2024-12-31-accounts - Indigent Welfare and Education Trust

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Trustees’ Annual Report for the period

From 1[st] January 2024 Period start date To 31[st] December 2024 Period end date

Charity name: INDIGENT WELFARE & EDUCATION TRUST

Charity registration number: 328148

Objectives and Activities

Objectives and Activities	Objectives and Activities	Objectives and Activities
SORP reference
Summary of the purposes of the charity as set out in its governing document Para 1.17 The relief of need, hardship or distress of the poor in particular poor orphan children and widows and the relief of sickness of the disabled and the advancement of education in England and throughout the world by providing sustainable aid concentrating on education, digital and welfareprojects.
Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or services identified in the accounts.	Para 1.17 and 1.19	The Trustees have continued to make donations during the year to other charities whose activities meet with the objects of the Charity. Each donation is thoroughly researched before it is made to ensure as far as possible that donation goes towards the relief of need, hardship and distress. Donations made in the year were as follows:  08.03.24 & 21.06.24 – £2000 & £2200 – Joint project work with Malawi Relief Fund Reg No 1119600. These were food projects distributing essential staple foodstuffs to extremely deprived communities throughout Malawi, Africa.  01.04.24, 12.06.24, 13.10.24 - £2000, £1000, £5000 – Donations made to Palestine International Medical Aid, Reg No 1144772 – Several donations made to this small non-political charity that specialises in delivering critical medical aid to the besieged population of Gaza. The donation of £1000 was specifically for Baby Milk Formula and the £5000 donation was to fund a

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special medical clinic in Southern
Lebanon.
 13.10.24 – Daneshouse Islamic
Education Centre, Reg No: 1160543 –
£1000 - Roof project – this is a
community centre and educational
establishment which required
donations to repair its dilapidated roof.
 23.10.24 – Al Firdaus Education Centre,
Jordan - £2000 – Our own IWET
Volunteer, N.M Yusuf, was in Jordan to
oversee the distribution of educational
aid and shelter that this institution
provides. It is set up specifically to
provide education to the women and
girls Syrian refugees who fled to Jordan
during the Syrian Civil War.
 17.11.24 – Smethwick Jamia Mosque
Reg No 1103529 - £500 – project to
rebuild the mosque, education and
community centre.
 24.11.24 – Homeless Aid UK Bolton –
Community action group – £2000 – this
organisation provides soup kitchens to
the homeless in Bolton, Manchester,
Salford and surrounding areas. Our
donation funded 4 entire soup kitchens
in addition to buying essential items for
the food banks.
 12.12.24 – Urban Outreach Bolton –
Reg No 1044203 – £1000 - Bolton
based charity that provides essential
assistance to homeless people within
the borough.
Statement confirming Para 1.18 The Trustees are aware of, and have taken
whether the trustees have regard to, the Charity Commission's guidance
had regard to the guidance on public benefit and believe that the main
issued by the Charity activities detailed below provide a benefit to
Commission on public
the public.
benefit
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Achievements and Performance

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SORP reference
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SORP reference	SORP reference	SORP reference

Summary of the main achievements of the charity, identifying the difference the charity’s work has made to the circumstances of its beneficiaries and any wider benefits to society as a whole.	Para 1.20	During 2024 the charity continued to meet it’s charitable objectives whilst also ensuring the charity’s future income generation is on a reliable footing with the purchase of a residential property. Significant investment continues to be made in the charity’s existing properties to continue to bring them up to standard to ensure sustained rental income for the future. The charity is extremely proud that this year has seen a significant increase in donations to £18700. We have continued to complete joint field projects. This has allowed the charity to expand the number of villages in which essential life sustaining food stuffs were distributed. In addition to this we were able to donate to other caused which are the centre of the charity’s objectives especially assisting the homeless within our own localities. Further to the above the charity has collaborated with other UK based registered charities and donated to them. This was in relation to educational and religious establishments. The charity has also provided life sustaining medical aid as well as other forms of relief to the civilian Palestinian population during the current bombardment and siege that they are undergoing. This aid has been donated to a registered UK charity who is non-political and focussed solely on humanitarian assistance.

Financial Review

Financial Review
Review of the charity’s financial position at the end of the period	Para 1.21	The Trustees remain aware that commercial property in the Bolton area remains difficult to let. This gives rise to empty property rates which are currently being paid on 4 of the properties owned. A residential property was purchased during the year which was acquired to strengthen the non commercial rental income. A full detailed independent review of the investment in the property was carried out byaqualified Surveyorprior to thepurchase.
Statement explaining the policy for holding reserves stating why they are held	Para 1.22	Cash reserves are being retained to fund maintenance and improvement expenditure on the properties, expenses incurred in paying rates for unlet premises and to continue offering a reduction in tenants

rents to try and ensure their continued occupancy. Amount of reserves held Para 1.22 £51347

Structure, Governance and Management

Description of charity’s trusts:
Type of governing document (trust deed, royal charter)	Para 1.25	Trust Deed
How is the charity constituted? (e.g unincorporated association, CIO)	Para 1.25	The charity is constituted as a Trust
Trustee selection methods including details of any constitutional provisions e.g. election to post or name of any person or body entitled to appoint one or more trustees	Para 1.25	Trustees are appointed by the head Trustee

Reference and Administrative details

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Charity name INDIGENT WELFARE & EDUCATION TRUST
Other name the charity uses Formerly The Family Welfare Trust
Registered charity number 328148
Charity’s principal address 148 Leigh Road
Leigh
WN7 1SJ
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Names of the charity trustees who manage the charity

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Dates acted if not for whole Name of person (or body) entitled
Trustee name Office (if any)
year to appoint trustee (if any)
1 MR Y A PATEL HEAD TRUSTEE MR Y A PATEL
2 MR IM PATEL TRUSTEE
3 MR H YUSUF TRUSTEE
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
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Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(s) Full name(s) Position (eg Secretary, Chair, etc) Date
	Yusuf Ahmed Patel
	Trustee
	29/09/2025
	29/09/2025

328148 INDIGENT WELFARE & EDUCATION TRUST CC16a For the period To from 01/01/2024 31/12/2024 ~~=~~ Section A Receipts and payments Unrestricted Restricted Endowment Total funds Last year funds funds funds to the nearest to the nearest £ to the nearest £ to the nearest £ to the nearest £ £ A1 Receipts Investment income 103,109 - - 103,109 90,373 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Sub total (Gross income for 103,109 - - 103,109 90,373 ~~a~~ AR) ~~=~~ A2 Asset and investment sales, (see table). - - - - - - - - - Sub total - ———— Total receipts 103,109 - - ~~——~~ 103,109 90,373 A3 Payments Charitable donations 18,700 - - 18,700 9,500 Investment properties utilities 5,788 - - 5,788 2,041 Insurance 8,512 - - 8,512 7,553 Professional fees 3,025 - - 3,025 - Propert maintenance 9,988 - - 9,988 26,455 Generalgovernance 161 - - 161 137 Empty property rates 10,435 - - 10,435 12,013 Examiners fee 700 - - 700 700 - - - - - Sub total [ 57,309 ] - - 57,309 58,399 ======= A4 Asset and investment purchases, (see table) Purchase of investment property 150,685 - - 150,685 - - - - Sub total [ 150,685 ] - - 150,685 - —== Total payments 207,994 - - === 207,994 58,399 Net of receipts/(payments) - 104,885 - - - 104,885 31,974 A5 Transfers between funds - - - - - A6 Cash funds last year end 156,232 - - 156,232 156,232 Cash funds this year end 51,347 - - 51,347 188,206 = SS ~~SS~~ =

CCXX R1 accounts (SS)

29/09/2025

Section B Statement of assets and liabilities at the end of the period

Categories Signed by one or two trustees on behalf of all the trustees B1 Cash funds B2 Other monetary assets B4 Assets retained for the charity’s own use B5 Liabilities B3 Investment assets	Signature Details Details Details Details *Total cash funds* (agree balances with receipts and payments account(s)) Details Investment properties	Unrestricted funds Restricted funds to nearest £ to nearest £ 51,347 - - - - - 51,347 - OK OK Unrestricted funds Restricted funds to nearest £ to nearest £ - - - - - - - - - - - - Fund to which asset belongs Cost (optional) General 950,496 - - - - Fund to which asset belongs Cost (optional) - - - - - - - - - Fund to which liability relates Amount due (optional) - - - - - Print Name YA Patel	Endowment funds to nearest £ - - -
			-
			OK
			Endowment funds to nearest £ - - - - - - Current value (optional) - - - - - Current value (optional) - - - - - - - - - When due (optional) Date of approval 29/09/2025

CCXX R2 accounts (SS)

29/09/2025

Independent examiner's report on the accounts

Section A Independent Examiner’s Report

Report to the trustees/ INDIGENT WELFARE & EDUCATION TRUST members of On accounts for the year 31[st] December 2024 Charity no 328148 ended (if any) Set out on pages 1-2

I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended DD / MM / YYYY .

Responsibilities and As the charity trustees of the Trust, you are responsible for the preparation basis of report of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent I have completed my examination. I confirm that no material matters have examiner's statement come to my attention (other than that disclosed below *) in connection with the examination which gives me cause to believe that in, any material respect:

accounting records were not kept in accordance with section 130 of the Act or
the accounts do not accord with the accounting records

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Please delete the words in the brackets if they do not apply.

Signed: Date: 29/09/2025 ~~Ps [|~~ Name: David Neil Boardwell ~~Ps~~ Relevant professional Fellow of the Institute of Chartered Accountants in England and Wales qualification(s) or body (if any): Address: Oakdene Barrowford Road Burnley BB12 9AT

October 2018

IER

Section B Disclosure

Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

Give here brief details of any items that the examiner wishes to disclose .

October 2018

IER