SAFFRON WALDEN UNITEI D CHARITIES REGISTEREI D CHARITY NUMBER 210662 FIIYANCIAL STATEMEI NTS FOR THEI YEI AR EIYDED 31 DECEMBER 2025
SAFFRON WALDEN UNITEI D CHARrrIEs FINANCIAL STATEMENTS FOR THE YEAR EI NDED 31 Dri CEMBEI R 2025 Contents Page L£gal and administrative information Trustees, report Independent Examiner's report to the Trustees Receipts and payments account Balance sheet Notes to the financial statements
SAFFRON WALDEN UNITED CHARITIEI S LEGAL AND ADMINISTRATIVE INFORMATION Trustees Saffron Walden United Chai'ities is now the Registered Charity for fLve form¢r chai'ities, which were amalgamated on 4 October 2000, nainely - Saffron Walden United Chai'ities, Lying-in-charity, Saffron Walden Benevolent Fund, Lord Howard de Walden's ch81.ity and the proceeds of the sale of Saffron Walden Nui'ses Home. The Ix)dy of Trustees. when complete, shiill conslst of ten conipetent persons being appoint¢d oi. re-appointed for a four yeai. terni by a resolutkon of the Ti'u%tees at the annual meetlllg of the trustee board. The nominated Ti'ustees, showing 1he date their office expires, ait: Mrs H Burke-scott (Chair) Mrs F Bi'ouet - Appointed 6 March 2025 Mr J Noakes Mrs M Barker Mrs M Reed Mrs G Mummery Mr D P¢rry (Vice Chair) Mrs p ferguson Mi's V Falk Mrs R Millership Mr M Vernon - Appointed 4 September 2025 Mrs J Jemiings - Appointed 4 September 2025 Mrs K E Mendes-Day - Appointed 4 JurAe 2025 Mrs C Callaghan Appointed 12 March 2026 29 July 2029 6 March 2029 Resigned I S April 2025 9 June 2026 Resigned I l Decembei 2025 Resigned 23 Apiil 2025 29 July 2025 Resigned 6 March 2025 14 December 2027 14 D¢cember 2027 4 Septemb¢i' 2029 4 Septetnber 2029 4 June 2029 12 March 2030 Y5Am731 D¢E21115]fflIIwl1
SAFFRON WALDEI N UNITED CHARITIEI S LEI GAL AND ADMINISTIiATIVE* INFORMA'I'ION (Continued) Clerk to the Trustees Mrs K J Dixon Cbarity Address Saffron Walden United Charktkes elo Community Hospital Radwinler Road Saffron Walden Essex CBII 3HY Registered Charity Number 210662 Independent Ei x&miner Sarah Elizabeth Warnei. FCCA Bentens Abbey House 51 lligh Street Saffron Walden Essex CBIO IAF Bankers Barclays Bank PIC Leicester LE87 2BB Object of eharity Pi'oviding financial assistance in cases of hai'dship £¥3F001v3j DKjtr2SW7l
SAFFRON WALDII N UNITED CHARITIES TRUSTEES, REPORT FOR THL YEAR ENDII D 31 DECEI MBER 2025 The trustees present their report and the financial statements for the year ended 31 Decembei. 2025. Constitution, objects and policies The charity's object and principal aclivity is to provide fLnancial assislance in cases of hardship foi. those persons Itving in the geogriiphie area adminislered by the former Borough Council of Saffron Walden. The Tiijstees ar¢ aware of the Public Benefit requiitment and have been made awai'e of the guidance provided by the Chai'ities Commission. The Tnislees continue to develop and maintain useful links with the statutory agencies includkng Social Workers, Health Visitors, District Council I lousing Officers, Uttlesford Citizens Advice Bureau and other local voluntary organisations involved kn community welfare. The management of Ihe charity is by the Chairman of the Tiustees acting in consultation with an emergency sub-committee of Ti'ust¢¢s for urgent decisions. Routiiic daily management and administration is delegated to the clerk who is subject to report at minuted meetings of the Trustees. The constitution slates that the Trustees should hold at least two ordirAary nieetings in each year. The Trustees met as a body on four occasions during the financial year under review, Development, activities and achievements this year The Saffi'on Walden United Charities achieved the objects of the charity by making grants and donalions totalling £24,322 dui'ing the financial ye- ending 31 Decernbei 2025. Financial Review The 8tatemerAt of financial activities shows net income for the yeaT of £13,785. Thc market value of the COIF investments decreased by £86,100 in this yeai.. The COIF invests in investments which produce capAtal growth. They have still received iiicome on a quartei'ly basis which meets the annual requiren]ents for distribution. Tl)e truslees decide on how much to distribut¢ based on the amount of income received froni the investment. Tlie Trustees consider that the level of cash reserves and investments held at the balancc sheet date are adequate foi. the charity to continue its actLVlti¢s foi the foreseeable future. Future developments The Lliarity uses the COIF investmeiits that are reviewed annually and the Trustees are Comniitted to continuing the prudent investnient policles that have opei'ated foi. a iiumbei. of years and have sei'ved the charity well. Trustecs All of the Trustees lllled on Page l other than as shown, seived thi'oughout the yeai.. The Charity has the power to appoint additional Trustees as it considers fkt to do so. The constitution regarding the appointment of ti'ustees changed on 30 November 2004 in accordance with the Ol'der made undei. section 26 of the Charitics Act dated 16 June 2004.
SAFIIRON WALDEN UNITEI D CHARITIES TRUST£1 ES, REPORT FOR THII YEI AR ENDED 31 Dli Cli MBER 2025 (Continued) Statement of Irustees, responsibilities The ti'usl¢¢s are responsible for preparing the Trustees, Annual Report aThd the flnancial statements in accordance with applicable law and United Kingdom Accountlng Standards (United Kingdom Gencrally A¢¢¢pted Accounting Practice). The law applicable to charities in England & Wales i'equires the trustees to prepare financial statements for each financial year which give a true and fair vkew of the state of the affairs of the charity and of the incoming resource5 and application of resources of the charity foi. that pei'iod. In pi'epai'ing thcs¢ financial statements, the trustees are required to.. Select suitable accounting policies and then apply them consist¢ntly> Make judgements and estimates that are reasonable and prudent,. State whether applicable accoiinting standai'ds have been followed, subject to any mal¢rial depaflures disclosed and explaiLied in the financial statements, Pi'epare th¢ financial ststements on the going concem basis unless it is inappropi'iale to presume that the charity will continue in operation. The trnstees responsible for keeping proper accounting records that disclose with reasonable accuracy at any time th¢ financial position of the chai'ity ¢ind enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of th¢ ti'ust deed. They are also responsible for safeguarding thc assets of the Charity and hence for taking i'easonable steps for the prevcntion of fi?ud and other iri'egularities. Approval This report was approved by Ihe trustees on 4 June 2026 and signed on their behalf. MR8 H BURKE-SCOTT Chairman
INDEPE¢ NDEI NT EXAMINER'S REPORT TO THE TRUSTKES OF SAFFRON WALDEI N UNITED CHARITIES I report to the Tnsstees on my examination of the accounts of the above charity Icharity No. 210662] foi. the year ended 31 December 2025. Responsibilities and basis of report As the ch<irily'S Tiwstees, you are respoiisible for the preparation of the accounts in accordance wffith the requii'ements of the Charittes Act 2011 ("the Act"). I report in respcct of my examination of the Chai'kty's accounts carried out under section 145 of the 2011 Act and An Caying out my examination, I have followed all the applicable Directions given by the Charity Commission under section 145(5){b) of the Act. Independent examiner's statement I have completed my examination. I confirn] that no material matters have come to my attention in connection with the exaini11ation which gives me cause to beli¢ve that in, any nterIaL respect: accounting i'ecords were not kept in accordance with seclion 130 of the Act or the acLounts do not accord with the accounting recoids I have no concerns and have come aci'oss no other matters in connection with the exatnination to which altention should be drawn in order to enable a prop¢r understat]ding of the accounts to b¢ reached. Sydrah Elizabeth Warner FCCA Assoeialion of Char¢ered Certified Accountant5 Bentens Abbey House 51 High Street Saffron WAlden E58ex CBIO IAF Date: 4 Jllne 2026
SAFFRON WALDKN UNITCI D CHARITIEI S RECEI IPTS AND PAYMENTS ACCOUNT FOR THf Yli AR ENDED 31 DECEMBII R 2025 Nole 2025 2024 Receipts Incorne shares - Investsnent Fund OtheL income 50,283 48,962 1,500 Total reccipts 50,283 50,462 Payments Direct charitable expenses Management and administration of the charity 24,322 43,533 12,176 10,171 Total payments (36,498) (53,704) Increase in cash 13,785 (3,242) CAsh funds l*st year end 21,658 24,900 Cash funds thi8 year end 35,443 21,658 Other recognised gains and losses Gains (losses) on investmcnt unrealised (86,100) {50,657) 1,798,698 1.748,041 39,735 61,393 1,758,963 1,820,356 Net movement of fullds Investment value brought forward Funds carried fonyard The notes oil pages 8 and 9 form part of these financial statements
SAFFRON WALDEN UNITCI D CHARITIEI S BALANCC SHEfi T AS AT 31 DECCMBER 2U25 Note 2025 2024 Fixed Asset5 Inv¢stientS 1,712,598 1,798,698 Current assets Cash at bank and in hand 35,443 21,658 Net as5els 1,748,041 1,820,356 Represented by Unrestricted funds 1,748,041 1,820,356 Approved by th¢ trustees on 4 June 2026 and signed on their behalf MRS H BURKEI -SCOTT The notes on pages 8 and 9 fom p2rt of these financial statements cknyiAkW751
SAFFRON WALDEN UNITED CHARITIKS NOTKS ACCOMPANYINC AND FORMING PART OF THE FINANCIAL STATEMEI NTS FOR THE YEI AR EINDED 31 DECEIMBER 2025 l Accounting pollcies Basis of finaiicial statements The financial statements have been prepared under the hisloi'ieal cost convention and include the i'esults of the charity's operations which are described in the Trustees, Repoit and all of which are conlinuing, The financial statements have been prepared in coinpliance with th¢ Charities Act 2011. the Charity (Accounts and Repoils) Regulations 2008 b Income Incoine resources are donations along with interest atkd dividends from C.O.I,F. Investmeiits Investments are stated at market value. this is based on the bid price for listed investTnents. Realised and unrealised gains and losses on investments are deall with in the receipts and paymeiits account. Investm¢nt income plus associated tax recoverable is ciEdited to in¢oine on a receipts basis. 2 Income from shares - Charities Official Invejtment Fund 2025 2024 86592.89 2042.18 shares - United Charities shal'es - Uniled Charities 49,124 1,159 50,283 47,834 1,128 48,962 3 Direct eharitable expenditure 2025 2024 Grants Donations Aldi voucliers 22,822 500 43,533 1,000 24,322 43,533
SAFFRON WALDEN UNrrci D CHARITIEI S NOTII S ACCOMPANYING AND FORMING PART OF THE FINANCIAL STATEMEI NTS FOR THE YEAR EINDEID 31 DECEMBEI R 2025 4 ManAgemenl and administration expenditurc 2025 2024 Postage, slationery and telephone Clerk's salary Clerk's exiting fee Independent examination Room hii'e Laptop Miscellaneous expenses 729 10,000 426 8,875 200 480 200 480 100 710 57 12,176 90 10,171 Thei'e was on¢ ¢mploy¢e during the year. 5 Investments - Shares in COIF Charilies Investment Fund Inc Mark¢t Value 2025 2024 At l January Disposal proceeds Net gains (losscs) OAI investments At 31 December 1,798,698 1,758,963 (86,100) 1,712,598 39,735 1,798,698 6 Cash at bank 2025 2024 Barclays current account 35,443 21,658 21,658 ckAFsSAP(dU731