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2022-03-31-accounts

TRUSTEES OF ROCHDALE UNITARIAN CHURCH REGISTERED CHARITY NO 245932

ANNUAL REPORT AND FINANCIAL STATEMENTS FOR THE YEAR ENDED 31[ST] MARCH 2022

TRUSTEES OF ROCHDALE UNITARIAN CHURCH

Clover Street ROCHDALE OL12 6TW

LIST OF TRUSTEES

Mrs H Wilkinson Chairman Mr J Illingworth Secretary Mrs K Salt Treasurer Mrs M Salt Mrs J Ashworth Mrs H Illingworth Mrs D Jones Miss M Rimmer Mr M S Salt Mrs M Shore Mrs E Smith Mr J Wood

1

TRUSTEES OF ROCHDALE UNITARIAN CHURCH

PROFESSIONAL ADVISERS

Bankers CafCash Ltd Kings Hill West Malling Kent ME19 4TA Stockbrokers James Sharp & Co Exchange House 39 Knowsley Street Bury BL9 0ST Solicitors Jackson Brierley Hudson Stoney The Old Parsonage 2 St Mary’s Gate Rochdale OL16 1AP Independent Examiner J Fitzpatrick 2 Heapy Close Bury Lancs BL8 2HW

2

TRUSTEES OF ROCHDALE UNITARIAN CHURCH

Annual Report of the Trustees of Rochdale Unitarian Church

The Trustees present their annual report and financial statements for the year ended 31 March 2022 in accordance with the Charities Act 1993 and the 2006 Charities Act. The charity is governed by the Trust Deed dated 29 March 1974 and is registered with the Charity Commission under registration number 245932.

The object of the General fund of the charity is to provide and maintain the church premises for use as a Unitarian Church and Sunday school or day school.

The object of the Church Manse fund is to assist in providing a manse or housing allowance for a minister appointed by the congregation of the Rochdale Unitarian Church.

The object of the Mrs Clough Legacy fund is the provision of benevolence locally.

The designated funds are held for investment and administrative purposes only.

Our income from investments has shown a decrease of 4.5%. This reflects another difficult year for many companies due to the COVID-19 pandemic, and a consequential reduction in dividends. Expenditure was again significant due to the re-roofing of the main roof costing £48,198. Other repairs were on lighting & other electrical improvements.

Due to market trends our portfolio of investments has shown a small loss of £11,140.

This reflects the fact that stock markets had already substantially recovered from the Covid-19 outbreak at the previous year end. Our investment in Scottish Mortgage Investment Trust has shown a loss of £33,300 in the year, but this stock showed a massive gain of £169,050 last year. It invests heavily in fast growing technology companies such as Amazon, Tesla and Netflix all of which performed well in the pandemic but have experienced a correction subsequent to life getting back to normal. The war in Ukraine has also had a negative effect on markets.

Turning to Public Benefit, a wide range of groups and individuals unconnected with the church, have made use of our excellent facilities. These include Prima Dance, Norden Cards, Philatelic Society, Photographic Society, Zumba, Rebecca Kanku Singing, Action Together, College Bank Support, CHA Walking & Rochdale Ramblers.

Our religious services are also open to all comers.

Approved by the Trustees on 2022 and signed on their behalf by

John Illingworth - Secretary

3

TRUSTEES OF ROCHDALE UNITARIAN CHURCH

Receipts & payments accounts for the year ended 31 March 2022

Receipts
Investment income
Nelum Grant
Total receipts
Payments
Insurance
Repairs & renewals
Roof Repair
LSEG fee
Bank charges
Remittance to Church Council
Total payments
Net receipts/payments for the year
Bank balances 31 March 2021
Investment of funds
Disposal of investments
Transfers of investments
Bank balances 31 March 2022
General
Restricted Designated
2020/21
fund
funds
funds
Total
Total
£
£
£
£
£
9,718
4,072
4,894
18,683
19,579
16,000
0
0
16,000
0
25,718
4,072
4,894
34,683
19,579
2,290
0
0
2,290
2,228
4,105
0
0
4,105
20,113
48,198
0
0
48,198
0
78
0
0
78
78
99
0
0
98
69
0
0
4,100
4,100
0
54,770
0
4,100
58,869
22,488
-29,052
4,072
794
-24,186
-2,909
19,589
9,907
21,098
50,594
53,503
-9,463
13,979
21,892
26,408
50,594
-30,265
-12,682
-15,241
-58,189
0
42,029
17,612
21,165
80,805
0
15,000
-10,000
-5,000
0
0
17,300
8,908
22,815
49,024
50,594

Approved by the Trustees on 2022 and signed on their behalf by

Helen Wilkinson Chairman Kate Salt Treasurer

The notes on pages 4 to 10 form part of these accounts.

4

TRUSTEES OF ROCHDALE UNITARIAN CHURCH

General fund

Statement of assets and liabilities as at 31 March 2022

Bank balances
COIF deposit account
Bank current account
James Sharp account
Investments
Accumulated investment fund as set out on pages 9 & 10
Holding of 50.241 % of fund
2020/21
£
£
1,642
1,376
13,920
16,049
1,738
2,164
17,300
19,589
Cost
Market
Unrealised
Market
value
gain/(loss)
value
31.3.21
31.3.22
£
£
£
£
222,178
401,845
-5,597
425,482
2020/21
£
1,376
16,049
2,164
19,589

Other Assets

Freehold land and buildings - the church premises, Clover Street, Rochdale - built in 1974 Church furniture, organ and sound systems Tables, chairs, kitchen equipment, etc Stage equipment Sports equipment Insured value: Buildings & Contents £2,634,361

Liabilities and contingent liabilities

Nil

RESTRICTED FUNDS
Church manse fund
Receipts and payments account for the year ended 31 March 2022
Receipts
Investment income
Bank interest
Total receipts
Payments
Insurance
Transfer re Minister's Housing Allowance
Total payments
Net receipts for the year
Bank balances 31 March 2021
Investment of funds
Disposal of investments
Investments transferred
Bank balances 31 March 2022
£
4,024
0
£
4,024
0
2020/21
£
3,889
0
4,024 3,889
0
0
0
0
0 0
4,024
9,000
13,024
-12,532
17,403
-10,000
7,895
3,889
15,111
19,000
0
0
-10,000
9,000

5

TRUSTEES OF ROCHDALE UNITARIAN CHURCH

Statement of assets and liabilities as at 31 March 2022 (continued)

Church manse fund(continued)

Bank balances
COIF deposit account
Bank current account
James Sharp account
Investments
Accumulated investment fund as set out on pages 9 & 10
Holding of 22.718 % of fund
Mrs Clough legacy fund
Receipts and payments for the year ended 31 March 2022
Receipts
Investment income
Bank interest
Total receipts
Payments
Donation to benevolent fund
Net receipts for the year
Bank balances 31 March 2021
Investment of funds
Disposal of Investments
Bank balances 31 March 2022
Investments
Accumulated investment fund as set out on pages 9 & 10
Holding of 0.2580 % of fund
2020/21
£
£
389
326
6,786
7,847
720
827
7,895
9,000
Cost
Market
Unrealised
Market
value
gain/loss
value
31.3.21
31.3.22
£
£
£
£
100,465
181,707
-2,531
192,395
2020/21
£
326
7,847
827
9,000
2020/21
£
£
48
51
0
0
48
51
0
0
48
51
907
856
955
907
-150
0
209
0
1014
907
Cost
Market
Unrealised
Market
value
gain/loss
value
31.3.21
31.3.22
£
£
£
£
1,141
2,064
-29
2,185
2020/21
£
51
0
51
0
51
856
907
0
0
907

6

TRUSTEES OF ROCHDALE UNITARIAN CHURCH

Notes to the accounts for the year ended 31 March 2022

1 Accounting policies

These accounts have been prepared under the historical convention and in accordance with applicable accounting standards and the Statement of Recommended Practice on Accounting by Charities.

i Legacies, gifts and donations are brought into the accounts in the period when they are received.

ii Fixed assets other than investments and land & buildings are written off in the period in which they are acquired.

iii Investment income is allocated in due proportion to each fund's share of the total accumulated investment fund.

2 Management and administration expenses
3 Employees remuneration
4 Trustees expenses
DESIGNATED FUNDS
Statement of assets and liabilities as at 31 March 2022
Church council funds
Receipts and payments account for the year ended 31 March 2022
Receipts
Investment income
Bank interest
Total receipts
Payments
Transfer to RUC
Net receipts for the year
Bank balances 31 March 2021
Investment of funds
Disposal of investments
Transfer of investments
Bank balances 31 March 2022
£
0
0
0
4,894
0
4,894
4,100
794
21,097
21,891
-15,241
21,165
-5,000
22,815
2020/21
£
0
0
0
2020/21
£
4,801
1
4,802
0
4,802
26,295
31,097
0
0
-10,000
21,097

7

TRUSTEES OF ROCHDALE UNITARIAN CHURCH

Notes to the accounts for the year ended 31 March 2022 (continued)

Church council funds

Church council funds
Bank balances
COIF deposit account
Bank current account
James Sharp account
Investments
Accumulated investment fund as set out on pages 9 & 10
Holding of 26.783 % of fund
2020/21
£
£
867
726
21,073
19,212
875
1,159
22,815
21,097
Cost
Market
Unrealised
Market
value
gain/loss
value
31.03.21
31.03.22
£
£
£
£
118,441
214,220
-2,984
226,821
2020/21
£
726
19,212
1,159
21,097

8

TRUSTEES ROCHDALE UNITARIAN CHURCH

Accumulated investment fund at 31 March 2022

Fixed Interest
13075.71 income shares COIF Fixed Interest Fund
24332.24 units Schroders Charity Fixed Interest Fund
4808 11% Subordinated Load Notes Co-Operative Group
9100 Pref Shares 8.625% Ecclesiastical Insurance
Equities
30,000 Ord shares Scottish Mortgage Investment Trust PLC
25000 Ord Shares Lowland Investment Company PLC
62000 Ord Shares New City High Yield Fund Ltd
7000 Ord Shares Majedie Investments PLC
1000 Ord Shares Fundsmith Emerging Equities
10605 Ord Shares Fundsmith LLP Equity Fund
725 Ord Shares Caledonia Investments
11,600 Ord Shares Henderson High Income Trust
6400 Ord Shares Invesco Bond Income Plus
1400 Ord Shares Smithson Investment Trust
15400 Ord Blue Whale Growth I Acc Fund
5100 Ord Shares Finsbury Growth and Income Trust
UK and Overseas Equity Funds
26832.8 income units Schroders Charity Equity Fund
3584 income units M&G Securities Ltd Charifund
Total
Cost
Market
Unrealised Market
value
gains/
value
31.3.21
losses
31.3.22
£
£
£
£
18,200
17,621
-1,254
16,367
14,000
16,396
-1,260
15,136
9,833
6,210
-416
5,794
9,879
14,060
-956
13,104
51,912
54,287
-3,886
50,401
32,127
341,100
-33,300
307,800
22,430
30,875
2,375
33,250
37,359
31,868
1,736
33,604
25,708
16,520
-2,870
13,650
10,120
13,150
-1,300
11,850
23,698
58,782
5,423
64,205
18,177
19,176
6,489
25,665
22,308
18,792
1,798
20,590
10,020
12,160
-640
11,520
25,759
-2,799
22,960
32,429
-3,169
29,260
47,488
43,962
-1,479
42,483
307,622
586,385
-27,736
616,837
46,687
106,392
16,636
123,028
36,003
52,771
3,846
56,617
82,690
159,163
20,482
179,645
442,224
799,835
-11,140
846,883

9

TRUSTEES ROCHDALE UNITARIAN CHURCH

Accumulated investment fund at 31 March 2022
Movement of investments
The following investments were disposed of during the year
39227.53 Units Baring Asset Management Ltd
2500 Ord Blackrock Word Mining trust
1000 Ord BHP Billiton PLC
The following investments were purchased during the year
1400 Ord Smithson Investment Trust PLC
15400 Link Solutions Ltd Blue Whale Growth Fund
Summary of investments
Market value 1 April 2021
Additions
Disposals
Unrealised loss
Market value 31 March 2022
Historical cost 31 March 2022
Cost
Market
Gain/loss
Proceeds
value
of disposal
31.3.21
£
£
£
£
24,050
45,151
22,199
46,249
18,579
14,350
-4,251
14,328
9,074
20,945
11,154
20,228
51,703
80,446
29,102
80,805
Cost
Gain/loss
Market
value
31.3.22
£
£
£
25,759
-2,799
22,960
32,429
-3,169
29,260
58,189
-5,969
52,220
£
880,281
58,189
-80,446
-11,140
846,883
442,224
Cost
Market
Gain/loss
Proceeds
value
of disposal
31.3.21
£
£
£
£
24,050
45,151
22,199
46,249
18,579
14,350
-4,251
14,328
9,074
20,945
11,154
20,228
Cost
Market
Gain/loss
Proceeds
value
of disposal
31.3.21
£
£
£
£
24,050
45,151
22,199
46,249
18,579
14,350
-4,251
14,328
9,074
20,945
11,154
20,228
51,703
80,446
29,102
80,805
Gain/loss
Market
value
31.3.22
£
£
-2,799
22,960
-3,169
29,260
-5,969
52,220

10

TRUSTEES OF ROCHDALE UNITARIAN CHURCH

Independent examiner’s report to the trustees and members of Rochdale Unitarian Church

I report on the accounts of the Trust for the year ended 31 March 2022, which are set out on pages 1 to 10.

Respective responsibilities of trustees and examiner

The charity’s trustees are responsible for the preparation of the accounts. The charity’s trustees consider that an audit is not required for this year under section 43(2) of the Charities Act 1993 (the 1993 Act) and that an independent examination is needed.

It is my responsibility to:

Basis of independent examiner’s report

My examination was carried out in accordance with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. It also includes consideration of any unusual items or disclosures in the accounts and seeking explanations from you as trustees concerning any such matters. The procedures undertaken do not provide all the evidence that would be required in an audit and consequently no opinion is given as to whether the accounts present a ‘true and fair view’ and the report is limited to those matters set out in the statement below.

Independent examiner’s statement

In connection with my examination, no matter has come to my attention:

(1) which gives me reasonable cause to believe that in any material respect the requirements:

have not been met; or

(2) to which, in my opinion, attention should be drawn in order to enable a proper understanding of the accounts to be reached.

Name: S Holt

Date : 2022

11