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||Pages|
|---|---|
|Trustees'AnnualReport|1|
|lndependentExaminer's Report|2|
|StatementofFinancialActivities|3|
|Balance Sheet|4|
|StatementofCashflows|5|
|Notesto theAccounts|6|
|DetailedStatementofFinancialActivities|7to8|





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|||Unrestricted|||
|---|---|---|---|---|
|||funds|Total funds|Total funds|
|lncomeandendowments|Notes|2025<br>f|202s<br>f|2024<br>f|
|from:|||||
|Donations andlegacies<br>Charitableactivities<br>Othertradingactivities<br>lnvestments<br>Other|3<br>4<br>5<br>6<br>l|459<br>31,0Ig<br>208,916<br>673<br>915|459<br>31,0 19<br>208,916<br>673<br>915|2,781<br>19,910<br>200,557<br>714|
|Total|||||
|||241,98')|241,982|223,962|
|Expenditureon:|||||
|Raisingfunds<br>Charitableactivities<br>Other<br>Total|8<br>9<br>1.0|gg,g27<br>2,539<br>139,789|98,927<br>2,539<br>139,789|89,480<br>3,426<br>106,33:l|
|||241,)55|24I,?.55|199,239|
|Netgainson invostmcnts|||||
|Netincome<br>Transfersbetweenfunds|TI|72/|/2/|)4,/)3|
|Net income beforeother|||||
|gains/(losses)||/,)_/|727|24,/2.)|
|Othergainsandlosses|||||
|Net movement in funds<br>Reconciliation of funds:||727|727|)4,72.)|
|Totalfunds broughtforward||318,128|318,128|293,405|
|Total funds carriedforward|||||
|||-11!,8s!,|31U,855|318,128|





|BangorEx-Services Club||||
|---|---|---|---|
|Balance Sheet||||
|at30September2025||||
|CharityNo. 108824||2025|2024|
|||f|f|
|Fixed assets||||
|Tangibleassets|13|268,470|268,880|
|Currentassets||)68,410|268,880|
|Stocks|14|10,71,5|8,620|
|Cashatbank and in hand||62,564|60,417|
|||73,219|69,037|
|Creditors: Amount fallingduewithinone year|15|(1s,628)|(18,643)|
|Net currentassets||57,6s1|s0,394|
|Totalassets lesscurrent liabilities||326,061|319,27 4|
|Creditors: Amounts fallingdueaftermorethanone year|1b|(7,206l||(1,146)|
|Netassetsexcluding pensionassetorliability||318,855|318,128|
|Total netassets||318,855|.318,128|
|Thefunds ofthe charity||||
|Restrictedfunds|1,7|||
|Unrestricted funds|t7|||
|General funds||1e,2,491|161,/70|
|||162,497|161,770|
|Reserves|t]|||
|Revaluation reserve||156,358|156,3s8|
|||156,3s8|156,3 58|
|Total funds||318,8s5|318,128|





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|lncome||
|---|---|
|Recognitionof|lncomeisincludedinthe StatementofFinancialActivitics(SoFA) whenthe charity|
|income|becomesentitled to,andvirtually certaintorcccivc,thcincomcandthc amountof|
||theincomecan be measuredwith sufficicntreliability.|
|lncomewithrelated|whereincomehasrelated expendituretheincomeandrelatcdcxpenditurcis|
|expenditure|reportedgross intheSoFA.|
|Donationsand|Voluntary incomereceivedbyway of grants,donationsandgiftsisincludedin the|
|legacies|theSoFAwhenreceivable and onlywhcn the Charityhasunconditionalentitlement|
||totheincome.|
|Taxreclaims on|lncomefromtaxreclaimsrsincludedinthcsoFAatthesamctimcasthc|
|donationsand gifts|gift/donation towhichitrelatcs.|
|Donated services|These areonly included inincome(withanequivalent amounrinexpcncliturer)|
|andfacilities|wherethebenefit to theCharityisreasonablyquantifiable,measur.rbieand|
||material.|





|orEx-Services Club<br>sto the Accounts||
|---|---|
|Expenditure||
|Recognitionof|Expenditureisrecognised onanaccrualsbasis.Expenditureincludcs any VAT'which|
|expenditure|cannotbefullyrecovered, andisreportcdaspartofthecxpenditurc to whichit|
||reIates.|
|Expenditure on|Thesecomprise thecosts associatcdwithattractingvolunlaryincomr:,fLtndr,risirrsi|
|raising funds|tradingcosts andinvestment managcmcntcosts|
|Expenditure on|Thesecomprise thecostsincurredbytheCharityinthe deliveryofits activitresand|
|charitable activities|services inthe furtherance ofits obyccts,includingthemal<ingofgrantsand|
||governancecosts.|
|Grantspayable|Allgrantexpenditureisaccountedforon anactualpaid basis plusanaccrualfor|
||grantsthathave beenapprovedbythe trusteesatthcendgftheyearbut not yct|
||paid.|
|Governancecosts|These includethosecosts associatedwithmeeting theconstitutionaland statutorV|
||requirementsoftheCharity,includinganyaudit/independentexaminationfecs,|
||costs linkedtothe strategicmanagementof theCharity,togetherwithashareof|
||otheradministrationcosts.|
|Otherexpenditure|These aresupportcostsnotallocatedtoaparticular activity.|



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|BangorEx-Services Club<br>Notestothe Accounts<br>2StatementofFinancialActivities-prioryear||||
|---|---|---|---|
|||Unrestrictcd||
|||fundsTotal funds||
|||2024|2024|
|||f|f|
|lncomeandendowmentsfrom:||||
|Donations andlegacies||2,181|2,781.|
|Charitableactivities||19,91.0|19,910|
|Othertrading activities||200,557|200,557|
|lnvestments||714|1 1.4|
|Total||223,962|223,962|
|Expenditureon:||||
|Raisingfunds||89,480|89,480|
|Charitableactivities||3,4).6|3,426|
|Other||106,333|106,3 33|
|Total||199,2 39|199,239|
|Netincome||24,123|24,723|
|Net income beforeother||||
|gains/(losses)||24,723|24,723|
|Othergainsandlosses:||||
|Net movement in funds||24,723|24,72'3|
|Reconciliation of funds:||||
|Totalfunds brought forward||293,405|293,405|
|Total funds carriedforward||318,128|318,128|
|3lncomefromdonations andlegacies||||
||Unrestricted|Total|Total|
|||2025|2024|
||f|f|f|
|Donations|459|459|2,/81|
||459|459|2,/81.|
|4lncomefromcharitable activities||||
||Unrestricted|Total|Total|
|||2025|2024|
||f.|f.|f|
|LottoFund/ Stock Draw|21,887|21",887|8,964|
|Membership|9,132|9,132|10,946|
||31,019|31,019|19,910|





|5|lncomefrom other tradingactivities||||
|---|---|---|---|---|
|||Unrestricted|Total|Total|
||||2025|2024|
|||f|f.|f|
||Bar|208,108|208,108|196,/40|
||Gaming Machines|||3,811|
|||808|808||
|||208,916|3.1319|200,5s7|
|6|lncomefrominvestments||||
|||Unrestricted|Total|Total|
||||2025|2024|
|||f|t|f|
||Banklnterestrcceived|673|613|114|
|||6/3|6/3|/14|
|7|Other income||||
|||Unrestricted|Total|Total|
||||2025|2024|
|||f|f|f|
||Grants|500|500||
|||41.5|41-5||
|||915|915||
|8|Expenditure onraisingfunds||||
|||Unrestricted|Total|Total|
||||2025|2024|
||||f_|f|
||Costsofgeneroting voluntory||||
||income||||
||Donations|8,906|8,906|1,663|
||F un droisi ngtrodingcosts||||
||Bar|90,021.|90,021|86,1 56|
||Gaming Machines|||1.,661|
|||ga,szi|98,921|89,480|





|BangorEx-Services Club<br>NotestotheAccounts||||
|---|---|---|---|
|9Expenditure on charitable activities||||
||Unrestricted|Total|Total|
|||2025|2024|
|||f|f|
|Expenditure onchoritoble||||
|octivities||||
|LottoFund/ Stock Draw|2,539|2,539|3,426|
|Governance costs||||
||2,539|2,539|3,426|
|10Other expenditure||||
||Unrestricted|Total|Total|
|||2025|2024|
||t|f|f|
|Entertainment|9,935|9,935|10,3/3|
|LottoPrize|11|11|685|
|Bankloan andoverdraft||||
|interestpayable|||191|
|Employeecosts|65,085|65,085|59,457|
|Motorandtravelcosts|1,330|1,330|644|
|Premises costs|26,945|26,945|25,865|
|Amortisation, depreciatlon,||||
|impairment,profit/losson|1,4,516|14,516||
|disposal offixedassets||||
|Generaladministrativecosts|14,027|14,02./|I1,034|
|Legalandprofessionalcosts|7,940|1,940|(1,916)|
||139,789|139,/89|106,333|
|11Net income before transfers||||
||2025||2024|
|Thisisstated aftercharging:|€||f|
|Depreciationof owned fixedassets|L4,5t6|||
|1.2 Staff costs||||
||2025||2024|
|Salariesand wages|64,370||58,466|
|Pension costs|393||424|
||64,763||58,8g0|





|BangorEx-Services Club<br>Notestothe Accounts||||
|---|---|---|---|
|13Tangiblefixedassets||||
||f_|f|f|
|Costor revaluation||||
|AtLOctober2024|203,001|132,695|335,696|
|Additions||14,045|14,045|
|At30September2025|203,001|1.46,740|349,141|
|Depreciationand||||
|impairment||||
|At1October2024|2,250|64,56s|65,81s|
|Depreciationchargeforthe<br>year||14,516|<br>14,516|
|At30September2O25|2,250|79,081|81,:131|
|Netbook values||||
|At30September 2025|200,/51||268,,1r0|
|At30September2024|200,/51||26t3,881|
|14Stocks||||
||2025||2024|
||t||t|
|Finishedgoods|1.0,/1.5||8,620|
||L0,715||8,6?O|
|Carryingvalue analysed by activities|2025||2024|
||f||f|
|Bar|10,715||8,620|
||10,715||8,620|
|15Creditors:||||
|amountsfallingduewithinoncyear||||
||2025||2024|
||t||f|
|Tradecreditors|{t,252||ti,151|
|Other taxes and socialsecurity|1,847||8,49)|
|Othercreditors|1,,529||2,000|
||15,628||18,643|
|16Creditors:||||
|amountsfallingdueaftermore thanone year||||
||2025||2024|
||I||f|
|Othercreditors|7,706||1,146|
||7,206||1,1,46|



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|Movementinfunds||||||
|---|---|---|---|---|---|
|||lncoming||||
|||resources||||
|||(including|Resources||At30|
||AtlOctober|other<br>gains/losses|expended|September<br>2025||
||2024|)||||
|||f||||
|Restrictedfunds:||||||
|Unrestricted funds:||||||
|6eneral funds|161,770|2,\1,982|(241,25s\||162,4e1|
|RevaluationReserves:||||||
|Revaluationfund|156,358||||156,358|
|Tololrevaluqtionreserves|156,358||||156,3s8|
|fotalfunds|318,128|241,982|Q41,2551||3t8,855|



|Analysisof netassetsbetween funds||||
|---|---|---|---|
||Unrestricted|Restricted||
||funds|funds|Total|
||E|f|f|
|Fixed assets|268,41r)||268,410|
|Netcurrentassets|ir6,4)4|1,22/|l;7,651|
|Creditors dueinmorethanone yearand<br>provisions|(t,20q||(7,2061|
||3t/,6)8|1,22/|318,855|



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|||||At30|
|---|---|---|---|---|
|At|1|October||September|
|||2024|Cashflows|2025|
|||f_|f|f|
|||60,41.7|2,1.47|62,564|
|||60,417|2,147|62,564|
|||50,41.7|2,14/|62,564|





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||2025|2025|2024|2024|
|---|---|---|---|---|
||Landand<br>buitdings|other|Land and<br>;;';;r,|other|
|Operatingleaseswithexpirydate:|||||
|Pensioncommitments|||||
|||2025||2024|
|||f.||f|
|The pension cost chargetothe charity|||||
|amounted to:||393||424|





||2025|2024|
|---|---|---|
||f|f|
|Cashflowsfromoperatingactivities|||
|Net incomeperStatementofFinancialActivities|/2/|24,/23|
|Adjustmentsfor:|||
|Depreciationof property, plantandequipment|14,516||
|Dividends,interest andrentsfrominvestments|(1,s88)|(/14)|
|(lncrease)/Decrease in stocks|(2,09s)|1,466|
|lncrease/(Decrease)intradeandotherpayables|3,045|(s,s7s)|
|Netcashprovidedbyoperatingactivities|14,605|19,900|
|Cashflowsfrominvesting activities|||
|Paymentsforproperty, plantandequipment|(14,04s)|(s,680)|
|Dividends,interest andrentsfrominvestments|1,599|714|
|Netcashusedin investingactivities|(12,4s/l|(4,e66)|
|Netcashused infinancing activities||(6rr /)|
|Netincreaseincashand cashequivalents|),148|14,267|
|Cashandcashequivalents atthebeginning oftheyear|60,41,t|46,i50|
|Cashandcashequivalents attheendoftheyear|62,56.:;|60,417|
|Componentsofcash and cashequivalents|||
|Cashand bankbalances|e>2,564|60,4r7|
||62,564|60,417|





|BangorEx-Services Club<br>Detailed StatementofFinancialActivities<br>fortheyearended30September 2025||||
|---|---|---|---|
||Unrestricted|||
||funds|Totalfunds|Total funds|
||2025|<br>2025|<br>2024|
||fff|||
|lncomeandendowmentsfrom:||||
|Donations andlegacies||||
|Donations|459|459|2,781|
||459|459|),781|
|Charitableactivities||||
|LottoFund/ Stock Draw|21,887|21,,887|8,964|
|Membership|9,132|9,132|10,946|
||31,019|31,019|I9,91 0|
|Othertrading activities||||
|Bar|208,108|208,108|196,140|
|Gaming Machines|||3,817|
||808|808||
||208,916|208,916|200,557|
|lnvcstments||||
|Banklnterestrcceived|6/3|6/3|/14|
||6/3|6/3|/14|
|Othcr||||
|Grants|500|500||
||415|415||
||915|915||
|Total income and endowments|24r,982|241,982|223,962|
|Expenditureon:||||
|Costsofgenerating donationsand||||
|legacies||||
|Donations|8,906|8,906|1,663|
||8,906|8,906|1,663|
|Costsof other trading activities||||
|Bar|90,021|90,021|86,1 56|
|Gaming Machines|||1,661|
||90,021,|90,021|87,817|
|Total of expenditure on raising||||
|funds|98,927|98,927|89,480|
|Charitableactivities||||
|LottoFund/ Stock Draw|2,539|2,539|3,426|
||2,539|2,539|3,426|
|Total of expenditureoncharitable||||
|activities|2,539|2,539|3,4?6|
|Otherexpenditure||||





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|BangorEx-ServicesClub<br>Detailed StatementofFinancialActivities||||
|---|---|---|---|
|Entertainment<br>LottoPrize|9,93s<br>L1|9,935<br>).1|10,373<br>68s|
|Bankloan andoverdraft interest||||
|payable|||191|
||9,946|9,946|11,249|
|Employeecosts||||
|Sa laries/wages|64,3/O|64,3/O|58,466|
|Pension costs|393|393|424|
|Stafftraining|322|322|567|
||65,085|65,08!,|59,457|
|Motorandtravelcosts||||
|Travel and subsistence|1,330|1,330|644|
|Premises costs||||
|Rates|5,579|5,579|8,99s|
|Light, heat andpower|9,272|9,272|9,5/0|
|Premisescleaning|7,049|1,049|1,t40|
|Premisesrepairsand||||
|maintena nce|8,9?l|8,92/|5,3/0|
|Otherpremisescosts|) ,11.8|2,118|/90|
||)6,945|)6,945|25,865|
|Generaladministrativecosts,||||
|includingdepreciationand||||
|amortisation||||
|Depreciationof|14,516|14,516||
|Bank charges|s79|579|856|
|General insurances|'3,024|3,024|2,841|
|Software,lTsupportandrelated||||
|costs|138|138|30i|
|Stationery andprinting|4,348|4,348|2,578|
|Sundryexpenses|5,251.|5,251|4,382|
|Telephone, fax and broadband|687|687|76|
||28,543|)8,543|11,034|
|Legalandprofessionalcosts||||
|Accountancyand bookkeeping|3,504|3,504|(1,4161|
|Otherlegaland professional||||
|costs|4,436|4,436|(440)|
||7,940|7,940|(1,916)|
|Total of expenditure ofothercosts|139,/89|139,/89|106,333|
|Total expenditure|241.,255|247,255|1.99,239|
|Netgainsoninvestments||||
|Netincome|727|77/|24,/?3|
|Net income beforeother||||
|gains/(losses)|/2/|727|24,/23|





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|727|727|24,/23|
|---|---|---|
|318,128|318,128|2934Os|
|318,855|318,855|318.128|