2024-12-31-accounts

CROFTFOOT UNITED FREE CHURCH OF SCOTLAND Scottish Registered Charity No.SC010932 A Congregation of the United Free Church of Scotland, Congregation Report and Accounts Year to 31 December 2024 Principal place of v￿rshIp and of Congregation activities.. 349 Camiunno¢k Road Glasgow G44 SHH

Congregation Report and Accounts Year to 31 December 2024 Page Contents Trustees, Office Bearers, and members of the Courts of the Congregation Congregation Report Report of the Independent Examiner Statement and Movement of Balan￿8 of Congregational Funds Not8S to Financial Statements Financial Statements:. Receipts and Payments, all Funds Supplement Sheet and Notes Pagg 1

Office Bearers, Trustees, and Members of the Courts of the Congregation Serving during year endlng 31 December 2024 Minister. or11￿ Bearers: Session Clerk Clerk to Board Treasurer Property Tru8tee8 (ex off￿10). Kirk Session., Minister Session Clerk Elders Congregalional Board: Minister Elders Clerk T￿aSurer Members:. Bankers IArgin Money National Savings & Investments In¢Jependent Examiner Paga 2

Congregation Report year ending 31 December 2024 1. Constitution and Prfn¢lpal A¢llvlt1￿ of the Unlt8d Free Church of Scotland The United Free Church of Scotland, wrth all the Churches of the Refomiation, acknowledges as tts Supreme Standard, the Word of God Contained in the Scriptures of the Old and New Testaments. The Church holds as its Subordinate Standard the Westminster Confession of Faith", by its Declaratory Acts it recognises liberty of judgment on points of doctrine which do not enter into the substance of the faith,. and it daims the right as duty may require, to interpret, add to, modrfy, or change her subordinate standards, under the promised guidance of the Holy Spirit, and with a direct responsibility to her Lord. The Church approves the emphasis of the Declaratory Acts on the love of God for all mankind, the free offer of salvation to all, the obligation of the Universal Church to make known the Gospel throughout the worfd, and the renunciation of coercion, perse¢ution and intolerance in matters of religion. Accordingly this Church accepts the obligation to witness to the truth of the Gospel and to serve men in the name of Christ with regard alike to their spiritual and material welfare, both at home and overseas. 2. Responslbllltl85 of tha Congregatlon As a Congregation of the United Free Church of Scotland this Congregation is under the jurisdiciion and oversight of the superior courts of the Oenomination i.e. the Presbytery of the West {in which this Congregation resides) and the General Assembly of the United Free Church in all matters pertaining to its spiritual and temporal (induding financial) affairs. It seeks to exercise these obligations within its fellowship and to the people in the community of which it is parL 3. Re$ponslbllltles and Appolntment of Office Bearers All matters affecting the spiritual well t*ing and order of the Congregation are exercised by the Kirk Session of this Congwation. The kn'rk Session consists of its Minister and ruling elders. All temporal affairs (including financial) of the Congregation are administered by the Congregational Board of this Congregation. The Property Truste88 of the Congregation are the Ex Officio off￿ Bearers named on page 2 of this Report. The Minister of this Congregation is appointed by the Presbytery of the West. Elders, elected in accordance with the Practice and Procedure of the United Fr88 Church of Scotland, along with members, elected by the Congregation at the Annual General Meeting or al a meeting of the Congregation specffi¢ally ¢alled for that purpose, fonn the Congregational Board. Office Bearers are appointed by the Courts which they seNe. All offices of the Church are open to any member in full communion. Each Congregation appoints elders to the Presbytery and to be Commissioners to the General Assembly. Presbyterianism means the government of the Church by elders. Page 3

1. Actlvltles and Achievemonts Highlights of th8 year tndude the two Commuth Fun Days that were hekl in March, and September, when our grounds, halls and Sanctuary were filled wrth a fantastic array of fun attractions for members of our lorAI community to enjoy. On each occasion, we took the opportunity to tell people about the love of Christ. Unfortunately, due to adverse weather conditions we had to cancel our planned Christmas Fun Day. During the year, we vffi blessed to see our alliance Tmth the HL)ng Kong Christian Church Glasw (whose members meet for worship in our Halls on a Sunday moming) continue to grow. and we were delighted when both Congregations were able to Sha￿ a joint bi-lingual servi￿ in August, which included the sacfament of Communion. We were also blessed to have a Ukrainian Church worshiping in our Sanctuary for 6 months of the year. A regular programme of sociavfund raising events continues to b8 held. As as raising a total of £16,361 these everrts provided many opportunittes to open the Church's doors to the local Community, and opportunities to tell Feople more about our faith & purpose at Croftfoot UF. 610A of our fund raising Income related to extemal hall th, which reflects our Commitment to providing a resource for our local communty. Over the year 12 different communty organisations used our premisès and we were also used as a polling station. As a Congregation, are committed to helping those families in our community who are finding life challenging, and we have made monthly distributions of food and other items to a number of such families. The local community was also served by the use of our premises by various children's activty groups. and by a Ioc21 Diabetes Group and by an Alcoholics Anonymous Group. On a wider basis, as well as financial donations to a number of charities, the Congregation has also supported the Blylhswood Trust Shoebox apK*al, and sent Christmas gifts to The Preshal Trust aThJ The Lodging House Mission in Glasgow. Fundraising to upgrade the Sanctuary continues, with a view to raising sufficient funds to install insulation. During the year, repairs to the roof were completed to address rain ingress. RoLrtinely, the Congregation meets y￿eklY for services of worship. Fomial Communion services are h8ld four times a year. The Minister and elders have continued to provide pastoral care, especially to the sick and housebound. We held weekly Prayer Sessions and our Bible Study Group has undertaken 4 separate studies this year. Our annual Elders, Conference took place in October, when the Session took time to refiect on th8 vmy forward for the pastoral life of the Congregation, as we move into our 90 Anniversary year.

2. Flnanclal Statem•nts and Funds In accordance with the Charities and Trustee investment (Scotland) Act 2005 ('the 2005 Act,) and the Charities Accounts (Scotland) Regulations 2006 (the Regulations,) and being a charity with an annual gross income less than £250.000, the Financial Ststements of this Congregation set out on pages 7 to 9 consist of a Statement of Congregation Funds and movements thereon during the Year ending 31 December 2024 and details of the Receipts and Payment. SurpluslDeficit), and Net Movement on Funds during the year with supplementary notes thereon where appropriate. The Receipts and Payments for the regular Congregation activities are shown in the General Fund and in th8 year amounted to £58,550 and £60,811 respectively and gives a gross Defictt of £2,261. Year- end fund movements increased this to a net deficii of £2,265. Payments to domestic and intemational missionary work are shown in the Mission Fund and in the year amounted to £793 in support of 5 organisationslcharitable appeals. The totsl amount of all Congregation Funds as at 31 December 2024 is £49,733. Page 4

3. Accounting Policies The main sources of inco￿￿ are the voluntary offerings, donations and other givlng of member5, adherents, and related organisalions, and interest or dividends on Congregation Funcls. The Receipts and Payments of Congregats'on Funds are recorded and reported on a cash re￿iVed and cash paid (as Invoicesla￿0unts are received) basis respectively. In the event that a commitment is made after the date of the Statwnent of Balan￿S which will materially reflect on the amount of any Fund{s) this will be reported in the ac£ompanying Notes to these Statements. The Balances of Congregation Funds repr￿ntS sums available for the ong(ing work 2nd activiti&8 of thè Congregation. stating whether e￿h Fund is Unrestrided, Designated. Restricted or Endowment and, where appropriate. for what purpose and how these Funds are hold or investod.

4. Land and Prop*ty Land and Property consi8t of the Church, ChLwch Halls lo￿ther V•ith ftttings and furnishings (induding communion 8fKJ other ecclesiastical articles). The Congregation owns a Manse. These are held as nctional property fcr the use of the CoTrJregation in fulfilling its aims and mission and in thich its activlties arg Garried out and not for investment or for resale. No markel value is placed on these Assets.
5. Indopgndont Examirnr In accordance with the terms of 'the 2005 Act,, Section 44 (11 (c), and as a Charity falling under regulation 9 of The Regulations,, and nol required lo cary out an audit under paragraph 9{4). an Independent Exarniner has been appointed in accordan￿ with regulation 11 of 'The Regulations, to carry out a competent examination of the Rep)rt and Financial Statements of the Congregation. The Independent Exarniner's Report for the year to 31. December 2024 is on page 6.
6. Approval of CongMgatSon R•port and Flnanclal Statsm•nts The Congregation Report and Financial Stat6ments were approved by the Congregational Board at their meating on 23 January 2025 and by Ihe Congregation at the Annual General Meeting held on 16 February 2025. The OfFice Bearer8 authori8ed to sign the Report and Finance Statements on behall of the C(x)gregation are:_ Dats: 16 February2026 Page 5

Independont Exarninerfs Rgport to the Tru8tee8 and Office Boarers of Croftfoot Unitsd Free Church of Scotland I report on the Report and Finanaal Statements of the Congregation the year ending 31 December 2024 which are set cn pages 3 to 5 and 7 to 9. Rg•pectivo Responsibilitles of Office Bearers and Trustees and Examiner The Congregation's Office Bearers and Trustees are responsible for th8 preparation of the Report and Financial Statements in accordance wth the terms of the Charities and Trustee Investment (Scotland) Act 2005 ('th8 2005 Ad.) and the Charities Accounts (Scotland) Regulations 2006 las amended ) ("the 2006 regulations.). The Congregation's Office Bearers and Trustees consider that the requir•nents of Régulation 9 apply not those of paragraph 9(4) of t￿ Accounts Regulations. It is my responsibilty to examine the Report and Finan(aal Statemert8 as required under Section 44(1) (c) of the 2005 Act and to t4tate wfiether particular matter8 heve come to my attention. Basis of Independent examlnefs slatsment My examination is carrEd out in arxordanGe with Regulation 11 of the 2006 Regulations. examination indudes a review of the accounting records kept by the Congregation and a comparison of the report and financial statements p￿sented wrth those records. It also Includes consideration of any unusual items or disc105ures in the report and financial statements, and seeks explanations from the office bearers and trustees conceming such matters. The procedures undertaken do not prowde all the evidence that y￿uld be required n an audrt, and consequentty I do not express an audrt opnion on the view given by the report and finanGial statements. Independgnt Ex￿Ine￿ Statoment In the course of my examination. no matter has come to my attention.. whith gives me reasonable cause to believe that in any material respect the requirements.. to keep accounting record3 in accordance vthh Section 44{1) (a) of the 2005 Act and Regulation 4 of 2006 ArKounts Regulations arKI to prepare report and Financial Statements whith aGGord wth the accourrting records and comply with Regulation 9 of the 2006 Accounts Regulations have not Leen met, or 2. to which, in my opinion, attention should be drawn in tyder to enab￿ a proper understanding of the R8pDrt and Financial Statements to be ffjached. Page 6

Cr0fNo￿ Unlt•d Free Chur¢h of Scotland Paye 7 statement of BalanceB and Mov•nent on Conw8gotlon Fundè for Year gfKllng 31 D•c¢mber 2024 Fun(t Balance 1.1.24 Rec•lM• 2023 (Payments) 2023 Surplus {D•ffiGIt Ngt FUWKI Transfers NBt chan98 on Fund BalarK• 31.12.24 aB of Fund G•n•r•l Unr•str Ngts1 25,Y27.13 58.550.05 -60.811.t7 Q,281.12 4.33 -2,265.45 23.861.68 rgift c￿rren1 45.151.77 M8ton OMlgngd 788.79 .793.12 4.33 Wirgin Monay Cullenl If 464.74 Bulldlng DMlqn•d Not• 3 14,702.03 5,829.11 5,149.11 &148.11 19.851.94 NS&I'. 4,11e.21 8avin Youth Do$19￿d N¢7te4 1.191.67 -7￿.tr3 464.74 l)••1gned 6.108.41 54.05 454.05 5,454.38 Total C(mgfegailc4) Funds 48.230.04 65.51195 44.010.27 1,502.68 1102.66 49,732.72 49,732.72 Notss to the Flnandal St&tem•nts for th• Ywr •ndlng 2024 Natur• cl COngrng•t￿n Fund•'. G•nwal UnreBir¥ied N4)t• 1 0￿1n0ry r￿1P18 and pa￿ts￿ts ofthè Corgregabon. oifts ￿r$[S may desvJnai8' unre3iriGkd fund8 for general rgser¥e8 cf for spethed purwse($}. MIA•lon Deotwatsd Not• 2 TO $upp¢rt thaEitat4e and MI88￿•ry outr•#¢h ￿rk at oTr# mr8eaJ Bulldry D•ÉI￿￿￿1 Not• 3 Tod8SVJn And r•build tho Church H8118 and to r•dMi9n Ind upgrade Iha SaA¢tuary Youth DestybJ Noto4 •YuC•t￿ in Chrthaft taith Man8• Desiwabj Noto 5 To fot thtr upkeep and repairol thè tsbric of the Man80 Ne 9tyemonce costs arg kncurrgd duiif¥J Ihe ￿r. Duty•s felabffj 10 9)vemanc• arg provKl8d volvntsnjy Proporty Churc M•nso. Hall CoTvJreg¥Uoo proFertyss knebj for ￿ uss clthe CDnwbon IA fvffilhng ts alrns and mr￿10￿ Iv Its IT￿rnber$, adhwents aThJ the communty It8er¥es.' not for IrN¢strnent or rea&￿. No marttet ¥•lue is plac•J on thosa Pro￿[be$ C¢mtkngw Uabllltl•• Plot• 8 Fth¥nckql St8t8m8ntS k¥¥￿tthe receipts rBceW and payments madè durfrvJ the y88r. In th• •v•ht hre aro any Malari￿ ¢utst4rxliTrg6, contingent liabltrtw 80d lor Th&r8 are no t>)ntiryent katx.lths atlh¥¢Ja of this Report and Financ481 St8t8rnont. Glft Ald Nota 9 Tax is r￿vered on Gift Aid donati(￿$ eath calendar year. 2024 income of£7,786 rèlates to donatK)ns rec4NOd durlng pwicd of January- December 2023 Paymonts to TnMtOtr8 Not• IQ No payments hav8 b•Én made to any Trusia8 forth$ wforynance olthwduts as Tritstw 01 the Gongregabjn Appr￿1 af Con9r8g•tlon Flnm¢i*l 8tstsmentsfor th? Yew endlng 31 D￿•m1)er 2024 as $•t out on Pag•8 7,8,9 by Offica Boarors authoriaed to sign.

croftfoot Unltsd Frne church olS¢otland R￿Ipts and Poymgnts for the Year endlng 31 Dg¢•mbgr 2024 l¢omparatl¥• ywrto 31 D•c•mber 20231 Pagg 8 FubNI Gen•rnl UnrestKted Mosslon Desbanated Bulldlnp 088ignaied Youth DeJvJnated Manst DeS￿n& Total 2024 Total 2023 R￿5 OpEn Fr￿11 Fre￿1119rftaXfj1 GfftAid Tax Tatget 2.675.35 3,488.W 20,347.C 7.7e6.05 2,784.00 2.675.35 3.488.9) 20.347.1K) 7,786.05 2.784.1K) 2.253.53 3.881.15 18.163.00 7.351.69 2.517.90 0.00 34.107.27 430.00 6.852.00 9.282.tkl 35.76 12.00 B18.6t 666.37 17.621.62 17.121.02 15.OOD.00 S.2￿.00 12.5￿.00 32.1¢0.tkl 1.890.25 1,690.25 0.00 0.00 D.00 000 Sub Tol•th 37,011.30 37.081.30 560.00 6.698.05 7.258.05 73.88 Donaibr 0.00 4,853.05 5.413.05 73.88 1,500. I,SLW.00 345.00 P•g• 9.1 Sub Ttstsi Interest M&8cdlanews Sub Totsl 0.00 0.00 718• 12,031.82 12.031.82 0.00 73.88 16,360.93 16,36LI.93 0.00 4,329 11 4,329.11 Sub fotsl 0.00 0.00 0.00 0.00 3,800.Q) 350.th) 3,950.QO 0.00 3,600.(K) 350. 3.950.t70 789.79 788.79 Sub Totsl Other charibe6 Sub Total P•9• 9.3 788.79 788.79 0.00 0.00 Total R￿￿p1s 58,650.05 788.79 5.829.11 0.00 346.00 65,012.95 96.127.51 Payments Ministy Sl￿￿sSI8ry & NIC 34.684.02 0.00 34.684.02 33.108.24 0.00 130.00 0.00 34238.24 0.00 8.851.00 Pulpit Supp Inl Moderalor Fe8. Exp Sub Trfal Other S• Ckaner profes￿￿￿31 Fees Sub Total Coundl Tax Insurance HW & IKJht Repalrs. upk Ground5 0.00 0.00 34.6M02 0.00 0.00 0.00 o.oo 34.6fy4.02 0.00 0.00 0.00 0.00 ooo Pr￿￿ty 1,693.04 3.197.20 7.$52.82 1.174.02 1,860.(K) 0.00 0.00 0.00 0.00 0.00 0.00 1,693.04 3,197.20 7,552.82 2,639.02 1,860.(K) 214.05 1.739.93 3.091.11 S.562.14 14.274.54 t,0￿.00 2.021.30 0.00 880.C¥) 785. 0.00 214.05 Suè Tot&1 0.00 0.00 0.00 60. 564.47 3.33O.00 472.33 867.20 650.00 3,94<¢0 eA).00 499.13 1.5eO.00 I(￿.25 t,471.80 758.20 4755.38 Office & Publ rk Sessbn rr Equikxrent mis(l￿n8￿JS Cxgani5ations Supptsrt Sub Totsl 76.93 P•g• •.$ 1.330.00 472.33 867.20 P•ge 9.1 0.00 0.00 850.00 72&93 3.217.07 E¥ents Fufr*lsk¥ 3.833.00 0.00 3.833.00 0.00 0.00 o.oo 3.823.00 3.7e4.00 96.00 3.8•0.L Presbfv Total 3.833.00 EXtra-￿dInary Hall5 Hans KItth￿ Rafvrb 0.00 0.00 3.200.40 0.00 3.2QO.4ts 3.6CN).00 0.00 3.600.00 3,6￿. 793.12 OA 793.12 1.741.25 Tctsl Payments 60,811.17 793.12 n6.93 64.010.27 81.425.29 Surplus IDeft¢ltl Net Recpts IPatrYnentsl Tr8n8fers betrKen Furds Nèt Mov¢m?nt on Fun .2.281.12 4.33 -2.265AS 4.33 4.33 5.149.11 -726.93 0.00 -726.93 4￿.05 1,502.68 14,702.22 0.00 14,702.22 5,149.11 54.05 1.502.68

CROFfFOOT UNITED FREE CHURCH OF SCOTLAND Suppl•m•nlary Sheet•nd Not••. YMr•ndiDg 310o¢embw 2024 P•g• g Not• D•tsll8 Of R•G• Noto D•tsll• of Payments 1.1 DOnat1¢>￿.0￿￿r G•neral 1.950.00 235.fKI 256.05 918. 1 Prwity Gonoral Man 1,693 04 482.48 65.00 Chufeh Total 1.893 04 3,197.20 7,552.82 1.174.02 1,860.C Mini$W3 Athwts Grass Cutbng Hong Kong CCG GP Walking Groyp Anon- For Outshdg Groufids Anon- For Bus Hir Faithfijl G￿anerS Ukrainian ¢hts￿h Count41 Tax Insur8fieA Heal and Lfvjht Repairs. uF&eep Grgund8 Othew Propity Totsl 2.714.72 7,487.82 1,174.02 1,810.Q) 7W.QO 1S0.00 1(K).(K¢ 4Q). 77.08 42 Proporty Sancbjary Roof Repair Building 680.oj 680.00 53.05 1.2 1)on•tlon•. Other Horffj Kon9 CCG Bulldlng 1.5￿.00 4.3 Prop• Shower- Suppty & F Gutter Ck8niry Smoke ￿aM7￿H8at S6llSOT Maknials M•na• 780. 1.3 Oonallon•- Other Anon Illan 345.00 120. 2.1 Fund R¥l•lng Rec•lpts T88 in ihè Croft Garden PYoJ"ect Events Hall Lets Bu8 Trip G•nornl 1.585.32 225.(K> 10,016.50 205.00 12 031.82 B Offl¢• & Publtelty Tephone Rental Copyipaht LKer Youth 76.93 487.54 487.54 78.93 6 Oth•r. IT Equwnt Virus Protothon Intsmet Rental G•ngrn1 69.95 402.38 472.33 22 Fund RaF4lng Ro￿lp￿ sa￿ of Books & Cards Building 41.20 135.IK> 222 30 370.00 620.35 880.26 Tèa, Biscuts, Blethar Lunch at Croft t)Qnatio￿ Box Sunday MomiNJ Coffe• Pop-up Events 7 Paynntsto Ml••lo CHAS T82r Fund- Cafa Snox McMi118n Nurni Refugee Support Erski Ml•glon 78.55 305.C 289.57 60. 793.12 4.329.11 3 Extraon11nry Bequest G•nernl 1,000.00 1,000.00 1,600.00 350 00 3,950.00 3.1 Expondilur• •gainBt <lCC Graat Co#th Hir• G•neral 500.C#) ¢twCtyCwic4.&J•Tr