THE PARISH OF STJAMES COLLIER ROW AND STJOHN THE EVANGELIST HAVERING-AThE-BOWER ANNUAL REPORT AND FINANCIALSTATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2025 Page I I
5TALLARD & CO LIMITED THE PARISH OF STJAMES COLLIER ROW AND STJOHN THE EVANGELIST HAVERING-AThE-BOWER CONTENTS FOR THE YEAR ENDED 31 DECEMBER 2025 Page 1-6 Annual Report of the Parochial Church Council 7-9 ststement of Financial Activities 10 Balante Sheet 11 Discretionary Account 12-13 Notes to the Accounts 14 Independent Examiners, Report Page 12
THE PARISH OF STJAMES COLLIER ROWAND STJOHN THE EVANGELIST HAVERING-AThE-8OWER ANNUAL REPORT FOR 2025 OFTHE PAROCHIAL CHURCH COUNCIL FOR THE YEAR ENDED 31 DECEMBER 2025 REFERENCE AND ADMINISTRATtVE DETAILS Charity number: 251460 Prlncipal Office: The Parish Office The Green North Road Havering-Atte-Bower Romford RM4 IPL Independent Examiner: A Pstallard Stallard & Co LimTted Suite 2, Aquarium 101 Lower Anchor Street Chelmsford CM2 OAU The PCC has the resp)nsibility of Covoperdting with the incumbent in promoting the whole mission of St James and Si Johns. It also has the maintenance responsibilities for St John's Cliurch and Church Hall aTJd St James Church. The PCC members are ex-officio or elect¢d at the Annual meeting in accordance with the Church R¢pr¢sentstion Rules. During th¢ past year the followin(y setved as PCC members. Incumbent Curate Curate Rev D Anderton Rev G Clarke Rev N Snelling Warden S Clarke G Edwards Eleeted Members H Knightbridge J Shephard E Knightbridge P Negus E Anderton C Spelling D Rowe SPye M Dreese L Mathieson V Collins Treasurer Secretary Page 13
Strnctnre overnanee and mana ement Tlie method of appointment of PCC members is set out in the chUh Repr¢sentation Rules. All attendees are encouraged to register on the electoral roll and stand for election to the PCC. Ob eetives 2nd 2Ctivities St James, & St John's have the responsibility of co-operating together in unity, to provide ecutnenical, pastoral, and ¢vang¢lical leadership within the whole church mission set beft?re God. Introduction This report Is started with the sad news that the Rev David Anderton. who had been ill for some tim4 sadly pass¢d away in September 2025. He wa5 unwell for much of 2025. He did return to work on a limited basis but could not maintsin this. There were 6 planned meetings of the full PCC during the year with th¢ Standing Cotntnittee meeting 4 times and Fabric and Finance SulFcommittee also meeting. The APCM was held on 18th May. We have a full-time stipendiary incumbenl an associate minister (unpaid), and a family outreach pastor who is focusing on local outreach work. This outreach work is funded by the PCC and the Henry Smith (finished 2025) Joseph Rank and London over the Border trust. In addition, we received year 2 of a 3-year grant from the Pemberton Barnes Trust. The Electoral Roll at 2025 APCM was 62. During 2025 we had 10 Baptisms, I weddin& S funerals and 2 internments of ashes, Throughout the year the incumbent and PCC have continued to attend to their responsibilities for safeguardins reviewing, and re-adoptino the national Church of England safeguarding policy statements and practice 8uidanc¢ and re-appointinu our Parish Safeguarding Officer. We supported local, UK and overseas charities including Saint Francis Hospice, The Children's Society. Barnabas, Collier Row Food Bank and Tearfvnd. Background We are a Church of Enuland Parish in the London Borough of Havering. Our community has a population of c. 12,500 with Children and youno people (0-17 years old) representing 220/0. The parish serves two distinct communities.. firstly, Collier Row with two urban housing estates (both council and private) and, secondly, a country village Eterita(Fe and close-knit community of Havering- atte-Bower (population around 700) surround¢d by famland, stables, and parkland. The needs of the two communities w¢ serve are diverse. We have continued to meet and collaborate with them. In Havering-att¢-Bower there is a strong sense of community identity which we support i close partnership with the local Conservation Society. Our Ai We are focused on providing spiritual. emotional, and prdctical support to the chllh family and the wider community is central to our mission. We try to achieve this throu(Fh a range of eollaborative events and setvices. For exampl¢. we support the local Hospice and hold services in the local care homes, one in each of the different communities. This focus includes families with little or no church nnectIOn especially and building on our links with toddler groups parents and local schools. The focus on the local community as well as our church family is especially important to us. Page 14
Achievements I We have successfully supported th¢ training of a curate despite the difficult circumstsnces. Naomi has completed this and th¢ Bishop has recommended her for an incumbent status. Maintsining our Ongoing activities Communal worship is at the heart of our church life witli weekly Sunday worship and other services/0UPs taking place during the week as part of a pattern of worship and activity. We have continued to maintain our range of seryices and support to the community. We are a referral agency and collection Centre for the local Foodbank . St Jatnes, liall is liotne to local Scouts and Guides.ups. Joint ¢v¢nts and s¢rvi¢¢s with them tsk¢ place Ihroughoui the year. We hold a weekly coffee mornin(y at St Johns in conjunction with the local Village group and people coming in consider it to be providino a safe friendly m¢eting place. This important in a village with no shops and an extreTnely limited public transport servi¢e. We have continued to review tlie us¢ of our facilities in ord¢r to provide facilities for the local area as well as provide increased income streams. One hall is used by a preschool group, and tlie other by a tA)cal authority sponsored charity focusints on younu adults with severe learning dityiculties. Family Outreach Pastor In late 2022 we employed a Family outreach Pastor on a 3-year role to pro(Jress and lead our development of children and family ministry throughout the two communities of our Parish: This project was fi]nded by the Churcli and the Henry Smith Trust. Tlie Henry Smith funding ended in 2025 but w¢ have been able to secure some funding froTn the London Over tlie Border (LOB) and Joseph Rank Trust. This. plus funding from our PCC. has given us financial provisioTr for this proj¢¢t for the next 3 years. We have continued with activities including -sunday School (alongside main Sunday service) 3 weeks a month - now reaching 32 individuals (norn)al group size 13) -sunday Evening Yoiith Group weekly -- doubled last year. -Little Stars toddler group. This is now full. -Friday Drop-in Coffee Mornino. 55 people reached. an increase of15 from last year. This goes from strengtli to strength. After School (secondary) outreach. Reaching 50+ children - Some from a second school, supporting sotne who &re struggling with social anxiety. We have a strong relationship with our C of E Primary School (taking assemblies in school and welcoming children and teachers into St John's for various school services and educational visits). -Family Support Hub- a T]ew venture in collaboration with Bower Park School and Empower AcadeTny Trust. Providing advice from statutory and voluntary agencies. a cup of coffee and a listening ear. 8 families reached. In addition, we are now providing a safe sp¢ for children with anxiety issues and a befriending space for parent of SEN children-both in conjunction with the local school Challenges The main challenue has been tlie health (and tlierefore unavailability) of our Vicar David. We have been blessed with a curate Naomi and an associate priest Rev G Clarke(unpaid) who have provided leadership thrOUhoUt the year. W¢ have been committed to our aims of providing spiritual and pr2Ctical support to our Cotnmunities. The ongoing running and maintenance Costs of our buildings is a constant challenge. We have to utilise the use of the halls but the use of the buildings (one hall b¢ing mainly 120 years old) does lead to extra Costs. We have redecorated but could not budget for extensiv¢ drain work Page 15
Plans for the Future Our Parish is now in a Vacancy state. As part of tlie recruitment process. we must follow the C of E guidelines which require us to creat¢ a Parish Profile which will provide relevant information to interested candidates. The responses from our local cotnmunity to our activities and facilities have shown that there is a real iieed. The Challenge is to continue to help, support and provide what have to be economi¢ as and well thou(Fht out solutions. We will continue to review our maintenance and subsequent costs Financial Review The Accounts are divided between the General Fund [unrestrict¢d Fund]. Repairs and Maintenance [designated Fund] and Outreacli (restricted fund). A Summary StatemenL and Balance sheet are also provided. General and Repairs Funds Most of our (Fiving from the Church members is done in the most tax efftIVe manner. for example gift aid. This giving was down in 2025cotnpared with 2024 We paid in full our Parish Share of £29,794. We continued to support th¢ Outreach work The Repairs and maintenance of both sites requires ongoing reviews We continued to receive the Pemb¢rton Barnes Grant which is important to us. Our overall expenses were hioher18rgely due to.. improvetnent work carried out on our halls This included redecoration extensive drainage work required Update of our external doors at St James and internal doors at St Johns The overdll income for General and Repairs was almost £17900 higher. The ¢Fen¢ral income and the grant from Pemberton Barnes Trust was lower, but the increase was a result of a significant increas¢ in incotne from the use of our facilities. and a successful summer Fayre. Outreach -Restricted Fund We received tlie year 3 and last Grant from th¢ Henry Smith Charity towards the employment of an outr¢ach pastor. We have been blessed with 3 year grants from the Joseph Rank Trust and the LA)ndon over the border Fund and the first installments were in 2025. The PCC continued their financial support for this work. It is a restricted fuftd purely for the outreach Pastor and their associated work and therefore is reported separately. Summary There was a deficit for the general and repairs funds of £-1430 The Outreach fund is restricted and has a deficit of £-1564. Reserves Policv It is the PCC'S policy to maintain sufficient funds to cover approximately one year's general expenditure. General maintenance is sufficiently covered by annuity income. Surplus annuity in¢ome is used to build reserves to help meet future larger tnaintenance costs. of tlie PCC 22,5.2026 Dated Page 16
THE PARISH OF ST JAMES COLLIER ROW AND sr JOHN THE EVANGELIST HAVERING-ATfE-BOWER STATEMENT OF FINANCIAL AcfiviTIES FOR THEYEAR ENDED 31 DECEMBER 2025 2025 2024 General Fund (Unrestrlrted Fund) Incoming Resources Incoming resources from donors Gift Aid General plate Diotese Energy Grant Gift Aid recovered Discretionary Fund 24.325 6.297 26,226 6.238 6,081 8,742 36,703 41,206 Other voluntary incoming resources Donations Income from operating attivities to further the work of the Church Fee5 Use of all facilities Summer Fayre Coffee mornings Little Stars 6,503 2,297 1,452 57.105 1,700 544 375 61.176 3.845 32,232 990 920 37.987 Income from investments Bank interest Total Incoming Resources Resources Expended Grants to further the work of the church Ministry Outreach Mission 104.382 81,490 1.322 7,920 1,173 10,415 1,296 7,920 285 9,501 Church activities Diocesan parish share Extra parish share Vicars fund 29,794 2,400 29,794 30,065 Church management Office expenses Miscellaneous expenses Independent examination Bank ch3rges 5.905 1,897 450 397 8,649 5,551 1,066 450 235 7,302 Total resources Expended Net movement In Fund Net loutgoingl / incoming resources 48,858 46,868 55,524 34.622 Page 7
THE PARISH OF ST JAMÉS COLLIER ROW AND ST JOHN THE EVANGELIST HAVERING-AThE-BOWER STATEMENT OF FINANCIAL ACTIVITIES (Cont.) FOR THE YEAR ENDED 31 DECEMBER 2025 2025 2024 Repairs & Maintenance Fund IDe5ignated Fund) Incoming resourees from donors Pemberton Barnes Grant Income from investments Bank interest Total Incoming Resource5 Resources Expended Church activities Church utilities Church music Church insurance Church repairs & maintenance Hall costs Churchyard Piano & organ Church alarm & extinguishers Chubb Water 35,000 40,000 35,000 40,000 16,912 794 6,000 15,120 866 6,670 8,070 9.200 945 3,052 2,499 1,809 36,084 1,556 37.409 Special Projects Architects Maintenance & other projects Stonework Redecoration 16,694 4,276 5,539 6,930 16,745 16,694 St James costs Maintenance Heating 10,929 17,922 4,500 12,503 6,236 1,477 5.370 30,086 2023 costs Insurance Projects 1,515 6,881 37,247 Church management & administration Bank charges Telephone Hall caretaker 1.929 3,196 2,280 5,476 1,929 Total Resources Expended Net Movement in Funds Net incoming / loutgoingl resources 91,954 89,716 56,954 49,716 Page 8
THE PARISH OF ST JAMES COLLIER ROW AND ST JOHN THE EVANGELIST HAVERING-AThE-BOWER STATEMENT OF FINANCIAL ACTIVIT]ES {Cont.I FOR Tr5E YEAR ENDED 31 DECEMBER 2025 2025 2024 Church Outreach Fund Henry Smith Grant LOB Grant Joseph Rank Grant PCC Grants Donations Interest 20,000 10,000 7,500 7,920 751 354 7,920 Total Incoming Resources 26,525 27,920 Expenditure Staff costs Misc costs 26.880 1,209 26,811 2,715 28,089 29,526 Surplus 1,564 1,606 Page 9
THE PARISH OF ST JAMES COLLIER ROW AND ST JOHN THE EVANGELIST HAvERlNG-AE-BOwER BALANCE SHEET AS AT 31 DECEMBER 2023 2025 2024 Notes FIXED ASSETS CURRENT ASSETS Debtors Cash in hand 1,226 80,707 81,933 1,816 82,779 84,595 LIABILITIES FALLING DUE WITHIN ONE YEAR Creditors 1,170 80,763 455 84,140 FUNDS Blfwd General fund Outreach Discretionary fund Designated - Repairs & Maintenance Fund 84,140 55,524 1,564 383 56,954 80,763 102,723 34,622 1,606 1,883 49,716 84,140 The attached notes and the Independent Examiners Report ort page 9 form an integral part of the Accounts. These Account5 were adopted and approved by members of the Parachial Church Council at their meeting held on and signed on its behalf by- Honary Treasurer Dated Page 10
THE PARISH OF ST JAMES COLLIER ROW AND ST JOHN THE EVANGELIST HAVERING-ArrE-BOWER Discretionary Account 2025 2024 Opening balance monthly transfer from PCC withdrawals bank charge5 Closing balance 1,396 120 400 103 1.013 3,279 1,883 1,396 Page 11
THE PARISH OF ST JAMES COLLIER ROW AND ST JOHN THE EVANGELIST HAVERING-ArrE-BOWER NOTES TO THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2025 I ACCOUNTING POLICIES al Basis of accountin The financial statement5 have been prepared under the historic cost convention, in accordance with the Church Accounting Regulations 2006 and Accounting and Reporting by Charities: Statement of Recommended Prartice applicable to charities preparing their accounts in accordance with FAS102 (Charities SOPR FRS 1021 and the Charities Act 2011. bl Funds Restricted funds represent donations or fundraising income invited by the PCC for specific object. The funds may only be expended on the specific object for which they were given. Any balance remaining unspent at the end of each year must be carried forward 8s a balance on that fund. Unrestricted funds represent funds of the church council that are not subject to any restrictions regarding their use and are available for applicatiork on the general purposes of the Church. Funds designated by the Church Council for a particular purpose are 8150 unrestricted. cl Incoming resources All incoming resources are included in the statement of financial activities when the charity is entitled to the income and the amount can be quantified with reasonable accuracy. The following specific policies are applied to particular categories of income,. Collections and planned giving receivable under covenant are recogni5ed when received on behalf of the Church Council. Tax refunds are recognised when the incoming resource to which they relate is received. Funds raised by fete, garden party and similar events are accounted for gross Grants and legacies to the Church Council are accounted for as soon as the Church Council is notified of its legal entitlement and the amount due. Rental income from the letting of the church premises is recognised when the rental is due. Interest and dividends are recognised when received. Page 12
THE PARISH OF ST JAMES COLLIER ROW AND ST JOHN THE EVANGELIST HAVERING-ArrE-BOWER NOTES TO THE ACCOUNTS Cont. FOR THE YEAR ENDED 31 DECEMBER 2025 dl Resources ex ended Expenditure is recognised on an accruals basis as a liability is Incurred. Expenditure include5 any VAT which is reported as part of the expenditure to which it relates. Costs of generating funds tomprise the costs associated with attracting voluntary income and the costs of running fundraising events. Church activities expenditure comprises those costs incurred by the charity in the delivery of its activities and services for its beneficiaries. It includes both costs that can be allocated directly to such activities and those costs of an indirect nature necessary to SUPPOrt them. Page 13
INDEPENDENT EXAMINERS REPORT TOTHE PCC OF STJAMES COLLIER ROW AND STJOHN THE EVANGELIST HAvERING-AE-BOwER This report on the Accounts of the PCC for the year ended 31 December 2024. which are set out on pages I to 8 inclusive, is in respect of an examination carried out in accordance with the Church Accounting Regulations 2006 and Sertion 145 of the Charities Act 2011. Res ective res on5ibilities of Trustees and Examiner As members of the PCC you are responsible for the preparation of the Accounts- you consider that the audit requirement of Regulation 3131 of the Church Accounting Regulations 2006 and Section 144121 of the Charities Act 2011 (the Act) do not apply. It is my responsibility to issue this report on those Accounts in accordance with the term5 of the Church Accounting Regulations 2006 and the Charities (Accounts and Reports) Regulations 2008. Basis of Inde endent Examiner's Re ort My examination was carried out in accordance with the General Directions given by the Charity Commission under Section 14515llbl of the Act and to be found in the guidance from the CBF. That examination includes a review of the accounting records kept by the PCC and a comparison of the Accounts with those records. It also includes considering any unusal items or disclosures in the Accounts and seeking explanations from you as Trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit. and consequently I do not express an audit opinion on the view given by the Accounts. Inde endent Examiner's Statement In accordance with my examination, no matter has come to my attention which gives me reasonable tause to believe that, in any material respect, the requirements; to keep accounting records in accordance with Section 103 of the 2011 Act; and to prepare Accounts which accord with the accounting record5 and to comply with the requirements of the Art, as also contained in the Church Accounting Regulations 2006. have not been met, or to which, in my opinion, attention should be drawn in order to enable a proper understanding of the Accounts to be reached. Suite 2 Aquarium 101 Lower Anchor Street Chelmsford CM2 OAU Andrew Stallard Independent Examiner Stallard & Co Ltd March 2026 Page 14