The Church of Scotland
Clydebank Waterfront Parish Church
Annual R•port and CongrwtlonalAccounts
2024
Congr•gatlon Numb•r.
181226
Scottlsh Charlty Numb•r. SC004596
LInk￿ wlth Dalmulr Barclay Parfsh Church
Scottlsh Charlty Numb•r. SC0013599

Reference and Administrative Information
aydebank Waterfront Parish Churth
Charity Name:
Charity Registrntion Number..
SCCy)4596
Congregation Reference Number".
181226
Contact Addre5S:
Trustees:
Appendlx Attached
Prinaple Office Bearers
Bankers:
Royal Bank of Scotland
30 Sylvania Way South
Clydebank
G81 ITS
Page 2

Trustee's Annual Report for
Year Ended 31" December 2024
Appendlx
TTtsStees. Clydebank Waterfront Parish Church
Mlnlster-
Vacant
Interlm Moderator-
Pa8È 3

Trustee's Annual Report for
Year Ended 31" DKernber 2024
Structure. Governance & Management
Governlry Document
The church 15 administered in ateordance with the term5 of the Model Deed of CDnrt1tLrt￿ft.
RecruStmert arnl Appointment of TNstee5
Members of the Kirk Session are the charity trustees. The Kirk Se5sK)n members are the elders of the
church and are chosen from those members of the thurch who are considered to have the
appropriate gifts and skills. The minister, who is a member of the Kirk Session, is elected by the
congregation and inducted by Presbytery.
Organised Structure
The Kirk Session which currentty meets nine times a year is respon5ibSe for spiritual affairs wrthin the
thurch and within the Kirk Session certain responsibilities are dele83ted to the Finance Committee
and the Property Committee as appropriate.
Objectives & ArtMtiVS
The Church of Scotland is Trinitarièn in dortrine, Reformed in tradition and Presbyterian in policy. It
exists to glorify God and to work for the advan￿rnent of Chrisys Kingdom throughout the world as a
national Church, r¢ acknowledges a di5tinctNe call and duty to bring ordInan￿S of religion to the
people in every parish of Scotland through a territorial ministry. It CQ-operntes with other Churches
In various ecumenical t*)d￿5 in Scotland and beyond.
-.Particularto this CororegatiDn for 2024 only.
SUNDAYS.. Joint Ser￿Ice$ with Dalmuir Barday lon line services, monthly rotstion at Churches)
Jolnt Services 10.CQam to 11.am.
MONDAYS: 7.30pm TO 9.CbJpm thft Daft Group
WEDNESDAYS.. 12pm- 2pm Mid-week Worship and Fellowship
THURSDAYS.. 6.ISpm- 7.15pm Rainbows,. 6.15pm- 7.30pm 8rownies,' 7.30pm- 9pm Guides.
Occas￿￿01 Saturdays and Wednesdays for coffee mornings, social events and Cong￿Eational
outings.
Page 4

Waterfront Parish Church
Scottish Charity: SC(M)4596
Trustees Achievement & Performance 2024
We have had another successful year linked with Dalmuir Barclay and have had
continuity with
leading services month about at both
Churches
is our Interim Moderator and continues to be
SUPPOrt in the Presbytery plan for Clydebank. Attendance on a Sunday for
the weekly seNice is approxlmately 35-50, the early time of 10am being
unsuitable for many of our members. The Sunday service is broadcast live on
the web. Thank you to those volunteers who provide this service. Thanks are
also due to who provide tea/coffee after each service. The Wednesdav
worshlp Group continues to meet each week at noon for a short service
followed by a lot of discussion and laughter. The Outlook committee tried to
have a coffee afternoon for students and although thls was well advertised,
disappointedly there was a poor response and after several weeks was
discontinued. They tried to have evenin8 walks again but the weather was
against them.
The Fund Raising Committee had another busy year. Their coffee morning5
and plant sale are always well attended and the funds raised are much
appreciated a5 well as the opportunty to welcome visitors and friends to our
church. The Social Committee organised outings and their fashion show were
sure success. The Brownie Guides had their annual Reindeer Drive with
much laughter and noise. Many thanks to thern for their generous donation to
the Church. A new venture was the sale of books, jigsaws and dolls in the
corridor wrth an honesty box. This was introduced by
proved to be a successful venture. Thank you
Financial Review
The Kirk Session sincerely thank everyone for their contributions each week to
continue the work and look after our building. At present we have 33
members who have grft aided their contributions and
who
oversees this was able to claim a refund of £6330 from the Inland revenue. The
Kork Session thanks all those who contribute by WFO or Standing Order for
their offerings to ensure the running and fabric of the church.
Page 5

The following donations were received from the following groups.
Tea Bar
£5(X>
Fund Raising
£3075
5Th Brownie Guides £150 & Reindeer Drive £300
Books. Jigsav￿ & Dolls £32150
Presbytery Pian
This is stiLL an ongoing concem about the futyre of the Churches in Clsfflebank although
it is hoped that itwill be finaknsed atthe be￿nnIng0f 2025.
R8serves Policy
The Trustees hav8 no pobcy on reserves as nom8lexpenditure is met by incom8 on a
weekly basis and designated funds held. Normal church fabric repaits and
maintenance are met from the General Account. Atthe end of the year the church heid
4]nre5trictedlunds of £51043.48 and restricted funds of £6235.51 which been
prowded for the purposes spectfied in Note 2
Page 6

Trustee's Annual Report (continued)
Year ended 31 December 2024
Statement of Trustee< Responsibilities
The Kirk Session must prepare Financial Ststements which gNe sufficient detail to enable an
appreciation of the transactions of the Church during the financial year. The Kirk Session is
responsible for keeping proper accounting record5 whith. on request, must refiect the
financial position of the Churth at thattime. This must be done to ensure that the financial
statements comply with the Charities and Trustee Investment Iscotland) Act 2(K)5, the
Charities Accounts IScotland} Regulations 21x6 and the RegulatiDn5 ATrent Congregational
Finance approved by the General ￿semble ofthe Church of Scotland in 2￿7. The Ki
Session is also responsible for safeguarding the assets of the Church and must take
reasonable steps for the prevention andlor detertion of fraud and other I￿esul3rltieS.
Approved by the Trustees and Signed on their behalfr.
dated
10612025
Session Clerk
Page 7

Ind•p•nd•nt Examln•rf¥ R•port to the Trustse• ol Clyd•b•nk Wat•rfront Piri•h Church
F•FKMt ￿ the accounts ol Clytleb4nk Watwfrorrt Part5h Chwth for fv Year ended 3181 De¢•mbef 2024 sel
IMrtty)pa￿9I0 13.
1. R8•p￿tI￿ rmponslbll1￿# of Tntst•ts and Ex•min
twms of the Chan1￿ and Imiesbnents (scaban￿ 2CI)5 Charibe5 Act￿nts IS¢oJand)
ROgu￿1Cm￿ 20C6.
Twslees Ihèt audrt rwiTwnerrt of Regu￿￿ 10111 Id) of the A￿lftts Regul81itins ¢kns appty.
It 1$ my reSpC￿5￿￿￿ to exw)in8 lh8 accounts as roquw* under 44111 (cl of tre Ad and to
2. 80ty1s of Ind?p•ndent &xJmlnerf• St•t•m8nt
My examinotw)n is carrièd tyjt in acc(wdance wrth Rg9ulation 11 of tho Charlbtys ALxourts {Scott￿)
and a (>jmpariS￿ ofthe 8ccount$ prèsented with thèse T8cxKts. rt aLs0 in¢4Lths DJTrsid¥atKJn
of any Lbnusval homs ￿ disdosums In ts ax¥)unts aTrJ 588ks eypbnatms frorn Trustees
concèmThJ 8Try SLth myitars. The wOcedu￿$ unClertak￿ &) ncrt yo￿de all the widartt that
be rwuir•J in an audil and, I do nrrt exwttss an 8udrt ￿n￿)fi crti the ac￿lts.
3. lftdependont Examinvrf* StstwTrent
In Ihe cour5* of my examination. ro rnattw has cunè to my attenbM'.
. 10 koap xc¢yJrrflrg T￿4￿d$ in aecudance with 4411} {•) ofts 2005 Act and RowLqtK
4 of Ihe 2CKE Aecojnts Resu*&b￿, and
. to pr￿p8￿ t•ttu"th acccffd Ythh rKord5 &nd c¢vnF4y *ryth RègLthation 9
of thB 2C(6 Acuurts RwJulalicms
bl to wtt￿, ￿ my eprkn. attantpjn be drw*n in order tts ￿a￿￿e a prw of
Dat•
1st June 2025
Name
Rdevant wolassional 8Act CA. (Rjlirodl
A&Jre95
Page 8

SC(M)4S96
lydgbank Wat•rlroTrt Parfsh Chuych
èlpts and Payments Account
ar ETrd•d 31 Doc•mbor 2024
Furbds
2024
Funds
2024
Total
2024
TotAI
2023
oc•lpts
Donations
Legacies
ActNities for Gener3tsng Funds Not• 3
Bank & Deposf( interest
Investrnent income
1192
1192
1&fj5
33250
520
33280
520
32914
385
1D
3S474
35046
30
35076
Rental of premis85
R¥eipts from General Tnjstees
6150
6150
6520
6658
6150
6150
13078
TOTAL RECEIPTS
41196
41226
48552
'aym•nts
Costs of generating fvrKI$
Chantable xbvrties
104
33035
104
33435
134
37773
Not• 4
4DJ
TOTAL PAYMENTS
33139
4CK)
33539
37907
SurpluslDeficlt of paym•ntsl
over r•ceipts
1C645
Trn￿f•
Surplus l Dfrficlt
8057
70
1 C645
Page 9

Ctyd•banl( Wat•rfront P*rl•h Ch￿￿ h
St•t•m•nt of Balanc
•t 31 D•c•mb•T 2024
Unr••trlct•d R•8trlct•d
Fund•
Fund•
2024
2024
Totll
2024
2023
Bank & D•po•lt B•lanc••
Bank & dep￿11 balances
txought for•rdrd at 011 r23
42986
4959Z
38947
IAov•m•nt h) ymr.
Ic¢ Y•ar Endod 2024
8057
-370
7687
10645
Bonk & da￿Sit b•l•nc4S
cJh¥d al 31112r24
51043
6216
57Z79
49592
The aax)unts were by th• Kkk IS 1 06 1 2025
For on bahdf of ts ￿rk Sè8sb3n
s￿￿)n Cbrk
TroAsuror
Page 10

Ctyd•b•nk Waterfront Parfsh Church
stat•ment of Balan¢•s
Notss to th• Accounts
1 TnMt•• R•munerntlon and Rèlated Party Transactlo
During the yeaT 2024
Trustge, was rn1Mtr￿rSed £60 for tunin9
and maint8nance of the Chuicn piano.
2 lJo¥•m•nts In Fund•
At1Jan
2024
Al 31 D•c
2024
Receipts Paym•nts
Transfvrn
Unrnstrlct•d Funds
Designated Legw Fund
General & Fal￿ Fund
33379
5607
42986
33379
17664
41196
41196
3313
Rostrictod Funds
Fbwer Fund
Benevoknt Fund
Magaane & Publipty Fund
Sunday Schcd Fund
1105
769
30
735
769
2088
40
6236
Totsl Funds
49592
41226
133S39}
57279
Pu
Leg&y Fund: The Trustees have gel asth funds for an as yet ur$5PX[r￿ wrF¥Xe.
of R tricted Funds
Fk)wer FurKI This fund provides fiy#er5 lor d￿p* dunn9 Wof5hip
Benevolent Fund.. Thi5 fund LS for the use of the MinLSter.
Magaine & Publ￿ty Fund.. This is Se￿ fvnded and us93 IDr magazine and inshts.
Sunday S&)od Fund - Thi5 fund 15 for the use of the Surxlay School t8xher5 & children.
Page 11

Clydebank Wat•rfront Parfsh Church
R•celpts •nd P•ym•nts Accouftt
Y•ar End•d 31 D•c•mb•r 2024
Fund
X124
Fund•
2024
rotsl
2024
Total
2023
Analph of Don•lk*
WFO Schome {r￿)n Gfft Ajd)
6407
5378
22C63
5473
Tax RecOV•￿j on Gfft ljd
Ckdin•ry Offwiry lo￿ Platèl
6330
270
1175
33250
6330
270
1205
33280
32914
An•ty•l• of P•yThnts
Costs of 9•n•r•tlng fvnds
104
104
104
104
134
134
Charttabl• •cll¥lO
kth'nistn'85 & Mi's5th *Jk￿tiC
Prn$byw Duos
Pa5tord
13803
13603
14458
174
18
18
312
FJmlty Work
F•bn'c Ryirs &
H￿n9 ¥KI LI￿￿r￿4
Insur8r
312
312
8433
4832
2119
2367
2367
1411
1411
Orw4n & Music Expw
C8r•tskw & Cl8arxrwJ
2070
2874
2458
2458
Shared Costs . Dalffur Bwd•y
1198
1598
926
37773
33035
Page 12

SC(MMS96
Clyd•bank Watorfront Parfsh Chuw¢h
RK•lpts ind P•ym•nts A¢¢ount
Ymr •nd•d 31 D•wnb•r 2024
5 Mlnl•t•rfs Stlp•nd
All Church (rf Sthnd 0)ngr&3#￿13 contrtArt8 to the N)t*Mal Sty*nd Fund wthich
btsjrs tho ￿$t of all Ministers st￿nds and Empbyw5 t*ntri￿￿ Natvywl
InSurn￿•, Pengon, Housing & Loan Fund. MinistW5 stsF￿d5 arn pa￿ in
accordan￿ with the naknal sb'pend scal• tfvthKh is r8l*&J lo ywrs of wvic•. For tr
y•ar und•f th• minynum stspwKI was £31642 and Qn th•
5th and $ubsoqu•nl of wrvr•l wa Ul.8B4
6 Coll•ctk*TrJ for Thlrd P•rtl
2024
2023
DEC Sud*n & Lobw￿ App
167
DEC Rr•J Cro•• & R•J Cr••cwrt A￿0•1
157
RamalL•h Schod Burnary
1C
424
Page 13

terlront hr15h Chwth. 181226
04566
ds Held ty 6eneral Trustees, EdlntWf
•t VV24
Paymerrts
Expenditure at 3YIV24
nsolidjted F•bit Fund- Rev
30784
1245
35439
nsolIdat￿ F•brK Fund- Cap
5011d•ted F•tKk Fund- C•p1111
175877
189421
365298
'empornry Funds
216361
25B81
236103
6140
No. of Unlts
Cost (rf Unlts
Market Vahje
bposlt Fund- Grovrth Fund
3.122
£9A93.23
£18.20L26
postt Fuftd- Income Fund
847
£7.320.99
£9.283.12
Fund l- Amount Depostsd £158.662.74
•ndlx Ckh•r A¢¢ounts H•ld :.
Jay Fund (R•￿thI)
w FuThl (R•*
£735
FWKI (R•*K￿?
£2.644
Fur#Y IR•strid•Jl
Acwjnt lUn￿tr
£33.379
Pa8e 14