The Church of Scotland Clydebank Waterfront Parish Church Annual R•port and CongrwtlonalAccounts 2024 Congr•gatlon Numb•r. 181226 Scottlsh Charlty Numb•r. SC004596 LInk wlth Dalmulr Barclay Parfsh Church Scottlsh Charlty Numb•r. SC0013599
Reference and Administrative Information aydebank Waterfront Parish Churth Charity Name: Charity Registrntion Number.. SCCy)4596 Congregation Reference Number". 181226 Contact Addre5S: Trustees: Appendlx Attached Prinaple Office Bearers Bankers: Royal Bank of Scotland 30 Sylvania Way South Clydebank G81 ITS Page 2
Trustee's Annual Report for Year Ended 31" December 2024 Appendlx TTtsStees. Clydebank Waterfront Parish Church Mlnlster- Vacant Interlm Moderator- Pa8È 3
Trustee's Annual Report for Year Ended 31" DKernber 2024 Structure. Governance & Management Governlry Document The church 15 administered in ateordance with the term5 of the Model Deed of CDnrt1tLrtft. RecruStmert arnl Appointment of TNstee5 Members of the Kirk Session are the charity trustees. The Kirk Se5sK)n members are the elders of the church and are chosen from those members of the thurch who are considered to have the appropriate gifts and skills. The minister, who is a member of the Kirk Session, is elected by the congregation and inducted by Presbytery. Organised Structure The Kirk Session which currentty meets nine times a year is respon5ibSe for spiritual affairs wrthin the thurch and within the Kirk Session certain responsibilities are dele83ted to the Finance Committee and the Property Committee as appropriate. Objectives & ArtMtiVS The Church of Scotland is Trinitarièn in dortrine, Reformed in tradition and Presbyterian in policy. It exists to glorify God and to work for the advanrnent of Chrisys Kingdom throughout the world as a national Church, r¢ acknowledges a di5tinctNe call and duty to bring ordInanS of religion to the people in every parish of Scotland through a territorial ministry. It CQ-operntes with other Churches In various ecumenical t*)d5 in Scotland and beyond. -.Particularto this CororegatiDn for 2024 only. SUNDAYS.. Joint SerIce$ with Dalmuir Barday lon line services, monthly rotstion at Churches) Jolnt Services 10.CQam to 11.am. MONDAYS: 7.30pm TO 9.CbJpm thft Daft Group WEDNESDAYS.. 12pm- 2pm Mid-week Worship and Fellowship THURSDAYS.. 6.ISpm- 7.15pm Rainbows,. 6.15pm- 7.30pm 8rownies,' 7.30pm- 9pm Guides. Occas01 Saturdays and Wednesdays for coffee mornings, social events and CongEational outings. Page 4
Waterfront Parish Church Scottish Charity: SC(M)4596 Trustees Achievement & Performance 2024 We have had another successful year linked with Dalmuir Barclay and have had continuity with leading services month about at both Churches is our Interim Moderator and continues to be SUPPOrt in the Presbytery plan for Clydebank. Attendance on a Sunday for the weekly seNice is approxlmately 35-50, the early time of 10am being unsuitable for many of our members. The Sunday service is broadcast live on the web. Thank you to those volunteers who provide this service. Thanks are also due to who provide tea/coffee after each service. The Wednesdav worshlp Group continues to meet each week at noon for a short service followed by a lot of discussion and laughter. The Outlook committee tried to have a coffee afternoon for students and although thls was well advertised, disappointedly there was a poor response and after several weeks was discontinued. They tried to have evenin8 walks again but the weather was against them. The Fund Raising Committee had another busy year. Their coffee morning5 and plant sale are always well attended and the funds raised are much appreciated a5 well as the opportunty to welcome visitors and friends to our church. The Social Committee organised outings and their fashion show were sure success. The Brownie Guides had their annual Reindeer Drive with much laughter and noise. Many thanks to thern for their generous donation to the Church. A new venture was the sale of books, jigsaws and dolls in the corridor wrth an honesty box. This was introduced by proved to be a successful venture. Thank you Financial Review The Kirk Session sincerely thank everyone for their contributions each week to continue the work and look after our building. At present we have 33 members who have grft aided their contributions and who oversees this was able to claim a refund of £6330 from the Inland revenue. The Kork Session thanks all those who contribute by WFO or Standing Order for their offerings to ensure the running and fabric of the church. Page 5
The following donations were received from the following groups. Tea Bar £5(X> Fund Raising £3075 5Th Brownie Guides £150 & Reindeer Drive £300 Books. Jigsav & Dolls £32150 Presbytery Pian This is stiLL an ongoing concem about the futyre of the Churches in Clsfflebank although it is hoped that itwill be finaknsed atthe bennIng0f 2025. R8serves Policy The Trustees hav8 no pobcy on reserves as nom8lexpenditure is met by incom8 on a weekly basis and designated funds held. Normal church fabric repaits and maintenance are met from the General Account. Atthe end of the year the church heid 4]nre5trictedlunds of £51043.48 and restricted funds of £6235.51 which been prowded for the purposes spectfied in Note 2 Page 6
Trustee's Annual Report (continued) Year ended 31 December 2024 Statement of Trustee< Responsibilities The Kirk Session must prepare Financial Ststements which gNe sufficient detail to enable an appreciation of the transactions of the Church during the financial year. The Kirk Session is responsible for keeping proper accounting record5 whith. on request, must refiect the financial position of the Churth at thattime. This must be done to ensure that the financial statements comply with the Charities and Trustee Investment Iscotland) Act 2(K)5, the Charities Accounts IScotland} Regulations 21x6 and the RegulatiDn5 ATrent Congregational Finance approved by the General semble ofthe Church of Scotland in 27. The Ki Session is also responsible for safeguarding the assets of the Church and must take reasonable steps for the prevention andlor detertion of fraud and other Iesul3rltieS. Approved by the Trustees and Signed on their behalfr. dated 10612025 Session Clerk Page 7
Ind•p•nd•nt Examln•rf¥ R•port to the Trustse• ol Clyd•b•nk Wat•rfront Piri•h Church F•FKMt the accounts ol Clytleb4nk Watwfrorrt Part5h Chwth for fv Year ended 3181 De¢•mbef 2024 sel IMrtty)pa9I0 13. 1. R8•ptI rmponslbll1# of Tntst•ts and Ex•min twms of the Chan1 and Imiesbnents (scaban 2CI)5 Charibe5 Actnts IS¢oJand) ROgu1Cm 20C6. Twslees Ihèt audrt rwiTwnerrt of Regu 10111 Id) of the Alftts Regul81itins ¢kns appty. It 1$ my reSpC5 to exw)in8 lh8 accounts as roquw under 44111 (cl of tre Ad and to 2. 80ty1s of Ind?p•ndent &xJmlnerf• St•t•m8nt My examinotw)n is carrièd tyjt in acc(wdance wrth Rg9ulation 11 of tho Charlbtys ALxourts {Scott) and a (>jmpariS ofthe 8ccount$ prèsented with thèse T8cxKts. rt aLs0 in¢4Lths DJTrsid¥atKJn of any Lbnusval homs disdosums In ts ax¥)unts aTrJ 588ks eypbnatms frorn Trustees concèmThJ 8Try SLth myitars. The wOcedu$ unClertak &) ncrt yode all the widartt that be rwuir•J in an audil and, I do nrrt exwttss an 8udrt n)fi crti the aclts. 3. lftdependont Examinvrf StstwTrent In Ihe cour5 of my examination. ro rnattw has cunè to my attenbM'. . 10 koap xc¢yJrrflrg T4d$ in aecudance with 4411} {•) ofts 2005 Act and RowLqtK 4 of Ihe 2CKE Aecojnts Resu&b, and . to prp8 t•ttu"th acccffd Ythh rKord5 &nd c¢vnF4y ryth RègLthation 9 of thB 2C(6 Acuurts RwJulalicms bl to wtt, my eprkn. attantpjn be drwn in order tts ae a prw of Dat• 1st June 2025 Name Rdevant wolassional 8Act CA. (Rjlirodl A&Jre95 Page 8
SC(M)4S96 lydgbank Wat•rlroTrt Parfsh Chuych èlpts and Payments Account ar ETrd•d 31 Doc•mbor 2024 Furbds 2024 Funds 2024 Total 2024 TotAI 2023 oc•lpts Donations Legacies ActNities for Gener3tsng Funds Not• 3 Bank & Deposf( interest Investrnent income 1192 1192 1&fj5 33250 520 33280 520 32914 385 1D 3S474 35046 30 35076 Rental of premis85 R¥eipts from General Tnjstees 6150 6150 6520 6658 6150 6150 13078 TOTAL RECEIPTS 41196 41226 48552 'aym•nts Costs of generating fvrKI$ Chantable xbvrties 104 33035 104 33435 134 37773 Not• 4 4DJ TOTAL PAYMENTS 33139 4CK) 33539 37907 SurpluslDeficlt of paym•ntsl over r•ceipts 1C645 Trnf• Surplus l Dfrficlt 8057 70 1 C645 Page 9
Ctyd•banl( Wat•rfront P*rl•h Ch h St•t•m•nt of Balanc •t 31 D•c•mb•T 2024 Unr••trlct•d R•8trlct•d Fund• Fund• 2024 2024 Totll 2024 2023 Bank & D•po•lt B•lanc•• Bank & dep11 balances txought for•rdrd at 011 r23 42986 4959Z 38947 IAov•m•nt h) ymr. Ic¢ Y•ar Endod 2024 8057 -370 7687 10645 Bonk & daSit b•l•nc4S cJh¥d al 31112r24 51043 6216 57Z79 49592 The aax)unts were by th• Kkk IS 1 06 1 2025 For on bahdf of ts rk Sè8sb3n s)n Cbrk TroAsuror Page 10
Ctyd•b•nk Waterfront Parfsh Church stat•ment of Balan¢•s Notss to th• Accounts 1 TnMt•• R•munerntlon and Rèlated Party Transactlo During the yeaT 2024 Trustge, was rn1MtrrSed £60 for tunin9 and maint8nance of the Chuicn piano. 2 lJo¥•m•nts In Fund• At1Jan 2024 Al 31 D•c 2024 Receipts Paym•nts Transfvrn Unrnstrlct•d Funds Designated Legw Fund General & Fal Fund 33379 5607 42986 33379 17664 41196 41196 3313 Rostrictod Funds Fbwer Fund Benevoknt Fund Magaane & Publipty Fund Sunday Schcd Fund 1105 769 30 735 769 2088 40 6236 Totsl Funds 49592 41226 133S39} 57279 Pu Leg&y Fund: The Trustees have gel asth funds for an as yet ur$5PX[r wrF¥Xe. of R tricted Funds Fk)wer FurKI This fund provides fiy#er5 lor dp* dunn9 Wof5hip Benevolent Fund.. Thi5 fund LS for the use of the MinLSter. Magaine & Publty Fund.. This is Se fvnded and us93 IDr magazine and inshts. Sunday S&)od Fund - Thi5 fund 15 for the use of the Surxlay School t8xher5 & children. Page 11
Clydebank Wat•rfront Parfsh Church R•celpts •nd P•ym•nts Accouftt Y•ar End•d 31 D•c•mb•r 2024 Fund X124 Fund• 2024 rotsl 2024 Total 2023 Analph of Don•lk WFO Schome {r)n Gfft Ajd) 6407 5378 22C63 5473 Tax RecOV•j on Gfft ljd Ckdin•ry Offwiry lo Platèl 6330 270 1175 33250 6330 270 1205 33280 32914 An•ty•l• of P•yThnts Costs of 9•n•r•tlng fvnds 104 104 104 104 134 134 Charttabl• •cll¥lO kth'nistn'85 & Mi's5th JktiC Prn$byw Duos Pa5tord 13803 13603 14458 174 18 18 312 FJmlty Work F•bn'c Ryirs & Hn9 ¥KI LIr4 Insur8r 312 312 8433 4832 2119 2367 2367 1411 1411 Orw4n & Music Expw C8r•tskw & Cl8arxrwJ 2070 2874 2458 2458 Shared Costs . Dalffur Bwd•y 1198 1598 926 37773 33035 Page 12
SC(MMS96 Clyd•bank Watorfront Parfsh Chuw¢h RK•lpts ind P•ym•nts A¢¢ount Ymr •nd•d 31 D•wnb•r 2024 5 Mlnl•t•rfs Stlp•nd All Church (rf Sthnd 0)ngr&3#13 contrtArt8 to the N)tMal Stynd Fund wthich btsjrs tho $t of all Ministers stnds and Empbyw5 tntri Natvywl InSurn•, Pengon, Housing & Loan Fund. MinistW5 stsFd5 arn pa in accordan with the naknal sb'pend scal• tfvthKh is r8l&J lo ywrs of wvic•. For tr y•ar und•f th• minynum stspwKI was £31642 and Qn th• 5th and $ubsoqu•nl of wrvr•l wa Ul.8B4 6 Coll•ctkTrJ for Thlrd P•rtl 2024 2023 DEC Sudn & Lobw App 167 DEC Rr•J Cro•• & R•J Cr••cwrt A0•1 157 RamalL•h Schod Burnary 1C 424 Page 13
terlront hr15h Chwth. 181226 04566 ds Held ty 6eneral Trustees, EdlntWf •t VV24 Paymerrts Expenditure at 3YIV24 nsolidjted F•bit Fund- Rev 30784 1245 35439 nsolIdat F•brK Fund- Cap 5011d•ted F•tKk Fund- C•p1111 175877 189421 365298 'empornry Funds 216361 25B81 236103 6140 No. of Unlts Cost (rf Unlts Market Vahje bposlt Fund- Grovrth Fund 3.122 £9A93.23 £18.20L26 postt Fuftd- Income Fund 847 £7.320.99 £9.283.12 Fund l- Amount Depostsd £158.662.74 •ndlx Ckh•r A¢¢ounts H•ld :. Jay Fund (R•thI) w FuThl (R• £735 FWKI (R•K? £2.644 Fur#Y IR•strid•Jl Acwjnt lUntr £33.379 Pa8e 14