SAFFRON WALDEN UNITEI D CHARITIES REGISTEREI D CHARITY NUMBER 210662 FIIYANCIAL STATEMEI NTS FOR THEI YEI AR EIYDED 31 DECEMBER 2025 SAFFRON WALDEN UNITEI D CHARrrIEs FINANCIAL STATEMENTS FOR THE YEAR EI NDED 31 Dri CEMBEI R 2025 Contents Page L£gal and administrative information Trustees, report Independent Examiner's report to the Trustees Receipts and payments account Balance sheet Notes to the financial statements SAFFRON WALDEN UNITED CHARITIEI S LEGAL AND ADMINISTRATIVE INFORMATION Trustees Saffron Walden United Chai'ities is now the Registered Charity for fLve form¢r chai'ities, which were amalgamated on 4 October 2000, nainely - Saffron Walden United Chai'ities, Lying-in-charity, Saffron Walden Benevolent Fund, Lord Howard de Walden's ch81.ity and the proceeds of the sale of Saffron Walden Nui'ses Home. The Ix)dy of Trustees. when complete, shiill conslst of ten conipetent persons being appoint¢d oi. re-appointed for a four yeai. terni by a resolutkon of the Ti'u%tees at the annual meetlllg of the trustee board. The nominated Ti'ustees, showing 1he date their office expires, ait: Mrs H Burke-scott (Chair) Mrs F Bi'ouet - Appointed 6 March 2025 Mr J Noakes Mrs M Barker Mrs M Reed Mrs G Mummery Mr D P¢rry (Vice Chair) Mrs p ferguson Mi's V Falk Mrs R Millership Mr M Vernon - Appointed 4 September 2025 Mrs J Jemiings - Appointed 4 September 2025 Mrs K E Mendes-Day - Appointed 4 JurAe 2025 Mrs C Callaghan Appointed 12 March 2026 29 July 2029 6 March 2029 Resigned I S April 2025 9 June 2026 Resigned I l Decembei 2025 Resigned 23 Apiil 2025 29 July 2025 Resigned 6 March 2025 14 December 2027 14 D¢cember 2027 4 Septemb¢i' 2029 4 Septetnber 2029 4 June 2029 12 March 2030 Y5Am￿731 D¢E21115￿]fflIIwl1 SAFFRON WALDEI N UNITED CHARITIEI S LEI GAL AND ADMINISTIiATIVE* INFORMA'I'ION (Continued) Clerk to the Trustees Mrs K J Dixon Cbarity Address Saffron Walden United Charktkes elo Community Hospital Radwinler Road Saffron Walden Essex CBII 3HY Registered Charity Number 210662 Independent Ei x&miner Sarah Elizabeth Warnei. FCCA Bentens Abbey House 51 lligh Street Saffron Walden Essex CBIO IAF Bankers Barclays Bank PIC Leicester LE87 2BB Object of eharity Pi'oviding financial assistance in cases of hai'dship £￿¥3￿F001v3j DKjtr2SW￿7￿l SAFFRON WALDII N UNITED CHARITIES TRUSTEES, REPORT FOR THL YEAR ENDII D 31 DECEI MBER 2025 The trustees present their report and the financial statements for the year ended 31 Decembei. 2025. Constitution, objects and policies The charity's object and principal aclivity is to provide fLnancial assislance in cases of hardship foi. those persons Itving in the geogriiphie area adminislered by the former Borough Council of Saffron Walden. The Tiijstees ar¢ aware of the Public Benefit requiitment and have been made awai'e of the guidance provided by the Chai'ities Commission. The Tnislees continue to develop and maintain useful links with the statutory agencies includkng Social Workers, Health Visitors, District Council I lousing Officers, Uttlesford Citizens Advice Bureau and other local voluntary organisations involved kn community welfare. The management of Ihe charity is by the Chairman of the Tiustees acting in consultation with an emergency sub-committee of Ti'ust¢¢s for urgent decisions. Routiiic daily management and administration is delegated to the clerk who is subject to report at minuted meetings of the Trustees. The constitution slates that the Trustees should hold at least two ordirAary nieetings in each year. The Trustees met as a body on four occasions during the financial year under review, Development, activities and achievements this year The Saffi'on Walden United Charities achieved the objects of the charity by making grants and donalions totalling £24,322 dui'ing the financial ye￿- ending 31 Decernbei 2025. Financial Review The 8tatemerAt of financial activities shows net income for the yeaT of £13,785. Thc market value of the COIF investments decreased by £86,100 in this yeai.. The COIF invests in investments which produce capAtal growth. They have still received iiicome on a quartei'ly basis which meets the annual requiren]ents for distribution. Tl)e truslees decide on how much to distribut¢ based on the amount of income received froni the investment. Tlie Trustees consider that the level of cash reserves and investments held at the balancc sheet date are adequate foi. the charity to continue its actLVlti¢s foi the foreseeable future. Future developments The Lliarity uses the COIF investmeiits that are reviewed annually and the Trustees are Comniitted to continuing the prudent investnient policles that have opei'ated foi. a iiumbei. of years and have sei'ved the charity well. Trustecs All of the Trustees ll￿lled on Page l other than as shown, seived thi'oughout the yeai.. The Charity has the power to appoint additional Trustees as it considers fkt to do so. The constitution regarding the appointment of ti'ustees changed on 30 November 2004 in accordance with the Ol'der made undei. section 26 of the Charitics Act dated 16 June 2004. SAFIIRON WALDEN UNITEI D CHARITIES TRUST£1 ES, REPORT FOR THII YEI AR ENDED 31 Dli Cli MBER 2025 (Continued) Statement of Irustees, responsibilities The ti'usl¢¢s are responsible for preparing the Trustees, Annual Report aThd the flnancial statements in accordance with applicable law and United Kingdom Accountlng Standards (United Kingdom Gencrally A¢¢¢pted Accounting Practice). The law applicable to charities in England & Wales i'equires the trustees to prepare financial statements for each financial year which give a true and fair vkew of the state of the affairs of the charity and of the incoming resource5 and application of resources of the charity foi. that pei'iod. In pi'epai'ing thcs¢ financial statements, the trustees are required to.. Select suitable accounting policies and then apply them consist¢ntly> Make judgements and estimates that are reasonable and prudent,. State whether applicable accoiinting standai'ds have been followed, subject to any mal¢rial depaflures disclosed and explaiLied in the financial statements, Pi'epare th¢ financial ststements on the going concem basis unless it is inappropi'iale to presume that the charity will continue in operation. The trnstees ￿ responsible for keeping proper accounting records that disclose with reasonable accuracy at any time th¢ financial position of the chai'ity ¢ind enable them to ensure that the financial statements comply with the Charities Act 2011, the Charity (Accounts and Reports) Regulations 2008 and the provisions of th¢ ti'ust deed. They are also responsible for safeguarding thc assets of the Charity and hence for taking i'easonable steps for the prevcntion of fi?ud and other iri'egularities. Approval This report was approved by Ihe trustees on 4 June 2026 and signed on their behalf. MR8 H BURKE-SCOTT Chairman INDEPE¢ NDEI NT EXAMINER'S REPORT TO THE TRUSTKES OF SAFFRON WALDEI N UNITED CHARITIES I report to the Tnsstees on my examination of the accounts of the above charity Icharity No. 210662] foi. the year ended 31 December 2025. Responsibilities and basis of report As the ch