CHARITY COMMISSION FOR ENGLAND AND WALES Trustees, Annual Report for the period From 1st April 2024 Period end date Period start date To 315t March 2025 Charity name: Saltash & District Age Concern Committee and Saltash Red Bus (Trading arm of Saltash & District Age Concern) Charity registration number: 290997 Objectives and Activities SORP r8fer8nc8 Summary of the purposes of the charity as set out in its governing document Para1.17 To promote welfare of anyone, in any manner which is now, or hereafter may be deemed by law, to be charitable within the PL Postal area. To raise money,, open bank accounts; take out insurance. To work with other charitable groups and exchange non- sensitive information. To do anything lawful which will help Saltash & District Age Concern Committee to fulfil its aims. All Saltash & District Age Concern Committee and Saltash Red Bus Trustees are fully conversant and Compliant with the guidance issued by the Charity Commission on Public Benefit Summary of the main activities in relation to those purposes for the public benefit, in particular, the activities, projects or services identified in the accounts. Slalement confirming whether the trustees have had regard to the guidance issued by the Charity Commission on public benefit Para1 17and Pam1.18 Additional information {optionall You ma hoose to include further statements where relevant about.. SORP ieference NIA Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Between the two organisations- Saltash & Dlstrict Age Concern and Saltash Red Bus - have 25 volunteers who provide: a weekly luncheon for 40+ senior citizens; drive min- buses for shopping. Para 1.38 Contribution made by volunteers
Sunday lunch, theatre, museum and seaside trips. They also provide rninibuses and drivers to other simllar organisations for their members to take part in similar activities. Saltash Red Bus had 18 paid part-time employees, 16 of which were term time only other Achievements and Performance SORP r8fÉrence The main objective of the Saltash & District Age Concern was to provide senior citizens with an opportunity to come together, in a communal space, and enjoy a freshly cooked meal, with various entertainment activities. The setting up of the Saltash Red Bus has allowed the ¢harity to utilise the 11 minibuses and other vehicles in its fleet, togetherwith the 10 volunteer drivers, to provide the same groups with access to other recreational and informative activities, both on and off slte. Saltash Red Bus started a bus service to the various supermarkets in the Plymouth area for residents of Saltash. We also provide a weekly bus service for residents in Cargreen to shop at Saltash. Summary of the main achievements of the charity, identifying the difference the charity's work has made to Ihe circumstances of ils beneficiaries and any wider benefits to society as a whole. Para 1 20 Additional Information {optionall You ma choose to include further statements where relevant about.. Salta5h & Distri¢t Age Concern has provided meals etc. for over 40 years to the senior citizens of Saltash. Also, by providing access of the Saltash Red Bus minibuses and volunteer drivers to other groups in the PL area, Saltash Red Bus earns an income to subsidise the aims of the Salta5h & District A e Concern. NIA Achievements against objectives set Para 1.41
Performance offundraising activities against objectives set P8ra 1.41 NIA Inveslment performan against objectives Para 1.41 other
Financial Review Review of the charity's financial position al Ihe end of the peiiod Para 1.21 The charity's position at the end of the fiscal year 202412025 is a very healthy one. This is due to setting up Saltash Red Bus as the trading arm of the Saltash & District Age Concern Committee. Currently the income generated by the Saltash Red Bus is held in a separate account lo that of the Saltash & District Age Concern Committee. Once the Saltash Red Bus account has been audited, any profit, above that which will be required to maintain the Saltash Red Bus minibus fleet, will be transferred to the Saltash & District Age Concern Committees bank accounts. £89,628.70 NIA Statement explaining the policy for holding reserves stating why they are held Para 1.22 Amount Df reserves held Reasons for holding zero reserves Details of fund materially in deficit Explanation of any uncertainties about the charity continuing as a going concern Pqia 1.22 Para 1.22 Para 1.24 NIA Par2 1.23 None Additional information loptionall You ma hoose to include further statements where relevant aboLrt'. The princFpal source of income for the Saltash & District Age Concern Committee, has been derived from money collected from those members attending the Lunch Club meals. Saltash Red Bus source of income is from operating contacts with Cornwall council day tri s and sho er buses Its main source of income is funding received based on the number of people using its services. This income is applied directly to furthering the charity's charitable purposes. Funds received are primarily reinvested into improving and developing the services provided to beneficiarles, including staffing, resources, facilities, and programme delivery. The trustees, objective is to ensure that all funds are used efficiently and responsibly to maximise benefit to service users. The charity does not undertake speculative or high-risk investments. Any surplus funds are held in low-risk bank accounts to maintain liquidity and financial stability. The charity's principal sources ol funds (including any fundraising) Para 1.47 Investment policy and objectives including any social investment policy adopted Pai8 1.46
A description of Ihe principal risks facing the charity Para 1.46 None Other
Structure, Governance and Management Description of charity's trusts.. Saltash & District Age Concern Committee {Saltash Red Bus-trading arm Constitutional Type of governing document IrLisI deecl. ro al charlei. How is the charity constiluled? le.g Linincorporaled associalioii. CIO Trustee selection methods including details of any constilulional provisions e.g. election lo post or name of any person or body entitled lo appoint one or more trustees Para 1.25 Para 1.25 Saltash & District Age Concern is a separate charity affiliated to AGE UK. Para 1.25 Trustees are appointed in relation to the position in which they serve the charity. e.g. Chairman,. Secretary,. Treasurer etc. Additional information loptionall You ma choose to include further slalemenls where relevant about.. NIA Policies and procedures adopted for the induction and training of trustees Para 1.51 AGE UK The charity's organisalional structure and any wider network with which the charity works Para 1.51 Saltash Red Bus Relationship with any related parties Para 1.51 The trustees re501ved to restructure the trading arm of Saltash Red Bus as a limited company following a period of growth and expansion. This decision was taken after obtsining professional advice from Westcott Chartered Accountants and the Charity Section of Tozers Solicitors. The purpose of this restructuring was to protect the interests of the charity and its trustees, strengthen governance arrangements, and ensure that the organisation operates in a financially and legally robust manner as it continues to develop. other Reference and Administrative details
Charil name Other name the charit uses Re istered charil number Charity's principal address Saltash & District A e Concein Committee Saltash Red Bus 290997 11 The Speares, Latchbrook. Saltash, Cornwall, PL12
Names of the charity trustees who manage the charity Trustee namè Dates acted If not for whole ear Office lif any) Name of person lor bodyl entiued toa oint trustee Ifan Adrian Shergold Elizabeth Edgecombe Diane Shann Jillian Prout Mary Grant Michael Finch Chair Vice Chair Secretary Treasurer Manager Lunch Club Manager Sallash Red Bus Yvonne Hope Treasurer Saltash Red Bus Left position FebrLJary 2025 10 12 13 14 15 16 17 18 19 20 Cor orate trustees - names of the directors at the date the re Director name Micheal Finch ortwasa roved Saltash Red Bus Liminted Janua 2025 Name of trustees holding title to property belonging to the charity Tru5tse namo Dates acted if not for whole ear
Funds held as custodian trustees on behalf of others Description of the assets held in this capacity Name and objects of the charity on whose behalf the assets are held and how this falls within the custodian charity's objects Details of arrangements for safe custody and segregation of such assets from the charity's own assets Additional information {optional> Names and addresses of advlsers (Optional informatTonl Typo of Name Address adviser Name of chief executive or names of senior staff members {Optional information) Exemptions from disclosure Reason for non-disclosure of ke ersonnel details other o tional Information
Declarations The trustees declare that they have approved the trustees, report above. Signed on behalf of the ch 's trustees Signature(s) Full namels) Position leg Secretary, Chair, etc) Date
Saltash & District Age Concern
Saltash Red Bus
1st April 2024 to 31st March 2025
| Fixed Assets | |
|---|---|
| Tangible Assets | |
| Motor Vehicles | 90,659.40 |
| Less Accumulated Depreciation on Motor Vehicles | -38,224.35 |
| Total Tangible Assets | 52,435.05 |
| Total Fixed Assets | 52,435.05 |
| Current Assests | |
| Cash in the bank and in hand | |
| Saltash Red Bus | 55,193.35 |
| Age Concern Savings A/C | 29,968.06 |
| Total Cash at Bank and in Hand | 85,161.41 |
| Accounts Recievable | 0.00 |
| Total Current Assets | 85,161.41 |
| Creditors: amounts falling due within one year | |
| Accounts payable | 19,670.71 |
| Accruals | 0.00 |
| NIC Payable | 1,168.94 |
| PAYE Payable | 17,252.20 |
| Pensions Payable | 249.71 |
| Wages Payable - Payroll | 4,029.53 |
| Cash Account | 5,434.77 |
| Petty Cash | 161.90 |
| Total Creditors: amounts falling due within one year | 47,967.76 |
| Net Assets ( Liabilities) | 37,193.65 |
| Total Assets Less Current Liabilities | 89,628.70 |
| Net Assets | 89,628.70 |
| Capital and Reserves | |
| Current year earning | 37,642.20 |
| Retained Earnings | 51,986.50 |
| Total Capital and Reserves | 89,628.70 |
Independent examiner's report on the accounts
Section A Independent Examiner’s Report
| Report to the trustees/ members of On accounts for the year ended Set out on pages |
The Saltash Age Concern Committe | The Saltash Age Concern Committe | The Saltash Age Concern Committe |
|---|---|---|---|
| 31/03/2025 | Charity no (if any) |
290997 | |
| 1-2 |
I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 09/03/2021. Responsibilities and As the charity's trustees, you are responsible for the preparation of the basis of report accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).
I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
Independent I have completed my examination. I confirm that no material matters have examiner's statement come to my attention in connection with the examination which gives me cause to believe that in, any material respect:
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the accounting records were not kept in accordance with section 130 of the Charities Act; or
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the accounts did not accord with the accounting records; or
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the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
Date: 30[th] January 2026
Signed: Name: Jonathan Lambert (MICB, PM.Dip) Institute of Certified Bookkeepers (ICB) Member 405918 Relevant professional qualification(s) or body ICB Practice Licence Number 22531 (if any):
1
Oct 2018
IER
Address:
April Sunset, Latchley Gunnislake, Cornwall PL18 9AX
Section B Disclosure
Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).
Give here brief details of any items that the examiner wishes to disclose .
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Oct 2018
IER