Trustees report and financial statement Southwark Senior Social Association For the year ended 31 December 2025 Charity Registered Number 1208893 90 Rye Hill Park, Peckham, London SE15 3JU moiovinE lit fty i.jdei SOUTFWARK SENIOR SOCIAL ASSOCIATION MEMBERS MAKING AND REfAINING FRIENDSHIP
Southwark Senior Social Association SSSA CONTENTS Page Fonvard from Chairperson Reference and Administrative infonnation Picture taken at Event December ?4 Trustees Report Activities and Achievements 10-12 Users Feedback Survey & Comments 13 Partnerships Working perforniances 14 Financial Review & Future Plans 15-16 Trustee s statement of responsibilities 17 Independent Examiner's Report 18 Statement of Financial Activities 19 Balance Sheet 20 Notes to the Accounts 21 Detailed Income and Expenditure 22
The board of trustees (herein known as the management committee} presents their Annual Report and the Financial Statements for the year ended 31 Deceinber 20?5 This is the Trustees Report and Financial Statement for Southwark Senior Social Association (SSSA) set up as a charitable organization (CIO). The charity has income of £416.00 for the year ending 31 st December ?0?5, therefore il does not require an independent examination. The trustees oversee the restricted fund established to deliver day centre care and leisure time activities for elderly people in Southwark. The report follows the order set out on SORP and sets out how the tnjstee have met the obligations for reporting the charity activities for the benefit of the public including in "Our aims". We can confimi that the trustees have considered the Charity Commission's general guidelines on public benefits and in particular their supplementsry guidelines on the advancement of sickness, poverty and distress. The objectives and advancement sections include a description of the strategies followed to further the charity's work and the policies regarding the allocation and use of the charity's funs. The "financial review section includes a statement of the reserves policy. This pol icy explains that the total for reserves includes both the Charity, other tangible fixed assets and the designated ndS set up to provide for staff. the operations, social welfare service and community activities for local people, particularly BAME elderly people in Southwark. Trustees plans to increase and maintain the level of services and activities avai lable for elderly people in Southwark by operating at other sites in shelters homes locally. Also working with Southwark pension centre to use our main activities site- (Trinity College Centre) to provide and trained staff and volunteers to provide welfare and benefil checks to increase older people financial and economic circumstances. This and all future trustees report will be auditedlfinancially examined in accordance with Auditing Practices Board standards, although this statement is not required by SORP The Accounts The accounts are fully SOPR compliant and include a statement of Financial Activities. a Balance Sheet and notes on the accounts. The statement ol financial activities distinguishes between unrestricted and restricted funds. The charity is not large enough to require a Cash Flow Statement. Agreed: By trustees at a meeting of trustees the Management Committee, (MC) held at Signed by the Chairperson... B. Wade... Date... January 4th, 2026
reference and Admin Infonnation for year ending 31 st December 2024 Southwark Senior Social Association ADMINISTRATtVE INFORMATIONYEAR ENDED 31 DECEMBER ?024 MANAGEMENT COMMirfEE Brenda Wade.......................................... Chairperson Odette Roberts . . Secretary Marian Watts..........................................Treasurer Alcina Humphrey . Trustee Staff Anthony Shand - Mini Bus Driver Pillar Alcocer Plaza- Support worker Jessica Albarracin - Senior support worker /Admin Coordinator Volunteers Aubryn Graham - Advisor and Trainer Cedric Whilby - Community Connection Nelson Arias- Art and Craft Michael Gonzales- Exercise & keep fit session Alpha Kamara - Housekeeping - cleaning Treavor Reid - Cook Daliah Edwards- Inforn]ation and Advice/Welfare and Benefit checks PRINCIPAL ADDRESS Southwark Senior Social Association 90 Rye Hill Park London SE15 3JU INDEPENDENT EXAMINER London Accountancy Practice Sojourner Truth Centre, Sumner Road, London SEI 5 6JL BANKER Metro Bank, I Southampton Row, Holborn Road. London WC IB SHA Activities and events enjoyed by our older adults are fun and therapeutic to mental dexterity and nutritional freshly cooked culturally sensitive meals.
IXIIIE Southwark Senior Social Association
A. Trustees Report The trustees are submitting their annual report and the financial statements for Southwark Senior Social Association, for the year ended 31 st December ?025 The trustees confirni that the annual report and financial statements. for an organization being a CIO comply with current statutory requirements. of the CIO'S governing document and the provisions of the Statement of Recominended Practice (SORP) "Accounting and Reporting by Charities issued in March 2005 Structure, Governance and Management: SSSA is constituted as a charitable CIO registered with the Charity Commission for England and Wales on the ?8th of June ?0?4. The CIO governing document was adopted 9810612024. Organizational structure and decision-making: The Trustees ae responsible for the general control and management of the CIO as registered with the Charity Commission. Trustees volunteer their time freely and receive no remuneration or other financial benefits. The Trustees meet as a bod), (the management committee) on 8 weekly basis and are responsible for all decisions taken I relation to the running of the CIO. This also includes the community facilities and activities provided by the CIO. To assist with the smooth running of the CIO, trustees may set up committees to help them oversee certain aspects of the CIO. Two committees are the Personnel Sub Committee and the Finance Sub Committ3ee for overseeing human resources and finance matters respectively. All Sub-committees report back and make recommendations to the management committee. The sub-committees will meet 4 times annually. The chair of trustees and both sub-committees whose membership reflects the skills that trustees can both bring to work of the sub- committee. The day-to-day management and administration of the community facilities are delegated to the principal's office {the Centre Manager -trustee B W) who is supported by a staff team. The centre manager is also responsible for the collection of donations/fees from the community users and use by other community groups. All fees, grants and donations received are used for the furtherance of the objective of the CIO.
D. Reeruitment and appointment of trustees: The exiting trustees are responsible for the recruitment of new trustees. in so doing the trustees seek the views and recommendations of the community network. centre users and pot3ntial centre users. Trustees bel ieve this approach ensures representation from different communitv groups and membership which subscribe to the objects of the CIO. We find this approach ensures diversity on the management COTnmittee, including access for people with disabilities. This also ensures the involvement of the local community in the management of the CIO and creates good relations between the CIO and local community it serves. New trustees are required to complete and sign SSSA 'conflict of interest" forn] before they can participate in meeting of the management committee. In selecting trustees SOUTHWARK SENIOR SOCIAL ASSOCIATON (SSSA) seeks to identify people who regularly attend events and are supportive of the work of the CIO, particularly those who willingly volunteer in our community work and the elderly day ntre. Potential trustees are usually recommended by other members, other trustees, staff, or open advertisement. Vvhere possible helshe would have an interview with the chair of the management committees and orthe Centre Manager. The roles and responsibilities of trustees clarified, how the CIO functions, and the target group as the beneficiaries. SOUTHWARK SENIOR SOCIAL ASSOCIATON (SSSA) constitution allows for open election at a general meeting of the CIO or by cooption by the management committee. Anyone who subscribes to the objects of the organization can seek election at the Annual General Meeting. This process also allows consideration of the person's eligibility, personal competen, specialist knowledge, and skills as a nomination form giving details, experience, skills and knowledge is required before the date of that AGM. E. Trustees Induction and Training: Following appointment, new trustees will be introduced to their roles as Trustees of SOUTHWARK SENIOR SOCIAL ASSOCIATON (SSSA) They are given a copy of the SOUTHWARK SENIOR SOCIAL ASSOCIATON (SSSA)'s goveming documents and a copy of the most recent trustees annual report, financial statement and guide to the policies and procedures adopted by the CIO. Publications from the charity Commission are handed to all trustees including guidan on charities, public benefit and the relief of sickness, distress, and poverty for public benefits. The new trustees are aware of the scope and their responsibilities under the Charity Acts, nationally recommended 'Good Governance" guidan. Inrtially, it recommended that new trustees collaborate with existing trustees assisting with activities and projects. run by the CIO. After satisfactory feedback from existing trustees, they are then given the tasks of leading a particular activity or project, reporting progress to the trustees at MC Management Committee) meeting,
F. Risk Management: Trustees have assessed the risk the CIO faces and have drawn up a matrix which identifies the major risks and area of activity, the nature of those risks. the likelihood of the risk happening and Ihe measures taken to manage them. Trustees review this matrix regularly at their meetings and at meetings of the two sub-committees.. finan and personnel. The trustees are satisfied that systems are in place, or arrangements are in hand, to manage the risks that have been identified. In particular, the financing of the CIO is kept under review, appropriate Criminal Bureau (DBS) checks, all-purpose insuran. supported by regular policy reviews. These reviews are made of all the work SOUTHWARK SENIOR SOCIAL ASSOCIATON {SSSA) does and of personnel who work with elderly and other vulnerable groups within the organization and the local communty. G. Aims and activities The objects of the CIO are set out in the CIO'S Goveming document (its constitution) and are summarized as follows. 1) To promote and protect the physical. mental and psYChol1cal health of the local inhabitants by mearss of providing community day care 21 to relieve sickness and distress from amongst the local inhabitants, particularly persons of Caribbean desnt who are vulnerable and are in nessIt0uS circumstsnces, especially those who by reason of age, infirmity or disability are in nd of care and attention, by provision, maintenance and management of a communty facilty delivering leisure time activities and community engagement events. H. Our objectives.. SOUTHWARK SENIOR SOCIAL ASSOCIATON {SSSA) is a communty lead organization. This being so its objectives are set to refiect the needs and aims of the local communty. Each year trUStS review the objectives and activities to ensure they continue to reflect our aims. In conducting these reviews trustees considers the Charty Commission s general guideline on public benefrts. Our aims remain to provide a facility where BAME elderly people and local community can meet for community care and to provide communty facilities for all the residen in the London Borough of Southwark and the adjacent neighborhoods Our long-temi ambition is to build the self-COnfiden of BAME elderly people in the area and ensure that local people benefrt from the communrty facilities and activities which also help make the area vibrant diverse and harmonious for its rlen. l. Strategies: Trustees aim to make the community centre. our seNices. and activities accessible and welcoming to everyone in the local area, where people gettogether and benefrt from the work, ServIS and activfiies w4thJ. The communty centre is always open forcare and leisuretime activities Our plan is thatlheseniorfsday centrewill be open Tuesdays and Saturdays 09:OOanto 4".00pm. Important to our strategy are the protection and promotion of the publiclcommunity welfare, health care, and the well-being of older people, particularly BAME elderly people The community facilities and activities include health and care initiatives, public health and general welfare rights advice. information and advi workshops. These are widely advertised throughout the communty.
SOUTHWARK SENIOR SOCIAL ASSOCIATON (SSSA) Y1comeS the participation of all in the local communty Some activities are free. Others are affordable,. there can be as little as £10 per visit to the Elderly Day Centre. However, most of the activities and services are funded by donations, grant funders, family support or by our working partnership wth the local council. SOUTHWARK SENIOR SOCIAL ASSOCIATON (SSSA) maintains a policy of "Ordinary People doing Extraordinary Things" at the Centre and who wants to beneftt from our services and activities" We operate an open4oor services and activities policy. based on first come first serve and that the most destitute people should benefit from our work. Considerations is given and concessions are made for people who need our services and do not have the means to pay. Elderly people benefit from serviceslactivities. SOUTHWARK SENIOR SOCIAL ASSOCIATON {SSSA) assist day ntre users in securing funds for elderty people in these sttuations. Southwark Senior Social Association J. Use of volunteers: Volunteers are important reSoUrS in delivering day-to-day care support and community centre activities for older people. Volunteers participate in most of our work, including community activities. These are local people willing to give their time freely. However, where spectfic funds are available volunteers are reimbursed volunteerfs expenses.. travelling and lunch The trustees give their time freely. Trustees encourage centre users and people from the local communty to be involved in the Centre as voluntary and to share their skills with others. All volunteers and staff are DBS rtIfied. which will be renewed and checked every 3 years.
K. Activities and achievements: We provide opportunities seniors to engage in Fun Therapeutic activities desprte prevailing physical. mental and social welfare challenges, such as the cost-of- living crisis and health issues as in dementia. These are issues directly ifflpinging on the quality of life and loneliness of eklerly people in the community. Every Tuesdays and Saturdays Day Centre was open to the our services users, we provided transport servi lo arbd from the Centre. for those who have reduce mobility or lack cognitive awareness to access public transport safely. also on arrival in the morning a light breakfast is served followed by a culturally sensitive freshly cooked meal and aftemoon tealbiscuits. Throughout the day our senior people are supported to take part in handcraft. painling. domino games. bingo, and other table games. reading books. magazines and newspapers. Other activities included weekly sessions on learning lo use computers for communication and access to other agencies, GP. NHS access points, utilities providers, etc The Centre also provided heatth checks and promotional activities. such as weekly gentle exercise sessions, and are signed posted into infomiation and advice sessions. Theie is always a display of health care. public health leaflets and pamphlets users use and can take home. There were two seaside outings planned per year. We took 30 members to Brighton on 27th July 2025. The other was to Eastbourne on the 28th of September 2025. We were able to support wheelchair bound and elderly people and those with mobility needs and their carer. For occasional events. the August Bank Holiday CommL¢nity -Barbeque" on the 26 {twenty-six> August 2026, which was held jointly with Age UK L&S. We celebrated our Black History on October in fine stye honoring our black senior members and local BAME organizer of day centre who we knew did exlIent work within our communty this was also officiated by local councilors and MP for Southwart( Adult Social Care Evelyn Akoto. This event also recognized and celebrated the Caribbean Pioneers who arrived in the UK 75 years ago, Windfush Generation": aptly entitled 'Living Legends" Our Christmas Lunch as another community event of benefit to ntre users, family. local people and the Centre's community partners. held in 251h December2025.The participation rate amongst regular ntre users was in the region of 80. whereas from Ihe community and familieslfriends in the same was about 200/0. 10
Southwark Senlor Social Associate A leaflel advertising the programme of activities organized and delivered by the volunteerlstaff team. our communty connection volunteer Cedric INhilby acts as ambassador for SSSA actively help to promote and advertise our senilS with Southwark Council and other local communty group to either join up partnership working in delivering activities or lend our voices to research and survey that will help to champion and bring about change that wll posrtively impact on the quality of our seniors quality of lrfe. Some of the elderly peop in the Gommuntty are still fea1 of leaving their home unaccompanied or living on their own and feels disconnected to agencies provKling activrties and health and social care support for elderly people in the area. Our staff a1 vUnt Ik4p th delivered training sessions teaching elderly people, in the use of social media and the use of computers to access basic social welfare and health care seTVIS. At other times they would be helping users with activities as well as helping them to raise issues before they reach crisis level. Ordlnary Pooplo Doing Extraordlnary Thlngs Some actual data.. The organization contact list has thirtyveight (38) members. Although older people joined the day centre. there has been only a slight decrease due to the user's passing away. Two regular centre users moved to other independent living facilities. which were more surtable fortheir needs as their housing conditions were in dyers needs of repair In Dernber 2024, we provided Christmas Lunch for eighty {80) people. Some of the beneficiaries had llake away" to take home on leaving and everyone had Christmas gift donated by Morrison Supermarket and Teams London Bridge, and Age UK Lewisham and Southwark. This year, with 38 members. we had 228 attendanS of older people directly benefited from the Centre's activities and servi$ throughout the period 3111212024 this was due to our partnerships and community network involvementand coordinating and facilitating For instance, attending other activities and contributing to the wider community involvement. The number of regular day centre users in June 2024 was 32 elderly people. This is a slight increase over June 2024- December 2024 to a total of 38members attending day care on a regular basis However. as stated above some of the regular users have passed away. There is still remarkably diverse group of elderly people benefiting from the Centre. These beneficiaries are from the Caribbean, African, South Asia and European deSnt. The increase in day ntre users is the resutt of more Scaal PreS(x1 LBS referrals and private paying users. Our members have been the biggest advertisers of our ServIS sharing wtth families and friends about the benefrt they receive from attending the day ntre.
It is also the case that as "local business" SOUTHWARK SENIOR SOCIAL ASSOCIATON (SSSA) contributes to local economy. SOUTHWARK SENIOR SOCIAL ASSOCIATON (SSSA) employs 3 individuals and supports 7 volunteers with work experien. It purchases goods and SeNiS from other providers and a rTh)re Lp* rekn Ni rExt ann1 Southwark Senlor Social Association Some of the elderly people attending the Day Centre Our Afrolcaribbean members are still considered as an excluded community. The Centre seeks to improve their well-being and quality of lrfe They are regular participants in all the arNJ rI>rErS d events the centre urKlertsk Our member43Yenll.weekly and participate in reminis. meet new and old ' bciakze ryer téalcoffee and biscuits, have a dan, play acquaintance4,- domino and Other indoqr table gaTrnes. 12
Centre Users Questionnaires and Responses As we relied on our members feedbath on Activities Transportation Meals Staff and volunteer support. We nomially complete our feedback at the end of the year or at the end of a new projects, we endeavor to obtain our members. views on service delivery every 6 months to ensure we meet rrEmbers' needs and adjust accordingly as and when needed Of the 34 members vtho participated in sep4ice userfs feedbath supleys Activities 29 are happy with the ath'vrties on offer 2 could not articulate clearfy- unsure 1 didn't like preferred to talk 1-2-1 than participate in activities 1 wanted singing not to be sang to 1 needed more digital support Transportation 33 members are happy with transportatron. as it offers opportunrtj'es to come out of their home 2 members said they are happy Viith transportation, but the step are too high Meals 30 members said rt was lovely, and they enjoy the meals 4 members said it was too expensive, and it should be FREE Stafflvolunteers 28 members said they appreciate the support they receive from the staff team 2 members said staff can seem rush at times arKI need to listen more 3 members said volunteers are not regular attendees and seem to come & go often 1 member said In Summary, overall SOUTHWARK SENIOR SOCIAL ASSOCIATON (SSSA) Community Centre provided a holistic community development programme of activities and social weware Servi$. The focus of the Centre's services were to tackle loneliness and isolation amongst older elderly people and at the same time improve the qualty of lrfe of elderly people and the health and well-being of the local community as a whole. 13
Partnership working and performan reviev The organization continues to fflaintain its Servi to the communty through collaboration and partnership working. Although are new charity we have a good network link and have a staff team and trustee Yth live and work experience of over 30 years of expert skills and knowledge in delivering activrties for older people. This being so volunteers have played a pivotal role supporting needy old people in Southwark. Without volunteers, the'communty coming togetherf and giving free time these servi$ would not have bTr possible. Volunteers not only assist with day care, they also deliver activrties, like our arts and crafts sessions and faith sessions each week. They also help with occasional event. The fees received from rnemtEr5hp and events are vrtal for our cash flow and the organization running cost. Their cornmitment enabled the Centre to deliver a full programme of service, activities and events to SoLrthwark vulnerable okjer adults. Having a relatively smaller staff team the day SSSA realize we must maintain good organizational practice to attract local council support and other funding opportunities as part of rts development and future plans to stay afloat and maintain a qualty of SeNiS for local elderly people. It is most important that Trustees continue to maintain good governan and regularly update SOUTHWARK SENIOR SOCIAL ASSOCIATON {SSSA) policies and procedures. Such as trustee training of responsibilities of trustee, updating and looking at our charity commission account email page for Charity Commission and Southwark Communrties infomiation about new guidan. regulations, support and advice. 14
L. Financial review.. al Risk management.. The trustees have revievEd and examined the major risk which the CIO faces and believes that maintaining ourfree reserves at a reasonable level, combined with our annual review of the controls over key financial systems will provide sufficient resources in the event of adverse condth"ons. The trustees have also examined other operational and business risks which fa and confirm that they have established systems to mitigate the significant risks. bl Financial Reserves Policy Trustees are aware of and take note that a reseple policy is a key issue for the Charity Commission as the regulator for registered charity. SOUTHWARK SENIOR SOCIAL ASSOCIATON (SSSA) Trustees have taken note of the Charrty Commission requirements and that where the levels of resenies are set too high this would tie up money. vthich could and should be spent on charttable activities. On the other hand, rf they are too low, the future of the Charity may be put at risk. Our Reserves Policy aims to set money aside as a reseprfe, which is to protect Charity against unexpected drops in income and an emergency. Our financial reserves policy allows the organization to take advantage of new opportunrties. so long as the opportunty is in fijrtheran of the organization s objects. Our financial reserves policy also ensures trustees monitor spending and report restricted funds and unrestricted funds, Trustees are conscious of the level of reseDies the CIO needs to hold, because this is an important part of our financial plans to ensure sound financial management. Our reserves policy also serves to benefft donors, funders and other stakeholders. Trustees have carried its annual reviews of the reserves of the CIO. Based on current and future financial activities of the CIO. This being so. trustee's reserves policy is to hold funds to meet 2 months of the operational costs of the Community Centre, including communty activities. care support and outreach programme, against any unexpected drops in income and in an emergency. Where this level of reserves is not achieved, there will be notes in the trustee's and financial report to explain the reason and the measures trustees are putting in place to address shortfalls. In calculating the CIO 's reserve for this year. the trustees have deducted from the total of unrestricted funds of the CIO. The level of reserves which was available year ending 31-December 2025 is set out in the attached financial slalemenls The nel movement in funds for next year's financial period will be significanly different as we have already secure 3-year grant funding from The Health Creatsve Alliance and Southwark Charities cementing our mark for a secure finanual future. 15
. Tangible fixed assets.. The organization has no fixed assets Principal funding sources.. The main SoUrS of income are from fees and charges- funders (Southwark charities) O. Investment policy and perfOnan.. Trustee policy is to ensure that all banking of cash within 2 days of reipt to accrued maximum interest and all surplus funds are placed into a deposit account in the name of the charty. There has been no investment ackn'vityl other bank interest received P. Principal funding sources. The main sources of income are from fees. charges. donations and grant funding. Q. Plans.. As detailed above, under review are activities and organizational operation. There are several issues that the charity is addressing to be in a better situation to represenl and help the community and the target group: (older people). LBS have made major improvemenls which arewelcomed. LBS is also planning another BAME elderly Gentre in Southwark our immediale task is to engage wtth the development of the LBS Black Elderly Project and position itself as a key partner in the delivery of the LBS Project under a collision group known as SUBNET (Southwatk Unified Black Network) Further, SW needs to give serious consideration of what it will provide in future and how this will be funded. It is most important SOUTHWARK SENIOR SOCIAL ASSOCIATON {SSSA) expands its on-going marketing, review fees. expand funding activities, and seek out to attract other business opportunities "market" such as providing for Carer5 Forum for those who support people diagnosed with Dementia, offer partnership working wtth other small group who woukl like to share space and collaborate with day care or actwrties to attract new take up on our Servi$. Annual need assessment survey and a development program for trustees. staff and volunteers are also vrtal components of our future for 2025-26 16
Southwark Scnior &xial A&s(Kiation R.Statement of trustees. responsibilities The charty trustees are iesponsible for preparing an annual report and financial statements financial statements in accordano with applicable law and United Kingdom Accounting Standards (United Kingdom Generally Accounted Accounting Practice). The law applicable to charities in England and Wales requires the charity trustees to prepare financial statements for each year which gives a true and fair view of the state of affairs of the charty and of the incoming resour$ and applicable of resources of the charity for that period. In preparing the financial statements. the trustees are required to.. al select suttable accounting policies and apply them consistently.. obseNing the method5 and principles of the Charities SORP.. b) make judgements and estimates that are reasonable and prudent. c} State whether applicable accounting standards have been followed, subject to any material departures disclosed and explained in the financial statements. dl prepare the financial statement on the going conceming basis unless it is inappropriate to presume that the charty will continue in business. e) The trustees are responsible for keeping proper records which disclose with reasonable accuracy at any time the financial posilion of the charity and enable them to ensure that the financial statements comply with the Charities Act 1933, the Chanty (Accounts and Report) Regulations 2008 and the provisions in SOUTHWARK SENIOR SOCIAL ASSOCIATON (SSSA) constitution. Trustees are also responsible for safeguarding the assets of the charity and hence taking reasonable steps for the prevention and detection of fraud and other irregularities Chairperson.....................................B.Wade Daled ..30th May ...2026 17
INDEPENDENT EXAMINER'S REPORT TO THE TRUSTEES OF SOUTHWARK SENIOR SOCIAL ASSOCIATION ON THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2025 WHICH ARE SET OUT ON PAGES 7-8. Respective responsibilities of trustees and examiner The charity s trustees are responsible foi the preparation of the accounts. The charrty's trustees consider that an audrt is not required for this year undef section 144(2} of the Charities Act 2011 (the 2011 Act) and that an independent examination is needed. It is my responsibility to.. examine the accounts under section 145 of the 2011 Act,. to follow the procedures laid down in the general Directions given by the Charity Commission under section 145(5){b) of the 2011 Act., and to state whether particular matters have come to my attention. Basis of independent examinerfs report My examination was carried out in accordan with the general Directions given by the Charity Commission. An examination includes a review of the accounting records kept by the charity and a comparison of the accounts presented with those records. 11 also includes consideration of any unusual items or disclosures in the accounts. and seeking explanations from you as trustees conMing any such matters. The procedures undertaken do not provide all the eviden that would be required in an audit and consequently no opinion is given as to whelher the accounts present a Irue and fair view, and the report is limited to those matters set out in the statement below. Independent examiner's report In connection with my examination, no matter has come to my attention: which gives me reasonable cause to believe that in any material respect.. The accounting records were not kept in aCCL)rdan wtth the section 130 of the Charities Act.. or The accounts did not accord with the accounting records,. or The accounts did not comply with the applicable requirements concerning the form and content of the accounts set out in the Charities (Accounts and Reports) Regulations 2008 otherthan any requirement that the account give a 'true and fair, which is not a matter a matter considered as part of the independent examination. I have no cOnmS and have come across no other matter in connection with the examination to which attention should be drawn in this report in order to enable a proper understanding of this account to be reached. Signed.. A Adebambo, CPF London Accountancy Practice. Sojourner Truth Centre 161 Sumner Road London SE15 6JL GMA, ACG, 18
SOUTWARK SENIOR SOCIAL ASSOCIATION STATEMENT OF FINACIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER2025 2025 2024 Tolal Total Fund Fund Unrestrithd Restricted Fund Fund Income Resources 92.672 91672 92.672 91672 660 660 Resources Expenditure CL&s cl clntab* acmes 92.916 92,916 91916 92,916 Net IncomirKJ Resources Bare broLtyI fard Ba[eS camed fotward 244 244 416 416 19
SOUTHWARK SENIOR ASSOCIATION BALANCE SHEET AS AT 31 DECEMBER 2025 FIXED ASSETS 2025 2024 Current Assets Cash at Bar* 416 660 Current Llabllltles Cfedrtors Net Current Assets 416 660 Financed by Funds Unresthcted F1 Restricted Fund 416 416 660 660 Approved by the Board cl threctcws sEd on its behal by Sign -.a026 20
SOUTHWARK SENIOR SOCIAL ASSOCIATION NOTES TO THE ACCOUNTS 1. ACCOUNTING POLICIES Basis of Preparation of Financial Statements The financial statements are prepared under the historic cost convention and include the results of the charity's operations which are described in the Management Committee's Report and all of which are continuing. The accounts have been prepared in accordance with the Statements of Recommended Practi for charrty accounts. The charity has taken advantage of the exemption of Financial Reporting Standard No 1 from the requirements to produ a cash flow statement on the groLAnds that it qualifies as a small charty 1.2 Incoming Resources 1.2.1 Revenue grants are credited to the Statement of Financial Activities on the earlier date of when they are reIVed or when they are re1Vable, unless they relate to a specific future period, in which case they are included on the Balance Sheet as deferred income to be recognised in the future accounting period. 1.2.2 Grants received for specific purposes are accounted for as restricted funds in the Statement of Financial Activrties. 1.3 Restricted Funds Reslricted funds are to be used for specific purposes as laid down by the donor. Expenditure which meets these criteria is identrfied to the fund. together with fair allocation of management and support costs. 1.4 Unrestrictsd Funds Unrestricted funds are donations and other incomes received or generated for the objects of the organisation without further specified purpose and are available for general funds. 1.5 Designated Funds Designated funds are unrestricted funds eamarked by the Management Committee for particular purposes. 1.6 Tangible Fixed Assets All expenditure that related to equipment has been charged to the Statement of Financial Activities in the year of acquisition. A register of assets is maintained. 21
SOUTHWARK SENIOR ASSOCIATION DETAILED INCOME AND EXPENDITURE FOR THE YEAR ENDED 31 DECEMBER 25 2025 Total Fund 2024 Total Fund Unrestrlcted Restricted Fund Fund Income Resources Legacies. Grant & Donatior SoutFfyvark Charities NHS Giant Southwark Pensi Donaknons Total Income 600 40,000 40,000 50,000 50,000 2,500 172 92,672 172 92,672 660 2026 Total Fund 2024 Total Fund Unrestricted Restricted Fund Fund Resources Expended Staff Rent & Venue Hire Administralion NHS Granu Subnet Grow> Dnver Hire Foo(VHot Meals Sthjscnpbons Iwebsite Traini@DBS TraveVFuel Refiexlcoy Volimleer Experses IrsurancelPrt)Ic Liability Postage Payroll Administracb( Miscellaneous Total Expendlture 12.810 6.045 580 45,000 3,531 8,977 27 150 3.01)0 7,002 12.810 6.045 580 45,000 3.531 8.977 27 150 3,000 7,002 60 3,450 3,450 602 173 92,916 602 173 91916 22