THE CRAYFORD ECCLESIASTICAL CHARrrtES TRUSTEES REPORT AND AccouNrs FOR THE YEAR ENDED 31ST DECEMBER 2025 Including., AKNIE PIM ALMSHOUSE CHARITY EDWARD RUSSELL STONEHAM THEODORE PIM ALMSHOUSE AUGMENTATION CHARITY REGISTRATION NUMBER 208966 Bank: CAF Bank Ltd 25 Kings Hill Avenue Kings Hill West Malling Kent ME19 4JQ Independent Examiner: Finsbury Robinson Ltd 237 Westcombe Hill London SE3 7DW
INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF THE CRAYFORD ECCLESIASTICAL CHARrfIES FOR THE YEAR ENDED 31 DECEMBER 2025 I rep)rt to the tharlty trustees on my examination of the accounts for the year ended 31 Decemkr 2025. Responslbllltles and Basis of Rert The charity's trustees are responsible for the preparatlon of the accounts. The charws trustees consider that an audit is not requlred for this year under section 144(2) of the Charities Act 2011 (the 2011 Act) or under Regulation 10(I)(d) of the Charities Accounts (Scotland) Regulations 2006 (the 2006 Accounts Regulations) and that an indeFEndent examination Is needed. It Is my reswr6lblllty to: examine the accounts under section 145 of the Charities Act 2011 to follow the prOdureS laid down in the general Directions given by the Charity ComMi10n under sectlon 145(5)(b) of the 2011 Act; to state whether particular matters have come to my attention. Independent Examlnerfs Statement I have completed my examinatlon. I confimi that no matters have come to my attention in connection with the examlnauon givlrrfJ me cause to bele. (l) whkh glves me reasonable cause to beIve that in any materlal pect d requirements.. to keep accounttng records In accordan wth sectton 130 of the 2011 Att; and to prepare accounts which accord with the accounting record5 and to comply with the ac£ountit¥J requlrements of the A(t have not been met; or (2} to whlch, In my opinton, attention th)uld te drnwn In order to enable a proper understanding of the accounts to be reached. I have no COnrr6 a1 have come acrc6s no other matters in connection with the examinatlon to which attention should be drawn In thls report In order to erble a prOr understanding of the accounts to be reached. Gemma Fcgarty 3rd July 2026 237 Westcombe Hlll LorKbn SE3 7DW
THE CRAYFORD ECCLESIAsfIG4L CHARTfIES REGN 208966 Tr hey rEnd The Annle Pim Trust comprlses three self-contsined slngle fioor cottages known as the almshou, and one house. The prcperties are situated in Iron Mill Lane, Crayford, Kent DAI 4RN, lic Be The trust deed dated IP December 1910 promdes 'almshouses for the aged and deserving poor being members of the Established Churth of England and reslding in the said Parish of Saint Paulinus, Crayford and the adjoinlng Parish of BeXIe,. The twstees let the house at a market rent, the surplus from which is used to pay for the upkeep of the almshouses. Liverniores Estate Agents manage the properties on a day-to4ay basis ft)r the trustees. In 2020 the chimneys were made safe and the roots to the almshouw and house were replaced, the exterfor renderlng was refurbished together with the rainwater goods at a total cost of £83,694. The house no.7 was redecorated with some reft4rblshment costing £25,433.50. In 2021 no.9 was refurbished at a cost of £25,615. The Theodore Pim Almshou Augmentstion fund was established to assist with the upkeep of the Annie Pim almshouses. The Edward Russell Stoneham endowment fijnd was established for the assistan of any respectable parishioner being a member of the Church of England, on account of ill heatth or misfortune. The Emergency Repalr Fund is an investment with the Charities Offlclal Investment Fund (COIF) for fvtU repairs and there Is a cycllcal maintenan fijnd for routine repairs. Amounts transferred into these reseNes were in line with the recommendations of the National Almshouse Association. The trust deed states that the trustees should be the Incumbent of St Paulinus Church, craord and Its Church Wardens with dlscretion to appoint others for their expertise. The trustees serving in 2025 were Rev Paul Prenuce (Chair), David Day Church Warden (appointsd 2017 for hls expertise), Ruth Lambourn (Church Warden appointed 2025)) Co-opted to the committee: Mrs Carol Demuth (Honorary Treasurer) The trustees are requir&J under the CharitJes Att 2011 to prepare financlal statements for each financial year whlch give a true and fair view of the charity's financlal activitles during the year and of Its financial position at the end of the year. In preparing financial statements givlng a true and fair view, the trusts should follow best practi and: (a) (b) (c) Select suitable accounting wlicies and apply them consistently. Make suitable judgements and estimates that are reasonable and prudent. State whether applicable accounting stsndards of recommended prattl have been followed, 5ubjett to any departures disclosed and explained in the financial statements. Prepare the financial statements on a going concem basis unless it Is Inappropriate to presume that the charity will continue in operatlon. (d) The trust are responsible for keeplng accounting records, which enable them to disclose with reasonable accuracy the financial position of the charity, and for ensuring that they comply wkth applicable law and regulations. They are also responsible for safeguarding the assets of the charity and for tsking reasonable steps for the preventlon and detection of fraud and other irregularfties.
Cvayford Eccleslasikal CharlU•s (Indydlrtg Annle Pim Almsh•us• and ER Stsnth•m) Statem•nt of Assets and Uabllltl•s a• at 31st Dec•mb•r 2025 Pr0perUes InveStrTrts knnle 2.rTh.o) 6,225.CQ 2,811.lJl 27,666.58 2,068.C 6.225.OJ 2,811. 21,879.17 11297.B5 44281.02 Investments R1 Stoneham Investsnents Charlths Offthl Investm nd (COIF) Envesfftnts Charlues OffJal Investsnent Fund (COIF) AcoJmuL3Uon Unts 80294.54 at bank.. Current BalanTr at bank.. Deposfc Managlng Agent Debtor NET CURRENT ASSErs 7.022.77 54,373.72 5.734.09 63,153.17 68 887.26 £ 113 168.28 É 144 366.23 Annie Pim Endcwnert Fund: jI Tye Hm EThJ¢yrynt fund: Yesirlc ER Stonets3m En(knyment Fund.. restrkbj Cyclkal maIntenan Fund: deskjnated EXtradInary Repalr FuThJ: 9ftated ACCUMUL4TED GENEKAL RESERVES 6,225.C¥) 2AII.(KI 27A66.58 4123.96 6,225. 2,811.Q) 21,879.17 11297.85 7.26 £ 113 168.28 £ 144 366.23 Paul Pmt
Crayford Ecdesiastiol Charities (Includlng Annle Pim Almslwuse and ER Stoneham) Charlty Registratlon 208966 Statement of Financial Actlvttles For the Year Ended 31st December 2025 Fu ProrErty income Investment incijme Interest receiv& Other Inccme 37,625.(M) 34,050.(MJ 1,223.92 2,239.98 2,879.49 1,256.93 2 201.91 3,458.84 TOTAL INCOMING RESOURCES 40 393.39 Management expenses Repalrs & Maintenance-rouune Repairs & Mairtenan-n0n routtne TOTAL EXPENDrruRE 7,001.00 3,111.(Xl 12,860.75 7,781.98 10 112. 20 642.73 MIN UTG 30,971.84 19,750.66 TRANSFER TO FUNDS Extraordlnary Repalr Fund Less: ERF traferred from General (30,000.IXI) (2,680.00) Cydlcal Malntenance Fund Less: Cydical Mtce transferr&J from General 5 787,41 {5,787.41} (4,239.75) MOVEME IN FUNDS (4,815.57) 12,830.91 GENERAL FUNDS BROUGFrr FORWARD 56 056.35 GENERAL FUNDS G4RIUED FORWARD £ 64 071.69 £ 68 887.26
Crayford Ecclesiastical Charities Charlty Registration 208966 AccouNfING POUCIES 1.1 These finanaal statements have been prepared under the historical cost convention and indude the result of the chariWs operations, which are described in the Trustees, Rep)rt, as in prevlous year5. The financial statements are prepared on a receipts and payments basis as in previous years whlch is an Option where the income is less than £250,0(K). Tanglble fixed assets for use by the charity. The original cost of the properties is not known and no value 15 attributed thereto. The Insurance value is £1,022,282. All tangible fixed assets are held to benefit the charivs benefiaaries. The income from rents and investments a shown gros5. Income from the permanent endowments has been received in the period as stated in the accounts. 1.4 VAT is not recoverable by the charity and as such is included in the relevant costs in the ststement of nanCIal Activities. The charfty does not pay tax as it does not trade. Management and administration expenditure includes all expenditure not directly related to the charitsble activlty. Thls Includes costs of a managing agent, and independent examiner. r: ANNIE WM The orfginal cost is not known and the value at 315t December 1991 has been attrrbuted as base cost. BASE Cosr At the beginning and end of year MARK VALUE at 31st cmber 2025 412.58 COIF Income share5 @ £19.3219 (2024 £20.2933) 7a97 82 The above investment Is In the name of Annie Pim and is a Pemianent Endowment Fund, whose Income may be used by the charlty. ED IN rir: THE PIM ALM NTF The original cost is not kn¢)wn and the value at 31# Dmber 1991 has been attributed as base cost. BASE Cosr At the beglnning and end of year MARK VALUE at 31sr Dmber 2025 1,242 COIF Income Shares @£19.3219 (2024 £20.2933) 12 97.80 The above investment is in the name of Theodore Pim AEmshouse Upkeep and is a Permanent EndowmenL the income from which is used, each year for repairs to the almshouses. J. 54 The original cost is not known and the value at 31 December 1991 has been attributed as base cost in keeping with the above. BASE cosr At the beginning and end of year MARKEf VALUE at 31" December 2025 561 COIF Income Shares @ £19.3219 (2024 £20.2933) 1 W2 The above investrnent is in the name of ER Stoneham and is a Pemianent ErKlowment Fund, the income from which may be used by the charfty.
FER1YIPOME The prrrftÈ% Ortye reerthl attommcthkn by w ofthw th(4tsesarKt¢e Ful nES nDVa¢8es duri year. Re5idErbl No 7 thOuSea)Itrfhl 9.11,13 I8.(0 le),(y) 37 125.ro 37 INV[14 IPK sFwre5 In Charw (hyal Inve5trn•lt Fw Hm. dKideThts rec £0Th725 m. dwwjends re£w%£d C03056n6 Edward Rwll dmdwkls rffdved CO35 25 2024 227.92 318.27 l256.93 1.242.50 959.41 309.91 L.223.92 1,336.23 )3.75 IW4AGENENTETrEN 20Z5 lrFJr4e Vree care Cost of oJrden Indtha repkng afterfrt 55)fe Ec&Tng I51.25 I15.10 6,14150 584.Ll) 957.(¥J 3,612.L¥) 275.D) 3,268. 267.trj 420.) thar¥s 420.flj 12 The ERF is invasted in COIF Char• Invmtrnt FurtiOn units. Thilii a term InVert0 rneotc•Jts ofrw iywt$4nd imwty•mtt)ts intheJbJTrJ. ct4tattsgnInll ulyoor Addfoon5 tolun 45.7866 117.6382 11.297.85 30,000. 22611 8,413.72 2.ts80.OD 204.73 rdn¥ethd Ilntwe 180.6340 41A23.9S 11,ts7.86 larkatvrduo Atwinnlrvady 11.gJS.31 30,000.00 Z26.11 347.08 5.714 71 2,6W.00 204 7$ 413.21 9.01188 IrKTe489 dLitsi19tdtXkOcm relnwAtedAntsrnst IrKwge In MaValUe Mw•t Yalwj atywwd 163.8 255.5345 tstylkd tytranf•rolgerral res¥t0 rne matne1 (rixrrinu hArvaLI Jth48 ln•1¢y •xt6mal dectyations, repairs and renthY&8. 2024 17.639.42 (XF ¢1[u•5 Dep)slt FU Addthi• Ints 21,879.11 4,826.00 9.41 3,33e.I 9037S S.787.41 4.23B.75 £21,879.17 E19.1YJ fJA177m Cycllc•l T(tsl R•y•ltFun 11.297 35 228.11 Ywrv• BroughlloThYard Addittw$ Intsi44vdl%4dwdA rrtj lhdrth Trnnsf4rs 11.1ts400 1.256.93 {1.2509$1 21.t7# 17 959.41 60.•J7.26 113,168.2a 2.442.45 26.755.50 30.012 43 4 B26.00 27 866.58 30 LW.00 41 S23.96 11 104.OD 84 071 89 144 386.23