2025-12-31-accounts

TRUSTEES ANNUAL REPORT Charity Name.. Agape Tabernacle Church Charity Number.. 1210708 Reporting Date= 30 Ortober 2024 to 31 December 2025 l. Objectives and Artivities for the Public Benefrt The trustees present the annual report forthe period ending December 2025. The chartVs core viS￿n and aims are fijlfilled through the provision of regular worship Servi￿5, public ministry. community outreach, and Christian education tailored to all age group5. Core Worship & Communlty Fellowshlp Sunday Worship Services: The charty schedules weekly Sunday Worship services in both English and Malayalam to serve a multicultural congregation. • Cottage Meetires: Regular community fellowship is actively sustained through Malayalam-language Cottage Meetings incorporating per50nal testimofties. Prayer Ministry: A dedicated pipeline for personal prayer ￿QuestS is managed continuously by Shine Joseph through text messaging or in-person submissions. Speclal Ser¥kes: Specific time blocks have been allocated for corgregation testimonies during the upcoming New Year's Eve Watch Night service. SacramÈnts: The administratton and coordination of water baptisms are fornially arranged by the church. Youth and Chrfstlan Educatloft Sunday School.. Regular faith-based education is provided on SUT￿3v5 through structured classes conducted in English. Youth Ministry: Target-specific Youth Meetings are ￿$ted monthfy on a deswdnated Saturday to support the development and engagement ofyoung people. Charitable and Outreach Works The charity actively coordinates and funds focal and international benevolent pr(grammes, including and not limited to below.. Dirert provisioning and volunteer support for local f(x)d banks. Community-level outreach and evangelism artivities. Financial and strategic support direrted to mission-aliEned partner churches, pastors, and Christian children's orphanages operating in India

1. Achievements, Perfonnance & Operational Framework During the reporting period, the trustees revbewed the operational calendar and performance metrics to ensure efficient resource allocation and alignment wrth charitable aims. Annual Events Portfollo The charity coordinates several key seasonal programmes annually to maximise community engagement. Thi5 portfolio includes.. Vacation Bible School IVBSI, the New Year's Eve prayer and meeting, Ignite Iyouth Conference). targeted Youth Events, the Annual Churth Conference, Sports Day* ond organised Church Outings. Admlnlstratlve Dlrectfve: Financial operational budgets for all upcomin8 annual activities and events are mandated to be completely finalised and set by the end of the current talendar year. External Mlnlstry and Speakers To support the spiritual development of the congregation. external speakers and guest pastors are periodically engaged. For the signature rn0nth￿nd 34lay fasting and prayer rneetings, the board has fomially ratifled the following standard honourarium framework.. • Guest Pastor Honournrlum: Fixed rate structured at £2CQ to £250 per engagement. • Travel Expenses: Covered against actual costs and strlctly capped at a maximum ceiling of £50.
2. Financlal Review & Reserves Management Flnanclal Reserves Pollcy To ensure long-term operatlonal resilience. continuity of ministries. and approprlate risk management. the trustees have Instituted the followlng cash reserves guidelines.. Llquldlty Buffer: A strirt baseline minimum of £2,fXKI must be always maintained in the primary current atcount. Savlnzs Sweeps: On the first week of every calendar month, any balance exceeding the liquidity buffer is programmatically transferred into the charitVs savings account (denominated in thousands). Capital Security: Accumulated reserves are securely held within a 95-day notice savin85 account to balance optimisation of yield wf(h appropriate access to funds. Internal Flnanclal Controls Pollcy To safeguard charity assets, mitigate financial risks, and enforce cleartransparenry, a multi-tiered authorisation protocol governs all operntional and capital expendItu￿S

Expendlture Threshold Authorlsation and Documentatlon Protocol Below £l,11)O Must be fomially reviewed and a8reed upon by at least two121 appointed Trustees and funds exceed £I,IXKI should be consulted wtth all church member5 in a poll or in meeting with exemption of day-to-day running of church examples.. paying rent, food expense, external speakers, bible study cla55e5 nd buying musical equlpment's for worship leaders and choir Above £1,000 Requires explicit broader church consultation. The proposed spend must be put to a church-wide poll and the full verification record must be formally archNed for futu￿ auditing. Example.. payment towards other charities in support and any other artivrties not listed under actlvltles 4. Structure, Governance, and Compliance Safeguardlng and Vettlng Standards The trustees maintain a rigorous approach to safeguarding and duty of care. ensuring a safe and secu environment for all participants, child￿n, and vulnerable adu￿$. Safe8uardln8 Champlons: Reeba Ushas and Bindu Mathew serve as the deS￿nated Safeguarding Champion5 for the charity. Tralnlng and Compllance Vettln8: The Safeguarding Champions are fully empowered to organise mandatory safe8uarding training and ensure robust Disclosure and Barring Service IDBSI checks are executed for all trustees. Sunday School teachers, VBS ccordinators, and Ignite organisers. Governin8 Policy Review Cyde To align with evolving statutory requirements and CharFty Commission guidelines, the Ih)ard maintains a rolling review cycle. The following key policy documents are currentty under actr¥e evaluation and formal revision- Safeguarding Policy and Procedures Bullying and Harassment Policy and Procedure Trustees, Conflicts of Interest Policy Serious Incident Reporting Framework Complaints Handling Policy and Procedures

Admlnlstrative Meetings The Board of Trustees formally convenes every three131 months to rnonitor financial performance, check governance compliance. and oversee operations. The next scheduled quarterly board meeting is Set for August 2026. The Trustees'Annual Report wosfomiolfy reviewed, appr¢wed. and outhori5edforpublic submission by the Board of Trustees. Y4AND. R A MAILRXSI4N 8nature (Trustee 11 Prlnt P4aTh (Tr$J5￿ i) LJ Signiture (Trustee 21 Print Name ITrvstee 21 vAAkE-Y Vf 518n•tui• (Trustee 31 Prlnt Name ITn￿ee 31 K&E£A TrHAS Si8noture (Trustee 41 Print Narr.e ITrustee 41 Date of s18rt.off

Agape Tabernacle Church 29th Oct 2024 - 31st Dec 2025	Amount(£)
Income:
Tithes bank transfers	38,968.77
Cash Offerings/ cash tithes	7,046.40
Interest received	2,686.90
Total Income	48,702.07
Expenses:
Food	1,995.35
Rent	9,304.50
Other expenses	2,320.19
Guest Pastor and COG subscription cost	1,130.70
COG and other subs	1,706.27
Total expenses	16,457.01
Net Income	32,245.06
	Bank
Balance b/f	51,654.87
Balance c/f	83,899.93
Bank balance	83,899.93
var.	-

11, March 2026 Christine Davies Wildways Br8mley R08d Sherfield on Loddon Hants RG27 ODF 07941860896 To whom It may con¢•m Agap• TAbArnAGh GJxUrchAooouDt￿￿tots0L2W1¢￿).•QQMI￿LIQ2S I have verifi8d that thè tr8ns8Ctlons from the bank ststernents for the accounting period October 2024 to December 2025 have been analysed and included in the numbers shown in the attached Income and Expenditure account. I conflrm that the bank balances as al the end of the period December 2025 ale correct to the bank statements. Christin& 08vies Retired Finance Director