TRUSTEES ANNUAL REPORT
Charity Name.. Agape Tabernacle Church
Charity Number.. 1210708
Reporting Date= 30 Ortober 2024 to 31 December 2025
l. Objectives and Artivities for the Public Benefrt
The trustees present the annual report forthe period ending December 2025. The chartVs core viS￿n and
aims are fijlfilled through the provision of regular worship Servi￿5, public ministry. community outreach, and
Christian education tailored to all age group5.
Core Worship & Communlty Fellowshlp
Sunday Worship Services: The charty schedules weekly Sunday Worship services in both English and
Malayalam to serve a multicultural congregation.
• Cottage Meetires: Regular community fellowship is actively sustained through Malayalam-language
Cottage Meetings incorporating per50nal testimofties.
Prayer Ministry: A dedicated pipeline for personal prayer ￿QuestS is managed continuously by Shine
Joseph through text messaging or in-person submissions.
Speclal Ser¥kes: Specific time blocks have been allocated for corgregation testimonies during the
upcoming New Year's Eve Watch Night service.
SacramÈnts: The administratton and coordination of water baptisms are fornially arranged by the church.
Youth and Chrfstlan Educatloft
Sunday School.. Regular faith-based education is provided on SUT￿3v5 through structured classes
conducted in English.
Youth Ministry: Target-specific Youth Meetings are ￿$ted monthfy on a deswdnated Saturday to support
the development and engagement ofyoung people.
Charitable and Outreach Works
The charity actively coordinates and funds focal and international benevolent pr(grammes, including and not
limited to below..
Dirert provisioning and volunteer support for local f(x)d banks.
Community-level outreach and evangelism artivities.
Financial and strategic support direrted to mission-aliEned partner churches, pastors, and Christian
children's orphanages operating in India

2. Achievements, Perfonnance & Operational Framework
During the reporting period, the trustees revbewed the operational calendar and performance metrics to
ensure efficient resource allocation and alignment wrth charitable aims.
Annual Events Portfollo
The charity coordinates several key seasonal programmes annually to maximise community engagement. Thi5
portfolio includes.. Vacation Bible School IVBSI, the New Year's Eve prayer and meeting, Ignite Iyouth
Conference). targeted Youth Events, the Annual Churth Conference, Sports Day* ond organised Church
Outings.
Admlnlstratlve Dlrectfve: Financial operational budgets for all upcomin8 annual activities and events are
mandated to be completely finalised and set by the end of the current talendar year.
External Mlnlstry and Speakers
To support the spiritual development of the congregation. external speakers and guest pastors are periodically
engaged. For the signature rn0nth￿nd 34lay fasting and prayer rneetings, the board has fomially ratifled the
following standard honourarium framework..
• Guest Pastor Honournrlum: Fixed rate structured at £2CQ to £250 per engagement.
• Travel Expenses: Covered against actual costs and strlctly capped at a maximum ceiling of £50.
3. Financlal Review & Reserves Management
Flnanclal Reserves Pollcy
To ensure long-term operatlonal resilience. continuity of ministries. and approprlate risk management. the
trustees have Instituted the followlng cash reserves guidelines..
Llquldlty Buffer: A strirt baseline minimum of £2,fXKI must be always maintained in the primary current
atcount.
Savlnzs Sweeps: On the first week of every calendar month, any balance exceeding the liquidity buffer is
programmatically transferred into the charitVs savings account (denominated in thousands).
Capital Security: Accumulated reserves are securely held within a 95-day notice savin85 account to balance
optimisation of yield wf(h appropriate access to funds.
Internal Flnanclal Controls Pollcy
To safeguard charity assets, mitigate financial risks, and enforce cleartransparenry, a multi-tiered
authorisation protocol governs all operntional and capital expendItu￿S

Expendlture Threshold
Authorlsation and Documentatlon Protocol
Below £l,11)O
Must be fomially reviewed and a8reed upon by at
least two121 appointed Trustees and funds exceed
£I,IXKI should be consulted wtth all church
member5 in a poll or in meeting with exemption of
day-to-day running of church examples.. paying rent,
food expense, external speakers, bible study cla55e5
nd buying musical equlpment's for worship leaders
and choir
Above £1,000
Requires explicit broader church consultation. The
proposed spend must be put to a church-wide poll
and the full verification record must be formally
archNed for futu￿ auditing. Example.. payment
towards other charities in support and any other
artivrties not listed under actlvltles
4. Structure, Governance, and Compliance
Safeguardlng and Vettlng Standards
The trustees maintain a rigorous approach to safeguarding and duty of care. ensuring a safe and secu
environment for all participants, child￿n, and vulnerable adu￿$.
Safe8uardln8 Champlons: Reeba Ushas and Bindu Mathew serve as the deS￿nated Safeguarding
Champion5 for the charity.
Tralnlng and Compllance Vettln8: The Safeguarding Champions are fully empowered to organise
mandatory safe8uarding training and ensure robust Disclosure and Barring Service IDBSI checks are
executed for all trustees. Sunday School teachers, VBS ccordinators, and Ignite organisers.
Governin8 Policy Review Cyde
To align with evolving statutory requirements and CharFty Commission guidelines, the Ih)ard maintains a rolling
review cycle. The following key policy documents are currentty under actr¥e evaluation and formal revision-
Safeguarding Policy and Procedures
Bullying and Harassment Policy and Procedure
Trustees, Conflicts of Interest Policy
Serious Incident Reporting Framework
Complaints Handling Policy and Procedures

Admlnlstrative Meetings
The Board of Trustees formally convenes every three131 months to rnonitor financial performance, check
governance compliance. and oversee operations. The next scheduled quarterly board meeting is Set for August
2026.
The Trustees'Annual Report wosfomiolfy reviewed, appr¢wed. and outhori5edforpublic submission by the
Board of Trustees.
Y4AND. R A MAILRXSI4N
8nature (Trustee 11
Prlnt P4aTh* (Tr$J5￿ i)
LJ
Signiture (Trustee 21
Print Name ITrvstee 21
vAAkE-Y V*f
518n•tui• (Trustee 31
Prlnt Name ITn￿ee 31
K&E£A TrHAS
Si8noture (Trustee 41
Print Narr.e ITrustee 41
Date of s18rt.off

|**Agape Tabernacle Church 29th Oct 2024 - 31st Dec 2025**|**Amount(£)**|
|---|---|
|**Income:**||
|Tithes bank transfers|38,968.77|
|Cash Offerings/ cash tithes|7,046.40|
|Interest received|2,686.90|
|**Total Income**|**48,702.07**|
|**Expenses:**||
|Food|1,995.35|
|Rent|9,304.50|
|Other expenses|2,320.19|
|Guest Pastor and COG subscription cost|1,130.70|
|COG and other subs|1,706.27|
|**Total expenses**|**16,457.01**|
|**Net Income**|**32,245.06**|
||**Bank**|
|Balance b/f|51,654.87|
|Balance c/f|83,899.93|
|Bank balance|83,899.93|
|**var.**|**-**|





11, March 2026
Christine Davies
Wildways
Br8mley R08d
Sherfield on Loddon
Hants RG27 ODF
07941860896
To whom It may con¢•m
Agap• TAbArnAGh GJxUrchAooouDt￿￿tots0L2W1¢￿).•QQMI￿LIQ2S
I have verifi8d that thè tr8ns8Ctlons from the bank ststernents for the accounting period
October 2024 to December 2025 have been analysed and included in the numbers shown in the
attached Income and Expenditure account.
I conflrm that the bank balances as al the end of the period December 2025 ale correct to the
bank statements.
Christin& 08vies
Retired Finance Director