REGisfERED CHARITY 202655 TRUSTEES, ANNUAL REPORT FOR 2025 The regSstered name of the Charity Is The Prestbury Charty but the Scheme states thatthe Charity is known locally as The Prestbury United Charities {PUC). The Registered Address is that of the Clerk: 34 Desert Orchld Road. Prestbury, Chehenham. Gloucestershire GL52 5FD The Governing Document isthe Scheme of the Charity Commissioners dated 10th April 1991 th together with a scheme issued on 4th August 2010, and a further scheme issued 10 December 2019. The Persons Le8ally Responsible durlng the year were the Trustees, namely: Cathy Hunt, nominated IPPCI. Chalr Wendy Price, co-opted Resigned January 2025 Kate Bishop, nominated IPPC). Vice-chair Martyn Hansen, nomlnated IPPCI Nicholas Roach. co-opted o Resigned March 2025 Claire Morris, co-opted Stan Smith. nominated ICBCI John Payne, COpted David Miller, co-opted o Appointed March 2025 Llnda Norris, co-opted o Appointed July 2025 Reverend Nicholas Bromfield. ex officio The Councils of Prestbury Parish13) and Cheltenham Borou8h111 have powers to nominate the number of Trustees indicated. The Charity'5 Maln Agents are as follows: Bankets.. HSBC, 2 The Promenade, Cheltenham. Gloucestershire, GL50 ILS Independent Examiner.. John S White, Tudor Cottage. 2 High Street. Prestbury, Cheltenham, GL52 3A5 The Scheme contains the following Re5trirtions: The Charity's area of benefit is the p05tal code areas of GL50. GL51. GL52. and GL53 wlth preference retained for those living firstly in Prestbury and secondly in Swindon Village or Southam. The Prestbyry United Charitie5 Trusteeg Annual Report for 2025
In applying the income of PUC, the Trustees shall not commit themselves to repeat or renew the relief granted on any occasion in any case; the Charity shall not apply income directly to relieve public funds. £11,001 Iwhich has been invested) is ststed by the Scheme to be permanent endowment. The Prestbury United Charities is normally administered by nine trustees and a clerk who works on a self-employed basis, being remunerated for hour5 worked. It has no paid employees. The income of the charity Is made up of dividends and interest on investments. In 2025 the total income received was £31.080.57 The Prestbury United Charities uses the income from investments to meet the needs of applicants whom the trustees consider are eligible for a55lStance. Durin8 2025 the PUC approved 7 applications from individuals or organisation5 whose fulfilment cost £1,877.¢XI. The PUC does not provide monetary grants but typically sources household furniture or electrical appliances that applicants cannot afford. In 2021 the PUC established a partnership with the Cheltenham office of the P3 charity to extend relief to those In need in its area of benefit. P3 helps persons who are homeless or have recently been found accommodation and need basic household items. As at the last meetin8 of trustees In October 2025, the P3 Charity had approved 12 applications during the year and spent £2,649.26 In thelr fulfilment. There was a balance of cumulative grant monies awarded to P3 of £246.21 at that time. The trustees 8ranted further funds to P3 of £5,000.00 to administer on the same application basis as the PUC but with a maximum indlvidual grant limlt of £5IXI.IXI. Since 2021, the PUC has awarded P3 grants totalling £25.OtXI.00. In addltlon. grants amounting to £4,0(XI.00 were made to the Cheltenham Foodbank and £1,000.00 to Ridin8 For The Disabled. In total, grants of £11,877.00 were made during 2025 by the PUC. Drferhead5 for the year were £3,292.29. In 2025 the total expenditure was £15,169.29. In 2025 there was a surplus of income over expenditure of £15.911.28. That contrasts with a surplus of 7.778.38 In 2024.. £3,354.01 in 2023,. a deficit of1£1,344.951 in 2022: and a deficit of1£9,163.531 in 2021. In reviewing the outcomes for the financial year, trustees noted that the number of individual applications that the charity had been able to support had halved since 2022. The PUC responds to applicants who apply to the charty for help but. ccpincidentally, the P3 Charity had a150 experienced a similar decline in the number of applicants it dealt with. p3 has caseworkers who are pro-active in dealing with homeless and recently re-housed individuals and families. But. they reported that whilst there was no decline in the numbers of people in need. the acute shortage of social housing in the Cheltenham area meant that there were fewer people being offered housing or being re-housed. The PStbUry United Charities Trustees. Annual Rep)rt for 2025
Trustees have sought to Increase awareness of the assistance that the tharity is able to offer by posting awareness posters in many locations and by directly contacting the agencies (such as Gloucestershire Social servis) that are able to refer and support applicants to the charity. The flnancial policies followed by the PUC during the year were: Trustee5 shall Ènsure that investments comply with the Trustee Act 20 {or any later version), and that- l .1 The aim of the Trustees is to protect the value of the investments against inflation. 1.2 The Trustees take "proper advice. when investing. This advice Is to be given by a Stockbroker or other suitsbly qualified flnanoal advisor and the Trustees must ensure that: 1.2.1 There is a proper diversification of investments. and. 1.2.2 The Investments are suitable to meet the needs of the Chartty, and, 1.2.3 The rlsk is acceptable. Cathy Hunt Chair of Trustees Date The Prestbury United Charitles Trustees, Annual Rewrt for 2025
THE PRESTBURY UNITED CHARITIES PRESTBURY, CHELTENHAM REGISTERED CHARITY 202655 Statement Of Financial Activities ForTh8 Y88r to 31 ¥ December 2025
Prestburyunited Charits Yearto 3111212025 Pre5tbury Unlted Charftks Statement of Rnanclal Actlvtties for the Year to 31 December 2025 2D25 Tot 202a a124 Itwe$trnent lrydonatk)ns Total Incomln8 It•souYt 31,W57 o. 34CW.57 28,997.10 27.15817 0.00 27.158.87 28397.10 O¥erh¢ads Grants Investments Total R8scwJr¢•s us•d 3292.29 iL8n.i¥) 3,759.40 17.459.32 30.1))J.( 51.218.n 3.n5.04 20.079.82 15.16929 Surp ID41) of Incarn•Obr Exp¥¢Htsr• 23WA.86 15.911.28 .U221.62 3.354.01 (Decrease}n£aSt In Investmentvahjaiion 37MI&) 42a37.414 20,763.19 Totsi fvnds brghtford 7CQ,82124 680,705.42 rotsi Funds Crthd Fmyd 656.588.22 754,563.42 L24 ,705.42
Prestbury United Charities Balance Sheet Year to 3111212025 Prestbury United Charities Balance Sheet for the Year to 31 December 2025 The assets and liabilities of the charity.. Notes 2025 2024 2023 FlxedAssets Investments 707.358.48 669.527.58 627,190.14 CurrentAssets Cash at bank 47.204.94 31.293.66 53,515.28 Net Assets 754 563.42 71x1 821.24 680 705.42 The funds ofthe charlty.. Unrestrfrted Incorn• Funds 754 563.42 7rKI 821.24 680,705.42 Approved by th• trust•es Date 3131 Chalr of the trust Namè C Slgnature
Prestbury United Charities Notes to the accounts Yearto 31/12/2025 Prestbury United Charities Notes to the accounts for the Year to 31 Deomber 2025 Accountln8 polkles Basts of preparath)n of the ac¢i)unts The financial ststements have been prEpared underthe historical cost convÈntknn. The accounts have been prepared In accordance with.. the Flnanclal Reporting Standard appllcable in the Unlted Klngdom and Republlc of IrelaTrd Charlties SORP FRS 102 the Charit$ Att 2011 Funds ttructure pollcv The charity malntsins a general vnrestrftted fvnd whkh reprèsents fvnds that are expendable at the d15tretbtsn of the trustees In furtherance of the objettives of the charlty. The Object of the charlty belng thè rellef of those In need In the Pre5tb¢Jry area Includin8 Post Codes GL50. GL51, GL52 and GL53. Analysls of UK lTr¥wtm•J¥ts 2025 2024 2023 CCLA COIF M&G CharlhJnd M&G Charlbond 320.485.19 386,873.29 336,597.45 279,773.26 53.156.87 669,527.58 299.427.31 272,664.92 55,097.91 627,190.14 707,358.48
CHARITY COMMISSION FOR ENGLAND AND WALES Independent examiner's report on the accounts Section A Independent Examinerfs Report Rèport to th8 truste8S The Prestbury Charity (also known as.. The Prestbury United Charrties) On accounts for the year ended 31st Dècember 2025 Charlty no {if any) 202655 Set out on pages I report to the trustees on my examination of the ac¢ounts of the above ¢harity lllhe Trusf) for the year ended Responslbllities and basls of report As the charivs twste8s. you ar8 responsible for the preparation of Ihe accounts in accordance with the requirements of the Charities Ad 2011 Ilhe Acr). I report in respect of my examination of the Trusfs accounts carried out under section 145 of th8 2011 Act and in carrying out my examination, I have followed all the applicable Directions given by the Charity Commission under s8thon 145{5){b) of the Act. Independent £250 000 and l amJuaWd40 oxamln•r'$ 8tstement undértakè th8 examinth'on by being a qualified rriembér of [insert ft8ffif apph¢abl&.Dfjle.tQll Jrfthot aPpIKab-.. bod I have completed my examination. l Confim that no material matters have come to my attention in connection with the examination {olher than thal disclosed below.) vthich gives me cause to believe that in, any material respect. the accounting records were not kept in accordance wrth section 130 of the Charrties Act., or the accounts did not accord wth the accounting records., or the accounts did not comply wrth the applicable requirements conceming the fo and content of accounts set OLrt in the Charities (Accounts and Reports) Regulations 2C(18 other than any requirement that the accounts give a 'true and fairf view which is not a matter considered as part of an independent examination. I have no concems and have come across no other matters in connection wrth the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. . Pleas8 delete the woKls in the brackets rfthey do not apply. Signed: Date: Name: j o)kli ( Rolevant professional qualification(8) or body IER Oct 2018
(if any): Address: Section B Disclosure Only complete If the examiner needs to highlight material matters of concern (see CC32. Independent examination of chanty accounts.. directions and guidance for examiners). Glvè here br181 detall$ of any Itams that the 8xamlnerwlshes to disclose. IER Oct 2018