2025-12-31-accounts

fi ¢rtLCtK4 Mothers Chrlstlan care for famllles MOTrIERS' UNION (DIOCESE OF ST ALBANS) R•gigtered charlty 249814 TRUSTEESANNUAL REPORT AND FINANCIAL STATEMENTS For the year ended 2025

klOTHERS' UNION {DIOCESE OF ST ALBANS Truste•$ Annual Report and FinanGlal Ststements For the year ended 31 D￿rthr 2025 CONTENTS Pag• Stattrtory infomiatmjn Tn￿tee$, Annud Report kndependent Examinèts RekMNt Statement of Financi￿ Actpiit$ Balan￿ Sheet 7 10 Pmcipal Ac(x)unting Polic Notes to the Financbal Ststorngnts 12-15 NB.. In th• rnport'Th• Aloth•m Unloft. to th• c•ntsl oryanlsallon

MOTHeRS' UNION {DIOCESE OF ST ALBANSI Trn8t808 Annual R•ptsrt and Flnanei¥l St•t•m•nts For the year ended 31 De(*mLw 2025 Charrty registration nrt 249814 Prlnclpal office 140 North Road Hértford H6rtford8hir• SG14 2BZ 07438 474225 mu$t•[e-mail] Tru8tae8 Mrn. EIIz8beth Fléj Vlca presldent Mrs Janet McKinney Mrs Chri8 Powell Mr8 Janet Bl Mr8 Jan•t Do•n Treasurer Cdln Blrd Bankers B•rclay3 Bank plc PO Box 104 16118 St P•te¢s Street St Alban8 Hertfordshir• AL340Z Ind•pendent examiner H•l•n McCa$h

MOTHERS. UNION IDIOCESE OFST ALBAHSI TRUSTEES ANNUAL REPORT Forthe year en¢Jed 31 Decembef 2025 Vl¢e Prnsldènt's Review of th• y•ar This is the first year of the Tri8nnium 2025- 2027. Having not been able to appoint a President for this new Triennium. our Trustee Board is comprised of a Vice President. 4 Truste8s and our Diocesan Chaplain. have met regulaty to pronN)te the vBion of Mother5. Union {MU) of a workl where GrJ's h)ve is shown through loving, respectful and flourishing relat￿nshIpS and the Promot￿ of Chri$ban family valu8S. In 2025 there were 591 memters of which 308 were DIC￿san Me￿A)erS. In addrtion. we had 76 Prayer Circle Friend¥ (PCFS). All rrembers. except for the PCFS, paKI an annual subscription of £39 ofwhich £23 was sent to Mary Sumner House {natM)nal headquarters). The trerKI of branches ¢lo$ing and moving on to Dic¢esan memtws, Groups or indp41dual DicKesan Membership ntinued. Gratefvl thanks go to Colin Bird, our Treasurer. Brenda Cottle. our Mue Manager, @lie Perkins, who runs our'Away From it Atl, (AFIAI holidays, and Kathie Lally, editor of our magazine Newsllne. and all the trustees, officers and le￿$ at D￿n. Cluster, Branch and Group ￿ve18 for their continued support and ded￿t￿n to the work of MU Kirn v￿1￿.n$On {one of our past Presidents) has become an AMbaS￿d0r for MU within our Dicttse. whKh Irw0￿e8 going around to ¢hurGhes wrth no MU Gonneclion and speaking to them atthit a ne4V concept called 'Church-based membership to MU. This was launched fft wii. In May, on behaff of the DN)cese, l attended a prowncral rreeting (Canterbury Province) at Highgate House, Creaton, Northants. Most of our Trustee rneeting$ were held over Zwm bul we did have 3 in person. 3 Diocesan meeb'ngs. open to all ffembers. were atso held. The Spnng Sharing Day in April, the AGM in July 8nd the Autumn Sharing Day in November All vrffjmbors receNed 3 i55U88 of Ne￿ine. tyjr dlocesan magazlr, an invaluable resource for keeping them up to date with the pro1￿ts and thrtres ofthe DK)cese. Outreach projects Include cfflgoing relationships wth 4 women's reftjges, supptying slarter p¥ks for women ft￿ing on into the communty containing kitchén utensils, bedding etc. also gave out Easter eggs. Advent calendars and Christmas grfis for their chiklren. as well as paying for coaches for day trips. The Azalea proiert whth supports of M￿DaY Slavery, rs a&0 given various goods. Wle have links with 6 hospitals provKling knrtted aThJ sthvn artKles for netrnatal and children'$ units, actiwty bags, Christmas st(xkings and soft toys to the x-ray departrnent for children undergoing potentsalty stressfvl wocedures. Knilied blankets and ga￿r￿nts are a150 provRJ&J for overseas, cards for pri%)ners and memry ix>oks for those in Care homes. Our Prq'ect Fund was bolste￿d by a transfer of £2,000 from our general funds. and in addition we sent £2.fM from general funds to MSH for the Britain and Al Ireland Fur•J. l am truty grateful for the $upwt and encoura9ew*nt of the trustees and rrEmbars at all levels. We ¢onbnue to add￿$5 the challenges of our dedining and aging rrErthrship and pray that we Can contsnue (lotng G(x1's work In our churches. comrnunrtses, natonalty and intwnationalty in the years ahead. LE Huichwi IVKe PrnsiLÈnt) 16Jung 2026

MOTHERS. UNION (DIOCESE OF ST ALBANS) TRUSTEES ANNUAL REPORT F￿ the yearended 31 Eknts2025 Conrtltutlon and mls•lon The name oftts chanty ￿ Mott￿￿￿. unl(￿.. StAlb8ns Di(x& an unincorporatsj assoryation registered a5 chwity number 249814. affiliated with the Mothers, Union, a chanty IncorKM)fdt8J Ly Royd Charter l(arrty no 240531} through its shared aim and purpose. and by virtue of rts acceptsnce a5 an affiliate by the Centr￿ tharrty and adherenGe to the ru￿ and regulab.ons of the nN)vement The Mother5. UnFon in Ihe DicKese of St Al)ans draws its fftmber5hip from and operatss wthin Hertfordshire and Bedfordshire n the area o)rrespondiThJ to the Chjrth of England Drormeof St Alban$. Membership Is opon to all and women who have been in the nank of the Hoty Trinity and who sUPP)rt the Vision and and Purpose-of Tha Mothers. Union. It 18 also open to Frtends. a category of n￿-Voting n￿Mbership for those support the Wision and and Purpose of The Mothers Un￿￿ bLrt cannot or do not to, b￿Ome full memter5. Tru8te88 ar• elected by tt membership M a triennial b#sL4, after a yc<JurB of nominatbn and voting. Trustees may serve no more Iwo wnseartfvt thTeevy8ar torms in any one office or responsibility. Vlsion (the essence of c4Jr Thrrkl Our vision is of a where eA)d'$ • $hry•rn thr<xffjh loviNJ, and flounshing relation8hlpJ. Aim & Purpo88 (what we want to &hi8ve} To demonstrats the christi￿ falth n in by the trartsfornMtAon of c4Jmmunities worldwlde throug h the nurture of fanNty in its forn￿. ObjeAi¥85 (how we go about achwlThJ ￿Jr vlsionl 1. To promots and support nrried life. 2. To en¢ourage parents in their rol8 to deveknp tho falth of their thlldren. 3. To nHintswi a work￿de fdtowship of Christians united in prtyer. worship ar#J service. 4. To promote conditions in 8cK*ty favcwrablg to stabl8 Pdmity Itfe and the wotection of children. 5. To help those whose farnty life has met with ther Mothern Union i% fimty rooted in a volwrtary ethos. ns g0vem8￿, lead8rshlp and a¢tfivrties are driven by and undertakan by its n￿MberS

MOTHERS. UNION (DIOCESE OF ST ALBAN8) TRUSTEES ANNUAL REPORT Forthe year ended 31 D￿ember 2025 Polw on reserves Mothers. Union the of SL Abans ￿ a regtster&J and.as such, is required ty the Charrty Commission to have a policy regarding the reserves of ffoney that rt retsins. Responsibil frJr establtshing an appropriate Reserves Policy lies wrth the Trusteé& The Trustees must be able to demonstrate why the holding of a partular levd of reserves ts right for the chanty, bl reference to the charttys ￿rrent posrtion and wospects. MU Diwese of St Albans has two major sources of funds - [r￿nber$. Subscriptions and the mnies raised for spectfic MU funds. Some spectfic or "Restricted" monies for MU Funds ara eived by MU Diocese of St Abans for onward trar6mission to the Mkn5' Union. MU Dio¢e5e of St Albans has no ongoing liabilities li re¥ct of the projects funded these monies, for which th8 Mothers, Union is responsible. MU of St Afbarts also has its Restrirted FLnJ4 tr example. Away From It All IAFIAI, held for regularly approved di¢￿san w0j￿ts for whth there ar8 no ongoing liabilit18$ t￿uSe any expendrture onty equals the donations received for that Fund. There k8 no need for MU Diccese of St Albans to maintsin reserves in respect of the restricted funds. Any b818nce8 held Sh￿Id be shown in the nonmal ￿￿r8e of accounting MU Dxese of St Abans is responsible for meeting the Aims and Purpose of The Mothers, Un￿n and current expenses are budgeted in Ilne v￿th the ex￿ed income from members The number of is currenlty falling. steF6 ￿ beon tsken b match txr oJ8t base to the lower cl income. MU D￿eSe of St Albans would wish to maintain ts current activities. whi¢h a Is o underpin the fvnd-raising activitieg, and relain a limrted flexibility lo t)Jnd start new projeth. The Mother5, unl￿ is changing, and MU Oi(Kese of St Albans must also retain $orrn fiexibilty in resp8ct of the activrt* that may ￿ required of rf( in thg fvture. Having due regard to the present posrtion of MU DKMxse of St Alba￿ a reserves Oi¢y which retains 50% of the Current ￿nUal W of expendrture, excluding movements in fvnds, thought to ￿ approprrdte. This policy also appli86 to ful￿ hèld by our branches.

MOTHERS. UNION IDIOCESEOF ST AL8ANSI TRUSTEES ANNUAL REPORT For the year end￿ 31 2025 Trustee's responsibilities in relat)n to the financial statements Law ap￿iCable to tharrties in England and W requirns th• Trustees to pr8pare financlal 5tste￿￿nts for each financial year wh￿h give a true and fair vltrw of the fin8nclal activrtie$ of the charity and the group at thè end of the year. In preparing thcth financial statsments the Trustses are required to. Select surtable ￿unting Folicie5 and appty them C(￿$4$tOn￿ Make judgem8nts and estimates that are reasonabl8 and prudent, ststewhetherapplicable accounting standards and statewts of recommended practice have been followed. subject to any materia departures disclosed and explained in the accounts. and, Preparo the financial statenwts on a gjry concem basis rt o appropriats to presuTh that the chanty will not c<￿tn￿ in operation. The Trustees are responslblo for keeping ￿￿ntIng records which dwlose vth accura￿ at any tirne financial F4)Sitlon of the tharity enable them to ensure that the financial ststements compty thè Chanties kt 2011 They are also responsiblè for safeguarding the ￿ets of chanty and hence for ts￿n9 reasonable Steps for the pr8vention and detection of fraud and breaches of law and regulation. Approved by the Trustees arKI slgned on thelr behalf by Trusteé. Janet ￿nnOY Trustee. Btiabettj Hut¢hinsc Date:'.16 Jw 2028

MOTHERS UNION {DIOCESE OF ST ALBANS) INDEPENDENT EXAMINER'S REPORT Report to the trU¥t¢￿ of MOTHER8. UNION {DIOCESE OF ST AL8ANSI onthe accounts ¥et out on the follJncerning any such matter5. The procedures undertaken do not provide all the evidence that would be required in an aLNJi( and consequently I do not 8xpress an aud￿ opinion on the accounts. Slgn•d'. Date.. 15 June 2026.

h10THERS' UNK>N IDIOCESE OF ST ALBANSI STATEMENT OF FINANCIAL ACTMTIES Forthe y•ar ended 31 tOec¢mb•r 2025 Restrtet￿ 2024 G•n•rnl Tolal und Fund8 23.122 23,122 24,843 2,273 F￿d Rai￿￿j 5,445 5.445 Tran81w from G￿er81 Fund 2.0 8,25Z 7,420 TOTAL INCOMING RESOURCES 30.441 8,2S2 38,693 40,347 AESOURces USED Sub8 lo MSH 14,480 14,480 14,651 2,828 Lherthm Pur¢ha8e8 5.942 5.942 G¢ner81 & Admini8tr8 871 871 4.286 Donatlon to MSH Brtlan & All lrnl&Thl p￿tion Expen•e$ T￿￿&for1D Prc4*X8 Furn Trustees, èxpens8• sW￿ry Exp•nB 2.238 1.624 874 874 874 603 3.007 TOTAL RESOURCES USED 28.801 NET IIICOMINGIOUTGOINGI RESOURCES 1,952 3,592 3.954 TRANSFERS TO RESERVES BALANCES BROLIGTrrr FORWARD 4143 10,929 30.118 BALANCES CARRIED FOIIWARD 24.783 12.881 37,664 34.072

MOTHERS. UNION {DI￿EsE OF ST ALBAMSI STATEMENT OF FINANCIAL ACTMTIES Forthe yoar ended 31- Dèeember 2025 BALANCE SHEET 2024 2025 ACCUMULATED FUND Balance as at 1st January Surplusl(Defiatl for year 19,209 3934 23,143 1,640 23,143 24,783 RESERVES & OTHER FUNDS 10,929 12,881 TOTAL FUNDS 34,072 37.664 REPRESENTED BY.. CBF Church of England Deposit 15,1)00 15,000 Current Assets.. Dlocesan Bank balances 8ranthes bank balanc88 11,867 7,205 15,855 6,809 TOTAL FUNDS 34,072 37.664 These finanod statemerts were atyroved by the board on 16 June 2026 81gn¢d on behalf of the Board of Tr￿te8• Trus￿. Jsnèt MC￿lineY Trustee. Ekzabelh Hulchinson io

MOTHERS. UNION IDK)CESE OF ST ALBANS) NOTES TO THE FINANCIAL STATEMENTS For the year erHled 31 2025 Movemant on R rves & Other Funds Balance 31st December Balance 1stJan Received Pald Diocesan Reserve Fund Di0￿san Project Fund Away From It All 2.923 2.217 5.789 2,923 2,944 7,014 6,059 2,193 -5.332 Funds operatsd by MU St Alban8 10.929 8,252 ,300 12,881 Central MU Funds General Fund (MSH) Overseas Direct appeals Britain and All Ireland 549 909 2.243 2,201 -549 -909 -2,243 -2,201 Totsl for MSH fund• 5,902 ,902

MOTrERS' UNK)N {DIOCESE OF ST ALBANS) STA TEMENT OF FINANCIAL ACThTIES For the y•ar end•d 31- DeG•mb•r 2025 BASIS OF PREPARATION Th8se 8ccounts havo been preparad on ihe recerjts 8rhY p￿ents bo& knve5tments ￿ Shown at matel vllue. ￿ accordance wf(h" Ac£ounting and Rewjrting by char￿&$ - Stat•rnent of Rocommend￿ Practic4'. and with Accountr"ng and the Chants A¢t 2011. 8ul of accountlng The ac¢ounts have b88n pr•p#red C￿ a r8cgipts and payments bosis INCOMING RESOURCES Allocation to ipeclfic fvnds As a ehanty 088ocwled v￿h Th& klothern, Union. the charty rai5 funds and Co1￿C￿ membgr8' Sub3￿ptIOnS lo ald the work of Mothers, Union. for rts woth for ts 8pa¢)fi¢ funds. Other speclfic fvnd8 are for the work dong directly by Ihls ¢hailty, many of whth are Inthatives wi ￿mmOn with olher regional Mothers. Uni¢Jn charibes in their own geographieal area$ Donations and fundraising for spetsfic fijnds ar8 allocated to the relevant fund on recelpt. How8v8r h majorty d activit￿$ * the blanches aro g8neral and the brgneh m¥m￿r& in g8n8ral meeling decid& on the allocation b•￿een 8p•cKlc fund$. u8ualty after the •nd of the relevant year, and submit payment from bcal bank 8ccounls with tht rèsult ofthe Mem￿rS. d•o"•)n. Tho90 rn8ourc•8 or• abxated to S￿ofit fvnd8 on rec¢lpt. Tax roclalm8 on donatlons and glfts Incoming ￿SCul>s from tax rtd8im8 are ￿Cluded li ts SOFA in te y￿r h which they arn r•c•l￿d. Tax r&¢l¥lms #ie not ￿lOCa￿d to Spetsfic fund8 or t•tw••n r¢8trlcted and unr•8trkt¢d funds, Voluntw h•lp The va￿6 of any vohjnlary help rec6W i8 r)ot in the 8¢￿un￿ but 1$ d•J¢ribed ITr th• tru$tse¥' annu r&port. Invmtmont Incorn• This inlhe accounts wh•n ￿￿eNed. knve8trMnt alkKatod bth8•n Ipoo'fic ￿Jganara1 funds or b•trAf••n ￿$tricted and unr•strictsd fvnds Gov•rnanc• costs Includ• th& ¢08ls of Intsts• m￿Ing8 8nd cost of any legal to trustoes on govomanc• or con8titutKJn81 matters

Fund Name Chafft•ble Funds Operatsd by St Albans Dloeg Diocesan Re8ep4e Fund Other To p8ybr * items required by thè charity DIO¢e￿n Project Restricted Fund This ts a fund ts 8peafc onwng pro1￿ sponsored by thé A￿Y From tt Al FL41 PrO￿d•S fvnds for the 'Away From (AFIAI holtdgy scheme wh￿h gi￿8 • needed brts￿ to f8rni1￿ that would not oth8M8• hav8 a I￿lda Fund¥ for th• Moth•rn Unlon G•n•rd Fu (Mary Sumner Housel Restrid•J FundB for the qen8rd OF•rntion8 of Thg Moth8r8 Union Ov•r•e•s G•n•rnl Fund Prov*Je8 lunds to The Mothers, Un￿￿ to Support ovef8ea$ pmls¢ts Th18 8UPPOrtS 8 wlde v8ri&ty o18¢heme8 - wherover they are $8lf-help l incomg-9enerating activities MSH Dlrect Appeal$ Ilnduding Big Summ•r Appeal) Speafic apwl$ br Mothers Unlc Britain and Al Ireland Fund Pmides grants for prcieds kn the pnMnc85 of Contorbury, Vlab&s, Ir•iarNJ. So)dwd and Yolk

PIOTHERS. UNION {DIOCESE OF ST ALBANSI NOTES TO THE FINANCIAL STATEMENTS For the year en¢JeO 31 December 2U25 2 Transactlons wlth conn•¢t•d parties Th• Mothers. Un6on Icharity registration number 240531} * a connected party with 8har•d aims and Objectiv￿ and a sllniLar cOn51rtut￿n. Part of èach memws 6ubscrfption a subsenption for the purposes of The Mothers. UnKtrn Members. vduntary fundraising L8 also allocated in part lo specrfi wojects and couses of The Moth¢is' Union The amounts rdi5ed and passed to The Mothers Union are shown in the mo¥8ments in fund8 n note 1. The BubsC￿p￿n payment to Mary Sumn&r House was £14.480 All publicalion$,15tefilure and ottw gtx)d8 •re supplr8d by MU Enterpri888 Limtt8d f'MU8'). the trgdlng 8ub8ldiary of Tho Molher8' Union, and tho38 8mounts ar• shuwn Separately in the Stslernent of Financial Activities ISOFAI. Thè M¢)ther8 Vnion 0180 8uppli¢8 training courstss and conferenc¢s, th• costs ofwhi¢h are shown on the SOFA as MSH Cour8e8 and conference8. 3 Staff costs The chanty has no currant 8mploy¢¢& 4 Goveman¢e c(xts Goveman¢o costs during the yw ￿MpriSed 2024 2025 Ind¢pendent Examiners fee 5 Tru8te& expenses Exp8n$•$ paid to tru8lee8 during the year, and the numbor of truste￿ dalmlng thèse exp8ns?$ comprisgd.. 2024 2025 Number of tnJste88 Tru$ttss' ￿penSeS £873

MOTHERS. UNION {DIOCESE OF ST ALBAN8) NOTES TO THE FINANCIAL STATEMEKrs Forlhe year ended 31 2025 6 Flxed assots The Charity wntes off aTh fixgJ asset pu￿￿ase$ under £1,(IXI to Ihe D￿San ReseNo on acquiwti'on. Curr8nlly the thanty hohts no fi￿￿ a$8ets an original cost ￿ V81u8bon of ovw £1,000.