Stratford-upon-Avon Baptist Church Charity Number 1208100 Financial Statements For the year ended 31 December 2025
Stratford-upon-Avon Baptist Church Year ended 31 December 2025 CONTENTS Pages Legal administsxiive inforniation Report of th¢ Trustees Report of the Indq)eodent Examiner Statemerjt of financial activities Stat¢m¢nl of assets and liabilities Notes fonning pajt of the financial stalemcnts 9-13
Strarford-upon-Avon Baptist Church Year ended 31 December 2025 LEGAL AND ADMINISTRATIVE INFORMATION Trustees Rev A Rhodes {MiELi5ter) C Voice M Mcculloch H Frost (ceased 08105125) M Barons S Dannall (ceased 30109125) J Furlong Treasurer M Mcculloch Churcb Office: Straiford_upon-Avon Baplisl Chur¢h Pajton Street Sir&tford-upon-Avon Warwi¢kshire CV37 6UA Independellt Exajniner K R Moore KLM Accountants 15 Shcnstone Road GTeat Barr Bimiinghatn B43 5LW Bankers Co-operative Bank l Balloon Street Manchester M4 4BE
Stratford-upon-Avon Baptist Chureh Year ended 31 December 2025 REPORT OF THE TRUSTEES The truslccs submit their report and fillancial ststcments for the year ended 31 December 2025. The trustees have adopted the provisions of the Sialemenl of Recommended Practice {SORP)"Accounling and Reporting by Cbarities" issued in January 2016 in preparing the annual report and the financial statements of the Church. The trustees of straiford-upon-Avon Baptist Church (unincorporated church, registration 1135844) havc complcted steps lo incorporate the charity. The assets and liabilities of the unin¢oTporated church {registcred numbcr 1135844) were transferred lo the incorporatcd charity (tegislered number 1208100) on l January 2025. Governance All policy, strat¢gi¢ and financial decisions relating to the charity have to be fonnally approved by the Church's Leadership Team. The Trustees are appointed for a terni of three years and are voted in by members ai a Cburch Meeting. There is a finance sub-committee wilh its own limits of authority. Any sub-commxttee's recommendations must be ralified by the Leadership Team. The Leadership Team meets twi¢¢ a month. Thc Church General Meeting is open to all and is held quarterly. Only members are abl¢ to vote. constitIO objects and policies and public benefit Straiford-upon-Avon Ba}51 Church is constituted by Trust Deed and its objeets a.. To be witncsscs io Jcsus Christ and to seek first the Kingdom of God and His rightc£)usness To offer salvation in Jesus Chrisl, wholeness and healing lo the whole perso and As a ¢hur¢h w¢ s¢ek to fulfil the royal law (James 2..8), which is'lo lovc your neighbour as yourself.. this applies lo Str8tford-upon-Avon and fvrther afield. When planning the activities for the year, th¢ Leadership Team have considercd the Commission's guidance on public benefit and, in particular, the specific guidance on charities for ihe advancement of religion. The charity tries lo enable ordinary people lo livc out their faith as part of the community through: Worship and prayer, studying the Bible and developing their faiih and tNst in Jesus Provision of pastoral care for ihe people in Ihe community Missionary and oulreach work. Development, &ctfiiryties and Aehlevtments 2025 has seen a slight increase in attendance averaging at about l 00. and we are pleased to See a spread of ages. Church Membership has stayed al about 75. Usually on a Sunday, numbers of children average between 4-1 O. At our Christmas children's craft ev¢nt there were about 15 children. Our Sunday children's work {G.L.O.W.) is split into two groups to cater for the differenl agc group5.' 4-7s and 8+. Thcrc has bc¢Th an incrcased number of older Children, and wc will be looking at the possibility of a third group lo cater lor ihem. An area of growib in altendanee has been through our Christian Iranian asylum Seekers worshipping with us. Many of ihem have not had the opporlunity for discipleship or baptism, so il was a privilcge to run some diseipleship classes and bapiism classes, resulting in the baptism of l O people at baptism seiCe$ in October and Ik¢ember. We have 5 home groups, which provide the opportunity for Btble Study, prayer and fellowship by m¢¢ting regularly twice a monih, and around 500/0 of the church is part of a home group. Our"Liiilc Fishcs" carcrs and toddlers group, opcn to all those in the community, ran wcckly throughout tcnn limes, providing opportunities for those looking after children under the age of 5 to enjoy catching up wilh one another, whilst their children could enjoy play with other toddlers. AS well as having suitable and fun toys available for the childrcn to Usc, there have also bccn craft activities story times.
Strarford-upon-Avon Baptist Church Year ended 31 December 2025 Another regular activity open lo all has been our CAMEO social group {Come And Meet Each other) which met fortnigbily throughout the year). This group runs for 2 hours, wilh ibe first half allowing people lo chat and enjoy tea, coffee and cake logeihcr, whilst the second half involved an organised aclivity. As last year, during the winter months we havc mel earlier in the day, 1-3pm, so ihat we could provide lunches. These sessions have seen 20-30 in allendance. Somt of the activities that we enjoyed were.. lalks on the work of Samaritan's Purse aJ)d Mission Aviation Fellowshipy a visit from thc Warwickshire & Sollhull Blood btkes; talks about managing the Carjada geese, being a magistrate and about the local Alms-houses- two performances from the local Rock Choir,. indoor short mal iK)wls,' as well as games and quizzes. Another group which has rnn throughoul the year is our Craft Club. Again. Ihis group is open lo all, providing those who come along w?th the opportunity to engagc with a range of crafts. Added to this was a 'Creativ¢ Worship Workshop, held in January, and a 'Wreath-making Workshop, in November, which was a great outreaeh event. Part of our endeavour to be active in the community has been to let our premises to comD]unity groups. so we were pleased to continue lo acconllnodate Rock Choir and Painilx)x (aiE art class) along with other one off lertings. Being an environmentally-friendly church is important to us. and in Dcccmber we cbanged our lighting lo LED. in prcparation to install solar panels in 2026. We also held an eco-themed service in November, and at one of our Cameo events we had a talk frcpm a member of the town's Repair Café. Following a service focusing on Toilct Twinning with Tearfund we received donations to twin all I l of our toilets. The continuing f2nancial support from the congregation has nieanl thal the church has bccn able lo maintain ils support for Mission. It has Continued ils support for AMEN Trust, Kaniki Trust/Arise Kapumpc, Interserve and BMS Home and World Mission. An appeal and music concert helped raise funds for the Arise solar panels appeal in Zambia. One Church member Continued her work with disadvantaged children in Romania and for a week we bosled Ihc family from Pe Lunca she worked with. Another member continues to head the local town chaplaincy illitiative. Rev Amanda Rhodes also met rcgularly with other Church leaders as a member of Stratford Churches Together. and collaboralivelyy the churches in ihe town have= organised a Good Friday walk of witness, run an Alpha course (which was attended by about 30 people),. been part of the town's Stratford Pursuits Festival (in May),. held two ecumenical scrvices (one in June and one in October, which was hosted by our church),. and participated in th¢ World Day of Prayer in March (which we hosted}- Rev Rhodes has also continued lo visit the Croft School io take assemblies throughout the year. At the end of 2025 we had a Candlclight ¢arol service. This was well-allended and provided a great opportunity to invite n¢ighbours, friends and family to hear about the great news of the birth of Christ. FlnAncial Revieiv The Church had a surplus for the fu1ClaI year ended 31 sl December 2025 of £43,054. Regular offerings including gift aid were £90,942 (2024= £85,309), an incrcase of 6.6/0. Total incomc excluding grants was £124,186 (2024-. £98,710). Expenses for ihc year were £97.732 (2024= £90,568). This included Ihe commencement of maintenance work lenned 'major works, lo apply for pemiissions to install solar panels and installing LED lighting. We arc ihankfijl to have rcccived two grant5 from Benefacl Trust £6,600 and Garfteld Weston Foundation £1 O,O(Y) lo help fund planned 'major works, on church buildings in 2026. Ministry costs were £41,302 (2024.. £39,324). Expcnditure on Mission was £26,480 (2024.. £16,216), which was 21.30/0 of our incomc (excluding restricted fund grants) for the year. This included over £9,000 iowards Ihc Arisc Kapumpe solar panels appeal and an additional £658 was phid dircct to their bank account from the music concert. The Church ended Ihc year '1th reserves of £150,500 {2024: £107.446). This tncludes £16,600 of restricted reserves from grants in our buildings fund and £4,735 in our young people's fund, which is a Icgacy from years ago from having a separate Christian pre school charity callcd Tiny Hands. It is expected Ihal over 500/0 of these rescrves will be used in 2026 to fund onc-off expenses related to building njainlenance and the insta]lation of solar panels.
Stratford-upon-Avon Baptist Church Year ended 31 December 2025 Reserves poli¢y The trustees consider Al prndent that unrestricted reserves should be maintsined al a minimum level of £50,000 and this laTgct has been m¢t during the year. The level of r¢serves is monitored and reviewcd by Ihc trustees regularly. Volunleers The Trustees would like lo thank all the volunteers who work so hard to make our church the lively and vibranl community that it is. Siatement of trustees, responsibilities The law applicable to charities in England and Wales requires the trustees lo prepare financial statemenls for cach fiJ)an¢ial year which g&ve a true and fair vtew of the charily's financial activities during the year and ils financial position at the end of the year. In preparing those financial 51atements, Ihe trustees should follow best prdctice and arc required to: (a) Select suitable accounting policies and then apply them consistently.. (b) Make judgemcnls and cstimates that arc reasonable and prudent.. (c) Slate whether 2pplicable accounting standards and slalemenls of recommended practice have been followed, subject to any departures disclosed and explained in the financial statements-. (d) Prepare the fiJ]ancial staten]cnts on the going conccrn basis unlcss il is inappropriate lo pr¢sum¢ that th¢ charity will continue tn operation. The trnstees are respollsiblc for keeping proper accounting records which disclosc with rcasonable accuracy at any time the financial position of the charity and which enable them to ascertain the financial position of the charity and which cnable them to ensure that ihe financial statements comply with thc Irust deed. They are also sponsible for safeguarding IELC assc(s of the Charity and hellce taking reasonable steps for the prevention and dete¢tion of fraud and other irregularities. Approval This repori was approved by the trustees on 12th Febnthry 2026 and signed on their b¢haLf. R¢v A Rhodes Minister and Trnstee M Mcculloch Treasurer and Truste¢
Stratford-upon-Avon Baptist Church Year ended 31 December 2025 Independent Examiner's Report to the Truste¢s of Stratford-upon-Avon Baptist Church I report to the cbarity truslees on my examination of the accounts of the charity for the year ended 31 December 2025 as set out on various pages. Responsibilities and basis of report As Ihc charity'5 tTUStees you are responsible for the preparation of Ihe accounts in accordance with the requirements of the Charfftties Act 2011 ('the Act,). rcport in respccl of my examination of the charity's accounts carried out undcr section 145 of the Act atLd in canying out my examinaiion, I have followed the applicable Directions given by the Charity ComD)ission under section 145(5)(b) of the Act. Independent examlner's statement I have Coillpleted my examination. I confirni that no material matters have come to my allention in COI¢¢110 with the examinalion giving me causc lo beli¢v¢ that in any material respect.. l) accounting records were not kept in respect of the chaitty as requircd under section 130 of thc 2011 A¢t or 2) the a¢¢ounls do not a¢cord with those records 3) the accounts do not cotnply with ihe applicable r¢quiremcnts concerning th¢ forni and content of accounts set out in the Charities (Accounts and Rcports) R¢gulalions 2008 other than any requiremeni that the accounts give a 'lrue and fair view, which is not a matler considered as part of an indepcndent examination. I have no concerns and bave come across no other matiers in connection with the examination to which allclltion should be drawn in the report in order to cnabl¢ a proper understanding of the accounts lo be reached. Keiih Moore Oih Febndary 2020 Keith Moore KLM Aticoullls 15 Shenstone Road Great Barr Birn)ingham B43 5LW
Stratford-upon-Avon Baptist Church Year ended 31 December 2025 STATEMENT OF FINANCIAL ACTIVITIES FOR THE YEAR ENDED 31 DECEMBER 2025 Note UttTestri¢ted Designated Restricted Funds Funds Funds Tot81 2025 Totsl 2024 Receipts Regular donations Gift atd tax reclaim Grdnts for building work Raised for other causes incl. glaid Rental income Bank ititerest Church evenl$ Little Fishes L£gacies 73,101 17.841 73,101 17.841 16.600 12,167 2.665 3.915 1,418 279 12,800 09.854 15,455 16,600 12,167 4.771 3.195 4,304 738 393 2.665 3,915 1,418 279 12.800 Total Receipts 112.019 12,167 16,600 140,786 98,710 P*ymeuts Ministry Pastoral and other ministy Local outreach Mission and special appeals Maintenancc of premises Administrntive expenses 41,302 2.370 1,726 14,280 19,638 5,299 41,302 2,370 2.643 26,480 19,638 5.299 39,324 1,419 2,205 16,216 25,924 5,480 917 12,200 Total Payments 84,615 12.200 917 97,732 90,568 Surplusl(Deficit) for the year 27,404 (33) 15,683 43,054 8.142 Balance at l Jalluary 2025 Transfcr of funds Bal4nce at 31 December 2025 101,925 {164) 129,165 (131) 164 5,652 107,446 99,304 21 J35 1SOJ(M) 107,446
Stratford-upon-Avon Baptist Church Year ended 31 December 2025 STATEMENT OF ASSETS AND LIABILITIES AS AT 31 DECEMBER 2025 ote 2025 2024 ASSETS Bank and building society balances 150,500 107.446 Tolal Asset$ I5000 107,446 REPRESENTING BALANCES ON THE FOLLOWING CHARITABLE FUNDS: UDres¢ricted funds 129,165 101,794 Restricled funds Young People's Fund Buildi]Rgs Fund 4,735 16,600 5,652 Total Funds £150,500 £107,446 The notes on pages 9-13 fonn an integrdl part of thes¢ [anCial slatements. These financial stalemenls w¢re approved by the TSlee5 on 12th February 2026 and siglled on their behalf by M Mcculloch (Church Treasurer and Tntsiec) Rev A Rhodcs (Miuisler and Tnle¢)
Stratford-upon-Avon Baptist Church Year ended 31 December 2025 NOTES ON THE FINANCIAL STATEMENTS Accounting policies (a) Basis of preparation These accounts have been prepared on a 'receipts and payments, basis and in a¢cordan¢e with Section 133 Charities Act 2011. Stratford upon Avon Baptist Chur¢h meets the definition of a public benefit enttly under FRS 102. Asscls and liabililics arc initially recognised at historical cost or transaction value unless oihenyise slatcd in thc rclcvallt accountin¥ policy notes. O)) Fund aecounting General funds are unrestricled funds which are available for us¢ at the discretion of the trustees in fi]rtheran¢e of the general objectives of the charity and which have not been designated for other purposes. Designated funds comprise unreslricted funds that have been set aside by the trustees for particular puryoses. This includcs monies raised from 4)ecial appeals. Restiicted funds are funds given for a particu]ar project or purpose. (c) Grants received Grants received are credited to ihe funds appropriate lo the puryoses of the ¥Tant. (d) Admlnlstration and office expellses Thts rcpTcsenls dircct cxpenditure on the management of the Church. Volunteers cary out most of the management and administration without ¢harge and this intangiblc cost is not included in the Statement of Financial A¢livili¢s since there is no measurabl¢ cost lo the volunteers for their service. Expcnscs incurrcd by and rcpaid to volunteers are included in the relevant headings. Where salaries are paid these are included in the relevant staff Costs. (e) Fixed assets and depreciation The Church is Ihe beneficial owner, subjecl to the relevant trusts, of the Church and Mans¢ premises, together with their fixtures. fittxJ)gs and equipment, the legal title to which is held by the Baptist Unioll cooratio Limitcd. Thc Church premises are ¢oiisidercd to be inalienable historic fixed assels and are excluded from the balance sheet because reliable cost inforniation is not available, and valuation would incur significant costs that would be onerous compared with the additional bcncfil gained by thc uscr of the fancial statements. A current valuation of the Manse premises would similarly incur onerous costs and in view of the nature of Ihe trusts on which il is held il is considered not appropriate lo tnclude a current valuation in the financial statements. DepTeciation has nol been Charged on thc Mansc prcmiscs because in the opinion of the Trustees the residual value of the assets is significantly higher than ils original cosl pri¢e. All purchases of a capital nature are expensed in tbe year they are incurred.
Stratford-upon-Avon Baptist Church Year ended 31 December 2025 io NOTES ON THE FINANCJAL STATEMENTS Ministry Ullrestrictsd Funds Total 2025 Total 2024 Stipend I salary Pension Contribution (church element) Motor and trdvel expenses Manse internet Manse council tax & water Collfcren¢es, study materials & ¢v¢nts 33.089 33,089 4.091 4,091 302 302 342 342 3.353 3,353 125 125 31,496 3.869 179 322 3.293 165 Total £41J02 £41J02 £39J24 Pastoral ear¢ and other ministry Unrestrfieted Funds Tot&1 2025 Total 2024 Outside speakers Fellowship fund Pastoral care Training and other service/ministry exnSeS 300 300 281 1,789 281 1,789 413 1.006 Total £2J70 £2J70 £1.419 Local outreach Unreslricted Restrieted Total Funds Funds 2025 Total 2024 CAMEO Ladies breakfast GLOW Stratford Churches Together Little Fishcs Youth evcnts Creative workshops 1,268 163 1,268 163 485 65 232 200 230 988 436 361 115 305 485 65 232 200 230 Total £1,726 £917 £2,643 £2,205
Stratford-upon-Avon Baptist Church Year ended 31 December 2025 Ir NOTES OIY THE FINAIYCIAL STATEMENTS Mission and special appeals Unrestricted Designated Funds Funds Total 2025 Total 2024 Baptist Fellowship BMS Homc Mission BMS World Mission 4,752 3,344 4,752 3,344 4,152 3.621 8.096 8.096 7,773 Mission Focus Pe Lunca (via AMEN Trust) AMEN Trust Kaniki Trust Interserve Tcarfund Toild TwinnirLg Siraiford Food Bank BU Jamaica appeal Acorns Children's Hospice Chrftslians in Sport 1,410 1,410 1.260 1,846 1,410 3,147 10,323 1.908 731 607 258 3.031 2,648 1,617 240 1.737 9,063 62 731 607 150 258 657 100 6.184 12,200 18.384 8,443 Total £14280 £12,200 £26,480 £16,216 Maint¢nan¢¢ of premises Unrestricted Funds Total 2025 Total 2024 Church Major works- building renovationlsolar panels Gclleral repairs and mailltenance Lighi, heal and water Insurance Cleaning Items purchased 5,350 2,933 4,046 1,966 3.486 1.239 5,350 2,933 4,046 1,966 3,486 1,239 4,161 2.589 1,900 3,445 1,306 19,020 19,020 13,401 MaSe Repairs and niainlenance Manse insurdnce 270 348 270 348 11,800 328 618 618 12,188 Welcombe H*ll Repairs and maintenance 335 Totsl £19,638 £19,638 £25,924
Stratford-upon-Avon Baptist Church Year ended 31 December 2025 NOTES ON THE FINANCIAL STATEMENTS 12 AdmiDlstration UDre$¢ricted Funds Total 2025 Totil 2024 Printing> postage and station¢ry Equipment rental and repairs tnternei CopIght fees Subscriptions Independent examiiier's fees Legal work - CIO converston IT and website Other expenditure 262 1,187 391 262 1,187 391 200 1.127 375 111 453 467 200 260 ,843 236 453 467 200 260 1.843 236 441 387 200 1,536 853 361 Total £5,299 £5,299 £5,480 Movements on d¢$ignated funds Mission & special *pp¢als Total Balance at l Jatt 2025 (131) (131) Raised for other causes 12.167 12.167 ExpendiluTC and dRsbursemenls 12,200 12,200 Movement from unrestricted funds 164 164 Bal#n¢e at 31 Dec 2025 Movements on restricted funds Buildings FuDd Young People's Fund Total Restricted Funds BalaDee at l Jan 2025 5,652 5,652 IDeome Grants received 16,600 16,600 Expenditure Local outreach (note 4) 917 917 Surplu51(Deflcit) for tbe year 16,600 (917) 15,683 Balallce ai 31 Dec 2025 £16,600 £4.735 £21J35
Stratford-upon-Avon Baptist Church Year ended 31 December 2025 13 NOTES ON THE FINANCIAL STATEMENTS io. Staff Costs aDd Trustees, expenses The average number of employees during the year was l (2024 - 1)- No employcc received emoluments in ¢x¢ess of £50,000 (2024- 0). The minister of the Church was appointed on I 51 September 2019. She is an employee and a trustcc and lives in housing wholly owned by the Church and received emoluments and necessary expenses as an cmployee and llol as a trustee. Thc Church paid pension contributions for its minister lo the Baptisi Pension Scheme, a defmed contribution h¢M¢. No other trust¢e was paid during the year.