## **EGLWYS PENUEL | PENUEL CHURCH** 

**ENW’R ELUSEN | CHARITY NAME: PENUEL BAPTIST CHAPEL, CARMARTHEN – TRUST FUNDS AND PROPERTY HELD IN CONNEXION THEREWITH** 

**RHIF YR ELUSEN | CHARITY NUMBER: 238795** 

# **DATGANIAD ARIANNOL AR GYFER Y FLWYDDYN HYD 31 RHAGFYR 2022** 

## **FINANCIAL STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2022** 

**PARATOWYD GAN | PREPARED BY: SARAH MOSES ARCHWILIWYD GAN | EXAMINED BY: DAFYDD ALED REES (FCCA)** 



## **EGLWYS PENUEL Y BEDYDDWYR, CAERFYRDDIN** 

## **DATGANIAD ARIANNOL AR GYFER Y FLWYDDYN HYD 31 RHAGFYR 2022** 

## **Y CYFRIF CYFFREDINOL DERBYNIADAU A THALIADAU** 

|**Derbyniadau (£)**|**2022**|**2021**|**Nodyn**|
|---|---|---|---|
|Rhoddion cyffredinol|51279.00|52543.07||
|Rhoddion eraill|0.00|1780.00||
|Rhenti|2742.00|11740.00|2|
|Sales|0.00|280.00||
|Trosglwyddiadau o gyfri’r ymddiredoleth|2126.22|0.00|3|
|Trosglwyddiadau o gyfrif rhif 2|300.00|0.00|4|
|Bondiau Cornerstones|498.00|0.00|5|
|Ad daliadau|385.30|589.00|6|
|Taliad dechreuol PayPal|0.00|0.01||
|**Cyfanswm y derbyniadau**|**57330.52**|**66932.08**||
|**Taliadau (£)**|**2022**|**2021 **|**Nodyn**|
|Costau’r gweinidog|33765.05|31173.73|7|
|Costau gweinidogaethau eraill|750.49|1190.68|9|
|Costau gweithredol eraill|4181.64|2495.39|10|
|Cynnal a chadw’r capel a’r tai|21705.51|11084.88|11|
|Swm a aeth I achosion eraill|3920.00|4175.00|12|
|Trosglwyddiadau i gyfrif rhif 2|60.00|0.00|13|
|Rhoddion|220.00|275.00|14|
|COVID|0.00|2945.57||
|**Cyfanswm y taliadau**|**64602.69**|**53340.25**||
|**Derbyniadau / (taliadau) net 2022**|**-£7,272.17**|||
|**Balans arian ar 31 Rhagfyr 2021**|**£69,641.57**|||
|**Balans arian ar 31 Rhagfyr 2022**|**£62,369.40**|||



1 



## **CYFRIF RHIF 2 (YR YSGOL SUL)** 

|**Derbyniadau (£)**|**2022**|**2021**|**Nodyn**|
|---|---|---|---|
|Trosglwyddiadau o gyfrifon y eglwys|60.00|0.00|15|
|**Cyfanswm y derbyniadau**|**60.00**|**0.00**||
|**Taliadau (£)**|**2022**|**2021 **|**Nodyn**|
|Trosglwyddiadau i gyfrifon yr Eglwys|300.00|0.00|16|
|Costau ysgol Sul|66.76|0.00|17|
|HSBC|60.00|0.00||
|**Cyfanswm y taliadau**|**426.76**|**0.00**||
|**Derbyniadau / (taliadau) net 2022**|**-£366.76**|||
|**Balans arian ar 31 Rhagfyr 2021**|**£5,170.43**|||
|**Balans arian ar 31 Rhagfyr 2022**|**£4,803.67**|||



2 



## **Y CYFRIF WRTH GEFN** 

|**Derbyniadau (£)**|**2022**|**2021**|**Nodyn**|
|---|---|---|---|
|Llog|15.33|20.79||
|**Cyfanswm y derbyniadau**|**15.33**|**20.79**||
|**Derbyniadau / (taliadau) net 2022**|**£15.33**|||
|**Balans arian ar 31 Rhagfyr 2021**|**£15,332.11**|||
|**Balans arian ar 31 Rhagfyr 2022**|**£15,347.44**|||



3 



## **CRONFA YMDDIREDOLAETH DAVID HINDS A CATHERINE JONES** 

|**Derbyniadau (£)**|**2022**|**2021**|**Nodyn**|
|---|---|---|---|
|Llog|0.25|15.20||
|**Cyfanswm y Derbyniadau**|**0.25**|**15.20**||
|**Taliadau (£)**|**2022**|**2021**|**Nodyn**|
|Trosglwyddiadau I gyfrifon yr Eglwys|2126.22|0.00|18|
|**Cyfanswm y taliadau**|**2126.22**|**0.00**||
|**Derbyniadau / (taliadau) net 2022**|**-£2,125.97**|||
|**Balans arian ar 31 Rhagfyr 2021**|**£2,125.97**|||
|**Balans arian ar gau’r cyfrif**|**£0.00**|||



4 



## **DATGANIAD ASEDAU ARIANNOL AR 31 RHAGFYR 2022** 

|**Asedau Ariannol (£)**|**2022**|**2021**|**Nodyn**|
|---|---|---|---|
|Y cyfrif cyffredinol|62369.40|69641.57||
|Cyfrif Rhif 2 (Yr Ysgol Sul)|4803.67|5170.43||
|Y cyfrif wrth gefn|15347.44|15332.11||
|Y gronfa ymddiredolaeth (wedi cau)|0.00|2125.97||
|**Cyfanswm yr asedau**|**82520.51**|**92270.08**|19|
|Cynnydd net ers 2021: -£9,749.57||||



5 



## **NODIADAU I’R CYFRIFON** 

## **1. Sail y cyfrifon** 

Paratowyd y cyfrifon hyn ar sail ‘derbyniadau a thaliadau’ yn unol ag Adran 133 Deddf Elusennau 2011. 

## **2. Rhenti (£)** 

|Rhent o 18 Heol y Prior|1980.00|
|---|---|
|Rhent o 19 Heol y Prior|762.00|
|Cyfanswm y Rhent|**2742.00**|



## **3. Trosglwyddiadau o gyfrif yr ymddiriedolaeth (£)** 

|Balans wrth gau’r cyfrif|2126.22|(gweler nodyn 18)|
|---|---|---|
|**Cyfanswm y trosglwyddiadau**|**2126.22**||
|**4. Trosglwyddiadau o gyfrif rhif 2 (£)**|||
|Tuag at wersylloedd|300.00|(gweler nodyn 16)|
|**Cyfanswm y trosglwyddiadau**|**300.00**||
|**5. Bondiau Cornerstones (£)**|||
|Bond o 18 Heol y Prior|330.00||
|Bond o 19 Heol y Prior|168.00||
|Cyfanswm y Bondiau|**498.00**||
|**6. Ad-daliadau (£)**|||
|Utility Warehouse (chapel)|179.90||
|Utility Warehouse (Rhif 18)|108.00||
|Utility Warehouse (Rhif 19)|97.40||
|**Cyfanswm yr ad-daliadau**|**385.30**||



6 



## **7. Costau’r gweinidog (£)** 

|Taliadau i Stewardship|28865.80||
|---|---|---|
|Costau Trip UDA|2000.00|(gweler nodyn 8)|
|Taliadau i NEST|1843.75||
|Costau Teithio (Tach 2021-Hyd 2022)|1030.50||
|Ffioedd Cynhadleddau|25.00||
|**Cyfaswm costau’r gweinidog**|**33765.05**||



## **8. Costau Trip i’r UDA** 

Cafodd y treth, yr yswiriant cenedlaethol, a’r cyfraniadau penswn ar gyfer y taliad hwn eu talu drwy gyflogress Stewardship yn nhri mis diwethaf y flwyddyn ariannol 2022/2023 ac y byddant yn ymddangos fel rhan o ‘daliadau i Stewardship’ yn Natganiad ariannol 2023. 

## **9. Costau gweinidogaethau eraill (£)** 

|Pregethwyr gwadd|730.00|
|---|---|
|Profion Covid|20.49|
|**Cyfaswm costau gweinidogaethau eraill**|**750.49**|



7 



## **10. Costau gweithredol eraill (£)** 

|CCLI|236.89||
|---|---|---|
|Worship Extreme|200.00||
|Apple TV|169.00||
|Zoom|115.12||
|Office 365|79.99||
|CDs a’u casysau|61.33||
|Clustffonau cyfieithu|60.81||
|Bateriau meicroffon|9.98||
|Inc i’r argraffwyr|16.49||
|Ffilament i 3D printer|15.13||
|Stampau|10.20||
|Llyfrau ar gyfer digwyddiadau cenhadol|362.95||
|Beiblau (Saesneg)|166.23||
|Adnoddau Cymdeithas y Beibl|140.27||
|Efengylau (Cymraeg)|100.00||
|Adnoddau defosiynol amser y Nadolig|30.00||
|Cylchgrawn MUC|17.40||
|Banneri|147.52||
|Posteri|86.40||
|Cerdiau busnes a phamffledi|61.82||
|Peiriant coffi, fflasgau a choffi|815.95||
|Offer arall i’r gegin|281.71||
|Bwyd ar gyfer digwyddiadau|147.61||
|Eitemau Cymundeb|29.98||
|Llinynnau Gitâr|59.60||
|Cerddoriaeth|53.18||
|Gwasanaethu’r gitâr|25.00||
|Gwersyllau|300.00|(£300 o gyfrif 2)|
|Gwasanaeth y Cynhaeaf|6.70||
|Arolygydd allannol|100.00||
|HSBC|93.38||
|Hyfforddiant Stewardship|55.00||
|Hurio Llyfrgell Caerfyrddin|76.00||
|Addurniadau Nadolig|50.00||
|**Cyfanswm Costau gwethredol arall**|**4181.64**||



8 



## **11. Cynnal a chadw y capel a’r tai (£)** 

|Glanhau (capel)|2080.00|
|---|---|
|Time For You West Wales Cleaning|728.00|
|Chwynnu|55.00|
|Offer Glanhau|25.39|
|Offer chwynnu|6.11|
|ABS Carmarthen Fire Protection|57.54|
|Thermostat a bulbiau|190.86|
|Gwresogydd i’r Crèche|89.99|
|Utility Warehouse|3823.64|
|BT|375.58|
|D�r Cymru Welsh Water|253.14|
|Yswiriant i’r Capel|1932.06|
|Yswiriant i’r tai|397.26|
|D M Williams Painting & Decorating|9080.00|
|Glanhau (tai)|378.00|
|CE & N Richards House Clearance|150.00|
|Carms Cleaning & Maintenance Services|120.00|
|Avery Electrics|117.60|
|Treth y cyngor (Rhif 19)|590.26|
|Treth y cyngor (Rhif 18)|162.78|
|SSE Energy (Rhif 19)|109.10|
|Utility Warehouse (Rhif 18)|62.34|
|Utility Warehouse (Rhif 19)|38.43|
|Shell Energy (Rhif 18)|32.43|
|Ffioedd cyfreithiol|850.00|
|**Cyfanswm cynal a chadw**|**21705.51**|
|**12. Swm a aeth i achosion eraill (£)**||
|Operation Mobilisation|3000.00|
|Undeb Bedyddwyr Cymru|738.00|
|Open Doors|60.00|
|Gwyl Bedyddwyr Caerfyrddin a Cheredigion|41.00|
|Gweithgor Bedyddwyr Gorllewin Myrddin|41.00|
|Clwb GIG|40.00|
|**Cyfanswm a aeth i achosion eraill**|**3920.00**|



9 



## **13. Trosglwyddiadau i gyfrif rhif 2** 

Cafodd £60 ei drosglwyddo i gyfrif rhif 2 i dalu am ffioedd a dalwyd i HSBC. 

## **14. Rhoddion (£)** 

|Rhoddion ymddeol|200.00||
|---|---|---|
|Rhoddion gadael|20.00||
|**Cyfanswm y rhoddion**|**220.00**||
|**5. Trosglwyddiadau o’r cyfrif cyffredinol (£)**|||
|Tuag at ffioedd HSBC|60.00|(gweler nodyn 13)|
|**Cyfanswm y trosglwyddiadau**|**60.00**||



## **15. Trosglwyddiadau o’r cyfrif cyffredinol (£)** 

## **16. Trosglwyddiadau i’r cyfrif cyffredinol** 

Cafodd £300 ei drosglwyddo i’r cyfrif cyffredinol i dalu am gostau plant yn mynychu gwersylloedd. 

## **17. Costau yr ysgol sul (£)** 

|Llyfrau Nadolig|58.80|
|---|---|
|Papur wlapio|7.96|
|**Cyfanswm costau yr ysgol Sul**|**66.76**|



## **18. Trosglwyddiadau i’r cyfrif cyffredinol** 

Cafodd y balans o Cronfa Ymddiredolaeth David Hinds A Catherine Jones i gyd ei drosglwyddo i’r cyfrif cyffredinol. 

## **19. Cyfanswm yr asedau** 

Yn  ogystal â chyfanswm yr asedau ariannol, y mae gan yr eglwys yr asedau canlynol: 

- Mangre’r eglwys (Capel, festri a mynwent) yn Heol y Prior, Caerfyrddin 

- Cynnwys (gosodiadau, dodrefn a chyfarpar) 

- 18 Heol y Prior, Caerfyrddin 

- 19 Heol y Prior Caerfyrddin 

10 



## **PENUEL BAPTIST CHURCH, CARMARTHEN** 

## **FINANCIAL STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2022** 

## **GENERAL RECEIPTS & PAYMENT ACCOUNT** 

|**Receipts (£)**|**2022**|**2021**|**Note**|
|---|---|---|---|
|General giving|51279.00|52543.07||
|Other giving|0.00|1780.00||
|Rents|2742.00|11740.00|2|
|Sales|0.00|280.00||
|Transfers from Trust Fund|2126.22|0.00|3|
|Transfers from No. 2 Account|300.00|0.00|4|
|Cornerstones bonds|498.00|0.00|5|
|Repayments|385.30|589.00|6|
|Initial PayPal payment|0.00|0.01||
|**Total receipts**|**57330.52**|**66932.08**||
|**Payments (£)**|**2022**|**2021 **|**Note**|
|Costs of minister|33765.05|31173.73|7|
|Costs of other ministry|750.49|1190.68|9|
|Other operational costs|4181.64|2495.39|10|
|Upkeep of chapel and houses|21705.51|11084.88|11|
|Amount passed to other causes|3920.00|4175.00|12|
|Transfers to No. 2 Account|60.00|0.00|13|
|Gifts|220.00|275.00|14|
|COVID|0.00|2945.57||
|**Total payments**|**64602.69**|**53340.25**||
|**Net receipts / (payments) for 2022**|**-£7,272.17**|||
|**Cash balance at 31 December 2021**|**£69,641.57**|||
|**Cash balance at 31 December 2022**|**£62,369.40**|||



1 



## **NO. 2 ACCOUNT (SUNDAY SCHOOL)** 

|**Receipts (£)**|**2022**|**2021**|**Note**|
|---|---|---|---|
|Transfers from General Account|60.00|0.00|15|
|**Total receipts**|**60.00**|**0.00**||
|**Payments (£)**|**2022**|**2021 **|**Note**|
|Transfers to General Account|300.00|0.00|16|
|Sunday School expenses|66.76|0.00|17|
|HSBC|60.00|0.00||
|**Total payments**|**426.76**|**0.00**||
|**Net receipts / (payments) for 2022**|**-£366.76**|||
|**Cash balance at 31 December 2021**|**£5,170.43**|||
|**Cash balance at 31 December 2022**|**£4,803.67**|||



2 



## **RESERVE ACCOUNT** 

|**Receipts (£)**|**2022**|**2021**|**Note**|
|---|---|---|---|
|Interest|15.33|20.79||
|**Total receipts**|**15.33**|**20.79**||
|**Net receipts / (payments) for 2022**|**£15.33**|||
|**Cash balance at 31 December 2021**|**£15,332.11**|||
|**Cash balance at 31 December 2022**|**£15,347.44**|||



3 



## **DAVID HINDS AND CATHERINE JONES TRUST FUND** 

|**Receipts (£)**|**2022**|**2021**|**Note**|
|---|---|---|---|
|Interest|0.25|15.20||
|**Total receipts**|**0.25**|**15.20**||
|**Payments (£)**|**2022**|**2021**|**Note**|
|Transfers to General Account|2126.22|0.00|18|
|**Total payments**|**2126.22**|**0.00**||
|**Net receipts / (payments) for 2022**|**-£2,125.97**|||
|**Cash balance at 31 December 2021**|**£2,125.97**|||
|**Cash balance at account closure**|**£0.00**|||



4 



## **STATEMENT OF CASH ASSETS AND LIABILITIES AT 31 DECEMBER 2022** 

|**Cash Assets (£)**|**2022**|**2021**|**Note**|
|---|---|---|---|
|General Current Account|62369.40|69641.57||
|No. 2 Account (Sunday School)|4803.67|5170.43||
|Reserve Account|15347.44|15332.11||
|Trust Fund (closed)|0.00|2125.97||
|**Total Assets**|**82520.51**|**92270.08**|19|
|Net increase on 2021: -£9,749.57||||



5 



## **NOTES TO THE ACCOUNTS** 

## **1. Basis of accounts** 

These accounts have been prepared on a ‘receipts and payments’ basis in accordance with Section 133 Charities Act 2011. 

## **2. Rents (£)** 

|Rent for 18 Priory Street|1980.00||
|---|---|---|
|Rent for 19 Priory Street|762.00||
|**Total rent**|**2742.00**||
|**3. Transfers from Trust Fund (£)**|||
|Balance at account closure|2126.22|(see note 18)|
|**Total transfers**|**2126.22**||
|**4. Transfers from No. 2 Account (£)**|||
|Towards camps|300.00|(see note 16)|
|**Total transfers**|**300.00**||
|**5. Cornerstones bonds (£)**|||
|Bond for 18 Priory Street|330.00||
|Bond for 19 Priory Street|168.00||
|**Total bonds**|**498.00**||
|**6. Repayments (£)**|||
|Utility Warehouse (chapel)|179.90||
|Utility Warehouse (No. 18)|108.00||
|Utility Warehouse (No. 19)|97.40||
|**Total repayments**|**385.30**||



6 



## **7. Costs of minister (£)** 

|Payments to Stewardship|28865.80||
|---|---|---|
|US trip expenses|2000.00|(see note 8)|
|Payments to NEST|1843.75||
|Travel expenses (Nov 2021-Oct 2022)|1030.50||
|Conference fees|25.00||
|**Total costs of minister**|**33765.05**||



## **8. US trip expenses** 

The tax, national insurance, and increased pension contributions for this payment were paid via Stewardship payroll in the last three months of the 2022/2023 tax year and will appear within ‘Payments to Stewardship’ in the Financial Statement for 2023. 

## **9. Costs of other ministry (£)** 

|Guest preachers|730.00|
|---|---|
|Covid tests|20.49|
|**Total costs of other ministry**|**750.49**|



7 



## **10. Other operational costs (£)** 

|CCLI|236.89||
|---|---|---|
|Worship Extreme|200.00||
|Apple TV|169.00||
|Zoom|115.12||
|Office 365|79.99||
|CDs and cases|61.33||
|Translation headphones|60.81||
|Microphone batteries|9.98||
|Printer ink|16.49||
|3D printer filament|15.13||
|Stamps|10.20||
|Books for outreach events|362.95||
|Bibles (English)|166.23||
|Bible Society resources|140.27||
|Gospels (Welsh)|100.00||
|Christmas devotional resources|30.00||
|EMW magazines|17.40||
|Roller banners|147.52||
|Posters|86.40||
|Business cards and leaflets|61.82||
|Coffee machine, flasks and coffee|815.95||
|Other kitchen supplies|281.71||
|Food for events|147.61||
|Communion items|29.98||
|Guitar strings|59.60||
|Sheet music|53.18||
|Guitar servicing|25.00||
|Camps|300.00|(£300 towards from No. 2)|
|Harvest assembly|6.70||
|Independent examiner|100.00||
|HSBC|93.38||
|Stewardship trustee training|55.00||
|Carmarthen Library hire|76.00||
|Christmas decorations|50.00||
|**Total other operational costs**|**4181.64**||



8 



## **11. Upkeep of chapel and houses (£)** 

|Cleaner (chapel)|2080.00|
|---|---|
|Time For You West Wales Cleaning|728.00|
|Weeding|55.00|
|Cleaning supplies|25.39|
|Weeding supplies|6.11|
|ABS Carmarthen Fire Protection|57.54|
|Thermostat and bulbs|190.86|
|Crèche heater|89.99|
|Utility Warehouse|3823.64|
|BT|375.58|
|D�r Cymru Welsh Water|253.14|
|Church insurance|1932.06|
|House insurance|397.26|
|D M Williams Painting & Decorating|9080.00|
|Cleaner (houses)|378.00|
|CE & N Richards House Clearance|150.00|
|Carms Cleaning & Maintenance Services|120.00|
|Avery Electrics|117.60|
|Council Tax (No. 19)|590.26|
|Council Tax (No. 18)|162.78|
|SSE Energy (No. 19)|109.10|
|Utility Warehouse (No. 18)|62.34|
|Utility Warehouse (No. 19)|38.43|
|Shell Energy (No. 18)|32.43|
|Legal fees|850.00|
|**Total upkeep costs**|**21705.51**|
|**12. Amount passed to other causes (£)**||
|Operation Mobilisation|3000.00|
|Baptist Union of Wales|738.00|
|Open Doors|60.00|
|Carms & Cardigan Baptist Festival|41.00|
|Gweithgor Bedyddwyr Gorllewin Myrddin|41.00|
|Clwb GIG|40.00|
|**Total passed to other causes**|**3920.00**|



9 



## **13. Transfers to No. 2 Account** 

£60 was transferred to the No. 2 Account to cover the charges paid to HSBC. 

## **14. Gifts (£)** 

|Retirement gifts|200.00||
|---|---|---|
|Leaving gift|20.00||
|**Total gifts**|**220.00**||
|**5. Transfers from General Account (£)**|||
|Towards HSBC charges|60.00|(see note 13)|
|**Total transfers**|**60.00**||



## **15. Transfers from General Account (£)** 

## **16. Transfers to General Account** 

£300 was transferred to the General Account to cover contributions for the attendance of children at camps. 

## **17. Sunday School expenses (£)** 

Christmas books 58.80 Wrapping paper 7.96 **Total Sunday School expenses 66.76** 

## **18. Transfers to General Account** 

The total balance of the David Hinds and Catherine Jones Trust Fund was transferred to the General Account. 

## **19. Total assets** 

- In addition to the total cash assets held, the church has the following assets: 

   - the church’s premises (chapel, vestry and burial ground) at Priory Street, Carmarthen 

   - contents (fixtures, furniture and equipment) 

   - 18 Priory Street, Carmarthen 

   - 19 Priory Street, Carmarthen 

10 




## **EGLWYS PENUEL | PENUEL CHURCH** 

**ENW’R ELUSEN | CHARITY NAME: PENUEL BAPTIST CHAPEL, CARMARTHEN – TRUST FUNDS AND PROPERTY HELD IN CONNEXION THEREWITH** 

**RHIF YR ELUSEN | CHARITY NUMBER: 238795** 

# **DATGANIAD ARIANNOL AR GYFER Y FLWYDDYN HYD 31 RHAGFYR 2022** 

## **FINANCIAL STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2022** 

**PARATOWYD GAN | PREPARED BY: SARAH MOSES ARCHWILIWYD GAN | EXAMINED BY: DAFYDD ALED REES (FCCA)** 



## **EGLWYS PENUEL Y BEDYDDWYR, CAERFYRDDIN** 

## **DATGANIAD ARIANNOL AR GYFER Y FLWYDDYN HYD 31 RHAGFYR 2022** 

## **Y CYFRIF CYFFREDINOL DERBYNIADAU A THALIADAU** 

|**Derbyniadau (£)**|**2022**|**2021**|**Nodyn**|
|---|---|---|---|
|Rhoddion cyffredinol|51279.00|52543.07||
|Rhoddion eraill|0.00|1780.00||
|Rhenti|2742.00|11740.00|2|
|Sales|0.00|280.00||
|Trosglwyddiadau o gyfri’r ymddiredoleth|2126.22|0.00|3|
|Trosglwyddiadau o gyfrif rhif 2|300.00|0.00|4|
|Bondiau Cornerstones|498.00|0.00|5|
|Ad daliadau|385.30|589.00|6|
|Taliad dechreuol PayPal|0.00|0.01||
|**Cyfanswm y derbyniadau**|**57330.52**|**66932.08**||
|**Taliadau (£)**|**2022**|**2021 **|**Nodyn**|
|Costau’r gweinidog|33765.05|31173.73|7|
|Costau gweinidogaethau eraill|750.49|1190.68|9|
|Costau gweithredol eraill|4181.64|2495.39|10|
|Cynnal a chadw’r capel a’r tai|21705.51|11084.88|11|
|Swm a aeth I achosion eraill|3920.00|4175.00|12|
|Trosglwyddiadau i gyfrif rhif 2|60.00|0.00|13|
|Rhoddion|220.00|275.00|14|
|COVID|0.00|2945.57||
|**Cyfanswm y taliadau**|**64602.69**|**53340.25**||
|**Derbyniadau / (taliadau) net 2022**|**-£7,272.17**|||
|**Balans arian ar 31 Rhagfyr 2021**|**£69,641.57**|||
|**Balans arian ar 31 Rhagfyr 2022**|**£62,369.40**|||



1 



## **CYFRIF RHIF 2 (YR YSGOL SUL)** 

|**Derbyniadau (£)**|**2022**|**2021**|**Nodyn**|
|---|---|---|---|
|Trosglwyddiadau o gyfrifon y eglwys|60.00|0.00|15|
|**Cyfanswm y derbyniadau**|**60.00**|**0.00**||
|**Taliadau (£)**|**2022**|**2021 **|**Nodyn**|
|Trosglwyddiadau i gyfrifon yr Eglwys|300.00|0.00|16|
|Costau ysgol Sul|66.76|0.00|17|
|HSBC|60.00|0.00||
|**Cyfanswm y taliadau**|**426.76**|**0.00**||
|**Derbyniadau / (taliadau) net 2022**|**-£366.76**|||
|**Balans arian ar 31 Rhagfyr 2021**|**£5,170.43**|||
|**Balans arian ar 31 Rhagfyr 2022**|**£4,803.67**|||



2 



## **Y CYFRIF WRTH GEFN** 

|**Derbyniadau (£)**|**2022**|**2021**|**Nodyn**|
|---|---|---|---|
|Llog|15.33|20.79||
|**Cyfanswm y derbyniadau**|**15.33**|**20.79**||
|**Derbyniadau / (taliadau) net 2022**|**£15.33**|||
|**Balans arian ar 31 Rhagfyr 2021**|**£15,332.11**|||
|**Balans arian ar 31 Rhagfyr 2022**|**£15,347.44**|||



3 



## **CRONFA YMDDIREDOLAETH DAVID HINDS A CATHERINE JONES** 

|**Derbyniadau (£)**|**2022**|**2021**|**Nodyn**|
|---|---|---|---|
|Llog|0.25|15.20||
|**Cyfanswm y Derbyniadau**|**0.25**|**15.20**||
|**Taliadau (£)**|**2022**|**2021**|**Nodyn**|
|Trosglwyddiadau I gyfrifon yr Eglwys|2126.22|0.00|18|
|**Cyfanswm y taliadau**|**2126.22**|**0.00**||
|**Derbyniadau / (taliadau) net 2022**|**-£2,125.97**|||
|**Balans arian ar 31 Rhagfyr 2021**|**£2,125.97**|||
|**Balans arian ar gau’r cyfrif**|**£0.00**|||



4 



## **DATGANIAD ASEDAU ARIANNOL AR 31 RHAGFYR 2022** 

|**Asedau Ariannol (£)**|**2022**|**2021**|**Nodyn**|
|---|---|---|---|
|Y cyfrif cyffredinol|62369.40|69641.57||
|Cyfrif Rhif 2 (Yr Ysgol Sul)|4803.67|5170.43||
|Y cyfrif wrth gefn|15347.44|15332.11||
|Y gronfa ymddiredolaeth (wedi cau)|0.00|2125.97||
|**Cyfanswm yr asedau**|**82520.51**|**92270.08**|19|
|Cynnydd net ers 2021: -£9,749.57||||



5 



## **NODIADAU I’R CYFRIFON** 

## **1. Sail y cyfrifon** 

Paratowyd y cyfrifon hyn ar sail ‘derbyniadau a thaliadau’ yn unol ag Adran 133 Deddf Elusennau 2011. 

## **2. Rhenti (£)** 

|Rhent o 18 Heol y Prior|1980.00|
|---|---|
|Rhent o 19 Heol y Prior|762.00|
|Cyfanswm y Rhent|**2742.00**|



## **3. Trosglwyddiadau o gyfrif yr ymddiriedolaeth (£)** 

|Balans wrth gau’r cyfrif|2126.22|(gweler nodyn 18)|
|---|---|---|
|**Cyfanswm y trosglwyddiadau**|**2126.22**||
|**4. Trosglwyddiadau o gyfrif rhif 2 (£)**|||
|Tuag at wersylloedd|300.00|(gweler nodyn 16)|
|**Cyfanswm y trosglwyddiadau**|**300.00**||
|**5. Bondiau Cornerstones (£)**|||
|Bond o 18 Heol y Prior|330.00||
|Bond o 19 Heol y Prior|168.00||
|Cyfanswm y Bondiau|**498.00**||
|**6. Ad-daliadau (£)**|||
|Utility Warehouse (chapel)|179.90||
|Utility Warehouse (Rhif 18)|108.00||
|Utility Warehouse (Rhif 19)|97.40||
|**Cyfanswm yr ad-daliadau**|**385.30**||



6 



## **7. Costau’r gweinidog (£)** 

|Taliadau i Stewardship|28865.80||
|---|---|---|
|Costau Trip UDA|2000.00|(gweler nodyn 8)|
|Taliadau i NEST|1843.75||
|Costau Teithio (Tach 2021-Hyd 2022)|1030.50||
|Ffioedd Cynhadleddau|25.00||
|**Cyfaswm costau’r gweinidog**|**33765.05**||



## **8. Costau Trip i’r UDA** 

Cafodd y treth, yr yswiriant cenedlaethol, a’r cyfraniadau penswn ar gyfer y taliad hwn eu talu drwy gyflogress Stewardship yn nhri mis diwethaf y flwyddyn ariannol 2022/2023 ac y byddant yn ymddangos fel rhan o ‘daliadau i Stewardship’ yn Natganiad ariannol 2023. 

## **9. Costau gweinidogaethau eraill (£)** 

|Pregethwyr gwadd|730.00|
|---|---|
|Profion Covid|20.49|
|**Cyfaswm costau gweinidogaethau eraill**|**750.49**|



7 



## **10. Costau gweithredol eraill (£)** 

|CCLI|236.89||
|---|---|---|
|Worship Extreme|200.00||
|Apple TV|169.00||
|Zoom|115.12||
|Office 365|79.99||
|CDs a’u casysau|61.33||
|Clustffonau cyfieithu|60.81||
|Bateriau meicroffon|9.98||
|Inc i’r argraffwyr|16.49||
|Ffilament i 3D printer|15.13||
|Stampau|10.20||
|Llyfrau ar gyfer digwyddiadau cenhadol|362.95||
|Beiblau (Saesneg)|166.23||
|Adnoddau Cymdeithas y Beibl|140.27||
|Efengylau (Cymraeg)|100.00||
|Adnoddau defosiynol amser y Nadolig|30.00||
|Cylchgrawn MUC|17.40||
|Banneri|147.52||
|Posteri|86.40||
|Cerdiau busnes a phamffledi|61.82||
|Peiriant coffi, fflasgau a choffi|815.95||
|Offer arall i’r gegin|281.71||
|Bwyd ar gyfer digwyddiadau|147.61||
|Eitemau Cymundeb|29.98||
|Llinynnau Gitâr|59.60||
|Cerddoriaeth|53.18||
|Gwasanaethu’r gitâr|25.00||
|Gwersyllau|300.00|(£300 o gyfrif 2)|
|Gwasanaeth y Cynhaeaf|6.70||
|Arolygydd allannol|100.00||
|HSBC|93.38||
|Hyfforddiant Stewardship|55.00||
|Hurio Llyfrgell Caerfyrddin|76.00||
|Addurniadau Nadolig|50.00||
|**Cyfanswm Costau gwethredol arall**|**4181.64**||



8 



## **11. Cynnal a chadw y capel a’r tai (£)** 

|Glanhau (capel)|2080.00|
|---|---|
|Time For You West Wales Cleaning|728.00|
|Chwynnu|55.00|
|Offer Glanhau|25.39|
|Offer chwynnu|6.11|
|ABS Carmarthen Fire Protection|57.54|
|Thermostat a bulbiau|190.86|
|Gwresogydd i’r Crèche|89.99|
|Utility Warehouse|3823.64|
|BT|375.58|
|D�r Cymru Welsh Water|253.14|
|Yswiriant i’r Capel|1932.06|
|Yswiriant i’r tai|397.26|
|D M Williams Painting & Decorating|9080.00|
|Glanhau (tai)|378.00|
|CE & N Richards House Clearance|150.00|
|Carms Cleaning & Maintenance Services|120.00|
|Avery Electrics|117.60|
|Treth y cyngor (Rhif 19)|590.26|
|Treth y cyngor (Rhif 18)|162.78|
|SSE Energy (Rhif 19)|109.10|
|Utility Warehouse (Rhif 18)|62.34|
|Utility Warehouse (Rhif 19)|38.43|
|Shell Energy (Rhif 18)|32.43|
|Ffioedd cyfreithiol|850.00|
|**Cyfanswm cynal a chadw**|**21705.51**|
|**12. Swm a aeth i achosion eraill (£)**||
|Operation Mobilisation|3000.00|
|Undeb Bedyddwyr Cymru|738.00|
|Open Doors|60.00|
|Gwyl Bedyddwyr Caerfyrddin a Cheredigion|41.00|
|Gweithgor Bedyddwyr Gorllewin Myrddin|41.00|
|Clwb GIG|40.00|
|**Cyfanswm a aeth i achosion eraill**|**3920.00**|



9 



## **13. Trosglwyddiadau i gyfrif rhif 2** 

Cafodd £60 ei drosglwyddo i gyfrif rhif 2 i dalu am ffioedd a dalwyd i HSBC. 

## **14. Rhoddion (£)** 

|Rhoddion ymddeol|200.00||
|---|---|---|
|Rhoddion gadael|20.00||
|**Cyfanswm y rhoddion**|**220.00**||
|**5. Trosglwyddiadau o’r cyfrif cyffredinol (£)**|||
|Tuag at ffioedd HSBC|60.00|(gweler nodyn 13)|
|**Cyfanswm y trosglwyddiadau**|**60.00**||



## **15. Trosglwyddiadau o’r cyfrif cyffredinol (£)** 

## **16. Trosglwyddiadau i’r cyfrif cyffredinol** 

Cafodd £300 ei drosglwyddo i’r cyfrif cyffredinol i dalu am gostau plant yn mynychu gwersylloedd. 

## **17. Costau yr ysgol sul (£)** 

|Llyfrau Nadolig|58.80|
|---|---|
|Papur wlapio|7.96|
|**Cyfanswm costau yr ysgol Sul**|**66.76**|



## **18. Trosglwyddiadau i’r cyfrif cyffredinol** 

Cafodd y balans o Cronfa Ymddiredolaeth David Hinds A Catherine Jones i gyd ei drosglwyddo i’r cyfrif cyffredinol. 

## **19. Cyfanswm yr asedau** 

Yn  ogystal â chyfanswm yr asedau ariannol, y mae gan yr eglwys yr asedau canlynol: 

- Mangre’r eglwys (Capel, festri a mynwent) yn Heol y Prior, Caerfyrddin 

- Cynnwys (gosodiadau, dodrefn a chyfarpar) 

- 18 Heol y Prior, Caerfyrddin 

- 19 Heol y Prior Caerfyrddin 

10 



## **PENUEL BAPTIST CHURCH, CARMARTHEN** 

## **FINANCIAL STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2022** 

## **GENERAL RECEIPTS & PAYMENT ACCOUNT** 

|**Receipts (£)**|**2022**|**2021**|**Note**|
|---|---|---|---|
|General giving|51279.00|52543.07||
|Other giving|0.00|1780.00||
|Rents|2742.00|11740.00|2|
|Sales|0.00|280.00||
|Transfers from Trust Fund|2126.22|0.00|3|
|Transfers from No. 2 Account|300.00|0.00|4|
|Cornerstones bonds|498.00|0.00|5|
|Repayments|385.30|589.00|6|
|Initial PayPal payment|0.00|0.01||
|**Total receipts**|**57330.52**|**66932.08**||
|**Payments (£)**|**2022**|**2021 **|**Note**|
|Costs of minister|33765.05|31173.73|7|
|Costs of other ministry|750.49|1190.68|9|
|Other operational costs|4181.64|2495.39|10|
|Upkeep of chapel and houses|21705.51|11084.88|11|
|Amount passed to other causes|3920.00|4175.00|12|
|Transfers to No. 2 Account|60.00|0.00|13|
|Gifts|220.00|275.00|14|
|COVID|0.00|2945.57||
|**Total payments**|**64602.69**|**53340.25**||
|**Net receipts / (payments) for 2022**|**-£7,272.17**|||
|**Cash balance at 31 December 2021**|**£69,641.57**|||
|**Cash balance at 31 December 2022**|**£62,369.40**|||



1 



## **NO. 2 ACCOUNT (SUNDAY SCHOOL)** 

|**Receipts (£)**|**2022**|**2021**|**Note**|
|---|---|---|---|
|Transfers from General Account|60.00|0.00|15|
|**Total receipts**|**60.00**|**0.00**||
|**Payments (£)**|**2022**|**2021 **|**Note**|
|Transfers to General Account|300.00|0.00|16|
|Sunday School expenses|66.76|0.00|17|
|HSBC|60.00|0.00||
|**Total payments**|**426.76**|**0.00**||
|**Net receipts / (payments) for 2022**|**-£366.76**|||
|**Cash balance at 31 December 2021**|**£5,170.43**|||
|**Cash balance at 31 December 2022**|**£4,803.67**|||



2 



## **RESERVE ACCOUNT** 

|**Receipts (£)**|**2022**|**2021**|**Note**|
|---|---|---|---|
|Interest|15.33|20.79||
|**Total receipts**|**15.33**|**20.79**||
|**Net receipts / (payments) for 2022**|**£15.33**|||
|**Cash balance at 31 December 2021**|**£15,332.11**|||
|**Cash balance at 31 December 2022**|**£15,347.44**|||



3 



## **DAVID HINDS AND CATHERINE JONES TRUST FUND** 

|**Receipts (£)**|**2022**|**2021**|**Note**|
|---|---|---|---|
|Interest|0.25|15.20||
|**Total receipts**|**0.25**|**15.20**||
|**Payments (£)**|**2022**|**2021**|**Note**|
|Transfers to General Account|2126.22|0.00|18|
|**Total payments**|**2126.22**|**0.00**||
|**Net receipts / (payments) for 2022**|**-£2,125.97**|||
|**Cash balance at 31 December 2021**|**£2,125.97**|||
|**Cash balance at account closure**|**£0.00**|||



4 



## **STATEMENT OF CASH ASSETS AND LIABILITIES AT 31 DECEMBER 2022** 

|**Cash Assets (£)**|**2022**|**2021**|**Note**|
|---|---|---|---|
|General Current Account|62369.40|69641.57||
|No. 2 Account (Sunday School)|4803.67|5170.43||
|Reserve Account|15347.44|15332.11||
|Trust Fund (closed)|0.00|2125.97||
|**Total Assets**|**82520.51**|**92270.08**|19|
|Net increase on 2021: -£9,749.57||||



5 



## **NOTES TO THE ACCOUNTS** 

## **1. Basis of accounts** 

These accounts have been prepared on a ‘receipts and payments’ basis in accordance with Section 133 Charities Act 2011. 

## **2. Rents (£)** 

|Rent for 18 Priory Street|1980.00||
|---|---|---|
|Rent for 19 Priory Street|762.00||
|**Total rent**|**2742.00**||
|**3. Transfers from Trust Fund (£)**|||
|Balance at account closure|2126.22|(see note 18)|
|**Total transfers**|**2126.22**||
|**4. Transfers from No. 2 Account (£)**|||
|Towards camps|300.00|(see note 16)|
|**Total transfers**|**300.00**||
|**5. Cornerstones bonds (£)**|||
|Bond for 18 Priory Street|330.00||
|Bond for 19 Priory Street|168.00||
|**Total bonds**|**498.00**||
|**6. Repayments (£)**|||
|Utility Warehouse (chapel)|179.90||
|Utility Warehouse (No. 18)|108.00||
|Utility Warehouse (No. 19)|97.40||
|**Total repayments**|**385.30**||



6 



## **7. Costs of minister (£)** 

|Payments to Stewardship|28865.80||
|---|---|---|
|US trip expenses|2000.00|(see note 8)|
|Payments to NEST|1843.75||
|Travel expenses (Nov 2021-Oct 2022)|1030.50||
|Conference fees|25.00||
|**Total costs of minister**|**33765.05**||



## **8. US trip expenses** 

The tax, national insurance, and increased pension contributions for this payment were paid via Stewardship payroll in the last three months of the 2022/2023 tax year and will appear within ‘Payments to Stewardship’ in the Financial Statement for 2023. 

## **9. Costs of other ministry (£)** 

|Guest preachers|730.00|
|---|---|
|Covid tests|20.49|
|**Total costs of other ministry**|**750.49**|



7 



## **10. Other operational costs (£)** 

|CCLI|236.89||
|---|---|---|
|Worship Extreme|200.00||
|Apple TV|169.00||
|Zoom|115.12||
|Office 365|79.99||
|CDs and cases|61.33||
|Translation headphones|60.81||
|Microphone batteries|9.98||
|Printer ink|16.49||
|3D printer filament|15.13||
|Stamps|10.20||
|Books for outreach events|362.95||
|Bibles (English)|166.23||
|Bible Society resources|140.27||
|Gospels (Welsh)|100.00||
|Christmas devotional resources|30.00||
|EMW magazines|17.40||
|Roller banners|147.52||
|Posters|86.40||
|Business cards and leaflets|61.82||
|Coffee machine, flasks and coffee|815.95||
|Other kitchen supplies|281.71||
|Food for events|147.61||
|Communion items|29.98||
|Guitar strings|59.60||
|Sheet music|53.18||
|Guitar servicing|25.00||
|Camps|300.00|(£300 towards from No. 2)|
|Harvest assembly|6.70||
|Independent examiner|100.00||
|HSBC|93.38||
|Stewardship trustee training|55.00||
|Carmarthen Library hire|76.00||
|Christmas decorations|50.00||
|**Total other operational costs**|**4181.64**||



8 



## **11. Upkeep of chapel and houses (£)** 

|Cleaner (chapel)|2080.00|
|---|---|
|Time For You West Wales Cleaning|728.00|
|Weeding|55.00|
|Cleaning supplies|25.39|
|Weeding supplies|6.11|
|ABS Carmarthen Fire Protection|57.54|
|Thermostat and bulbs|190.86|
|Crèche heater|89.99|
|Utility Warehouse|3823.64|
|BT|375.58|
|D�r Cymru Welsh Water|253.14|
|Church insurance|1932.06|
|House insurance|397.26|
|D M Williams Painting & Decorating|9080.00|
|Cleaner (houses)|378.00|
|CE & N Richards House Clearance|150.00|
|Carms Cleaning & Maintenance Services|120.00|
|Avery Electrics|117.60|
|Council Tax (No. 19)|590.26|
|Council Tax (No. 18)|162.78|
|SSE Energy (No. 19)|109.10|
|Utility Warehouse (No. 18)|62.34|
|Utility Warehouse (No. 19)|38.43|
|Shell Energy (No. 18)|32.43|
|Legal fees|850.00|
|**Total upkeep costs**|**21705.51**|
|**12. Amount passed to other causes (£)**||
|Operation Mobilisation|3000.00|
|Baptist Union of Wales|738.00|
|Open Doors|60.00|
|Carms & Cardigan Baptist Festival|41.00|
|Gweithgor Bedyddwyr Gorllewin Myrddin|41.00|
|Clwb GIG|40.00|
|**Total passed to other causes**|**3920.00**|



9 



## **13. Transfers to No. 2 Account** 

£60 was transferred to the No. 2 Account to cover the charges paid to HSBC. 

## **14. Gifts (£)** 

|Retirement gifts|200.00||
|---|---|---|
|Leaving gift|20.00||
|**Total gifts**|**220.00**||
|**5. Transfers from General Account (£)**|||
|Towards HSBC charges|60.00|(see note 13)|
|**Total transfers**|**60.00**||



## **15. Transfers from General Account (£)** 

## **16. Transfers to General Account** 

£300 was transferred to the General Account to cover contributions for the attendance of children at camps. 

## **17. Sunday School expenses (£)** 

Christmas books 58.80 Wrapping paper 7.96 **Total Sunday School expenses 66.76** 

## **18. Transfers to General Account** 

The total balance of the David Hinds and Catherine Jones Trust Fund was transferred to the General Account. 

## **19. Total assets** 

- In addition to the total cash assets held, the church has the following assets: 

   - the church’s premises (chapel, vestry and burial ground) at Priory Street, Carmarthen 

   - contents (fixtures, furniture and equipment) 

   - 18 Priory Street, Carmarthen 

   - 19 Priory Street, Carmarthen 

10 



## 

## 





##