CHARITY COMMISSION
FOR ENGLAND AND WALES
Trustees, Annual Report for the period
From
1st April 2024
Period end date
Period start date To
315t March 2025
Charity name: Saltash & District Age Concern Committee and Saltash Red
Bus (Trading arm of Saltash & District Age Concern)
Charity registration number: 290997
Objectives and Activities
SORP r8fer8nc8
Summary of the purposes of
the charity as set out in its
governing document
Para1.17
To promote welfare of anyone, in any
manner which is now, or hereafter may
be deemed by law, to be charitable
within the PL Postal area.
To raise money,, open bank accounts;
take out insurance. To work with other
charitable groups and exchange non-
sensitive information. To do anything
lawful which will help Saltash & District
Age Concern Committee to fulfil its
aims.
All Saltash & District Age Concern
Committee and Saltash Red Bus
Trustees are fully conversant and
Compliant with the guidance issued by
the Charity Commission on Public
Benefit
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or
services identified in the
accounts.
Slalement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para1 17and
Pam1.18
Additional information {optionall
You ma
hoose to include further statements where relevant about..
SORP ieference
NIA
Para 1.38
Policy on grant making
Para 1.38
Policy on social investment
including program related
investment
Between the two organisations- Saltash
& Dlstrict Age Concern and Saltash Red
Bus - have 25 volunteers who provide:
a weekly luncheon for 40+ senior
citizens; drive min- buses for shopping.
Para 1.38
Contribution made by
volunteers
Sunday lunch, theatre, museum and
seaside trips.
They also provide rninibuses and
drivers to other simllar organisations for
their members to take part in similar
activities.
Saltash Red Bus had 18 paid part-time
employees, 16 of which were term time
only
other
Achievements and Performance
SORP r8fÉrence
The main objective of the Saltash &
District Age Concern was to provide
senior citizens with an opportunity to
come together, in a communal space,
and enjoy a freshly
cooked meal, with various
entertainment
activities.
The setting up of the Saltash Red Bus
has allowed the ¢harity to utilise the 11
minibuses and other vehicles in its fleet,
togetherwith the 10 volunteer drivers,
to provide the same groups with access
to other recreational and informative
activities, both on and off slte.
Saltash Red Bus started a bus service
to the various supermarkets in the
Plymouth area for residents of Saltash.
We also provide a weekly bus service
for residents in Cargreen to shop at
Saltash.
Summary of the main
achievements of the charity,
identifying the difference the
charity's work has made to
Ihe circumstances of ils
beneficiaries and any wider
benefits to society as a
whole.
Para 1 20
Additional Information {optionall
You ma
choose to include further statements where relevant about..
Salta5h & Distri¢t Age Concern has
provided meals etc. for over 40 years to
the senior citizens of Saltash.
Also, by providing access of the Saltash
Red Bus minibuses and volunteer
drivers to other groups in the PL area,
Saltash Red Bus earns an income to
subsidise the aims
of the Salta5h & District A e Concern.
NIA
Achievements against
objectives set
Para 1.41
Performance offundraising
activities against objectives
set
P8ra 1.41
NIA
Inveslment performan
against objectives
Para 1.41
other
Financial Review
Review of the charity's
financial position al Ihe end
of the peiiod
Para 1.21
The charity's position at the end of the
fiscal year 202412025 is a very healthy
one. This is due to setting up Saltash
Red Bus as the trading arm of the
Saltash & District Age Concern
Committee.
Currently the income generated by the
Saltash Red Bus is held in a separate
account lo that of the Saltash & District
Age Concern Committee. Once the
Saltash Red Bus account has been
audited, any profit, above that which will
be required to maintain the Saltash Red
Bus minibus fleet, will be transferred to
the Saltash & District Age Concern
Committees bank accounts.
£89,628.70
NIA
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22
Amount Df reserves held
Reasons for holding zero
reserves
Details of fund materially in
deficit
Explanation of any
uncertainties about the
charity continuing as a going
concern
Pqia 1.22
Para 1.22
Para 1.24
NIA
Par2 1.23
None
Additional information loptionall
You ma
hoose to include further statements where relevant aboLrt'.
The princFpal source of income for the
Saltash & District Age Concern
Committee, has been derived from
money collected from those members
attending the Lunch Club meals. Saltash
Red Bus source of income is from
operating contacts with Cornwall
council day tri
s and sho
er buses
Its main source of income is funding
received based on the number of people
using its services. This income is
applied directly to furthering the
charity's charitable purposes.
Funds received are primarily reinvested
into improving and developing the
services provided to beneficiarles,
including staffing, resources, facilities,
and programme delivery.
The trustees, objective is to ensure that
all funds are used efficiently and
responsibly to maximise benefit to
service users.
The charity does not undertake
speculative or high-risk investments.
Any surplus funds are held in low-risk
bank accounts to maintain liquidity and
financial stability.
The charity's principal
sources ol funds (including
any fundraising)
Para 1.47
Investment policy and
objectives including any
social investment policy
adopted
Pai8 1.46
A description of Ihe principal
risks facing the charity
Para 1.46
None
Other
Structure, Governance and Management
Description of charity's
trusts..
Saltash & District Age Concern
Committee {Saltash Red Bus-trading
arm
Constitutional
Type of governing document
IrLisI deecl. ro
al charlei.
How is the charity
constiluled?
le.g Linincorporaled
associalioii. CIO
Trustee selection methods
including details of any
constilulional provisions e.g.
election lo post or name of
any person or body entitled
lo appoint one or more
trustees
Para 1.25
Para 1.25
Saltash & District Age Concern is a
separate charity affiliated to AGE UK.
Para 1.25
Trustees are appointed in relation to the
position in which they serve the charity.
e.g. Chairman,. Secretary,. Treasurer etc.
Additional information loptionall
You ma
choose to include further slalemenls where relevant about..
NIA
Policies and procedures
adopted for the induction
and training of trustees
Para 1.51
AGE UK
The charity's organisalional
structure and any wider
network with which the
charity works
Para 1.51
Saltash Red Bus
Relationship with any
related parties
Para 1.51
The trustees re501ved to restructure the
trading arm of Saltash Red Bus as a
limited company following a period of
growth and expansion.
This decision was taken after obtsining
professional advice from Westcott
Chartered Accountants and the Charity
Section of Tozers Solicitors.
The purpose of this restructuring was to
protect the interests of the charity and
its trustees, strengthen governance
arrangements, and ensure that the
organisation operates in a financially
and legally robust manner as it
continues to develop.
other
Reference and Administrative details
Charil
name
Other name the charit
uses
Re
istered charil
number
Charity's principal address
Saltash & District A e Concein Committee
Saltash Red Bus
290997
11 The Speares, Latchbrook. Saltash, Cornwall, PL12
Names of the charity trustees who manage the charity
Trustee namè
Dates acted If not for whole
ear
Office lif any)
Name of person lor bodyl entiued
toa
oint trustee
Ifan
Adrian Shergold
Elizabeth
Edgecombe
Diane Shann
Jillian Prout
Mary Grant
Michael Finch
Chair
Vice Chair
Secretary
Treasurer
Manager Lunch Club
Manager Sallash
Red Bus
Yvonne Hope
Treasurer Saltash
Red Bus
Left position FebrLJary
2025
10
12
13
14
15
16
17
18
19
20
Cor
orate trustees - names of the directors at the date the re
Director name
Micheal Finch
ortwasa
roved
Saltash Red Bus Liminted
Janua 2025
Name of trustees holding title to property belonging to the charity
Tru5tse namo
Dates acted if not for whole
ear
Funds held as custodian trustees on behalf of others
Description of the assets
held in this capacity
Name and objects of the
charity on whose behalf the
assets are held and how this
falls within the custodian
charity's objects
Details of arrangements for
safe custody and
segregation of such assets
from the charity's own
assets
Additional information {optional>
Names and addresses of advlsers (Optional informatTonl
Typo of
Name
Address
adviser
Name of chief executive or names of senior staff members {Optional information)
Exemptions from disclosure
Reason for non-disclosure of ke
ersonnel details
other o
tional Information
Declarations
The trustees declare that they have approved the trustees, report above.
Signed on behalf of the ch
's trustees
Signature(s)
Full namels)
Position leg Secretary,
Chair, etc)
Date
## Saltash & District Age Concern
## Saltash Red Bus
1st April 2024 to 31st March 2025
|**Fixed Assets**||
|---|---|
|**Tangible Assets**||
|Motor Vehicles|90,659.40|
|Less Accumulated Depreciation on Motor Vehicles|-38,224.35|
|**Total Tangible Assets**|**52,435.05**|
|**Total Fixed Assets**|**52,435.05**|
|**Current Assests**||
|**Cash in the bank and in hand**||
|Saltash Red Bus|55,193.35|
|Age Concern Savings A/C|29,968.06|
|**Total Cash at Bank and in Hand**|**85,161.41**|
|Accounts Recievable|0.00|
|**Total Current Assets**|**85,161.41**|
|**Creditors: amounts falling due within one year**||
|Accounts payable|19,670.71|
|Accruals|0.00|
|NIC Payable|1,168.94|
|PAYE Payable|17,252.20|
|Pensions Payable|249.71|
|Wages Payable - Payroll|4,029.53|
|Cash Account|5,434.77|
|Petty Cash|161.90|
|**Total Creditors: amounts falling due within one year**|**47,967.76**|
|**Net Assets ( Liabilities)**|**37,193.65**|
|**Total Assets Less Current Liabilities**|**89,628.70**|
|**Net Assets**|**89,628.70**|
|**Capital and Reserves**||
|Current year earning|37,642.20|
|Retained Earnings|51,986.50|
|**Total Capital and Reserves**|**89,628.70**|
## **Independent examiner's report on the accounts**
**Section A Independent Examiner’s Report**
|**Report to the trustees/**
**members of**
**On accounts for the year**
**ended**
**Set out on pages**|The Saltash Age Concern Committe|The Saltash Age Concern Committe|The Saltash Age Concern Committe|
|---|---|---|---|
|||||
||31/03/2025|**Charity**
**no (if**
**any)**|290997|
|||||
||1-2|||
I report to the trustees on my examination of the accounts of the above charity (“the Trust”) for the year ended 09/03/2021. **Responsibilities and** As the charity's trustees, you are responsible for the preparation of the **basis of report** accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).
I report in respect of my examination of the Trust’s accounts carried out under section 145 of the 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
**Independent** I have completed my examination. I confirm that no material matters have **examiner's statement** come to my attention in connection with the examination which gives me cause to believe that in, any material respect:
- the accounting records were not kept in accordance with section 130 of the Charities Act; or
- the accounts did not accord with the accounting records; or
- the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination.
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
**Date:** 30[th] January 2026
**Signed: Name:** Jonathan Lambert (MICB, PM.Dip) Institute of Certified Bookkeepers (ICB) Member 405918 **Relevant professional qualification(s) or body** ICB Practice Licence Number 22531 **(if any):**
1
**Oct 2018**
**IER**
## **Address:**
April Sunset, Latchley Gunnislake, Cornwall PL18 9AX
## **Section B Disclosure**
Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).
**Give here brief details of any items that the examiner wishes to disclose** .
2
**Oct 2018**
**IER**