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2025-08-31-accounts

Bankers HSBC,9WellesleyRoad, Croydon, CRg2AA
Barclays,1North End,Croydon, CR91RN
CAFBank Ltd,25KingsHillAvenue,KingsHill,
WestMalling, Kent, ME194JQ
Auditors BrydenJohnson,1-4KingsParade,
Lower Coombe Street,Croydon,CRO 1AA

LocalAuthorities
Donations,grants,andlegacies
Grossturnoverof subsidiarycompany
Hire offacilities
Bankinterestreceived
f.
f
t
t
f
3,221,380

760,610
190,992
122,124

213
Expenditure has supportedthefollowingopera tions
Bramley Hill Centre
JeanGaruvoodHouse
Rutherford School
t
t
t

586,992

811,817
1,875.198
Totalresources expendedon charitable
activities (including supportcosts)
t 3.274.007

Unrestricted Designated
Restricted
Designated
Restricted
Total Notes
Funds Funds Funds Funds
t E e e
lncome&Endowmentsfrom:
Grants, Donations &Legacies
Facilitiesand shop income
39,489
313,116
72t,12r 760,610
313,116
7
I
104,5L1
304,960
lnvestments:interest,dividends, rents 2L3 2r3 12,L63
lncomefromcharitable activities 3.22L.380 3,221,380 9 2,840,638
Total 3.574.L98 727.r21 4,295.379 3,262,272
Expenditure on:
.Raising Funds
764,2907L,834 t76,L24 10 143,803
Charitable activities
Total
3, tL.834 4.t37
4.137
3.274.OO7
3.450.131
t7 2,9t7,005
3,060,808
Net lncome/(Exppnditure) beforegai,nsandlosses 140,039(11,834) 7t6,983 845,188 201,,464
on investmentassets
Gain/(Loss)on investmentassets:
RealisedGain/(Loss)/
UnrealisedGain/(Loss)
{56.251) (56.25L)4 27,66L
Total (56.2s1) (56.2s1) 27.66L
Net lncome/(Expenditure) 83,788(11,834) 776,983 788,937 229,125
Transfers
Grosstransfers between funds 825,907(1s4,780)(67t,L2Ll 15
Net incoming reJources beforeother
recognisedgainsandlosses
909,689 (166.614)45.862 788.9?7 229,t25
Net movementinfunds 909,689 (L66.614)45.862 788.937 229,125
ReconciliationofFunds
Total funds broughtforward
3,s36,941L,0t2,9453,573 4,5s3,459 4,324,334
TotalFundscarriedforward 4,446,630 846,3tL
49,435
5.342,396 4,553,459

Group
2025
2024
Charity
202s
2024
Charity
202s
2024
Notes Total
Prior year
Total PriorYear
Fundstotal funds Funds total funds
fs EE
Fixed Assets
Tangibleassets
lnvestments
TotalFixed Assets
3
4
4,77L,6173,132,220
689,723945,974
4,86t,340
4.O78,794
4,r77,6L13,L32,220
689,725945,976
4.86L,3424,078,196
Current Assets
Debtors
Cashat bank and in hand
5 226,464322,469
951,838636,379
262,653
9L3.046
354,632
596.201
TotalCurrentAssets 1,178,302958,848 I,17s.700
Liabilities:
Creditorsfallingduewithinlyear
Net CurrentAssets
6 478,59r
483.583
699,7L0475,26s
475,99L
475.570
699,70847s,263
Totalassets lesscurrent liabilities 5,s61,050
4,553,459
5,561,050 4,553,459
Cre.ditors: amountsfallingdueaftermorethanlyear 6 218,653 218,653
Net AssetslncludingPensionLiability 5.342.397
4.553.459
5,342.397 4.s53.459
FundsoftheFoundation
Unrestricted lncomeFunds 15 4,446,630
3,536,947
4,446,630 3,536,941
DesignatedlncomeFunds 15 846,331
r,072,945
846,33L t,o12,945
RestrictedlncomeFunds L5 49,436
3,573
49,436 3,s73
Total FoundationFunds 5,342,397
4.553.459
4,553,459

2025 2024
C f
Cashflows from operating activities(note20) 9s2,838 269,292
lnvestingActivities
lnvestment income
2t3 12,L63
Proceedsfromdisposaloflnvestments
PurchaseofFixed Assets
200,000
(1,090,841)
7t8l
CashProvided by(usedin) investingactivities (890,628) (232,555)
FinancingActivites
Proceedsfromnew-bankloans 275,O00
Repayment of bankloans (21,750l'
Netcash used infinancingactivities 253,250
Netincreaseincashandcashequivalents 315,459 36,737
Cashandcashequivalentsatthebeginningoftheperiod 636,379 599,642
Totalcashandcashequivalentsattheend ofthe period 951,838 636,379
Heldas:
Cashatbankand inhand 951.838 636,379
Totalcashandcashequivalentsattheendof the period 951,838 636,379

Freehold Property Under Leasehold Motor Plant and Total
Property Construction Property Vehicles Equipment
(long)
E E e f f
cosT
At1September 2024
2,632,737 362,33L 583,649270,942 663,375 4,573,O34
Additionsinyear 1,055,631 34,209 1,090,840
Disposals inyear
At31August 2025 2.632.737 583.649 270.942 5.603.874
DEPRECIATION
At1September 2024 40,66L 503,198 245,382 59L,572 1,380,813
Chargefortheyear 12,878 6,390 32,176 57,444
Disposals inyear
At31August 2025 40,66t 576,076 257,772 623,748 1,,432,257
NETBOOK VALUE
At31August 2025
2,592,076 67,572 19,170 73,836 4,77L,6r7
At3LAugust 2024 2,592,O76 362.33t 80,451 25,560 71.803 3.732,22I

INVESTMENTS
2025 2024
f f
Quotedinvestments:
MidmarketvalueLSeprember2024 2023 345,974
lnvestmentsadditions
lnvestments disposals (20o,ooo)
Realisedgainoninvestmentssold
Unrealised gain/(loss) t8,749 27.551
Midmarket value3IAuguslZ02S/2024 t64,723 345,974
lnvestmentproperty:
Market value1September2024/2023 600,000 600,000
Netgainesorlossesthroughfairvalue adjustments (7s.000)
Market value31August2ozs/2024 525,000 500,000
Totallnvestments 689,723
945,974
5 DEETORS Group Charity Group Charity
2025 2025 2024 2024
E f I
school fees in respect of AutumnTerm 2025 andothercharitable fees receivable
Other debtors andprepayments
t63,r57
63,306
t63,t57
99.496
257,77f
70,750
251,7L3
ro2.9t3
226.464
262,653
322.463 354,626
6 CREDITORS(duewithinoneYearl Group Charity Group Charity
2025 2025 2024 2024
g f f
Bank loan 34,597 34,597
Taxand social security creditors 5a,294 s8,294 39,786 39,786
Deferred lncome 49,372 49,372 288,120 288,L20
othercreditors & accruals 336.328
478,591
333,728
475,99L
155.677
483,583
L47,664
475,570
Bank loan
Taxand social security creditors
Deferred lncome
othercreditors & accruals
34,597
5a,294
49,372
336.328
34,597
s8,294
49,372
333,728
478,591
475,99L
34,597
5a,294
49,372
336.328
34,597
s8,294
49,372
333,728
478,591
475,99L
34,597
5a,294
49,372
336.328
34,597
s8,294
49,372
333,728
478,591
475,99L
34,597
5a,294
49,372
336.328
34,597
s8,294
49,372
333,728
478,591
475,99L
39,786
288,120
155.677
483,583
39,786
288,L20
L47,664
475,570
Deferred income represerits cqshieieivedor debtors recognised in respect of charitable activitiestobe undertaken infuture periods.
6 CREDITORS(amountsfalllngdue af.ter morethdncineyear)
.''.4
Group
2025
charity
2025
Group
2024
Charity
2024
f tf e
Bank loan 2r.8.653218,6s3
218,653 218.653
7 INCOMEFROMGRANT'DONATIONS&TEGACIES Unrestricted Restricted 2025 2024
Funds Funds Total Total
f f f
Donations&legacies :1 39,489 72r,t27 760,6L0
L04,5LL
Grants 39,489 72t,r2t 760,610 104,511
lncludedwithinindividual donationsisan amountof fNil(2024:fNil)in respect oflegacies.
8 OTHER TRADING ACTIVITIES Unrestricted Restricted 2025 2024
Funds Funds Total Total
f f I
Hire of Facilities 722,L24 t22,724 L27,080
Sales ReceiptssubsidiaryCompany (CharityShops) 190,992 L90,992 L77,880
313,116 313,116 304,960
9 INCOMEFROM CHARITABTEACTIVITIES
Unrestricted Restricted 2025 2024
Funds Funds Total Total
I E f E
Bramley Hillcentre 46L,933 461,933 453,321
Jean6arwoodHouse 732,309 732,309 660,899
Rutherford school 2,027,L38
3.22L.380
2.027,738
r,726,4L8
3.227.3802.840.638
10 COSTSOF RAISING FUNDS Unrestricted Restricted 2025 2024
Funds Funds Total Total
t E f E
Direct staff andadministrationofcharity shops r40,873 L40,873 tL4,O32
Direct staff andadministrationcostsofAppealsDepaftment 23,4L6 23,416 20,248
Outsourced fundraising(capital project) rL.834 17.834 9,523
11 EXPENDITuRE ON CHARITABIEACIIVITIES (including allocationofsupportcosts) Unrestricted Restricted 2025 2024
Funds
€€€€
Funds Total Total
Bramley Hillcentre
JeanGarwoodHouse
585,193 7,799
1LL,AL7
-
586,992
8LL,8L7

487'058

732,786
Rutherford school

Forthe year end
suPPoRTcosTs(included lnNote11)
ed3lstAugust 2025
Jean
Bramley Hill Garuood Rutherford
Centre House School Total
2025
E E E
AdministrationStaffCosts 72,665 72,665 72,665 217,994
Othersupportcosts 34,180 34,180 34,780 L02,5t9
GovernanceCosts 3,552 3,552 3,552 10,656
Total Support costsfortheyearended31stAugust 2025: Lr0397
1L0.397
110.397 331.L89
Total SupportCostsfor theperiod ended31stAugust 2024: 48.832 48.832 49g4) t46.496

STAFF COSTS
Group Charity Group charity
These costsare included in"Costsofraisingfunds"..ind
"Expenditure oncharitableactivities"and consistof:
2025
f
2025
2024
f
2024
Salariesandwages r,909,257 7,841,706 7,832,958 r,756,770
social securitycosts L90,732 785,484 161,350 156,530
Pension costs 55,751 54,643 53,624 52,388
2.155.739 2.O4L233 )o4791) 1.S55.688
pension schemesreferred toinAccounting Policies{Note1i).
Theestimatedaverage number of"tploy""r,
'''
TrT
Number
tlily
Number
W
Number
charity
2024
Number
Direct charitable activities 64 64 61 61
Direct staff andadministrationof charity shops 5 4
Management andadministration
Appeals
8
1
8
1
6
'),
8
I
78 73 74 70
NETINCOME/EXPENDITUREFOR THE YEAR 2025 2Q24
E E
Thisisstatedaftercharging thefollowing:
Depreciation 51,444 63,093
operatingIeasepaymentsrecognisedas anexpense 28,000 30,298
Auditors Remuneration-auditof these financial statements 12,000 10,320
Auditors Remuneration-otherservices (audit ofsubsidiary interimaccounts, advising generally) 7,349 5,050

MOVEMENTSINFUNDS
Balance Movementin resources: Balance
1-Sep-24 lncoming Outgoing Transfers 31-Aug-25
f f f.
UnrestrictedFunds 3,536,941 3,517,947 825,90L4,446,630
DesignatedFunds L.012.945 {11.834)1154.7801 846.331
RestrictedFunds
RSDonations&Legacies 2,338 25,000 (2,3381 25,000
BHDonations&Legacies 7,235 2s,000 (L,7ee| 24,436
Capital Project 3,573 67L,T2I
72L,r2r
t4,t37trc7L,72L1 49,436
Total 4,553,459 4.239.068(3.450.131) s.342.397
Balance Movementin resources: Balance
1-5ep-23 lncoming Outgoing Transfers 3L-Aug-24
f€ f
UnrestrictedFunds 4,000,37t 3,242,44t- (3,034186) (671,685) 3,s36,941
DesignatedFunds
RestrictedFundS
275,783
108.180
47,492 (9,s23)
{17.099}
805,685
(135.000)
7,O12,945
3,573
Total 4,324,334 3.289.933(3.060.808) 4.553.459
ANATYSIS OFNET ASSETSBETWEENF UNOS AS AT 31 AUGUST2025
Taneible
'
lnvestments Debtors Cash CreditorsNet Assets
Fixed Assets
tL f E f
Unrestricted ,4,r7L,6!7 164,723 226,464 58t,07L (697,2441 4,446,630
Designated s25,000 32L,33L 846,331
RSDonations&Legacies 25,000 25,000
BHDonations&Legacies 24,436 24,436
Total 4,177,6L7689,723 226,464 9s1,838 s,342,397
comparativeanalysisof netassetsbetweenfundsasat31August 2024
Taneible
-
lnvestments Debtors cash CreditorsNet Assets
Fixed Assets
€€ f f f f
Unrestricted 3,!32,220 345,974 322,469 2L9,867 (483,s831 3,536,94L
Designated 500,000 4L2,945 1,o72,945
BHDonations&Legacies
Hydrotherapv Pool(CapitalProject)
Total
-__I,Z3S-L,23s
3,!32,220 945,974
322,469
636,379(483,s83)4,ss3,4s9
2,338
2,338

2025 2024
f
Assets M,326 44,844
tiabilities (44,3241 (44,8421
NetAssets(sharecapital) 2 2
Turnover 190,993 177,880
Bankinterest
Expenditure
Profit
(140,874l,
50,119
(7r4,O321
63,848

OF NET MOVEMENTSINFUNDSTONETCASHFLOW FROM OPERATING ACTIVITIES
RECONCILIATION 2025 2024
EI
AddBackDepreciationcharge
Deduct lnvestment lncome
Unrealised Loss/(Gain)on lnvestments
(lncrease)/DecreaseinDebtors
lncrease increditors
788,937
5r,M4
(2t31
56,2sr
96,008
(39,s88)
229,125
63,093
(12,1631
(27,66t1
253,967
(237,069|
NetCashUsed inoperatingactivities 952,838 269,292

OPERATINGTEASECOMMITMENTS
The Grouphasoperatingleasecommitmentsinrelationtotherentalofretail premis
Limited andleasesof officeequipment,asfollows:
es usedbyitswhollyowned trading subsidiary CroydonC PTrading
Futureminimum operatinglease payments 2025
f€
2024
Withinoneyear
Betweentwoand fiveyears
ln over fiveyears
30,732
L1L,762
4L,667
25,4?2

56,844
54,167
184,t6L t36.443

Unrestricted Designated Restricted Total
Funds Funds Funds Funds 2024
f E
lncome&Endowmentsfrom:
Grants, Donations&Legacies 39,489 72L,r2l 760,610 104s11
DonationfromTradingSubsidiary 50,119 50,119 63,848
Other TradingActivities
Investments:interest,dividends,rents
t22,124
2t3
L22,t24
2r3
127,O80
t2,L63
lncomefrom charitableactivities
Total
3,22L,380
3.433.325
72t.L2t 3.22L.380
4,154,446
3,148,240
Expenditure on:
Raising Funds
Charitableactivities
Total
23,4t6
3,269,870
3.293.286
Lt,834
Lal4
t
4,L37
4.L37
3.2t4.007
35,250
3_309.257
29,77L
2,9t7,O05
2,946,776
Netlncome/(Expenditure)befor:e gainsandlosses 140,039(11,834)716,983845,188 20L,464
on investmentassets
Gain/Lossoninvestmentassets
RealisedGain/(Loss)
Unrealised Gain/(Loss) 27,661
Total .661
NetIncome/(Expenditure) 83,788(11,834)7L6,983788,937 229,t25
Transfers
Grosstransfersbetweenfunds
825,soL(1s4,780)(67t,L2r)
Net incoming resources beforeother
recognisedgainsandlosses
909,689 45,862 788,937 229,125
Netmovementinfunds 909,689 (166.614)4s,862 788.937 229,125
ReconciliationofFunds
Total fundsbrought forward
3,536,94LL,0r2,94s 3,573 4,ss3,459 4,324,334
TotalFundscarriedforward 4,446,630 846,33149,435 5342396 @