THE PARISH OF STJAMES COLLIER ROW AND STJOHN THE EVANGELIST HAVERING-AThE-BOWER
ANNUAL REPORT AND FINANCIALSTATEMENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
Page I I

5TALLARD & CO LIMITED
THE PARISH OF STJAMES COLLIER ROW AND STJOHN THE EVANGELIST HAVERING-AThE-BOWER
CONTENTS
FOR THE YEAR ENDED 31 DECEMBER 2025
Page
1-6 Annual Report of the Parochial Church Council
7-9 ststement of Financial Activities
10 Balante Sheet
11 Discretionary Account
12-13 Notes to the Accounts
14 Independent Examiners, Report
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THE PARISH OF STJAMES COLLIER ROWAND STJOHN THE EVANGELIST HAVERING-AThE-8OWER
ANNUAL REPORT FOR 2025 OFTHE PAROCHIAL CHURCH COUNCIL
FOR THE YEAR ENDED 31 DECEMBER 2025
REFERENCE AND ADMINISTRATtVE DETAILS
Charity number:
251460
Prlncipal Office:
The Parish Office
The Green
North Road
Havering-Atte-Bower
Romford
RM4 IPL
Independent Examiner:
A Pstallard
Stallard & Co LimTted
Suite 2, Aquarium 101
Lower Anchor Street
Chelmsford
CM2 OAU
The PCC has the resp)nsibility of Covoperdting with the incumbent in promoting the whole mission of
St James and Si Johns. It also has the maintenance responsibilities for St John's Cliurch and Church
Hall aTJd St James Church.
The PCC members are ex-officio or elect¢d at the Annual meeting in accordance with the Church
R¢pr¢sentstion Rules. During th¢ past year the followin(y setved as PCC members.
Incumbent
Curate
Curate
Rev D Anderton
Rev G Clarke
Rev N Snelling
Warden
S Clarke
G Edwards
Eleeted Members
H Knightbridge
J Shephard
E Knightbridge
P Negus
E Anderton
C Spelling
D Rowe
SPye
M Dreese
L Mathieson
V Collins
Treasurer
Secretary
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Strnctnre
overnanee and mana
ement
Tlie method of appointment of PCC members is set out in the chU￿h Repr¢sentation Rules. All
attendees are encouraged to register on the electoral roll and stand for election to the PCC.
Ob eetives 2nd 2Ctivities
St James, & St John's have the responsibility of co-operating together in unity, to provide ecutnenical,
pastoral, and ¢vang¢lical leadership within the whole church mission set beft?re God.
Introduction
This report Is started with the sad news that the Rev David Anderton. who had been ill for some tim4
sadly pass¢d away in September 2025.
He wa5 unwell for much of 2025. He did return to work on a limited basis but could not maintsin this.
There were 6 planned meetings of the full PCC during the year with th¢ Standing Cotntnittee meeting
4 times and Fabric and Finance SulFcommittee also meeting. The APCM was held on 18th May.
We have a full-time stipendiary incumbenl an associate minister (unpaid), and a family outreach
pastor who is focusing on local outreach work. This outreach work is funded by the PCC and the
Henry Smith (finished 2025) Joseph Rank and London over the Border trust.
In addition, we received year 2 of a 3-year grant from the Pemberton Barnes Trust.
The Electoral Roll at 2025 APCM was 62.
During 2025 we had 10 Baptisms, I weddin& S funerals and 2 internments of ashes,
Throughout the year the incumbent and PCC have continued to attend to their responsibilities for
safeguardins reviewing, and re-adoptino the national Church of England safeguarding policy
statements and practice 8uidanc¢ and re-appointinu our Parish Safeguarding Officer.
We supported local, UK and overseas charities including Saint Francis Hospice, The Children's
Society. Barnabas, Collier Row Food Bank and Tearfvnd.
Background
We are a Church of Enuland Parish in the London Borough of Havering.
Our community has a population of c. 12,500 with Children and youno people (0-17 years old)
representing 220/0.
The parish serves two distinct communities.. firstly, Collier Row with two urban housing estates (both
council and private) and, secondly, a country village Eterita(Fe and close-knit community of Havering-
atte-Bower (population around 700) surround¢d by famland, stables, and parkland.
The needs of the two communities w¢ serve are diverse. We have continued to meet and collaborate
with them. In Havering-att¢-Bower there is a strong sense of community identity which we support i
close partnership with the local Conservation Society.
Our Ai
We are focused on providing spiritual. emotional, and prdctical support to the chll￿h family and the
wider community is central to our mission.
We try to achieve this throu(Fh a range of eollaborative events and setvices. For exampl¢. we support
the local Hospice and hold services in the local care homes, one in each of the different communities.
This focus includes families with little or no church ￿nnectIOn especially and building on our links
with toddler groups parents and local schools.
The focus on the local community as well as our church family is especially important to us.
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Achievements
I We have successfully supported th¢ training of a curate despite the difficult circumstsnces. Naomi
has completed this and th¢ Bishop has recommended her for an incumbent status.
Maintsining our Ongoing activities
Communal worship is at the heart of our church life witli weekly Sunday worship and other
services/￿0UPs taking place during the week as part of a pattern of worship and activity. We have
continued to maintain our range of seryices and support to the community.
We are a referral agency and collection Centre for the local Foodbank .
St Jatnes, liall is liotne to local Scouts and Guides.￿ups. Joint ¢v¢nts and s¢rvi¢¢s with them
tsk¢ place Ihroughoui the year.
We hold a weekly coffee mornin(y at St Johns in conjunction with the local Village group and
people coming in consider it to be providino a safe friendly m¢eting place. This important in a village
with no shops and an extreTnely limited public transport servi¢e.
We have continued to review tlie us¢ of our facilities in ord¢r to provide facilities for the local
area as well as provide increased income streams. One hall is used by a preschool group, and tlie other
by a tA)cal authority sponsored charity focusints on younu adults with severe learning dityiculties.
Family Outreach Pastor
In late 2022 we employed a Family outreach Pastor on a 3-year role to pro(Jress and lead our
development of children and family ministry throughout the two communities of our Parish:
This project was fi]nded by the Churcli and the Henry Smith Trust.
Tlie Henry Smith funding ended in 2025 but w¢ have been able to secure some funding froTn
the London Over tlie Border (LOB) and Joseph Rank Trust. This. plus funding from our PCC. has given
us financial provisioTr for this proj¢¢t for the next 3 years.
We have continued with activities including
-sunday School (alongside main Sunday service) 3 weeks a month - now reaching 32 individuals
(norn)al group size 13)
-sunday Evening Yoiith Group weekly -- doubled last year.
-Little Stars toddler group. This is now full.
-Friday Drop-in Coffee Mornino. 55 people reached. an increase of15 from last year. This goes from
strengtli to strength.
After School (secondary) outreach. Reaching 50+ children - Some from a second school, supporting
sotne who &re struggling with social anxiety.
We have a strong relationship with our C of E Primary School (taking assemblies in school and
welcoming children and teachers into St John's for various school services and educational visits).
-Family Support Hub- a T]ew venture in collaboration with Bower Park School and Empower
AcadeTny Trust. Providing advice from statutory and voluntary agencies. a cup of coffee and a
listening ear. 8 families reached.
In addition, we are now providing a safe sp￿¢ for children with anxiety issues and a befriending
space for parent of SEN children-both in conjunction with the local school
Challenges
The main challenue has been tlie health (and tlierefore unavailability) of our Vicar David.
We have been blessed with a curate Naomi and an associate priest Rev G Clarke(unpaid) who have
provided leadership thrOU￿hoUt the year.
W¢ have been committed to our aims of providing spiritual and pr2Ctical support to our
Cotnmunities. The ongoing running and maintenance Costs of our buildings is a constant challenge.
We have to utilise the use of the halls but the use of the buildings (one hall b¢ing mainly 120
years old) does lead to extra Costs. We have redecorated but could not budget for extensiv¢ drain work
Page 15

Plans for the Future
Our Parish is now in a Vacancy state. As part of tlie recruitment process. we must follow the
C of E guidelines which require us to creat¢ a Parish Profile which will provide relevant information
to interested candidates.
The responses from our local cotnmunity to our activities and facilities have shown that there
is a real iieed. The Challenge is to continue to help, support and provide what have to be economi¢ as
and well thou(Fht out solutions.
We will continue to review our maintenance and subsequent costs
Financial Review
The Accounts are divided between the General Fund [unrestrict¢d Fund]. Repairs and Maintenance
[designated Fund] and Outreacli (restricted fund).
A Summary StatemenL and Balance sheet are also provided.
General and Repairs Funds
Most of our (Fiving from the Church members is done in the most tax eff￿tIVe manner. for
example gift aid. This giving was down in 2025cotnpared with 2024
We paid in full our Parish Share of £29,794.
We continued to support th¢ Outreach work
The Repairs and maintenance of both sites requires ongoing reviews
We continued to receive the Pemb¢rton Barnes Grant which is important to us.
Our overall expenses were hioher18rgely due to..
improvetnent work carried out on our halls This included redecoration
extensive drainage work required
Update of our external doors at St James and internal doors at St Johns
The overdll income for General and Repairs was almost £17900 higher. The ¢Fen¢ral income
and the grant from Pemberton Barnes Trust was lower, but the increase was a result of a
significant increas¢ in incotne from the use of our facilities. and a successful summer Fayre.
Outreach -Restricted Fund
We received tlie year 3 and last Grant from th¢ Henry Smith Charity towards the employment
of an outr¢ach pastor. We have been blessed with 3 year grants from the Joseph Rank Trust and
the LA)ndon over the border Fund and the first installments were in 2025. The PCC continued
their financial support for this work.
It is a restricted fuftd purely for the outreach Pastor and their associated work and therefore is
reported separately.
Summary
There was a deficit for the general and repairs funds of £-1430
The Outreach fund is restricted and has a deficit of £-1564.
Reserves Policv
It is the PCC'S policy to maintain sufficient funds to cover approximately one year's general
expenditure. General maintenance is sufficiently covered by annuity income. Surplus annuity in¢ome
is used to build reserves to help meet future larger tnaintenance costs.
of tlie PCC
22,5.2026
Dated
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THE PARISH OF ST JAMES COLLIER ROW AND sr JOHN THE EVANGELIST HAVERING-ATfE-BOWER
STATEMENT OF FINANCIAL AcfiviTIES
FOR THEYEAR ENDED 31 DECEMBER 2025
2025
2024
General Fund (Unrestrlrted Fund)
Incoming Resources
Incoming resources from donors
Gift Aid
General plate
Diotese Energy Grant
Gift Aid recovered
Discretionary Fund
24.325
6.297
26,226
6.238
6,081
8,742
36,703
41,206
Other voluntary incoming resources
Donations
Income from operating attivities to further
the work of the Church
Fee5
Use of all facilities
Summer Fayre
Coffee mornings
Little Stars
6,503
2,297
1,452
57.105
1,700
544
375
61.176
3.845
32,232
990
920
37.987
Income from investments
Bank interest
Total Incoming Resources
Resources Expended
Grants to further the work of the church
Ministry
Outreach
Mission
104.382
81,490
1.322
7,920
1,173
10,415
1,296
7,920
285
9,501
Church activities
Diocesan parish share
Extra parish share
Vicars fund
29,794
2,400
29,794
30,065
Church management
Office expenses
Miscellaneous expenses
Independent examination
Bank ch3rges
5.905
1,897
450
397
8,649
5,551
1,066
450
235
7,302
Total resources Expended
Net movement In Fund
Net loutgoingl / incoming resources
48,858
46,868
55,524
34.622
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THE PARISH OF ST JAMÉS COLLIER ROW AND ST JOHN THE EVANGELIST HAVERING-AThE-BOWER
STATEMENT OF FINANCIAL ACTIVITIES (Cont.)
FOR THE YEAR ENDED 31 DECEMBER 2025
2025
2024
Repairs & Maintenance Fund IDe5ignated Fund)
Incoming resourees from donors
Pemberton Barnes Grant
Income from investments
Bank interest
Total Incoming Resource5
Resources Expended
Church activities
Church utilities
Church music
Church insurance
Church repairs & maintenance
Hall costs
Churchyard
Piano & organ
Church alarm & extinguishers
Chubb
Water
35,000
40,000
35,000
40,000
16,912
794
6,000
15,120
866
6,670
8,070
9.200
945
3,052
2,499
1,809
36,084
1,556
37.409
Special Projects
Architects
Maintenance & other projects
Stonework
Redecoration
16,694
4,276
5,539
6,930
16,745
16,694
St James costs
Maintenance
Heating
10,929
17,922
4,500
12,503
6,236
1,477
5.370
30,086
2023 costs
Insurance
Projects
1,515
6,881
37,247
Church management & administration
Bank charges
Telephone
Hall caretaker
1.929
3,196
2,280
5,476
1,929
Total Resources Expended
Net Movement in Funds
Net incoming / loutgoingl resources
91,954
89,716
56,954
49,716
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THE PARISH OF ST JAMES COLLIER ROW AND ST JOHN THE EVANGELIST HAVERING-AThE-BOWER
STATEMENT OF FINANCIAL ACTIVIT]ES {Cont.I
FOR Tr5E YEAR ENDED 31 DECEMBER 2025
2025
2024
Church Outreach Fund
Henry Smith Grant
LOB Grant
Joseph Rank Grant
PCC Grants
Donations
Interest
20,000
10,000
7,500
7,920
751
354
7,920
Total Incoming Resources
26,525
27,920
Expenditure
Staff costs
Misc costs
26.880
1,209
26,811
2,715
28,089
29,526
Surplus
1,564
1,606
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THE PARISH OF ST JAMES COLLIER ROW AND ST JOHN THE EVANGELIST HAvERlNG-A￿E-BOwER
BALANCE SHEET AS AT 31 DECEMBER 2023
2025
2024
Notes
FIXED ASSETS
CURRENT ASSETS
Debtors
Cash in hand
1,226
80,707
81,933
1,816
82,779
84,595
LIABILITIES FALLING DUE WITHIN ONE YEAR
Creditors
1,170
80,763
455
84,140
FUNDS
Blfwd
General fund
Outreach
Discretionary fund
Designated - Repairs & Maintenance Fund
84,140
55,524
1,564
383
56,954
80,763
102,723
34,622
1,606
1,883
49,716
84,140
The attached notes and the Independent Examiners Report ort page 9 form an
integral part of the Accounts.
These Account5 were adopted and approved by members of the Parachial Church
Council at their meeting held on and signed on its behalf by-
Honary Treasurer
Dated
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THE PARISH OF ST JAMES COLLIER ROW AND ST JOHN THE EVANGELIST HAVERING-ArrE-BOWER
Discretionary Account
2025
2024
Opening balance
monthly transfer from PCC
withdrawals
bank charge5
Closing balance
1,396
120
400
103
1.013
3,279
1,883
1,396
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THE PARISH OF ST JAMES COLLIER ROW AND ST JOHN THE EVANGELIST HAVERING-ArrE-BOWER
NOTES TO THE ACCOUNTS
FOR THE YEAR ENDED 31 DECEMBER 2025
I ACCOUNTING POLICIES
al Basis of accountin
The financial statement5 have been prepared under the historic cost convention, in
accordance with the Church Accounting Regulations 2006 and Accounting and
Reporting by Charities: Statement of Recommended Prartice applicable to charities
preparing their accounts in accordance with FAS102 (Charities SOPR FRS 1021 and
the Charities Act 2011.
bl Funds
Restricted funds represent donations or fundraising income invited by the PCC for
specific object. The funds may only be expended on the specific object for which
they were given. Any balance remaining unspent at the end of each year must be
carried forward 8s a balance on that fund.
Unrestricted funds represent funds of the church council that are not subject to any
restrictions regarding their use and are available for applicatiork on the general
purposes of the Church. Funds designated by the Church Council for a particular
purpose are 8150 unrestricted.
cl Incoming resources
All incoming resources are included in the statement of financial activities when
the charity is entitled to the income and the amount can be quantified with
reasonable accuracy. The following specific policies are applied to particular
categories of income,.
Collections and planned giving receivable under covenant are recogni5ed
when received on behalf of the Church Council.
Tax refunds are recognised when the incoming resource to which they
relate is received.
Funds raised by fete, garden party and similar events are accounted for
gross
Grants and legacies to the Church Council are accounted for as soon as
the Church Council is notified of its legal entitlement and the amount
due.
Rental income from the letting of the church premises is recognised
when the rental is due.
Interest and dividends are recognised when received.
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THE PARISH OF ST JAMES COLLIER ROW AND ST JOHN THE EVANGELIST HAVERING-ArrE-BOWER
NOTES TO THE ACCOUNTS Cont.
FOR THE YEAR ENDED 31 DECEMBER 2025
dl Resources ex
ended
Expenditure is recognised on an accruals basis as a liability is Incurred. Expenditure
include5 any VAT which is reported as part of the expenditure to which it relates.
Costs of generating funds tomprise the costs associated with attracting voluntary
income and the costs of running fundraising events.
Church activities expenditure comprises those costs incurred by the charity in the
delivery of its activities and services for its beneficiaries. It includes both costs
that can be allocated directly to such activities and those costs of an indirect
nature necessary to SUPPOrt them.
Page 13

INDEPENDENT EXAMINERS REPORT
TOTHE PCC OF STJAMES COLLIER ROW AND STJOHN
THE EVANGELIST HAvERING-A￿E-BOwER
This report on the Accounts of the PCC for the year ended 31 December 2024. which are set
out on pages I to 8 inclusive, is in respect of an examination carried out in accordance with
the Church Accounting Regulations 2006 and Sertion 145 of the Charities Act 2011.
Res
ective res
on5ibilities of Trustees and Examiner
As members of the PCC you are responsible for the preparation of the Accounts- you consider
that the audit requirement of Regulation 3131 of the Church Accounting Regulations 2006 and
Section 144121 of the Charities Act 2011 (the Act) do not apply. It is my responsibility to issue
this report on those Accounts in accordance with the term5 of the Church Accounting
Regulations 2006 and the Charities (Accounts and Reports) Regulations 2008.
Basis of Inde
endent Examiner's Re
ort
My examination was carried out in accordance with the General Directions given by the
Charity Commission under Section 14515llbl of the Act and to be found in the guidance from
the CBF. That examination includes a review of the accounting records kept by the PCC and
a comparison of the Accounts with those records. It also includes considering any unusal items
or disclosures in the Accounts and seeking explanations from you as Trustees concerning any
such matters. The procedures undertaken do not provide all the evidence that would be
required in an audit. and consequently I do not express an audit opinion on the view given
by the Accounts.
Inde
endent Examiner's Statement
In accordance with my examination, no matter has come to my attention which gives me
reasonable tause to believe that, in any material respect, the requirements;
to keep accounting records in accordance with Section 103 of the 2011 Act; and
to prepare Accounts which accord with the accounting record5 and to comply with
the requirements of the Art, as also contained in the Church Accounting
Regulations 2006.
have not been met, or to which, in my opinion, attention should be drawn in order to enable
a proper understanding of the Accounts to be reached.
Suite 2
Aquarium 101
Lower Anchor Street
Chelmsford
CM2 OAU
Andrew Stallard
Independent Examiner
Stallard & Co Ltd
March 2026
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