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2025-12-31-accounts

The Great Baddow Parochial Charities

Annual Report of the Trustees for the year ending 31st December 2025

Constitution

The Great Baddow Parochial Charities, c/o. 70 Eastwood Park, Great Baddow, Chelmsford, Essex, CM2 8HF are registered with the Charity Commission (Reg. No. 213004) and constituted by Deed of Trust. They are part of the Almshouse Association (Reg. No. 605).

Objectives

The objectives of the Charities, as laid down in the Deeds of Trust, are:

Public Benefit

The Trustees have had regard to the Charity Commission’s guidance on public benefit in carrying out the Charities’ activities during the year.

Trustees

In addition to the above a Clerk is appointed to carry administrative tasks as determined by the Trustees.

List of Trustees for the year: Mr. J. Fuller, Chair (Co-optative Trustee) Mrs A. Winder (Nominative Trustee) Mr J. Ansell (Nominative Trustee) Mrs V. Chilwell (Nominative Trustee) Vicar – Revd. P Sheldrake (Ex- officio Trustee) (retired 3[rd] June 2025)

Following the retirement of Rev. Sheldrake, and as the offices of Team Rector and Team Vicar in the parish of Great Baddow remained in vacancy throughout the rest of 2025, the Charities continued to operate without the ex-officio Trustee.

The Clerk is Dr. W. N. McLean and can be contacted at the Charities’ address as above.

During the year 2025:

The Trustees met on four occasions for the routine administration of the Charities’ business, including the upkeep of ten almshouses. Charitable donations, derived from interest on investments, were made to representatives of the churches of Great Baddow and Galleywood for the Relief of the Needy of the Parishes and to the Sunday Schools. Each resident of the Almshouses was presented with Christmas Gifts.

There were no vacancies at Kinghams but one arose at St Mary’s Court, following the sad passing of a resident, the cottage remaining empty at year end.

Routine maintenance was conducted at both properties during the year. Mr. Matthew Johnson, of Johnson Heritage, undertook and completed all the necessary work related to the findings of the 2022 Quinquennial Inspection at St Mary’s Court. This has brought to a successful conclusion the major works required from the Inspection at both properties.

A review of the investments took place in December. At the same meeting the Trustees agreed a budget for 2026 and an increase in maintenance contributions from almshouse residents. It was agreed that reserves should continue to be at a level of £15,000 per property in case of urgent or emergency repairs.

During the year the Trustees have agreed the final policies that the Charity Commission expects almshouse charities to have in place and those additional policies recommended by the Almshouse Association.

Jonathan Fuller, Chair of Trustees. 12[th] March 2026.

For and on behalf of the Trustees.

Independent Examiner's Report to the Trustees of Great Baddow Parochial Charities

I report to the charity trustees on my examination of the accounts of the charity for the year ended 31 December 2025, which are set out on pages 1 to 2.

Responsibilities and basis of report

As the charity's trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).

I report in respect of my examination of the charity's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.

Independent Examiner's Statement

I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:

  1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or

  2. the accounts do not accord with those records

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Jacqueline Patient FCA 146 New London Road Chelmsford Essex CM2 0AW

17 June 2026

Charity Name No (if any)
Great Baddow Parochial Charities 213004
Receipts andpayments accounts CC16a
01.01.2025
Period start date
For the period
from
31.12.2025
Period end date
To
Section A Receipts and payments Section A Receipts and payments
A1 Receipts Unrestricted
funds
to the nearest £
43,763
745
2,644
-
-
-
-
-
47,152
-
-
-
47,152
11,343
1,870
4,000
-
14,884
2,947
601
881
-
36,526
-
-
-
36,526
10,626
-
107,754
118,380
Restricted
funds
to the nearest £
-
118
-
-
-
-
-
-
118
-
-
-
118
-
-
-
-
-
-
-
115
-
115
-
-
-
115
3
-
118
121
Endowment
funds
to the nearest £
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Total funds
to the nearest £
43,763
863
2,644
-
-
-
-
-
47,270
-
-
-
47,270
11,343
1,870
4,000
-
14,884
2,947
601
996
-
36,641
-
-
-
36,641
10,629
Last year
to the nearest £
Maintenance Contributions 43,763 47,077
Investments 745 840
Interest received 2,644 3,015
Residents voluntarycontributions - -
Other - 36
- -
- -
- -
Sub total(Gross income for AR) 47,152 50,968
A2 Asset and investment sales,
(see table).
-
-
-
~~Sub total~~ - -
Total receipts
A3 Payments
50,968
Water,gas & electricity 11,343 11,488
Insurance 1,870 1,799
Clerks honorarium 4,000 4,000
Independent examination - -
Repairs & maintenance 14,884 16,053
Cyclical Maintenance 2,947 2,590
General expenses 601 666
Charitable donations 881 1,337
- -
**Sub total ** 36,526 37,933
A4 Asset and investment
purchases, (see table)
- 20,000
- -
**Sub total ** - 20,000
Total payments
Net of receipts/(payments)
A5 Transfers between funds
A6 Cash funds last year end
Cash funds this year end
57,933
10,626 3 - 10,629 - 6,965
- - - - -
107,754 118 - 107,872 114,837
118,380 121 - 118,501 107,872

1

Section B Statement of assets and liabilities at the end of the period

Categories
Signed by one or two trustees on behalf
of all the trustees
B5 Liabilities
B3 Investment assets
Details
M & G Charity Multi Asset Funds
COIF
Details
Details
10 Almshouses (insurance Valuation)
4: 63-69 (odds) Vicarage Lane
6: - 48-50 Maldon Road
B2 Other monetary assets
Details
Total cash funds
(agree balances with receipts and payments
account(s))
B4 Assets retained for the
charity’s own use
Details
Bank current account
Bank deposit account
B1 Cash funds
Signature
Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
53,866
121
64,514
-
-
-
118,380
121
OK
OK
Unrestricted
funds
Restricted
funds
to nearest £
to nearest £
-
-
-
-
-
-
-
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
Fund to which
asset belongs
Cost (optional)
-
-
-
-
-
-
-
-
-
Fund to which
liability relates
Amount due
(optional)
-
-
-
-
-
Print Name
J FULLER
A WINDER
Endowment
funds
to nearest £
-
-
-
-
OK
Endowment
funds
to nearest £
-
-
-
-
-
-
Current value
(optional)
45,000
230,701
-
-
-
Current value
(optional)
-
530,810
1,181,891
-
-
-
-
-
-
When due
(optional)
Date of
approval
J FULLER 11/06/2026
A WINDER 11/06/2026

2