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2025-08-31-accounts

Trustees’ Annual Report for the period

From 6 August 2024 Period start date To 31 August 2025 Period end date

Charity name: No Rainbows Without Rain

Charity registration number: 1209447

Objectives and Activities

SORP reference
Summary of the purposes of
the charity as set out in its
governing document
Para 1.17 No Rainbows Without Rain’s primary
purpose is the prevention or relief of poverty
for children, young people, Elderly or people
with disabilities in Cumbria.
Summary of the main
activities in relation to those
purposes for the public
benefit, in particular, the
activities, projects or services
identified in the accounts.
Para 1.17 and
1.19
To provide empathy and understanding to
people in need of all levels of support, and to
enhance people’s quality of life by providing
basic needs.
Statement confirming
whether the trustees have
had regard to the guidance
issued by the Charity
Commission on public
benefit
Para 1.18 N/A

Additional information (optional) You may choose to include further statements where relevant about:

SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers Other

Achievements and Performance

SORP reference
Summary of the main
achievements of the charity,
identifying the difference the
charity’s work has made to
the circumstances of its
beneficiaries and any wider
benefits to society as a
whole.
Para 1.20 Donations of household appliances, furniture
and food were received during the year and
was therefore able to continue to support the
main activities of the charity. This will make
a difference to those unable to communicate
due to their disabilities, as well as being
isolated from their community.

Additional information (optional) You may choose to include further statements where relevant about:

Achievements against
objectives set
Para 1.41
Performance of fundraising
activities against objectives
set
Para 1.41 Fundraising events have taken place during
the year, which assisted in the objectives
set. More events will be looked at in the
future.
Investment performance
against objectives
Para 1.41
Other Seeking finance to enable activities to
enhance the progress made so far.

Financial Review

Financial Review
Review of the charity’s
financial position at the end
of the period
Para 1.21 Nothing to Report
Statement explaining the
policy for holding reserves
stating why they are held
Para 1.22 No Policy
Amount of reserves held Para 1.22 Zero
Reasons for holding zero
reserves
Para 1.22 Unnecessary due to size of the charity and
any funding will be required for a certain
project
Details of fund materially in
deficit
Para 1.24 Nothing to Report
Explanation of any
uncertainties about the
charity continuing as a going
concern
Para 1.23 There are no uncertainties
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
Additional information (optional)
You may choose to include further statements where relevant about:
The charity’s principal
sources of funds (including
any fundraising)
Para 1.47 Donations from monthly subscriptions, as
well as other organisations raising money
through their own raffles and events.
Investment policy and
objectives including any
social investment policy
adopted
Para 1.46
A description of the principal
risks facing the charity
Para 1.46 Lack of donations from local people and
organisations.
Other

Structure, Governance and Management

Description of charity’s
trusts:
Type of governing document
(trust deed, royal charter)
Para 1.25 Constitution
How is the charity
constituted?
(e.g unincorporated
association, CIO)
Para 1.25 Charitable Incorporated Organisation
Trustee selection methods
including details of any
constitutional provisions e.g.
election to post or name of
any person or body entitled
to appoint one or more
trustees
Para 1.25 Invitation

Additional information (optional) You may choose to include further statements where relevant about:


Policies and procedures
adopted for the induction and
training of trustees

Para 1.51
The charity’s organisational
structure and any wider
network with which the
charity works
Para 1.51
Relationship with any related
parties
Para 1.51
Other

Reference and Administrative details

Charity name No Rainbows Without Rain
Other name the charity uses
Registered charity number 1209447
Charity’s principal address Solway House
Oxford Street
Workington
Cumbria, CA14 2AL

Names of the charity trustees who manage the charity

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2
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5
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Trustee name Office (if any) Dates acted if not for whole
year
Name of person (or body) entitled to
appoint trustee (ifany)
Rhiannon Clark Chairperson
Paul Fullelove Trustee
Katherine Williams Trustee

– Corporate trustees names of the directors at the date the report was approved Director name

Name of trustees holding title to property belonging to the charity

Trustee name Dates acted if not for whole year

Funds held as custodian trustees on behalf of others

Description of the assets Nothing to Report held in this capacity Name and objects of the Nothing to Report charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for Nothing to Report safe custody and segregation of such assets from the charity’s own assets

Additional information (optional)

Names and addresses of advisers (Optional information)

Type of Name Address
adviser

Name of chief executive or names of senior staff members (Optional information)

Exemptions from disclosure

Reason for non-disclosure of key personnel details

Other optional information

Declarations

The trustees declare that they have approved the trustees’ report above.

Signed on behalf of the charity’s trustees

Signature(
s)
Full
name(s)
Position (eg
Secretary,
Chair, etc)
Date
Rhiannon Clark
Rhiannon Clark
Chairperson
Treasurer
30/04/2026
30/04/2026

Management Report

No Rainbows Without Rain For the period ended 31 August 2025

Prepared on 1 May 2026

For management use only

Table of Contents

Financial Activities............................................................................................................................................3 Balance Sheet..................................................................................................................................................4 Statement of Cash Flows.................................................................................................................................5

2/5

Financial Activities

September 2024 - August 2025

Financial Activities
September 2024 - August 2025
Total
INCOME
Charitable activites 3,928.84
Donations and legacies 49,732.17
Total Income 53,661.01
COST OF SALES
Cost of Goods Used 31.50
Donations/Gifts to helpwith Cost of Living 15,436.66
Total Cost of Sales 15,468.16
TOTAL 38,192.85
EXPENDITURES
Advertising/Promotional 260.49
Other Professional Services 4,353.40
Printing, Postage and Stationery 2,348.96
Rent 8,841.87
Repairs and Maintenance 613.65
Travel and Accommodation 2,560.18
Total Expenditures 18,978.55
NET INCOME/(EXPENDITURE) £19,214.30

3/5

No Rainbows Without Rain

Balance Sheet

As of August 31, 2025

Balance Sheet
As of August 31, 2025
Total
FIXED ASSET
Tangible assets
Motor Vehicles Cost 1,250.00
Total Tangible assets 1,250.00
Total Fixed Asset 1,250.00
CASH AT BANK AND IN HAND
No Rainbows Without Rain 17,964.30
Total Cash at bank and in hand 17,964.30
NET CURRENT ASSETS 17,964.30
NET CURRENT ASSETS(LIABILITIES) 17,964.30
TOTAL ASSETS LESS CURRENT LIABILITIES 19,214.30
TOTAL NET ASSETS (LIABILITIES) £19,214.30
CHARITY FUNDS
Retained Earnings 0.00
Surplus/(Deficit) 19,214.30
Total Charity funds £19,214.30

4/5

No Rainbows Without Rain

Statement of Cash Flows

September 2024 - August 2025

Statement of Cash Flows
September 2024 - August 2025
Total
OPERATING ACTIVITIES
Net Income 19,214.30
Adjustments to reconcile Net Income to Net Cashprovided byoperations: 0.00
Net cashprovided by operating activities 19,214.30
INVESTING ACTIVITIES
Motor Vehicles Cost -1,250.00
Net cashprovided by investing activities -1,250.00
NET CASH INCREASE FOR PERIOD 17,964.30
CASH AT END OF PERIOD £17,964.30

5/5

No Rainbows Without Rain

Independent examiner's report on the accounts

Section A
Independent Examiner’s Report
Section A
Independent Examiner’s Report
Report to the trustees
On accounts for the year
ended
Set out on pages
Responsibilities and
basis of report
Independent
examiner's statement
No Rainbows Without Rain
Charity no
(if any)
(remember to include the page numbers of additional sheets)
I report to the trustees on my examination of the accounts of the above
charity (“the Trust”) for the year ended31/08/2025.
As the charity's trustees, you are responsible for the preparation of the
accounts in accordance with the requirements of the Charities Act 2011
(“the Act”).
I report in respect of my examination of the Trust’s accounts carried out
under section 145 of the 2011 Act and in carrying out my examination, I
have followed all the applicable Directions given by the Charity Commission
under section 145(5)(b) of the Act.
[I have completed my examination. I confirm that no material matters have
come to my attention in connection with the examination (other than that
disclosed below *) which gives me cause to believe that in, any material
respect:
31 August 2025
1209447
2

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached.

Signed:
Name:
Relevant professional
qualification(s) or body
30 April 2026
Kevin Grove
AAT

Oct 2018

1

IER

(if any): Address: Suite 17, Tannery House, Harraby Green Business Park Carlisle, Cumbria, CA1 2SS

Section B Disclosure

Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners).

Give here brief details of any items that the examiner wishes to disclose .

Oct 2018

2

IER