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|Bankers|HSBC,9WellesleyRoad, Croydon, CRg2AA|
|---|---|
||Barclays,1North End,Croydon, CR91RN|
||CAFBank Ltd,25KingsHillAvenue,KingsHill,|
||WestMalling, Kent, ME194JQ|
|Auditors|BrydenJohnson,1-4KingsParade,|
||Lower Coombe Street,Croydon,CRO 1AA|



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|LocalAuthorities<br>Donations,grants,andlegacies<br>Grossturnoverof subsidiarycompany<br>Hire offacilities<br>Bankinterestreceived|f.<br>f<br>t<br>t<br>f|3,221,380<br> <br>760,610<br>190,992<br>122,124<br> <br>213|
|---|---|---|



|Expenditure has supportedthefollowingopera|tions||
|---|---|---|
|Bramley Hill Centre<br>JeanGaruvoodHouse<br>Rutherford School|t<br>t<br>t|<br>586,992<br> <br>811,817<br> 1,875.198|
|Totalresources expendedon charitable<br>activities (including supportcosts)|t|3.274.007|



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||Unrestricted|Designated<br>Restricted|Designated<br>Restricted|Total|Notes||
|---|---|---|---|---|---|---|
||Funds|Funds|Funds|Funds|||
||t|E|e|e|||
|lncome&Endowmentsfrom:|||||||
|Grants, Donations &Legacies<br>Facilitiesand shop income|39,489<br>313,116||72t,12r|760,610<br>313,116|7<br>I|104,5L1<br>304,960|
|lnvestments:interest,dividends, rents|2L3|||2r3||12,L63|
|lncomefromcharitable activities|3.22L.380|||3,221,380|9|2,840,638|
|Total|3.574.L98||727.r21|4,295.379||3,262,272|
|Expenditure on:<br>.Raising Funds|764,2907L,834|||t76,L24|10|143,803|
|Charitable activities<br>Total|3,|tL.834|4.t37<br>4.137|3.274.OO7<br>3.450.131|t7|2,9t7,005<br>3,060,808|
|Net lncome/(Exppnditure) beforegai,nsandlosses|140,039(11,834)||7t6,983|845,188||201,,464|
|on investmentassets|||||||
|Gain/(Loss)on investmentassets:|||||||
|RealisedGain/(Loss)/<br>UnrealisedGain/(Loss)|{56.251)|||(56.25L)4||27,66L|
|Total|(56.2s1)|||(56.2s1)||27.66L|
|Net lncome/(Expenditure)|83,788(11,834)||776,983|788,937||229,125|
|Transfers|||||||
|Grosstransfers between funds|825,907(1s4,780)(67t,L2Ll||||15||
|Net incoming reJources beforeother<br>recognisedgainsandlosses|909,689|(166.614)45.862||788.9?7||229,t25|
|Net movementinfunds|909,689|(L66.614)45.862||788.937||229,125|
|ReconciliationofFunds<br>Total funds broughtforward|3,s36,941L,0t2,9453,573|||4,5s3,459||4,324,334|
|TotalFundscarriedforward|4,446,630|846,3tL|<br>49,435|5.342,396||4,553,459|





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|||Group<br>2025<br>2024|Charity<br>202s<br>2024|Charity<br>202s<br>2024|
|---|---|---|---|---|
||Notes|Total<br>Prior year|Total|PriorYear|
|||Fundstotal funds|Funds|total funds|
|||fs|EE||
|Fixed Assets<br>Tangibleassets<br>lnvestments<br>TotalFixed Assets|3<br>4|4,77L,6173,132,220<br>689,723945,974<br>4,86t,340<br>4.O78,794|4,r77,6L13,L32,220<br>689,725945,976<br>4.86L,3424,078,196||
|Current Assets<br>Debtors<br>Cashat bank and in hand|5|226,464322,469<br>951,838636,379|262,653<br>9L3.046|354,632<br>596.201|
|TotalCurrentAssets||1,178,302958,848|I,17s.700||
|Liabilities:<br>Creditorsfallingduewithinlyear<br>Net CurrentAssets|6|478,59r<br>483.583<br>699,7L0475,26s|475,99L<br>475.570<br>699,70847s,263||
|Totalassets lesscurrent liabilities||5,s61,050<br>4,553,459|5,561,050|4,553,459|
|Cre.ditors: amountsfallingdueaftermorethanlyear|6|218,653|218,653||
|Net AssetslncludingPensionLiability||5.342.397<br>4.553.459|5,342.397|4.s53.459|
|FundsoftheFoundation|||||
|Unrestricted lncomeFunds|15|4,446,630<br>3,536,947|4,446,630|3,536,941|
|DesignatedlncomeFunds|15|846,331<br>r,072,945|846,33L|t,o12,945|
|RestrictedlncomeFunds|L5|49,436<br>3,573|49,436|3,s73|
|Total FoundationFunds||5,342,397<br>4.553.459||4,553,459|







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||2025|2024|
|---|---|---|
||C|f|
|Cashflows from operating activities(note20)|9s2,838|269,292|
|lnvestingActivities<br>lnvestment income|2t3|12,L63|
|Proceedsfromdisposaloflnvestments<br>PurchaseofFixed Assets|200,000<br>(1,090,841)|7t8l|
|CashProvided by(usedin) investingactivities|(890,628)|(232,555)|
|FinancingActivites|||
|Proceedsfromnew-bankloans|275,O00||
|Repayment of bankloans|(21,750l'||
|Netcash used infinancingactivities|253,250||
|Netincreaseincashandcashequivalents|315,459|36,737|
|Cashandcashequivalentsatthebeginningoftheperiod|636,379|599,642|
|Totalcashandcashequivalentsattheend ofthe period|951,838|636,379|
|Heldas:|||
|Cashatbankand inhand|951.838|636,379|
|Totalcashandcashequivalentsattheendof the period|951,838|636,379|





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||Freehold|Property Under|Leasehold|Motor|Plant and|Total|
|---|---|---|---|---|---|---|
||Property|Construction|Property|Vehicles|Equipment||
||||(long)||||
||E|E|€|e|f|f|
|cosT<br>At1September 2024|2,632,737|362,33L|583,649270,942||663,375|4,573,O34|
|Additionsinyear||1,055,631|||34,209|1,090,840|
|Disposals inyear|||||||
|At31August 2025|2.632.737||583.649|270.942||5.603.874|
|DEPRECIATION|||||||
|At1September 2024|40,66L||503,198|245,382|59L,572|1,380,813|
|Chargefortheyear|||12,878|6,390|32,176|57,444|
|Disposals inyear|||||||
|At31August 2025|40,66t||576,076|257,772|623,748|1,,432,257|
|NETBOOK VALUE<br>At31August 2025|2,592,076||67,572|19,170|73,836|4,77L,6r7|
|At3LAugust 2024|2,592,O76|362.33t|80,451|25,560|71.803|3.732,22I|



## 

## 

|INVESTMENTS|||
|---|---|---|
||2025|2024|
||f|f|
|Quotedinvestments:|||
|MidmarketvalueLSeprember2024|2023|345,974|318,313|
|lnvestmentsadditions|||
|lnvestments disposals|(20o,ooo)||
|Realisedgainoninvestmentssold|||
|Unrealised gain/(loss)|t8,749|27.551|
|Midmarket value3IAuguslZ02S/2024|t64,723|345,974|
|lnvestmentproperty:|||
|Market value1September2024/2023|600,000|600,000|
|Netgainesorlossesthroughfairvalue adjustments|(7s.000)||
|Market value31August2ozs/2024|525,000|500,000|
|Totallnvestments|689,723|<br>945,974|





|5|DEETORS|Group|Charity|Group|Charity|
|---|---|---|---|---|---|
|||2025|2025|2024|2024|
|||€|E|f|I|
||school fees in respect of AutumnTerm 2025 andothercharitable fees receivable<br>Other debtors andprepayments|t63,r57<br>63,306|t63,t57<br>99.496|257,77f<br>70,750|251,7L3<br>ro2.9t3|
|||226.464|<br>262,653|322.463|354,626|
|6|CREDITORS(duewithinoneYearl|Group|Charity|Group|Charity|
|||2025|2025|2024|2024|
|||g|f||f|
||Bank loan|34,597|34,597|||
||Taxand social security creditors|5a,294|s8,294|39,786|39,786|
||Deferred lncome|49,372|49,372|288,120|288,L20|
||othercreditors & accruals|336.328<br>478,591|333,728<br>475,99L|155.677<br> 483,583|L47,664<br>475,570|



||Bank loan<br>Taxand social security creditors<br>Deferred lncome<br>othercreditors & accruals|34,597<br>5a,294<br>49,372<br>336.328<br>34,597<br>s8,294<br>49,372<br>333,728<br>478,591<br>475,99L|34,597<br>5a,294<br>49,372<br>336.328<br>34,597<br>s8,294<br>49,372<br>333,728<br>478,591<br>475,99L|34,597<br>5a,294<br>49,372<br>336.328<br>34,597<br>s8,294<br>49,372<br>333,728<br>478,591<br>475,99L|34,597<br>5a,294<br>49,372<br>336.328<br>34,597<br>s8,294<br>49,372<br>333,728<br>478,591<br>475,99L|39,786<br>288,120<br>155.677<br> 483,583|39,786<br>288,L20<br>L47,664<br>475,570|
|---|---|---|---|---|---|---|---|
||Deferred income represerits cqshieieivedor debtors|recognised in respect of charitable activitiestobe undertaken infuture||||periods.||
|6|CREDITORS(amountsfalllngdue af.ter morethdncineyear)<br>.''.4||Group<br>2025||charity<br>2025|Group<br>2024|Charity<br>2024|
||||f||tf||e|
||Bank loan||2r.8.653218,6s3|||||
||||218,653||218.653|||
|7|INCOMEFROMGRANT'DONATIONS&TEGACIES||Unrestricted|Restricted||2025|2024|
||||Funds||Funds|Total|Total|
||||f||f||f|
||Donations&legacies|:1|39,489||72r,t27|760,6L0|<br>L04,5LL|
||Grants||39,489||72t,r2t|760,610|104,511|
||lncludedwithinindividual donationsisan amountof|fNil(2024:fNil)in respect oflegacies.||||||
|8|OTHER TRADING ACTIVITIES||Unrestricted|Restricted||2025|2024|
||||Funds||Funds|Total|Total|
||||f||f|I|€|
||Hire of Facilities||722,L24|||t22,724|L27,080|
||Sales ReceiptssubsidiaryCompany (CharityShops)||190,992|||L90,992|L77,880|
||||313,116|||313,116|304,960|
|9|INCOMEFROM CHARITABTEACTIVITIES|||||||
||||Unrestricted||Restricted|2025|2024|
||||Funds||Funds|Total|Total|
||||I||E|f|E|
||Bramley Hillcentre||46L,933|||461,933|453,321|
||Jean6arwoodHouse||732,309|||732,309|660,899|
||Rutherford school||2,027,L38<br>3.22L.380|||2.027,738<br>r,726,4L8<br>3.227.3802.840.638||
|10|COSTSOF RAISING FUNDS||Unrestricted||Restricted|2025|2024|
||||Funds||Funds|Total|Total|
||||t||E|f|E|
||Direct staff andadministrationofcharity shops||r40,873|||L40,873|tL4,O32|
||Direct staff andadministrationcostsofAppealsDepaftment||23,4L6|||23,416|20,248|
||Outsourced fundraising(capital project)||rL.834|||17.834|9,523|
|11|EXPENDITuRE ON CHARITABIEACIIVITIES (including|allocationofsupportcosts)|Unrestricted||Restricted|2025|2024|
||||Funds<br>€€€€||Funds|Total|Total|
||Bramley Hillcentre<br>JeanGarwoodHouse||585,193 7,799<br>1LL,AL7<br>-|||586,992<br>8LL,8L7|<br>487'058<br> <br>732,786|
||Rutherford school|||||||





## 

|Forthe year end<br>suPPoRTcosTs(included lnNote11)|ed3lstAugust 2025||||
|---|---|---|---|---|
|||Jean|||
||Bramley Hill|Garuood|Rutherford||
||Centre|House|School|Total|
|||||2025|
||E|E|E|€|
|AdministrationStaffCosts|72,665|72,665|72,665|217,994|
|Othersupportcosts|34,180|34,180|34,780|L02,5t9|
|GovernanceCosts|3,552|3,552|3,552|10,656|
|Total Support costsfortheyearended31stAugust 2025:|Lr0397|<br>1L0.397|110.397|331.L89|
|Total SupportCostsfor theperiod ended31stAugust 2024:|48.832|48.832|49g4)|t46.496|



## 

|STAFF COSTS|||||
|---|---|---|---|---|
||Group|Charity|Group|charity|
|These costsare included in"Costsofraisingfunds"..ind<br>"Expenditure oncharitableactivities"and consistof:|2025<br>f|2025<br>€|2024<br>f|2024<br>€|
|Salariesandwages|r,909,257|7,841,706|7,832,958|r,756,770|
|social securitycosts|L90,732|785,484|161,350|156,530|
|Pension costs|55,751|54,643|53,624|52,388|
||2.155.739|2.O4L233|)o4791)|1.S55.688|



|pension schemesreferred toinAccounting Policies{Note1i).<br>Theestimatedaverage number of"tploy""r,<br>'''|TrT<br>Number|tlily<br>Number|W<br>Number|charity<br>2024<br>Number|
|---|---|---|---|---|
|Direct charitable activities|64|64|61|61|
|Direct staff andadministrationof charity shops|5||4||
|Management andadministration<br>Appeals|8<br>1|8<br>1|6<br>'),|8<br>I|
||78|73|74|70|



|NETINCOME/EXPENDITUREFOR THE YEAR|2025|2Q24|
|---|---|---|
||E|E|
|Thisisstatedaftercharging thefollowing:|||
|Depreciation|51,444|63,093|
|operatingIeasepaymentsrecognisedas anexpense|28,000|30,298|
|Auditors Remuneration-auditof these financial statements|12,000|10,320|
|Auditors Remuneration-otherservices (audit ofsubsidiary interimaccounts, advising generally)|7,349|5,050|



## 



|MOVEMENTSINFUNDS||||||
|---|---|---|---|---|---|
||Balance|Movementin|resources:||Balance|
||1-Sep-24|lncoming|Outgoing|Transfers|31-Aug-25|
||f|f|€|€|f.|
|UnrestrictedFunds|3,536,941|3,517,947||825,90L4,446,630||
|DesignatedFunds|L.012.945||{11.834)1154.7801||846.331|
|RestrictedFunds||||||
|RSDonations&Legacies|2,338|25,000|(2,3381||25,000|
|BHDonations&Legacies|7,235|2s,000|(L,7ee\||24,436|
|Capital Project|3,573|67L,T2I<br>72L,r2r|t4,t37trc7L,72L1||49,436|
|Total|4,553,459|4.239.068(3.450.131)|||s.342.397|



||Balance|Movementin|resources:||Balance|
|---|---|---|---|---|---|
||1-5ep-23|lncoming|Outgoing|Transfers|3L-Aug-24|
||€|f€||f|€|
|UnrestrictedFunds|4,000,37t|3,242,44t-|(3,034186)|(671,685)|3,s36,941|
|DesignatedFunds<br>RestrictedFundS|275,783<br>108.180|47,492|(9,s23)<br>{17.099}|805,685<br>(135.000)|7,O12,945<br>3,573|
|Total|4,324,334|3.289.933(3.060.808)|||4.553.459|



|ANATYSIS OFNET ASSETSBETWEENF|UNOS AS AT 31|AUGUST2025|||||
|---|---|---|---|---|---|---|
||Taneible<br>'|lnvestments|Debtors|Cash|CreditorsNet Assets||
||Fixed Assets||||||
||tL||f|E|f|€|
|Unrestricted|,4,r7L,6!7|164,723|226,464|58t,07L|(697,2441|4,446,630|
|Designated||s25,000||32L,33L||846,331|
|RSDonations&Legacies||||25,000||25,000|
|BHDonations&Legacies||||24,436||24,436|
|Total|4,177,6L7689,723||226,464|9s1,838||s,342,397|
|comparativeanalysisof netassetsbetweenfundsasat31August 2024|||||||
||Taneible<br>-|lnvestments|Debtors|cash|CreditorsNet Assets||
||Fixed Assets||||||
||€€||f|f|f|f|
|Unrestricted|3,!32,220|345,974|322,469|2L9,867|(483,s831|3,536,94L|
|Designated||500,000||4L2,945||1,o72,945|
|BHDonations&Legacies<br>Hydrotherapv Pool(CapitalProject)<br>Total|-__I,Z3S-L,23s<br>3,!32,220 945,974||322,469|<br>636,379(483,s83)4,ss3,4s9<br>2,338<br>2,338|||





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||2025|2024|
|---|---|---|
||€|f|
|Assets|M,326|44,844|
|tiabilities|(44,3241|(44,8421|
|NetAssets(sharecapital)|2|2|
|Turnover|190,993|177,880|
|Bankinterest|||
|Expenditure<br>Profit|(140,874l,<br>50,119|(7r4,O321<br>63,848|



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|OF NET MOVEMENTSINFUNDSTONETCASHFLOW FROM OPERATING ACTIVITIES|||
|---|---|---|
|RECONCILIATION|2025|2024|
||EI||
|AddBackDepreciationcharge<br>Deduct lnvestment lncome<br>Unrealised Loss/(Gain)on lnvestments<br>(lncrease)/DecreaseinDebtors<br>lncrease increditors|788,937<br>5r,M4<br>(2t31<br>56,2sr<br>96,008<br>(39,s88)|229,125<br>63,093<br>(12,1631<br>(27,66t1<br>253,967<br> (237,069\|
|NetCashUsed inoperatingactivities|952,838|269,292|



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|OPERATINGTEASECOMMITMENTS<br>The Grouphasoperatingleasecommitmentsinrelationtotherentalofretail premis<br>Limited andleasesof officeequipment,asfollows:|es usedbyitswhollyowned trading subsidiary CroydonC|PTrading|
|---|---|---|
|Futureminimum operatinglease payments|2025<br>f€|2024|
|Withinoneyear<br>Betweentwoand fiveyears<br>ln over fiveyears|30,732<br>L1L,762<br>4L,667|25,4?2<br> <br>56,844<br>54,167|
||184,t6L|t36.443|





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## 

||Unrestricted|Designated|Restricted|Total||
|---|---|---|---|---|---|
||Funds|Funds|Funds|Funds|2024|
|||f|€|E||
|lncome&Endowmentsfrom:||||||
|Grants, Donations&Legacies|39,489||72L,r2l|760,610|104s11|
|DonationfromTradingSubsidiary|50,119|||50,119|63,848|
|Other TradingActivities<br>Investments:interest,dividends,rents|t22,124<br>2t3|||L22,t24<br>2r3|127,O80<br>t2,L63|
|lncomefrom charitableactivities<br>Total|3,22L,380<br>3.433.325||72t.L2t|3.22L.380<br>4,154,446|3,148,240|
|Expenditure on:<br>Raising Funds<br>Charitableactivities<br>Total|23,4t6<br>3,269,870<br>3.293.286|Lt,834<br>Lal4<br>t|4,L37<br>4.L37|3.2t4.007<br>35,250<br>3_309.257|29,77L<br>2,9t7,O05<br>2,946,776|
|Netlncome/(Expenditure)befor:e gainsandlosses|140,039(11,834)716,983845,188||||20L,464|
|on investmentassets||||||
|Gain/Lossoninvestmentassets||||||
|RealisedGain/(Loss)||||||
|Unrealised Gain/(Loss)|||||27,661|
|Total|||||.661|
|NetIncome/(Expenditure)|83,788(11,834)7L6,983788,937||||229,t25|
|Transfers<br>Grosstransfersbetweenfunds|825,soL(1s4,780)(67t,L2r)|||||
|Net incoming resources beforeother<br>recognisedgainsandlosses|909,689||45,862|788,937|229,125|
|Netmovementinfunds|909,689|(166.614)4s,862||788.937|229,125|
|ReconciliationofFunds<br>Total fundsbrought forward|3,536,94LL,0r2,94s 3,573|||4,ss3,459|4,324,334|
|TotalFundscarriedforward|4,446,630|846,33149,435||5342396|@|