## **Trustees’ Annual Report for the period** ## **From 1[st] January 2024 Period start date To 31[st] December 2024 Period end date** **Charity name:** INDIGENT WELFARE & EDUCATION TRUST ## **Charity registration number: 328148** ## **Objectives and Activities** |**Objectives and Activities**|**Objectives and Activities**|**Objectives and Activities**| |---|---|---| |SORP reference||| |Summary of the purposes of
the charity as set out in its
governing document
Para 1.17
The relief of need, hardship or distress of
the poor in particular poor orphan children
and widows and the relief of sickness of the
disabled and the advancement of
education in England and throughout the
world by providing sustainable aid
concentrating on education, digital and
welfareprojects.||| |Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.|Para 1.17 and
1.19|The Trustees have continued to make
donations during the year to other charities
whose activities meet with the objects of the
Charity. Each donation is thoroughly
researched before it is made to ensure as far as
possible that donation goes towards the relief
of need, hardship and distress.
**Donations made in the year were as follows:**

08.03.24 & 21.06.24 – £2000 & £2200 –
Joint project work with Malawi Relief
Fund Reg No 1119600. These were
food projects distributing essential
staple foodstuffs to extremely deprived
communities throughout Malawi,
Africa.

01.04.24, 12.06.24, 13.10.24 - £2000,
£1000, £5000 – Donations made to
Palestine International Medical Aid,
Reg No 1144772 – Several donations
made to this small non-political charity
that specialises in delivering critical
medical aid to the besieged population
of Gaza. The donation of £1000 was
specifically for Baby Milk Formula and
the £5000 donation was to fund a| **----- Start of picture text -----**
special medical clinic in Southern
Lebanon.
 13.10.24 – Daneshouse Islamic
Education Centre, Reg No: 1160543 –
£1000 - Roof project – this is a
community centre and educational
establishment which required
donations to repair its dilapidated roof.
 23.10.24 – Al Firdaus Education Centre,
Jordan - £2000 – Our own IWET
Volunteer, N.M Yusuf, was in Jordan to
oversee the distribution of educational
aid and shelter that this institution
provides. It is set up specifically to
provide education to the women and
girls Syrian refugees who fled to Jordan
during the Syrian Civil War.
 17.11.24 – Smethwick Jamia Mosque
Reg No 1103529 - £500 – project to
rebuild the mosque, education and
community centre.
 24.11.24 – Homeless Aid UK Bolton –
Community action group – £2000 – this
organisation provides soup kitchens to
the homeless in Bolton, Manchester,
Salford and surrounding areas. Our
donation funded 4 entire soup kitchens
in addition to buying essential items for
the food banks.
 12.12.24 – Urban Outreach Bolton –
Reg No 1044203 – £1000 - Bolton
based charity that provides essential
assistance to homeless people within
the borough.
Statement confirming Para 1.18 The Trustees are aware of, and have taken
whether the trustees have regard to, the Charity Commission's guidance
had regard to the guidance on public benefit and believe that the main
issued by the Charity activities detailed below provide a benefit to
Commission on public
the public.
benefit
**----- End of picture text -----**
## **Achievements and Performance** **----- Start of picture text -----**
SORP reference
**----- End of picture text -----**
|SORP reference|SORP reference|SORP reference| |---|---|---| |||| |Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.|Para 1.20|During 2024 the charity continued to meet it’s
charitable objectives whilst also ensuring the
charity’s future income generation is on a
reliable footing with the purchase of a
residential property. Significant investment
continues to be made in the charity’s existing
properties to continue to bring them up to
standard to ensure sustained rental income for
the future.
The charity is extremely proud that this year
has seen a significant increase in donations to
£18700. We have continued to complete joint
field projects. This has allowed the charity to
expand the number of villages in which
essential life sustaining food stuffs were
distributed. In addition to this we were able to
donate to other caused which are the centre of
the charity’s objectives especially assisting the
homeless within our own localities.
Further to the above the charity has
collaborated with other UK based registered
charities and donated to them. This was in
relation to educational and religious
establishments. The charity has also provided
life sustaining medical aid as well as other
forms of relief to the civilian Palestinian
population during the current bombardment
and siege that they are undergoing. This aid
has been donated to a registered UK charity
who is non-political and focussed solely on
humanitarian assistance.| ## **Financial Review** |**Financial Review**||| |---|---|---| |Review of the charity’s
financial position at the end
of the period|Para 1.21|The Trustees remain aware that commercial
property in the Bolton area remains difficult to
let. This gives rise to empty property rates
which are currently being paid on 4 of the
properties owned. A residential property was
purchased during the year which was acquired
to strengthen the non commercial rental
income. A full detailed independent review of
the investment in the property was carried out
byaqualified Surveyorprior to thepurchase.| |Statement explaining the
policy for holding reserves
stating why they are held|Para 1.22|Cash reserves are being retained to fund
maintenance and improvement expenditure
on the properties, expenses incurred in
paying rates for unlet premises and to
continue offering a reduction in tenants| rents to try and ensure their continued occupancy. Amount of reserves held Para 1.22 £51347 ## **Structure, Governance and Management** |Description of charity’s
trusts:||| |---|---|---| |Type of governing document
(trust deed, royal charter)|Para 1.25|Trust Deed| |How is the charity
constituted?
(e.g unincorporated
association, CIO)|Para 1.25|The charity is constituted as a Trust| |Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees|Para 1.25|Trustees are appointed by the head Trustee| ## **Reference and Administrative details** **----- Start of picture text -----**
Charity name INDIGENT WELFARE & EDUCATION TRUST
Other name the charity uses Formerly The Family Welfare Trust
Registered charity number 328148
Charity’s principal address 148 Leigh Road
Leigh
WN7 1SJ
**----- End of picture text -----**
## **Names of the charity trustees who manage the charity** **----- Start of picture text -----**
Dates acted if not for whole Name of person (or body) entitled
Trustee name Office (if any)
year to appoint trustee (if any)
1 MR Y A PATEL HEAD TRUSTEE MR Y A PATEL
2 MR IM PATEL TRUSTEE
3 MR H YUSUF TRUSTEE
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
**----- End of picture text -----**
## **Declarations** **The trustees declare that they have approved the trustees’ report above.** **Signed on behalf of the charity’s trustees** |**Signature(s)**
**Full name(s)**
**Position (eg Secretary,**
**Chair, etc)**
**Date**|| |---|---| ||Yusuf Ahmed Patel| ||
Trustee| ||29/09/2025| ||29/09/2025| 328148 **INDIGENT WELFARE & EDUCATION TRUST CC16a For the period To from** 01/01/2024 31/12/2024 ~~=~~ **Section A Receipts and payments Unrestricted Restricted Endowment Total funds Last year funds funds funds to the nearest to the nearest £ to the nearest £ to the nearest £ to the nearest £ £ A1 Receipts** Investment income **103,109 - - 103,109 90,373 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -** _**Sub total** (Gross income for_ **103,109 - - 103,109 90,373** ~~a~~ _AR)_ ~~=~~ **A2 Asset and investment sales, (see table). - - - - - - - - -** _**Sub total**_ **-** ———— _**Total receipts**_ **103,109 - -** ~~——~~ **103,109 90,373 A3 Payments** Charitable donations **18,700 - - 18,700 9,500** Investment properties utilities **5,788 - - 5,788 2,041** Insurance **8,512 - - 8,512 7,553** Professional fees **3,025 - - 3,025 -** Propert maintenance **9,988 - - 9,988 26,455** Generalgovernance **161 - - 161 137** Empty property rates **10,435 - - 10,435 12,013** Examiners fee **700 - - 700 700 - - - - -** _**Sub total**_ **[ 57,309 ] - - 57,309 58,399** ======= **A4 Asset and investment purchases, (see table) Purchase of investment property 150,685 - - 150,685 - - - -** _**Sub total**_ **[ 150,685 ] - - 150,685 -** —== _**Total payments**_ **207,994 - -** === **207,994 58,399** _**Net of receipts/(payments)**_ **- 104,885 - - - 104,885 31,974 A5 Transfers between funds - - - - - A6 Cash funds last year end 156,232 - - 156,232 156,232** _**Cash funds this year end**_ **51,347 - - 51,347 188,206** = SS ~~SS~~ = CCXX R1 accounts (SS) 29/09/2025 1 ## **Section B Statement of assets and liabilities at the end of the period** |**Categories**
Signed by one or two trustees on
behalf of all the trustees
**B1 Cash funds**
**B2 Other monetary assets**
**B4 Assets retained for the**
**charity’s own use**
**B5 Liabilities**
**B3 Investment assets**|Signature
**Details**
**Details**
**Details**
**Details**
**_Total cash funds_**
(agree balances with receipts and payments
account(s))
**Details**
Investment properties|**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**51,347**
**-**
**-**
**-**
**-**
**-**
**51,347**
**-**
OK
OK
**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**General**
**950,496**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**liability relates**
**Amount due**
**(optional)**
**-**
**-**
**-**
**-**
**-**
Print Name
YA Patel|**Endowment**
**funds**
**to nearest £**
**-**
**-**
**-**| |---|---|---|---| ||||**-**| ||||OK| ||||**Endowment**
**funds**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**Current value**
**(optional)**
**-**
**-**
**-**
**-**
**-**
**Current value**
**(optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**When due**
**(optional)**
Date of
approval
29/09/2025| CCXX R2 accounts (SS) 29/09/2025 2 ## **Independent examiner's report on the accounts** **Section A Independent Examiner’s Report** **Report to the trustees/** INDIGENT WELFARE & EDUCATION TRUST **members of On accounts for the year** 31[st] December 2024 **Charity no** 328148 **ended (if any) Set out on pages** 1-2 I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended **DD / MM / YYYY** . - **Responsibilities and** As the charity trustees of the Trust, you are responsible for the preparation **basis of report** of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”). I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act. **Independent** I have completed my examination. I confirm that no material matters have **examiner's statement** come to my attention (other than that disclosed below *) in connection with the examination which gives me cause to believe that in, any material respect: - accounting records were not kept in accordance with section 130 of the Act or - the accounts do not accord with the accounting records I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in order to enable a proper understanding of the accounts to be reached. * _Please delete the words in the brackets if they do not apply._ **Signed: Date:** 29/09/2025 ~~Ps [|~~ **Name:** David Neil Boardwell ~~Ps~~ **Relevant professional** Fellow of the Institute of Chartered Accountants in England and Wales **qualification(s) or body (if any): Address:** Oakdene Barrowford Road Burnley BB12 9AT 1 **October 2018** **IER** **Section B Disclosure** Only complete if the examiner needs to highlight matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners). **Give here brief details of any items that the examiner wishes to disclose** . 2 **October 2018** **IER**