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2025-12-31-accounts

DiveInclusive

Trustees’ Annual Report and Financial Statements

For the financial period ending 31/12/2025

1. Reference and Administrative Details

Charity Name: DiveInclusive CIO

Charity Number: 1210680

Registered Address: 82AJames Carter Road Mildenhall BURY ST. EDMUNDS Suffolk IP28 7DE

Trustees:

2. Objectives and Activities

DiveInclusive exists to make scuba diving accessible to children and young people from underrepresented backgrounds. The charity focuses on removing financial, social, and accessibility barriers to participation in scuba diving.

Its key objectives are to:

Activities are delivered primarily through structured pool-based sessions and progression pathways into recognised scuba certifications.

3. Achievements and Performance

During the financial period, DiveInclusive:

The charity has continued to operate efficiently, ensuring that the majority of funds are directed towards delivering direct impact for beneficiaries.

4. Financial Review

Income

Total income for the period was £8,007.56 , comprising:

The charity remains primarily funded through donations and sponsorship, with additional support from participant contributions.

Expenditure

Expenditure during the period included:

The charity has maintained a lean operating model, ensuring that spending is aligned with delivering impact.

Net Movement in Funds

The charity recorded a SURPLUS/DEFICIT – £1851.83 for the period.

Closing bank balance: £1087.55

5. Reserves Policy

The trustees have discussed and agreed an intention to maintain a minimum level of financial reserves to support ongoing operations and manage unexpected costs. This reserve level is reviewed periodically.

6. Structure, Governance and Management

DiveInclusive is governed by its trustees, who are responsible for the strategic direction and oversight of the charity.

The trustees meet periodically to review:

Day-to-day operations are managed by the founder with support from external service providers where required.

7. Risk Management

The trustees actively consider risks associated with the charity’s activities, including:

Appropriate steps are taken to mitigate these risks, including adherence to safeguarding procedures and careful financial management.

8. Safeguarding

DiveInclusive has a safeguarding policy in place to ensure that all participants are protected and supported. Safeguarding is a key priority in all activities delivered by the charity.

9. Public Benefit Statement

The trustees confirm that they have complied with their duty to have due regard to the Charity Commission’s guidance on public benefit. The activities carried out by DiveInclusive

provide clear public benefit through improving access to recreational and developmental opportunities for young people.

10. Statement of Trustees’ Responsibilities

The trustees are responsible for preparing the Trustees’ Annual Report and the financial statements in accordance with applicable law and regulations.

The trustees confirm that:

11. Approval

This report was approved by the trustees on:

Date: 30/03/2026

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SIGN
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Signed: ________

(Feranmi Oduwole, Trustee)

12. Financial Statements (Receipts & Payments)

Receipts

Category Amount (£) Donations & Sponsorships 4,659.50

Category Amount (£)
Charitable Activities 3,192.13
Other Trading Activities 155.93
Total Income 8,007.56

Payments

Category Amount (£) Charitable Activities 4250.00 Operational Costs 1450.00 Marketing & Outreach 455.73 Total Expenditure 6155.73

Net Movement

Surplus / (Deficit): £1851.83

Bank Balance

Opening Balance: £-764.28 Closing Balance: £1087.55

End of Report