
## Trustees’ Annual Report for the period 

From 6 August 2024    Period start date   To  31 August 2025    Period end date 

Charity name:   No Rainbows Without Rain 

Charity registration number:   1209447 

## Objectives and Activities 

||SORP reference||
|---|---|---|
|Summary of the purposes of<br>the charity as set out in its<br>governing document|Para 1.17|No Rainbows Without Rain’s primary<br>purpose is the prevention or relief of poverty<br>for children, young people, Elderly or people<br>with disabilities in Cumbria.|
|Summary of the main<br>activities in relation to those<br>purposes for the public<br>benefit, in particular, the<br>activities, projects or services<br>identified in the accounts.|Para 1.17 and<br>1.19|To provide empathy and understanding to<br>people in need of all levels of support, and to<br>enhance people’s quality of life by providing<br>basic needs.|
|Statement confirming<br>whether the trustees have<br>had regard to the guidance<br>issued by the Charity<br>Commission on public<br>benefit|Para 1.18|N/A|



Additional information (optional) You may choose to include further statements where relevant about: 

SORP reference Para 1.38 Policy on grant making Para 1.38 Policy on social investment including program related investment Para 1.38 Contribution made by volunteers Other 



## Achievements and Performance 

||SORP reference||
|---|---|---|
|Summary of the main<br>achievements of the charity,<br>identifying the difference the<br>charity’s work has made to<br>the circumstances of its<br>beneficiaries and any wider<br>benefits to society as a<br>whole.|Para 1.20|Donations of household appliances, furniture<br>and food were received during the year and<br>was therefore able to continue to support the<br>main activities of the charity.  This will make<br>a difference to those unable to communicate<br>due to their disabilities, as well as being<br>isolated from their community.|



Additional information (optional) You may choose to include further statements where relevant about: 

|Achievements against<br>objectives set|Para 1.41||
|---|---|---|
|Performance of fundraising<br>activities against objectives<br>set|Para 1.41|Fundraising events have taken place during<br>the year, which assisted in the objectives<br>set.  More events will be looked at in the<br>future.|
|Investment performance<br>against objectives|Para 1.41||
|Other||Seeking finance to enable activities to<br>enhance the progress made so far.|





## Financial Review 

|Financial Review|||
|---|---|---|
|Review of the charity’s<br>financial position at the end<br>of the period|Para 1.21|Nothing to Report|
|Statement explaining the<br>policy for holding reserves<br>stating why they are held|Para 1.22|No Policy|
|Amount of reserves held|Para 1.22|Zero|
|Reasons for holding zero<br>reserves|Para 1.22|Unnecessary due to size of the charity and<br>any funding will be required for a certain<br>project|
|Details of fund materially in<br>deficit|Para 1.24|Nothing to Report|
|Explanation of any<br>uncertainties about the<br>charity continuing as a going<br>concern|Para 1.23|There are no uncertainties|



|Additional information (optional)<br>You may choose to include further statements where relevant about:|Additional information (optional)<br>You may choose to include further statements where relevant about:|Additional information (optional)<br>You may choose to include further statements where relevant about:|
|---|---|---|
|The charity’s principal<br>sources of funds (including<br>any fundraising)|Para 1.47|Donations from monthly subscriptions, as<br>well as other organisations raising money<br>through their own raffles and events.|
|Investment policy and<br>objectives including any<br>social investment policy<br>adopted|Para 1.46||
|A description of the principal<br>risks facing the charity|Para 1.46|Lack of donations from local people and<br>organisations.|
|Other|||





## Structure, Governance and Management 

|Description of charity’s<br>trusts:|||
|---|---|---|
|Type of governing document<br>(trust deed, royal charter)|Para 1.25|Constitution|
|How is the charity<br>constituted?<br>(e.g unincorporated<br>association, CIO)|Para 1.25|Charitable Incorporated Organisation|
|Trustee selection methods<br>including details of any<br>constitutional provisions e.g.<br>election to post or name of<br>any person or body entitled<br>to appoint one or more<br>trustees|Para 1.25|Invitation|



Additional information (optional) You may choose to include further statements where relevant about: 

|<br>Policies and procedures<br>adopted for the induction and<br>training of trustees|<br>Para 1.51||
|---|---|---|
|The charity’s organisational<br>structure and any wider<br>network with which the<br>charity works|Para 1.51||
|Relationship with any related<br>parties|Para 1.51||
|Other|||



## Reference and Administrative details 

|Charity name|No Rainbows Without Rain|
|---|---|
|Other name the charity uses||
|Registered charity number|1209447|
|Charity’s principal address|Solway House<br>Oxford Street<br>Workington<br>Cumbria, CA14 2AL|
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Names of the charity trustees who manage the charity 

|1<br>2<br>3<br>4<br>5<br>6<br>7<br>8<br>9<br>10<br>11<br>12<br>13<br>14<br>15<br>16<br>17<br>18<br>19<br>20|Trustee name|Office (if any)|Dates acted if not for whole<br>year|Name of person (or body) entitled to<br>appoint trustee (ifany)|
|---|---|---|---|---|
||Rhiannon Clark|Chairperson|||
||Paul Fullelove|Trustee|||
||Katherine Williams|Trustee|||
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– Corporate trustees names of the directors at the date the report was approved Director name 

Name of trustees holding title to property belonging to the charity 

Trustee name Dates acted if not for whole year 



## Funds held as custodian trustees on behalf of others 

Description of the assets Nothing to Report held in this capacity Name and objects of the Nothing to Report charity on whose behalf the assets are held and how this falls within the custodian charity’s objects Details of arrangements for Nothing to Report safe custody and segregation of such assets from the charity’s own assets 

## Additional information (optional) 

Names and addresses of advisers (Optional information) 

|Type of|Name|Address|
|---|---|---|
|adviser|||



Name of chief executive or names of senior staff members (Optional information) 

## Exemptions from disclosure 

Reason for non-disclosure of key personnel details 

## Other optional information 



## Declarations 

The trustees declare that they have approved the trustees’ report above. 

Signed on behalf of the charity’s trustees 

|Signature(<br>s) <br>Full<br>name(s)<br>Position (eg<br>Secretary,<br>Chair, etc)<br>Date|Rhiannon Clark||
|---|---|---|
||||
||Rhiannon Clark||
||Chairperson<br>Treasurer<br>30/04/2026||
||30/04/2026||





## Management Report 

No Rainbows Without Rain For the period ended 31 August 2025 

Prepared on 1 May 2026 

For management use only 



## **Table of Contents** 

Financial Activities............................................................................................................................................3 Balance Sheet..................................................................................................................................................4 Statement of Cash Flows.................................................................................................................................5 

2/5 



## **Financial Activities** 

September 2024 - August 2025 

|**Financial Activities**<br>September 2024 - August 2025||
|---|---|
||**Total**|
|INCOME||
|Charitable activites|3,928.84|
|Donations and legacies|49,732.17|
|**Total Income**|**53,661.01**|
|COST OF SALES||
|Cost of Goods Used|31.50|
|Donations/Gifts to helpwith Cost of Living|15,436.66|
|**Total Cost of Sales**|**15,468.16**|
|TOTAL|**38,192.85**|
|EXPENDITURES||
|Advertising/Promotional|260.49|
|Other Professional Services|4,353.40|
|Printing, Postage and Stationery|2,348.96|
|Rent|8,841.87|
|Repairs and Maintenance|613.65|
|Travel and Accommodation|2,560.18|
|**Total Expenditures**|**18,978.55**|
|NET INCOME/(EXPENDITURE)|**£19,214.30**|



3/5 

No Rainbows Without Rain 



## **Balance Sheet** 

As of August 31, 2025 

|**Balance Sheet**<br>As of August 31, 2025||
|---|---|
||**Total**|
|FIXED ASSET||
|**Tangible assets**||
|Motor Vehicles Cost|1,250.00|
|**Total Tangible assets**|**1,250.00**|
|**Total Fixed Asset**|**1,250.00**|
|CASH AT BANK AND IN HAND||
|No Rainbows Without Rain|17,964.30|
|**Total Cash at bank and in hand**|**17,964.30**|
|NET CURRENT ASSETS|**17,964.30**|
|NET CURRENT ASSETS(LIABILITIES)|**17,964.30**|
|TOTAL ASSETS LESS CURRENT LIABILITIES|**19,214.30**|
|TOTAL NET ASSETS (LIABILITIES)|**£19,214.30**|
|CHARITY FUNDS||
|Retained Earnings|0.00|
|Surplus/(Deficit)|19,214.30|
|**Total Charity funds**|**£19,214.30**|



4/5 

No Rainbows Without Rain 



## **Statement of Cash Flows** 

September 2024 - August 2025 

|**Statement of Cash Flows**<br>September 2024 - August 2025||
|---|---|
||**Total**|
|OPERATING ACTIVITIES||
|Net Income|19,214.30|
|Adjustments to reconcile Net Income to Net Cashprovided byoperations:|0.00|
|**Net cashprovided by operating activities**|**19,214.30**|
|INVESTING ACTIVITIES||
|Motor Vehicles Cost|-1,250.00|
|**Net cashprovided by investing activities**|**-1,250.00**|
|NET CASH INCREASE FOR PERIOD|**17,964.30**|
|CASH AT END OF PERIOD|**£17,964.30**|



5/5 

No Rainbows Without Rain 




## **Independent examiner's report on the accounts** 

|**Section A**<br>**Independent Examiner’s Report**|**Section A**<br>**Independent Examiner’s Report**|
|---|---|
|**Report to the trustees**<br>**On accounts for the year**<br>**ended**<br>**Set out on pages**<br>**Responsibilities and**<br>**basis of report**<br>**Independent**<br>**examiner's statement**|No Rainbows Without Rain<br>**Charity no**<br>**(if any)**<br>(remember  to include the page numbers of additional sheets)<br>I report to the trustees on my examination of the accounts of the above<br>charity (“the Trust”) for the year ended**31/08/2025**.<br>As the charity's trustees, you are responsible for the preparation of the<br>accounts in accordance with the requirements of the Charities Act 2011<br>(“the Act”).<br>I report in respect of my examination of the Trust’s accounts carried out<br>under section 145 of the 2011 Act and in carrying out my examination, I<br>have followed all the applicable Directions given by the Charity Commission<br>under section 145(5)(b) of the Act.<br>[I have completed my examination. I confirm that no material matters have<br>come to my attention in connection with the examination (other than that<br>disclosed below *) which gives me cause to believe that in, any material<br>respect:<br>31 August 2025<br>1209447<br>2|



- the accounting records were not kept in accordance with section 130 of the Charities Act; or 

- the accounts did not accord with the accounting records; or 

- the accounts did not comply with the applicable requirements concerning the form and content of accounts set out in the Charities (Accounts and Reports) Regulations 2008 other than any requirement that the accounts give a ‘true and fair’ view which is not a matter considered as part of an independent examination. 

I have no concerns and have come across no other matters in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of the accounts to be reached. 

- _Please del_ _**ete the wor** ds in the brackets if they do not apply._ 

|**Signed:**<br>**Name:**<br>**Relevant professional**<br>**qualification(s) or body**||30 April 2026|
|---|---|---|
||||
||Kevin Grove||
||||
||AAT||



**Oct 2018** 

1 

**IER** 



**(if any): Address:** Suite 17, Tannery House, Harraby Green Business Park Carlisle, Cumbria, CA1 2SS 

**Section B Disclosure** 

Only complete if the examiner needs to highlight material matters of concern (see CC32, Independent examination of charity accounts: directions and guidance for examiners). 

**Give here brief details of any items that the examiner wishes to disclose** . 

**Oct 2018** 

2 

**IER** 

