Springfield Cambridge Church of Scotland,
Bishopbriggs
RECEIPTS AND PAYMENTS ACCOUNTS
FOR THE YEAR ENDED
31STDECEMBER 2024
Congregation No: 160839
Scottish Charity No: SC005642
02125

Springfield Cambridge Church of Scotland. Bishopbriggs
Reference and Admlnlstratlve Inforniatlon
Charity Name:
Charity Registration Number:
Congregation Reference Number..
Contsct Address
SpringfEkl Cambridge Church of Scotland
SC005642
160839
The Church Office
49 Springfield Road
Bishopbriggs
Glasgow
G64 1PN
Trustees
Kirk SessTon Member5
Principal Office-bearers
Minister..
Joint SesS￿n Clerks-.
Church Treasurer..
Independent Examlner
Bankers:
Bank of Scotland
Bishopbriggs

Trustees, Annual Report
Year ended 31 December 2024
structure, Governance and Management
Governing Document
The Church is administered in accordance with the Unitary Constitution as laid down
in the Act anent Congregational Constitutions (Act XIX, 1964 as amended by Act V
2003 8nd Act 12017). Hence we have a Kirk Session dealing wilh matters Spiritual
and matters of a Temporal Nature
Fabric and Finance. Its spiritual responsibility
involves "leadership, nurturing the spirituality of the congregation and its members,
caring for the spiritual welfare of the parish and parishioners, encouraging members
to participate in the worship and life of the congregations, and promoting mission and
evangelism in the parish"
Recruitment and Appointment of Trustees
Members of the Kirk Session and are the charity trustees. The Kirk Session members
are the elders of the church and are chosen from those members of the church who
are considered to have the appropriate gifts and skills. The minister, who is a member
of the Kirk Session, is elected by the congregation and inducted by Presbytery.
Organisational Structure
The Kirk Session is chaired by the minister (Moderalor) and meets seven times a year.
Certain responsibilities are delegated to the Moderator, the Finan￿ Committee, the
Tieasurer and the Property Committee as appropriate.

Spyingfield Cambridge ChurLtrI
SC 005642
Ob'ectives and Activities 2024
Springfield Cambriclge Church Is a chtsrcki which aims lo make people teel the Ji
belong, tries to meet the needs of all God's people and takes every opportunily lo
spread the gospel méssage ainong thé loLal coiniiiuriily.
Springfield Cambridge Congregation Is made LIP of a varieiy of people wlio share a
common faith and are friendly and welconiirig. They have made Springfield
Cambridge Church Ilieir spiritual home.
2024 has been a challenging year once again due to Ihe ongoing cost of living crisis
and rising costs. However, early iii 2024. our Treasurer was able lo repay 11)e
remainder of the loan with the General I'ru%tees that we took out in 2021, for the new
heating system, of £30,000.00.
Our weekly services are held on Sunday al 11.00 am and Wednesday al 11.10 am.
Tea and coffee are available after these services. We have additional services of
worship throughout the year lo mark specific Clirislian events. We also have
Communion Services three times a year on the first Sunday of February, June and
October. Members of the congregation who are unable to attend church in person
can now watch our services al home as they are live streamed on YouTube_ The
Cambridge Chapel is open Monday to Friday, in the mornings, for meditation and
reflection.
We are members of Bishopbriggs Churches Together and share in local ecumenical
communily events. Our Minister and an Elder represent us on the Presbytery
Steerrng Group.
The Guild meet on Monday Afternoons from 2.00pm to 4.00 pm. There is a varied
programme of Speakers and entertainers. Funds are raised at the meetings and the
Church Fabric Fund. Guild Projects and Charitable Organisations benefit from these.
Te3 and Coffee are available and all who attend are able to join in the fellowship. The
meetings are open for anyone who would like lo come along and join in with the
worship and fe11owship. The Guild have set up a Foodbank Collection and thp. goods
received are donated to Ihe East Dunbartonshire Foodbank. The collection is
supported by the Congregation. This year was the Guild's 95 Anniversary and il was
celebrated with a cake to mark the occasion.
On Tuesday afternoon, Cadder Men's Club is host lo the men from Springfield
Cambridge, Cadder, and Kenmure Parish Churches. A varied programme of
speakers, events and games are held throughout the session.
The Youth Organisations of the Church meet throughout Ihe week. The Sunday
School meet during Sunday morning worship. The Gids, Brigade have Ihree sections
who meet on TLiesdays. Explorers, Juniors and Brigaders. The Boys, Brigade also
have three sections, Junior Section and Company Section meel on Thursdays and
the Anchor Boys meet on Fridays. Our thanks go to the Officers, Helpers and
Volunteers who look after the boys and girls and we are grateful for the time and
talents they give. The Junior and Senior Badminton Club meet on Wednesdays and
Saturdays and again our thanks go to the orgaiiisers of the club.

Springfield Cambridgè Churih
SC 005642
Ob"ectives and Activities 2024
contd
The Springfield Cambridge Festival Chorus and Orchestra Concert was held
in the Glasgow Royal Conceri Hall on the 231d December conducted by our
Musical Director
The Concert is held annually in aid of CHAS. The
Chorus and Orchestra are made up from members of the various churches in
Bishopbriggs and some professional singers 2nd musicians who give their
time and talent for free. Tlie Junior Cliorus was led by Our Assistant Musical
Director
. This year the concert raised £36,218.00 for CHAS.
This brings the total raised at thpse concerts for C14AS to an amazing
£502,012.00.
Our halls are used regularly by a variety of local Lommunity groups. These
groups generate much needed income for our church We have Dance UK, 2
Yoga Classes. Village Patchers, Sports Squad, Tai Chi and The City of
Glasgow Wind Orchestra. We also have Mother and l oddlers and
Childminders who are low-cost non-profit making facilities.
Our church has been designated as emergency accommodation for the local
Nursing Home.
News of upcoming events, celebrations and infomation about the church are
available via Ihe Church Facebook Account and the Church Website.
Achievements and Performance 2024
As at 31 $1 December we have 498 members on our Congregalional Ro11. Church
attendance continues to increase and we have an average of 107 each week. We
had 6 Baptisms and 1 Wedding this year.
Springfield Cambridge Church is part of the local Parish Grouping. The other
churches in the Giouping are Cadder Parish Church and Kenmure Parish Church.
We have appoinled represenlalives to seTve on this Group. Joyce Watchom, Donald
Armour, James Robertson and the Moderalor. The three congregations will enler into
a Team Ministry. They will meet on 21 Janusry 2025 to discuss what will happen
next. They will introduce themselves, review the Mission Plan and look al whal
Presbytéry would like them to do going forward.
On Sunday 17 NovemtEr, the following five members of the Congregation were
elected to be Ruling Elders, and Ihe Kirk Session having adjudged them to be
qualified for that office, has sustained their election.
were ordained and admitted inlo the
irk Session. They were wplcomed by the Kiik session and given the R￿h1 Hand of
Fellowship. Each Elder received a Certilicate of Admission and a small token of
welcome.

Springfield Cambridge ChuYLII
SC 005642
Achievements and Performance 2024
¢ontd
The Boys, Brigade Company Section will celebratp. their goth Anniversary in 2025.
The boys have been busy witli Corripelilions Starling at National Level. One of the
boys,
received his President's Badge, Ilie second highest award within the
, was presented with his Queen's Badge, the highesl award
s now stayin£F on in thp Company as a Leader in the Anchor Boys.
BB and
in the BB
The Junior Section worked hard on their badge work and were presented with their
Awards and Prizes at their Parenls, Evpning. The boys look part in the Brigade's
International Team Games. They held vai'ioiis fundraising events Inr.luding a Games
Night, Beetle Drive and Bucket Collection al the local Morrisons Store. Sorne of the
boys took part in the Annual Rem8mbraiice Sunday Service and were present at the
War Memorial in Auchinairn.
The Anchor Boys took part in lots of activities and ganies Ihroughoul the session.
They worked hard to attoin Iheir Achievement Badges which were presented al their
Parents Night. They held a very successful Coffee Morning and Family Quiz Night.
The winners of the Quiz donated their winning Hamper lo the Beatson who were
going to raffle it for Mothers, Day
Certifi-
-ates were awarded to
with the Boys. Brigade,
of servipe wit
the Boys. Brigade and a special award
with the Boys, Brigade_
was also
was retiring from the Boys, Brigade.
to
presented with
loweis and a gift as
The Girls. Brigade hosted a Family Quiz Night and Beetle Drive to raise funds. They
also had a Sponsored Walk with Ihe proceeds being shared with the "When You
Wish Upon a Slarf Charity. The girls completed their badge work and were presented
with their awards at their Parents Evening.
was presented wilh her
Brigaders, Brooch. This is the second highest awar
e Girls, Brigade. The Girls
won first place at the Annual Divisiona5 Collage Competition for P617.
The Fundraising Group held various events this year. They had a Quiz and Fish
Supper Night, Taylor Fashion Evening, Summer Picnic Hamper, Line Dancing Night
and an Advent Hamper. The total raised was £2,369 61 For the second year they
had a Smartie Challenge where Smartie Tubes were given out to the congregation to
enjoy and then fill and return them with 20 pence pieces or £1 coins. This raised a
further £1,499.
The Church has a Recycle for Profit Scheme and this has raised £715 since it was
started. We are also registered wilh Easyfundraising where members of the
congregalion, who shop online, help lo raise funds for the Church at no extra cost to
the themselves.
Our church library is situated in the Session Room and the Hall of Fellowship. Sheila
Bryce has been appointed as Chiirch Librarian. There is a wide selection of books for
adults and children available lo borrow and a comfortable seating area in the Session
Room for browsing. £100 has been raised for SAMH and £100 for the Church Fabric
Fund from book sales.

Springfipld Cambridge Cliurcl)
SC 005642
Achlevements and P6rformance 2024
contd
Two of our Elders.
held a very sucr.es$ful e,offee. Morning
in aid of the Beatson
ancei"
ai Ily lo ce
rate
being
his raised the amazing sum of £3,645.68
The Flower Commrtlee decorated Ihe Church for our Harvest Service in SepleTnber.
Donations of food and £173.60 in cash were donated to both the Lodging HoLise
Mission and East Dunbartonshire Foodbank.
The Congregatson were asked lo donate Tesco Gift Cards or Cash al our annLial Gift
Service in December. £235 in cash and £235 in Gifi Vouchers were donated lo St
Rollox Church lo assisl with their work with Asylum Seekers and £235 was donated
to the local East Dunbartonshire Foodbank.
Th6 following ¢hartties also received donations from the Congregation. UNICEF from
our annual "Jar of Grace Appeal" £791.00, Christian Aid £1,490.00, Mary's Meals
£606.00 and the Lodging House Mission £743.00.
Our congregation continues lo be a base for training ministers.
Congratulations go lo
-alled lo be Minister of Hillside Parish Church
who has beeii -
in Aberdeen. The SeNice of Induclion was a very happy occasion, held on 12
December, with a number of people Iravelling to the service from congregations
has served in OLir Presbytery, induding our own. We send
and his
amily our Best Wishes.
left us on Sunday 28th April after 22 months wtth us.
will continue to work wilh the Training Team at the Church Offices at 121
eorge Slreet in Edinburgh and will also work 2 days per week al Lenzie Old Parish
Church, plus a Sunday as a locum in Ihal vacancy. Julie was Qfdained as a Minister
of Word and Sacrament at Lenzie Old Parish Church on 30 May 2024. We send
and her family our Best Wishes.
Th8 following work has been carried out as part of our ongoing Stewardship
Stewardship matters are regularly considered by the Kirk Session and its Finante
Committee. Much effort in the past year has centred upon meeting our increased
Giving to Grow contributions despite considerable rising energy costs and falling
income due lo the loss of significant givers. Those who currently do not 'gift aid, have
been encouraged to move over to this scheme where possible, and those who give
irregularly have been asked to move to regular direct giving to our bank account.
Further work has been done ta enhance Tax reLoveries from an historic perspective
which has been fruitful. The congregation has been generous as ever, bul this is a
challenging area with falling numbers of members and those who are tax-payers
reducing in numbèr too, and given the financial pressure upon individual households
we believe we are doing as much as we can.

Springfield Cambridge Church
SC 005642
Financial Review of 2024
SUMMARY
THE LOAN THATWETOOKOUT FOR THE HEATINGIBOILER SYSTEMWAS REPAID IN EARLY
2024. THEAMOUNT REPAID TO CLEAR THE LOAN WAS£4,000 THE SCHEDULED MATURITY
DATE OF THE LOAN WAS 30th SEPTEMBER 2026. REPAID 2 AND HALF YEARS EARLY.
GENERAL FUND OFFERINGS WERE ALMOST UNCHANGED YEAR ON YEAR BUT ITS FAIR
TO SAY THAT OUR WEEKLY OFFERINGS ARE FROM A DRECREASING NUMBER OF
MEMBERS.
OPEN PLATE OFFERINGS UP BY 5% YEAR ON YEAR.
INCOME FROM OUTSIDE AGENCIES UNCHANGED IN 2024 WHEN COMPARED WITH 2023.
THE CHURCH FUND RAISING GROUP RESUMED ACTIVITIES RAISING £3,891 FOR THE
FABRIC FUND.
RECYCLE FOR PROFIT AND THE CHURCH WEBSHOP CONTINUE TO GENERATE A STEADY
INCOME FLOW FOR THE FABRIC FUND.
UNRESTICTED LEGACY INCOME OF £7,000 RECEIVED DURING 2024 WHICH WAS
ALLOCATED TO THE FABRIC FUND.
4 NEW GIFT AID STANDING ORDERS AND 5 NEW FWO STANDING ORDERS SET UP BY
MEMBERS DURING 2024.
A CARD MACHINE IS NOW AVAILABLE FOR USE AND JUST OVER £2,500 WAS TAKEN IN
DONATIONS ON THE MACHINE FOR VARIOUS PURPOSES IN 2024.
PayPal, WHICH WAS SET UP AS A METHOD OF GIVING IN APRIL 2020 CONTINUES TO
AVAILABLE AS A METHOD OF GIVING .
GIVING TO GROW ALLOCATION OF £69.721 AND PRESBYTERY DUES OF £3,944 PAID IN
FULL.
Financial Review of the Year
The principal source of income for Springfield Cambridge Church comes from Weekly Offerings and
it was heartening to be able to worship in person again during the whole of 2024. Continuous
emphasis is placed on "Tax Efficient Giving" for those members whose circumstances alk)w and it
is pleasing to note that 82p in each £1 of offerrngs received in 2024 was Gift-Aided. The number of
members giving "Tax Efficiently as at 31st December 2024 was 139 as against 156 at the 1$1 January
2024. There are also another 5 members who regularly give Tax Efficiently to any appeals that take
place during the year depending on their own tax situation. As a congregation we continue to take
maximum advantage where possible of the Gift Aid Small Donation Scheme (GASDS) that was first
introduced on 6th April 2013 which means that we can claim tax relief on the first £8,000 of small
cash donations in the offering plate.

Springfield Cambridge Church
SC 005642
Financial Review of 2024 (CONTD)
As well as Income from Offerings we also received generous donations in 2024 from The Guild ,The
268th Glasgow Boys, Brigade Company and the Badminton Club. In 2024 we also received £21,949
{2023-£22,051) in donationslcontributions from the outside agencies who regularly use our halls.
We maintain an excellent relationship V•fjth all the outside agencies who use our premises and the
Trustees recognise the positive financial benefrts this brings to Springfield Cambridge Church. There
is a minimal cost to the church apart from heating and lighting for the Outside Agencies as most of
the "openinglclosing" of the Church Buildings is carried out by volunteer members.
In 2024 we continued to upgrade the buildings where appropriate in line with our present financial
situation. We are indebted to our Church Offi￿r, Deputy Church Officer, Fabric Committee and the
Monday morning work party who do so much to maintain the church buildings.
The General Fund in 2024 shows a deficst for the year of £4,525. £593 has been transferred to the
Manse Fund as at the year*nd and £4.000 transferred from the General Fund to the Boiler/Heating
System Fund which means that the General Fund shows a deficit balan￿ of £2,463 as at 31st
December 2024.
As at 318t De￿mber 2024 we were still awaiting settlement of outstanding tax claims from HMRC
of £7,800 which once settled will have a positive effect on ourfInan￿ in 2025.. We are very grateful
for all the work that our Gift Aid Convenor David Lockhart does during the year.
We are members of The Church of Scotland Energy Scheme for Electricfy and Gas which is
administered by the General Trustees with our membership being renewed for a period of 3 years
on 1$t April 2024. The preferred supplier for both gas and electricty in the new cx)ntract is Eon Next
and we now have the benefit of having a fixed price contract under 3181 March 2027.Nearly 900
Church of Scotland congregations are members of the scheme and Springfield Cambridge has been
a member since the group was formed nearly 20 years ago. The Trustees are commttted to lowering
energy costs in the medium to long term and the Congregational Board has an ongoing action plan
that is being implanted at the moment that will help to achieve this goal. Both Gas and Electricity
contracts have recently expired and have just been renewed. The previous contraots were
negiotiated and agreed with the Church of Scotland pre-covid when energy prices were reasonably
low. The tarrffs on both of the new contracts have increased by 100% and this will have a sKJnificant
impact on ourfinances going forward although the pri￿$ are still lower than if we went to the market
ourselves. We received a 1000/0 exemption from waler charges in year 2024 and this will continue
in 2025. This exemption is granted on the basis of our income in previous years
Many Challenges lie ahead in 2025 with the increasing cost of living for people affecting our income
and expenditure.The generosity of many members to Springfield Cambridge in 2024 was quite
staggering taking everything into consideration and we as the Trustees are most grateful for each
financial contribution that was made by members last year.

Springfield Cambridge Church
SC 005642
Re8erves Policy
At the year end the Church held unrestricted funds of £45,725 in the Fabric Fund. The Gener<il
Fund had a balance of (£2.463) as at 3151 December 2024 after transferring £593 to the Manse
Fund. £4.000 was also transferred into the BoilerlHeating System Fund from the General Fund
during 2024. Finally, £1,200 was transferred from Ihe Guild Fund to the Fabric Fund during the
year. Additional Unrestricted funds are also held as set out in Note 2.
The church also held £7,980 of restricted funds as at the 31st December 2024 (£12,og2-316t
December 2023). The purposes of all funds are set out in note 2 forming part of the financial
statements for the year ended 31 $1 De￿rnber 2024 81ong with the level of reserves held.
The Reserves are held to cope with any unexpected items of expenditure that may occur during the
year.
Statement of Trustees, Responsibilities
The members of the Kirk Session I Congregational Board must prepare financial statements which
grve sufficient detail to enable an appreciation of the transactions of the Church during the financial
year. The members of the Kirk Session I Congregational Board are responsible for keeping proper
accounting records which, on requesi, must reflect the financial position of the Church at that time.
This must be done to ensure that the financial statements comply with the Charities and Trustee
Investment (Scotland) Act 2005, the Charities Accounts (Scotland) Regulations 2006 and the
Regulations Anent Congregational Finance approved by the General Assembly of the Church of
Scotland in 2016. They are also fesponsible for safeguarding the assets of the Church and must
take Feasonable steps for the prevention andlor detection of fraud and other irregularities.
Approved by the Trustees and signed on their behalf,
Session Clerk
23rd February 2025

Springfield Cambridge Church
SC 005642
Independent Examinerfs Report to the Trustees of Springfield Cambridge
Church
I report on the 8ccounts of the chanty for the year ended 31 December 2024 which are Set out on
pages 12 to 16.
Respeclive re8pon8ibilille8 of truslees and examlner
The charity's trustees are responsible for the preparation of the accounts in accordan￿ with the
terms of the Charrbes and Trustee Investment (Scotland) Act 2005 arKI the Charrties Accounts
Iscotland) Regulations 2006 (as amended).
The charity trustees consider that the audit requirement of Regulation 10{1) (d} of the Accounts
Regulations does t￿1 apply. It is my responsibilty to examine the accounts as required under
section 44(11 (c) of the Act and to stste whether partiGular rnatte￿ have (xjme to my attention.
Basis of independent examingvs statsment
My examination is carried out in accordance with Regulation 11 of the Charittes Accounts
(Scotland} Regulations 2006 (as amended). An examination includes a review of Ihe accounting
records kept by the tharty and a comparison of the accounts presenled wrth those records. It also
includes consideration of any unusual items or disclosures in the accounts, and seeks explanations
from the trustees concerning any such mattev5. The procedules undertaken do not provide all the
eviden￿ that would be required in an audit, and ￿nsequ￿ I do nol ejpress an audrt opinion on
the view given by the accounts.
Independent examinerfs ststement
In the course of my examination, no matter has come to my attention
1. which gives me feasonable cause to believe that in any material respect the requirements..
to keep acc(yJnting records in accordan￿ with Section 44(1) (a) of the 2005 Act and
RegulatKJn 4 of the 2006 Accounls Regulations (as amended), and
to prepare accounts which accord wtth the accounting records and comply with Regulation g
of the 2006 Accounts Regulations las amended) have not been met, or
2. to véhich. in my opinion, attention should be drawn in order to enable a proper understanding of
the accounls to be reathed.
SIGNED:
23rd February 2025

Springfield Cambridge Church of Scotland, Bishopbriggs {SC005642),
Receipts and Payments Account
for the year ended 31 December 2024
Unrestricted Restricted
Funds
Funds
2024
2024
Tolal
2024
Total
2023
Note
Receipts
Donations
Legacies
Activities for Generaling Funds
Rental of Premises
Other Re￿IP1S
119,389
7,000
3,891
21,949
662
768
120,157
7,000
3,891
21,949
8,636
113.857
6,042
3,597
22,261
7,055
7,974
Total Receipts
152,891
8,742
161,633
152,812
Payments
Cost of Generaling Funds
Charitable Activities
Loan Repayment
263
153,608
263
161,262
4,000
7,654
4,000
146,444
6,000
Total Payments
153,871
11,654
165,525
152,444
Excess of Receipts over Payments
for tha year before transfers
Transfers
1,200
(1,2001
Excess of Receipts over Payments
220
(4,112)
(3,892)
368

Sprlngfield Cambridge Church of Scotland. 8ishopbriggs {SC005642)
Ststement of Balances
At 31 December 2024
Unre$trlctod R¢strlct¢d
Funds
Funds
2024
2024
Totsl
2024
Total
2023
Note
Bank and Dep08it Balances
Bank and deposit baL8nces
brought fo￿8[￿
57,297
12.092
69.389
69,021
Movement in year:
Excess of Receipts over
Payments
220
14,112)
{3,892)
368
Bank and deposit balances
Carried forward
57.517
7,980
65,497
69.389
Addth"onal Infoimats'on
As$ots
Gift Aid Receivable
7,800
7,800
3,256
Liabrlities
General Trustees Loan
nil 4,000
Notg: Glft Aid recelvable breakdown as undèmotsd..
General Fund- £7.800
The Accounts were approved by the Trustees the 23rd FebrL¢ary 2025 and signed on their behalf bv.

Sprsngfield Caiiibridge Cl)u1￿h of ScotlanLI. Bishopbrt9gs
Iloles formlng part of tlip accouiits
for the ygai. end*d 31 Dectwnber 2024
{SC00$642j
1 ￿913 of AccoLtntin¥
These attounl$ have been preparedon the Rewpts & Paym8nts b951$ in accordan￿ vthlhe Ctsrilve5 and Tru$iÈe Investment
(Scotlar￿) AGI 2WS, The Chsriiie$ Accounts IS¢oUandl Regul8lions th6 la$ atnendedl the Regulations anent C0rweoati￿a1
Finantsapprov8d by Gansral As5ernbiy oflhe church of Sco#and In 2016.
2 Movement in
AtlJan
2024 Ro¢0ipts Payments Translèrs
At 31 Dec
2024
Unrestrlctodfun
Desigaaled Fabric Fund
19r8!ed ￿,.￿rIHe211n9 SYA Fund
General Fulld
De$Ign8I￿ DevdokNMenl Fund
De51gnated Manse Fund
Des4gnaied Organ Fund
Designated fjook Df Rerw FLknd
44,980
11.232
11.687
1,200
4.000
14,5931
45,725
2,655
8.436
4,?.24
932
70
141,659
142.184
12.4631
8.136
4.817
932
70
593
57.297
152.891
153.871
.200
57.517
Rttstricteil funrls
General T[￿stea Ltran Fund
Benevolenl FurvJ
Bequèst FLJnd
Fl¢Mei FunJ
Guil
The Sunday School
4,000
1,516
Z247
680
683
3,379
1.499
680
799
4164
838
1,086
4,787
265
6,772
11,2001
12,092
8,742
tl.654
7.960
TotalFttr
69,389
161.633
165,525
65.497
Fund5a¥• classrfspd as elU)orRe5trfcted Funds or UnrestrTrctAd Futyd$, d911n￿ ¥s follows:.
Restricted fund$ are funds subiectto rewireryjenis a$ to their use *thich mey bededared by thedoTry or
cr￿le￿ Ibrough legal PTOGessss, bul 51illwiihin thewder ob￿¢13 olthe ch8rdy
Unre$iriclett fU￿S areexpen1a￿e al the discrelK)n of IheTtvslees In fu1h9raF￿e of IheobJ'Ècts of the charity
If ￿rtS of the Unre51riGled fund5 are earrnarked althe discret￿)th of the Trustees fora WKular purpose. IheyarEdgsuDated
a3 a sew'.e Tris d*ignalioTr has an aJn1r￿stratlwe putpase ￿lY dDes ntsi legallyresllici i*?Tru$￿' dis-reii
19 apply the lund.
oses of the Re51r
fund5
General Tnistee5 Loan Fund. L08n obtai￿ lo ¥s&slwith lfve Fmance of Ihe new B1MlerlHeai￿y System in$lalPed in 2021.
BÈnè¥olent Fund.. Thi8 fuoo 1$ admin!StoE4 by the Minislei?nd Session C￿rk andth￿ iJse ol 1$ *lb.eir sole disc¥etiDn.
Bfyqu¢$i Fund.. This 15 a fund lo be wed lor Ihe puTpose ￿tEl￿￿d ID the bwuesi.
FI0￿r Fund.. The Tiusiees have $eta5ide funds from di￿3110n$ lo be used for IhEtpurthase tsf fiowers fiKJi¥p]ay ￿Tr thè
rch and dislnbulion lOtr￿ sick and bereaved th￿e3fter. The fun(t 15 adrruThslered by thp FlJ*r c￿ven0r
Guild FiJnd.. The Tiu$l*s 2
PDnsiblè fortha Guild, wthose 8PPOl*ltd Offtp_e Be•rers havday loday conlrolol this fund
Sunday School F￿n￿". Thi5 fund Is us¢d for Incomelexpendiiure trsprillgf￿￿ Cambridge Church Sunday S¢hoDI
ol
ie5t
Funds
Fabr1¢ Fund.. The T￿slee5 hav&$*i asKle fU￿J$ tt*maM￿n￿nc￿olt￿e church wpprty
BollèrlHeaÈing System Fund.. The TDJSt*s have set Ihisfund asN1e f(Ylhe putpose of rry)rw and
p•ying Invoices in respect of the B(MlerlHeabngWork Ihat Was 0)rn￿eted tnid 2021
General Fund.. TIv8 fund rs u8ed forexwscs in¢utree. i? the day ID dsy ￿nning0fthe Church
Development Fund.. The T￿51e2$ ru￿ this fund lo develop both the church Internally and exlern811y in the commtsnily
hlan5e Fund.. The TrusiÈES have sel aside funds to a$$isl ￿th millcjr maintenance of Ihernanse.
Organ Fund.. The Trvsi¢tS have sel aside￿S loas$isl wrth purch¥sÈltnainlenan¢e of the OrgonslPianos
Book of Rernernbrn￿e Fund.. The Ttysiees havè set aside thess ftsnds lo be used in connethvn wrth the Book ofRer(wbtanc£.
ra res

Springfigld Caml)ridge Chijrcli of Scotland. Bishopbriggs
Not¢s formSng part of tsio accounts
forth* year end•d 31 De¢ember 2024
{SC0056421
Unwtri¢t4d Restri¢tgd
Funds
Funds
2024
2024
Total
2024
Total
2023
3 Analysls of Donatltsns
VVFO Schetne (non Grft Atyjl
Gift Donations
Tax Recovere(l on Gfftmd Dons.
OrdinaryOffering5 (Open platel
Other OfFering5. DonO1ions, elc
10,947
81,481
19.535
7.259
167
10.947
81.481
19.535
7.259
935
12,497
79.988
13.332
e,912
1,128
768
119.389
768
120.157
113.857
4 Analysls of Payments
CostofGenerating funds
Offering 8nvèlop8S
263
263
263
263
Charitable Acti￿rIeS
Ministries & MissioTrIGiving lo Grow
Piesbylery Due5
Minislels expenses. £BOO overpayment for 2024 to be iefunded"
Pulpit Supply
Co￿n¢1[ Tax
Other Salary Costs
Fabric repairs & maint
Heat Ènd light
Water CbaigÈsllnsurance
Cleaning Materials
Organ & Piano Mainl
Printing, Slalionery & T¢￿PhOne
Proptrrty Letilng ChaTge5 Icotsttsn Grover
Other expenses
Bank Account Chargeslcard Nl3rGhinè Charges
Loan Repayment
Loan IDleiesl
72,512
7.876
3.417
500
3.344
40.074
5,674
11,871
3,808
652
457
1.780
72.512
7,876
3,417
500
3,344
40.074
5.674
11.871
3.808
652
457
1,780
69.721
3.944
2,680
100
3,230
36.732
6,349
9.825
3.681
290
2.408
16951
6.641
1.455
188
7,654
9.109
188
4.OOD
4,000
6,000
856
nil
153.608
11,654
165,262
152.444
Govemance Costs
Independent Examinei's Fee
Total
153,871
11,654
165.525
152,444

Spiiiiyfiald Cambridge Churcli of SGotl&nd, Bi$liopbri9g*
Ntsio6 forfftiny part of thè a¢cour&ts
lor the yoar ended 31 D8cemb•r 2024
13C0056421
G G2nErnI Tvtsstres L•an
A loBn of £30,ODD was recdvea duinng EO?1 from TfÈChwehof ScotLqnd GeneTal Truslees lo a55iSl¥rfth
the Insta1131ion of 8 new Heatiry System afid R￿aCe￿￿1 8tyleF. The loan is repayable in len wu$l
Ing121ments of £3,428 inclusive of Inte￿1 Pep3srynenls on 3113rI022 and ¢ue half yearly
uniil NY912026. Inieresl is Ghatged at 5% pa c￿ Ihe lo￿.
2024
Loan BalanGe 11112024
Repayments during 2024
Loan Closed ?813￿024. nofulher loan intere51 iopay
4,000
6 Trustee R8MuneiatiC￿ and Related Party Transa¢Uons
Dv{111g year one Tru-.IL
rocep¢ed r9itnbwBemor,l of eYpens*¢ af r in ￿￿Ject of council tax, two.,. #nrt qiindry
expenses In addition.
ed £5￿ foT PFoYiding
dLJm9 the year
£200 for providing
dunn9the year
No Iruatee QFPErSOn ￿l￿ed10 a IrusloL had oD.y pèrsonal Interest ID any¢ontrscl (Ktransacbon enl&rgd Into tythèehsrity duriry the
y8ar.
Ser¥I￿S as
7 Mlnistgrf$ Stipond
I Church of Scotland congTeg31ions conliibuie lo Ilie Klatic￿al Slipend FuTrOvthich bear5 IhE ¢osi$ of 811 minisiers, Slip￿dS an
etllplwerf8 GoDlribuliona lor nalioml Insuranw. peThs.on and housing ana loan fund Slipprth ale pai(t inacc%)rdancé with ItrEn3liDn
SllpenJ scale which is iel-led lo years of service Foi ihe ye¥ under review. the minimum Stipend was£31.642 and the maximuTn
stipèthfj Iin the fifth and sut>sequtsnt yÈaisl*a9 F.38,884
8 Collections forThlrd Parti05
2024
2023
Chrislan tsid
L￿g1Th9 House Mission
Cross-.es¢h
Mary5 Me¥15
U N l.C.E F.
Popps S&*land
Guild ProJÈGts
¢olslorFWdlpark IF￿&b8th)
Ea51 tlunb3rtonshire F￿￿ts￿￿k
Sl Rolox IGifL Swvlcel
Frcsh Start
BEAT
C.HAS.
1,490
743
1.164
823
570
941
168
800
263
791
274
409
470
119
563
224
50
1BS
ComTnoTrwealth Wai- Gr3*5 Commi5sron
Church House
Guide Dogs
QuarrietS
TheTom Allan Centre
192
5,480
5,864

Rkl. Fi.fNW BUDI-LI I.
UDGCIT20ZS
AC'fuAL
2024
coThIE
ff¢YiiJg5
wro Suhe1￿ (non (yifi Aid)
Gift Aid Donaitons
'I￿ Oitl Aid Donation5 lkncludixJgGASDSI
Otdinary Offerings (Open i)lat¢l
1,500
80,000
Ix,000
7.000
10,947
81.441
19,535
116.5QO
19.184
Otber ()rdrnai7 G¢uerAI Into￿¢
Contrihulion.s trtim CongTVtioJAI organi￿￿Ons
Outs￿¢ Agcnw Income
525
20.000
525
21,949
20.525
22,474
141,658
Tul#l Ordinory Gentrxl lit¢vme
137,1125
EXPEYDTrtJRL,
,YAtivknal Ministri #Md Mission & Widtr Wot*
Giiir8. lo GTOW
PTesbyt¢ry Di
70,721
3,945
72.512
7.876
74.666
80.388
Lotai stsffillg Cosls
Minist¢ts Trav¢llin&J Ex￿￿$￿* *OVF.RPAYMI--N'f N 2024*
Minisors T¢l¢phone
Pulpit Suppls.
Cliwch Offitri'N.E.S.T. IBAsie SALARY 202S.£1112361
DepLJry ChuTili oifJLer (BASIC SAS.ARY £Q25- LIO ?28 }
musi￿ DiTectorlAASIC SALARY 2025-£7.3481
1,800
750
700
21.000
2.6fiY
748
50
21.134
850
8,34(J
43,750
43,991
B￿11￿5￿8$ C'.osts
Fthric Repairs & MwnlEnantt
H¢atin¥& Lighiing
Wdkt ClYdrg¢s
InsuAncc
Ma￿C upke¢￿cou￿cltTax
Cleaning Matrri&1s
500
12,IM)O
275
10,727
3,808
3,430
750
3,808
3,344
652
20,488
18.806
Other Lo¢al Costs
Offertng Eni'elvpes
Tel¢phon4 ptini1￿ Ststionery. PholoLDp>Trng
Organ & PiaD(k Maintenance
Bonk A￿o￿luCaTd Machinc Lh&
Mis¥ Expe￿¢5
300
1.900
5(10
182
304
263
1.780
457
188
3.592
2.998
TOTAL GENEK4L EXPENDII'URE
142.096
146.183
CEliERAI. fIJ￿,D D*:FJl.'i'r FOR 2014
BAI,ANI.'I.: ON THI: IrEI%LK4L FtiN￿￿$AT innD24
BIIDI:E'fED DEvicrr FOR2U25
'I'RA%STrER'I"O MANSE FUryD
2.655
BALthCE ON'"J'fflF. C.F.NLUL FUND AS AT 3111212024
i?