Trustees report and financial statement
Southwark Senior Social Association
For the year ended 31 December 2025
Charity Registered Number 1208893
90 Rye Hill Park, Peckham, London SE15 3JU
moiovinE lit fty i.jdei
SOUTFWARK SENIOR SOCIAL ASSOCIATION MEMBERS
MAKING AND REfAINING FRIENDSHIP

Southwark Senior Social Association
SSSA
CONTENTS
Page
Fonvard from Chairperson
Reference and Administrative infonnation
Picture taken at Event December ?4
Trustees Report
Activities and Achievements
10-12
Users Feedback Survey & Comments
13
Partnerships Working perforniances
14
Financial Review & Future
Plans
15-16
Trustee s statement of responsibilities
17
Independent Examiner's Report
18
Statement of Financial Activities
19
Balance Sheet
20
Notes to the Accounts
21
Detailed Income and Expenditure
22

The board of trustees (herein known as the management committee} presents their
Annual Report and the Financial Statements for the year ended 31 Deceinber
20?5
This is the Trustees Report and Financial Statement for Southwark Senior Social
Association (SSSA) set up as a charitable organization (CIO). The charity has
income of £416.00 for the year ending 31 st December ?0?5, therefore il does not
require an independent examination. The trustees oversee the restricted fund
established to deliver day centre care and leisure time activities for elderly people
in Southwark.
The report follows the order set out on SORP and sets out how the tnjstee have
met the obligations for reporting the charity activities for the benefit of the public
including in "Our aims". We can confimi that the trustees have considered the
Charity Commission's general guidelines on public benefits and in particular their
supplementsry guidelines on the advancement of sickness, poverty and distress.
The objectives and advancement sections include a description of the strategies
followed to further the charity's work and the policies regarding the allocation
and use of the charity's funs.
The "financial review section includes a statement of the reserves policy. This
pol icy explains that the total for reserves includes both the Charity, other tangible
fixed assets and the designated ￿ndS set up to provide for staff. the operations,
social welfare service and community activities for local people, particularly
BAME elderly people in Southwark.
Trustees plans to increase and maintain the level of services and activities
avai lable for elderly people in Southwark by operating at other sites in shelters
homes locally. Also working with Southwark pension centre to use our main
activities site- (Trinity College Centre) to provide and trained staff and
volunteers to provide welfare and benefil checks to increase older people
financial and economic circumstances.
This and all future trustees report will be auditedlfinancially examined in
accordance with Auditing Practices Board standards, although this statement is
not required by SORP
The Accounts
The accounts are fully SOPR compliant and include a statement of Financial
Activities. a Balance Sheet and notes on the accounts. The statement ol financial
activities distinguishes between unrestricted and restricted funds. The charity is
not large enough to require a Cash Flow Statement.
Agreed:
By trustees at a meeting of trustees the Management Committee, (MC) held at
Signed by the Chairperson... B. Wade...
Date... January 4th, 2026

reference and Admin Infonnation for year ending 31 st December 2024
Southwark Senior Social Association
ADMINISTRATtVE INFORMATIONYEAR ENDED 31 DECEMBER ?024
MANAGEMENT COMMirfEE
Brenda Wade.......................................... Chairperson
Odette Roberts .
. Secretary
Marian Watts..........................................Treasurer
Alcina Humphrey .
Trustee
Staff
Anthony Shand - Mini Bus Driver
Pillar Alcocer Plaza- Support worker
Jessica Albarracin - Senior support worker /Admin Coordinator
Volunteers
Aubryn Graham - Advisor and Trainer
Cedric Whilby - Community Connection
Nelson Arias- Art and Craft
Michael Gonzales- Exercise & keep fit session
Alpha Kamara - Housekeeping - cleaning
Treavor Reid - Cook
Daliah Edwards- Inforn]ation and Advice/Welfare and Benefit checks
PRINCIPAL ADDRESS
Southwark Senior Social Association
90 Rye Hill Park
London SE15 3JU
INDEPENDENT EXAMINER
London Accountancy Practice
Sojourner Truth Centre,
Sumner Road, London SEI 5 6JL
BANKER
Metro Bank,
I Southampton Row,
Holborn Road.
London WC IB SHA
Activities and events enjoyed by our older adults are fun and therapeutic to
mental dexterity and nutritional freshly cooked culturally sensitive meals.

IXIIIE
Southwark Senior Social Association

A. Trustees Report
The trustees are submitting their annual report and the financial statements for
Southwark Senior Social Association, for the year ended 31 st December ?025
The trustees confirni that the annual report and financial statements. for an
organization being a CIO comply with current statutory requirements. of the
CIO'S governing document and the provisions of the Statement of Recominended
Practice (SORP) "Accounting and Reporting by Charities issued in March 2005
Structure, Governance and Management:
SSSA is constituted as a charitable CIO registered with the Charity Commission
for England and Wales on the ?8th of June ?0?4. The CIO governing document
was adopted 9810612024.
Organizational structure and decision-making:
The Trustees ae responsible for the general control and management of the CIO
as registered with the Charity Commission. Trustees volunteer their time freely
and receive no remuneration or other financial benefits.
The Trustees meet as a bod), (the management committee) on 8 weekly basis and
are responsible for all decisions taken I relation to the running of the CIO. This
also includes the community facilities and activities provided by the CIO. To
assist with the smooth running of the CIO, trustees may set up committees to help
them oversee certain aspects of the CIO. Two committees are the Personnel Sub
Committee and the Finance Sub Committ3ee for overseeing human resources and
finance matters respectively. All Sub-committees report back and make
recommendations to the management committee. The sub-committees will meet
4 times annually. The chair of trustees and both sub-committees whose
membership reflects the skills that trustees can both bring to work of the sub-
committee.
The day-to-day management and administration of the community facilities are
delegated to the principal's office {the Centre Manager -trustee B W) who is
supported by a staff team. The centre manager is also responsible for the
collection of donations/fees from the community users and use by other
community groups. All fees, grants and donations received are used for the
furtherance of the objective of the CIO.

D. Reeruitment and appointment of trustees:
The exiting trustees are responsible for the recruitment of new trustees. in so
doing the trustees seek the views and recommendations of the community
network. centre users and pot3ntial centre users. Trustees bel ieve this approach
ensures representation from different communitv groups and membership which
subscribe to the objects of the CIO. We find this approach ensures diversity on
the management COTnmittee, including access for people with disabilities. This
also ensures the involvement of the local community in the management of the
CIO and creates good relations between the CIO and local community it serves.
New trustees are required to complete and sign SSSA 'conflict of interest" forn]
before they can participate in meeting of the management committee.
In selecting trustees SOUTHWARK SENIOR SOCIAL ASSOCIATON (SSSA)
seeks to identify people who regularly attend events and are supportive
of the work of the CIO, particularly those who willingly volunteer in our
community work and the elderly day ￿ntre. Potential trustees are
usually recommended by other members, other trustees, staff, or open
advertisement. Vvhere possible helshe would have an interview with the
chair of the management committees and orthe Centre Manager.
The roles and responsibilities of trustees clarified, how the CIO
functions, and the target group as the beneficiaries. SOUTHWARK
SENIOR SOCIAL ASSOCIATON (SSSA) constitution allows for open
election at a general meeting of the CIO or by cooption by the
management committee. Anyone who subscribes to the objects of the
organization can seek election at the Annual General Meeting. This
process also allows consideration of the person's eligibility, personal
competen￿, specialist knowledge, and skills as a nomination form
giving details, experience, skills and knowledge is required before the
date of that AGM.
E. Trustees Induction and Training:
Following appointment, new trustees will be introduced to their roles as
Trustees of SOUTHWARK SENIOR SOCIAL ASSOCIATON (SSSA)
They are given a copy of the SOUTHWARK SENIOR SOCIAL
ASSOCIATON (SSSA)'s goveming documents and a copy of the most
recent trustees annual report, financial statement and guide to the
policies and procedures adopted by the CIO. Publications from the
charity Commission are handed to all trustees including guidan￿ on
charities, public benefit and the relief of sickness, distress, and poverty
for public benefits. The new trustees are aware of the scope and their
responsibilities under the Charity Acts, nationally recommended 'Good
Governance" guidan￿. Inrtially, it recommended that new trustees
collaborate with existing trustees assisting with activities and projects.
run by the CIO. After satisfactory feedback from existing trustees, they
are then given the tasks of leading a particular activity or project,
reporting progress to the trustees at MC Management Committee)
meeting,

F. Risk Management:
Trustees have assessed the risk the CIO faces and have drawn up a matrix which
identifies the major risks and area of activity, the nature of those risks. the likelihood
of the risk happening and Ihe measures taken to manage them. Trustees review this
matrix regularly at their meetings and at meetings of the two sub-committees..
finan￿ and personnel. The trustees are satisfied that systems are in place, or
arrangements are in hand, to manage the risks that have been identified. In
particular, the financing of the CIO is kept under review, appropriate Criminal Bureau
(DBS) checks, all-purpose insuran￿. supported by regular policy reviews. These
reviews are made of all the work SOUTHWARK SENIOR SOCIAL ASSOCIATON
{SSSA) does and of personnel who work with elderly and other vulnerable groups
within the organization and the local communty.
G. Aims and activities
The objects of the CIO are set out in the CIO'S Goveming document (its constitution)
and are summarized as follows.
1) To promote and protect the physical. mental and psYChol￿1cal health of the
local inhabitants by mearss of providing community day care
21 to relieve sickness and distress from amongst the local inhabitants,
particularly persons of Caribbean des￿nt who are vulnerable and are in
ne￿ssIt0uS circumstsnces, especially those who by reason of age, infirmity
or disability are in n￿d of care and attention, by provision, maintenance and
management of a communty facilty delivering leisure time activities and
community engagement events.
H. Our objectives..
SOUTHWARK SENIOR SOCIAL ASSOCIATON {SSSA) is a communty lead
organization. This being so its objectives are set to refiect the needs and aims of the
local communty. Each year trUSt￿S review the objectives and activities to ensure
they continue to reflect our aims. In conducting these reviews trustees considers
the Charty Commission s general guideline on public benefrts.
Our aims remain to provide a facility where BAME elderly people and local
community can meet for community care and to provide communty facilities for all
the residen￿ in the London Borough of Southwark and the adjacent
neighborhoods Our long-temi ambition is to build the self-COnfiden￿ of BAME
elderly people in the area and ensure that local people benefrt from the communrty
facilities and activities which also help make the area vibrant diverse and harmonious
for its r￿len￿.
l. Strategies:
Trustees aim to make the community centre. our seNices. and activities accessible
and welcoming to everyone in the local area, where people gettogether and benefrt
from the work, ServI￿S and activfiies w4thJ. The communty centre is always open
forcare and leisuretime activities Our plan is thatlheseniorfsday centrewill be open
Tuesdays and Saturdays 09:OOanto 4".00pm.
Important to our strategy are the protection and promotion of the publiclcommunity
welfare, health care, and the well-being of older people, particularly BAME elderly
people The community facilities and activities include health and care initiatives,
public health and general welfare rights advice. information and advi￿ workshops.
These are widely advertised throughout the communty.

SOUTHWARK SENIOR SOCIAL ASSOCIATON (SSSA) Y￿1comeS the participation
of all in the local communty Some activities are free. Others are affordable,. there
can be as little as £10 per visit to the Elderly Day Centre. However, most of the
activities and services are funded by donations, grant funders, family support or by
our working partnership wth the local council.
SOUTHWARK SENIOR SOCIAL ASSOCIATON (SSSA) maintains a policy of
"Ordinary People doing Extraordinary Things" at the Centre and who wants
to beneftt from our services and activities" We operate an open4oor services and
activities policy. based on first come first serve and that the most destitute people
should benefit from our work. Considerations is given and concessions are made
for people who need our services and do not have the means to pay. Elderly
people benefit from serviceslactivities. SOUTHWARK SENIOR SOCIAL
ASSOCIATON {SSSA) assist day ￿ntre users in securing funds for elderty people
in these sttuations.
Southwark Senior Social Association
J. Use of volunteers:
Volunteers are important reSoUr￿S in delivering day-to-day care support and
community centre activities for older people. Volunteers participate in most of our
work, including community activities. These are local people willing to give their time
freely. However, where spectfic funds are available volunteers are reimbursed
volunteerfs expenses.. travelling and lunch The trustees give their time freely. Trustees
encourage centre users and people from the local communty to be involved in the
Centre as voluntary and to share their skills with others. All volunteers and staff are
DBS ￿rtIfied. which will be renewed and checked every 3 years.

K. Activities and achievements:
We provide opportunities seniors to engage in Fun Therapeutic activities desprte
prevailing physical. mental and social welfare challenges, such as the cost-of- living
crisis and health issues as in dementia. These are issues directly ifflpinging on the
quality of life and loneliness of eklerly people in the community.
Every Tuesdays and Saturdays Day Centre was open to the our services users, we
provided transport servi￿ lo arbd from the Centre. for those who have reduce mobility
or lack cognitive awareness to access public transport safely. also on arrival in the
morning a light breakfast is served followed by a culturally sensitive freshly cooked
meal and aftemoon tealbiscuits. Throughout the day our senior people are supported
to take part in handcraft. painling. domino games. bingo, and other table games.
reading books. magazines and newspapers. Other activities included weekly sessions
on learning lo use computers for communication and access to other agencies, GP.
NHS access points, utilities providers, etc The Centre also provided heatth checks
and promotional activities. such as weekly gentle exercise sessions, and are signed
posted into infomiation and advice sessions. Theie is always a display of health care.
public health leaflets and pamphlets users use and can take home.
There were two seaside outings planned per year. We took 30 members to
Brighton on 27th July 2025. The other was to Eastbourne on the 28th of
September 2025. We were able to support wheelchair bound and elderly people and
those with mobility needs and their carer. For occasional events. the August Bank
Holiday CommL¢nity -Barbeque" on the 26 {twenty-six> August 2026, which was held
jointly with Age UK L&S.
We celebrated our Black History on October in fine stye honoring our black senior
members and local BAME organizer of day centre who we knew did ex￿lIent work
within our communty this was also officiated by local councilors and MP for Southwart(
Adult Social Care Evelyn Akoto. This event also recognized and celebrated the
Caribbean Pioneers who arrived in the UK 75 years ago, Windfush Generation": aptly
entitled 'Living Legends"
Our Christmas Lunch as another community event of benefit to ￿ntre users, family.
local people and the Centre's community partners. held in 251h December2025.The
participation rate amongst regular ￿ntre users was in the region of 80.￿ whereas from
Ihe community and familieslfriends in the same was about 200/0.
10

Southwark
Senlor Social Associate
A leaflel advertising the programme of
activities organized and delivered by the
volunteerlstaff team.
our communty connection volunteer Cedric
INhilby acts as ambassador
for SSSA
actively help to promote and advertise our
senil￿S with Southwark Council and other
local communty group to either join up
partnership working in delivering activities or
lend our voices to research and survey that
will help to champion and bring about change
that wll posrtively impact on the quality of our
seniors quality of lrfe. Some of the elderly
peop￿ in the Gommuntty are still fea￿1 of
leaving their home unaccompanied or living on
their own and feels disconnected to agencies
provKling activrties and health and social care
support for elderly people in the area. Our
staff a￿1 v￿Unt￿ Ik4p th delivered training
sessions teaching elderly people, in the use
of social media and the use of computers to
access basic social welfare and health care
seTVI￿S. At other times they would be
helping users with activities as well as
helping them to raise issues before they
reach crisis level.
Ordlnary Pooplo
Doing
Extraordlnary Thlngs
Some actual data..
The organization contact list has thirtyveight (38) members. Although older
people joined the day centre. there has been only a slight decrease due to
the user's passing away. Two regular centre users moved to other
independent living facilities. which were more surtable fortheir needs as their
housing conditions were in dyers needs of repair
In De￿rnber 2024, we provided Christmas Lunch for eighty {80) people.
Some of the beneficiaries had llake away" to take home on leaving and
everyone had Christmas gift donated by Morrison Supermarket and Teams
London Bridge, and Age UK Lewisham and Southwark.
This year, with 38 members. we had 228 attendan￿S of older people directly
benefited from the Centre's activities and servi￿$ throughout the period
3111212024 this was due to our partnerships and community network
involvementand coordinating and facilitating For instance, attending
other activities and contributing to the wider community involvement.
The number of regular day centre users in June 2024 was 32 elderly people.
This is a slight increase over June 2024- December 2024 to a total of
38members attending day care on a regular basis However. as stated
above some of the regular users have passed away. There is still
remarkably diverse group of elderly people benefiting from the Centre.
These beneficiaries are from the Caribbean, African, South Asia and
European deS￿nt. The increase in day ￿ntre users is the resutt of more Scaal
PreS(x1￿ LBS referrals and private paying users. Our members have
been the biggest advertisers of our ServI￿S sharing wtth families and friends
about the benefrt they receive from attending the day ￿ntre.

It is also the case that as "local business" SOUTHWARK SENIOR SOCIAL
ASSOCIATON (SSSA) contributes to local economy. SOUTHWARK
SENIOR SOCIAL ASSOCIATON (SSSA) employs 3 individuals and
supports 7 volunteers with work experien￿. It purchases goods and SeNi￿S
from other providers and a rTh)re Lp* rekn Ni rExt ann￿1
Southwark Senlor Social Association
Some of the elderly people attending the Day Centre
Our Afrolcaribbean members are still considered as an excluded
community. The Centre seeks to improve their well-being and quality of lrfe
They are regular participants in all the arNJ rI>￿rErS d events the
centre urKlertsk
Our member43Yenll.weekly and participate in reminis￿. meet new and old
' bciakze ryer téalcoffee and biscuits, have a dan￿, play
acquaintance4,-
domino and Other indoqr table gaTrnes.
12

Centre Users Questionnaires and Responses
As we relied on our members feedbath on
Activities
Transportation
Meals
Staff and volunteer support.
We nomially complete our feedback at the end of the year or at the end of a new
projects, we endeavor to obtain our members. views on service delivery every 6
months to ensure we meet rrEmbers' needs and adjust accordingly as and when
needed
Of the 34 members vtho participated in sep4ice userfs feedbath supleys
Activities
29 are happy with the ath'vrties on offer
2 could not articulate clearfy- unsure
1 didn't like preferred to talk 1-2-1 than participate in activities
1 wanted singing not to be sang to
1 needed more digital support
Transportation
33 members are happy with transportatron. as it offers opportunrtj'es to come out of
their home
2 members said they are happy Viith transportation, but the step are too high
Meals
30 members said rt was lovely, and they enjoy the meals
4 members said it was too expensive, and it should be FREE
Stafflvolunteers
28 members said they appreciate the support they receive from the staff team
2 members said staff can seem rush at times arKI need to listen more
3 members said volunteers are not regular attendees and seem to come & go often
1 member said
In Summary, overall SOUTHWARK SENIOR SOCIAL ASSOCIATON (SSSA)
Community Centre provided a holistic community development programme of
activities and social weware Servi￿$. The focus of the Centre's services were to
tackle loneliness and isolation amongst older elderly people and at the same time
improve the qualty of lrfe of elderly people and the health and well-being of the local
community as a whole.
13

Partnership working and performan￿ reviev
The organization continues to fflaintain its Servi￿ to the communty through
collaboration and partnership working. Although are new charity we have a
good network link and have a staff team and trustee Y￿th live and work experience
of over 30 years of expert skills and knowledge in delivering activrties for older
people.
This being so volunteers have played a pivotal role supporting needy old people in
Southwark. Without volunteers, the'communty coming togetherf and giving free time
these servi￿$ would not have b￿Tr possible. Volunteers not only assist with day
care, they also deliver activrties, like our arts and crafts sessions and faith sessions
each week. They also help with occasional event.
The fees received from rnemtEr5hp and events are vrtal for our cash flow and the
organization running cost. Their cornmitment enabled the Centre to deliver a full
programme of service, activities and events to SoLrthwark vulnerable okjer adults.
Having a relatively smaller staff team the day
SSSA realize we must maintain good organizational practice to attract local council
support and other funding opportunities as part of rts development and future plans
to stay afloat and maintain a qualty of SeNi￿S for local elderly people.
It is most important that Trustees continue to maintain good governan￿ and
regularly update SOUTHWARK SENIOR SOCIAL ASSOCIATON {SSSA) policies
and procedures. Such as trustee training of responsibilities of trustee, updating
and looking at our charity commission account email page for Charity Commission
and Southwark Communrties infomiation about new guidan￿. regulations, support
and advice.
14

L. Financial review..
al Risk management..
The trustees have revievEd and examined the major risk which the CIO faces and
believes that maintaining ourfree reserves at a reasonable level, combined with our
annual review of the controls over key financial systems will provide sufficient
resources in the event of adverse condth"ons. The trustees have also examined other
operational and business risks which fa￿ and confirm that they have established
systems to mitigate the significant risks.
bl Financial Reserves Policy
Trustees are aware of and take note that a reseple policy is a key issue for
the Charity Commission as the regulator for registered charity.
SOUTHWARK SENIOR SOCIAL ASSOCIATON (SSSA) Trustees have
taken note of the Charrty Commission requirements and that where the levels
of resenies are set too high this would tie up money. vthich could and should
be spent on charttable activities. On the other hand, rf they are too low, the
future of the Charity may be put at risk.
Our Reserves Policy aims to set money aside as a reseprfe, which is to
protect Charity against unexpected drops in income and an emergency. Our
financial reserves policy allows the organization to take advantage of new
opportunrties. so long as the opportunty is in fijrtheran￿ of the organization
s objects. Our financial reserves policy also ensures trustees monitor
spending and report restricted funds and unrestricted funds,
Trustees are conscious of the level of reseDies the CIO needs to hold, because
this is an important part of our financial plans to ensure sound financial
management. Our reserves policy also serves to benefft donors, funders and other
stakeholders.
Trustees have carried its annual reviews of the reserves of the CIO. Based on current
and future financial activities of the CIO. This being so. trustee's reserves policy is to
hold funds to meet 2 months of the operational costs of the Community Centre,
including communty activities. care support and outreach programme, against any
unexpected drops in income and in an emergency. Where this level of reserves is not
achieved, there will be notes in the trustee's and financial report to explain the reason
and the measures trustees are putting in place to address shortfalls.
In calculating the CIO 's reserve for this year. the trustees have deducted from the
total of unrestricted funds of the CIO. The level of reserves which was available year
ending 31-December 2025 is set out in the attached financial slalemenls The nel
movement in funds for next year's financial period will be significanly different as we have
already secure 3-year grant funding from The Health Creatsve Alliance and Southwark
Charities cementing our mark for a secure finanual future.
15

. Tangible fixed assets..
The organization has no fixed assets
Principal funding sources..
The main SoUr￿S of income are from fees and charges- funders (Southwark charities)
O. Investment policy and perfOn￿an￿..
Trustee policy is to ensure that all banking of cash within 2 days of re￿ipt to accrued
maximum interest and all surplus funds are placed into a deposit account in the name
of the charty. There has been no investment ackn'vityl other bank interest received
P. Principal funding sources.
The main sources of income are from fees. charges. donations and grant funding.
Q. Plans..
As detailed above, under review are activities and organizational operation. There are
several issues that the charity is addressing to be in a better situation to represenl and
help the community and the target group: (older people). LBS have made major
improvemenls which arewelcomed. LBS is also planning another BAME elderly Gentre
in Southwark our immediale task is to engage wtth the development of the LBS Black
Elderly Project and position itself as a key partner in the delivery of the LBS Project
under a collision group known as SUBNET (Southwatk Unified Black Network)
Further, SW needs to give serious consideration of what it will provide in future and
how this will be funded. It is most important SOUTHWARK SENIOR SOCIAL
ASSOCIATON {SSSA) expands its on-going marketing, review fees. expand funding
activities, and seek out to attract other business opportunities "market" such as
providing for Carer5 Forum for those who support people diagnosed with Dementia,
offer partnership working wtth other small group who woukl like to share space and
collaborate with day care or actwrties to attract new take up on our Servi￿$. Annual
need assessment survey and a
development program for trustees. staff and volunteers are also vrtal components of our future
for 2025-26
16

Southwark Scnior &xial A&s(Kiation
R.Statement of trustees. responsibilities
The charty trustees are iesponsible for preparing an annual report and financial
statements financial statements in accordano with applicable law and United
Kingdom Accounting Standards (United Kingdom Generally Accounted Accounting
Practice).
The law applicable to charities in England and Wales requires the charity trustees to
prepare financial statements for each year which gives a true and fair view of the state
of affairs of the charty and of the incoming resour￿$ and applicable of resources of
the charity for that period. In preparing the financial statements. the trustees are
required to..
al select suttable accounting policies and apply them consistently.. obseNing
the method5 and principles of the Charities SORP..
b) make judgements and estimates that are reasonable and prudent.
c} State whether applicable accounting standards have been followed, subject
to any material departures disclosed and explained in the financial
statements.
dl prepare the financial statement on the going conceming basis unless it is
inappropriate to presume that the charty will continue in business.
e) The trustees are responsible for keeping proper records which disclose with
reasonable accuracy at any time the financial posilion of the charity and
enable them to ensure that the financial statements comply with the
Charities Act 1933, the Chanty (Accounts and Report) Regulations 2008
and the provisions in SOUTHWARK SENIOR SOCIAL ASSOCIATON
(SSSA) constitution.
Trustees are also responsible for safeguarding the assets of the charity and hence
taking reasonable steps for the prevention and detection of fraud and other
irregularities
Chairperson.....................................B.Wade
Daled
..30th May ...2026
17

INDEPENDENT EXAMINER'S REPORT
TO THE TRUSTEES OF SOUTHWARK SENIOR SOCIAL ASSOCIATION
ON THE ACCOUNTS FOR THE YEAR ENDED 31 DECEMBER 2025
WHICH ARE SET OUT ON PAGES 7-8.
Respective responsibilities of trustees and examiner
The charity s trustees are responsible foi the preparation of the accounts. The charrty's
trustees consider that an audrt is not required for this year undef section 144(2} of the
Charities Act 2011 (the 2011 Act) and that an independent examination is needed.
It is my responsibility to..
examine the accounts under section 145 of the 2011 Act,.
to follow the procedures laid down in the general Directions given by the Charity
Commission under section 145(5){b) of the 2011 Act., and
to state whether particular matters have come to my attention.
Basis of independent examinerfs report
My examination was carried out in accordan￿ with the general Directions given by the
Charity Commission. An examination includes a review of the accounting records kept by
the charity and a comparison of the accounts presented with those records. 11 also
includes consideration of any unusual items or disclosures in the accounts. and seeking
explanations from you as trustees con￿Ming any such matters. The procedures
undertaken do not provide all the eviden￿ that would be required in an audit and
consequently no opinion is given as to whelher the accounts present a Irue and fair view,
and the report is limited to those matters set out in the statement below.
Independent examiner's report
In connection with my examination, no matter has come to my attention: which gives me
reasonable cause to believe that in any material respect..
The accounting records were not kept in aCCL)rdan￿ wtth the section 130 of the
Charities Act.. or
The accounts did not accord with the accounting records,. or
The accounts did not comply with the applicable requirements concerning the form
and content of the accounts set out in the Charities (Accounts and Reports)
Regulations 2008 otherthan any requirement that the account give a 'true and fair,
which is not a matter a matter considered as part of the independent examination.
I have no cOn￿mS and have come across no other matter in connection with the
examination to which attention should be drawn in this report in order to enable a proper
understanding of this account to be reached.
Signed..
A Adebambo, CPF
London Accountancy Practice.
Sojourner Truth Centre
161 Sumner Road
London SE15 6JL
GMA, ACG,
18

SOUTWARK SENIOR SOCIAL ASSOCIATION
STATEMENT OF FINACIAL ACTIVITIES
FOR THE YEAR ENDED 31 DECEMBER2025
2025
2024
Tolal
Total
Fund Fund
Unrestrithd Restricted
Fund
Fund
Income Resources
92.672
91672
92.672
91672
660
660
Resources Expenditure
CL&s cl cl￿ntab* acmes
92.916
92,916
91916
92,916
Net IncomirKJ Resources
Ba￿r￿e broLtyI f￿ard
Ba￿[￿eS camed fotward
244
244
416
416
19

SOUTHWARK SENIOR ASSOCIATION
BALANCE SHEET
AS AT 31 DECEMBER 2025
FIXED ASSETS
2025
2024
Current Assets
Cash at Bar*
416
660
Current Llabllltles
Cfedrtors
Net Current Assets
416
660
Financed by Funds
Unresthcted F￿1
Restricted Fund
416
416
660
660
Approved by the Board cl threctcws s￿Ed on its
behal by
Sign
-.a026
20

SOUTHWARK SENIOR SOCIAL ASSOCIATION
NOTES TO THE ACCOUNTS
1. ACCOUNTING POLICIES
Basis of Preparation of Financial Statements
The financial statements are prepared under the historic cost convention and
include the results of the charity's operations which are described in the
Management Committee's Report and all of which are continuing.
The accounts have been prepared in accordance with the Statements of
Recommended Practi￿ for charrty accounts.
The charity has taken advantage of the exemption of Financial Reporting
Standard No 1 from the requirements to produ￿ a cash flow statement on the
groLAnds that it qualifies as a small charty
1.2 Incoming Resources
1.2.1 Revenue grants are credited to the Statement of Financial Activities on the earlier
date of when they are re￿IVed or when they are re￿1Vable, unless they relate to
a specific future period, in which case they are included on the Balance Sheet as
deferred income to be recognised in the future accounting period.
1.2.2 Grants received for specific purposes are accounted for as restricted funds in the
Statement of Financial Activrties.
1.3 Restricted Funds
Reslricted funds are to be used for specific purposes as laid down by the donor.
Expenditure which meets these criteria is identrfied to the fund. together with
fair allocation of management and support costs.
1.4 Unrestrictsd Funds
Unrestricted funds are donations and other incomes received or generated for
the objects of the organisation without further specified purpose and are available
for general funds.
1.5 Designated Funds
Designated funds are unrestricted funds eamarked by the Management
Committee for particular purposes.
1.6 Tangible Fixed Assets
All expenditure that related to equipment has been charged to the Statement of
Financial Activities in the year of acquisition. A register of assets is maintained.
21

SOUTHWARK SENIOR ASSOCIATION
DETAILED INCOME AND EXPENDITURE
FOR THE YEAR ENDED 31 DECEMBER 25
2025
Total
Fund
2024
Total
Fund
Unrestrlcted Restricted
Fund
Fund
Income Resources
Legacies. Grant & Donatior
SoutFfyvark Charities
NHS Giant
Southwark Pensi￿
Donaknons
Total Income
600
40,000
40,000
50,000 50,000
2,500
172
92,672
172
92,672
660
2026
Total
Fund
2024
Total
Fund
Unrestricted Restricted
Fund
Fund
Resources Expended
Staff
Rent & Venue Hire
Administralion
NHS Granu Subnet Grow>
Dnver Hire
Foo(VHot Meals
Sthjscnpbons
Iwebsite
Traini@DBS
TraveVFuel
Refiexlcoy
Volimleer Experses
IrsurancelPrt)Ic Liability
Postage
Payroll Administracb(
Miscellaneous
Total Expendlture
12.810
6.045
580
45,000
3,531
8,977
27
150
3.01)0
7,002
12.810
6.045
580
45,000
3.531
8.977
27
150
3,000
7,002
60
3,450
3,450
602
173
92,916
602
173
91916
22