| Pages | |
|---|---|
| Trustees'AnnualReport | 1 |
| lndependentExaminer's Report | 2 |
| StatementofFinancialActivities | 3 |
| Balance Sheet | 4 |
| StatementofCashflows | 5 |
| Notesto theAccounts | 6 |
| DetailedStatementofFinancialActivities | 7to8 |
| Unrestricted | ||||
|---|---|---|---|---|
| funds | Total funds | Total funds | ||
| lncomeandendowments | Notes | 2025 f |
202s f |
2024 f |
| from: | ||||
| Donations andlegacies Charitableactivities Othertradingactivities lnvestments Other |
3 4 5 6 l |
459 31,0Ig 208,916 673 915 |
459 31,0 19 208,916 673 915 |
2,781 19,910 200,557 714 |
| Total | ||||
| 241,98') | 241,982 | 223,962 | ||
| Expenditureon: | ||||
| Raisingfunds Charitableactivities Other Total |
8 9 1.0 |
gg,g27 2,539 139,789 |
98,927 2,539 139,789 |
89,480 3,426 106,33:l |
| 241,)55 | 24I,?.55 | 199,239 | ||
| Netgainson invostmcnts | ||||
| Netincome Transfersbetweenfunds |
TI | 72/ | /2/ | )4,/)3 |
| Net income beforeother | ||||
| gains/(losses) | /,)_/ | 727 | 24,/2.) | |
| Othergainsandlosses | ||||
| Net movement in funds Reconciliation of funds: |
727 | 727 | )4,72.) | |
| Totalfunds broughtforward | 318,128 | 318,128 | 293,405 | |
| Total funds carriedforward | ||||
| -11!,8s!, | 31U,855 | 318,128 |
| BangorEx-Services Club | |||
|---|---|---|---|
| Balance Sheet | |||
| at30September2025 | |||
| CharityNo. 108824 | 2025 | 2024 | |
| f | f | ||
| Fixed assets | |||
| Tangibleassets | 13 | 268,470 | 268,880 |
| Currentassets | )68,410 | 268,880 | |
| Stocks | 14 | 10,71,5 | 8,620 |
| Cashatbank and in hand | 62,564 | 60,417 | |
| 73,219 | 69,037 | ||
| Creditors: Amount fallingduewithinone year | 15 | (1s,628) | (18,643) |
| Net currentassets | 57,6s1 | s0,394 | |
| Totalassets lesscurrent liabilities | 326,061 | 319,27 4 | |
| Creditors: Amounts fallingdueaftermorethanone year | 1b | (7,206l | |
| Netassetsexcluding pensionassetorliability | 318,855 | 318,128 | |
| Total netassets | 318,855 | .318,128 | |
| Thefunds ofthe charity | |||
| Restrictedfunds | 1,7 | ||
| Unrestricted funds | t7 | ||
| General funds | 1e,2,491 | 161,/70 | |
| 162,497 | 161,770 | ||
| Reserves | t] | ||
| Revaluation reserve | 156,358 | 156,3s8 | |
| 156,3s8 | 156,3 58 | ||
| Total funds | 318,8s5 | 318,128 |
| lncome | |
|---|---|
| Recognitionof | lncomeisincludedinthe StatementofFinancialActivitics(SoFA) whenthe charity |
| income | becomesentitled to,andvirtually certaintorcccivc,thcincomcandthc amountof |
| theincomecan be measuredwith sufficicntreliability. | |
| lncomewithrelated | whereincomehasrelated expendituretheincomeandrelatcdcxpenditurcis |
| expenditure | reportedgross intheSoFA. |
| Donationsand | Voluntary incomereceivedbyway of grants,donationsandgiftsisincludedin the |
| legacies | theSoFAwhenreceivable and onlywhcn the Charityhasunconditionalentitlement |
| totheincome. | |
| Taxreclaims on | lncomefromtaxreclaimsrsincludedinthcsoFAatthesamctimcasthc |
| donationsand gifts | gift/donation towhichitrelatcs. |
| Donated services | These areonly included inincome(withanequivalent amounrinexpcncliturer) |
| andfacilities | wherethebenefit to theCharityisreasonablyquantifiable,measur.rbieand |
| material. |
| orEx-Services Club sto the Accounts |
|
|---|---|
| Expenditure | |
| Recognitionof | Expenditureisrecognised onanaccrualsbasis.Expenditureincludcs any VAT'which |
| expenditure | cannotbefullyrecovered, andisreportcdaspartofthecxpenditurc to whichit |
| reIates. | |
| Expenditure on | Thesecomprise thecosts associatcdwithattractingvolunlaryincomr:,fLtndr,risirrsi |
| raising funds | tradingcosts andinvestment managcmcntcosts |
| Expenditure on | Thesecomprise thecostsincurredbytheCharityinthe deliveryofits activitresand |
| charitable activities | services inthe furtherance ofits obyccts,includingthemal<ingofgrantsand |
| governancecosts. | |
| Grantspayable | Allgrantexpenditureisaccountedforon anactualpaid basis plusanaccrualfor |
| grantsthathave beenapprovedbythe trusteesatthcendgftheyearbut not yct | |
| paid. | |
| Governancecosts | These includethosecosts associatedwithmeeting theconstitutionaland statutorV |
| requirementsoftheCharity,includinganyaudit/independentexaminationfecs, | |
| costs linkedtothe strategicmanagementof theCharity,togetherwithashareof | |
| otheradministrationcosts. | |
| Otherexpenditure | These aresupportcostsnotallocatedtoaparticular activity. |
| BangorEx-Services Club Notestothe Accounts 2StatementofFinancialActivities-prioryear |
|||
|---|---|---|---|
| Unrestrictcd | |||
| fundsTotal funds | |||
| 2024 | 2024 | ||
| f | f | ||
| lncomeandendowmentsfrom: | |||
| Donations andlegacies | 2,181 | 2,781. | |
| Charitableactivities | 19,91.0 | 19,910 | |
| Othertrading activities | 200,557 | 200,557 | |
| lnvestments | 714 | 1 1.4 | |
| Total | 223,962 | 223,962 | |
| Expenditureon: | |||
| Raisingfunds | 89,480 | 89,480 | |
| Charitableactivities | 3,4).6 | 3,426 | |
| Other | 106,333 | 106,3 33 | |
| Total | 199,2 39 | 199,239 | |
| Netincome | 24,123 | 24,723 | |
| Net income beforeother | |||
| gains/(losses) | 24,723 | 24,723 | |
| Othergainsandlosses: | |||
| Net movement in funds | 24,723 | 24,72'3 | |
| Reconciliation of funds: | |||
| Totalfunds brought forward | 293,405 | 293,405 | |
| Total funds carriedforward | 318,128 | 318,128 | |
| 3lncomefromdonations andlegacies | |||
| Unrestricted | Total | Total | |
| 2025 | 2024 | ||
| f | f | f | |
| Donations | 459 | 459 | 2,/81 |
| 459 | 459 | 2,/81. | |
| 4lncomefromcharitable activities | |||
| Unrestricted | Total | Total | |
| 2025 | 2024 | ||
| f. | f. | f | |
| LottoFund/ Stock Draw | 21,887 | 21",887 | 8,964 |
| Membership | 9,132 | 9,132 | 10,946 |
| 31,019 | 31,019 | 19,910 |
| 5 | lncomefrom other tradingactivities | |||
|---|---|---|---|---|
| Unrestricted | Total | Total | ||
| 2025 | 2024 | |||
| f | f. | f | ||
| Bar | 208,108 | 208,108 | 196,/40 | |
| Gaming Machines | 3,811 | |||
| 808 | 808 | |||
| 208,916 | 3.1319 | 200,5s7 | ||
| 6 | lncomefrominvestments | |||
| Unrestricted | Total | Total | ||
| 2025 | 2024 | |||
| f | t | f | ||
| Banklnterestrcceived | 673 | 613 | 114 | |
| 6/3 | 6/3 | /14 | ||
| 7 | Other income | |||
| Unrestricted | Total | Total | ||
| 2025 | 2024 | |||
| f | f | f | ||
| Grants | 500 | 500 | ||
| 41.5 | 41-5 | |||
| 915 | 915 | |||
| 8 | Expenditure onraisingfunds | |||
| Unrestricted | Total | Total | ||
| 2025 | 2024 | |||
| f_ | f | |||
| Costsofgeneroting voluntory | ||||
| income | ||||
| Donations | 8,906 | 8,906 | 1,663 | |
| F un droisi ngtrodingcosts | ||||
| Bar | 90,021. | 90,021 | 86,1 56 | |
| Gaming Machines | 1.,661 | |||
| ga,szi | 98,921 | 89,480 |
| BangorEx-Services Club NotestotheAccounts |
|||
|---|---|---|---|
| 9Expenditure on charitable activities | |||
| Unrestricted | Total | Total | |
| 2025 | 2024 | ||
| f | f | ||
| Expenditure onchoritoble | |||
| octivities | |||
| LottoFund/ Stock Draw | 2,539 | 2,539 | 3,426 |
| Governance costs | |||
| 2,539 | 2,539 | 3,426 | |
| 10Other expenditure | |||
| Unrestricted | Total | Total | |
| 2025 | 2024 | ||
| t | f | f | |
| Entertainment | 9,935 | 9,935 | 10,3/3 |
| LottoPrize | 11 | 11 | 685 |
| Bankloan andoverdraft | |||
| interestpayable | 191 | ||
| Employeecosts | 65,085 | 65,085 | 59,457 |
| Motorandtravelcosts | 1,330 | 1,330 | 644 |
| Premises costs | 26,945 | 26,945 | 25,865 |
| Amortisation, depreciatlon, | |||
| impairment,profit/losson | 1,4,516 | 14,516 | |
| disposal offixedassets | |||
| Generaladministrativecosts | 14,027 | 14,02./ | I1,034 |
| Legalandprofessionalcosts | 7,940 | 1,940 | (1,916) |
| 139,789 | 139,/89 | 106,333 | |
| 11Net income before transfers | |||
| 2025 | 2024 | ||
| Thisisstated aftercharging: | € | f | |
| Depreciationof owned fixedassets | L4,5t6 | ||
| 1.2 Staff costs | |||
| 2025 | 2024 | ||
| Salariesand wages | 64,370 | 58,466 | |
| Pension costs | 393 | 424 | |
| 64,763 | 58,8g0 |
| BangorEx-Services Club Notestothe Accounts |
|||
|---|---|---|---|
| 13Tangiblefixedassets | |||
| f_ | f | f | |
| Costor revaluation | |||
| AtLOctober2024 | 203,001 | 132,695 | 335,696 |
| Additions | 14,045 | 14,045 | |
| At30September2025 | 203,001 | 1.46,740 | 349,141 |
| Depreciationand | |||
| impairment | |||
| At1October2024 | 2,250 | 64,56s | 65,81s |
| Depreciationchargeforthe year |
14,516 | 14,516 |
|
| At30September2O25 | 2,250 | 79,081 | 81,:131 |
| Netbook values | |||
| At30September 2025 | 200,/51 | 268,,1r0 | |
| At30September2024 | 200,/51 | 26t3,881 | |
| 14Stocks | |||
| 2025 | 2024 | ||
| t | t | ||
| Finishedgoods | 1.0,/1.5 | 8,620 | |
| L0,715 | 8,6?O | ||
| Carryingvalue analysed by activities | 2025 | 2024 | |
| f | f | ||
| Bar | 10,715 | 8,620 | |
| 10,715 | 8,620 | ||
| 15Creditors: | |||
| amountsfallingduewithinoncyear | |||
| 2025 | 2024 | ||
| t | f | ||
| Tradecreditors | {t,252 | ti,151 | |
| Other taxes and socialsecurity | 1,847 | 8,49) | |
| Othercreditors | 1,,529 | 2,000 | |
| 15,628 | 18,643 | ||
| 16Creditors: | |||
| amountsfallingdueaftermore thanone year | |||
| 2025 | 2024 | ||
| I | f | ||
| Othercreditors | 7,706 | 1,146 | |
| 7,206 | 1,1,46 |
| Movementinfunds | |||||
|---|---|---|---|---|---|
| lncoming | |||||
| resources | |||||
| (including | Resources | At30 | |||
| AtlOctober | other gains/losses |
expended | September 2025 |
||
| 2024 | ) | ||||
| f | |||||
| Restrictedfunds: | |||||
| Unrestricted funds: | |||||
| 6eneral funds | 161,770 | 2,\1,982 | (241,25s| | 162,4e1 | |
| RevaluationReserves: | |||||
| Revaluationfund | 156,358 | 156,358 | |||
| Tololrevaluqtionreserves | 156,358 | 156,3s8 | |||
| fotalfunds | 318,128 | 241,982 | Q41,2551 | 3t8,855 |
| Analysisof netassetsbetween funds | |||
|---|---|---|---|
| Unrestricted | Restricted | ||
| funds | funds | Total | |
| E | f | f | |
| Fixed assets | 268,41r) | 268,410 | |
| Netcurrentassets | ir6,4)4 | 1,22/ | l;7,651 |
| Creditors dueinmorethanone yearand provisions |
(t,20q | (7,2061 | |
| 3t/,6)8 | 1,22/ | 318,855 |
| At30 | ||||
|---|---|---|---|---|
| At | 1 | October | September | |
| 2024 | Cashflows | 2025 | ||
| f_ | f | f | ||
| 60,41.7 | 2,1.47 | 62,564 | ||
| 60,417 | 2,147 | 62,564 | ||
| 50,41.7 | 2,14/ | 62,564 |
| 2025 | 2025 | 2024 | 2024 | |
|---|---|---|---|---|
| Landand buitdings |
other | Land and ;;';;r, |
other | |
| Operatingleaseswithexpirydate: | ||||
| Pensioncommitments | ||||
| 2025 | 2024 | |||
| f. | f | |||
| The pension cost chargetothe charity | ||||
| amounted to: | 393 | 424 |
| 2025 | 2024 | |
|---|---|---|
| f | f | |
| Cashflowsfromoperatingactivities | ||
| Net incomeperStatementofFinancialActivities | /2/ | 24,/23 |
| Adjustmentsfor: | ||
| Depreciationof property, plantandequipment | 14,516 | |
| Dividends,interest andrentsfrominvestments | (1,s88) | (/14) |
| (lncrease)/Decrease in stocks | (2,09s) | 1,466 |
| lncrease/(Decrease)intradeandotherpayables | 3,045 | (s,s7s) |
| Netcashprovidedbyoperatingactivities | 14,605 | 19,900 |
| Cashflowsfrominvesting activities | ||
| Paymentsforproperty, plantandequipment | (14,04s) | (s,680) |
| Dividends,interest andrentsfrominvestments | 1,599 | 714 |
| Netcashusedin investingactivities | (12,4s/l | (4,e66) |
| Netcashused infinancing activities | (6rr /) | |
| Netincreaseincashand cashequivalents | ),148 | 14,267 |
| Cashandcashequivalents atthebeginning oftheyear | 60,41,t | 46,i50 |
| Cashandcashequivalents attheendoftheyear | 62,56.:; | 60,417 |
| Componentsofcash and cashequivalents | ||
| Cashand bankbalances | e>2,564 | 60,4r7 |
| 62,564 | 60,417 |
| BangorEx-Services Club Detailed StatementofFinancialActivities fortheyearended30September 2025 |
|||
|---|---|---|---|
| Unrestricted | |||
| funds | Totalfunds | Total funds | |
| 2025 | 2025 |
2024 |
|
| fff | |||
| lncomeandendowmentsfrom: | |||
| Donations andlegacies | |||
| Donations | 459 | 459 | 2,781 |
| 459 | 459 | ),781 | |
| Charitableactivities | |||
| LottoFund/ Stock Draw | 21,887 | 21,,887 | 8,964 |
| Membership | 9,132 | 9,132 | 10,946 |
| 31,019 | 31,019 | I9,91 0 | |
| Othertrading activities | |||
| Bar | 208,108 | 208,108 | 196,140 |
| Gaming Machines | 3,817 | ||
| 808 | 808 | ||
| 208,916 | 208,916 | 200,557 | |
| lnvcstments | |||
| Banklnterestrcceived | 6/3 | 6/3 | /14 |
| 6/3 | 6/3 | /14 | |
| Othcr | |||
| Grants | 500 | 500 | |
| 415 | 415 | ||
| 915 | 915 | ||
| Total income and endowments | 24r,982 | 241,982 | 223,962 |
| Expenditureon: | |||
| Costsofgenerating donationsand | |||
| legacies | |||
| Donations | 8,906 | 8,906 | 1,663 |
| 8,906 | 8,906 | 1,663 | |
| Costsof other trading activities | |||
| Bar | 90,021 | 90,021 | 86,1 56 |
| Gaming Machines | 1,661 | ||
| 90,021, | 90,021 | 87,817 | |
| Total of expenditure on raising | |||
| funds | 98,927 | 98,927 | 89,480 |
| Charitableactivities | |||
| LottoFund/ Stock Draw | 2,539 | 2,539 | 3,426 |
| 2,539 | 2,539 | 3,426 | |
| Total of expenditureoncharitable | |||
| activities | 2,539 | 2,539 | 3,4?6 |
| Otherexpenditure |
| BangorEx-ServicesClub Detailed StatementofFinancialActivities |
|||
|---|---|---|---|
| Entertainment LottoPrize |
9,93s L1 |
9,935 ).1 |
10,373 68s |
| Bankloan andoverdraft interest | |||
| payable | 191 | ||
| 9,946 | 9,946 | 11,249 | |
| Employeecosts | |||
| Sa laries/wages | 64,3/O | 64,3/O | 58,466 |
| Pension costs | 393 | 393 | 424 |
| Stafftraining | 322 | 322 | 567 |
| 65,085 | 65,08!, | 59,457 | |
| Motorandtravelcosts | |||
| Travel and subsistence | 1,330 | 1,330 | 644 |
| Premises costs | |||
| Rates | 5,579 | 5,579 | 8,99s |
| Light, heat andpower | 9,272 | 9,272 | 9,5/0 |
| Premisescleaning | 7,049 | 1,049 | 1,t40 |
| Premisesrepairsand | |||
| maintena nce | 8,9?l | 8,92/ | 5,3/0 |
| Otherpremisescosts | ) ,11.8 | 2,118 | /90 |
| )6,945 | )6,945 | 25,865 | |
| Generaladministrativecosts, | |||
| includingdepreciationand | |||
| amortisation | |||
| Depreciationof | 14,516 | 14,516 | |
| Bank charges | s79 | 579 | 856 |
| General insurances | '3,024 | 3,024 | 2,841 |
| Software,lTsupportandrelated | |||
| costs | 138 | 138 | 30i |
| Stationery andprinting | 4,348 | 4,348 | 2,578 |
| Sundryexpenses | 5,251. | 5,251 | 4,382 |
| Telephone, fax and broadband | 687 | 687 | 76 |
| 28,543 | )8,543 | 11,034 | |
| Legalandprofessionalcosts | |||
| Accountancyand bookkeeping | 3,504 | 3,504 | (1,4161 |
| Otherlegaland professional | |||
| costs | 4,436 | 4,436 | (440) |
| 7,940 | 7,940 | (1,916) | |
| Total of expenditure ofothercosts | 139,/89 | 139,/89 | 106,333 |
| Total expenditure | 241.,255 | 247,255 | 1.99,239 |
| Netgainsoninvestments | |||
| Netincome | 727 | 77/ | 24,/?3 |
| Net income beforeother | |||
| gains/(losses) | /2/ | 727 | 24,/23 |
| 727 | 727 | 24,/23 |
|---|---|---|
| 318,128 | 318,128 | 2934Os |
| 318,855 | 318,855 | 318.128 |