## **CARRICKFERGUS CONGREGATIONAL CHURCH** ## **Reg’d Charity No. NIC100145** ## **FINANCIAL STATEMENT for the year ended 31[st] DECEMBER 2025** ## **Summary Revenue Account** **Income & Expenditure Account** ## **Statement of Reserves** ## **2025 Freewill Offering** **2025 Renovation Fund Offering** ## **CARRICKFERGUS CONGREGATIONAL CHURCH** ## **SUMMARY REVENUE ACCOUNT** ## **YEAR ENDED 31st DECEMBER 2025** |**INCOME**
**Church Income**
**Gift Aid Income**
**Activities Income**
**Investment Income**
**Insurance Claims Received**
**Other Income**
**EXPENDITURE**
**Ministry Expenditure**
**Church Premises Overheads**
**Congregational Union**
**Donations & Gifts**
**Activities Expenditure**
**Management Expenditure**
**Capital Expenditure**
**Fire Damage Works Paid & Provided For**
**Surplus / (Deficit) for Year**
**add:- Net Cash at 31st December 2024**
**Net Cash at 31st December 2025**
**Buildings & Fixtures at 31st December 2025**
**Total Cash & Reserves at 31st December 2025**||**2025**
**87,836**
**10,641**
**-**
**576**
**135,243**
**-**
**£234,295**
**37,996**
**28,144**
**-**
**865**
**2,184**
**899**
**-**
**184,521**
**£254,610**
**(20,315)**
**82,753**
**£62,439**
**£2,997,906**
**£3,060,345**||**2024**
**72,284**
**11,214**
**-**
**549**
**1,554,709**
**-**| |---|---|---|---|---| |||||**£1,638,755**| |||||**33,937**
**18,556**
**-**
**1,075**
**1,218**
**490**
**-**
**1,554,709**| |||||**£1,609,985**| |||||**28,771**
**53,953**| |||||**£82,723**
**£2,997,906**| |||||**£3,080,629**| ## **CARRICKFERGUS CONGREGATIONAL CHURCH** ## **INCOME & EXPENDITURE ACCOUNT** ## **YEAR ENDED 31st DECEMBER 2025** ## **INCOME** ## **EXPENDITURE** |**Cash Reserves b/fwd - 31st December 2024**
**Freewill Offering**
**Plate Offering**
**Building Fund Offering**
**HMRC - Gift Aid**
**Bank Interest**
**Fire Damage Insurance Claims Received**|**82,753.29**
**::**
**43,764.00**
**::**
**Gross Salaries , Pension & National Insurance**
**::**
**Travel & Mileage Expenses**
**31,486.74**
**::**
**Mortgage Assistance**
**12,585.00**
**::**
**Pulpit Supply**
**10,640.69**
**::**
**Teas & Entertaining**
**575.97**
**::**
**Sunday School Books & Publications**
**135,242.82**
**::**
**Fire Damage Works**
**::**
**Ministry Outreach**
**::**
**Stationery & Freewill Offering Envelopes**
**::**
**Insurance**
**::**
**Church Repairs & Renewals**
**::**
**Heat & Light**
**::**
**Rates**
**::**
**Water Rates**
**::**
**Bank Charges**
**::**
**Cash Reserves c/fwd - 31st December 2025**
**£317,048.51**|**28,896.78**
**6,420.00**
**2,320.00**
**359.50**
**564.93**
**1,618.81**
**184,521.44**
**865.00**
**697.82**
**4,269.18**
**7,119.52**
**13,254.75**
**2,202.94**
**1,298.09**
**201.05**
**62,438.70**| |---|---|---| |||**£317,048.51**| ## **CARRICKFERGUS CONGREGATIONAL CHURCH** ## **RESERVES - 31st DECEMBER 2025** |**Cash**
**Danske Bank Ltd - Charity Account**
**Danske Bank Ltd - Anchor Account**
**Petty Cash A/c**
**Total Cash Reserves at 31st December 2024**|**37,709**
**24,480**| |---|---| ||**62,189**
**250**| ||**62,439**| ||**£62,439**| ## **Opinion** In our opinion the Statement of Reserves and Income & Expenditure Account gives a true and fair view of the state of the Church's affairs at 31 December 2025 and of the surplus of funds for the year then ended. **CW Consultants CW Consultants 7 Bashfordsland Carrickfergus 3rd May 2026 BT38 9TH** ## **CARRICKFERGUS CONGREGATIONAL CHURCH** ## **2025 FREEWILL OFFERING** |1|**£245.00**|26|**£375.00**|51|**£1,560.00**| |---|---|---|---|---|---| |2|**£0.00**|27|**£580.00**|52|**£1,325.00**| |3|**£45.00**|28|**£2,080.00**|53|**£265.00**| |4|**£0.00**|29|**£209.00**|54|**£0.00**| |5|**£220.00**|30|**£10.00**|55|**£0.00**| |6|**£10.00**|31|**£2,400.00**|56|**£1,570.00**| |7|**£28.00**|32|**£1,750.00**|57|**£480.00**| |8|**£71.00**|33|**£1,300.00**|58|**£380.00**| |9|**£0.00**|34|**£360.00**|59|**£0.00**| |10|**£1,835.00**|35|**£520.00**|60|**£245.00**| |11|**£520.00**|36|**£265.00**|61|**£0.00**| |12|**£840.00**|37|**£285.00**|62|**£40.00**| |13|**£0.00**|38|**£0.00**|63|**£1,040.00**| |14|**£90.00**|39|**£10.00**|64|**£520.00**| |15|**£390.00**|40|**£0.00**|65|**£270.00**| |16|**£255.00**|41|**£0.00**|66|**£540.00**| |17|**£0.00**|42|**£0.00**|67|**£1,040.00**| |18|**£0.00**|43|**£0.00**|68|**£505.00**| |19|**£81.00**|44|**£0.00**|69|**£0.00**| |20|**£270.00**|45|**£0.00**|70|**£1,040.00**| |21|**£640.00**|46|**£510.00**|71|**£0.00**| |22|**£260.00**|47|**£0.00**|72|**£1,060.00**| |23|**£690.00**|48|**£420.00**|73|**£210.00**| |24|**£255.00**|49|**£0.00**|74|**£250.00**| |25|**£1,025.00**|50|**£1,020.00**|75|**£0.00**| |76|**£2,550.00**|so002|**£2,820.00**| |---|---|---|---| |77|**£1,060.00**|so003|**£1,040.00**| |78|**£1,000.00**|so005|**£600.00**| |79|**£510.00**|so007|**£540.00**| |80|**£0.00**|so008|**£480.00**| |||so009|**£600.00**| |||so010|**£360.00**| ## **CARRICKFERGUS CONGREGATIONAL CHURCH** ## **2025 BUILDING FUND** |Bld Fd No||Bld Fd No||Bld Fd No||Bld Fd No|| |---|---|---|---|---|---|---|---| |1|**£10.00**|26|**£0.00**|51|**£360.00**|76|**£590.00**| |2|**£0.00**|27|**£350.00**|52|**£365.00**|77|**£0.00**| |3|**£0.00**|28|**£300.00**|53|**£0.00**|78|**£0.00**| |4|**£0.00**|29|**£60.00**|54|**£0.00**|79|**£830.00**| |5|**£0.00**|30|**£0.00**|55|**£0.00**|80|**£1,225.00**| |6|**£120.00**|31|**£720.00**|56|**£0.00**||| |7|**£0.00**|32|**£20.00**|57|**£0.00**||| |8|**£0.00**|33|**£280.00**|58|**£0.00**||| |9|**£0.00**|34|**£0.00**|59|**£0.00**||| |10|**£140.00**|35|**£0.00**|60|**£0.00**||| |11|**£80.00**|36|**£0.00**|61|**£0.00**|soANC003|**£440.00**| |12|**£860.00**|37|**£0.00**|62|**£0.00**|soANC007|**£300.00**| |13|**£0.00**|38|**£0.00**|63|**£240.00**|soANC009|**£1,200.00**| |14|**£0.00**|39|**£0.00**|64|**£0.00**||| |15|**£0.00**|40|**£0.00**|65|**£0.00**||| |16|**£0.00**|41|**£0.00**|66|**£1,900.00**||| |17|**£0.00**|42|**£0.00**|67|**£0.00**||| |18|**£0.00**|43|**£0.00**|68|**£0.00**||| |19|**£0.00**|44|**£0.00**|69|**£0.00**||| |20|**£10.00**|45|**£0.00**|70|**£235.00**||| |21|**£0.00**|46|**£420.00**|71|**£0.00**||| |22|**£0.00**|47|**£0.00**|72|**£220.00**||| |23|**£40.00**|48|**£1,100.00**|73|**£0.00**||| |24|**£0.00**|49|**£0.00**|74|**£110.00**||| |25|**£60.00**|50|**£0.00**|75|**£0.00**|||