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2024-12-31-accounts

Springfield Cambridge Church of Scotland, Bishopbriggs RECEIPTS AND PAYMENTS ACCOUNTS FOR THE YEAR ENDED 31STDECEMBER 2024 Congregation No: 160839 Scottish Charity No: SC005642 02125

Springfield Cambridge Church of Scotland. Bishopbriggs Reference and Admlnlstratlve Inforniatlon Charity Name: Charity Registration Number: Congregation Reference Number.. Contsct Address SpringfEkl Cambridge Church of Scotland SC005642 160839 The Church Office 49 Springfield Road Bishopbriggs Glasgow G64 1PN Trustees Kirk SessTon Member5 Principal Office-bearers Minister.. Joint SesS￿n Clerks-. Church Treasurer.. Independent Examlner Bankers: Bank of Scotland Bishopbriggs

Trustees, Annual Report Year ended 31 December 2024 structure, Governance and Management Governing Document The Church is administered in accordance with the Unitary Constitution as laid down in the Act anent Congregational Constitutions (Act XIX, 1964 as amended by Act V 2003 8nd Act 12017). Hence we have a Kirk Session dealing wilh matters Spiritual and matters of a Temporal Nature Fabric and Finance. Its spiritual responsibility involves "leadership, nurturing the spirituality of the congregation and its members, caring for the spiritual welfare of the parish and parishioners, encouraging members to participate in the worship and life of the congregations, and promoting mission and evangelism in the parish" Recruitment and Appointment of Trustees Members of the Kirk Session and are the charity trustees. The Kirk Session members are the elders of the church and are chosen from those members of the church who are considered to have the appropriate gifts and skills. The minister, who is a member of the Kirk Session, is elected by the congregation and inducted by Presbytery. Organisational Structure The Kirk Session is chaired by the minister (Moderalor) and meets seven times a year. Certain responsibilities are delegated to the Moderator, the Finan￿ Committee, the Tieasurer and the Property Committee as appropriate.

Spyingfield Cambridge ChurLtrI SC 005642 Ob'ectives and Activities 2024 Springfield Cambriclge Church Is a chtsrcki which aims lo make people teel the Ji belong, tries to meet the needs of all God's people and takes every opportunily lo spread the gospel méssage ainong thé loLal coiniiiuriily. Springfield Cambridge Congregation Is made LIP of a varieiy of people wlio share a common faith and are friendly and welconiirig. They have made Springfield Cambridge Church Ilieir spiritual home. 2024 has been a challenging year once again due to Ihe ongoing cost of living crisis and rising costs. However, early iii 2024. our Treasurer was able lo repay 11)e remainder of the loan with the General I'ru%tees that we took out in 2021, for the new heating system, of £30,000.00. Our weekly services are held on Sunday al 11.00 am and Wednesday al 11.10 am. Tea and coffee are available after these services. We have additional services of worship throughout the year lo mark specific Clirislian events. We also have Communion Services three times a year on the first Sunday of February, June and October. Members of the congregation who are unable to attend church in person can now watch our services al home as they are live streamed on YouTube_ The Cambridge Chapel is open Monday to Friday, in the mornings, for meditation and reflection. We are members of Bishopbriggs Churches Together and share in local ecumenical communily events. Our Minister and an Elder represent us on the Presbytery Steerrng Group. The Guild meet on Monday Afternoons from 2.00pm to 4.00 pm. There is a varied programme of Speakers and entertainers. Funds are raised at the meetings and the Church Fabric Fund. Guild Projects and Charitable Organisations benefit from these. Te3 and Coffee are available and all who attend are able to join in the fellowship. The meetings are open for anyone who would like lo come along and join in with the worship and fe11owship. The Guild have set up a Foodbank Collection and thp. goods received are donated to Ihe East Dunbartonshire Foodbank. The collection is supported by the Congregation. This year was the Guild's 95 Anniversary and il was celebrated with a cake to mark the occasion. On Tuesday afternoon, Cadder Men's Club is host lo the men from Springfield Cambridge, Cadder, and Kenmure Parish Churches. A varied programme of speakers, events and games are held throughout the session. The Youth Organisations of the Church meet throughout Ihe week. The Sunday School meet during Sunday morning worship. The Gids, Brigade have Ihree sections who meet on TLiesdays. Explorers, Juniors and Brigaders. The Boys, Brigade also have three sections, Junior Section and Company Section meel on Thursdays and the Anchor Boys meet on Fridays. Our thanks go to the Officers, Helpers and Volunteers who look after the boys and girls and we are grateful for the time and talents they give. The Junior and Senior Badminton Club meet on Wednesdays and Saturdays and again our thanks go to the orgaiiisers of the club.

Springfield Cambridgè Churih SC 005642 Ob"ectives and Activities 2024 contd The Springfield Cambridge Festival Chorus and Orchestra Concert was held in the Glasgow Royal Conceri Hall on the 231d December conducted by our Musical Director The Concert is held annually in aid of CHAS. The Chorus and Orchestra are made up from members of the various churches in Bishopbriggs and some professional singers 2nd musicians who give their time and talent for free. Tlie Junior Cliorus was led by Our Assistant Musical Director . This year the concert raised £36,218.00 for CHAS. This brings the total raised at thpse concerts for C14AS to an amazing £502,012.00. Our halls are used regularly by a variety of local Lommunity groups. These groups generate much needed income for our church We have Dance UK, 2 Yoga Classes. Village Patchers, Sports Squad, Tai Chi and The City of Glasgow Wind Orchestra. We also have Mother and l oddlers and Childminders who are low-cost non-profit making facilities. Our church has been designated as emergency accommodation for the local Nursing Home. News of upcoming events, celebrations and infomation about the church are available via Ihe Church Facebook Account and the Church Website. Achievements and Performance 2024 As at 31 $1 December we have 498 members on our Congregalional Ro11. Church attendance continues to increase and we have an average of 107 each week. We had 6 Baptisms and 1 Wedding this year. Springfield Cambridge Church is part of the local Parish Grouping. The other churches in the Giouping are Cadder Parish Church and Kenmure Parish Church. We have appoinled represenlalives to seTve on this Group. Joyce Watchom, Donald Armour, James Robertson and the Moderalor. The three congregations will enler into a Team Ministry. They will meet on 21 Janusry 2025 to discuss what will happen next. They will introduce themselves, review the Mission Plan and look al whal Presbytéry would like them to do going forward. On Sunday 17 NovemtEr, the following five members of the Congregation were elected to be Ruling Elders, and Ihe Kirk Session having adjudged them to be qualified for that office, has sustained their election. were ordained and admitted inlo the irk Session. They were wplcomed by the Kiik session and given the R￿h1 Hand of Fellowship. Each Elder received a Certilicate of Admission and a small token of welcome.

Springfield Cambridge ChuYLII SC 005642 Achievements and Performance 2024 ¢ontd The Boys, Brigade Company Section will celebratp. their goth Anniversary in 2025. The boys have been busy witli Corripelilions Starling at National Level. One of the boys, received his President's Badge, Ilie second highest award within the , was presented with his Queen's Badge, the highesl award s now stayin£F on in thp Company as a Leader in the Anchor Boys. BB and in the BB The Junior Section worked hard on their badge work and were presented with their Awards and Prizes at their Parenls, Evpning. The boys look part in the Brigade's International Team Games. They held vai'ioiis fundraising events Inr.luding a Games Night, Beetle Drive and Bucket Collection al the local Morrisons Store. Sorne of the boys took part in the Annual Rem8mbraiice Sunday Service and were present at the War Memorial in Auchinairn. The Anchor Boys took part in lots of activities and ganies Ihroughoul the session. They worked hard to attoin Iheir Achievement Badges which were presented al their Parents Night. They held a very successful Coffee Morning and Family Quiz Night. The winners of the Quiz donated their winning Hamper lo the Beatson who were going to raffle it for Mothers, Day Certifi- -ates were awarded to with the Boys. Brigade, of servipe wit the Boys. Brigade and a special award with the Boys, Brigade_ was also was retiring from the Boys, Brigade. to presented with loweis and a gift as The Girls. Brigade hosted a Family Quiz Night and Beetle Drive to raise funds. They also had a Sponsored Walk with Ihe proceeds being shared with the "When You Wish Upon a Slarf Charity. The girls completed their badge work and were presented with their awards at their Parents Evening. was presented wilh her Brigaders, Brooch. This is the second highest awar e Girls, Brigade. The Girls won first place at the Annual Divisiona5 Collage Competition for P617. The Fundraising Group held various events this year. They had a Quiz and Fish Supper Night, Taylor Fashion Evening, Summer Picnic Hamper, Line Dancing Night and an Advent Hamper. The total raised was £2,369 61 For the second year they had a Smartie Challenge where Smartie Tubes were given out to the congregation to enjoy and then fill and return them with 20 pence pieces or £1 coins. This raised a further £1,499. The Church has a Recycle for Profit Scheme and this has raised £715 since it was started. We are also registered wilh Easyfundraising where members of the congregalion, who shop online, help lo raise funds for the Church at no extra cost to the themselves. Our church library is situated in the Session Room and the Hall of Fellowship. Sheila Bryce has been appointed as Chiirch Librarian. There is a wide selection of books for adults and children available lo borrow and a comfortable seating area in the Session Room for browsing. £100 has been raised for SAMH and £100 for the Church Fabric Fund from book sales.

Springfipld Cambridge Cliurcl) SC 005642 Achlevements and P6rformance 2024 contd Two of our Elders. held a very sucr.es$ful e,offee. Morning in aid of the Beatson ancei" ai Ily lo ce rate being his raised the amazing sum of £3,645.68 The Flower Commrtlee decorated Ihe Church for our Harvest Service in SepleTnber. Donations of food and £173.60 in cash were donated to both the Lodging HoLise Mission and East Dunbartonshire Foodbank. The Congregatson were asked lo donate Tesco Gift Cards or Cash al our annLial Gift Service in December. £235 in cash and £235 in Gifi Vouchers were donated lo St Rollox Church lo assisl with their work with Asylum Seekers and £235 was donated to the local East Dunbartonshire Foodbank. Th6 following ¢hartties also received donations from the Congregation. UNICEF from our annual "Jar of Grace Appeal" £791.00, Christian Aid £1,490.00, Mary's Meals £606.00 and the Lodging House Mission £743.00. Our congregation continues lo be a base for training ministers. Congratulations go lo -alled lo be Minister of Hillside Parish Church who has beeii - in Aberdeen. The SeNice of Induclion was a very happy occasion, held on 12 December, with a number of people Iravelling to the service from congregations has served in OLir Presbytery, induding our own. We send and his amily our Best Wishes. left us on Sunday 28th April after 22 months wtth us. will continue to work wilh the Training Team at the Church Offices at 121 eorge Slreet in Edinburgh and will also work 2 days per week al Lenzie Old Parish Church, plus a Sunday as a locum in Ihal vacancy. Julie was Qfdained as a Minister of Word and Sacrament at Lenzie Old Parish Church on 30 May 2024. We send and her family our Best Wishes. Th8 following work has been carried out as part of our ongoing Stewardship Stewardship matters are regularly considered by the Kirk Session and its Finante Committee. Much effort in the past year has centred upon meeting our increased Giving to Grow contributions despite considerable rising energy costs and falling income due lo the loss of significant givers. Those who currently do not 'gift aid, have been encouraged to move over to this scheme where possible, and those who give irregularly have been asked to move to regular direct giving to our bank account. Further work has been done ta enhance Tax reLoveries from an historic perspective which has been fruitful. The congregation has been generous as ever, bul this is a challenging area with falling numbers of members and those who are tax-payers reducing in numbèr too, and given the financial pressure upon individual households we believe we are doing as much as we can.

Springfield Cambridge Church SC 005642 Financial Review of 2024 SUMMARY THE LOAN THATWETOOKOUT FOR THE HEATINGIBOILER SYSTEMWAS REPAID IN EARLY 2024. THEAMOUNT REPAID TO CLEAR THE LOAN WAS£4,000 THE SCHEDULED MATURITY DATE OF THE LOAN WAS 30th SEPTEMBER 2026. REPAID 2 AND HALF YEARS EARLY. GENERAL FUND OFFERINGS WERE ALMOST UNCHANGED YEAR ON YEAR BUT ITS FAIR TO SAY THAT OUR WEEKLY OFFERINGS ARE FROM A DRECREASING NUMBER OF MEMBERS. OPEN PLATE OFFERINGS UP BY 5% YEAR ON YEAR. INCOME FROM OUTSIDE AGENCIES UNCHANGED IN 2024 WHEN COMPARED WITH 2023. THE CHURCH FUND RAISING GROUP RESUMED ACTIVITIES RAISING £3,891 FOR THE FABRIC FUND. RECYCLE FOR PROFIT AND THE CHURCH WEBSHOP CONTINUE TO GENERATE A STEADY INCOME FLOW FOR THE FABRIC FUND. UNRESTICTED LEGACY INCOME OF £7,000 RECEIVED DURING 2024 WHICH WAS ALLOCATED TO THE FABRIC FUND. 4 NEW GIFT AID STANDING ORDERS AND 5 NEW FWO STANDING ORDERS SET UP BY MEMBERS DURING 2024. A CARD MACHINE IS NOW AVAILABLE FOR USE AND JUST OVER £2,500 WAS TAKEN IN DONATIONS ON THE MACHINE FOR VARIOUS PURPOSES IN 2024. PayPal, WHICH WAS SET UP AS A METHOD OF GIVING IN APRIL 2020 CONTINUES TO AVAILABLE AS A METHOD OF GIVING . GIVING TO GROW ALLOCATION OF £69.721 AND PRESBYTERY DUES OF £3,944 PAID IN FULL. Financial Review of the Year The principal source of income for Springfield Cambridge Church comes from Weekly Offerings and it was heartening to be able to worship in person again during the whole of 2024. Continuous emphasis is placed on "Tax Efficient Giving" for those members whose circumstances alk)w and it is pleasing to note that 82p in each £1 of offerrngs received in 2024 was Gift-Aided. The number of members giving "Tax Efficiently as at 31st December 2024 was 139 as against 156 at the 1$1 January 2024. There are also another 5 members who regularly give Tax Efficiently to any appeals that take place during the year depending on their own tax situation. As a congregation we continue to take maximum advantage where possible of the Gift Aid Small Donation Scheme (GASDS) that was first introduced on 6th April 2013 which means that we can claim tax relief on the first £8,000 of small cash donations in the offering plate.

Springfield Cambridge Church SC 005642 Financial Review of 2024 (CONTD) As well as Income from Offerings we also received generous donations in 2024 from The Guild ,The 268th Glasgow Boys, Brigade Company and the Badminton Club. In 2024 we also received £21,949 {2023-£22,051) in donationslcontributions from the outside agencies who regularly use our halls. We maintain an excellent relationship V•fjth all the outside agencies who use our premises and the Trustees recognise the positive financial benefrts this brings to Springfield Cambridge Church. There is a minimal cost to the church apart from heating and lighting for the Outside Agencies as most of the "openinglclosing" of the Church Buildings is carried out by volunteer members. In 2024 we continued to upgrade the buildings where appropriate in line with our present financial situation. We are indebted to our Church Offi￿r, Deputy Church Officer, Fabric Committee and the Monday morning work party who do so much to maintain the church buildings. The General Fund in 2024 shows a deficst for the year of £4,525. £593 has been transferred to the Manse Fund as at the year*nd and £4.000 transferred from the General Fund to the Boiler/Heating System Fund which means that the General Fund shows a deficit balan￿ of £2,463 as at 31st December 2024. As at 318t De￿mber 2024 we were still awaiting settlement of outstanding tax claims from HMRC of £7,800 which once settled will have a positive effect on ourfInan￿ in 2025.. We are very grateful for all the work that our Gift Aid Convenor David Lockhart does during the year. We are members of The Church of Scotland Energy Scheme for Electricfy and Gas which is administered by the General Trustees with our membership being renewed for a period of 3 years on 1$t April 2024. The preferred supplier for both gas and electricty in the new cx)ntract is Eon Next and we now have the benefit of having a fixed price contract under 3181 March 2027.Nearly 900 Church of Scotland congregations are members of the scheme and Springfield Cambridge has been a member since the group was formed nearly 20 years ago. The Trustees are commttted to lowering energy costs in the medium to long term and the Congregational Board has an ongoing action plan that is being implanted at the moment that will help to achieve this goal. Both Gas and Electricity contracts have recently expired and have just been renewed. The previous contraots were negiotiated and agreed with the Church of Scotland pre-covid when energy prices were reasonably low. The tarrffs on both of the new contracts have increased by 100% and this will have a sKJnificant impact on ourfinances going forward although the pri￿$ are still lower than if we went to the market ourselves. We received a 1000/0 exemption from waler charges in year 2024 and this will continue in 2025. This exemption is granted on the basis of our income in previous years Many Challenges lie ahead in 2025 with the increasing cost of living for people affecting our income and expenditure.The generosity of many members to Springfield Cambridge in 2024 was quite staggering taking everything into consideration and we as the Trustees are most grateful for each financial contribution that was made by members last year.

Springfield Cambridge Church SC 005642 Re8erves Policy At the year end the Church held unrestricted funds of £45,725 in the Fabric Fund. The Gener<il Fund had a balance of (£2.463) as at 3151 December 2024 after transferring £593 to the Manse Fund. £4.000 was also transferred into the BoilerlHeating System Fund from the General Fund during 2024. Finally, £1,200 was transferred from Ihe Guild Fund to the Fabric Fund during the year. Additional Unrestricted funds are also held as set out in Note 2. The church also held £7,980 of restricted funds as at the 31st December 2024 (£12,og2-316t December 2023). The purposes of all funds are set out in note 2 forming part of the financial statements for the year ended 31 $1 De￿rnber 2024 81ong with the level of reserves held. The Reserves are held to cope with any unexpected items of expenditure that may occur during the year. Statement of Trustees, Responsibilities The members of the Kirk Session I Congregational Board must prepare financial statements which grve sufficient detail to enable an appreciation of the transactions of the Church during the financial year. The members of the Kirk Session I Congregational Board are responsible for keeping proper accounting records which, on requesi, must reflect the financial position of the Church at that time. This must be done to ensure that the financial statements comply with the Charities and Trustee Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006 and the Regulations Anent Congregational Finance approved by the General Assembly of the Church of Scotland in 2016. They are also fesponsible for safeguarding the assets of the Church and must take Feasonable steps for the prevention andlor detection of fraud and other irregularities. Approved by the Trustees and signed on their behalf, Session Clerk 23rd February 2025

Springfield Cambridge Church SC 005642 Independent Examinerfs Report to the Trustees of Springfield Cambridge Church I report on the 8ccounts of the chanty for the year ended 31 December 2024 which are Set out on pages 12 to 16. Respeclive re8pon8ibilille8 of truslees and examlner The charity's trustees are responsible for the preparation of the accounts in accordan￿ with the terms of the Charrbes and Trustee Investment (Scotland) Act 2005 arKI the Charrties Accounts Iscotland) Regulations 2006 (as amended). The charity trustees consider that the audit requirement of Regulation 10{1) (d} of the Accounts Regulations does t￿1 apply. It is my responsibilty to examine the accounts as required under section 44(11 (c) of the Act and to stste whether partiGular rnatte￿ have (xjme to my attention. Basis of independent examingvs statsment My examination is carried out in accordance with Regulation 11 of the Charittes Accounts (Scotland} Regulations 2006 (as amended). An examination includes a review of Ihe accounting records kept by the tharty and a comparison of the accounts presenled wrth those records. It also includes consideration of any unusual items or disclosures in the accounts, and seeks explanations from the trustees concerning any such mattev5. The procedules undertaken do not provide all the eviden￿ that would be required in an audit, and ￿nsequ￿ I do nol ejpress an audrt opinion on the view given by the accounts. Independent examinerfs ststement In the course of my examination, no matter has come to my attention 1. which gives me feasonable cause to believe that in any material respect the requirements.. to keep acc(yJnting records in accordan￿ with Section 44(1) (a) of the 2005 Act and RegulatKJn 4 of the 2006 Accounls Regulations (as amended), and to prepare accounts which accord wtth the accounting records and comply with Regulation g of the 2006 Accounts Regulations las amended) have not been met, or 2. to véhich. in my opinion, attention should be drawn in order to enable a proper understanding of the accounls to be reathed. SIGNED: 23rd February 2025

Springfield Cambridge Church of Scotland, Bishopbriggs {SC005642), Receipts and Payments Account for the year ended 31 December 2024 Unrestricted Restricted Funds Funds 2024 2024 Tolal 2024 Total 2023 Note Receipts Donations Legacies Activities for Generaling Funds Rental of Premises Other Re￿IP1S 119,389 7,000 3,891 21,949 662 768 120,157 7,000 3,891 21,949 8,636 113.857 6,042 3,597 22,261 7,055 7,974 Total Receipts 152,891 8,742 161,633 152,812 Payments Cost of Generaling Funds Charitable Activities Loan Repayment 263 153,608 263 161,262 4,000 7,654 4,000 146,444 6,000 Total Payments 153,871 11,654 165,525 152,444 Excess of Receipts over Payments for tha year before transfers Transfers 1,200 (1,2001 Excess of Receipts over Payments 220 (4,112) (3,892) 368

Sprlngfield Cambridge Church of Scotland. 8ishopbriggs {SC005642) Ststement of Balances At 31 December 2024 Unre$trlctod R¢strlct¢d Funds Funds 2024 2024 Totsl 2024 Total 2023 Note Bank and Dep08it Balances Bank and deposit baL8nces brought fo￿8[￿ 57,297 12.092 69.389 69,021 Movement in year: Excess of Receipts over Payments 220 14,112) {3,892) 368 Bank and deposit balances Carried forward 57.517 7,980 65,497 69.389 Addth"onal Infoimats'on As$ots Gift Aid Receivable 7,800 7,800 3,256 Liabrlities General Trustees Loan nil 4,000 Notg: Glft Aid recelvable breakdown as undèmotsd.. General Fund- £7.800 The Accounts were approved by the Trustees the 23rd FebrL¢ary 2025 and signed on their behalf bv.

Sprsngfield Caiiibridge Cl)u1￿h of ScotlanLI. Bishopbrt9gs Iloles formlng part of tlip accouiits for the ygai. endd 31 Dectwnber 2024 {SC00$642j 1 ￿913 of AccoLtntin¥ These attounl$ have been preparedon the Rewpts & Paym8nts b951$ in accordan￿ vthlhe Ctsrilve5 and Tru$iÈe Investment (Scotlar￿) AGI 2WS, The Chsriiie$ Accounts IS¢oUandl Regul8lions th6 la$ atnendedl the Regulations anent C0rweoati￿a1 Finantsapprov8d by Gansral As5ernbiy oflhe church of Sco#and In 2016. 2 Movement in AtlJan 2024 Ro¢0ipts Payments Translèrs At 31 Dec 2024 Unrestrlctodfun Desigaaled Fabric Fund 19r8!ed ￿,.￿rIHe211n9 SYA Fund General Fulld De$Ign8I￿ DevdokNMenl Fund De51gnated Manse Fund Des4gnaied Organ Fund Designated fjook Df Rerw FLknd 44,980 11.232 11.687 1,200 4.000 14,5931 45,725 2,655 8.436 4,?.24 932 70 141,659 142.184 12.4631 8.136 4.817 932 70 593 57.297 152.891 153.871 .200 57.517 Rttstricteil funrls General T[￿stea Ltran Fund Benevolenl FurvJ Bequèst FLJnd Fl¢Mei FunJ Guil The Sunday School 4,000 1,516 Z247 680 683 3,379 1.499 680 799 4164 838 1,086 4,787 265 6,772 11,2001 12,092 8,742 tl.654 7.960 TotalFttr 69,389 161.633 165,525 65.497 Fund5a¥• classrfspd as elU)orRe5trfcted Funds or UnrestrTrctAd Futyd$, d911n￿ ¥s follows:. Restricted fund$ are funds subiectto rewireryjenis a$ to their use thich mey bededared by thedoTry or cr￿le￿ Ibrough legal PTOGessss, bul 51illwiihin thewder ob￿¢13 olthe ch8rdy Unre$iriclett fU￿S areexpen1a￿e al the discrelK)n of IheTtvslees In fu1h9raF￿e of IheobJ'Ècts of the charity If ￿rtS of the Unre51riGled fund5 are earrnarked althe discret￿)th of the Trustees fora WKular purpose. IheyarEdgsuDated a3 a sew'.e Tris dignalioTr has an aJn1r￿stratlwe putpase ￿lY dDes ntsi legallyresllici i?Tru$￿' dis-reii 19 apply the lund. oses of the Re51r fund5 General Tnistee5 Loan Fund. L08n obtai￿ lo ¥s&slwith lfve Fmance of Ihe new B1MlerlHeai￿y System in$lalPed in 2021. BÈnè¥olent Fund.. Thi8 fuoo 1$ admin!StoE4 by the Minislei?nd Session C￿rk andth￿ iJse ol 1$ lb.eir sole disc¥etiDn. Bfyqu¢$i Fund.. This 15 a fund lo be wed lor Ihe puTpose ￿tEl￿￿d ID the bwuesi. FI0￿r Fund.. The Tiusiees have $eta5ide funds from di￿3110n$ lo be used for IhEtpurthase tsf fiowers fiKJi¥p]ay ￿Tr thè rch and dislnbulion lOtr￿ sick and bereaved th￿e3fter. The fun(t 15 adrruThslered by thp FlJr c￿ven0r Guild FiJnd.. The Tiu$ls 2 PDnsiblè fortha Guild, wthose 8PPOlltd Offtp_e Be•rers havday loday conlrolol this fund Sunday School F￿n￿". Thi5 fund Is us¢d for Incomelexpendiiure trsprillgf￿￿ Cambridge Church Sunday S¢hoDI ol ie5t Funds Fabr1¢ Fund.. The T￿slee5 hav&$i asKle fU￿J$ ttmaM￿n￿nc￿olt￿e church wpprty BollèrlHeaÈing System Fund.. The TDJSt*s have set Ihisfund asN1e f(Ylhe putpose of rry)rw and p•ying Invoices in respect of the B(MlerlHeabngWork Ihat Was 0)rn￿eted tnid 2021 General Fund.. TIv8 fund rs u8ed forexwscs in¢utree. i? the day ID dsy ￿nning0fthe Church Development Fund.. The T￿51e2$ ru￿ this fund lo develop both the church Internally and exlern811y in the commtsnily hlan5e Fund.. The TrusiÈES have sel aside funds to a$$isl ￿th millcjr maintenance of Ihernanse. Organ Fund.. The Trvsi¢tS have sel aside￿S loas$isl wrth purch¥sÈltnainlenan¢e of the OrgonslPianos Book of Rernernbrn￿e Fund.. The Ttysiees havè set aside thess ftsnds lo be used in connethvn wrth the Book ofRer(wbtanc£. ra res

Springfigld Caml)ridge Chijrcli of Scotland. Bishopbriggs Not¢s formSng part of tsio accounts forth* year end•d 31 De¢ember 2024 {SC0056421 Unwtri¢t4d Restri¢tgd Funds Funds 2024 2024 Total 2024 Total 2023 3 Analysls of Donatltsns VVFO Schetne (non Grft Atyjl Gift Donations Tax Recovere(l on Gfftmd Dons. OrdinaryOffering5 (Open platel Other OfFering5. DonO1ions, elc 10,947 81,481 19.535 7.259 167 10.947 81.481 19.535 7.259 935 12,497 79.988 13.332 e,912 1,128 768 119.389 768 120.157 113.857 4 Analysls of Payments CostofGenerating funds Offering 8nvèlop8S 263 263 263 263 Charitable Acti￿rIeS Ministries & MissioTrIGiving lo Grow Piesbylery Due5 Minislels expenses. £BOO overpayment for 2024 to be iefunded" Pulpit Supply Co￿n¢1[ Tax Other Salary Costs Fabric repairs & maint Heat Ènd light Water CbaigÈsllnsurance Cleaning Materials Organ & Piano Mainl Printing, Slalionery & T¢￿PhOne Proptrrty Letilng ChaTge5 Icotsttsn Grover Other expenses Bank Account Chargeslcard Nl3rGhinè Charges Loan Repayment Loan IDleiesl 72,512 7.876 3.417 500 3.344 40.074 5,674 11,871 3,808 652 457 1.780 72.512 7,876 3,417 500 3,344 40.074 5.674 11.871 3.808 652 457 1,780 69.721 3.944 2,680 100 3,230 36.732 6,349 9.825 3.681 290 2.408 16951 6.641 1.455 188 7,654 9.109 188 4.OOD 4,000 6,000 856 nil 153.608 11,654 165,262 152.444 Govemance Costs Independent Examinei's Fee Total 153,871 11,654 165.525 152,444

Spiiiiyfiald Cambridge Churcli of SGotl&nd, Bi$liopbri9g Ntsio6 forfftiny part of thè a¢cour&ts lor the yoar ended 31 D8cemb•r 2024 13C0056421 G G2nErnI Tvtsstres L•an A loBn of £30,ODD was recdvea duinng EO?1 from TfÈChwehof ScotLqnd GeneTal Truslees lo a55iSl¥rfth the Insta1131ion of 8 new Heatiry System afid R￿aCe￿￿1 8tyleF. The loan is repayable in len wu$l Ing121ments of £3,428 inclusive of Inte￿1 Pep3srynenls on 3113rI022 and ¢ue half yearly uniil NY912026. Inieresl is Ghatged at 5% pa c￿ Ihe lo￿. 2024 Loan BalanGe 11112024 Repayments during 2024 Loan Closed ?813￿024. nofulher loan intere51 iopay 4,000 6 Trustee R8MuneiatiC￿ and Related Party Transa¢Uons Dv{111g year one Tru-.IL rocep¢ed r9itnbwBemor,l of eYpens¢ af r in ￿￿Ject of council tax, two.,. #nrt qiindry expenses In addition. ed £5￿ foT PFoYiding dLJm9 the year £200 for providing dunn9the year No Iruatee QFPErSOn ￿l￿ed10 a IrusloL had oD.y pèrsonal Interest ID any¢ontrscl (Ktransacbon enl&rgd Into tythèehsrity duriry the y8ar. Ser¥I￿S as 7 Mlnistgrf$ Stipond I Church of Scotland congTeg31ions conliibuie lo Ilie Klatic￿al Slipend FuTrOvthich bear5 IhE ¢osi$ of 811 minisiers, Slip￿dS an etllplwerf8 GoDlribuliona lor nalioml Insuranw. peThs.on and housing ana loan fund Slipprth ale pai(t inacc%)rdancé with ItrEn3liDn SllpenJ scale which is iel-led lo years of service Foi ihe ye¥ under review. the minimum Stipend was£31.642 and the maximuTn stipèthfj Iin the fifth and sut>sequtsnt yÈaisla9 F.38,884 8 Collections forThlrd Parti05 2024 2023 Chrislan tsid L￿g1Th9 House Mission Cross-.es¢h Mary5 Me¥15 U N l.C.E F. Popps S&land Guild ProJÈGts ¢olslorFWdlpark IF￿&b8th) Ea51 tlunb3rtonshire F￿￿ts￿￿k Sl Rolox IGifL Swvlcel Frcsh Start BEAT C.HAS. 1,490 743 1.164 823 570 941 168 800 263 791 274 409 470 119 563 224 50 1BS ComTnoTrwealth Wai- Gr3*5 Commi5sron Church House Guide Dogs QuarrietS TheTom Allan Centre 192 5,480 5,864

Rkl. Fi.fNW BUDI-LI I. UDGCIT20ZS AC'fuAL 2024 coThIE ff¢YiiJg5 wro Suhe1￿ (non (yifi Aid) Gift Aid Donaitons 'I￿ Oitl Aid Donation5 lkncludixJgGASDSI Otdinary Offerings (Open i)lat¢l 1,500 80,000 Ix,000 7.000 10,947 81.441 19,535 116.5QO 19.184 Otber ()rdrnai7 G¢uerAI Into￿¢ Contrihulion.s trtim CongTVtioJAI organi￿￿Ons Outs￿¢ Agcnw Income 525 20.000 525 21,949 20.525 22,474 141,658 Tul#l Ordinory Gentrxl lit¢vme 137,1125 EXPEYDTrtJRL, ,YAtivknal Ministri #Md Mission & Widtr Wot Giiir8. lo GTOW PTesbyt¢ry Di 70,721 3,945 72.512 7.876 74.666 80.388 Lotai stsffillg Cosls Minist¢ts Trav¢llin&J Ex￿￿$￿ OVF.RPAYMI--N'f N 2024 Minisors T¢l¢phone Pulpit Suppls. Cliwch Offitri'N.E.S.T. IBAsie SALARY 202S.£1112361 DepLJry ChuTili oifJLer (BASIC SAS.ARY £Q25- LIO ?28 } musi￿ DiTectorlAASIC SALARY 2025-£7.3481 1,800 750 700 21.000 2.6fiY 748 50 21.134 850 8,34(J 43,750 43,991 B￿11￿5￿8$ C'.osts Fthric Repairs & MwnlEnantt H¢atin¥& Lighiing Wdkt ClYdrg¢s InsuAncc Ma￿C upke¢￿cou￿cltTax Cleaning Matrri&1s 500 12,IM)O 275 10,727 3,808 3,430 750 3,808 3,344 652 20,488 18.806 Other Lo¢al Costs Offertng Eni'elvpes Tel¢phon4 ptini1￿ Ststionery. PholoLDp>Trng Organ & PiaD(k Maintenance Bonk A￿o￿luCaTd Machinc Lh& Mis¥ Expe￿¢5 300 1.900 5(10 182 304 263 1.780 457 188 3.592 2.998 TOTAL GENEK4L EXPENDII'URE 142.096 146.183 CEliERAI. fIJ￿,D D*:FJl.'i'r FOR 2014 BAI,ANI.'I.: ON THI: IrEI%LK4L FtiN￿￿$AT innD24 BIIDI:E'fED DEvicrr FOR2U25 'I'RA%STrER'I"O MANSE FUryD 2.655 BALthCE ON'"J'fflF. C.F.NLUL FUND AS AT 3111212024 i?