EGLWYS PENUEL | PENUEL CHURCH
ENW’R ELUSEN | CHARITY NAME: PENUEL BAPTIST CHAPEL, CARMARTHEN – TRUST FUNDS AND PROPERTY HELD IN CONNEXION THEREWITH
RHIF YR ELUSEN | CHARITY NUMBER: 238795
DATGANIAD ARIANNOL AR GYFER Y FLWYDDYN HYD 31 RHAGFYR 2022
FINANCIAL STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2022
PARATOWYD GAN | PREPARED BY: SARAH MOSES ARCHWILIWYD GAN | EXAMINED BY: DAFYDD ALED REES (FCCA)
EGLWYS PENUEL Y BEDYDDWYR, CAERFYRDDIN
DATGANIAD ARIANNOL AR GYFER Y FLWYDDYN HYD 31 RHAGFYR 2022
Y CYFRIF CYFFREDINOL DERBYNIADAU A THALIADAU
| Derbyniadau (£) | 2022 | 2021 | Nodyn |
|---|---|---|---|
| Rhoddion cyffredinol | 51279.00 | 52543.07 | |
| Rhoddion eraill | 0.00 | 1780.00 | |
| Rhenti | 2742.00 | 11740.00 | 2 |
| Sales | 0.00 | 280.00 | |
| Trosglwyddiadau o gyfri’r ymddiredoleth | 2126.22 | 0.00 | 3 |
| Trosglwyddiadau o gyfrif rhif 2 | 300.00 | 0.00 | 4 |
| Bondiau Cornerstones | 498.00 | 0.00 | 5 |
| Ad daliadau | 385.30 | 589.00 | 6 |
| Taliad dechreuol PayPal | 0.00 | 0.01 | |
| Cyfanswm y derbyniadau | 57330.52 | 66932.08 | |
| Taliadau (£) | 2022 | **2021 ** | Nodyn |
| Costau’r gweinidog | 33765.05 | 31173.73 | 7 |
| Costau gweinidogaethau eraill | 750.49 | 1190.68 | 9 |
| Costau gweithredol eraill | 4181.64 | 2495.39 | 10 |
| Cynnal a chadw’r capel a’r tai | 21705.51 | 11084.88 | 11 |
| Swm a aeth I achosion eraill | 3920.00 | 4175.00 | 12 |
| Trosglwyddiadau i gyfrif rhif 2 | 60.00 | 0.00 | 13 |
| Rhoddion | 220.00 | 275.00 | 14 |
| COVID | 0.00 | 2945.57 | |
| Cyfanswm y taliadau | 64602.69 | 53340.25 | |
| Derbyniadau / (taliadau) net 2022 | -£7,272.17 | ||
| Balans arian ar 31 Rhagfyr 2021 | £69,641.57 | ||
| Balans arian ar 31 Rhagfyr 2022 | £62,369.40 |
1
CYFRIF RHIF 2 (YR YSGOL SUL)
| Derbyniadau (£) | 2022 | 2021 | Nodyn |
|---|---|---|---|
| Trosglwyddiadau o gyfrifon y eglwys | 60.00 | 0.00 | 15 |
| Cyfanswm y derbyniadau | 60.00 | 0.00 | |
| Taliadau (£) | 2022 | **2021 ** | Nodyn |
| Trosglwyddiadau i gyfrifon yr Eglwys | 300.00 | 0.00 | 16 |
| Costau ysgol Sul | 66.76 | 0.00 | 17 |
| HSBC | 60.00 | 0.00 | |
| Cyfanswm y taliadau | 426.76 | 0.00 | |
| Derbyniadau / (taliadau) net 2022 | -£366.76 | ||
| Balans arian ar 31 Rhagfyr 2021 | £5,170.43 | ||
| Balans arian ar 31 Rhagfyr 2022 | £4,803.67 |
2
Y CYFRIF WRTH GEFN
| Derbyniadau (£) | 2022 | 2021 | Nodyn |
|---|---|---|---|
| Llog | 15.33 | 20.79 | |
| Cyfanswm y derbyniadau | 15.33 | 20.79 | |
| Derbyniadau / (taliadau) net 2022 | £15.33 | ||
| Balans arian ar 31 Rhagfyr 2021 | £15,332.11 | ||
| Balans arian ar 31 Rhagfyr 2022 | £15,347.44 |
3
CRONFA YMDDIREDOLAETH DAVID HINDS A CATHERINE JONES
| Derbyniadau (£) | 2022 | 2021 | Nodyn |
|---|---|---|---|
| Llog | 0.25 | 15.20 | |
| Cyfanswm y Derbyniadau | 0.25 | 15.20 | |
| Taliadau (£) | 2022 | 2021 | Nodyn |
| Trosglwyddiadau I gyfrifon yr Eglwys | 2126.22 | 0.00 | 18 |
| Cyfanswm y taliadau | 2126.22 | 0.00 | |
| Derbyniadau / (taliadau) net 2022 | -£2,125.97 | ||
| Balans arian ar 31 Rhagfyr 2021 | £2,125.97 | ||
| Balans arian ar gau’r cyfrif | £0.00 |
4
DATGANIAD ASEDAU ARIANNOL AR 31 RHAGFYR 2022
| Asedau Ariannol (£) | 2022 | 2021 | Nodyn |
|---|---|---|---|
| Y cyfrif cyffredinol | 62369.40 | 69641.57 | |
| Cyfrif Rhif 2 (Yr Ysgol Sul) | 4803.67 | 5170.43 | |
| Y cyfrif wrth gefn | 15347.44 | 15332.11 | |
| Y gronfa ymddiredolaeth (wedi cau) | 0.00 | 2125.97 | |
| Cyfanswm yr asedau | 82520.51 | 92270.08 | 19 |
| Cynnydd net ers 2021: -£9,749.57 |
5
NODIADAU I’R CYFRIFON
1. Sail y cyfrifon
Paratowyd y cyfrifon hyn ar sail ‘derbyniadau a thaliadau’ yn unol ag Adran 133 Deddf Elusennau 2011.
2. Rhenti (£)
| Rhent o 18 Heol y Prior | 1980.00 |
|---|---|
| Rhent o 19 Heol y Prior | 762.00 |
| Cyfanswm y Rhent | 2742.00 |
3. Trosglwyddiadau o gyfrif yr ymddiriedolaeth (£)
| Balans wrth gau’r cyfrif | 2126.22 | (gweler nodyn 18) |
|---|---|---|
| Cyfanswm y trosglwyddiadau | 2126.22 | |
| 4. Trosglwyddiadau o gyfrif rhif 2 (£) | ||
| Tuag at wersylloedd | 300.00 | (gweler nodyn 16) |
| Cyfanswm y trosglwyddiadau | 300.00 | |
| 5. Bondiau Cornerstones (£) | ||
| Bond o 18 Heol y Prior | 330.00 | |
| Bond o 19 Heol y Prior | 168.00 | |
| Cyfanswm y Bondiau | 498.00 | |
| 6. Ad-daliadau (£) | ||
| Utility Warehouse (chapel) | 179.90 | |
| Utility Warehouse (Rhif 18) | 108.00 | |
| Utility Warehouse (Rhif 19) | 97.40 | |
| Cyfanswm yr ad-daliadau | 385.30 |
6
7. Costau’r gweinidog (£)
| Taliadau i Stewardship | 28865.80 | |
|---|---|---|
| Costau Trip UDA | 2000.00 | (gweler nodyn 8) |
| Taliadau i NEST | 1843.75 | |
| Costau Teithio (Tach 2021-Hyd 2022) | 1030.50 | |
| Ffioedd Cynhadleddau | 25.00 | |
| Cyfaswm costau’r gweinidog | 33765.05 |
8. Costau Trip i’r UDA
Cafodd y treth, yr yswiriant cenedlaethol, a’r cyfraniadau penswn ar gyfer y taliad hwn eu talu drwy gyflogress Stewardship yn nhri mis diwethaf y flwyddyn ariannol 2022/2023 ac y byddant yn ymddangos fel rhan o ‘daliadau i Stewardship’ yn Natganiad ariannol 2023.
9. Costau gweinidogaethau eraill (£)
| Pregethwyr gwadd | 730.00 |
|---|---|
| Profion Covid | 20.49 |
| Cyfaswm costau gweinidogaethau eraill | 750.49 |
7
10. Costau gweithredol eraill (£)
| CCLI | 236.89 | |
|---|---|---|
| Worship Extreme | 200.00 | |
| Apple TV | 169.00 | |
| Zoom | 115.12 | |
| Office 365 | 79.99 | |
| CDs a’u casysau | 61.33 | |
| Clustffonau cyfieithu | 60.81 | |
| Bateriau meicroffon | 9.98 | |
| Inc i’r argraffwyr | 16.49 | |
| Ffilament i 3D printer | 15.13 | |
| Stampau | 10.20 | |
| Llyfrau ar gyfer digwyddiadau cenhadol | 362.95 | |
| Beiblau (Saesneg) | 166.23 | |
| Adnoddau Cymdeithas y Beibl | 140.27 | |
| Efengylau (Cymraeg) | 100.00 | |
| Adnoddau defosiynol amser y Nadolig | 30.00 | |
| Cylchgrawn MUC | 17.40 | |
| Banneri | 147.52 | |
| Posteri | 86.40 | |
| Cerdiau busnes a phamffledi | 61.82 | |
| Peiriant coffi, fflasgau a choffi | 815.95 | |
| Offer arall i’r gegin | 281.71 | |
| Bwyd ar gyfer digwyddiadau | 147.61 | |
| Eitemau Cymundeb | 29.98 | |
| Llinynnau Gitâr | 59.60 | |
| Cerddoriaeth | 53.18 | |
| Gwasanaethu’r gitâr | 25.00 | |
| Gwersyllau | 300.00 | (£300 o gyfrif 2) |
| Gwasanaeth y Cynhaeaf | 6.70 | |
| Arolygydd allannol | 100.00 | |
| HSBC | 93.38 | |
| Hyfforddiant Stewardship | 55.00 | |
| Hurio Llyfrgell Caerfyrddin | 76.00 | |
| Addurniadau Nadolig | 50.00 | |
| Cyfanswm Costau gwethredol arall | 4181.64 |
8
11. Cynnal a chadw y capel a’r tai (£)
| Glanhau (capel) | 2080.00 |
|---|---|
| Time For You West Wales Cleaning | 728.00 |
| Chwynnu | 55.00 |
| Offer Glanhau | 25.39 |
| Offer chwynnu | 6.11 |
| ABS Carmarthen Fire Protection | 57.54 |
| Thermostat a bulbiau | 190.86 |
| Gwresogydd i’r Crèche | 89.99 |
| Utility Warehouse | 3823.64 |
| BT | 375.58 |
| D�r Cymru Welsh Water | 253.14 |
| Yswiriant i’r Capel | 1932.06 |
| Yswiriant i’r tai | 397.26 |
| D M Williams Painting & Decorating | 9080.00 |
| Glanhau (tai) | 378.00 |
| CE & N Richards House Clearance | 150.00 |
| Carms Cleaning & Maintenance Services | 120.00 |
| Avery Electrics | 117.60 |
| Treth y cyngor (Rhif 19) | 590.26 |
| Treth y cyngor (Rhif 18) | 162.78 |
| SSE Energy (Rhif 19) | 109.10 |
| Utility Warehouse (Rhif 18) | 62.34 |
| Utility Warehouse (Rhif 19) | 38.43 |
| Shell Energy (Rhif 18) | 32.43 |
| Ffioedd cyfreithiol | 850.00 |
| Cyfanswm cynal a chadw | 21705.51 |
| 12. Swm a aeth i achosion eraill (£) | |
| Operation Mobilisation | 3000.00 |
| Undeb Bedyddwyr Cymru | 738.00 |
| Open Doors | 60.00 |
| Gwyl Bedyddwyr Caerfyrddin a Cheredigion | 41.00 |
| Gweithgor Bedyddwyr Gorllewin Myrddin | 41.00 |
| Clwb GIG | 40.00 |
| Cyfanswm a aeth i achosion eraill | 3920.00 |
9
13. Trosglwyddiadau i gyfrif rhif 2
Cafodd £60 ei drosglwyddo i gyfrif rhif 2 i dalu am ffioedd a dalwyd i HSBC.
14. Rhoddion (£)
| Rhoddion ymddeol | 200.00 | |
|---|---|---|
| Rhoddion gadael | 20.00 | |
| Cyfanswm y rhoddion | 220.00 | |
| 5. Trosglwyddiadau o’r cyfrif cyffredinol (£) | ||
| Tuag at ffioedd HSBC | 60.00 | (gweler nodyn 13) |
| Cyfanswm y trosglwyddiadau | 60.00 |
15. Trosglwyddiadau o’r cyfrif cyffredinol (£)
16. Trosglwyddiadau i’r cyfrif cyffredinol
Cafodd £300 ei drosglwyddo i’r cyfrif cyffredinol i dalu am gostau plant yn mynychu gwersylloedd.
17. Costau yr ysgol sul (£)
| Llyfrau Nadolig | 58.80 |
|---|---|
| Papur wlapio | 7.96 |
| Cyfanswm costau yr ysgol Sul | 66.76 |
18. Trosglwyddiadau i’r cyfrif cyffredinol
Cafodd y balans o Cronfa Ymddiredolaeth David Hinds A Catherine Jones i gyd ei drosglwyddo i’r cyfrif cyffredinol.
19. Cyfanswm yr asedau
Yn ogystal â chyfanswm yr asedau ariannol, y mae gan yr eglwys yr asedau canlynol:
-
Mangre’r eglwys (Capel, festri a mynwent) yn Heol y Prior, Caerfyrddin
-
Cynnwys (gosodiadau, dodrefn a chyfarpar)
-
18 Heol y Prior, Caerfyrddin
-
19 Heol y Prior Caerfyrddin
10
PENUEL BAPTIST CHURCH, CARMARTHEN
FINANCIAL STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2022
GENERAL RECEIPTS & PAYMENT ACCOUNT
| Receipts (£) | 2022 | 2021 | Note |
|---|---|---|---|
| General giving | 51279.00 | 52543.07 | |
| Other giving | 0.00 | 1780.00 | |
| Rents | 2742.00 | 11740.00 | 2 |
| Sales | 0.00 | 280.00 | |
| Transfers from Trust Fund | 2126.22 | 0.00 | 3 |
| Transfers from No. 2 Account | 300.00 | 0.00 | 4 |
| Cornerstones bonds | 498.00 | 0.00 | 5 |
| Repayments | 385.30 | 589.00 | 6 |
| Initial PayPal payment | 0.00 | 0.01 | |
| Total receipts | 57330.52 | 66932.08 | |
| Payments (£) | 2022 | **2021 ** | Note |
| Costs of minister | 33765.05 | 31173.73 | 7 |
| Costs of other ministry | 750.49 | 1190.68 | 9 |
| Other operational costs | 4181.64 | 2495.39 | 10 |
| Upkeep of chapel and houses | 21705.51 | 11084.88 | 11 |
| Amount passed to other causes | 3920.00 | 4175.00 | 12 |
| Transfers to No. 2 Account | 60.00 | 0.00 | 13 |
| Gifts | 220.00 | 275.00 | 14 |
| COVID | 0.00 | 2945.57 | |
| Total payments | 64602.69 | 53340.25 | |
| Net receipts / (payments) for 2022 | -£7,272.17 | ||
| Cash balance at 31 December 2021 | £69,641.57 | ||
| Cash balance at 31 December 2022 | £62,369.40 |
1
NO. 2 ACCOUNT (SUNDAY SCHOOL)
| Receipts (£) | 2022 | 2021 | Note |
|---|---|---|---|
| Transfers from General Account | 60.00 | 0.00 | 15 |
| Total receipts | 60.00 | 0.00 | |
| Payments (£) | 2022 | **2021 ** | Note |
| Transfers to General Account | 300.00 | 0.00 | 16 |
| Sunday School expenses | 66.76 | 0.00 | 17 |
| HSBC | 60.00 | 0.00 | |
| Total payments | 426.76 | 0.00 | |
| Net receipts / (payments) for 2022 | -£366.76 | ||
| Cash balance at 31 December 2021 | £5,170.43 | ||
| Cash balance at 31 December 2022 | £4,803.67 |
2
RESERVE ACCOUNT
| Receipts (£) | 2022 | 2021 | Note |
|---|---|---|---|
| Interest | 15.33 | 20.79 | |
| Total receipts | 15.33 | 20.79 | |
| Net receipts / (payments) for 2022 | £15.33 | ||
| Cash balance at 31 December 2021 | £15,332.11 | ||
| Cash balance at 31 December 2022 | £15,347.44 |
3
DAVID HINDS AND CATHERINE JONES TRUST FUND
| Receipts (£) | 2022 | 2021 | Note |
|---|---|---|---|
| Interest | 0.25 | 15.20 | |
| Total receipts | 0.25 | 15.20 | |
| Payments (£) | 2022 | 2021 | Note |
| Transfers to General Account | 2126.22 | 0.00 | 18 |
| Total payments | 2126.22 | 0.00 | |
| Net receipts / (payments) for 2022 | -£2,125.97 | ||
| Cash balance at 31 December 2021 | £2,125.97 | ||
| Cash balance at account closure | £0.00 |
4
STATEMENT OF CASH ASSETS AND LIABILITIES AT 31 DECEMBER 2022
| Cash Assets (£) | 2022 | 2021 | Note |
|---|---|---|---|
| General Current Account | 62369.40 | 69641.57 | |
| No. 2 Account (Sunday School) | 4803.67 | 5170.43 | |
| Reserve Account | 15347.44 | 15332.11 | |
| Trust Fund (closed) | 0.00 | 2125.97 | |
| Total Assets | 82520.51 | 92270.08 | 19 |
| Net increase on 2021: -£9,749.57 |
5
NOTES TO THE ACCOUNTS
1. Basis of accounts
These accounts have been prepared on a ‘receipts and payments’ basis in accordance with Section 133 Charities Act 2011.
2. Rents (£)
| Rent for 18 Priory Street | 1980.00 | |
|---|---|---|
| Rent for 19 Priory Street | 762.00 | |
| Total rent | 2742.00 | |
| 3. Transfers from Trust Fund (£) | ||
| Balance at account closure | 2126.22 | (see note 18) |
| Total transfers | 2126.22 | |
| 4. Transfers from No. 2 Account (£) | ||
| Towards camps | 300.00 | (see note 16) |
| Total transfers | 300.00 | |
| 5. Cornerstones bonds (£) | ||
| Bond for 18 Priory Street | 330.00 | |
| Bond for 19 Priory Street | 168.00 | |
| Total bonds | 498.00 | |
| 6. Repayments (£) | ||
| Utility Warehouse (chapel) | 179.90 | |
| Utility Warehouse (No. 18) | 108.00 | |
| Utility Warehouse (No. 19) | 97.40 | |
| Total repayments | 385.30 |
6
7. Costs of minister (£)
| Payments to Stewardship | 28865.80 | |
|---|---|---|
| US trip expenses | 2000.00 | (see note 8) |
| Payments to NEST | 1843.75 | |
| Travel expenses (Nov 2021-Oct 2022) | 1030.50 | |
| Conference fees | 25.00 | |
| Total costs of minister | 33765.05 |
8. US trip expenses
The tax, national insurance, and increased pension contributions for this payment were paid via Stewardship payroll in the last three months of the 2022/2023 tax year and will appear within ‘Payments to Stewardship’ in the Financial Statement for 2023.
9. Costs of other ministry (£)
| Guest preachers | 730.00 |
|---|---|
| Covid tests | 20.49 |
| Total costs of other ministry | 750.49 |
7
10. Other operational costs (£)
| CCLI | 236.89 | |
|---|---|---|
| Worship Extreme | 200.00 | |
| Apple TV | 169.00 | |
| Zoom | 115.12 | |
| Office 365 | 79.99 | |
| CDs and cases | 61.33 | |
| Translation headphones | 60.81 | |
| Microphone batteries | 9.98 | |
| Printer ink | 16.49 | |
| 3D printer filament | 15.13 | |
| Stamps | 10.20 | |
| Books for outreach events | 362.95 | |
| Bibles (English) | 166.23 | |
| Bible Society resources | 140.27 | |
| Gospels (Welsh) | 100.00 | |
| Christmas devotional resources | 30.00 | |
| EMW magazines | 17.40 | |
| Roller banners | 147.52 | |
| Posters | 86.40 | |
| Business cards and leaflets | 61.82 | |
| Coffee machine, flasks and coffee | 815.95 | |
| Other kitchen supplies | 281.71 | |
| Food for events | 147.61 | |
| Communion items | 29.98 | |
| Guitar strings | 59.60 | |
| Sheet music | 53.18 | |
| Guitar servicing | 25.00 | |
| Camps | 300.00 | (£300 towards from No. 2) |
| Harvest assembly | 6.70 | |
| Independent examiner | 100.00 | |
| HSBC | 93.38 | |
| Stewardship trustee training | 55.00 | |
| Carmarthen Library hire | 76.00 | |
| Christmas decorations | 50.00 | |
| Total other operational costs | 4181.64 |
8
11. Upkeep of chapel and houses (£)
| Cleaner (chapel) | 2080.00 |
|---|---|
| Time For You West Wales Cleaning | 728.00 |
| Weeding | 55.00 |
| Cleaning supplies | 25.39 |
| Weeding supplies | 6.11 |
| ABS Carmarthen Fire Protection | 57.54 |
| Thermostat and bulbs | 190.86 |
| Crèche heater | 89.99 |
| Utility Warehouse | 3823.64 |
| BT | 375.58 |
| D�r Cymru Welsh Water | 253.14 |
| Church insurance | 1932.06 |
| House insurance | 397.26 |
| D M Williams Painting & Decorating | 9080.00 |
| Cleaner (houses) | 378.00 |
| CE & N Richards House Clearance | 150.00 |
| Carms Cleaning & Maintenance Services | 120.00 |
| Avery Electrics | 117.60 |
| Council Tax (No. 19) | 590.26 |
| Council Tax (No. 18) | 162.78 |
| SSE Energy (No. 19) | 109.10 |
| Utility Warehouse (No. 18) | 62.34 |
| Utility Warehouse (No. 19) | 38.43 |
| Shell Energy (No. 18) | 32.43 |
| Legal fees | 850.00 |
| Total upkeep costs | 21705.51 |
| 12. Amount passed to other causes (£) | |
| Operation Mobilisation | 3000.00 |
| Baptist Union of Wales | 738.00 |
| Open Doors | 60.00 |
| Carms & Cardigan Baptist Festival | 41.00 |
| Gweithgor Bedyddwyr Gorllewin Myrddin | 41.00 |
| Clwb GIG | 40.00 |
| Total passed to other causes | 3920.00 |
9
13. Transfers to No. 2 Account
£60 was transferred to the No. 2 Account to cover the charges paid to HSBC.
14. Gifts (£)
| Retirement gifts | 200.00 | |
|---|---|---|
| Leaving gift | 20.00 | |
| Total gifts | 220.00 | |
| 5. Transfers from General Account (£) | ||
| Towards HSBC charges | 60.00 | (see note 13) |
| Total transfers | 60.00 |
15. Transfers from General Account (£)
16. Transfers to General Account
£300 was transferred to the General Account to cover contributions for the attendance of children at camps.
17. Sunday School expenses (£)
Christmas books 58.80 Wrapping paper 7.96 Total Sunday School expenses 66.76
18. Transfers to General Account
The total balance of the David Hinds and Catherine Jones Trust Fund was transferred to the General Account.
19. Total assets
-
In addition to the total cash assets held, the church has the following assets:
-
the church’s premises (chapel, vestry and burial ground) at Priory Street, Carmarthen
-
contents (fixtures, furniture and equipment)
-
18 Priory Street, Carmarthen
-
19 Priory Street, Carmarthen
10
EGLWYS PENUEL | PENUEL CHURCH
ENW’R ELUSEN | CHARITY NAME: PENUEL BAPTIST CHAPEL, CARMARTHEN – TRUST FUNDS AND PROPERTY HELD IN CONNEXION THEREWITH
RHIF YR ELUSEN | CHARITY NUMBER: 238795
DATGANIAD ARIANNOL AR GYFER Y FLWYDDYN HYD 31 RHAGFYR 2022
FINANCIAL STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2022
PARATOWYD GAN | PREPARED BY: SARAH MOSES ARCHWILIWYD GAN | EXAMINED BY: DAFYDD ALED REES (FCCA)
EGLWYS PENUEL Y BEDYDDWYR, CAERFYRDDIN
DATGANIAD ARIANNOL AR GYFER Y FLWYDDYN HYD 31 RHAGFYR 2022
Y CYFRIF CYFFREDINOL DERBYNIADAU A THALIADAU
| Derbyniadau (£) | 2022 | 2021 | Nodyn |
|---|---|---|---|
| Rhoddion cyffredinol | 51279.00 | 52543.07 | |
| Rhoddion eraill | 0.00 | 1780.00 | |
| Rhenti | 2742.00 | 11740.00 | 2 |
| Sales | 0.00 | 280.00 | |
| Trosglwyddiadau o gyfri’r ymddiredoleth | 2126.22 | 0.00 | 3 |
| Trosglwyddiadau o gyfrif rhif 2 | 300.00 | 0.00 | 4 |
| Bondiau Cornerstones | 498.00 | 0.00 | 5 |
| Ad daliadau | 385.30 | 589.00 | 6 |
| Taliad dechreuol PayPal | 0.00 | 0.01 | |
| Cyfanswm y derbyniadau | 57330.52 | 66932.08 | |
| Taliadau (£) | 2022 | **2021 ** | Nodyn |
| Costau’r gweinidog | 33765.05 | 31173.73 | 7 |
| Costau gweinidogaethau eraill | 750.49 | 1190.68 | 9 |
| Costau gweithredol eraill | 4181.64 | 2495.39 | 10 |
| Cynnal a chadw’r capel a’r tai | 21705.51 | 11084.88 | 11 |
| Swm a aeth I achosion eraill | 3920.00 | 4175.00 | 12 |
| Trosglwyddiadau i gyfrif rhif 2 | 60.00 | 0.00 | 13 |
| Rhoddion | 220.00 | 275.00 | 14 |
| COVID | 0.00 | 2945.57 | |
| Cyfanswm y taliadau | 64602.69 | 53340.25 | |
| Derbyniadau / (taliadau) net 2022 | -£7,272.17 | ||
| Balans arian ar 31 Rhagfyr 2021 | £69,641.57 | ||
| Balans arian ar 31 Rhagfyr 2022 | £62,369.40 |
1
CYFRIF RHIF 2 (YR YSGOL SUL)
| Derbyniadau (£) | 2022 | 2021 | Nodyn |
|---|---|---|---|
| Trosglwyddiadau o gyfrifon y eglwys | 60.00 | 0.00 | 15 |
| Cyfanswm y derbyniadau | 60.00 | 0.00 | |
| Taliadau (£) | 2022 | **2021 ** | Nodyn |
| Trosglwyddiadau i gyfrifon yr Eglwys | 300.00 | 0.00 | 16 |
| Costau ysgol Sul | 66.76 | 0.00 | 17 |
| HSBC | 60.00 | 0.00 | |
| Cyfanswm y taliadau | 426.76 | 0.00 | |
| Derbyniadau / (taliadau) net 2022 | -£366.76 | ||
| Balans arian ar 31 Rhagfyr 2021 | £5,170.43 | ||
| Balans arian ar 31 Rhagfyr 2022 | £4,803.67 |
2
Y CYFRIF WRTH GEFN
| Derbyniadau (£) | 2022 | 2021 | Nodyn |
|---|---|---|---|
| Llog | 15.33 | 20.79 | |
| Cyfanswm y derbyniadau | 15.33 | 20.79 | |
| Derbyniadau / (taliadau) net 2022 | £15.33 | ||
| Balans arian ar 31 Rhagfyr 2021 | £15,332.11 | ||
| Balans arian ar 31 Rhagfyr 2022 | £15,347.44 |
3
CRONFA YMDDIREDOLAETH DAVID HINDS A CATHERINE JONES
| Derbyniadau (£) | 2022 | 2021 | Nodyn |
|---|---|---|---|
| Llog | 0.25 | 15.20 | |
| Cyfanswm y Derbyniadau | 0.25 | 15.20 | |
| Taliadau (£) | 2022 | 2021 | Nodyn |
| Trosglwyddiadau I gyfrifon yr Eglwys | 2126.22 | 0.00 | 18 |
| Cyfanswm y taliadau | 2126.22 | 0.00 | |
| Derbyniadau / (taliadau) net 2022 | -£2,125.97 | ||
| Balans arian ar 31 Rhagfyr 2021 | £2,125.97 | ||
| Balans arian ar gau’r cyfrif | £0.00 |
4
DATGANIAD ASEDAU ARIANNOL AR 31 RHAGFYR 2022
| Asedau Ariannol (£) | 2022 | 2021 | Nodyn |
|---|---|---|---|
| Y cyfrif cyffredinol | 62369.40 | 69641.57 | |
| Cyfrif Rhif 2 (Yr Ysgol Sul) | 4803.67 | 5170.43 | |
| Y cyfrif wrth gefn | 15347.44 | 15332.11 | |
| Y gronfa ymddiredolaeth (wedi cau) | 0.00 | 2125.97 | |
| Cyfanswm yr asedau | 82520.51 | 92270.08 | 19 |
| Cynnydd net ers 2021: -£9,749.57 |
5
NODIADAU I’R CYFRIFON
1. Sail y cyfrifon
Paratowyd y cyfrifon hyn ar sail ‘derbyniadau a thaliadau’ yn unol ag Adran 133 Deddf Elusennau 2011.
2. Rhenti (£)
| Rhent o 18 Heol y Prior | 1980.00 |
|---|---|
| Rhent o 19 Heol y Prior | 762.00 |
| Cyfanswm y Rhent | 2742.00 |
3. Trosglwyddiadau o gyfrif yr ymddiriedolaeth (£)
| Balans wrth gau’r cyfrif | 2126.22 | (gweler nodyn 18) |
|---|---|---|
| Cyfanswm y trosglwyddiadau | 2126.22 | |
| 4. Trosglwyddiadau o gyfrif rhif 2 (£) | ||
| Tuag at wersylloedd | 300.00 | (gweler nodyn 16) |
| Cyfanswm y trosglwyddiadau | 300.00 | |
| 5. Bondiau Cornerstones (£) | ||
| Bond o 18 Heol y Prior | 330.00 | |
| Bond o 19 Heol y Prior | 168.00 | |
| Cyfanswm y Bondiau | 498.00 | |
| 6. Ad-daliadau (£) | ||
| Utility Warehouse (chapel) | 179.90 | |
| Utility Warehouse (Rhif 18) | 108.00 | |
| Utility Warehouse (Rhif 19) | 97.40 | |
| Cyfanswm yr ad-daliadau | 385.30 |
6
7. Costau’r gweinidog (£)
| Taliadau i Stewardship | 28865.80 | |
|---|---|---|
| Costau Trip UDA | 2000.00 | (gweler nodyn 8) |
| Taliadau i NEST | 1843.75 | |
| Costau Teithio (Tach 2021-Hyd 2022) | 1030.50 | |
| Ffioedd Cynhadleddau | 25.00 | |
| Cyfaswm costau’r gweinidog | 33765.05 |
8. Costau Trip i’r UDA
Cafodd y treth, yr yswiriant cenedlaethol, a’r cyfraniadau penswn ar gyfer y taliad hwn eu talu drwy gyflogress Stewardship yn nhri mis diwethaf y flwyddyn ariannol 2022/2023 ac y byddant yn ymddangos fel rhan o ‘daliadau i Stewardship’ yn Natganiad ariannol 2023.
9. Costau gweinidogaethau eraill (£)
| Pregethwyr gwadd | 730.00 |
|---|---|
| Profion Covid | 20.49 |
| Cyfaswm costau gweinidogaethau eraill | 750.49 |
7
10. Costau gweithredol eraill (£)
| CCLI | 236.89 | |
|---|---|---|
| Worship Extreme | 200.00 | |
| Apple TV | 169.00 | |
| Zoom | 115.12 | |
| Office 365 | 79.99 | |
| CDs a’u casysau | 61.33 | |
| Clustffonau cyfieithu | 60.81 | |
| Bateriau meicroffon | 9.98 | |
| Inc i’r argraffwyr | 16.49 | |
| Ffilament i 3D printer | 15.13 | |
| Stampau | 10.20 | |
| Llyfrau ar gyfer digwyddiadau cenhadol | 362.95 | |
| Beiblau (Saesneg) | 166.23 | |
| Adnoddau Cymdeithas y Beibl | 140.27 | |
| Efengylau (Cymraeg) | 100.00 | |
| Adnoddau defosiynol amser y Nadolig | 30.00 | |
| Cylchgrawn MUC | 17.40 | |
| Banneri | 147.52 | |
| Posteri | 86.40 | |
| Cerdiau busnes a phamffledi | 61.82 | |
| Peiriant coffi, fflasgau a choffi | 815.95 | |
| Offer arall i’r gegin | 281.71 | |
| Bwyd ar gyfer digwyddiadau | 147.61 | |
| Eitemau Cymundeb | 29.98 | |
| Llinynnau Gitâr | 59.60 | |
| Cerddoriaeth | 53.18 | |
| Gwasanaethu’r gitâr | 25.00 | |
| Gwersyllau | 300.00 | (£300 o gyfrif 2) |
| Gwasanaeth y Cynhaeaf | 6.70 | |
| Arolygydd allannol | 100.00 | |
| HSBC | 93.38 | |
| Hyfforddiant Stewardship | 55.00 | |
| Hurio Llyfrgell Caerfyrddin | 76.00 | |
| Addurniadau Nadolig | 50.00 | |
| Cyfanswm Costau gwethredol arall | 4181.64 |
8
11. Cynnal a chadw y capel a’r tai (£)
| Glanhau (capel) | 2080.00 |
|---|---|
| Time For You West Wales Cleaning | 728.00 |
| Chwynnu | 55.00 |
| Offer Glanhau | 25.39 |
| Offer chwynnu | 6.11 |
| ABS Carmarthen Fire Protection | 57.54 |
| Thermostat a bulbiau | 190.86 |
| Gwresogydd i’r Crèche | 89.99 |
| Utility Warehouse | 3823.64 |
| BT | 375.58 |
| D�r Cymru Welsh Water | 253.14 |
| Yswiriant i’r Capel | 1932.06 |
| Yswiriant i’r tai | 397.26 |
| D M Williams Painting & Decorating | 9080.00 |
| Glanhau (tai) | 378.00 |
| CE & N Richards House Clearance | 150.00 |
| Carms Cleaning & Maintenance Services | 120.00 |
| Avery Electrics | 117.60 |
| Treth y cyngor (Rhif 19) | 590.26 |
| Treth y cyngor (Rhif 18) | 162.78 |
| SSE Energy (Rhif 19) | 109.10 |
| Utility Warehouse (Rhif 18) | 62.34 |
| Utility Warehouse (Rhif 19) | 38.43 |
| Shell Energy (Rhif 18) | 32.43 |
| Ffioedd cyfreithiol | 850.00 |
| Cyfanswm cynal a chadw | 21705.51 |
| 12. Swm a aeth i achosion eraill (£) | |
| Operation Mobilisation | 3000.00 |
| Undeb Bedyddwyr Cymru | 738.00 |
| Open Doors | 60.00 |
| Gwyl Bedyddwyr Caerfyrddin a Cheredigion | 41.00 |
| Gweithgor Bedyddwyr Gorllewin Myrddin | 41.00 |
| Clwb GIG | 40.00 |
| Cyfanswm a aeth i achosion eraill | 3920.00 |
9
13. Trosglwyddiadau i gyfrif rhif 2
Cafodd £60 ei drosglwyddo i gyfrif rhif 2 i dalu am ffioedd a dalwyd i HSBC.
14. Rhoddion (£)
| Rhoddion ymddeol | 200.00 | |
|---|---|---|
| Rhoddion gadael | 20.00 | |
| Cyfanswm y rhoddion | 220.00 | |
| 5. Trosglwyddiadau o’r cyfrif cyffredinol (£) | ||
| Tuag at ffioedd HSBC | 60.00 | (gweler nodyn 13) |
| Cyfanswm y trosglwyddiadau | 60.00 |
15. Trosglwyddiadau o’r cyfrif cyffredinol (£)
16. Trosglwyddiadau i’r cyfrif cyffredinol
Cafodd £300 ei drosglwyddo i’r cyfrif cyffredinol i dalu am gostau plant yn mynychu gwersylloedd.
17. Costau yr ysgol sul (£)
| Llyfrau Nadolig | 58.80 |
|---|---|
| Papur wlapio | 7.96 |
| Cyfanswm costau yr ysgol Sul | 66.76 |
18. Trosglwyddiadau i’r cyfrif cyffredinol
Cafodd y balans o Cronfa Ymddiredolaeth David Hinds A Catherine Jones i gyd ei drosglwyddo i’r cyfrif cyffredinol.
19. Cyfanswm yr asedau
Yn ogystal â chyfanswm yr asedau ariannol, y mae gan yr eglwys yr asedau canlynol:
-
Mangre’r eglwys (Capel, festri a mynwent) yn Heol y Prior, Caerfyrddin
-
Cynnwys (gosodiadau, dodrefn a chyfarpar)
-
18 Heol y Prior, Caerfyrddin
-
19 Heol y Prior Caerfyrddin
10
PENUEL BAPTIST CHURCH, CARMARTHEN
FINANCIAL STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2022
GENERAL RECEIPTS & PAYMENT ACCOUNT
| Receipts (£) | 2022 | 2021 | Note |
|---|---|---|---|
| General giving | 51279.00 | 52543.07 | |
| Other giving | 0.00 | 1780.00 | |
| Rents | 2742.00 | 11740.00 | 2 |
| Sales | 0.00 | 280.00 | |
| Transfers from Trust Fund | 2126.22 | 0.00 | 3 |
| Transfers from No. 2 Account | 300.00 | 0.00 | 4 |
| Cornerstones bonds | 498.00 | 0.00 | 5 |
| Repayments | 385.30 | 589.00 | 6 |
| Initial PayPal payment | 0.00 | 0.01 | |
| Total receipts | 57330.52 | 66932.08 | |
| Payments (£) | 2022 | **2021 ** | Note |
| Costs of minister | 33765.05 | 31173.73 | 7 |
| Costs of other ministry | 750.49 | 1190.68 | 9 |
| Other operational costs | 4181.64 | 2495.39 | 10 |
| Upkeep of chapel and houses | 21705.51 | 11084.88 | 11 |
| Amount passed to other causes | 3920.00 | 4175.00 | 12 |
| Transfers to No. 2 Account | 60.00 | 0.00 | 13 |
| Gifts | 220.00 | 275.00 | 14 |
| COVID | 0.00 | 2945.57 | |
| Total payments | 64602.69 | 53340.25 | |
| Net receipts / (payments) for 2022 | -£7,272.17 | ||
| Cash balance at 31 December 2021 | £69,641.57 | ||
| Cash balance at 31 December 2022 | £62,369.40 |
1
NO. 2 ACCOUNT (SUNDAY SCHOOL)
| Receipts (£) | 2022 | 2021 | Note |
|---|---|---|---|
| Transfers from General Account | 60.00 | 0.00 | 15 |
| Total receipts | 60.00 | 0.00 | |
| Payments (£) | 2022 | **2021 ** | Note |
| Transfers to General Account | 300.00 | 0.00 | 16 |
| Sunday School expenses | 66.76 | 0.00 | 17 |
| HSBC | 60.00 | 0.00 | |
| Total payments | 426.76 | 0.00 | |
| Net receipts / (payments) for 2022 | -£366.76 | ||
| Cash balance at 31 December 2021 | £5,170.43 | ||
| Cash balance at 31 December 2022 | £4,803.67 |
2
RESERVE ACCOUNT
| Receipts (£) | 2022 | 2021 | Note |
|---|---|---|---|
| Interest | 15.33 | 20.79 | |
| Total receipts | 15.33 | 20.79 | |
| Net receipts / (payments) for 2022 | £15.33 | ||
| Cash balance at 31 December 2021 | £15,332.11 | ||
| Cash balance at 31 December 2022 | £15,347.44 |
3
DAVID HINDS AND CATHERINE JONES TRUST FUND
| Receipts (£) | 2022 | 2021 | Note |
|---|---|---|---|
| Interest | 0.25 | 15.20 | |
| Total receipts | 0.25 | 15.20 | |
| Payments (£) | 2022 | 2021 | Note |
| Transfers to General Account | 2126.22 | 0.00 | 18 |
| Total payments | 2126.22 | 0.00 | |
| Net receipts / (payments) for 2022 | -£2,125.97 | ||
| Cash balance at 31 December 2021 | £2,125.97 | ||
| Cash balance at account closure | £0.00 |
4
STATEMENT OF CASH ASSETS AND LIABILITIES AT 31 DECEMBER 2022
| Cash Assets (£) | 2022 | 2021 | Note |
|---|---|---|---|
| General Current Account | 62369.40 | 69641.57 | |
| No. 2 Account (Sunday School) | 4803.67 | 5170.43 | |
| Reserve Account | 15347.44 | 15332.11 | |
| Trust Fund (closed) | 0.00 | 2125.97 | |
| Total Assets | 82520.51 | 92270.08 | 19 |
| Net increase on 2021: -£9,749.57 |
5
NOTES TO THE ACCOUNTS
1. Basis of accounts
These accounts have been prepared on a ‘receipts and payments’ basis in accordance with Section 133 Charities Act 2011.
2. Rents (£)
| Rent for 18 Priory Street | 1980.00 | |
|---|---|---|
| Rent for 19 Priory Street | 762.00 | |
| Total rent | 2742.00 | |
| 3. Transfers from Trust Fund (£) | ||
| Balance at account closure | 2126.22 | (see note 18) |
| Total transfers | 2126.22 | |
| 4. Transfers from No. 2 Account (£) | ||
| Towards camps | 300.00 | (see note 16) |
| Total transfers | 300.00 | |
| 5. Cornerstones bonds (£) | ||
| Bond for 18 Priory Street | 330.00 | |
| Bond for 19 Priory Street | 168.00 | |
| Total bonds | 498.00 | |
| 6. Repayments (£) | ||
| Utility Warehouse (chapel) | 179.90 | |
| Utility Warehouse (No. 18) | 108.00 | |
| Utility Warehouse (No. 19) | 97.40 | |
| Total repayments | 385.30 |
6
7. Costs of minister (£)
| Payments to Stewardship | 28865.80 | |
|---|---|---|
| US trip expenses | 2000.00 | (see note 8) |
| Payments to NEST | 1843.75 | |
| Travel expenses (Nov 2021-Oct 2022) | 1030.50 | |
| Conference fees | 25.00 | |
| Total costs of minister | 33765.05 |
8. US trip expenses
The tax, national insurance, and increased pension contributions for this payment were paid via Stewardship payroll in the last three months of the 2022/2023 tax year and will appear within ‘Payments to Stewardship’ in the Financial Statement for 2023.
9. Costs of other ministry (£)
| Guest preachers | 730.00 |
|---|---|
| Covid tests | 20.49 |
| Total costs of other ministry | 750.49 |
7
10. Other operational costs (£)
| CCLI | 236.89 | |
|---|---|---|
| Worship Extreme | 200.00 | |
| Apple TV | 169.00 | |
| Zoom | 115.12 | |
| Office 365 | 79.99 | |
| CDs and cases | 61.33 | |
| Translation headphones | 60.81 | |
| Microphone batteries | 9.98 | |
| Printer ink | 16.49 | |
| 3D printer filament | 15.13 | |
| Stamps | 10.20 | |
| Books for outreach events | 362.95 | |
| Bibles (English) | 166.23 | |
| Bible Society resources | 140.27 | |
| Gospels (Welsh) | 100.00 | |
| Christmas devotional resources | 30.00 | |
| EMW magazines | 17.40 | |
| Roller banners | 147.52 | |
| Posters | 86.40 | |
| Business cards and leaflets | 61.82 | |
| Coffee machine, flasks and coffee | 815.95 | |
| Other kitchen supplies | 281.71 | |
| Food for events | 147.61 | |
| Communion items | 29.98 | |
| Guitar strings | 59.60 | |
| Sheet music | 53.18 | |
| Guitar servicing | 25.00 | |
| Camps | 300.00 | (£300 towards from No. 2) |
| Harvest assembly | 6.70 | |
| Independent examiner | 100.00 | |
| HSBC | 93.38 | |
| Stewardship trustee training | 55.00 | |
| Carmarthen Library hire | 76.00 | |
| Christmas decorations | 50.00 | |
| Total other operational costs | 4181.64 |
8
11. Upkeep of chapel and houses (£)
| Cleaner (chapel) | 2080.00 |
|---|---|
| Time For You West Wales Cleaning | 728.00 |
| Weeding | 55.00 |
| Cleaning supplies | 25.39 |
| Weeding supplies | 6.11 |
| ABS Carmarthen Fire Protection | 57.54 |
| Thermostat and bulbs | 190.86 |
| Crèche heater | 89.99 |
| Utility Warehouse | 3823.64 |
| BT | 375.58 |
| D�r Cymru Welsh Water | 253.14 |
| Church insurance | 1932.06 |
| House insurance | 397.26 |
| D M Williams Painting & Decorating | 9080.00 |
| Cleaner (houses) | 378.00 |
| CE & N Richards House Clearance | 150.00 |
| Carms Cleaning & Maintenance Services | 120.00 |
| Avery Electrics | 117.60 |
| Council Tax (No. 19) | 590.26 |
| Council Tax (No. 18) | 162.78 |
| SSE Energy (No. 19) | 109.10 |
| Utility Warehouse (No. 18) | 62.34 |
| Utility Warehouse (No. 19) | 38.43 |
| Shell Energy (No. 18) | 32.43 |
| Legal fees | 850.00 |
| Total upkeep costs | 21705.51 |
| 12. Amount passed to other causes (£) | |
| Operation Mobilisation | 3000.00 |
| Baptist Union of Wales | 738.00 |
| Open Doors | 60.00 |
| Carms & Cardigan Baptist Festival | 41.00 |
| Gweithgor Bedyddwyr Gorllewin Myrddin | 41.00 |
| Clwb GIG | 40.00 |
| Total passed to other causes | 3920.00 |
9
13. Transfers to No. 2 Account
£60 was transferred to the No. 2 Account to cover the charges paid to HSBC.
14. Gifts (£)
| Retirement gifts | 200.00 | |
|---|---|---|
| Leaving gift | 20.00 | |
| Total gifts | 220.00 | |
| 5. Transfers from General Account (£) | ||
| Towards HSBC charges | 60.00 | (see note 13) |
| Total transfers | 60.00 |
15. Transfers from General Account (£)
16. Transfers to General Account
£300 was transferred to the General Account to cover contributions for the attendance of children at camps.
17. Sunday School expenses (£)
Christmas books 58.80 Wrapping paper 7.96 Total Sunday School expenses 66.76
18. Transfers to General Account
The total balance of the David Hinds and Catherine Jones Trust Fund was transferred to the General Account.
19. Total assets
-
In addition to the total cash assets held, the church has the following assets:
-
the church’s premises (chapel, vestry and burial ground) at Priory Street, Carmarthen
-
contents (fixtures, furniture and equipment)
-
18 Priory Street, Carmarthen
-
19 Priory Street, Carmarthen
10