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2025-12-31-accounts

CARRICKFERGUS CONGREGATIONAL CHURCH

Reg’d Charity No. NIC100145

FINANCIAL STATEMENT for the year ended 31[st] DECEMBER 2025

Summary Revenue Account

Income & Expenditure Account

Statement of Reserves

2025 Freewill Offering

2025 Renovation Fund Offering

CARRICKFERGUS CONGREGATIONAL CHURCH

SUMMARY REVENUE ACCOUNT

YEAR ENDED 31st DECEMBER 2025

INCOME
Church Income
Gift Aid Income
Activities Income
Investment Income
Insurance Claims Received
Other Income
EXPENDITURE
Ministry Expenditure
Church Premises Overheads
Congregational Union
Donations & Gifts
Activities Expenditure
Management Expenditure
Capital Expenditure
Fire Damage Works Paid & Provided For
Surplus / (Deficit) for Year
add:- Net Cash at 31st December 2024
Net Cash at 31st December 2025
Buildings & Fixtures at 31st December 2025
Total Cash & Reserves at 31st December 2025
2025
87,836
10,641
-
576
135,243
-
£234,295
37,996
28,144
-
865
2,184
899
-
184,521
£254,610
(20,315)
82,753
£62,439
£2,997,906
£3,060,345
2024
72,284
11,214
-
549
1,554,709
-
£1,638,755
33,937
18,556
-
1,075
1,218
490
-
1,554,709
£1,609,985
28,771
53,953
£82,723
£2,997,906
£3,080,629

CARRICKFERGUS CONGREGATIONAL CHURCH

INCOME & EXPENDITURE ACCOUNT

YEAR ENDED 31st DECEMBER 2025

INCOME

EXPENDITURE

Cash Reserves b/fwd - 31st December 2024
Freewill Offering
Plate Offering
Building Fund Offering
HMRC - Gift Aid
Bank Interest
Fire Damage Insurance Claims Received
82,753.29
::
43,764.00
::
Gross Salaries , Pension & National Insurance
::
Travel & Mileage Expenses
31,486.74
::
Mortgage Assistance
12,585.00
::
Pulpit Supply
10,640.69
::
Teas & Entertaining
575.97
::
Sunday School Books & Publications
135,242.82
::
Fire Damage Works
::
Ministry Outreach
::
Stationery & Freewill Offering Envelopes
::
Insurance
::
Church Repairs & Renewals
::
Heat & Light
::
Rates
::
Water Rates
::
Bank Charges
::
Cash Reserves c/fwd - 31st December 2025
£317,048.51
28,896.78
6,420.00
2,320.00
359.50
564.93
1,618.81
184,521.44
865.00
697.82
4,269.18
7,119.52
13,254.75
2,202.94
1,298.09
201.05
62,438.70
£317,048.51

CARRICKFERGUS CONGREGATIONAL CHURCH

RESERVES - 31st DECEMBER 2025

Cash
Danske Bank Ltd - Charity Account
Danske Bank Ltd - Anchor Account
Petty Cash A/c
Total Cash Reserves at 31st December 2024
37,709
24,480
62,189
250
62,439
£62,439

Opinion

In our opinion the Statement of Reserves and Income & Expenditure Account gives a true and fair view of the state of the Church's affairs at 31 December 2025 and of the surplus of funds for the year then ended.

CW Consultants CW Consultants 7 Bashfordsland Carrickfergus 3rd May 2026 BT38 9TH

CARRICKFERGUS CONGREGATIONAL CHURCH

2025 FREEWILL OFFERING

1 £245.00 26 £375.00 51 £1,560.00
2 £0.00 27 £580.00 52 £1,325.00
3 £45.00 28 £2,080.00 53 £265.00
4 £0.00 29 £209.00 54 £0.00
5 £220.00 30 £10.00 55 £0.00
6 £10.00 31 £2,400.00 56 £1,570.00
7 £28.00 32 £1,750.00 57 £480.00
8 £71.00 33 £1,300.00 58 £380.00
9 £0.00 34 £360.00 59 £0.00
10 £1,835.00 35 £520.00 60 £245.00
11 £520.00 36 £265.00 61 £0.00
12 £840.00 37 £285.00 62 £40.00
13 £0.00 38 £0.00 63 £1,040.00
14 £90.00 39 £10.00 64 £520.00
15 £390.00 40 £0.00 65 £270.00
16 £255.00 41 £0.00 66 £540.00
17 £0.00 42 £0.00 67 £1,040.00
18 £0.00 43 £0.00 68 £505.00
19 £81.00 44 £0.00 69 £0.00
20 £270.00 45 £0.00 70 £1,040.00
21 £640.00 46 £510.00 71 £0.00
22 £260.00 47 £0.00 72 £1,060.00
23 £690.00 48 £420.00 73 £210.00
24 £255.00 49 £0.00 74 £250.00
25 £1,025.00 50 £1,020.00 75 £0.00
76 £2,550.00 so002 £2,820.00
77 £1,060.00 so003 £1,040.00
78 £1,000.00 so005 £600.00
79 £510.00 so007 £540.00
80 £0.00 so008 £480.00
so009 £600.00
so010 £360.00

CARRICKFERGUS CONGREGATIONAL CHURCH

2025 BUILDING FUND

Bld Fd No Bld Fd No Bld Fd No Bld Fd No
1 £10.00 26 £0.00 51 £360.00 76 £590.00
2 £0.00 27 £350.00 52 £365.00 77 £0.00
3 £0.00 28 £300.00 53 £0.00 78 £0.00
4 £0.00 29 £60.00 54 £0.00 79 £830.00
5 £0.00 30 £0.00 55 £0.00 80 £1,225.00
6 £120.00 31 £720.00 56 £0.00
7 £0.00 32 £20.00 57 £0.00
8 £0.00 33 £280.00 58 £0.00
9 £0.00 34 £0.00 59 £0.00
10 £140.00 35 £0.00 60 £0.00
11 £80.00 36 £0.00 61 £0.00 soANC003 £440.00
12 £860.00 37 £0.00 62 £0.00 soANC007 £300.00
13 £0.00 38 £0.00 63 £240.00 soANC009 £1,200.00
14 £0.00 39 £0.00 64 £0.00
15 £0.00 40 £0.00 65 £0.00
16 £0.00 41 £0.00 66 £1,900.00
17 £0.00 42 £0.00 67 £0.00
18 £0.00 43 £0.00 68 £0.00
19 £0.00 44 £0.00 69 £0.00
20 £10.00 45 £0.00 70 £235.00
21 £0.00 46 £420.00 71 £0.00
22 £0.00 47 £0.00 72 £220.00
23 £40.00 48 £1,100.00 73 £0.00
24 £0.00 49 £0.00 74 £110.00
25 £60.00 50 £0.00 75 £0.00