**The Great Baddow Parochial Charities**
Annual Report of the Trustees for the year ending 31st December 2025
## **Constitution**
The Great Baddow Parochial Charities, c/o. 70 Eastwood Park, Great Baddow, Chelmsford, Essex, CM2 8HF are registered with the Charity Commission (Reg. No. 213004) and constituted by Deed of Trust. They are part of the Almshouse Association (Reg. No. 605).
## **Objectives**
The objectives of the Charities, as laid down in the Deeds of Trust, are:
- For the Relief of Need within the Parishes of Great Baddow and Galleywood.
- Provision of Almshouse Accommodation for elderly and needy residents.
- Assistance with funding for the provision of Sunday Schools within the Parishes of Great Baddow and Galleywood.
## **Public Benefit**
The Trustees have had regard to the Charity Commission’s guidance on public benefit in carrying out the Charities’ activities during the year.
## **Trustees**
- Three Nominative Trustees who are nominated by the Great Baddow Parish Council and serve for a period of four years.
- One Co-optative Trustee who serves for a period of five years.
- One Ex- officio Trustee, who is for the time being a Team Vicar of the Parish of Great Baddow.
In addition to the above a Clerk is appointed to carry administrative tasks as determined by the Trustees.
List of Trustees for the year: Mr. J. Fuller, Chair (Co-optative Trustee) Mrs A. Winder (Nominative Trustee) Mr J. Ansell (Nominative Trustee) Mrs V. Chilwell (Nominative Trustee) Vicar – Revd. P Sheldrake (Ex- officio Trustee) (retired 3[rd] June 2025)
Following the retirement of Rev. Sheldrake, and as the offices of Team Rector and Team Vicar in the parish of Great Baddow remained in vacancy throughout the rest of 2025, the Charities continued to operate without the ex-officio Trustee.
The Clerk is Dr. W. N. McLean and can be contacted at the Charities’ address as above.
## **During the year 2025:**
The Trustees met on four occasions for the routine administration of the Charities’ business, including the upkeep of ten almshouses. Charitable donations, derived from interest on investments, were made to representatives of the churches of Great Baddow and Galleywood for the Relief of the Needy of the Parishes and to the Sunday Schools. Each resident of the Almshouses was presented with Christmas Gifts.
There were no vacancies at Kinghams but one arose at St Mary’s Court, following the sad passing of a resident, the cottage remaining empty at year end.
Routine maintenance was conducted at both properties during the year. Mr. Matthew Johnson, of Johnson Heritage, undertook and completed all the necessary work related to the findings of the 2022 Quinquennial Inspection at St Mary’s Court. This has brought to a successful conclusion the major works required from the Inspection at both properties.
A review of the investments took place in December. At the same meeting the Trustees agreed a budget for 2026 and an increase in maintenance contributions from almshouse residents. It was agreed that reserves should continue to be at a level of £15,000 per property in case of urgent or emergency repairs.
During the year the Trustees have agreed the final policies that the Charity Commission expects almshouse charities to have in place and those additional policies recommended by the Almshouse Association.
**Jonathan Fuller, Chair of Trustees.** 12[th] March 2026.
For and on behalf of the Trustees.
## **Independent Examiner's Report to the Trustees of Great Baddow Parochial Charities**
I report to the charity trustees on my examination of the accounts of the charity for the year ended 31 December 2025, which are set out on pages 1 to 2.
## **Responsibilities and basis of report**
As the charity's trustees you are responsible for the preparation of the accounts in accordance with the requirements of the Charities Act 2011 (“the Act”).
I report in respect of my examination of the charity's accounts carried out under section 145 of the Act and in carrying out my examination I have followed all the applicable Directions given by the Charity Commission under section 145(5)(b) of the Act.
## **Independent Examiner's Statement**
I have completed my examination. I confirm that no material matters have come to my attention in connection with the examination giving me cause to believe that in any material respect:
1. accounting records were not kept in respect of the charity as required by section 130 of the Act; or
2. the accounts do not accord with those records
I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.
**Jacqueline Patient FCA** 146 New London Road Chelmsford Essex CM2 0AW
17 June 2026
|**Charity Name**|**No (if any)**||
|---|---|---|
|**Great Baddow Parochial Charities**|**213004**||
|**Receipts andpayments accounts**||**CC16a**|
|01.01.2025
Period start date
**For the period**
**from**|31.12.2025
Period end date
**To**||
|**Section A Receipts and payments**|**Section A Receipts and payments**||||||
|---|---|---|---|---|---|---|
|**A1 Receipts**|**Unrestricted**
**funds**
**to the nearest £**
**43,763**
**745**
**2,644**
**-**
**-**
**-**
**-**
**-**
**47,152**
**-**
**-**
**-**
**47,152**
**11,343**
**1,870**
**4,000**
**-**
**14,884**
**2,947**
**601**
**881**
**-**
**36,526**
**-**
**-**
**-**
**36,526**
**10,626**
**-**
**107,754**
**118,380**|**Restricted**
**funds**
**to the nearest £**
**-**
**118**
**-**
**-**
**-**
**-**
**-**
**-**
**118**
**-**
**-**
**-**
**118**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**115**
**-**
**115**
**-**
**-**
**-**
**115**
**3**
**-**
**118**
**121**|**Endowment**
**funds**
**to the nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**|**Total funds**
**to the nearest £**
**43,763**
**863**
**2,644**
**-**
**-**
**-**
**-**
**-**
**47,270**
**-**
**-**
**-**
**47,270**
**11,343**
**1,870**
**4,000**
**-**
**14,884**
**2,947**
**601**
**996**
**-**
**36,641**
**-**
**-**
**-**
**36,641**
**10,629**||**Last year**
**to the nearest £**|
|Maintenance Contributions|**43,763**|||||**47,077**|
|Investments|**745**|||||**840**|
|Interest received|**2,644**|||||**3,015**|
|Residents voluntarycontributions|**-**|||||**-**|
|Other|**-**|||||**36**|
||**-**|||||**-**|
||**-**|||||**-**|
||**-**|||||**-**|
|**_Sub total_**_(Gross income for AR)_|**47,152**|||||**50,968**|
||||||||
|**A2 Asset and investment sales,**
**(see table).**|||||||
||**-**||||||
||**-**
|||||**-**|
|~~**_Sub total_**~~|**-**|||||**-**|
|**_Total receipts_ **
**A3 Payments**|||||||
|||||||**50,968**|
||||||||
|Water,gas & electricity|**11,343**|||||**11,488**|
|Insurance|**1,870**|||||**1,799**|
|Clerks honorarium|**4,000**|||||**4,000**|
|Independent examination|**-**|||||**-**|
|Repairs & maintenance|**14,884**|||||**16,053**|
|Cyclical Maintenance|**2,947**|||||**2,590**|
|General expenses|**601**|||||**666**|
|Charitable donations|**881**|||||**1,337**|
||**-**|||||**-**|
|**_Sub total_ **|**36,526**|||||**37,933**|
||||||||
|**A4 Asset and investment**
**purchases, (see table)**|||||||
||**-**|||||**20,000**|
||**-**|||||**-**|
|**_Sub total_ **|**-**|||||**20,000**|
|**_Total payments_ **
**_Net of receipts/(payments)_**
**A5 Transfers between funds**
**A6 Cash funds last year end**
**_Cash funds this year end_**|||||||
|||||||**57,933**|
||||||||
||**10,626**|**3**|**-**|**10,629**||**- 6,965**|
||**-**|**-**|**-**|**-**||**-**|
||**107,754**|**118**|**-**|**107,872**||**114,837**|
||**118,380**|**121**|**-**|**118,501**||**107,872**|
1
## **Section B Statement of assets and liabilities at the end of the period**
|**Categories**
Signed by one or two trustees on behalf
of all the trustees
**B5 Liabilities**
**B3 Investment assets**
**Details**
M & G Charity Multi Asset Funds
COIF
**Details**
**Details**
10 Almshouses (insurance Valuation)
4: 63-69 (odds) Vicarage Lane
6: - 48-50 Maldon Road
**B2 Other monetary assets**
**Details**
**_Total cash funds_**
(agree balances with receipts and payments
account(s))
**B4 Assets retained for the**
**charity’s own use**
**Details**
Bank current account
Bank deposit account
**B1 Cash funds**
Signature|**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**53,866**
**121**
**64,514**
**-**
**-**
**-**
**118,380**
**121**
OK
OK
**Unrestricted**
**funds**
**Restricted**
**funds**
**to nearest £**
**to nearest £**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**asset belongs**
**Cost (optional)**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**-**
**Fund to which**
**liability relates**
**Amount due**
**(optional)**
**-**
**-**
**-**
**-**
**-**
Print Name
**J FULLER**
**A WINDER**|**Endowment**
**funds**
**to nearest £**|
|---|---|---|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||OK|
|||**Endowment**
**funds**
**to nearest £**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**Current value**
**(optional)**|
|||**45,000**|
|||**230,701**|
|||**-**|
|||**-**|
|||**-**|
|||**Current value**
**(optional)**|
|||**-**|
|||**530,810**|
|||**1,181,891**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**-**|
|||**When due**
**(optional)**|
||||
||||
||||
||||
||||
||||
|||Date of
approval|
||**J FULLER**|**11/06/2026**|
||**A WINDER**|**11/06/2026**|
2