CRAIL PARISH CHURCH OF SCOTLAND TRUSTEES, ANNUAL REPORT AND UNAUDITED ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2025 CONGREGATION NUMBER: 261547 SCOTTISH CHARITY NUMBER: SC001601
CRAIL PARISH CHURCH OF SCOTLAND TRUSTEES. REPORT FOR THE YEAR ENDED 31 DECEMBER 2025 The Trustees present Ihg Annual Report and Accounts lor Crail Parish Church ol &olland IOT lh8 year ended 31 December 2025. Rol•r•n¢o and Admlnl$lr•llve Inlormatlon Charity Name.. Charity Registration Number.. Congregation Referere Numbgr- Conlaal Address.. Crail Parish Church ol Scotland SCOO1601 261547 9 Felkinglon Avenue Crail KYI0 3XP Tru•teeJ The lollowlng ha'ie served as Trusleeslmernbers ol the Klrk Sesslon and Associates ol Ihg Klrk Sesslon liom 1 January 2025 to the dale ol approv ol Ihese Accounts unless olherwise slat8d'. Membgrg of the Klik S•••lon Rov. Nlggl Robb Iresign9d 25171251. Rev. Alex Shuttlgworth lappoinlgd 2617125.T8signed 30191251 Rev. Allan Morton lappolnted 1110125,T88igned 311121251, Rèv. David Scott 18ppoinled 1111261 Alastair Aird (resigned 6191251, Lisa Aird, Helen *milage. Diana Brown. Eric Dewhirsl IElder Emeritus Irorn March 20241. Potrlcla Dgwhirsl, Linda Douglas. Arnanda Guthr56. Ruby mac8. Janis Nelson, Alexander Nelson, Andrew Purves, Jane Raybould, Geoff rey Rolynson, Margaret Robinson, Anne Small, Valencla Sowry and Peter Tilbrook. Prlnclpal Offlce Bear•f• In18rim Moderator.. Rev. Nig81 Robb Ireslgned 2S17120251 Rev. Alex Shulll8WOrth lappoinled 2617125, r&$igned 30191251 Rev. Allan Morton lappolnled 1110125. 19glgn8d 31112120251 Rov. Davld Scott lappolnled 1111261 Session Clerk.. Andrew Purves Trea6uiei.' Diana Brown Ind•p•nd•nt Examln•r Matthew Slruthèrs BA CA Henderson 81ack & Co CA Edenbank House, 22 Crossgale, Cupar Fi18 KY15 5HW Bankers Floyal Bank ol Scolland. Si Andrews Branch. 113.115 Souih Sif9et. Si Androws. File, KY16 9QB.
CRAIL PARISH CHURCH OF SCOTLAND TRUSTEES, REPORT FOR THE YEAR ENDED 31 DECEMBER 2025 Strucluro, Gov•man¢e and Marwgoffl•nt Gov•rnlng Document The Church Is administered in accordance wilh th8 lemis ol the Unitary Conslllution. This ehange. Irorn Ihe Mcxlel lo the Unitary Conslilution. was approved by the congTegalion al ils Annual Slaied Meeting in Crail Church on Sunday 24 March 2013. Recryltment and Appolnlmgnt of TrustMs Members ol the Kirk Session are Charity Trustees. The KSrk Session members are the Elders ol the Church and are chosen from Ihoso members ol the Ghurch who considergd to have the appropriate gifts and skills. The Minister. who 18 a membgr ol the Kirk Session, 18 elected by Ihe congregaiion and Inducted by the Presbytery. Th8 Kirk Session may apFoinl associate members who are belleved 10 have Ihe skills and commilmenl necessary lo cOntribe to th& management alfairs ol Ihe Church, Its becom& m¢mbgrs ol committoe$, aFpolnled by lh8 Klrk Sesslon ar lo a5$L81 in the management ol the Ghljrch. Organlsallonal Slru¢lure The Kirk Session. which rrtgely four Ilm88 a year and at other 1Sme8 as requif•d, Is responsiblè lor both th8 splrllual and lofflpoial affaSrs ol Ihfr Ghyr¢h. Certain responsibllitles are dglegalod 10 varlous ¢ommillee8. Obl•cll¥o1 and Acllvltl•• The Church ol Scolland 1$ Tdnllarlan In doctrlno, Relormed In Iradltlon and Presbyterian in pollly. 11 ex581s lo glorify God and lo wort lor the advancement ol Chil$l's Kingdom Ihioughout the woild. As a Nalional Chur¢h,11 acknowledggs a dislinclive call ar duty lo brlng the ordinances ol rellgion lo the people in every pari8h ol Scotland through a 1grrSlorlal ffllnlslry. 11 cooperate8 with other chur¢h&s in variou8 ecumenlcal bodies in Scolland and bèyond. Slnce January 2019 Crail Church has been linked wllh Si. Ayle IAnsiruiher and Cellardykel and the Minister usually conducts a sèrvlc8 In bolh churche5 eath Sunday unless joint services wSlh Sl. Aylg are arranged, Servi¢85 ol Worshlp aro k8d by a Mlnl8ler or a memb81 01 tho Worshlp Group in Ihg Church every Sunday al 10 00 arn. Extra 8ervices are hold on sCIal occa$M)n$, Such as Christmas and Easler. We are part ol the Pre9bytery ol File and also part ol the East Neuk Clusier ol Churches and participalelatt¢nd Cluster events $u¢h a$ servSces and Iralning. As ai 31 December 2025 the Roll stands at 236. There have been 10 deaths, 2 Iransler8nce8 and 4 new members. Non-m8mb&rs and vi5110rs ar• made mosl w¢lcome by the visilino Mlnl8ters and members ol the duty welcome team. Messy Church. Messy Church brlngs families and indIVal8 together lor w0h1P in a lun and non. Iradilional environment. It is held on Ihg last Wedwsday ol the month b&lween 4.30 and 6.00 pm in th& Kirk Hall. It is Christ cenlred. based on crealivily. h05Pitalily at)d CeratIon and Is designed to allow everyone lo share fellowship and food tO9elh&r. Messy Church is run by a team ol volunleers and is supportod by Church members lo help Sn the kilchen and provlde lealcoffeè on arrival. as well as donated baking from Chalblle membèrs. Attendance has grown in the last year with around 5 or 6 families attendlng on a regular basis as well as individuals. Messy Church have recently organlsed and sent 43 8hoelx*xes to Eastern Europg lor Christmas, led the Nalivrty geNice in Church and have been using the new projector lo inlrothce Bible slorlesllhernes. They hold a Summer Session on Ihe beach as well as Lego sessions during the holiday5. They have purchased new resources to ter lor the changmio needs ol Iho group. They conllnue to SUPPOrt famil$ and individuals by offering free toiletries and household prothcts through the "Big Hoose Proiecl. as w811 as keepng the sessh)ns free lor all.
CRAIL PARISH CHURCH OF SCOTLAND TRUSTEES, REPORT FOR THE YEAR ENDED 31 DECEMBER 2025 The Church Cholr The choir again led the Service ol Nine Lessons and Carols in Oecember when Ih9y were joirtd by friends from other local cholrs. Many thanks lo ou¥ Church grganist, Mrs Janice Nisb8t who agreed lo organise the music and practice sessions. Donations collected at this $8Nice went lo the Organ FurKI. The Church Gulld on lo all members arKI non-membors wilh me8ting8 in lh6 Klrk Hall on the first Thursday ol each month. Meetings are in the aftèmoon with local speakers on a varigly ol interesting and varied subjects InclLKling this year the local Foodbank and East Neuk Emergency Trust. The Guild Wofkg together lo promote ihe Church and rais8 funds lor the Guild. Church and other, usually local. charities. They have 22 mernbers with a committee ol six. Members and liiends managed lo provide loas lor the Kirk Sale and thè Christmas Coffee momlng whlch is always well attended by locals and church goers, as well as organising Ihe World Day ol Praygr Service. Irwlilng Olh¢r local church88. Al Chrlslmas an afternoon lea al thg Goll Hoiel was onjoyod by all. Cr811 Klrk Hall As well as ChaltMl&. Ma$$y Chuf¢h. Gulld and Sesslon me8llng8, regular Museum Talks. Communlty Choir and Chalr Yoga have been added lo &venls laking place in lh8 Hall. Regular annual 8venl8 include Ihg Crail Art Group èxhibition ai Easter. Crail Arts Fegllval and the East N8uk FeslNal as wèll ag Guild and Charity collee mornings. The Hall is also a popular venue lor private lèis lor celebrallng nhdays or oiher family celebrallons. New chairs and carpgl purcha¥gd thls year make il a very cornlortable venue lor any evènl A¢hl•v•m•nl• •nd P•rlornwn This Is a Peflod o181gnlllcanl change In the Church ol Scotland as il Slruggb$ to manage 8ignlficanl linancial challenges and a shortage ol rninisleTS. Our Ihrèè interlm moderators have provided leadership 10 the Kirk Sos$lon as w¢ struggle through 1 and have organised a 18affl ol mini$ter8 10 ensuro Sunday S8rvice8 aro normally rninister led. We musl express our sincere thanks 10 John Duncan, Martin Falr, Ewen Gilchiisl, lan McEwan and David Scott. We look lomard lo welcomSng Rev. David Scott as our Interim Mod&raior In January 2026.Th8 Worship Team conlinuo lo partlcipat8 In $8rvlc68 ieadily coverlng when11 ha8 not b8en po8slble lo have a minSsler lo lead a servlce. Durlno 2025 dlscusslons have conllnuod with other local pari$h¢$ as we look lo shap8 the lulure 8lruclur8 In Ihe Easl Neuk, laking cogni$ance ol lh& Pr¢sbyl8ry M188bn Plan. Al Ihe beginning ol 2026 Si. Aylg formed a Union with Plllenweem, becomlng Sl. Adrian's. Crail wlll now be linked lo the ngw Si. Adrian's. Wo have conllnu¢d lo Ilve stream Sunday Seryice8 since 2024. whgn our hlgh qualhy sy81em wa8 nslalled. We are very gralelul lo hav8 a well-lralnod learn ol three running 11. Rec8nl communlly funerals, a bapllsm and a Community Cholr concert havg also been streamed. Vldeo recordings ol these streamed services are retained en our YouTube channgl ar¥J havg attracted close lo 5,500 vWIngS slnce we 81arted. Each ol the VKleo TordIngS eventually attracl around 50 vlewlngs with Ihe Nine Lessons and Carol S&Ni¢& belng the most popular with 178. With our inv951rn8nl in the Streaming 5yslgm. wo lind thai attendance al Sunday Setvice now lak9s place both in person an online. Attendance in person is between 40 and 50 Ivilh many visilois joining Us in the summer and around 1 S regularty jolning us online. It is greatly appreclaled by the housebound and thos& working abroad and has made a valuable adjition 10 our Mission and oulreach work. Our Parish magazinè "Karail", edited by Heather Aird, has conlinu8d to be delivered lo every household in Crail twice a year, keeping everyono in touch and up to dale with church news and that ol local groups. Tho lal851 ngws can a150 be lound on our Website and Facebook paggs. Heather also Drganisgs Ihg printing ol Christrnas cards delivered lo each member giving dates ol Advent and Chrislrnas Services.
CRAIL PARISH CHURCH OF SCOTLAND TRUSTEES, REPORT FOR THE YEAR ENDED 31 DECEMBER 2025 We held a very successlul Plant Sale, Cofftro Morning Collection in May lor Chiistian Ahd Week. A lotal of £2.295 was raised. Our retiring Collection on Armislice Sunday as w911 as donations al our Soup and Sandwkh lunch went lo Pwy Scotland and the roliring collection from our Chrisimas Eve and Chiislmas Day servi¢&$ wenl lo the charity War Child. We also have a colleclion box lor the Foodbank in the Church. Donation lor coffeehea arter morning worshSp IhSs year have been sent lo Tearfund. Filg Church Recorders, alfilial8d lo GRS. finished reco1n9 Crall Parish Church in 2024 and the rèsutt$ havo since been pullSh6d. We enjoyed a pres8nlalSon ol a specSal gilded copy lor the Church In the company ol Ihe H.M. Deputy Lord Lleutenant. Earl ol Lindsay Lord Lyon King ol Arrns. Rovd Canon Dr. Josaph Morrow and our MP the Rl. Hon. Wendy Chamb8rtain. This year we finished the work on the Tower and roof an(1 repainted mo81 ol the windows. Speclalisl Irade8men were T¢quirod lo iemove pigeons and s8¢ure the louvros on the Towèr windows. Fln•ndl R•vl•w As wilh all church88, the wlncip81 source ol income is from the g8neTQSlty ol Ihg memtrs and visitors. Total income during the year amounied to £1 19.381 12024 - £106,306) ol whh £107,033 12024. £93.4061 was unrestricted and £12.34812024 - £12,900) rostrlcted. Total 8xpendllure for th¢ yoar was £100,93712024 - £98,771) with £99,61812024 £97,9501 relaling lo th unrestricted general and designat8d funds. A malor portlon ol the expgrKlilure wllhin the ggneral fund ielales lo the Tequlrefflenls ol the Glving lo Grow allocation of £27,774. Th1$ r•$uii8d in a surplus lor the year on Ihg general and d8sign81ed lund$ of £7,21512024- delicil ol £4,5441. The lolal value ol the geneial lund al 31 Decemb8r 2025 was £52,547 12024 - £45.3321 whlch include$ a d&$ignaled lund value 01 £13,08612024 - £8.3911. Ae•trlei•d Fund Rgslrlcled funds al 31 Dfjcemr 2025 amounted lo t160.36612024 . £149,137) conslg1Sng malnly ol th8 Hardie Memoiial Fund. RegeN88 Poll¢y 11 Ss the Tfuste85' policy lo hokl reserves ol approxlmaiely 3lx months. expendliure In unreslricled funds lo ensure thè $mooth runnino ol the Church and ils many aclivilies which extend lo Ihe WKler ornmunity. Al th& end ol Ihe year £52,547 12024 - £45.3321 ol ¢a$h in the bank was held In unreslriclod funds. In adjitlon. £160,36612024 - £149,137) w89 held in rgslriclod funds, mainly in the Hardi8 Memorial Fund whh is ieslrlcled in use lor Church labrlc exF4nse8. A lurth8r £157,756 12024. £151.2901 was held in inveslmgnls ol which £11,725 12024 - £9.4901 are unieslricl6d and £146,031 (2024 - £141.8001 are restricted. Akyrov•d by the Iruslee8 on 25 Mar¢h 2026 and signed on IheSr behall ArKtrew Puryes (Session C18rk} Dlana Blown (Tieasurgrl
CRAIL PARISH CHURCH OF SCOTLAND INDEPENDENT EXAMINERS REPORT TO The TRUSTEES OF CRAIL PARISH CHURCH OF SCOTL40 FOR TTrIE YEAR ENOED 31 DEceMBER 2025 I r8POrt on the account8 ol the charity lor tho yoar ended 31 OK8mber 2025 which are set out on pa9es 6 to 11. R••p•cllv• rn•ponslbll1ll of tN8t••s and examln•r The chariV$ trustees are spOnsIble lor the prepara¢bn ol th6 accc4Jnts in acrdanCe wlth lh9 lerrns ol the Charlties and Tru$t$ès Inv•sirnenl Iscollandl A¢1 2005 and the Charitles Accounts (Scotlandl Regulations 2006 las amondodl. The charily Iruslees ¢on8kler that the audit requirement ol Reyulation 10111 Idl ol the Accoun18 Rogulatlons ()05 not apply. It Is my responsibllfty lo 8xarnlna Ihe accounts as roquirail under section 44111 Icl ol Ihe Acl 10 Stai• elher particular mattèrs hav• corne lo mv attention. This reporf 1$ mad¥ lo th? Twslees, as a b)dy, In a¢cord8n¢e vAth the terms ol rny ongagernoni. My work has been undertaken 80 that I mlghl slate to the Tru8tO88 Ihosg matters l am r8qulrod to slate lo them In an Indèp8nd8nt Examinefs report and Iw no othér purpose. To Ihe lullest axt•nl p8miMed by law, I do noi ac¢epi or assum8 respon8iblllty lo •nyon8 olh•r Ihan the Charity and the Trus1$ lor rny thDrk or lor Ihls reFQrt. B••l• of Ind•p•nd•nt •x•mln•rf8 alat•rn•nt My examinaiion Is ¢arNed out In accordance wllh R8gulallon 1101 the Chadt185 Accoun1$ IScotl8ndl Reoulalions 2006 las amonclgdl. An gxaminalion includes a VIeW ol the ountIng rordS kepl by Ihe charity and a comparison ol the a¢¢¢)uni$ pr8s8nled with those iecords. 11 also Includ6s conskleralion ol any unu8ual itoms or disclosuros in th& a¢¢ounls, and seeks explanallons Irtsm Ih• Iru$lees concernino any such manr$. The procedure6 undertaken do not provkl8 all the evKlence Ihal woukj be required in an audll, and ¢ons•quonlty I do not expres8 an Auth'l oplnlon on Ihe vlew gfvtn by th8 8¢¢ouni8. Ind•p•b)d•nt •x•mln•r'8 •t•t•m•nt In the ¢oursg ol my gxarnlnallon, nts matter has com• lo my attenllon.. 1. whlch gives m8 rèasonai)1o cau89 to ts•li•ve that In any rnatorlal re8pKI the requlrement8'. to keep a¢Uting rOrdS In accordance wfth $e¢iion 44111 lal ol Ihg 2005 Act and Regulaiion 4 01 th8 2006 Accounts Flegulaiions, and to prepare account8 whlch a¢cord wilh tho accounikno r•¢ord8 an¢J ¢orr(Jly with Regulalion 9 01 lh& 2006 A¢counts Regulalion8 ave nol been m•t, or 2. lo which, In my opinlon, attentKin should drawn in order to enatAe a prop¢r underslandlng ol the ac¢ounis lo tyo r¢achad. Matthow Struthws BA CA Partner Henderson Black & Co Chart8refJ Accountants Edenbank Hous& 22 Crossgate Cupar KY15 5HW
CRAIL PARISH CHURCH OF SCOTLAND RECEIPTS AND PAYMENTS ACCOUNT FOR THE YEAR ENDED 31 DECEMBER 2025 Unr•stricl•d Restrteted Fund• Fund¥ 2025 2025 Total 2025 Tolgl 2024 Note Recolpls Donations and legacigs Charitable activities Trading activits'es Bank and deposlt interest Inve5kn8nl income InsuranGe rlaim 35,651 10.449 4,B27 2,994 217 35,656 10,449 4,827 6,644 7,910 1,611 48,346 10,143 3,446 7,524 7,910 3.650 7,693 From Gen•ro1 Tru¥lo0• Consolidaied Fabric Fu1 31,284 20,000 107033 31.284 21.000 119381 28,937 Grant income Tol•l R•celpl• 1,000 106 306 Pllyrnbnt• Cosl ol gen•ratlng fund• Ch•rltobl• •¢tlvltl•¥ Pur¢ha¥• ol •qulpm•nt Total P•ym•nt8 87,504 12,114 87,623 13,314 100937 94.481 4,290 1,200 Surplu• I Id•lleltl for p•rlod boforn trnn¥f•r• Tr•n¥f•r• Surplu• I Id•llcltl lor perlod 12001 200
CRAIL PARISH CHURCH OF SCOTLANO STATEMENT OF BALANCES AS AT 31 DECEMBER 2025 Unrestrlcted R•8trlcted Funds Fund¥ 2025 2025 Total 2025 Totol 2024 Bank and c•$h In hand Opening balances Suwus I Idelicill lor pwi¢Jd Closlng balance8 45,332 7.215 149,137 11,229 194,469 18,444 212,913 186,934 7,535 52.547 160.366 194469 Inv•stment¥- m•rk•t v•lu• leost £152.0841 11,725 146,031 157,756 151,290 A88•t• Hall Slreamlng equSpmgnl Church Chair8 175,000 7.532 11,317 175,000 7,532 11,317 175.000 11,300 Olh•r •Mot¥ Tax receivable on Gfft Aid donations 5,821 5.821 5,738 Llabllltlg¥ Independenl examlner's lees 1.560 1,560 1,386 The accounls were approved by the Klrk Se88bn on 25 March 2026. For and on b9hall ol Ihg Kirf( S9sslon Andrew Purves, Se8skryn Cle Diana 0V. Treasurer
CIIAIL PARISH CHURCH OF SCOTLAND NOTES TO THE ACCOUNTS FOR TH£ YEAR ENDED 31 DECEMBER 2025 1 Aeeountlng Pollcl•s The principal a¢coufiiino wli¢i8s, which have been akwlled ¢on$l$lgnlly Irs ih& ¢urrenl padod in dealing th it8ms whlch arè consldèrèd mai&rial 10 the accounts, are set out below. Buls ol Prop4ratlon The linancl& slatem8ntB have been wepared on Ihe Recelpts and Paym&Ns basls in accordanc• with the Chari119$ and TruslO• Invgstmgnt IS¢oi&ndl Aci 2005 a Iho Chaflll•s Accounts Iscollandl Regulations 2008 las ameTrJe£ll. Fund* Funds are classllied as elthei restrKled lunds or unreslrKted luThJ$. delined as Idlows.. Roslrl¢lod lund$ ar• lunds $uble¢l 10 $p¢¢I1 r¢quSronwnts as lo their use whlch rnay be declared by Ihe donor or thelr aulhorily or wal8d through legal processe8, bul 8lill wlhin Ihe wider owls ol Iht charity. Unro8irlcled lunds are exFondAblg al Iho ¢Iscrgtbn ol the Irustees In furtherance ol the objecls ol the charlly. 11 parts ol the unr8strlctod lunds are earrnarked al Ihe dlscrellon of Ihe Iwslee3 lor a partlcul purpose, they are designated as a 5eparale fund. This desiynation ha6 an 4dmlnbsiiall purySe only and ¢Joes not leoally T851rlcl the trustees, d15crelion to apply Ihe fund. T•x•llon Crail Parlsh Church ol Scoiland 1$ r•cognis8d a$ a charlly lor the purposes ol applkable laxalion glslallon and Is Ih•r8lor6 not subject to laxallon on Ils charilable activllie8. Thè ¢harily18 not règlsiergd lor VAT and payments made Iherelore Includ? Irrocoverabl• Input VAT.
cRL PARISM CMURCM OF SCOTLANO NOTESTOThE ACCOUNTS FOR ThE YE¢ ENOED 31 DECEMBER 2V2S DoMllon•and l•q•d Fund• 1025 Fund• 2025 Tot•1 Toi•l 2024 WFO Schemo Irth (Yft ApJl Glrt Aid OanalHY RoCOV818d on Gin ¢Jonaik)ns (Xlfjmgfj (open pl•l¢l Oihwdonaiions and roc8lpts 1.563 21.290 21,290 7,009 4,955 834 21.536 7.354 6,030 1.520 io,000 4,955 839 35.651 LknM•trkt•d A••trfct•d F¥rMI¥ Fund• 2025 Tot•1 2025 Tothi 2021 W8d(*wa and luwa Kirk •)10 ano ¢oNe• Chilt41• Karail Gulld (Jh•i 3.5 3,1 2,685 2J93 3,314 2.728 140 3,1CA) 2.685 1,068 1,068 Unr•41rkt•d AHtrklq4 Fund• Fun 2025 202S Total 2021 Totsl 20Y4 ol weml8•A Ul• 8nd Ik 4.333 494 3,068 379 494
CRPJL PARISH CHUACII OF SCOTLAD NOTES TO TrIE ACCOUNTS. CONTtNUED FOA THE YEAJI ENDED 31 DECEMBEA 2025 kn•tyJl•ol perlI111 thir•gtsl¢l¢d Il¢•lrlttèd Fu9 Fund• 2025 Tolll 2021 Tol•l 2024 Co•M o19•n•Mllng lund• Off•rtng Bn¥elopb5 Ch•rii•bk• •ell¥ll GIn Iv Grow Luffl ¢0815 Ir¢ludir¥J Irav•l Pr8sWotydu88 lrt¢rirn klDd8raiof¥' Iravel costj Pultyl t9881. b8ade and cl8anar Church ljbric repaird rnNntqn• Church heal and liohl Hall labrk 18palr8 and m&ffl•nane Hal tr1 Ivjht Cw8urnabk96 and broadbaTrJ an co$18 1Thgur4 Mansè fèpalrn aTh# mahl8n8n Ul• And Wtyk 27,774 27.774 21,590 123 1,564 124 4,086 7.134 41.472 1.554 219 219 461 7.609 25.284 4,165 25,284 4,165 5.632 1,500 1.737 1.263 1.068 I,n7 330 4.83S 454 378 4,835 454 378 4,339 1,036 378 Pdniing. posi and Il&tion•ry G1(1 expensoo Olhar ayna•A 584 919 722 919 2.17? 13g¥•m•rK• Ind•p•rthni •xAmln•ri l••$ 1.554 1.386 119 • Illfil•l•r'• •llp•nd I ChCh ol Scoiiand congrngaia CONrfbulè 10 lh8 NaiioMI SIlTh FuThJ which bears Ihe cosi6 ol all mlniol•ii' Ilpondi and •m0yeO c0nlrfbul• naiion IrYduFance. penslon houslw ond ban lurKI. Miniil•rs' Ilip•nds are paid in accorilancv the naiirKl $lIpol sc4. thlch 11 Iglaifjd lo Yfr ol Sthwiu. Fol tho yg•r urtar r•vlw lh• mlnlmum ilipond w1 £32,433 and Ihth maximum #iip•nd (in tho firth arwj iuts•guènl yèara ol 4ofv1¢•1 £39,856. Tru•lw r•mun•rallon Ind rnl•t•d p•rty Iranmdlc 7.1 No charfly IIU61••, ttpJrnon$c¢wnecMd ¢0 a Im819•, f¥1¥•d r•munoraiion in lh• ¥oar12024- nWI. 72 Ourtng lh• yeor exp4• ol 19 re p8id to Iwslwu lor tr•vd, pulwl $uOy ond gthor 0xp¢n¢J. 12024- £178 10 7.3 Transactkn• wilh Iru8l•e8 I1 FWDOrn connecle(l ¥Alh Iru8lw8. ou Iho yoar A ma¢, a iwst80. waB pakl t32512024. £¥i5I lor BqMc08 a• IhD boadle. 10
CAAIL PAAISH ¢MUR¢H OFSCOTLANO NOTES TOThE AcCOUPs. CONTINUED FOR THE YEAR ENOED 31 OECEkl8ER 2VaS 8 knw•lmeDI• Invt8knMnt8 m&tèi valu8Uc)s al Ih& ar)d comtyitsad.. Tolil T•ial 2024 Lloyd& 8ankiNJ Group. 4.040&dinty Sharna Churth ol Scolland InveBlor8 Tru$l:_ - Fu- Caihortr Gfac8 Douplas F- 846 wlli . LnryJm¢ Fun¢. Ggwral Ful. 94 uThl¥ . kncome Fund- Sunday Schod F- 21 unil8 )com8 Fund- Chariii&s & B8ou8818- 55 unl18 - Fund- Hwoi• MerTh)rial Fun(t- 12,821 unils 3,969 2.213 5.820 1,071 229 5.397 1,040 232 146,031 141.8CrfJ 9 Plov•m•nl• kn lund• A11 Jan 2025 Al 31 IJ•e 2025 Il•e•4118 P•ymThti Unf•ilr•d lund• Gra1 Fund 0061gnaied Sunday Sc ootsigllaiod Gulkl olanatO0 Tow F 3S,941 5.381 1,969 8S,752 213 183,4321 39,461 5,315 14001 114,9891 6.053 RMtriet•d FIMf Fund Upk•op ol fy• Haidi8 M¥morl81 hA•rniial Garf•n Fw Ch&f Fund 1.157 2,675 141.998 3,307 1,093 2.675 3,467 200 Tolwl l)•nk u•h baLl 194.469 ILKI.937 212,913 Purpo••• ol Unr••lrfd•d Fund•'. General Fvnd. FuD08 01 Iho are r1 rn•lrfci8d ordeWalld. 008ignal8d Sunday Schoc4 Fund.. To Fecord r•c•lpls a1 paym•nlB rla¢ing lo lh• SuY Sthtsol. 08si9nsi8d Gulkl Fund.- Thli lund is lorina M)th ol Guild. De8nal80 Tower Fu1.. ThlJ lun¢ Is lorwk requir•¢ on lh• t. PutPP•U 01 H••trtcl•d Fynd•= Flower Fund.. lo provklg Ilowern trydispkiy dudr¥ i•Mcw. Upkety of Giaves Fund.. 10 locord Ini•roBI rec8S¥ed on fun(IB and mnIeara COSt8 ol Dn Ihfr grav•$. Hardi8 Menwjl Fund.. lo rrd Inli1 •nd dividqnds rqcaiytd and •xpaw# incunod ieK•hn9 10 rnpalr8 upkeep ol Church W0Y. Mèmthfjal GI8n FurKI.' 10 rnc¢Yd rec81pi8 aThJ payments Trlaiiw to In8cwlknn6 In the Mon•1 gardBn. Chwr Fund.. Ihls was agranl ar4éonalK)no lo aid th• ol Gh•irn IDrlh• hall, *iih thè balanee ol th• •xpendibJro paid Imm ffto Gonatal F. 10 lor Ihlrd p•rtl 2024 Aotiremenl Colknctk)n Powy FUTh1 WAr CNld TBarfunO An81fuiherlood bank MisBion PartnBrs 197 301 156 735
APPENDIX I CRAIL PARISH CHURCH OF SCOTLAND YEAR ENDED 31 DECEMBER 2025 MEMORANDUM TO THE FOREGOING ACCOUNTS Fund$ held by The Ge1rnI Tru¥t•e¥ ol the Church ol Seotl•nd, whlch arè not Included In thg tor•uolno accounts. 2025 2024 FUNDS HELO BY GENERAL TRUSTEES CONSOLIDATED FABRIC FUND Caplt•l Balance at 1 January Remitted to ¢onyr8oaiion 207.335 131,2841 236,272 128,9371 Balan¢e Al 31 0ecemb8r R•v•nu• Balance at l January Intgre$i and dividends Teeelved 12,212 9,251 876 12,467 Administralh)n cosls RemSrt8(I lo congregatlon 8alance at 310acor 1350