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2023-06-30-accounts

The Queen Victoria Clergy Fund COUNCIL'S REPORT For the year ended 30 Jun¢ 2023 THE COLfNCIL OFFICERS AND ADVISERS COUNCtL call￿ Peter Brninveis, Chélrm R¢)8¢rnary Lyrn Deputy Chairna ADthony Allwo(KL H¢w TrMy¥r¢r John Bryth)n Canon Robert Perry Mary Talbot SECRETARY Stephanie Maurel REGISTERED OFFICE AND PRtNC]PAL OFFICE Chur¢h House real Smith Street Lon&)n SWIP 3AZ REGISTERED CHARrfY NUMBER 213258 The CO￿￿￿0tion of tb¢ ChU￿h Hous¢ Church House Great Smith Street London SWIP 3AZ BANKERS Barclays B4nk pk AblKy BrdDch 2 Victoria Street )ndon SWIH OND INVEsfMENT MANAGERS Sarasin & Partners LLP Juxon House 100 St Paul's Churchyard Lottdon EC4M 8BU AUD￿oRs Lovewell Blake First Floor Suite 2 Hi115id¢ Businc&s Park Bury St Ethnunds IP32 7EA Page I

The Queen Victoria Clergy Fund cotrNCIL'S REPORT (continud) For the year end￿ 30 June 2023 The Council (who aTe also consÈdcrcd io b¢ th¢ Trusr5 forthc pu[PO5￿OrCh•ntyIlWl prcsents its annual report and audited financial sthtements for thc yegr ended 30 Junc 2023. The financial 5tatement5 have been tryared in accordan￿ with the acccALntin8 plicies set out in notes to th¢ accounts and comply with the ¢haTiry'S governy￿ do¢umen4 the Chan"ti¢s A¢t 2011 and Accounting and R¢porting by Chariiies Stalemeni of Recommended PTXti¢e applicable 10 charitie$ preparing theaT accounts in a¢¢ordan¢e with the Firhancial Reporting Standard applicable in the UK and Republic of Irelatml published in October 2019. CONSTITUTION AYD OBJECTS TheQueet) vict￿la Clergy Futtdw&sron5tityt¢dby Royal 7 De¢¢rnber I8￿7 supplcmcntal charteT5 of 5 September 1924. 29 June 1942 and 19 July 21NJS. The rcgisteTed Charity number is 213258 and it5 principal is ChuTch Hou5c. Great Smith Street. LOIKk￿ SWIP 3AZ. The object5 of the Fu￿1 are the Telief of need. haTdship and distress am¢)ng the clergy of the Chur¢h of En8land and th¢ir familles atkl d¢￿thIS. in pani¢u]ar (b￿ not ¢x¢lusivelyl by the paymeni of grants to the th"ocesan organisaiion$ with similar obJe¢ts. athd genernlly to advance rtlLgion by advancing the charitable work of the Church of England ihriNJgh providing material sUPPOrt to its clergy. The tru5teGs conflnn that they have referred io the guidance Contained in the Charity Commi&sii)n's gcneral guidance on public benefit when reviewiTh8 the Fund's objectives in plar]nin8 future activiti&% aDd setting the grdni Dwkin8 p)licy for the y¢4r. GOVERNANCE The membership of the Fund consists of fiKty-two mcmbu5. onc lay rncrnber bein8 nomTnatcd to serve for five years by each diocese of the Church of En8laThJ following exh election of Tnembers to General Synod. This report cover5 the 8ecoRd of these five-year tern￿ having l)een elected. ai the Annual Gcn¢rdl Meeting b¢ld in F¢bnJary 2022. Ai the￿ meeiings the Courtcil a8rtts the broad strategy knd areas of a¢¢ivity for thc fi￿d. inc1￿j]ng con5iderntion of grant making, investtnent and risk managemeni policies and ptrfornban¢e. All trnstees give of their time freely and no trusie¢ remuneratloll 15 paid. Details oltrustce eXpen￿S aTLd relatedparty transactions are disclosed in note 16 10 the accouDts. Truste¢ Indu¢tlon •d tr•lnl•g New Council members are Induct￿ inio the workings of the Fun4 including Cowicil ptsli¢y and PTocedure5. at an iThiti&l meeting with the Secretary. and also receive a copy of the Charity Commissson guidance on the roles atmi restKbnsibiliti&s of Trustees. Council MetthTS are forwatded updates from th¢ Charity Commission and details olappropriate traiThin8 Courses. Professlfjmal #dvlsors The CouTh¢il prcYiou51y resolved ￿ review the appointment of each of its professional ￿Vi￿r$ forn￿llY durin8 each quinquelmitsm. As reported previowly. the planned review of the investh*nt manager was Completed in AU￿ 2021 aryj th¢ views ¢XPTessed and re¢omm¢ndation$ w¢r¢ mad¢, reported to the Council 41 their next rneeling. Thc Council c(XLsiders that all threc advisors continue to fulfil Iheir indivhduai trmis of referer￿¢ and remains satisfied that no ¢hang¢ i$ t￿esSary at this lime. Poge 2

The Queen Victoria Clergy Fund COUNCIL'S REPORT (continued) For th¢ year ended 30 June 2023 GRANf MAKINC POLICY The wt makitig aims ￿ 8thieve itsobJ'¢¢ts for ￿bliC beoefii by the relief of bar&thip distrc&s arnong th¢ clergy of the Church of England. The Futyj makes an annual blo¢k gTant to ¢a¢h diocese (th¢ apportiomnent Ixtween diwexs being decided eath year by the Cotsttcil of the Fund) to be allocated by the diocese ill ac¢ordanc¢ with th¢ obj¢¢ts of the Fund. The forniula for I￿ak￿8 th¢ allnual distribution to dioc¢w, reviewed each yearby the Council, takes into account the numberof incumbcDCiCS ineathdM)cese8nd th¢ ttumb¢r of pdrishes in arets designated by the Govemmeni ￿ ev1¢￿1￿8 multiple depn'vation. REVIEW OF THE YEAR The charity exists foi the Teli¢f ofhardship amon8 the clergy and their farn1li￿ enablin8 them to c￿ry out their duti¢s in the advaDce[[￿nt of reli8ioL Beneficiaries are given discrdion io we the fijnds provid¢d by the ¢lwity forany pu4xJse fidfd5 charitsblc Ob)￿ts. Ewles ofknw the ckniry's fiwdiag was uxd during th¢ yegr undtr review in¢lude conthknions ￿waI￿ eMerg￿¢Y n￿dIC￿ cwre, including dental care. support for re5PLte care for pO￿ts with large C￿Ing resrM>Dsibilitie& assisiance with rcpair5 to mode5 of tr￿spO¢ iD¢luding pthl bikes and 8UPPOrt for rqMirin8 ho￿￿1]d appliances i￿h￿ing ￿llets showers. The FW￿ g¢n¢rated a totsl deficit in the year of £12.239 #fteT accounting for uThrealised 8atns on investnMts of £30,361. By Compariso￿ ID the year to 30 June 2022 the Fll￿1 8eTherated 8 deficit of £417.803 after xcounlin8 for unrealised losses on investm¢aL3 of £37S.404. In thc year to 30 Junc 2023. the wilal walue of the Fund's ￿rtfOlIo Increa￿ by £2l.947 (2022.. decrthsed by £411,187). txwing th¢ year. the fund otKe again distribufed £I65.[K￿l (2022.. £165.iKKI) ty the dioceses in fiuth¢ran¢¢ of th¢ charity's Aim& reflecting the c(t of living crisis. To achieve this levcl of distribution. 8thd retlecting the decision reached by the C¢xwil dwing 2013 to thpt 8 total r¢tyrn approach, undistributed income frorn the previous y¢ar'$ activities was 5upplan¢ntcd by £9,7W (2022: £39,￿) from the sale of investrllents. It is anticipated that inv¢$ttn¢nts of around £139,3(￿) will bc sold to mcct the income shortfall iti the 2022123 fillanciai year and to maintain the incTea5ed Icvel of distributioD. tth co￿lder1n8 theamowitof transferred to I￿Orne, the Council cotttinues kn b8]An¢¢ the nwjs of b¢ll￿fiCIalle# ￿ the likely nceth of bthefKiari¢& The In￿ee8 are nwst grntefijl for the presence and prayers of the Bishops of Cov¢nty and Manchester at York over the previous ye•T'$ meetings. Th¢y sepwatety 8￿ke pasitively alxjut how the ¢￿een Victoria Clergy Fulld grallts had tnade S￿kn a diffu¢￿ in th¢ir Diocese to cle¥gy in need aTMI perwtt811y thanked the Tn￿le¢S ood Council MeAnber8 for their cthtinued Following a letter of COJVdtsdalioDS to His Maitsty Kin8 Charles Ill onhis x¢ession as th¢ Coun¢il w&8 meeting that same day and the 8¢¢omp2nyingkrtM)k th)ut the (s￿ Victoria Clergy Fund entitied'A Centeny History., * pleasing rtsponse was re¢eived. The tnthes aT¢ grat¢ful frx his patronage. FiYTURE PL4NS The Coull¢il intends to its amiual grants to dir￿8 to eDabk them to Éive support to clugy ' need. The Council T￿olV¢d to offertotal rn distributions in 2023124. of £165.IMI. Page 3

The Queen Victoria Clergy Fund COUNCIL'S REPORT (continued) For the year ended 30 June 2023 INVESTMENT POLICY Following a review of the Investsnent Policy, the maintsin with effe¢¢ from l July 2021. the comwjsite benchmark at 7.5•/• ICE BofAML Sterling Corporaie Bond Index.. 7.5•/• ICE BofAML Gilts All Siorks Index: IWO MSCI AC Wodd (ex UK) {lo¢al currcncy) £ Indcx: 40¥• MSCI AC World lex UK) {Net Toral Relum} Itthx; 5•/. MSCI All Balatt¢ed Property FU￿j$ Index (l {￿arter laggcd): 2C66 MSCI UK IMI (Net Reiurnl Index,. l(P/• SONIA +2yg. The long-t￿ investment objective remains to achieve a total r¢ttthi of inflation (UK CPI} Y 4°A coupled with a medium-risk approach with th¢ aim of geneNing sufficient levels of income and capital 8rowth to enable the real value of grnnts and th¢ real capital vdue of the Fund's #￿ets to be at least maintsined. It wa$ also agreed thai fwlds shouldt￿linue to be inv￿led in line with the Sram¢w of Ethical Invesnnem Poli¢y issued by the Church of En8land Ethical ]nve51TDent Advisory Gro￿. INVL8TMEYT PERFORMANCE Over the twelve Db)nths to 30 June 2023. the Fund's return. Iiet of fees. 3.8•/1l. This compares w the ARC Sieady GTowth Pecr Group rtlurn of +3.2tyA 8￿j compTrsite benchmark reNrn o(46.30/• over the same peri(d. The Fund's returns over 3 a￿1 5 years are +4.3Y• p.a. and +5.3•A p.a. reswiively. This is ah¢•d of the peer group relums of +4.30/0 p.a. and +3.2Y• p.a. respe¢tivcly. bui slightly b¢hind the conwsi¢¢ benchmark returns. which do not include fees, of +6.5•/• and +5.8•h p.a. With UK ithflatlott 5ti11 vunning much hi8hcr Ihan average for thc second y¢ar in a row, the Fund's five-yearperf(Ymarttt has Fdllen behitkd long-tenn UKCPI 4 4•A largct. which h&s achieved +8.6a/o P.A. Over ten ycar5. thc Fund's wfortnancc i5 only just behind of its long-terni thrget having generated total returns of 46.5•/• p.a. against UK CPI +4tyA of +7.￿h p. Inve51rnent relums for the past 12 motsths have beett a tale of two halve5. WTth Russia's ittvasion of Ukraine carly On in 2022 came rising inllation, which. added to the supply shock ¢reatd by thc COVID-19 pandemic. caused central banks to raise inierem Nes fas￿ aThd hiBh¢r than many ￿ aniicipated. Thi5, along with mountiThg re¢essionary ¢on¢erns. triggcred falls acr055 both equity and bond markets over the following months. MSCI ACWI {net total reiurnl fell ￿.8Yrtr ith Q3. kntallin8-25.6Y• from th¢ start of th¢ y¢af Wilh UK Gilt index down - 13.6/0 and -26.3•/0 respectively. Octobcr. by contrast, brought a sense of opiimism as data rekws beyrt to injply that inflati¢)n was showin8 st￿5 of nearing a peak. Thi$ opthmism was hjrther strengtheTd by the rawd reope￿1￿8 of China in early 2023 and falling who1¢5ale gas price5 ID Europc. Since this POiIIt. and in spite of the many 05cillations in sentiment 8nd a bankirtg ¢ri5i5 in Eumpe & the US ID March. returns for quity investors have rebounded srrongty. The resurgence ha5been led by arelatively narrow set of US limed iechnology¢onwanies, whi¢h hvebenefitted from the renewed excitement in large language models and the advances in machine learning. P[edOm￿ant1Y as a result ol this mega-cap teeh surge. the nei resuli for equilies over the ￿tIre period was positive. with the MSCI ACWI Inct total r¢turn) up +16.50/.. The portfolios have benefitted from our continucd on high quality bu5ine5ses with strong balance shttts and meaningful pricing power. with companies like Merck & Co (diversified PhAm￿ul1Ca1S}. National 1￿MIments {software and hardware for en8ine¢rs and s¢ientists) and Broadcom {%micoThduct(xs and inlrastnKwre softwar¢l C￿trib￿l￿g strongly to Frf0mW￿. Your portfolio had limited exposure to fixed income in 2022. falling ¢apitsl value5 have meant that the yields on offer, particularly from irtvestsneni grnde ¢OTP)ratc bonds. look incrcagin8ly attrachve. This has provided an ¢)ppomJniry io Stsrtaddll￿ back to positioLs. from balf-wei8b*d in September 2022. w neutral by the end of June. As ai 6 September 2023. the investh)e¥)ts W￿r valued at £4.670.861. Page 4

The Queen Victoria Clergy Fund COUNCIL'S REPORT (continuaD For the year ended 30 June 2023 RESERVLS AND DISTIUBUTION POLICY Th¢ majority of distrib￿1(￿5 s11￿Id be by a reliable and Wthinable stream of investment iDcorne thatgrows at Itast in-linc whth inflafion but is wplemeniesl ag apptrwt¢. by capitsl fTom the sale of hnvestsnent$. Given that 8rant5 are p￿d in arrear& fmm investsllent income 8enerated in the prcvious year and held mainly in liqwd i1Thestsnen￿ th¢ Coun¢il has no liquulity reason to maiDtsin ¢sb resetves over and alK¥ve incorne received. At 30 June 2023 totsl fimds of the Council aft￿u￿ted to £4.71m (2022.. £4.72m). Of thi& £4.61m12022: £4.59m) is represent￿ by the valu¢ of I￿8-1¢mi inve51mcnts. The underlythg yield of the Fund's portfolio was 2.VA as at 30 June 2023 (2022: 2.W.). RISK MANAGEMENT The Council has identifi¢d that the major risk5 of the QVCF ate ￿ be to mjintain aryl grow the inflation- adjusied value of distnl>ution$ and th¢ capital value of the Fund over the long ¢erni Th¢s¢ Tisks, which telate to.. volati]ity of security m8rkets' g¢n¢T41 e￿nO￿le conditioL8' ithvestment rnaDagenMt perfornwK¢; Dwket sentiment.. 8t￿ attiDJde to risk are witigated by tnaintaining adiversir￿d PLKtfolio: rwlariy ThiewiAg inv¢sbn¢nt t￿Orn1a￿ce. and re8uiar dialo8uc with illvesthni advis¢ Stock mth¢t voiatility and continuiiig global economic uncettaillty ¢ontinu¢ to make the roaDagcmetht of the Fund's investsnents somewhai ch8ll¢n8in8. The charity is # lonB-trrn) itivestor and the ¢nLStee8 on prOfe￿I0nal adviee. renNin of the opinion that a mixal ￿￿fOllO of wiitie& IM)wJs. cash attd other InV￿￿￿ents Ten￿1 ¥propTiate ￿ its tisk ptofile. The Council, through the PTtttu of ￿)ntIn￿Ou& tcvicw regular dialogue with its inveslment rnana8ers. is content that & tytAI r¢ttun approxh is the nM)St to mitigwe risks a&wciated with investment perfornith¢¢ alld potrotial impact in relation to ts inve51TncnL and distributirAK of the Fund's &￿ets. Th¢ total return strdte8y should etsable the Fwyj ￿ incr¢w its distributioDs over the long tcrni but may eDgender a hi8her level of short and medium-terni volatility. It 15 aott"cipated by. the Counai that there may bc CiT¢UtAslattces in which the upital ¢lernitof our distn'bution m&y￿1¢￿jC¢lL . ._ .. . TRUE AI¥D FAIR OVERRIDE The financial statetttents havebeen ptwed lo give a'true and faiv view and have dep*rted tbe Charities (Accounts and Report81 Regulaiions 2CK18 only ￿ the ¢xlethl tequi￿￿ to provide a 'true and fair view". This dcparture has involved followin8 the AccrrtLntin8 and Rcptirting by Chwiiies." Srai¢m¢nl of Recommended Practice appli¢able in the UK aThl Republic of lTela￿l Is￿ed in October 2019 rnther than th¢ A¢¢ounting Reporting by CI￿lties. St8i¢mats of Pr￿1CC from l April 2(K15 which has sincebeen withdr8vnL Signed on b¢h41f of th¢ COU￿11 on 26 February 2024. Canon Peter BruinY¢]s Page 5

The Queen Victoria Clergy Fund COUNCIL'S RESPONSIBILITIES IN THE PREPARATION OF FINANCIAL STATEMENTS The Coun¢il is re5p)n5ible for prq>arin8 the Council's Report financi4151at¢rnents in a￿ordanCe with applicable law and United Kmgdom Accounting Stsndards {United Kingdom Generally Accepted Accountin8 Praeticel. The law applicable 10 charities in Englatld a￿j Wales requires the Council to pr¢pare financial statements for each fmaDcial year which give a true and fair view of the state of affairs of the clwi.ty ￿d of the incomillg re50urees al￿ appli¢ation of rcsources of the clwity for that Jxnryl. In wepannB these fthancial statstMit$. the co￿¢11 is required 10: select suitable accounting p)li¢ies and then 4)ply them consistenty: obxrve the methods and principles in the C1witio SORP 2019 (FRS1021: m8ke judgemcnts and estimates that ¥e re&wnable and state whether applicable rnting simdlrds bavc beem followed. $ubJ'¢u to any moierial departures dI￿10$¢d and explained in the financial ststetnents" preparc the financial 5taterncnts on the going ¢¢xKem basis unless it is Inappro￿ lo presume thai the ch￿"ty will continue in operatiw. The Council is re4x)nsible fw keeping proper a¢¢ounting records that di5clos¢ with reasonable a¢￿[&¢Y at any time the financial position of the charity and enable them io eThsure that the financial ststements comply with the Charities A¢[ 2011. lh¢ rhaTities (Accounts and Rep)rts) R¢gulations 2018 and the provision of the constitution. The Cowicil 1$ a150 responsible for safe8uardin8 the assets of th¢ ¢han"ty and hence for takiThB reasonable s for the prevention a￿1 detecti￿ of fraud and oiher irregularities. Approv¢d by the Cowi¢il and siB￿d on its behalf on26 Febtuary 2024. Canon Peter BruinY¢l$ Chainnan Page 6

INDEPENDENT AuD￿ORs. REPORT TO THE coifNCtL OF THE QUEEN VICTORIA CLERGY FUND For the year ended 30 June 2023 OplDlTrn We h4vc awJit¢d the fu￿RcIal statements of TheQuecn Victy)ria Clergy Fund (th¢ '¢lwity') forthe year ended 30 June 2023 which ¢omprue of the Ststem￿l of Financial Activitie5. the Ba]8n¢e Sheet and notes to the financial slatements, including SI￿1ficant￿C0llntlng policies. Th¢ financial rew>rtin8 frarncwork that has be¢n applied in their preparation is applicable law and Unit>l KiDgthm A¢￿V￿lirI¥ Standards. includitig Finan¢i81 Reporting Sthndard I02 Th¢ FInanc￿lReport￿8 StondardapplKdJl¢ ihe UKandRepu&lic ofJreland(Unitcd Kingdom In ouropinion thc financial sl•ienwts: ive a InK and fair view of the state of the cknity's &ffaitS as at 30 June 2023, of its incorning ￿SOUrCeS and application of for the year then eJKk4" have beett pwared io acco¥d￿ with the TThWiT￿ts of the Charities Act 2011. We eonductedowaudit io accordan￿wIth Intematioual St￿[dI onAwlititi8 IUK)(ISAslUK}) and applicable law. Our r￿ponSibIlI11¢S under thos¢ stsndards ar¢ fithher <kSCTitd in the Auditor r¢sponsiTrJiliti¢s for the audit of the financial statements sedion of our reporL W¢ are indepentht of the charity in accordan¢¢ with the ethical quirements that are rekvant to our audit of the r]nart¢ial statements in the UK, including the FRC'S Erhical Standard, and we have fulfilled our other ethical reswisibiliiies in a¢￿ with these requirements. We believe the audit evidett￿ we hav¢ obtained is sufficient and I￿rOpri to tffovide a basis foT our opinion. C•uelusloM re]thig to golnt tn auditing th¢ f￿anCIal statements. we have con¢hthd that the trustees. us¢ of the goiD8 ￿Th¢ern ￿51S of accowiting in the preparation of the fmancial stattmrnts is appropriak. Based on the work we hftve wfornK41 we have not identified any material ￿￿ttIn1]eS Tej￿ill8 to ¢v¢nts or nditions thaL individually or ¢oll¢aively, may wi Si8DifJcant doubt on tbe chariW5 ability to wntinu¢ as going ¢a)n¢¢rn for a at le￿ trwclvc rnQDths frvrn when th¢ fmancial Slaterne￿ts are authorised for IS￿¢. Our responsibilities 8nd th¢ r¢8ponsibiliti¢s of the trusteeJ with to 80ing ¢orK¥D 4T¢ tknljed in the T¢levaRt sections of this repo O¢her InforubA(I• The trustee5 ar¢ responsible f(ff the other inforn)atioL The other infor[[￿tiort ¢¢)mprises the infonnation in¢luded the Council's athiual teporL other than the fittaO¢l￿ statements and our auditor'i report thereotL (hT OPiPiOO ott the fin8n¢ial statemeDts dcos not cover the othtt infornwtion and w¢ &J not expr￿ any forni of assurance Co￿1￿10n Our reiponsibility is to read the other infonDation ard, in doin8 50. consider wlthr th¢ oth¢r inforn)ation i ￿￿teriallY inconsistent with thc fin￿Kial statem¢ots of our knowledge obtained in thc coutse of th¢ audit or othe￿1$¢ appears to be matcrially mi5Statcd. If we iderttify such m&tffi41 inconsistencies or appmt malcrial missiatements. we are Twuired to deterniine whethu there ts a material missthm¢At in the fmallci41 Sta*￿ents themselves. If. besed on the w(rt we hav¢ ￿[0[[￿¢& wc conclude that there 1$ 8 material misstatement of this We have nothing to T¢port ID this ￿￿ard. Page 7

INDEPENDENT AUDITORS. REPORT TO THE COUNCIL OF THE QUEEN VICTORIA CLERGY FUND (continued) For the year ended JO June 2023 Matters OD Ive •re reqTAired to report by exeeptlo We have nothing to report in respeei of ihe following matters in ￿lation to which the Charilies (Accounts and Re￿rts) Regulations 2(M)8 r¢quir¢ us to report io Y{￿ if. iii OUT OPLnion'. the infornutioo giveth itt the Com￿11.$ report is iDCOLSi5ni in any nutenal respeci with the fil￿1#1 $latem¢nis- or sufficient acc￿ntIng records have not been kw or the fuwKial 4at¢ments are not ith agreen￿l with the aCC￿]nting rec￿￿. or we have not received all the infonnation and explanali0￿ we require for our atsdit. Respots$lbllltiei of tr•Jtees As explain¢d m¢K¢ fully in the tyuse$' responsibililics State[[￿rt set ¢)a pag¢ 6. the tsNMees aTe resp)nsible for Ihe preparation of fin•¢ial siatements and for being satisf￿1 that th¢y give a gnd fair view. alld for such internal control as the truskcs ddenninc is nccessary to enable th¢ prepa[￿10￿ of fmancial statements that are free from material mi55tBtcmcnt. whethtt to or ermr. ID preparing th¢ firwKial sthtemenw the ￿￿$te¢S are reswynsible for ass¢s$u￿ ihe charity's ability to eontinue as a going concern. di￿10$1￿8. as applicable, matters related to 80in8 c4)ncern and using the going concrrn basis or accounting unless the trust¢¢s ¢ith¢r inlcnd to liquidate the charity or to ¢ease (4￿ratIonS. or have no realisti¢ altemative bul to do so. Audl¢or responslbllities fw the ¥dit of the $¢te#ttts We have b¢¢n appoinled as 4uth.tor srflion 145 of the ChaTiIi¢5 Act 2011 and wort in ￿cord8￿C with the Act aDd r¢l¢vani regulatL(f15 made or having effect thue und¢r. Our objectives are to obtain rea%)nable a$5uranc¢ about whether the fuwicial 5talemeDts ￿ a whole art fre¢ from material mi￿tatement. whether due to fraud or etror. aThJ io issue an auditor's re[￿ t1￿( Int]￿JeS our opinion. Reasonable assuranc¢ is a high level of assutan¢e. bui is not a 8uarane that an audii conducted in accordance with ISAS (UK) will always de¢e¢t a maierial mis$tatemenl when ir exists. Misstaiements ¢an ￿￿5¢ from fraud or error and are considerrd material if. individually or in the a8gr¢gat¢, they cwld reay)nably be expect￿ ¢0 Infl￿enCe the ewnomic decisions of users taken on the basis of financial statements. Irregularities. including fraud. are instsnces of nth)-complian¢e with laws and regulations. We design procedures in line with our responsibilities. outlined abov¢. io de￿£1 material rnisstatements in r¢spe¢i of iTregularities. including fraud. The ¢xt¢n( to whi¢h out pro¢¢thJres are capable ol de￿[1￿8 irr¢gulan"tses. including fraud is detailed below- Ertquiry of mana8ement and th05¢ chaTged with g0vem￿. Enquiry of entity staff compliance fimciions io identify any instances of non-￿TrpIlOllce with laws and reguJaiioDS: Reviewing fman¢ial s¢•*mentdis¢losvres trstingto s4>[￿1n8dOC￿mcn￿r10n w assess compliwKe with applicable laws and T¢gulation5. Perfom)itig audit work over thc risk of rnwement override of ¢ontrDl4 in¢ludin8 te51in8 of journal entries and other adjwlments for appropriaieness. ¢voluating the rationale of Significant transactions outs&de the nornjal course of acliviiie4 and reviewing a¢￿￿￿ting e51imates for bias. Because of th¢ inherent limitalions of art audiL there is a risk thai w¢ will d¢Le¢i all irtegularitics. including those leadin8 LO a matetial misstatement in the financial statements or n(th40mplian¢e with regulatioTh. This risk increases the more ihat compliance with a law or regulatton is r¢nM)ved from Ihe events and transactions r¢fl¢¢ted in the financial ￿aternCDts, &5 w¢ will Ix less likely ￿ become awarc of iB5tance5 of non-compliatKe. Poqe 8

INDEPENDENT AUDITORS. REPORT TO THE COUNCIL OF THE QUEEN VICTORIA CLERGY FUND (continued) For the year ended 30 June 2023 The risk is also greaw regarthg irr¢gulaTitie8 to fraud rathu ermr, ￿ fraud iThvolves iDtentioJk41 concealm¢nL for8tty. collw10￿ omission OT misrepr￿￿110ry. A fimheT dwription of our Tel￿n31b11ltie5 i5 availabk ott tr Fir￿n¢la1 Rw¢ing Council's website at.. www.fr¢.org.uklauditwsr¢sowsibilities. This description fornL5 pth of our ￿ditor'S repo ollr report This re￿ is mad¢ sokly toth¢ ¢harity's trLL*5. as a iKKty. iti xcorda￿C with Part 4 of the Clwiti¢s (Accounts alld Repo￿) Reg￿latiOnS 21M)8. Our awiit work beuL Undert￿ell so that wr mi8ht mt¢ to the COW￿11 thos¢ matters we ore re(wired to state to them in an a￿lIoT,5 teport Ind foT other pu4y)se. To the fulkst ¢xt¢nt pcrmitted by law. we do accept or assum¢ responsibility to anyone otherthan the charity aThJ the Council as FAMIY. forimtr audit work. for this tepthl or for the opini(w we Iwe FiTSt Flo¢x Suitc 2 Hillside Business Park Bury St Ethnund5 IP32 7EA Lovewell Blake LLP 1510312024 Lovewell Blake LLP is elI￿￿le for apwInttn￿t as audityr of th¢ clwity by virbje of its eligibility for ap￿)ntMent as auditorof a company utKkr SedioD 1212 of the C•mpaniu Act 21 Poge 9

The Queen Victoria Clergy Fund BALANCE SHEET As at 30 June 2023 Nrfes 2023 2022 FIXED ASSETS Investments 4,613J17 4.591.370 CURRENT ASSEIB Cash at bank and on dewsit Debtor5 73,305 3&895 101,121 33,906 110.2 135.027 Creditors.. Amounts fallingdue within on¢ year 113WI) {4.472) NET CURRENT ASSETS 96J69 130.555 NET ASSETS 4.709.686 4.721.925 REPRESENTED BY.. Unresiricted fiJnds Endowtneni fijnds 42J&457 493,219 4,238,740 483,185 Total ￿ndS 4,7Q9,686 4.721.925 The flnancial sla¢em¢nts on pages 10 to 20 were ¥pprov¢d by th¢ Council and authorised for issue on 26 Febtuary 2024 sI￿￿d oll its behalf by.. Chaimw)- Canon Peter Bwinvels Tn￿Ce- Anthony Allwo Seeretsry- Swhanie Maurel Page 10

The Queen Victoria Clergy Fund STATEMENT OF FINANCIAL ACTIVITEES For the year ended 30 June 2023 Tot1 2(J23 Total 2022 Notrs Funds INCOME AND EXPENDITUBE Ineome frwn.. Incom¢ on itiv¢stm¢nts Interest on deposit 118.955 773 13,736 131691 133.039 16 Totsl income 119.728 13.736 133,464 133.055 Expendfithre ChaTitabk ¥tivities 175 559 17 76 Total exprndilwe Net (expenditure) l income b¢for¢ trdtLsfets al￿ gaitis I (lo5s¢s} (55.831) 13.295 (41536) (43.283) 13295 (13295) Net (expenditure) after transfus and before gains l (losses) (42J36) {42J36) (43,283) Otber gains #lld Oossei) Realis¢d (Ioss¢s) I gains on thc disp)sal of inv¢stm¢n15 Unrealised gains l (Ioss¢5) on Dwket value of investments (64) (64) 20J17 10.044 30J61 (375.404) (22283) 10.044 {12339) (417.803) Total funds br￿ght forward I July 2022 4238.740 483,185 4.7219ts 5.139,728 To¢al cvrled forward J• Julle 2023 4216.457 493.229 4,709,686 4.721.￿25 AII iD¢oming r¢wur¢es athd exp￿d￿ resources derive from continuing activiti An ￿t￿lySIS by fund of the comparntive figures for 2022 is showD iti n(e 10. Page 11

The Queen Victoria Clergy Fund NOTES TO THE FfNANCIAL STATEMENTS For the y¢ar ended 30 June 2023 GENERAL INFORMATION Th¢ Charity is a regislered ¢harity in England and Wales attd is In¢ory￿1¢d by Royal Charter. The address of the registered office is Cburch Hous¢, Grtat Smith Streel London SWIP 3AZ. ACCOUNtING POLICIFS BASIS OF ACCOUNTNG The ￿￿Ounts (financial statements) have bttn prepared under the htstorical ¢05t convention with iterns recognised at cost or transaction Value unless otherwise stated in the rclevant notels) to these accounts. The financial stsiements have been preparcd io giv¢ a 'lrn¢ and fair view. and have departed from the Charities (Accounts and Re￿rts) R¢gulatioris 2th)8 only to the exrent reqUI￿d to provide a 'tr￿e and (air view.. This departurc has involved following Accouniing and Reprting by Chatities.. Statement of Recommended Practice applicable to charities preparing their ac¢ounts in accordan￿ with the Financial Rep)ning Standard applicable in the UK and R¢publK¢ of Ireland (FRS 102) issued October 2019 ratheT than the Accouniing and Reporting by Chariti¢s: Statemenl of ReLommended Practice effeaive from l April 2(M>5 which h&$ since been withdrawn. The charity constitutes a public benefi( entity &s defined by FRS 102. The financial statements have been prepared in accordance with A¢¢ounting Reporting by Charities: Sta*meAt of Recommended Practice applicabl¢ to ch￿111¢5 prewing their accounis in accordance with the Financial Reporting SiarKlard applicable in the UK aTM] Republic of Ireland issued in October 2019, the Financial R¢porting Standard applicable in the United Kingdom and Republic of Ir¢land (FRS 102), the Charilies 2011. GOtNG CONCERN The finat]cial statements have been prepred on a going concern basis. as the Council believes that nomaieTial uncertainties exist. The Council haveconsidered the level of ￿ndS held and the expect level of income and expenditure foT 12 month5 from 4uthorising these financial statements. tNVEsfMENT INCOME Th¢ Fund reco￿15¢5 income in the periThl in which it was earned consistent with th¢ a¢cnwls basis. EXPENDITURE Ex￿ndItUre together with any irrecovetable VAT is inclth on an aC¢n￿lS basis. Grants payable aecounted for in the y¢arwh¢n th¢ offer is conveyoj to the recipient. ExpetKliture on chaTitsblc activities includes srants made and support costs. INVESTMENTS Inveslmenls are a forni of basic financial instnth￿I and initially ai their transaction value and subsequenily n￿aSured at their fair value at the balance sheet date using the closing quoted markei price. The statement of fllwicial activitie5 the net gains and losses arising on revaluation and th"spo$￿S throughout th¢ ycar. The Fund d¢Ks not ¥quir¢ putoptions, derivatives orothercowlex fitw)cial instruments. Th¢ main forni of finan¢ial risk faced by the clwity is that of volatility in equity markets ond investmen( rnark¢ts du¢ to wider econolluc condition& the attitude of iDvestors to inv¢stm¢nt risL and Changes in 5entimen¢ concerning equities and within particular sectors or sub s¢¢lors. Page 12

The Queen Victoria Clergy Fund NOTES TO THE FINANCIAL STATEMENTS (continued) For the year ended 30 June 2023 AccouwfiNG POLICIES (continued) REALISED GAINS AND LOSSES All gains aJMJ losses are taken to tbe s&t¢meDt of fuwi¢ial ¥tivitses &$ they arise. Realised gains and losses on investments arecalculated as thediffernce between sal¢ proce¢ds and0p￿Ing ttwket value (wchase date if later). Unrealised gains and losses are cakulated as th¢ differenee between m•rket valu¢ at the year ettd 8lld OpeD1￿ matht VAiue (pllchase d if later). There are no specific restri￿￿ on the w of the UDrestrirf￿ Fund apart frcffn the fi¥thu￿e of the Charity's aims. Th¢ endOwn￿t8 within the tern￿ of the OTiBinating legacies are showD in notr 9. Under the tern of th¢ lega¢ies atty $urplus income arisillg from tbese investn￿llts afieT specific donatio￿ is to b¢ transf¢rred to th¢ G¢n¢rnl Fund to furfh¢rthe Cknity'$ aitiL8. FtNANCIAL tNSTRUMENTS A financial &wt or f￿￿￿¢la1 liability is rewil only when th¢ thtity becomts a party to the contractual provisions of the instnunenL B&4ie fin&DcitiI irtstrrnts are xnitialty r￿08￿lSed at the amount rvxivable or payable including Dy related traLsaction costs, unlth8 the arffan8ement constitutes a fllwlcing tranwtion. where it is rewgnised at th¢ pr￿n1 valu¢ of the futstre pytll￿ts dtse0￿ *t a Ma￿et rate of interest for a similar debt in5truTTKnt. Current assets and CUTrent liabilities aTe sub5equentty n%asur￿ at th¢ Cash or other e4)nsidtthtion expecied to be paid or received and not discounted. 2023 2022 M8tket V&h￿ at l July 2022 Addition5 Disposals Unrealised gain l (105s) in the y 4591J70 lJ50 19.764) 30J61 5.002.557 2J33 {38,116) (375,404) Market value 30 June 2023 4,6l3J17 4.591.370 Histori￿1 ¢os¢ ￿ it 30 June 2023 2,724,654 2.729.108 The fair value of listed investsnents is detenDI￿ by TefereDce ty th¢ quot¢d pnce for identical ass¢ts an a¢tiv¢ market atthe balance sheet date. Page 13

The Queen Victoria Clergy Fund NOTES TO nlE FtNANCIAL STATEMENTS (continued) For the year ended 30 June 2023 tNVESTMENTS (Contin￿1) All illvesth*nis are lisied UK s¢¢uriti¢s. held in the FUNI'S inveslmenl portfolio managed and administered by Satasin & Partners LLP. The priuwy obJ￿Ilve of the inveslments held is gen¢rat¢ suffi¢ient levels 0[aT￿Ual income a￿] capital growth io enable adequa￿ levels of Brant dlstributions to be mainta￿ed whilst a¢hieving overall growth of the ￿rtfolIo.S capital value. 2023 2022 REALISED GAtN ON SALE OF INVESTMENTS Sale proceeds from sale of Investh￿ts Less: original cost 9,71XI (5JO5) 39.0(M) (20.938) Profit on Qriginal w5t Les5: unrealised gain preViLx￿1Y Tecognised 3J95 (3,959) 18,062 (17.178) Realised (loss) I gain on sale of investsnents (64) 2023 2022 CASH AT BANK AND ON DEPOSIT Barclays Bank Current account Barclays Bank Base Rate Reward xcount Sarasin & Partners Sierling Investtnent a¢¢ount 161 482 6&662 3,030 97,380 73J05 2023 2022 DEBTORS inves¢ment income and bank inlerest Pwiayments 33,9117 33,906 36J95 33,906 Poqe 14

The Queen Victoria Clergy Fund NOTES TO THE F￿ANCIAL STATEMETr¥fs (continued) For the year ended 30 June 2023 2023 2022 CREDITORS.. AnKrtmts f411ing du¢ within otte year Grants payable Acctvals 441 13J911 441 4.DJl 13J31 4.472 2023 2022 Balan¢¢ brought fOThva￿ l July 2022 (Deficit) for th¢ y¢ar Realised (Ioss) I gain rn 541¢ of inv¢51m¢nts Unrealised gain l (loss) in market value for the y¢aT 24740 (42￿36) (64) 20J17 617,681 (43383) (3W42) Balallee earried forward 30 June 2023 42IA457 4338.740 the obj¢cl5. 30 June M8rk¢t 2022 gain 30 Jwnt 2023 Priots Hardwick Tn￿t RA Clement Tn I￿umb¢￿ts, Suslentation FuDd ElldoWn￿nt Capital Trust Miss RLJ Stsl]aTd Bequest Tithe Redemption TDJst 4.472 45,259 124.7 2.591 102.735 22.923 180.415 4565 46200 127J84 2,645 104,871 23J99 184,165 2.594 2.136 476 3.750 483.185 10.044 493229 The endowments represent legacies given. Un(kr th¢ terns of the various cndowmenls, utt¢xFth income arisirt8 ftotn the investments. after specific donatioThs, is ￿ be transf¢￿ed to th¢ u￿estrI¢1ed Funds to fuTtheT the aitiL% of the Clwity. For the year ended 30 June 2023 the trdnsfer arnouDt¢d to £13295 (2022: £13J31). Page 15

The Queen Victoria Clergy Fund NOTES TO THE FINANCIAL STATEMENTS (continued) For the year ended 30 June 2023 io STATEMENT OF FINANCIAL AcrivtTIFS FOR THE YEAR ENDED 30 JUNE 2022 UnTestricted Funds Endowment Funds TotAI Ineome from". Income on investments Interest on dep051t 119.267 16 13,772 133.039 16 Totsl incorne 119.283 13.772 133,055 EipeDditure on: Charitable activities 175.897 441 176.338 Totsl eX￿￿llUTe 175.897 441 176,338 Net (expenditure) / income kfore tra￿rtIS and 8aitts (56.614) 13.331 143383 Transfers benveen fill￿S 13J31 (13,331) Nct (cxpendittuev iThcome after traLsfeTs and b¢for¢ gains (43,383) (43.283) Other E•lns and 10$5es R¢alised gains on the di5POsal of invesnnents Unrealised gains on market value of investsnents (336.542) (38,862) (375,404 Net movements ID funds (378,941) {38.862} (417,803) Total fiuNls broughi forW￿d 4,617.681 522.047 5,139,728 Total Cunds urrled forward 4.238.740 483,185 4,721,925 Poge J6

The Queen Victoria Clergy Fund NOTES TO THE FINANCIAL STATEMENTS (Continued) For the y¢ar ended 30 June 2023 Totsl 2023 Total 2022 Direct Costs Grants payable 16&441 165.ml Support C•5ts Management f¢¢ Audit fees Legal and professional fees 000 3.742 (2J49) 1,166 3,342 (1,048) 603 176,338 12 GRATraS PAYABLE 2(123 2022 The amount p4yabl¢ in the ye•r ¢0m￿l￿. SUpF￿rt to ¢l¢rgy" 43 grdDts (2022: 42) ¢0 dioceses (see below) 5 grants (2022.. 5) to Incumbents Sustentation Funds 165.1100 441 165,(M)O 441 165.441 165.441 Page 17

The Queen Victoria Clergy Fund NOTES TO THE FtNANCIAL STATEMENTS (continud) For the year ended 30 June 2023 13 SUMMARY OF BLOCK GRANTS TO DJIKFSES 21123 2022 Bath and We115 Birniingham Blackl)urn Brisiol Canierbury CaTlisle Channel 151and5 Chelrnsford Chester Chichester Coventy Derby Durham Ely Europe Exeter Olou¢¢sr Guildford Hereford Leicester Li¢hfi¢ld L1￿coln Liverpool London Manchester Newca￿le Norwich Oxford Pelerborough Port5Tnouth Rochesr St Albatks St Edmwidsbwy & Ipswich Salisbury ShetYLeld Sodor and Man Southwark Southwell TNro West Yot*shire & The Dales WinChe￿¢r Worre51cr York 3.548 5,854 5.976 2.465 2.320 2246 651 5,972 5276 5,540 2571 2,988 5283 2.641 2200 3J15 1,792 2,508 1539 2.191 6.LK13 4,442 6.057 8,185 8,878 3.466 3.588 5227 2.681 2.519 3.348 3.455 2.026 2.479 5.105 253 4.722 3.589 1,846 9.119 2,824 .793 6,459 3,504 5,891 5.939 2.431 2,950 2.284 5.876 5.241 5.519 2.571 2,968 5,286 2.677 2.2(M) 3,328 1.779 2,532 2.211 6.035 4,412 6,095 8,104 8.824 3,444 3,671 5.190 2,081 2,502 3,377 3.502 2,065 2,497 5,182 251 4,688 3.565 1.941 9.132 2,786 1,834 6,435 T￿al 165.0 165,000 Page 18

The Queen Victoria Clergy Fund NOTES TO THE FINANCIAL STATEME￿ (c(mtinued) For the year ended 30 June 2023 14 AUD￿oRs REMUNERATION 2023 2022 Fees paydble for the a￿11 of the financial statements 3.742 3.342 Untethi¢*d ED&)wment Funds To¢•1 Fwnds 15 ANALYSIS OF NEf ASSEfs BEfwEEN Inves¢Jnents 4.120.088 11021x1 (13.831) 493,229 4.013J17 iioJiJo (13031) Currettt liabilities Net 8weis 4130 June 2023 4216.457 493229 4,709,686 UnT¢stri¢t¢d Endowm¢DI Total Funds Jnv<stsnettts 4.108.185 135.027 (4.472) 483,185 S91 J70 135,027 (1472) CurreD¢ liabiliti¢5 Net assets at 30 2022 4238.740 483.185 4.721,925 16 COUNCIL'S REMUNERATION, EXPENSES AND REiATED PARTY TRANSACTIONS The council members all give their time and expertise freely without any fonn of T￿l￿￿ration or other bettefit in c&sb or kitid (2022.. £nil). Durin8 the yeaT ended 30 June 2023 £nil exp¢Ds¢s wer¢ itnbuThed to members of the Council (2022.. £nil expenses were reimbursed to members of tbe Courycil). During the year a gtant was paid kn Guildford diocese of £2.568 (2022: £2J32)- Council rn¢mb Canon Peter BDJinvels is a tn￿let of Guildford Diocesan Board of Financ¢. Grants were Jlso paid duritig the yeat to Si Edmulldsbury andlpswicb diocese of £2.026 (2022: £2,065)-Council member Anthony AIlw￿l is a tsvstee of St Edmut)dsbury and Ipswich Diocesan Board of Finance, £2.200 {2022.. £2,200) to Dioce¥¢ of Eury- C4)un¢il member Mary Talbot is a tnLStee and £1,846 (2022: £1.941) to Diocesan of Tturo - C(YJD¢iI tnernber CaDon Robert P¢ry 15 4 trust¢e. There were 17 STAFF The Charity does not have any yloyees {2022.. NID. Poge 19

The Queen Victoria Clergy Fund NOTES TO THE FtNANCIAL STATEMENTS (¢ontinued) For the year end¢d 30 Jun¢ 2023 18 TAXATION The Queen Victoria Clergy Fund is a re8isiered charity, and as such its income and 8ains falling within Section 505 of the Income and Corporation Taxes Acl 1988 or Section 256 of Taxation of Chargeable Gains Act 1992 are exempt ftom Con￿ratiOn tax kn the extent that they are applied to its charitsble activitTes. 19 FINANCIAL tNSTRUMENTS The carrying amounts for each category of fll)aDcial instnmMt is as follows: 2(123 2022 Flnanelal ssets mesured #t falr V￿￿e through ineome txpendlture Fixd as5¢t lis1￿ inve5tm¢n15 (noie 3) 4,613J17 4,591.370 Poge 20