. and obligations of citizenship. In doing 50. and ¥%ryihoul compromisin9 academic excellence or the financial sustainabilily of the 8chool, the Trustees are {￿MMitted lo adopting admissions policies and SUPFK>rting ihe financial assistance scheme lo enable ac￿5 to a broad and diverse range of pupils. AddilK)nally. the Trustees are responsible lor that the School COM￿￿5 ￿￿th All stalulory wuirements and upholds the highest standards In child protectK)n, well-being, and safeguardin9. To support these objeCt￿eS, the Schwl is committed to.. Nurturing individu¥l$ and ensuring in¢lu$ive environment, Maximising the opportunities of being a cofflmunity Supporting gncouraging $t¥ff dgvelopm8nl, Expanding the Schwl's reach and rewlalion. Th¥ Tw$ts ¢ontinut to pla¢0 sirong emphasi$ on ¢ff$¢tive gov&man¢# $nd ar& ¢0mMitt￿ to upholding b$$t pr8¢￿¢$$ ihroughout tho S¢hool. In 2022. lh$ Govomors partI¢l￿t￿l in a s#ri¥s of w&binars ¥nd tr8ining $#s$ion$ to a¢hi#vo the HMCIAGBIS Good Gov$m•n¢e C¥rtiri¢¥te. whi¢h 1$ valid for thr&# y¥rs. Thi$ ¢&rbfi¢¥tion r￿￿¢t¥ th$ir expertise and ¢0Mmit￿rnt a¢ross a bro¥d r¥nge ol r8l$vant goveman¢• to￿¢$. In 2025, tht Govemotswill ¢ommon¢o the re¢r￿[l¢stIoft pro¢o$$. Overtho ¢ourse of th$ yoar. Gov$mors $ngag#d in various profe$on¥l dov$lopment opportuniti¢$ These in¢lud8d ¥¥ssion$ on f￿u¥r￿1ng. ¢hild protO¢tion, fin¥n¢ial vi¥bility and improving rsturns ￿ $th0010ssot$ Wh&r8 appropri¥t•. in$ight$ and l¥miny$ from th•$e $o$on$ rtr $hapd the widor Board to $upport inforrt￿ d$¢i$ion-makiw. Fees Fee$ ¢h¥rgd in 2024125 in¢rea$ed by 7 8% for wpils from Junior 2 ￿ S#nity W with effe¢t fr(th Avgu$t 2024 No In￿•$ w¥$ impl$m$n for Junior I pupil$. Fee$ r¥nged from £11.335 for Junior 1 to e16.830 lor Senior S¢hool pupil$ A ¢¥pitsl 16vy of £250 or £350 w$$ p¥y¥ble for Junior and Senior pupils. $pe¢tiv$ly Th$ ¢apital levy remains unthanga from th# prsvi¢v$ year. From J8nury 2025, VAT at ￿ w¢$ addsd to ¥ll tuition lees and the ¢spii¥l le￿. During the $ession the S¢h¢ol main$d in partn¥rship wth Invr¢lydt Countyl for th6 provi*on of lully fvnd#d Eady L$aMi￿ 8nd Child¢srtr pl$¢e$ for thildren ¥ged 3 and 4 ysars old. Th$ S¢hool rs¢¥ivtd ¥ m8ximum of £6.891.80 per ¢hild from August 2024 to Mar¢h 2025. The maximum ¥mount per ¢hild in¢reased to e7.478.40 on 1$t April 2025.

Sl. Columba'8 School Llmltad Ro ort of tho trust88s for th8 ear ond8d 31 Jul 2025 ntlnu8d Work and A¢tivitl88 (pf tho Bo•rd of Trustw during th• Yo•r Th8 sch¢￿1 •$ a Ch81ity The policy approved by the Directors contiDues lo promote wder access lo the SGhool and prowdes support lor CUTreDt families lacing financial hardship. A Sub Cornmittee of the Finance wmmittee me@Is to review applications and award financial assislaDce where appropriate. Fee remission5 are mean5-tesled, based on the financial circumstance5 01 parents or guardians and the availabililyof bursary funds. The B￿ard was pleased to support 62 pupils w￿, wilhoul SUL help, would not have been able lo attend Sl Colurnba's. This represents 12% of the school roll. During the year, means-lesled linaDcial assistance awarded lotalled £6DB.494 I2024-. £551,940). The Sthool Is commilled to commuDIty engagemert and shares 115 IBcililies with local organisalions. Throughout term li￿. the Junior School buildings h05t a breakfast and after-school club run by an exlemal ￿0¥￿er. opeD to children from lo￿1 sch￿18. The Music Department hosts Trinity music exarns. The GaTnes Hall and Aslrolurf pitch are regularfy used by local sports group5 during evenings and weekends and a I￿al nursery school during the day. AddilK)nalty, the School's aDnual Sumtner Fete raises funds lor VarI(￿￿S chatitable rAus6s. Teaching staff actively Gortribute lo natioDal eduCat￿nal initiatives, including developing aDd matking asses6meDt materia15 for the Scottish Qualfficalions Aulhonly ISQAI. Staff also parholpate in Wesl of Scotland subject groups lo promote the sharing ol ￿t practice5. One rnetmber of staff Is an HMIE Associate Assessor. The School supports teachertrdining by working with Stralhclyde University and the UniveNty ofihe Westof Scotland. offeriry pl8￿ments for student teachers. A new Initiative was Introduced In coniunclion with the Schwl's Ca￿rers. Thomas Franks Scotland, whereby ihe School provides food for Inverclyde Homeless Forum on allemaie Friday mornings. This N>inl operation between the caterer and the Charitie5 Commiiiee has seen Seni¢x Vl pupils serving food lo the homeless ihroughoutthe session. The community pro1￿t¥[a1kAGO￿Garne, first launched by the Sch￿1 In SJ23, has ￿Ome well established this session. This proied Is organised by a member ofihe leaching Staff and Involves the School h051ing alpday events combining talks on rnentsl health awareness frorn a variety of speakers such as Poli￿ Scotland. The Haven, Koolh 8nd TheAnchorwilh 8 rugby or hwkey compeiilion. These events have been allended by pupils Irom a range of local schools. Our Earlyyears puwls continue lo benerrtfr(xn the opwrtunities aff¢xded by our Inlergeneralional partnership wilh Camp￿1 Snthvden res￿entI81 care home. This p8rtnership bring5 much pleasure lo both age groups. The Pipe 8and was pleased lo lead the annual Rem&mbrance Day Parade in Port Glasgow. and also ￿aYed al a range of local gala day5 and Chrislrnas events. and ReDfrewshire ChamLKpr of Comtnerce aDnual award5 ceremny. At Christmas small music ensembles allended local nsionergroups to perform duDng their gatherings. Avery successful Spring Serenade tnusical event was held ID April 2025, showcasing the musKal talent of various musical eDsernbles and solo players. as well as the pl￿ Band. The event was open lo the public as well as members of the School comTnunty. FL¢ndralslJJg During the ye8r funds iotalling £7.76712024' £10.657lwere rsised from v8rious attivilie5 and events These funds were don2led lo several local 2nd nation21 charities Induding Shelter UK. Finding your Feel. Chlldren In Poverty Inverdyde. Ardgowan Hospice, The Sttl81 Bite. Mcmillan Can￿r Support. UNICEF, Glasgow Childrens, Hospllal, Inverclyde Recovery C2fé and Britssh Red Cross. The Board remalns acllvely engaged In Supwrting the Schcd's cornmllmeni io maintainlng 8nd enhancing Ils high standards. 118ims io encour2ge 8nd assist the Rector 8nd Stsff In iheirefforts, while ensuring th81 the necessary resources sre aV81￿ble. In close eollamration the Senior Le8dership Te8m the Bo8rd works. Ihrough Ils various Commit￿eS, lo safeguard the School's fin2nci81 siabilily. educ8lion81 qu81ity, and overall well-teing of boih staff and pupils. The Board maintains slricl Oversighi of Ihe School's fin8n￿5 Bnd closdy monitors ￿athIn0 and leamiw. The School Improvement Plan Is regularly reviewed and discuss￿. 2nd the Risk R￿ISter is examined ai each Bo8rd Committee meeting throughout the ac8demic year. G)vemors also participaie In ihe annual Governors, Day. during which they visit the School lo engage with staff and pupils 2nd observe lessons In pKores5. Trnstees re5POn51bllltles The Tw$tees a￿ re$pon$ible for prep8ring the Tty$tee's Annval Report. Ihe sir8teyi¢ Report and the finanial $tatrment$ in 8¢¢ordan¢e wth Under company law and charity law ihe TruS￿e$ musl prepare financial Stslements for each financial year in acthxdan￿wlth Uniled Kingdom Generally Accepted Accouniing Practice (UK GAAPI. which indudes UK Accounting Standards and appI￿able legislation. Under cornpany law and chariLy18W Ihe Trusiees musl not approve ihe financi81 Stslements unless they are saiisfied Ihal they present a true 8nd fair Y￿V ol the financ131 FM)silion of Ihe group and chariiy, 35 well as the Incon re￿Wed and resour￿5 utilised during the wiod. In meeung those responsibilities. Ihe Trustees are r￿Uired to.. select 8ppropriate 8ccounting policies and then applylhem consislenlly., n￿ke ￿aSonable and prudeniiudgements and accounting estimates., confirm that applicable UK Accounting Standards have followed, with any tnalerial dewartures disclosed and ex￿ained in the financial slalements.- and prepare the financial statements on a going concern basis unless It Is inappropriate lo assume the charilywill continue operating. The Trustees are responsible for mainlainiDg adequate a￿ountIng records that a￿UratelY refiectthe chanly's transaction5 and financial wsilion and enable them to ensure that the financial state￿￿18 comply with the Companies Act 2006 and the Charities and Twsle& IDveslmenl (Scotlandl Act 20D5. A￿lIO￿ally, the Trustees are also responsible for safeguarding the chaTity's assets and taking reasonable steps to prevent aDd detectfraud or ot￿r iTregularilies.

St. Columba'8 S¢hool LSmltèd ort of the trustees for the ar ended 31 Ju 2025 continued Auditor The eurrenl TruS￿e8 h8ve taken all necess8ry sieps 10 ensure they sre aware ol any Inform8llon reoulred by the comp2nWs auditor tor the purposes ol Ihar audit and 10 confirm thai Ihe aUdI￿r Is aware of thai inlorm8lh)n The Trustees conflrm Ihal, a5 far as they 8re aware. t￿re Is no relevani audit inform81ion ol which Ihè auditor Is unaware. On behalf of the board OJUfv￿+I1 M J$¢kson Trnstee

Sl. Columba'8 School Llmltad Strat Ic Re ort for the ear ended 31 Ju 202S AthievenMJts & Performance Our senK)r pupils aGhieved an excellent sel of SQA exam resu115 In 2025. Al National 5. pupils achieved a pass rate of 95.2Vo12D24.. 96.2%) with 71.7% I2024-. 74.6Vol al A grades. For Highers. Sen1￿ V pupils achiev￿ a pass rale 0190.7%. of whiGh 59.1 /D were Grade A12024-. 95.4YD and 74.19DI and forAdvanced Highers. the pass rale was 89.9VD with 53.2% at Grade A12024". 87.3YD and 49.0%). Over 50% 01 Senior IV Gandidale5 achieved seven or more A grades whilst at Higher I￿e1 almost one Ihird131.3%1 achieved 5 As. Debating and Public Speaking achievements included the Junior PubliG Speaking team consisliw of three Transitus pupils winning the District finals ol the Rotary Youth Speaks comwlilion. A very SUGGessful year In sport culminated with the SenK)r teams winning Dational finals In LK>lh hoLey aDd rugby. The hockeyleam won the Sen1￿ Girls Scottish Challenge Plate aDd the rugbyleam were Growned National Bowl U18 Champions. Furthersuccesswas achieved In the SGhool'sfirst representation In girls. football which re5ulled in victory at the Scotbsh Inde￿ndent sch￿15 Girls. Football ASSO￿atIon loumamenl al U15 level. Several wpi15 particiwaled in sports al district and national level, Including alhlelic5. penlalhlon, swmrning. golf. tenni5. hockey, netball and The Duke of Edinburgh's Award SGherne continues lo thrive al St Columba's School wth high I￿elS of inclusion and Gornpletion rale5 across all levels. 126 pupils enrolled last yearwilh a completion rate of 74%. as compared lo 50% aGros5 SGotlaDd. Beiween 1st P￿ri12024 and 31st March 2025 $1 Columba's pupils spent Z730 hour5 Yolunleering In the community. The siKial value of these hour5 Is £17.470. Throughout session 2024-2025, over 100 pupi15 frorn JUn￿r 1 to Transilu5 have eTnbraced the challenges ol the Mini and JuniorJuke Award pro9rarnm&s. These ennching opwrtunilie5 have Inspired pupils lo step outside their Gornlort zones and grow In conlidenGe and Character. Our outdooredurAlion Is further supported by the Gardening Club whiGh continue5 to be EK>pularand SUCGessful with pupils from Transitus to SVI attending throu9houtthe session. This year. the Gardening Club achieved the hi9he5t ￿Ve1 ol the Royal Horticultural SorAety's School Gardening Award and planted an orchard on school groundsfollowing a Su￿esSIul grant application frorn the Tree Council's 8ranGhiw OLrt fund. MUSK and Drama O￿tinUe to ￿ a locus for many talented pupils. Music and drama productions organised by the MusiG Department and the between the Line5 Drama Club provided arn￿e opportunilieslor pupils to showcase theirlalenls. An Impressive number of pupils gained first place award5 ID the Inverdyde Music Festival this 5es&on and the Junior SGhool Ghoirwas invited to wrfomi atthe festival's ce￿bration Concert. There were successful auditions forthe Wesl ol Scotland Schwls Concert band. the Wesl of Scotland Schools Symphony Orchestra and the Royal Conservatoire of SGolland Junior Departrnenl. The Pipe Band were placed al the Scottish, Euro￿an and World Cha￿￿on5h1ps. One pupil ￿perand a bass drummerwere seleGled the Sen1￿ Band of the National Youth Pipe Band ol Scotland and the ￿ad drummer GOTnpeted atthe Worfd Stho Drummiry chaMpi￿s￿lp. A Junior School chanter ￿aYerachieved 5eGond place In the National pl￿￿9 Centre Solo Cha￿￿O￿5h1p. The School continued to perfomi strongly In external academic cornpelilions. Junior 6 ￿lebrated becoming nalionsl Sumdog champions atthe end of Maihs Week sCo￿and. for ihe second successive year. In the Senior School. iwelve pupils froffl SIV lo SVI represented Scotland In the Fina15 of National Design Championships, held al UCL with one SIV pupil selected lo represent the UK at Ihe International s￿ Seiiiemenl Design ComFelitson in Summer2025. Following on the heels ol this success, one pupil achieved the prestigious engineering award, the Arkwright Scholarship. The entire School SurA￿Se5 In IilerAcy. with the Senior School achievin9 the Reading Schoo15 Core Award. and the Junior School gaining the Gold Reading Award for Schools. The School achieved the Rights, Respecting Schools Gold Award,becomiw the first School In Scotland lo achieve the award frorn a9es 3 to 18 on Iheirfirsl application. This award re￿niseS achievement In putting the United Nations ConvenlK)n on the Rights of Ihe Child into practi￿. Al the end of the 2024-25 session, the total pupil roll stood al 516 Idown frorn 543 in 20241, cornprisin9 371 In the Senior School and 145 In the Junior School. Pupil numbers have seen a tnodesl dedine in boih sections, largely due to ongoiw economic challenges and the introduction of VAT on school fees frorn 1 January 2025, thich has clearfy influenced both current and prosFctive farnilies. Additionally. a falling birth rale In the Inverclyde area continues lo affect enrolmenl in the younger yeargroups of the JunK)r Schwl. Despite these pressures. Interest in the Schwl remains strong. Considerable effort is being invested in ￿￿rketing Initsaiives lo extend the School's visibility locally and beyond. A diverse range of marketing 51r£legies has been Implemenl&J, supported byanalytics lo assess their effectiveness. A new School website has been designed and developed. One of its many benefits Is Improved analysis of the results of the largeled marketing campai9ns, which allows for evidence-based ￿e￿$10￿-Makin9 forfulure matheliw end￿Vours. In surnnEr 2025, the governors also cornrnissioned e￿ernal consultan15 to evaluate the School'5 marketing and admiSsi￿S performan￿ and advise on futhre UpGradlng Facllhlés Th¥ maiprity of ¢apital inv•$tmont ro18tO$ to"Proio¢t 2025.. Thi$ m¥jor proj¢t involv#d Junior S¢hod wpils and Staff relotsting from thtr KnOCk￿¢kI¥ Rosd $itt to thtr modern ¢l¥s$room blo¢k, the Girdwood Buildi￿. 8t the GryFft RoadlDu¢h¥l Road $ittr, in ord#r to rdu¢tr opw¥ting ¢o$ts in rtr$pon$tr to tht eNpect#d lower numbgrof Junior S¢hool pupils in futurs A nw d￿l¢lted Junior S¢hool entr¥n¢o wa$ tStsbli$htd, with buildiw ￿tk$ r¥uir¢d to wats additi￿¥1 t¢iltrt$ ¥nd divid# tho building into two $eparattr for Junior and S$nior S¢hod pupil$ Thi$ WO￿ w¥$ ¢omplet￿ toward$ ihe Fnd of thg $¢hool yo$r wth pupil$ $tOrting thtr 2025128 se$$ion in tht hxion. A new gymn¥$ium 8nd two new play $￿$ w#r8 ¢rt$t#d for Junior S¢hool pu￿1$ 8nd IT upgrade$ wsrtr ¢ompleted. At Spnior S¢hool, f￿r r<ohs w#rtr uwr8dea to ¢roats a now M¥th$ 8nd Computing Suittr and lh$ final ph$str of th• main ￿1￿Ing roof rspl$¢sn*nt proie¢t was dtlivwed

Sl. Columba'8 School Llmltad Stra l¢R8 ort for th 8ar endod 31 Jul 2025 Finath¢ial r9ViqW Results The stslemenl of financial activities is sel out on page 15. The SchMI's nel expenditure was £474,37012024'. £552,567). Total In￿me of £8.442,776 Increased by 4.3Yb and iolal ex￿nditu￿ of £8.917,059 Increased by 3.1%. The main expenditure ol the SchMI is that ol staff sAlaries whith accounts for 65.2%12024'. 62%) ofiolal expenditure. Al 31 July 2025. net current assets were £2,027,41812024' £2.512.6531 Totsi c8pi181 expenditure of £697.519 12024. £189,755> WBS Incur during the year. CBWtBI repayrnenls continued on the bank loan of £5m duriry the ye8r. The 8nv)unl ouistanding 81 the year end was £3,621,966. Assets decreased during the yearfrorn £14,898.835 10 £12.910,210. SAI ofpArtof Krto¢ktsu¢kle Ro•d $ito Marketing Df part of thi$ site ¢Dmmen¢ed in O¢tob$r2024 by shp￿r￿. Ch8rt¢red Surveyors. Commtrrtyal di$¢u$$ion$ are pr¢gr¢s¥ing with the $upport of our prolession¥l ¥dviwrs Impairmeni of g4￿,037(2D24'. £2￿,000) was charged in the year R88wv8s poIIcy The School holds the rnaiority of its r&s8rves in cash. Th8 financial str?1ggy of the Sthool is lo achiev8 ? brgakeven positson and generate ￿$h surpluses through core operations. These surplus&s arg used lo fund c¥pitsl projects. repay d8bl. and Saf￿vard against unexpedgd linanri¥l pressures. Opgraling inwrne and gxpgnsgs are ggn8rally predictable up 10 12 t￿)nthS ?head. As al 31 July 2025, the SchoDI held total rSseD￿ of £7.953,543 vthjth £2.$80 were restricted and £7,950,963 w8re unrestricted. Cash b¥lan￿8 were ￿,$60.819 observing th8 hool's poliw lo maintain ￿￿h resetV8S 8quiv?lent lo between three and SIK monlhs of operating exp8ndilure. Investmentpolicy The School's Investment objective 15 to achieve a reasonab￿ relum on Surplus (xsh whilst minimi5ing the nsks ol any ca￿tal losses. To this end, Investments are limited lo cash deposits only. Fund5 are diversified across mU￿pIe financial Institutions and fixed temi deposits are staggered lo mlure al various points Ihroughoutthe calendaryear. c￿￿￿ CLvJcem The Trustees have assessed Ihe £pprywrialeness of preparing the consolidated financial statements on a going concem basis. This assessment considers Ihefinancial p0511ion and cash flow requIren￿nIS of the School for the twelve monthsfdk)wing the dale of signing the accounts. The School's source of income Is luilion fees and accordingly its financial performance is sensitive to changes in the sch￿1 roll and to a lesser exlentto the quantum of fee income. In comrnon with other le&payin9 schwls, the iniroJuctK)n of VAT on school fees from January 2025 has undoubtedly presented a financial burden for some families and adversely irnpacled pupil MUML￿r5. While Trustee5 had antici￿ted some delrimenlal eftecl on puwl numbe￿, a relatively robust School roll In 2024125 wasfollowed by a higher-Ihanxpected fall lor ses510n 2025126. With hindsight that was perhaps Inevitable as families look lo consider their financial (xrcum5tances and because families did not want lo disrupt their children's education during ihe sthool year. There has also been a noticeable rise In requests forfinancial assistan￿. and the Trustees expect this demand lo rernain eleval&J going fonvard. To address these challen9e5. the Trustees have Implernenl&J a numberof strategic initiatives aimed al slren9thening pupil nurnbers, enhancin9 revenue and r&Jucing fixed costs.. Tho ¢onsolidation Of th# s¢hod wto a single sito to rsdu¢&fix$d ovgrhead loporahonal ¢o$tl 8nd allow fortho sale of tho Kwkbudtltr Road site. in¢luding the Grade B listed bU1￿1n9. Sh¥loit. Th$ salt is ¥xps¢tod to r¥i$$ fund$ p¥rmitting an in¢rea$e in ¢ash r¥strvo$ and ¥ redu¢bOn in the balan¢e ol the Bonk of S¢otl8nd lo¥n, Investment In a new Junior School facility, by uniting Junior School and Senior School pupils and staff on 8 single site campus to r1ohl-s￿e the sCh¢￿'S facilities.. erealing additional recurring Inc￿￿ streams tr￿nI￿ndraISIng to support bursaries and generating donations forfuture Gapital investment. lechnolryies and resour￿$. Tru51ees have PerfO￿ed 8 robust assessmenl of ihe school's financAal f￿ecaSt5 and e£sh flows and ils ability lo rneel its financlal obligations overlhe period lo 30 April 2027. Projections have carried out for the nexl iwelve monlhs and these indicate thai the school will remain sble lo meet Ils ￿Yment obl￿allOnS as ihey fall due during the going concem as5essrnenl period. Trusiees have 81so evalu8led downside scenar105 and In 50 doing, the Schwl should be able lo manage its associated risks successfully and continue lo operate as a going concern. As part of this 8Ssessmenl. Trustees have also ￿Jns1dered the Schwl's lending arrangements. The Schses ol applying the covenant lesl. Trustees ackn¢ywledge the matter described above results In ihe existence of a material un￿rtal￿tYthaI May cast significani doubl on ihe Group and School's ability lo continue to operate as a going concern and, Iherelore, the Group and School may unable lo realise its assets and discharge Ils liabiliiies In the normal course of business. The financial 51alements do not include any adiustmenls that would be required should the going concem basis of prewralion not be appropriate. Despite this. Truslees remain ¢xbnfidenl that the School 15 well placed lo Manage it5 business risks successfully and Ils financial and cash fiow projections demonstra￿ Ils abilityto meet obligations as they fall due Ihrou9houl the forecast period. Accordiwly, the Trnslee5 continue to Adopt the going concem ￿sIS in preparing the annual rewrt and financial Stslements.

Sl. Columba'8 School Llmltad Strateg1¢ R8port for tho y8ar endod 31 July 2025 I￿ni￿nued1 Prlnclpal Rlsks and Uncertalnlles The continuously evaluates potential risks lo the School and Is reswnsible lor ensuring effective systems and processes are In place lo manage them. Identified r15ks are recorded In the Risk Regisier, which Is reviewed and updaied at each meeting of the Board of Govemors an Ils relevant committees. Following several ￿￿10r caytal projects In re￿nI years the School has si9nificant bank borrovving5. The Trustees remain f(￿used on compliance with banking covenants and on meeting future repayments obligations. The School continues to face a difficult financial environment, eXaCe￿ated by the inlroduGlion of VAT on luilion fees during the acadernic session. As such, slricl finan￿31 discipline Is essential. Processes are In place lo ensure cosl-effeclivenes5 and robust budgetary control. Long- terrn budgets and financial fO￿sts are regularfy reviewed Al Finance Cornmittee Board strategy rneelings. A key priority rernain5 the attr8ction and ￿tention of pupils as this directty irnpaGls financial stability. The Trustees. the Development, Marketing and Admissions Committee and the Senior Leadership Team a￿ workin9 together lo ensure the School is marketed effectively. The Board remins comfflitted lo ensuring that the School rernains 8fford£Ne foras rnanyfafflilies as possible. Plans For Futu￿ Perlods Prioritie5 forthe Boardof fwslees during Ihe School Year 2025. X126 To maintain lh$ higho$t quality of t¢a¢hing and It8rning 8nd prov￿¥ a ￿Thd￿ r8nge of ¢o-¢urriwlarexpsri$n¢s$, To maintain a ￿$ll￿rnt. sustain8ble and 8dapts￿È financlal Mr￿e1 thai SuppDrtS ihe Sehool's vlslon, invests In excellen￿ and prot￿lS Bgaifhsi exiern81 and Inlemal finanual risks.- To redu￿ reliants on sch￿1 fee income by expanding othersources of Ints)￿, Including fundraising., To maintain or In(xease enrolmenl through strategic marketing and admissions Inibatives.. To ensure that the School has r￿ust [ff(￿edures in place lo n￿et 115 slalulory re5POn51LMlilv&5 In respect of safeguarding. welfare and child protection-. To tn$ur th¥t $11 a$ps¢t$ of Sthool property ¢(thplywith legisl¥tion in¢ludiw th¥t relating to 8¢¢o$bility and h$ath ¥nd $aftrty.- To COn￿￿￿e to reflne governan¢e procedu￿$ in Ilne With be$t pr8ct¢e". ar To maintain ihe School's charitaNe obligations. eoncluslon The Trusiees are dedicated ￿ ensunng ih81 Sl Columba's remalns a thriving schcM)I delivering 8 hlgh qualiiyeduc8lv)n81 experlence for all Ils PUPMIS Whi￿ also ￿aYIng an active role In the Ioc81 community The TruS￿e8 acknowledge. Énd gre8lly v2lue. Ihedèdicsllon and commllmeni of the Stsff, whose etforts a￿ ￿ntral lo Schcd's ongoing SUC￿58 On behalf of the board M Jackson

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St. Columba'8 School Llmltad ConsolldatEd Ghafity 5tatEmPnt olflnanGl41 astlvhle5 Ilhcludlng con5011dated Inromeahd EXPE[￿ltu1?￿￿jU￿f1fQrtheYe￿fPn￿Ed 31 July2W25 Unrvstylgd Rg¥trfGtod Total Total 2025 2025 202$ 2024 2024 2024 Ine¢mfr¢m". Donaton5 108.816 141.347 24.7 40.6 s.￿8 FèB InGO Burs&nesawprdBd Canteen lnmrr 8.V89.117 IsoE.wI 1M$5& 7.880.534 7.880.534 132.3501 184,5S9 IA8,5 SO(￿le￿￿dafter￿￿lac￿lt￿8 Mu51ciuiknn. ts￿h￿l butsandtry5 21.656 459,244 3￿.970 385.970 InvesknBnl InGG I￿,416 14ty.408 147.4 oth￿ Iw T¢tilln¢om• 101,816 Wl.778 8,086,784 6.2 t,￿s.084 c￿n1¥bl&O￿ltseS 108,816 121.022 49S.037 8.439.817 2m.O 7,650 8.147.467 0.￿0 Tol9lExpgndft￿ 8,808,243 108,816 917.05& 8.639.817 7.650 8.fy17.467 NBtQUtgD￿grQ￿DUlCL￿ b8f(￿1￿￿&ts￿8￿ts 14742831 Iss3￿3• 15514331 tlos8onlnvèsiinè￿s 493 N•tExpendltu 15$2.540 15$1.YOI 15520 I551,￿ offvnd$ T￿al ru￿$ brouohl IoDptsl 2,5È0 442T.1IJ S.$71.8TS È.$79.3 7,950,904 7.95&$43 8.425.333 2.580 ThSLit8MwlthFINaNialAdivi￿tsi￿1Udb$éll rcfjgnis&d)ainSar￿ ￿$s￿in￿￿1hthir￿n14Thd P￿r￿a￿. Inillrngand 8xp8ndiivB denYefromco￿nUi￿ac[NllI4 The notes on page$ 16 10 28 form part of Ihese financwl 5181emenls.

Sl. Columba'8 School Llmltad Con8olldat8d bal8n¢o shoot at 31 July 2025 Companynuthb•Y8¢01e85e 2D25 2024 9J02.113 12.919 Fixe¥ 39¥etir￿￿rnPnty 9115￿72 10.122.¥$ Cutt#nta8sèl stock Debtors Sh￿tT￿M D8wslL% Ca&h31 b￿kand￿h￿d £79 1640 2.19&829 J6S.B9D 2.492.e70 1995.138 4.776.277 Cr•dM¢rn.' Imouni%lilllwdu•wlthln •yMI 1967.7201 12 2￿.e24} NEtcu￿￿￿tll5￿Bts 2.027,418 2.512.￿3 TotalaÈ$4islè&s¢urtit l1lit￿ 1IM4Z,490 CTrditot3. &mDunisfBlliwduoHttq ornthllnonB￿r 13,988.947 14,207,#81 N•t•5wis Fund Rgstrict£d Fur￿8 2.5BO Un￿tr￿￿n￿9 7.¥ts.g$3 .425.3 7J50JeS T¢til 7JSJ.$43 ThèrI￿n￿￿1 apprO¥AbythtsTTu$15ar￿lu￿n$￿df0ri$￿￿tsQ MJa¢k$tt TtUBt£ Th8rnlll5 ￿p8985 161D28fQTh￿rtQ[￿Bs￿￿nènC1￿Slthrnnts.

Sl. Columba'8 School Llmltèd Cornpany balance Sheet at 31 July 2025 Compinyfiufflb•i8¢016856 2025 2Q24 9J02.IIS 12J$3 Fixwj a$$etlDveslments 13,040 9J15M76 10,122,s62 CurTqnt￿B8IB Stork Oeblors Sh(xlT¢m ashEI b￿kand￿h￿d 79 1193.829 J66.Y90 2.4￿.67 IB9&13B 4.776.277 Crtditors.. amtsknnisalllwdu#wlthln 1¥7.7241 .2￿.£28} NEtcu￿￿￿tll55￿ts 1.027,414 2.512.649 Tètalas$41s Iè&s¢utsèTht lillit￿5 11M4Z,4 I4.￿7.29$) 7.9S3,513 8.427.913 Fund$ R&tric￿l Turtds 2.580 T.95D.963 8.425.3 7J5S.54S T¢til 7J66.113 ThfiMn¢Alskil8m8nL8wW8 approv￿￿Y￿8 M Ja¢k$ TtUBt£ Thewle9 ￿p¥9P9 1$to28foTrnpartofIhesefin?nGi4*￿IEn15.

St. Columb'8 S¢hool Llmlttd Consolidated statement of cash flows for year ended 31 July 202S 2025 2024 Cuhllow¥ Irom¢p•r4Wng Xtlrfths Ng118Kp8ndits£Pln￿m9wr5￿lB￿n1￿ffihartQla13c1rl11lu terestrecwva￿E 14743701 1149.4061 4G8M81 Deprec￿1￿ &ITn￿n1 l%$eL% 496￿$? 122229) 200,LWO (In￿85￿1}D8￿￿ Ind8biLY5 IOeci¢¥$ÈYlnuet4e In credltws 1,242,Y9 (In￿85￿) In 5tQGk 185 204,&19 Losson I151￿ ￿eStr￿ntS BT prO￿￿￿￿￿Yop￿r￿0on (912M181 CB&hIlDWf￿rn inwBstinu ￿￿￿ItIe￿ PaymBn1forL9ryi￿ffiXed Iroml I￿11Dn￿ ￿Trnd8￿s1ta￿c￿￿ntE 198N1 I￿.4ll6 g¢nprptsd 5nvWnu4rtlvltl? (219272) I￿.33$) Bonk loans rep kit8r&ipaid 1156A141 1145M¥SI 12I4.t491 NBtc&Bh in)fin￿cIntyuEtI%iti￿ (342ADTI IOecwseYlnuet4e In cèshandcasheoulvaleiits 11AQ4J27 1,023,76S CuhInd¢a5h•guIv41￿14￿ Ih•b•plnnln9 olth•y••i 171ts17 47,752 3fj68 C￿￿bBlanGeShB￿t LOngI￿rnd8￿5l1￿ nDiMBat￿ th&d£￿nI11￿0rCA&h Bnd c8sh￿Ur<BlBnts 2J60019 4.￿4.1￿7 366J80 ￿pag8￿ 1$to24fompart0TlhBs8finanGi￿Bl￿ntr.

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Sl. Columba'8 School Llmltad Notss formlng part of tho flt)an¢lal 8tatomont8 for iho ￿ar ended 31 July 2025 l¢ontit)uodl up v•stm•nt In subsldlartÈs Li¥te Toial AtVal￿￿- 13.Q36 13.￿8 Mwementf0rlW￿ Investy￿￿1$ 12.S49 12.949 COrnp￿y Liyd in wbsid1￿￿5 Tot31 AtcostryvE1uBl￿n At1 Auw512024 13,0 1871 12.949 13,fy10 Orovp?nd¢ompwny 2024 2025 Li¥ed iThvest￿ istrA1¢C￿St Ctsmpany nuthbèr PY4portkJnotvtsling A4hi8and ordinary$harè¢aprfa hdd stColumba'5SchoDI ICon5InKbonlLimi￿d SICDlumba'sSchoDI IDèVthw￿&n15l sc￿￿￿5¢ SC2Q]653 re91Stered ofbothsub91dipr$ 15 laD￿7JR0pd, Scodpnd, PA1344U. Doblor4 ¢¢mp 202¥ 24 2424 F8Bd8bliYs 101223 2F1,T14 58.650 3$2,638 10&223 271.T14 s8.￿0 PrepaYmenL8andac4¥U￿ Oth￿DEb￿S VATDEbtyr 64$ 433,W All4MwnlsundErdpbtyTrfalldupforp￿nI1thln￿￿ yew.

Sl. Columba'8 School Llmltad Notss formlng part of tho flt)8n¢lal 8tatomont8 for iho ￿ar ended 31 July 2025 l¢ontit)uodl 6￿up 2D24 ¢ompby 2Q24 2025 Bar￿loanS(S￿cur￿dI Tradeu£thto Ta￿al￿￿and$￿?al s8curtiy D8pD5rf5 Jwancelees 174362 301765 160.082 292.01$ .193 36.650 1,392.29S 6.341 174.361 303.765 115.562 ieo.082 292.91$ x￿0 2&207 26307 I,￿2.￿8 g6.345 IB7.04 0th￿(¥8dl￿ ACC￿31￿8￿￿￿(red Inoj 214800 214.90B 7.72 2.2&3.624 8$7.724 2.263.628 Grrvp 2025 Qroyp 2U24 Cornpgny 2025 Comp¥ry 2Q24 DèfÈrtÈdint¢mè l.T8&851 3,Q 1.761A52 443,0fy4 DefeThed Inlheyr 14(816 1,578,869 14eA 1,578,869 J91273 1.7&3.852 392273 I.7£3.1￿2 Ir￿￿M•r￿pr￿5￿￿￿1￿&pn1pf0rth￿C4)rni￿ $¢he￿I y8aTandfobs pad In &¥vant•Torluii s¢hool All prèpa￿ In th&y•ar￿37 J￿202ts Jvancelee￿cr￿￿Wll￿ re￿ed I￿1￿&￿1(h mÈag&ng wofllet4sh)wn alnote 14. Jwancedfees representsfees pald In￿wanCe￿[w￿U1￿SC￿￿Years Incomwlll berfjlva*d￿ Ilnevllhlhe•Jein9piofil0asshrF￿na1Th)t￿ 13.

St. Colurnba's School Limited Notes forming part of the financial 5tatement5 for the year ended 31 July 2025 Icontinuedl CtEthtorn". amountsfdlinBthqatt£rmorothan DnFyear GtDUP Company CompBny 2025 2024 202$ 24 B?nk lo4n$igeGuredl Dpo&i 1621.968 14T.8OD 3,792,7 169.150 245.3 1621.968 14T.8OD 3,792,760 245.3B$ 3.9ll&917 4.207.298 4.207.296 Th8 Dankloansaièsbyured wllh a ton0and￿￿tIn9¢har90 Cvvorlhèw￿lè￿SSOL$0Ilhe￿mpanY￿ndS1an￿i0S#¢u￿lY owerlh&bullOingoand Th8 ILMns a Delofawmlsed ￿k￿a￿a￿j￿nIfee$01￿aFO(2fj24. £1 ￿51. ThebèDk loan 1$ rep4oblein 276mnlhiy1ns1al￿n1$￿IChbe￿￿ 1DFebN8fy￿l6. The raleoflMeies115 rixed41327%forlhefir$1 Sm In 2016. AIuTther£2 Smwp$ dLJnry 2017 TheiThtew1 ron Ihgtlr¥n¢he¢ 1.$5%4￿Ve￿￿e￿t￿ 6￿u￿a￿de¢￿PIfftY Ad￿¢ Adv4nc• ank BBnk IDBllS 0èpo￿lS 2Q25 0èpo￿lS 2Q24 2025 2U24 2W5 2Q24 In on8 y8¥orltss. oron dma J6.650 2&207 ts.485 174.362 ieo.082 In myethBnoneyekrWwln￿reIhan WyeBr3 In manlwJOy8ais buin01m￿• th* fi￿ y8ais In m￿e￿a￿l￿eYears 19,950 ST,QSO 27.715 31.134 186,539 181J36 596.7 2A43.964 63,352 s54.￿4 84.450 147,SllQ 1£9.150 245.388 3.121.9f1 3.7g2.760

Sl. Columba'8 School Llmltad Notes forming part of the financial 5tatement5 for the year ended 31 July 2025 Icontinuedl Analy$l$ of9Yoyp notassgls ￿ween funds UntètslYiQtèd Rè&th¢t4d Total

) T￿l01￿nx0daWls 9.902.125 gJD2.IZJ 12.849 2.427A18 13.9ll&917) 2.024838 13,9&89471 1680 7.9JO.96a 158D 7.553x43 Untètslyietèd tund Rè&tsfet4d fur Total )24 T￿l￿1￿11X@daWlS Inv95knBnlB IQ.109.521 13.036 lo.1￿.5￿2 12.Q36 2 512.653 I4.￿7.2￿8> l￿bIll￿83 14,2Q729$1 4253 158D 8.427.S13 Anoly616 ol ¢¢mpany netA$6etsbetweenfunds 2025 g.g02.123 InVesth￿nI 12.9$3 2.Q27A14 13,98&,91 2.D24.E34 13,988.9471 Z58D Lorytern l￿bIlIt￿8 7.95Q.965 1580 7.955.543 UnteBtriCt￿fUT Tot41 fur )24 lo.1￿.5[2 lo.1￿.5 Inwesty*n15 13,040 2.510.089 13,040 2.512.649 2.580 14.207.X¥I 8.425. 2.580 8.427.913

Sl. Columba'8 School Llmltad Notss forml art of tho flt)an¢lal 8tatomont8 for iho ar ended 31 Jul 2025 ¢ontit)uod Expèndhknm & nètlos& tsn Atl August 2024 At31 July2025 Oroup GenErBlfvnds 8.$33W I8,8￿.330) 7,9W964 .425.3 8.333.969 18.808.339) 7.950.961 E3m5h3wFund 1.250 730 RestriC￿d F￿d-BUrSane& An￿alF￿d. Oesigna￿d 189.owi 2,51W) Cothpy GBnBr3lfunds 18.8D£.3301 7,9W963 8,333,960 7.950.965 R6str¢f6dl Fir￿laYPnz8 F￿d Eam$hthvFvnO $00 1,250 David Lthum Fu RestyiGted F￿d. &Jrsarfe 80( ieo,owi An￿alF￿d-D9&1￿￿l￿d 2.580 2.$10 ￿￿￿￿e$l￿￿ed￿nts¥rea¥?llab1e￿￿U￿e￿el￿wl￿Qlfr￿True￿s lnthefurtrran￿of1begeneraIOl¥?Ct￿&q0ftheth&Dty. RestyiGtedfund5comwl5eofPt￿ Fur￿. Fynd?ndDavidLIlWmFundra15tobpm¥ap ¥vallleforburganes?ndpdzes. D￿n￿th8 ￿8￿. £3.￿12{24 ￿.1￿)Df￿￿￿r￿3n￿5WE￿m8ifvllrn B donthn F￿￿them￿Nin ch8￿l￿T￿St. 8nd￿5.￿l2￿24 ￿0.￿0)frOM￿8 W.A c￿[l11F￿ Dulity adoThali0nolt4.￿l2O24. t4.45o1wasr￿1Y￿d IiomlhScrfk%h Rugby Union Iorlh&purptssold8v*knKxngy￿￿ lugtyin

Sl. Columba'8 School Llmltad Notss formlng part of tho flt)an¢lal 8tatemont8 for ihe year 8nd8d 31 July 2025 l¢ontit)uodl From 1st Swtombei 2024. th Sl ColufjJa'$ G￿￿p Pension ISCGPSI Intrtdu¢￿ lfjr rthv and existin9 slaff. SCGPS is a qualifyino. ¢M￿lbu￿On $chrM. 1ml￿ered and certirto by Rwffjl Lonth)n. On me dalets g)olentei&J phbsed ￿ts￿raw￿l from the S￿￿$bTe8c￿effS' Penslon $rthe￿ ISTPSI closiry ￿ STPS to DEW ioiner5. Thp ￿j￿ity0f$WpQrtstsff ty4DSfe￿edfUture￿￿tru11o￿$frc￿ NESTlOSCGPS￿ 1$lSeptember 2tr24 W￿￿ef￿¥Cont￿￿E￿I9NE8r￿OEln FebwTr 202$. Trtotal pens1on￿￿(S￿thE 5¢h￿I￿re. 202 2024 Conlnbulitniosrps 511221 737.￿3 ConlnbuliwtyStColumh'sGroup PenswlRryOLothl Priva￿ 6.$96 4l.l ConlnbuliwtyNEST 7.19B T￿p8￿￿￿n￿￿ts 842.6¥5 7B5.WQ 0tthT￿¢hby5. Pènsion 8th•m• I¥TPSI STPS 15 0 mu11imployerpensifyn $¢hpmo?nd Ihe Srofll¥h Pubk Pensions Agency hs$ ind￿(¢￿tha1 ¥ttho ￿rnent 1115 W able to ntifylh¢ npl stsreotundpdwry ￿e(S and113b1rt￿5 lry E¥h env10yer￿ &.¢￿&181e￿tÈnd re￿&￿8b￿ bBg19.' ThErefore. In aGwrd3nGE ￿1h FRS 102. conlnbuliunsto the schemB 31e aGGpwtedforas rf rtwereE D)nIn￿l￿9(8rne From I￿tAp￿2￿24. Incr£wd lo 2¢%1from23%1 AtIAwi 2024 ¢i$hlt•m5 2025 Ca$hal bkandmhand D8pD5rf5 .302 2.193.829 2.5￿.819 2.193.tE9 11.5Q4.$271 3ee.g B8nkI￿n&￿￿wlhIn0neyear BarIc￿￿$¢&J￿afteroneYear 14280 Sh￿T￿rn In￿BI￿nts 2.4g2.¢70 .8411 2.1￿.829 411.345 11.646.854) Non<£5h mwOmEntyro131elo￿￿Trg A8at31 July202S.theteNEre￿￿￿l(ornM￿￿n1Sor£1￿.095fQr3tr￿Bl1￿5￿thE new Jwi¢YSGW ￿M￿8t￿Ond1he R￿1￿￿1￿R￿m¢ym{2024 Q2%11. hlenknra'LiBtxlky st &AumbasSchwl Limil£di51I￿1￿dbVgU3￿￿? InthB£venloFitbDlng￿)u￿ up. IhgmenknBrsnwbB 5urn not8M¥Bding£1 &￿ch. SLcd￿r￿￿￿ SchDDI IDll¥knrArnntslLwrthd aThd SLColunth'5 s￿￿(￿rtruCt￿Th)￿MiIBda￿I1I￿￿ byhÈt cÈPrt41.

St. Columba'8 S¢hool LSmltèd Notss forming part olthB flnan¢lal statements for the year onded 31 July 2025 l¢ontlnuedl RgIW¢¥ Pgtydig¢losyTg¥ rla￿d PartYtran$a¢h0￿1￿thb￿a￿l03I July2D25I￿24. NII- K•y M￿a4￿￿tt￿Mp•n$lIon Key nTrn•je￿￿l per$Mne1￿clUde$ 212024. 21rnenefsoflhe￿nj￿￿n1te&MWhoI(￿e1hei hawe Ihere$FOnslbiiiiykMplannl￿J. dIr￿mI the￿I￿E￿or￿ Thp to1 ￿M￿n¥￿￿)￿paIdh)kty pers￿￿elf0r3¢r￿￿$ wovide0lothe￿￿tywa$£2F9,6l6l2o28."£%? 2451. Op•rotlw L•iMs Th0comp￿Yh￿dc￿rnmlkn￿￿nts IB&￿53￿ BBiithbBIw. 2025 2424 47.71 121.4 44.4g7 215.346